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Consolidated Statements of Operations - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Interest income:        
Loans $ 7,765 $ 8,711 $ 16,191 $ 16,778
Mortgage-backed securities 127 133 256 273
Investment securities 216 288 447 580
Money market investments 459 694 877 1,402
Total interest income 8,567 9,826 17,771 19,033
Interest expense:        
Deposits 3,147 3,233 6,433 6,344
Advances and other borrowed money 288 598 565 1,190
Total interest expense 3,435 3,831 6,998 7,534
Net interest income 5,132 5,995 10,773 11,499
Financing Receivable, Excluding Accrued Interest, Credit Loss Expense (Reversal) (15) 461 (41) 721
Net interest income after provision for (recovery of) credit losses 5,147 5,534 10,814 10,778
Non-interest income:        
Depository fees and charges 675 545 1,348 1,083
Loan fees and service charges 249 73 407 44
Loss on sale of loans, net 0 (191) 0 (191)
Grant income 0 0 0 80
Other 325 157 762 273
Total non-interest income 1,249 584 2,517 1,289
Noninterest Expense [Abstract]        
Employee compensation and benefits 3,532 3,542 7,213 7,043
Net occupancy expense 1,195 1,279 2,425 2,476
Equipment, net 639 550 1,229 1,130
Data processing 704 793 1,288 1,525
Consulting fees 722 201 859 280
Federal deposit insurance premiums 214 159 447 329
Other 1,821 1,707 3,478 3,609
Total non-interest expense 8,827 8,231 16,939 16,392
Loss before income taxes (2,431) (2,113) (3,608) (4,325)
Income tax expense 0 0 0 0
Net loss $ (2,431) $ (2,113) $ (3,608) $ (4,325)
Loss per common share:        
Earnings (loss) per Share, Basic (in dollars per share) $ (0.46) $ (0.41) $ (0.68) $ (0.84)
Earnings (loss) per Share, Diluted (in dollars per share) $ (0.46) $ (0.41) $ (0.68) $ (0.84)