<SEC-DOCUMENT>0002085652-25-000001.txt : 20251006
<SEC-HEADER>0002085652-25-000001.hdr.sgml : 20251006
<ACCEPTANCE-DATETIME>20251006131101
ACCESSION NUMBER:		0002085652-25-000001
CONFORMED SUBMISSION TYPE:	SCHEDULE 13D
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20251006
DATE AS OF CHANGE:		20251006

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CARVER BANCORP INC
		CENTRAL INDEX KEY:			0001016178
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		ORGANIZATION NAME:           	02 Finance
		EIN:				133904174
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			0331

	FILING VALUES:
		FORM TYPE:		SCHEDULE 13D
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	005-48913
		FILM NUMBER:		251376330

	BUSINESS ADDRESS:	
		STREET 1:		75 W 125TH ST
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10027-4512
		BUSINESS PHONE:		2128764747

	MAIL ADDRESS:	
		STREET 1:		75 W 125TH ST
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10027-4512

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Mann Barry James
		CENTRAL INDEX KEY:			0002085652
		ORGANIZATION NAME:           	

	FILING VALUES:
		FORM TYPE:		SCHEDULE 13D

	MAIL ADDRESS:	
		STREET 1:		941 JEROME AVENUE
		STREET 2:		APT. 14G
		CITY:			BRONX
		STATE:			NY
		ZIP:			10452
</SEC-HEADER>
<DOCUMENT>
<TYPE>SCHEDULE 13D
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
<XML>
<?xml version="1.0" encoding="UTF-8"?><edgarSubmission xmlns="http://www.sec.gov/edgar/schedule13D" xmlns:com="http://www.sec.gov/edgar/common">
  <headerData>
    <submissionType>SCHEDULE 13D</submissionType>
    <filerInfo>
      <filer>
        <filerCredentials>
          <cik>0002085652</cik>
          <ccc>XXXXXXXX</ccc>
        </filerCredentials>
      </filer>
      <liveTestFlag>LIVE</liveTestFlag>



    </filerInfo>
  </headerData>
  <formData>
    <coverPageHeader>
      <securitiesClassTitle>Common Stock, par value $0.01 per share</securitiesClassTitle>
      <dateOfEvent>10/06/2025</dateOfEvent>
      <previouslyFiledFlag>false</previouslyFiledFlag>
      <issuerInfo>
        <issuerCIK>0001016178</issuerCIK>
        <issuerCUSIP>146875604</issuerCUSIP>
        <issuerName>CARVER BANCORP INC</issuerName>
        <address>
          <com:street1>75 W 125TH ST</com:street1>
          <com:city>NEW YORK</com:city>
          <com:stateOrCountry>NY</com:stateOrCountry>
          <com:zipCode>10027-4512</com:zipCode>
        </address>
      </issuerInfo>
      <authorizedPersons>
        <notificationInfo>
          <personName>Barry Mann</personName>
          <personPhoneNum>8502259314</personPhoneNum>
          <personAddress>
            <com:street1>941 Jerome Avenue, Apt 14G</com:street1>
            <com:city>Bronx</com:city>
            <com:stateOrCountry>NY</com:stateOrCountry>
            <com:zipCode>10452</com:zipCode>
          </personAddress>
        </notificationInfo>
      </authorizedPersons>
    </coverPageHeader>
    <reportingPersons>
      <reportingPersonInfo>
        <reportingPersonCIK>0002085652</reportingPersonCIK>
        <reportingPersonNoCIK>N</reportingPersonNoCIK>
        <reportingPersonName>Mann Barry James</reportingPersonName>
        <fundType>PF</fundType>
        <legalProceedings>N</legalProceedings>
        <citizenshipOrOrganization>NY</citizenshipOrOrganization>
        <soleVotingPower>264240.00</soleVotingPower>
        <sharedVotingPower>0.00</sharedVotingPower>
        <soleDispositivePower>264240.00</soleDispositivePower>
        <sharedDispositivePower>0.00</sharedDispositivePower>
        <aggregateAmountOwned>264240.00</aggregateAmountOwned>
        <isAggregateExcludeShares>N</isAggregateExcludeShares>
        <percentOfClass>5.0</percentOfClass>
        <typeOfReportingPerson>IN</typeOfReportingPerson>
      </reportingPersonInfo>
    </reportingPersons>
    <items1To7>
      <item1>
        <securityTitle>Common Stock, par value $0.01 per share</securityTitle>
        <issuerName>CARVER BANCORP INC</issuerName>
        <issuerPrincipalAddress>
          <com:street1>75 W 125TH ST</com:street1>
          <com:city>NEW YORK</com:city>
          <com:stateOrCountry>NY</com:stateOrCountry>
          <com:zipCode>10027-4512</com:zipCode>
        </issuerPrincipalAddress>
      </item1>
      <item2>
        <filingPersonName>Barry James Mann</filingPersonName>
        <principalBusinessAddress>941 Jerome Avenue, Apt. 14G, Bronx, NY 10452</principalBusinessAddress>
        <principalJob>Mann is currently the CFO of Spring Bank and CFO/Treasurer of CheckSpring Community Corp (parent of Spring Bank) which are both located at 69 E. 167th Street, Bronx, NY 10452.</principalJob>
        <hasBeenConvicted>none</hasBeenConvicted>
        <convictionDescription>none</convictionDescription>
        <citizenship>USA</citizenship>
      </item2>
      <item3>
        <fundsSource>Mann acquired 264,240 shares with personal funds in open market transactions for a total investment of $570,510.76.  Mann paid an average price of $2.16 per share.</fundsSource>
      </item3>
      <item4>
        <transactionPurpose>The reporting person acquired beneficial ownership in the Shares in the belief that the Shares were undervalued and represented an attractive investment opportunity.

The reporting person intends to purchase additional shares and engage in conversations, meetings and other communications with certain members of the Issuer's Board, Management team, shareholders, Industry Analysts, and other interested parties, in each case to support the strategic plan proposed by the Issuer's management team to improve the efficiency and financial condition of the Issuer and to increase shareholder value through organic growth.</transactionPurpose>
      </item4>
      <item5>
        <percentageOfClassSecurities>Mann beneficially owns 264,240 shares.  Percentage: Approximately 5.0%</percentageOfClassSecurities>
        <numberOfShares>1.	Sole power to vote or direct vote: 264,240
2.	Shared power to vote or direct vote: 0
3.	Sole power to dispose or direct the disposition:  264,240
4.	Shared power to dispose or direct the disposition: 0</numberOfShares>
        <transactionDesc>Mann purchased 97,162 shares in open market transactions during the past 60 days as of October 6, 2025 for an average price per Share of $2.17</transactionDesc>
        <listOfShareholders>none</listOfShareholders>
        <date5PercentOwnership>n/a</date5PercentOwnership>
      </item5>
      <item6>
        <contractDescription>There are no contracts, arrangements, understandings or relationships.  Mann has acquired these shares independent of the management and ownership of his current employers.</contractDescription>
      </item6>
    </items1To7>
    <signatureInfo>
      <signaturePerson>
        <signatureReportingPerson>Mann Barry James</signatureReportingPerson>
        <signatureDetails>
          <signature>Barry James Mann</signature>
          <title>Barry James Mann</title>
          <date>10/06/2025</date>
        </signatureDetails>
      </signaturePerson>
    </signatureInfo>
  </formData>
</edgarSubmission>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
