<SEC-DOCUMENT>0002085652-25-000003.txt : 20251031
<SEC-HEADER>0002085652-25-000003.hdr.sgml : 20251031
<ACCEPTANCE-DATETIME>20251031172707
ACCESSION NUMBER:		0002085652-25-000003
CONFORMED SUBMISSION TYPE:	SCHEDULE 13D/A
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20251031
DATE AS OF CHANGE:		20251031

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CARVER BANCORP INC
		CENTRAL INDEX KEY:			0001016178
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		ORGANIZATION NAME:           	02 Finance
		EIN:				133904174
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			0331

	FILING VALUES:
		FORM TYPE:		SCHEDULE 13D/A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	005-48913
		FILM NUMBER:		251441535

	BUSINESS ADDRESS:	
		STREET 1:		75 W 125TH ST
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10027-4512
		BUSINESS PHONE:		2128764747

	MAIL ADDRESS:	
		STREET 1:		75 W 125TH ST
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10027-4512

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Mann Barry James
		CENTRAL INDEX KEY:			0002085652
		ORGANIZATION NAME:           	

	FILING VALUES:
		FORM TYPE:		SCHEDULE 13D/A

	MAIL ADDRESS:	
		STREET 1:		941 JEROME AVENUE
		STREET 2:		APT. 14G
		CITY:			BRONX
		STATE:			NY
		ZIP:			10452
</SEC-HEADER>
<DOCUMENT>
<TYPE>SCHEDULE 13D/A
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
<XML>
<?xml version="1.0" encoding="UTF-8"?><edgarSubmission xmlns="http://www.sec.gov/edgar/schedule13D" xmlns:com="http://www.sec.gov/edgar/common">
  <headerData>
    <submissionType>SCHEDULE 13D/A</submissionType>
    <filerInfo>
      <filer>
        <filerCredentials>
          <cik>0002085652</cik>
          <ccc>XXXXXXXX</ccc>
        </filerCredentials>
      </filer>
      <liveTestFlag>LIVE</liveTestFlag>



    </filerInfo>
  </headerData>
  <formData>
    <coverPageHeader>
      <amendmentNo>2</amendmentNo>
      <securitiesClassTitle>Common Stock, par value $0.01 per share</securitiesClassTitle>
      <dateOfEvent>10/31/2025</dateOfEvent>
      <previouslyFiledFlag>false</previouslyFiledFlag>
      <issuerInfo>
        <issuerCIK>0001016178</issuerCIK>
        <issuerCUSIP>146875604</issuerCUSIP>
        <issuerName>CARVER BANCORP INC</issuerName>
        <address>
          <com:street1>75 W 125TH ST</com:street1>
          <com:city>NEW YORK</com:city>
          <com:stateOrCountry>NY</com:stateOrCountry>
          <com:zipCode>10027-4512</com:zipCode>
        </address>
      </issuerInfo>
      <authorizedPersons>
        <notificationInfo>
          <personName>Barry Mann</personName>
          <personPhoneNum>8502259314</personPhoneNum>
          <personAddress>
            <com:street1>941 Jerome Avenue, Apt 14G</com:street1>
            <com:city>Bronx</com:city>
            <com:stateOrCountry>NY</com:stateOrCountry>
            <com:zipCode>10452</com:zipCode>
          </personAddress>
        </notificationInfo>
      </authorizedPersons>
    </coverPageHeader>
    <reportingPersons>
      <reportingPersonInfo>
        <reportingPersonCIK>0002085652</reportingPersonCIK>
        <reportingPersonNoCIK>N</reportingPersonNoCIK>
        <reportingPersonName>Mann Barry James</reportingPersonName>
        <fundType>PF</fundType>
        <legalProceedings>N</legalProceedings>
        <citizenshipOrOrganization>NY</citizenshipOrOrganization>
        <soleVotingPower>380007.00</soleVotingPower>
        <soleDispositivePower>380007.00</soleDispositivePower>
        <aggregateAmountOwned>380007.00</aggregateAmountOwned>
        <isAggregateExcludeShares>N</isAggregateExcludeShares>
        <percentOfClass>7.2</percentOfClass>
        <typeOfReportingPerson>IN</typeOfReportingPerson>
      </reportingPersonInfo>
    </reportingPersons>
    <items1To7>
      <item1>
        <securityTitle>Common Stock, par value $0.01 per share</securityTitle>
        <issuerName>CARVER BANCORP INC</issuerName>
        <issuerPrincipalAddress>
          <com:street1>75 W 125TH ST</com:street1>
          <com:city>NEW YORK</com:city>
          <com:stateOrCountry>NY</com:stateOrCountry>
          <com:zipCode>10027-4512</com:zipCode>
        </issuerPrincipalAddress>
      </item1>
      <item2>
        <filingPersonName>Barry James Mann</filingPersonName>
        <principalBusinessAddress>941 Jerome Avenue, Apt. 14G, Bronx, NY 10452</principalBusinessAddress>
        <principalJob>Mann is presently the CFO of Spring Bank and the CFO/Treasurer of CheckSpring Community Corp (parent of Spring Bank) which are both located at 69 E. 167th Street, Bronx, NY 10452</principalJob>
        <hasBeenConvicted>none</hasBeenConvicted>
        <convictionDescription>none</convictionDescription>
        <citizenship>USA</citizenship>
      </item2>
      <item3>
        <fundsSource>Mann acquired 380,007 shares with personal funds in multiple open market transactions for a total investment of 880,778.33.  Mann paid an average price of $2.32 per share</fundsSource>
      </item3>
      <item4>
        <transactionPurpose>The reporting person acquired beneficial ownership in the shares in the belief that the Shares were undervalued and represented an attractive investment opportunity.   As Carver Bancorp's largest retail shareholder, the reporting person intends to purchase additional shares and engage in conversations, meetings and other communications with certain members of the Issuer's Board, Management Team, Shareholders, Industry Analysts, and other interested parties, in each case to support the strategic plan proposed by the Issuer's management team to improve the efficiency and financial condition of the Issuer and to increase shareholder value through organic growth.</transactionPurpose>
      </item4>
      <item5>
        <percentageOfClassSecurities>Mann beneficially owns 380,007 shares.  Percentage is approximately 7.2% of the 5,284,754 shares outstanding as of August 15th. </percentageOfClassSecurities>
        <numberOfShares>1.  Sole power to vote or direct vote:   380,007
2.  Shared power to vote or direct vote:  0
3.  Sole power to dispose or direct the disposition:  380,007
4.  Shared power to dispose or direct the disposition:  0</numberOfShares>
        <transactionDesc>Mann purchased 179,750 shares in multiple open market transactions during the past 60 days as of October 31, 2025, for an average price per share of $2.63.</transactionDesc>
        <listOfShareholders>none</listOfShareholders>
        <date5PercentOwnership>n/a</date5PercentOwnership>
      </item5>
      <item6>
        <contractDescription>There are no contracts, arrangements, understandings or relationships between the reporting person and   any other individual or entity.  Mann has acquired these shares independent of the management and current ownership of his present employers.  </contractDescription>
      </item6>
    </items1To7>
    <signatureInfo>
      <signaturePerson>
        <signatureReportingPerson>Mann Barry James</signatureReportingPerson>
        <signatureDetails>
          <signature>Barry James Mann</signature>
          <title>Barry James Mann</title>
          <date>10/31/2025</date>
        </signatureDetails>
      </signaturePerson>
    </signatureInfo>
  </formData>
</edgarSubmission>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
