<SEC-DOCUMENT>0000943374-25-000500.txt : 20251208
<SEC-HEADER>0000943374-25-000500.hdr.sgml : 20251208
<ACCEPTANCE-DATETIME>20251208160414
ACCESSION NUMBER:		0000943374-25-000500
CONFORMED SUBMISSION TYPE:	S-8 POS
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20251208
DATE AS OF CHANGE:		20251208
EFFECTIVENESS DATE:		20251208

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CARVER BANCORP INC
		CENTRAL INDEX KEY:			0001016178
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		ORGANIZATION NAME:           	02 Finance
		EIN:				133904174
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			0331

	FILING VALUES:
		FORM TYPE:		S-8 POS
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-289342
		FILM NUMBER:		251556109

	BUSINESS ADDRESS:	
		STREET 1:		75 W 125TH ST
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10027-4512
		BUSINESS PHONE:		2128764747

	MAIL ADDRESS:	
		STREET 1:		75 W 125TH ST
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10027-4512
</SEC-HEADER>
<DOCUMENT>
<TYPE>S-8 POS
<SEQUENCE>1
<FILENAME>s-8pos1_120825.htm
<DESCRIPTION>CARVER BANCORP, INC. POST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-8 DECEMBER 8, 2025
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    <div style="text-align: right; font-weight: bold;">Registration No. 333-289342</div>
    <div style="text-align: right; font-weight: bold;">Registration No. 333-250199</div>
    <div style="text-align: right; font-weight: bold;"> <br>
    </div>
    <div style="text-align: center; font-size: 12pt;"><font style="font-size: 10pt; font-weight: bold;">As filed with the Securities and Exchange Commission on December 8, 2025</font><font style="font-weight: bold;"></font></div>
    <div style="text-align: center; font-size: 12pt;"><font style="font-weight: bold;"><br>
      </font></div>
    <div style="text-align: center; font-size: 12pt;"><font style="font-weight: bold;">UNITED STATES</font></div>
    <div style="text-align: center; font-size: 12pt;"><font style="font-weight: bold;">SECURITIES AND EXCHANGE COMMISSION</font></div>
    <div style="text-align: center; font-size: 12pt;"><font style="font-weight: bold;">Washington, D.C.&#160; 20549</font></div>
    <div style="text-align: center; font-size: 12pt;">___________________<font style="font-weight: bold;"></font></div>
    <div style="text-align: center; font-size: 12pt;"><font style="font-weight: bold;"> <br>
      </font></div>
    <div style="text-align: center; font-size: 12pt;"><font style="font-weight: bold;">POST-EFFECTIVE AMENDMENT NO. 1 TO&#160;</font></div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;">FORM S-8</div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;"> <br>
    </div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;">REGISTRATION STATEMENT<br>
    </div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;">UNDER</div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;">THE SECURITIES ACT OF 1933</div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;"> <br>
    </div>
    <table cellspacing="0" cellpadding="0" id="zd15ea21dc8ef453eb5a5a47ea167f9c7" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 100%; vertical-align: top;" colspan="3">
            <div style="text-align: center; font-size: 12pt; font-weight: bold;">Carver Bancorp, Inc.</div>
          </td>
        </tr>
        <tr>
          <td style="width: 100%; vertical-align: top;" colspan="3">
            <div style="text-align: center; font-size: 8pt;">(Exact name of registrant as specified in its charter)</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 44.99%; vertical-align: top;">
            <div style="text-align: center; font-size: 12pt; font-weight: bold;">Delaware</div>
          </td>
          <td style="width: 6.27%; vertical-align: top;">&#160;</td>
          <td style="width: 48.75%; vertical-align: top;">
            <div style="text-align: center; font-size: 12pt; font-weight: bold;">13-3904174</div>
          </td>
        </tr>
        <tr>
          <td style="width: 44.99%; vertical-align: top;">
            <div style="text-align: center; font-size: 8pt;">(State or other jurisdiction</div>
            <div style="text-align: center; font-size: 8pt;">of incorporation or organization)</div>
            <div>&#160;</div>
            <div>&#160;</div>
          </td>
          <td style="width: 6.27%; vertical-align: top;">&#160;</td>
          <td style="width: 48.75%; vertical-align: top;">
            <div style="text-align: center; font-size: 8pt;">I.R.S. Employer Identification No.</div>
            <div>&#160;</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 44.99%; vertical-align: top;">
            <div style="text-align: center; font-size: 12pt; font-weight: bold;">75 West 125th Street</div>
            <div style="text-align: center; font-size: 12pt; font-weight: bold;">New York, New York</div>
            <div style="text-align: center; font-size: 8pt;">(Address of Principal Executive Offices)</div>
            <div>&#160;</div>
          </td>
          <td style="width: 6.27%; vertical-align: top;">&#160;</td>
          <td style="width: 48.75%; vertical-align: top;">
            <div style="text-align: center; font-size: 12pt; font-weight: bold;">10027-4512</div>
            <div style="text-align: center; font-size: 8pt;">(Zip Code)</div>
          </td>
        </tr>
        <tr>
          <td style="width: 100%; vertical-align: top;" colspan="3">
            <div style="text-align: center; font-weight: bold;">Carver Bancorp, Inc. 2024 Equity Incentive Plan</div>
            <div style="text-align: center; font-weight: bold;">Carver Bancorp, Inc. 2014 Equity Incentive Plan</div>
          </td>
        </tr>
        <tr>
          <td style="width: 100%; vertical-align: top;" colspan="3">
            <div style="text-align: center; font-size: 8pt;">(Full Title of the Plan)</div>
            <div style="text-align: center; font-size: 8pt;"> <br>
            </div>
          </td>
        </tr>

    </table>
    <div style="text-align: center;">Copies to:</div>
    <table cellspacing="0" cellpadding="0" id="z9dfcce02558c4a88bce6e79cb51196a1" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 43.73%; vertical-align: top;">
            <div style="text-align: center;">Donald Felix</div>
            <div style="text-align: center;">President and Chief Executive Officer</div>
            <div style="text-align: center;">Carver Bancorp, Inc.</div>
            <div style="text-align: center;">75 West 125<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> Street</div>
            <div style="text-align: center;">New York, New York 10027-4512</div>
            <div style="text-align: center;">(212) 360-8820</div>
            <div style="text-align: center;">(Name, Address and Telephone</div>
            <div style="text-align: center;">Number of Agent for Service)</div>
          </td>
          <td style="width: 12.53%; vertical-align: top;">&#160;</td>
          <td style="width: 43.73%; vertical-align: top;">
            <div style="text-align: center;">Lawrence M.F. Spaccasi, Esquire</div>
            <div style="text-align: center;">Marc P. Levy, Esquire</div>
            <div style="text-align: center;">Luse Gorman, PC</div>
            <div style="text-align: center;">5335 Wisconsin Avenue N.W., Suite 780</div>
            <div style="text-align: center;">Washington, D.C. 20015</div>
            <div style="text-align: center;">(202) 274-2000</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <div>Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, smaller reporting company, or an emerging growth company. See the definitions of &#8220;large accelerated filer,&#8221; &#8220;accelerated
      filer,&#8221; &#8220;smaller reporting company&#8221; and &#8220;emerging growth company&#8221; in Rule 12b-2 of the Exchange Act.</div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="zbb3e233d93d44d7697913eeb3667cba2" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 66.66%; vertical-align: top;">
            <div>Large accelerated filer &#9744;</div>
          </td>
          <td style="width: 33.34%; vertical-align: top;">
            <div>Accelerated filer &#9744;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.66%; vertical-align: top;">
            <div>Non-accelerated filer &#8999;</div>
          </td>
          <td style="width: 33.34%; vertical-align: top;">
            <div>Smaller reporting company &#8999;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.66%; vertical-align: top;">
            <div>Emerging growth company &#9744;</div>
          </td>
          <td style="width: 33.34%; vertical-align: top;">&#160;</td>
        </tr>

    </table>
    <div><br>
    </div>
    <div>If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 7(a)(2)(B) of the
      Securities Act. &#9744;</div>
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    <div style="text-align: center; font-weight: bold;">EXPLANATORY NOTE</div>
    <div style="text-align: justify;">&#160;</div>
    <div style="text-indent: 36pt;">This Post-Effective Amendment No. 1 relates to the following registration statements on Form S-8 (each, a &#8220;Registration Statement&#8221; and collectively, the &#8220;Registration Statements&#8221;) filed with the Securities and Exchange
      Commission (the &#8220;SEC&#8221;) by Carver Bancorp, Inc., a Delaware corporation (the &#8220;Registrant&#8221;):</div>
    <div><br>
    </div>
    <div style="margin-left: 36pt;">(i) Registration Statement File No. 333-289342, filed with the SEC on August 7, 2025, pertaining to the registration of 350,000 shares of the common stock, par value $0.01 per share of the Registrant (the &#8220;Common
      Stock&#8221;), reserved for issuance under the Carver Bancorp, Inc. 2024 Equity Incentive Plan; and</div>
    <div style="text-indent: 36pt;">&#160;</div>
    <div style="margin-left: 36pt;">(ii) Registration Statement File No. 333-250199, filed with the SEC on November 19, 2020, pertaining to the registration of 250,000 shares of Common Stock of the Registrant reserved for issuance under the Carver Bancorp,
      Inc. 2014 Equity Incentive Plan.</div>
    <div><br>
    </div>
    <div style="text-indent: 36pt;">The Registrant intends to terminate and suspend all reporting obligations with the SEC under the Securities Exchange Act of 1934, as amended. Accordingly, pursuant to the undertaking contained in the Registration
      Statements to remove from registration by means of a post-effective amendment any of the securities that remain unsold at the termination of the offering, the Registrant hereby amends the Registration Statements by deregistering all shares that
      remain unsold under the Registration Statements, if any, as of the date hereof.</div>
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    <div style="text-align: center; font-weight: bold;">SIGNATURES</div>
    <div><br>
    </div>
    <div style="text-indent: 36pt; margin-bottom: 12pt;">Pursuant to the requirements of the Securities Act of 1933, as amended, and Rule 478 thereunder, the Registrant certifies that it has reasonable grounds to believe that it meets all of the
      requirements for filing this Registration Statement on Form S-8 and has duly caused this Post-Effective Amendment No.1 to the Registration Statements on Form S-8 to be signed on its behalf by the undersigned, thereunto duly authorized, in the City of
      New York, State of New York, on this 8<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> day of December, 2025.</div>
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          <td style="width: 37.91%; vertical-align: top;">&#160;</td>
          <td style="width: 8.84%; vertical-align: top;">&#160;</td>
          <td style="width: 53.25%; vertical-align: top;" colspan="2">
            <div style="text-align: justify; font-weight: bold;">CARVER BANCORP, INC.</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 37.91%; vertical-align: top;">&#160;</td>
          <td style="width: 8.84%; vertical-align: top;">&#160;</td>
          <td style="width: 52.94%; vertical-align: top;">&#160;</td>
          <td style="width: 0.31%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 37.91%; vertical-align: top;">&#160;</td>
          <td style="width: 8.84%; vertical-align: top;">
            <div style="text-align: right; font-family: 'Times New Roman',Times,serif;">By:&#160;&#160; <br>
            </div>
          </td>
          <td style="width: 52.94%; vertical-align: top;">
            <div><u>&#160;/s/ Donald Felix</u></div>
          </td>
          <td style="width: 0.31%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 37.91%; vertical-align: top;">&#160;</td>
          <td style="width: 8.84%; vertical-align: top;">&#160;</td>
          <td style="width: 52.94%; vertical-align: top;">
            <div style="text-align: justify;">Donald Felix</div>
          </td>
          <td style="width: 0.31%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 37.91%; vertical-align: top;">&#160;</td>
          <td style="width: 8.84%; vertical-align: top;">&#160;</td>
          <td style="width: 53.25%; vertical-align: top;" colspan="2">
            <div style="text-align: justify;">President and Chief Executive Officer</div>
          </td>
        </tr>
        <tr>
          <td style="width: 37.91%; vertical-align: top;">&#160;</td>
          <td style="width: 8.84%; vertical-align: top;">&#160;</td>
          <td style="width: 53.25%; vertical-align: top;" colspan="2">
            <div>(Duly Authorized Representative)</div>
          </td>
        </tr>

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    <div><br>
    </div>
    <div style="text-indent: 36pt;">No other person is required to sign this Post-Effective Amendment No. 1 to the Registration Statements in reliance upon Rule 478 of the Securities Act.</div>
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