UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 15

CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Commission File No. 001-13007

Carver Bancorp, Inc.

(Exact name of registrant as specified in its charter)

75 West 125^th Street, New York, New York 10027-4512; (212) 360-8820

(Address, including zip code, and telephone number, including area code, of registrant's principal executive offices)

Common Stock, par value $0.01 per share

(Title of each class of securities covered by this Form)

None

(Titles of all other classes of securities for which a duty to file reports under section 13(a) or 15(d) remains)

Please place an X in the box(es) to designate the appropriate rule provision(s) relied upon to terminate or suspend the duty to file reports:

	Rule 12g-4(a)(1)	⌧ ⁽¹⁾
	Rule 12g-4(a)(2)	☐
	Rule 12h-3(b)(1)(i)	⌧ ⁽²⁾
	Rule 12h-3(b)(1)(ii)	☐
	Rule 15d-6	☐
	Rule 15d-22(b)	☐

(1)	The Registrant, a savings and loan holding company, is relying on Section 12(g)(4) of the Securities and Exchange Act of 1934, as amended, to terminate its duty to file reports with respect to the class of securities described above.

(1)

The Registrant is suspending its reporting obligations under Section 15(d) of the Securities Exchange Act of 1934, as amended, pursuant to no-actions letters granted by the Securities and Exchange Commission (e.g., Madison Bancorp, Inc. (May 27, 2014); Greer Bancshares, Incorporated (March 4, 2015)).

Approximate number of holders of record as of the certification or notice date: 459

Pursuant to the requirements of the Securities Exchange Act of 1934, Carver Bancorp, Inc. has caused this certification/notice to be signed on its behalf by the undersigned duly authorized person.

Date: December 8, 2025	By:	/s/ Donald Felix
		Donald Felix
		President and Chief Executive Officer