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LONG-TERM DEBT AND SHORT-TERM FINANCINGS (Tables) | 9 Months Ended
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Sep. 30, 2025
Debt Disclosure [Abstract] |
SCHEDULE OF LONG-TERM DEBT | The remaining composition of long-term debt, collateralized by certain commission revenues, is as follows: SCHEDULE OF LONG-TERM DEBT
|  | September 30, 2025 |  |  | December 31, 2024 |
Oak Street Funding LLC Term Loan |  | $ | - |  |  | $ | 305,996 |
Oak Street Funding LLC (“Oak Street”) Term Loan for the acquisition of EBS and USBA, variable interest of prime rate plus 2.5%, maturing August 2028, net of deferred financing costs of $0 and $7,950 as of September 30, 2025 and December 31, 2024, respectively |  | $ | - |  |  | $ | 305,996 |
Oak Street Funding LLC Senior Secured Amortizing Credit Facility for the acquisition of CCS, variable interest of prime rate plus 1.5%, maturing December 2028, net of deferred financing costs of $0 and $9,974 as of September 30, 2025, and December 31, 2024, respectively |  |  | - |  |  |  | 507,307 |
Oak Street Funding LLC Term Loan for the acquisition of SWMT, variable interest of prime rate plus 2.0%, maturing April 2029, net of deferred financing costs of $0 and $6,260 as of September 30, 2025 and December 31, 2024, respectively |  |  | - |  |  |  | 593,527 |
Oak Street Funding LLC Term Loan for the acquisition of FIS, variable interest of prime rate plus 2.0%, maturing May 2029, net of deferred financing costs of $0 and $25,209 as of September 30, 2025 and December 31, 2024, respectively |  |  | - |  |  |  | 1,505,894 |
Oak Street Funding LLC Term Loan for the acquisition of ABC, variable interest of prime rate plus 2.0%, maturing September 2029, net of deferred financing costs of $0 and $29,169 as of September 30, 2025 and December 31, 2024, respectively |  |  | - |  |  |  | 2,514,031 |
Oak Street Funding LLC Term Loan for the acquisition of Barra & Associates, LLC, variable interest of prime rate plus 2.5%, maturing May 2032, net of deferred financing costs of $139,267 and $155,337 as of September 30, 2025 and December 31, 2024, respectively |  |  | 5,241,237 |  |  |  | 5,633,564 |
Long term debt |  |  | 5,241,237 |  |  |  | 11,060,319 |
Less: current portion |  |  | (595,483 | ) |  |  | (1,591,919 | )
Long-term debt |  | $ | 4,645,754 |  |  | $ | 9,468,400 |
SCHEDULE OF CUMULATIVE MATURITIES OF LONG -TERM LOANS AND CREDIT FACILITIES | SCHEDULE OF CUMULATIVE MATURITIES OF LONG -TERM LOANS AND CREDIT FACILITIES
Years Ending December 31, |  | Maturities of Long-Term Debt |
2025 (remaining three months) |  | $ | 143,621 |
2026 |  |  | 610,662 |
2027 |  |  | 675,536 |
2028 |  |  | 746,153 |
2029 |  |  | 826,570 |
Thereafter |  |  | 2,377,962 |
Total |  |  | 5,380,504 |
Less: debt issuance costs |  |  | (139,267 | )
Total |  | $ | 5,241,237 |

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