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SUMMARY OF BUSINESS AND SIGNIFICANT ACCOUNTING POLICIES (Tables) | 9 Months Ended
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Sep. 30, 2025
Accounting Policies [Abstract] |
SCHEDULE OF RESTRICTED CASH IN STATEMENT OF CASH FLOW | Cash and restricted cash (restricted for debt service coverage) reported on our condensed consolidated balance sheets are reconciled to the total shown on our unaudited condensed consolidated statements of cash flows as follows: SCHEDULE OF RESTRICTED CASH IN STATEMENT OF CASH FLOW
|  | September 30, 2025 |  |  | September 30, 2024 |
Cash |  | $ | 2,581,219 |  |  | $ | 925,270 |
Restricted cash |  |  | 922,198 |  |  |  | 1,428,422 |
Total cash and restricted cash |  | $ | 3,503,417 |  |  | $ | 2,353,692 |
SCHEDULE OF DISAGGREGATION REVENUE | The following table disaggregates the Company’s revenue by line of business, showing commissions earned: SCHEDULE OF DISAGGREGATION REVENUE
Period Ended September 30, 2024 |  | Medical |  |  | Life |  |  | Property and Casualty |  |  | Total |
Three months ended September 30, 2025 |  | $ | 1,774,019 |  |  | $ | 30,590 |  |  | $ | 691,366 |  |  | $ | 2,495,975 |
Three months ended September 30, 2024 |  | $ | 2,422,523 |  |  | $ | 46,808 |  |  | $ | 972,127 |  |  | $ | 3,441,458 |
Nine months ended September 30, 2025 |  | $ | 7,248,223 |  |  | $ | 95,320 |  |  | $ | 2,475,329 |  |  | $ | 9,818,872 |
Nine months ended September 30, 2024 |  | $ | 8,095,631 |  |  | $ | 141,811 |  |  | $ | 2,519,145 |  |  | $ | 10,757,238 |
Revenue |  | $ | 8,095,631 |  |  | $ | 141,811 |  |  | $ | 2,519,145 |  |  | $ | 10,757,238 |
SCHEDULE OF CONCENTRATIONS OF REVENUES | The following are customers representing 10% or more of total revenue: SCHEDULE OF CONCENTRATIONS OF REVENUES
|  | Three Months Ended September 30, |
Insurance Carrier |  | 2025 |  |  | 2024 |
Priority Health |  |  | 29 | % |  |  | 29 | %
BlueCross BlueShield |  |  | 25 | % |  |  | 17 | %
|  | Nine Months Ended September 30, |
Insurance Carrier |  | 2025 |  |  | 2024 |
Priority Health |  |  | 31 | % |  |  | 33 | %
BlueCross BlueShield |  |  | 17 | % |  |  | 13 | %

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