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LONG-TERM DEBT AND SHORT-TERM FINANCINGS (Tables)
 9 Months Ended
Sep. 30, 2025
Debt Disclosure [Abstract]  
SCHEDULE OF LONG-TERM DEBT

The remaining composition of long-term debt, collateralized by certain commission revenues, is as follows:

 

   September 30, 2025   December 31, 2024 
         
Oak Street Funding LLC (“Oak Street”) Term Loan for the acquisition of EBS and USBA, variable interest of prime rate plus 2.5%, maturing August 2028, net of deferred financing costs of $0 and $7,950 as of September 30, 2025 and December 31, 2024, respectively  $-   $305,996 
Oak Street Funding LLC Senior Secured Amortizing Credit Facility for the acquisition of CCS, variable interest of prime rate plus 1.5%, maturing December 2028, net of deferred financing costs of $0 and $9,974 as of September 30, 2025, and December 31, 2024, respectively   -    507,307 
Oak Street Funding LLC Term Loan for the acquisition of SWMT, variable interest of prime rate plus 2.0%, maturing April 2029, net of deferred financing costs of $0 and $6,260 as of September 30, 2025 and December 31, 2024, respectively   -    593,527 
Oak Street Funding LLC Term Loan for the acquisition of FIS, variable interest of prime rate plus 2.0%, maturing May 2029, net of deferred financing costs of $0 and $25,209 as of September 30, 2025 and December 31, 2024, respectively   -    1,505,894 
Oak Street Funding LLC Term Loan for the acquisition of ABC, variable interest of prime rate plus 2.0%, maturing September 2029, net of deferred financing costs of $0 and $29,169 as of September 30, 2025 and December 31, 2024, respectively   -    2,514,031 
Oak Street Funding LLC Term Loan for the acquisition of Barra & Associates, LLC, variable interest of prime rate plus 2.5%, maturing May 2032, net of deferred financing costs of $139,267 and $155,337 as of September 30, 2025 and December 31, 2024, respectively   5,241,237    5,633,564 
Long term debt   5,241,237    11,060,319 
Less: current portion   (595,483)   (1,591,919)
Long-term debt  $4,645,754   $9,468,400 
SCHEDULE OF CUMULATIVE MATURITIES OF LONG -TERM LOANS AND CREDIT FACILITIES

Years Ending December 31, 

Maturities of

Long-Term Debt

 
2025 (remaining three months)  $143,621 
2026   610,662 
2027   675,536 
2028   746,153 
2029   826,570 
Thereafter   2,377,962 
Total   5,380,504 
Less: debt issuance costs   (139,267)
Total  $5,241,237