<SEC-DOCUMENT>0001104659-25-075879.txt : 20250811
<SEC-HEADER>0001104659-25-075879.hdr.sgml : 20250811
<ACCEPTANCE-DATETIME>20250811063048
ACCESSION NUMBER:		0001104659-25-075879
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		16
CONFORMED PERIOD OF REPORT:	20250808
ITEM INFORMATION:		Entry into a Material Definitive Agreement
ITEM INFORMATION:		Unregistered Sales of Equity Securities
ITEM INFORMATION:		Material Modifications to Rights of Security Holders
ITEM INFORMATION:		Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20250811
DATE AS OF CHANGE:		20250811

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Direct Digital Holdings, Inc.
		CENTRAL INDEX KEY:			0001880613
		STANDARD INDUSTRIAL CLASSIFICATION:	SERVICES-ADVERTISING [7310]
		ORGANIZATION NAME:           	07 Trade & Services
		EIN:				872306185
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-41261
		FILM NUMBER:		251200052

	BUSINESS ADDRESS:	
		STREET 1:		1177 WEST LOOP SOUTH
		STREET 2:		SUITE 1310
		CITY:			HOUSTON
		STATE:			TX
		ZIP:			77027
		BUSINESS PHONE:		832-402-1051

	MAIL ADDRESS:	
		STREET 1:		1177 WEST LOOP SOUTH
		STREET 2:		SUITE 1310
		CITY:			HOUSTON
		STATE:			TX
		ZIP:			77027
</SEC-HEADER>
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<p style="font: 18pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>UNITED STATES</b></p>

<p style="font: 18pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>SECURITIES AND EXCHANGE COMMISSION</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>Washington, D.C. 20549</b></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>CURRENT REPORT</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>PURSUANT TO SECTION 13 OR 15(D)</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>OF THE SECURITIES EXCHANGE ACT OF 1934</b></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>Not Applicable</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>(Former name or former address, if changed since
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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Check the appropriate box below if the Form 8-K filing is intended
to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

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<tr style="vertical-align: top">
    <td style="padding: 0.25pt; font-size: 10pt"><span style="font-size: 5pt">&#160;</span></td>
    <td style="padding: 0.25pt; font-size: 10pt"><span style="font-size: 5pt">&#160;</span></td></tr>
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<tr style="vertical-align: top">
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<tr style="vertical-align: top">
    <td style="padding: 0.25pt; font-size: 10pt"><span style="font-size: 5pt">&#160;</span></td>
    <td style="padding: 0.25pt; font-size: 10pt"><span style="font-size: 5pt">&#160;</span></td></tr>
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    <td style="padding: 0.25pt; font-size: 10pt"><span style="font-size: 10pt">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</span></td></tr>
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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Securities registered pursuant to Section 12(b) of the Exchange Act:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Indicate by check mark whether the registrant is an emerging growth
company as defined in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or Rule 12b-2 of the Securities Exchange
Act of 1934 (the &#8220;Exchange Act&#8221;) (&#167;240.12b-2 of this chapter).</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">If an emerging growth company, indicate by check mark if the registrant
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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Item 1.01</b></span> <span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Entry into Material Definitive Agreement.</b></span></p>


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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; background-color: white"><span style="font-family: Times New Roman, Times, Serif">On
</span>August 8, 2025, Direct Digital Holdings, LLC (&#8220;<b>DDH LLC</b>&#8221;), as borrower, entered into the Seventh Amendment (the
&#8220;<b>Seventh Amendment</b>&#8221;) to the Term Loan and Security Agreement dated December 3, 2021 (the &#8220;<b>Term Loan Facility</b>&#8221;)
with Direct Digital Holdings, Inc. (the &#8220;<b>Company</b>&#8221;), Colossus Media, LLC, Huddled Masses LLC and Orange142, LLC, as
guarantors (such guarantors together with DDH LLC, the &#8220;<b>Credit Parties</b>&#8221;), and Lafayette Square Loan Servicing, LLC
(&#8220;<b>LS</b>&#8221;), as administrative agent, and Lafayette Square USA, Inc. (&#8220;<b>Lafayette</b>&#8221;) and the other lenders
from time to time party thereto. Under the terms of the Seventh Amendment, the parties agreed to convert and exchange term loans with
an aggregate principal amount of $25,000,000.00 for newly authorized shares of Series A Preferred Stock, par value $0.001, of the Company
(the &#8220;<b>Series A Preferred Stock</b>&#8221;), with an aggregate face amount of $25,000,000.00 issued to Lafayette. Immediately
following the conversion and exchange, term loans in an aggregate principal amount of $9,362,359.84 remain outstanding under the Term
Loan Facility. In connection with the Seventh Amendment, the Credit Parties agreed to pay a $1,000,000 closing fee upon the earliest to
occur of the payment in full of the term loans under the Term Loan Facility, the earlier acceleration of the term loans pursuant to the
terms of the Term Loan Facility and September 30, 2025, as well as other fees and expenses required to be paid pursuant to the terms of
the Term Loan Facility.</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; background-color: white">Additionally,
pursuant to a letter agreement dated August 8, 2025 by and between the Credit Parties, LS and Lafayette (the &#8220;<b>Letter Agreement</b>&#8221;),
the Credit Parties agreed to pay LS for the benefit of Lafayette a $25,000,000 exit fee upon the redemption in full of the $25,000,000
face amount of the Series A Preferred Stock; <span style="text-decoration: underline">provided</span>, that (i) if the Credit Parties redeem in full the Series A Preferred Stock
at the Series A Liquidation Amount (as defined in the Certificate of Designation (as defined below)) on or prior to December 31, 2026,
such exit fee is no longer due and payable and (ii) the amount of the exit fee reduces over time by the cumulative Corporation Redemption
Price (as defined in the Certificate of Designation) under the Certificate of Designation that is received by Lafayette over time (including,
the Corporation Redemption Price paid to Lafayette at the time that all of the Series A Preferred Stock is redeemed) and the cumulative
Conversion Value (as defined in the Certificate of Designation) of the shares of&#160;Series A&#160;Preferred Stock converted voluntarily
by Lafayette to Conversion Shares (as defined in the Certificate of Designation) pursuant to the terms of the Certificate of Designation.</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; background-color: white">The
Seventh Amendment amends (i) the consolidated total leverage ratio to provide that commencing with the fiscal quarter ending June 30,
2026, the Credit Parties are required to maintain a consolidated total leverage ratio of not more than 3.50 to 1.00 and 3.25 to 1.00 for
each fiscal quarter thereafter, (ii) the consolidated fixed charge coverage ratio to provide that commencing with the fiscal quarter ending
June 30, 2026, the Credit Parties are required to maintain a fixed charge coverage ratio of not less than 1.25 to 1.00 and 1.50 to 1.00
for each fiscal quarter thereafter, (iii) the minimum unrestricted cash financial covenant to require the Credit Parties to maintain $1,500,000
of unrestricted cash at all times and (iv) the Term Loan Facility by adding a requirement for the Credit Parties to maintain minimum Consolidated
EBITDA as of the end of each fiscal quarter of $1,000,000 for the fiscal quarters ended September 30, 2025 and December 31, 2025, and
$500,000 for each fiscal quarter thereafter. The Seventh Amendment also amends the Term Loan Facility to permit the issuance of the Series
A Preferred Stock and to permit the various transactions contemplated by the Certificate of Designation with respect to the Series A Preferred
Stock.</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; background-color: white"><span style="font-family: Times New Roman, Times, Serif">The
lenders under the Seventh Amendment have agreed that they will not transfer the shares of Series A Preferred stock and any shares of Common
Stock issued or issuable upon conversion thereof</span> (and any securities issuable, directly or indirectly, upon conversion or exchange
of any of the foregoing, if any) (collectively, &#8220;<b>Securities</b>&#8221;) may not be transferred or assigned, in whole or in part,
(i) except in compliance with applicable federal and state securities laws by the transferor and the transferee (including, without limitation,
upon reasonable request of the Company, the delivery of an investment representation letter and/or legal opinion reasonably satisfactory
to the Company) and (ii) with respect to the Series A Preferred Stock, upon the prior written consent of the Company in its sole discretion,
which shall not be unreasonably withheld, conditioned or delayed, <span style="text-decoration: underline">provided</span>, that a lender may transfer or assign the Series A Preferred
Stock to an affiliate of a lender or related fund of Lafayette without the consent of the Company by providing advance written notice
of such transfer or assignment to the Company.</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; background-color: white">The
foregoing descriptions of the Seventh Amendment and Letter Agreement are not complete and are qualified in their entireties by the full
text of the Seventh Amendment and Letter Agreement, respectively, a copy of each of which is filed herewith as Exhibit 10.1 and Exhibit
10.2, respectively, and incorporated herein by reference.</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white"><b>Item 3.02&#160;Unregistered
Sales of Equity Securities.</b></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; background-color: white">The
information contained above in Item 1.01 is hereby incorporated by reference into this Item 3.02. The shares of Series A Preferred Stock
are being issued and, upon conversion, the shares of Class A Common Stock of the Company issuable upon conversion of the Series A Preferred
Stock will be issued, without registration under the Securities Act of 1933, as amended (the &#8220;<b>Securities Act</b>&#8221;), in
reliance on the exemptions provided by Section 4(a)(2) of the Securities Act and Regulation D promulgated thereunder as a transaction
not involving a public offering and/or Rule 506 promulgated under the Securities Act as sales to accredited investors, and in reliance
on similar exemptions under applicable state laws.</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white"><b>Item 3.03 Material
Modification to Rights of Security Holders</b></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; background-color: white">The
information in response to Item 5.03 below is incorporated by reference in response to this Item 3.03.</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white"><b>Item 5.03 Amendments
to Articles of Incorporation or Bylaws; Change in Fiscal Year</b></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; background-color: white">Pursuant
to the terms of the Seventh Amendment and pursuant to authority expressly vested in the Company&#8217;s board of directors as set forth
in the Company&#8217;s Amended and Restated Certificate of Incorporation, on August 8, 2025, the Board authorized and the Company filed
the Certificate of Designation of Series A Convertible Preferred Stock (the &#8220;<b>Certificate of Designation</b>&#8217;) with the
Secretary of State of the State of Delaware, which established the Series A Preferred Stock. The Certificate of Designation sets forth
the rights, preferences, powers, restrictions and limitations of the Series A Preferred Stock. Capitalized terms not otherwise defined
in this item shall have the meanings given to such terms in the Certificate of Designation.</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; background-color: white">The
following is a summary of key terms of the Series A Preferred Stock:</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><span style="font-family: Times New Roman, Times, Serif"><i><span style="text-decoration: underline">Designation
and Amount</span></i></span>. The number of shares so designated as Series A Preferred Stock is 25,000. The Series A Preferred Stock have
a par value of $0.001 per share and a stated value of $1,000 per share of Series A Preferred Stock (the &#8220;<b>Conversion Value</b>&#8221;),
which shall be increased for any accrued and unpaid dividends.</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><span style="font-family: Times New Roman, Times, Serif"><i><span style="text-decoration: underline">Dividends</span></i></span>.
The shares of Series A Preferred Stock carry a cumulative dividend, compounded quarterly on January 31, April 30, July 31 and October
31 of each calendar year (each such date, a &#8220;<b>Dividend Payment Date</b>&#8221;) at a dividend rate of ten percent (10%) per annum
(the &#8220;<b>Dividend Rate</b>&#8221;). From and after the Issuance Date of the Series A Preferred Stock until January 31, 2026 (the
&#8220;<b>Cash Dividend Date</b>&#8221;), cumulative dividends will accrue, whether or not there are funds legally available for the payment
of dividends, on a daily basis in arrears at the Dividend Rate per share of Series A Preferred Stock based on the sum of (i) the Conversion
Value thereof <i>plus</i>, (ii) once compounded, any Compounded Dividends (as defined below) thereon (the Conversion Value plus any such
accumulated but unpaid Compounded Dividends, the &#8220;<b>Accumulated Conversion Value</b>&#8221;). After the Cash Dividend Date, the
Company shall make each dividend payment in cash out of funds legally available therefor to the maximum extent not prohibited by the Delaware
General Corporation Law, on the Series A Preferred Stock on the applicable Dividend Payment Date at the applicable Dividend Rate. All
dividends that the Company is unable to pay with legally available funds shall compound quarterly on each applicable Dividend Payment
Date of the applicable calendar year and shall be added to the then current Accumulated Conversion Value (&#8220;<b>Compounded Dividends</b>&#8221;<b>)</b>.</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><span style="font-family: Times New Roman, Times, Serif"><i><span style="text-decoration: underline">Ranking</span></i></span>.
The Series A Preferred Stock will be senior to the Company&#8217;s Common Stock and all other series or classes of stock and equity securities
of the Company that do not expressly rank senior to, or that are not <i>pari passu</i> with, the Series A Preferred Stock, with respect
to dividend rights and rights on the distribution of assets on any voluntary or involuntary liquidation, dissolution or winding up of
the affairs of the Company.</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><span style="font-family: Times New Roman, Times, Serif"><i><span style="text-decoration: underline">Voting
Right and Protective Provisions</span></i></span>: Subject to certain limitations described in the Certificate of Designation, the Series
A Preferred Stock is voting stock. Holders of the Series A Preferred Stock are entitled to vote together with the Common Stock on an as-if-converted-to-Common-Stock
basis. Holders of Common Stock are entitled to one vote for each share of Common Stock held on all matters submitted to a vote of stockholders.
Accordingly, holders of Series A Preferred Stock will be entitled to one vote for each whole share of Common Stock into which their Series
A Preferred Stock is then-convertible on all matters submitted to a vote of stockholders of the Company.</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">In addition, the Certificate
of Designation provides for certain protective provisions for Holders of Series A Preferred Stock, which apply at any time when at least
12,525 shares of Series A Preferred Stock (subject to appropriate adjustment in the event of any stock dividend, stock split, combination
or other similar recapitalization with respect to the Series A Preferred Stock) are outstanding.</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Company shall not effect
any of the following acts or transactions without the written consent or affirmative vote of the Holders of at least a majority of the
then outstanding shares of Series A Preferred Stock, voting together as a single class (the &#8220;<b>Requisite Holders</b>&#8221;):</p>

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<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"/><td style="width: 0.5in"><span style="font-family: Times New Roman, Times, Serif">(i)</span></td><td style="text-align: justify">amend, alter, repeal or otherwise modify any provision of the Company&#8217;s Certificate of Incorporation,
the Certificate of Designation or the Bylaws in a manner that would alter or change the terms or the powers, preferences, rights or privileges
of the shares of Series A Preferred Stock so as to affect such terms, powers, preferences, rights or privileges adversely&#894;</td></tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"/><td style="width: 0.5in"><span style="font-family: Times New Roman, Times, Serif">(ii)</span></td><td style="text-align: justify">authorize, create, or issue any class or series of preferred stock having rights senior to or that are
<i>pari passu</i> with the Series A Preferred Stock, unless the proceeds from the authorization, creation and/or issuance of such preferred
stock are used to fully redeem all outstanding shares of Series&#160;A Preferred Stock in a Corporation Redemption&#894;</td></tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"/><td style="width: 0.5in"><span style="font-family: Times New Roman, Times, Serif">(iii)</span></td><td style="text-align: justify">redeem, repurchase or pay dividends on any Junior Securities, other than (A)&#160;repurchases of shares
of Common Stock or other Junior Securities pursuant to any employment agreements, consultant agreements, or plans, (B) redemptions of,
or dividends or distributions on, the Series A Preferred Stock, as expressly authorized herein, and (C) dividends or other distributions
payable on Common Stock solely in the form of additional shares of Common Stock&#894;</td></tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"/><td style="width: 0.5in"><span style="font-family: Times New Roman, Times, Serif">(iv)</span></td><td style="text-align: justify">increase or decrease the authorized number of shares of Series A Preferred Stock or issue additional shares
of Series A Preferred Stock after the Issuance Date&#894;</td></tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"/><td style="width: 0.5in"><span style="font-family: Times New Roman, Times, Serif">(v)</span></td><td style="text-align: justify">adopt any plan of liquidation or dissolution;</td></tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"/><td style="width: 0.5in"><span style="font-family: Times New Roman, Times, Serif">(vi)</span></td><td style="text-align: justify">enter into an agreement to effectuate or consummate any Deemed Liquidation Event if the Holders of shares
of Series A Preferred Stock would receive in such Deemed Liquidation Event an amount per share of Series&#160;A Preferred Stock that is
less than the Series A Liquidation Amount; or</td></tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"/><td style="width: 0.5in"><span style="font-family: Times New Roman, Times, Serif">(vii)</span></td><td style="text-align: justify">increase or decrease the number of directors on the Board of Directors of the Company.</td></tr></table>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><span style="font-family: Times New Roman, Times, Serif"><i><span style="text-decoration: underline">Preferred
Stock Covenant</span></i></span><i>. </i>In the event that, on or prior to October 15, 2025, the Company authorizes, creates, or issues any
class or series of preferred stock having rights senior to or that are <i>pari passu</i> with the Series A Preferred Stock, then the Company
shall effectuate a Corporation Redemption of the Series A Preferred Stock, to the extent permitted by applicable law and subject to the
terms of any applicable credit facilities of the Company.</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><span style="font-family: Times New Roman, Times, Serif"><i><span style="text-decoration: underline">Conversion</span></i></span>.
At the option of the Holder thereof, each share of Series A&#160;Preferred Stock shall be convertible into the number of Conversion Shares
equal to the Accumulated Conversion Value divided by $2.50 per share of Class A Common Stock (subject to appropriate adjustment in the
event of any stock dividend, stock split, combination or other similar recapitalization), rounded down to the nearest whole share.</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><span style="font-family: Times New Roman, Times, Serif"><i><span style="text-decoration: underline">Beneficial
Ownership Limitation</span></i></span>. On or prior to October 15, 2025, the Company will not effect any conversion of the Series A Preferred
Stock, and a Holder shall not have the right to convert any portion of the Series A Preferred Stock, to the extent that, after giving
effect to the conversion set forth on the applicable Notice of Conversion, such Holder (together with such Holder&#8217;s Affiliates,
and any Persons acting as a group together with such Holder or any of such Holder&#8217;s Affiliates) would beneficially own in excess
of 4.99% of the number of shares of Common Stock outstanding immediately after giving effect to the issuance of the shares of Common Stock
issuable upon conversion of Series A Preferred Stock held by the applicable Holder.</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><span style="font-family: Times New Roman, Times, Serif"><i><span style="text-decoration: underline">Liquidation</span></i></span><i>.</i>
In the event of any Liquidation, the Holders of shares of Series A Preferred Stock then outstanding will be entitled to be paid out of
the assets of the Company available for distribution to its stockholders, and in the event of a Deemed Liquidation Event, the Holders
of shares of Series A Preferred Stock then outstanding shall be entitled to be paid out of the consideration payable to stockholders in
such Deemed Liquidation Event or the other proceeds available for distribution to stockholders, before any payment shall be made to the
holders of any Junior Securities by reason of their ownership thereof, an amount per share equal to (a)&#160;if such event occurs on or
prior to October 15, 2025, one and one/fourth times (1.25x) the Accumulated Conversion Value thereof and (b) if such event occurs after
October 15, 2025, three times (3.00x) the Accumulated Conversion Value thereof (the amount payable pursuant to clause&#160;(a) or (b),
as applicable, of this sentence is hereinafter referred to as the &#8220;<b>Series A Liquidation Amount&#8221;). </b>If upon any such
Liquidation, the assets of the Company available for distribution to its stockholders shall be insufficient to pay the Holders of shares
of Series A Preferred Stock the full Series A Liquidation Amount thereof, the Holders of shares of Series A Preferred Stock shall share
ratably in any distribution of the assets available for distribution in proportion to the respective amounts which would otherwise be
payable in respect of the shares held by them upon such distribution if all amounts payable on or with respect to such shares were paid
in full.</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">After the payment in full
of all Series A Liquidation Amount and all other amounts due to holders of shares of any class of stock that is <i>pari passu</i> with
the Series A Preferred Stock, the remaining assets of the Company available for distribution to its stockholders or, in the case of a
Deemed Liquidation Event, the consideration not payable to the Holders of shares of Series A Preferred Stock pursuant to the immediately
preceding paragraph or to holders of any shares of any class of stock that is <i>pari passu</i> with the Series A Preferred Stock, shall
be distributed among the holders of shares of Common Stock and any other Junior Securities, pro rata based on the number of shares held
by each such holder (or in accordance with the provisions set forth in the applicable certificate of designation for any class or series
of Junior Securities, as applicable).</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><span style="font-family: Times New Roman, Times, Serif"><i><span style="text-decoration: underline">Redemption</span></i></span>.
The Company shall have the right, but not the obligation, to redeem, from time to time, out of funds legally available therefor, all or
any portion of the then outstanding shares of Series A Preferred Stock (a &#8220;<b><span style="text-decoration: underline">Corporation Redemption</span></b>&#8221;), at any
time following the Issuance Date for a price per share of Series A Preferred Stock equal to Series A Liquidation Amount (the &#8220;<b><span style="text-decoration: underline">Corporation
Redemption Price</span></b>&#8221;). Any such Corporation Redemption shall occur not less than twenty (20) days and not more than sixty (60)
days following circulation by the Company of a written election notice thereof (the &#8220;<b><span style="text-decoration: underline">Corporation Redemption Notice</span></b>&#8221;)
from the Company. Following the notice period required by the Corporation Redemption Notice, the Company shall redeem all, or in the case
of an election to redeem less than all of the shares of Series A Preferred Stock, the same <i>pro rata </i>portion of each such Holder&#8217;s
shares of Series A Preferred Stock redeemed pursuant to this paragraph. In exchange for the surrender to the Company by the respective
Holders of shares of Series A Preferred Stock of their certificate or certificates, if any, or an affidavit of loss, representing such
shares of Series A Preferred Stock on or after the applicable Corporation Redemption Date, the Corporation Redemption Price for the shares
of Series A Preferred Stock being redeemed shall be payable in cash by the Company in immediately available funds to the respective Holders
of the Series A Preferred Stock, except to the extent prohibited by applicable Delaware law. Notwithstanding anything to the contrary
contained in the Certificate of Designation, each Holder of shares of Series A Preferred Stock shall have the right to elect, prior to
the Corporation Redemption Date, to exercise such Holder&#8217;s conversion rights with respect to its Series A Preferred Stock, if any.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><span style="font-family: Times New Roman, Times, Serif"><i><span style="text-decoration: underline">Waiver
by Requisite Holders</span></i></span>. Notwithstanding any provision in the Certificate of Designation to the contrary, any provision contained
in the Certificate of Designation and any right of the Holders of Series A Preferred Stock granted thereunder may be waived or amended,
subject to agreement with the Company as required, as to all shares of Series A Preferred Stock (and the Holders thereof) upon the written
consent of the Requisite Holders, unless a higher percentage is required by any mandatory provision of the Delaware General Corporation
Law, in which case the written consent of the Holders of not less than such higher percentage shall be required.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The foregoing description
of the terms of the Series A Preferred Stock and the Certificate of Designation is not complete and is qualified in its entirety by the
full text of the Certificate of Designation, a copy of which is filed herewith as Exhibit 3.1 and incorporated herein by reference.</p>

<p style="margin-top: 0; margin-bottom: 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Item 9.01</b></span> <span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Financial Statements and Exhibits.</b></span></p>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(d)&#160;Exhibits</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>EXHIBIT&#160;INDEX</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&#160;</p>

<table cellspacing="0" cellpadding="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <tr style="vertical-align: top">
    <td style="border-bottom: black 1pt solid; width: 10%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Exhibit&#160;No.</b></span></td>
    <td style="width: 2%">&#160;</td>
    <td style="border-bottom: black 1pt solid; width: 88%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Description</b></span></td></tr>
  <tr style="vertical-align: top">
    <td><a href="tm2523062d1_ex3-1.htm"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.1</span></a></td>
    <td>&#160;</td>
    <td style="text-align: justify"><a href="tm2523062d1_ex3-1.htm"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Certificate of Designation of Series A Convertible Preferred Stock.</span></a></td></tr>
  <tr style="vertical-align: top">
    <td><a href="tm2523062d1_ex10-1.htm"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">10.1</span></a></td>
    <td>&#160;</td>
    <td style="text-align: justify"><a href="tm2523062d1_ex10-1.htm"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Amendment to Term Loan and Security Agreement, dated August 8, 2025, by and among Direct Digital, LLC, as borrower, Colossus Media, LLC, Huddled Masses LLC, Orange142, LLC, and Direct Digital Holdings, Inc., as guarantors, and Lafayette Square Loan Servicing, LLC, as administrative agent, and the various lenders thereto<span style="background-color: white">. </span></span></a></td></tr>
  <tr style="vertical-align: top">
    <td><a href="tm2523062d1_ex10-2.htm"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">10.2</span></a></td>
    <td>&#160;</td>
    <td style="text-align: justify"><a href="tm2523062d1_ex10-2.htm"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Letter Agreement, dated August 8, 2025, by and among Direct Digital, LLC, Colossus Media, LLC, Huddled Masses LLC, Orange142, LLC, and Direct Digital Holdings, Inc. and Lafayette Square Loan Servicing, LLC and Lafayette Square USA, Inc.</span></a></td></tr>
  <tr style="vertical-align: top">
    <td>104</td>
    <td>&#160;</td>
    <td style="text-align: justify">Cover Page Interactive Data File (embedded within Inline XBRL document).</td></tr>
  </table>
<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>SIGNATURE</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Pursuant to the requirements of the Securities
Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&#160;</p>

<table cellspacing="0" cellpadding="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <tr style="vertical-align: bottom">
    <td style="text-align: center; width: 50%">August 11, 2025 <br/>
(Date)</td>
    <td style="text-align: center; width: 50%"><b>Direct Digital Holdings,&#160;Inc.</b> <br/>
(Registrant)</td></tr>
  <tr>
    <td style="text-align: center">&#160;</td>
    <td style="text-align: center">&#160;</td></tr>
  <tr style="vertical-align: bottom">
    <td style="text-align: center">&#160;</td>
    <td style="border-bottom: Black 1pt solid; text-align: center">/s/ MARK WALKER</td></tr>
  <tr style="vertical-align: bottom">
    <td style="text-align: center">&#160;</td>
    <td style="text-align: center">Mark Walker <i><br/>
Chief Executive Officer</i></td></tr>
  </table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

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<DOCUMENT>
<TYPE>EX-3.1
<SEQUENCE>2
<FILENAME>tm2523062d1_ex3-1.htm
<DESCRIPTION>EXHIBIT 3.1
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><B>Exhibit 3.1</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>DIRECT DIGITAL HOLDINGS,&nbsp;INC.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-variant: small-caps"><B>Certificate
of Designation<BR>
of<BR>
Series&nbsp;A Convertible Preferred Stock</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><I>Pursuant To Section&nbsp;151 of the Delaware
General Corporation Law</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>DIRECT DIGITAL HOLDINGS,&nbsp;INC.</B>, a Delaware
corporation (the &ldquo;<B><U>Corporation</U></B>&rdquo;), in accordance with the provisions of Section&nbsp;103 of the Delaware General
Corporation Law, as amended (the &ldquo;<B><U>DGCL</U></B>&rdquo;), does hereby certify that, in accordance with Section&nbsp;151 of the
DGCL, the following resolution was duly adopted by the Board of Directors of the Corporation on August&nbsp;8, 2025, which resolution
remains in full force and effect on the date hereof:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>RESOLVED</B>, pursuant to authority expressly
vested in the Board of Directors of the Corporation as set forth in the Amended and Restated Certificate of Incorporation of the Corporation
(as the same may be further amended and/or restated and in effect from time to time in accordance herewith and therewith, the &ldquo;<B><U>Certificate
of Incorporation</U></B>&rdquo;), the issuance of a series of preferred stock, par value of $0.001 per share (the &ldquo;<B><U>Preferred
Stock</U></B>&rdquo;), of the Corporation designated as the Series&nbsp;A Convertible Preferred Stock, par value $0.001 per share, of
the Corporation is hereby authorized and the designation, number of shares, powers, preferences, rights, qualifications, limitations and
restrictions thereof (in addition to any provisions set forth in the Certificate of Incorporation that are applicable to the Preferred
Stock of all classes and series) are hereby fixed, and the Certificate of Designation of Series&nbsp;A Convertible Preferred Stock is
hereby approved as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SERIES A CONVERTIBLE PREFERRED STOCK</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B><U>Section&nbsp;1</U></B>.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<FONT STYLE="font-variant: small-caps"><U>Definitions</U></FONT>.
For the purposes hereof, the following terms shall have the following meanings:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<B><U>Affiliate</U></B>&rdquo;
means any Person that, directly or indirectly through one or more intermediaries, controls or is controlled by or is under common control
with a Person, as such terms are used in and construed under Rule&nbsp;405 of the Securities Act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<B><U>Accumulated Conversion Value</U></B>&rdquo;
has the meaning set forth in Section&nbsp;3(a).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<B><U>Affiliate</U></B>&rdquo;
means any Person that, directly or indirectly through one or more intermediaries, controls or is controlled by, or is under common control
with, a Person, as such terms are used in and construed under Rule&nbsp;144 under the Securities Act of 1933, as amended. With respect
to a Holder, any investment fund or managed account that is managed on a discretionary basis by the same investment manager as such Holder
will be deemed to be an Affiliate of such Holder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<B><U>Business Day</U></B>&rdquo;
means any day except Saturday, Sunday, any day which shall be a federal legal holiday in the United States or any day on which banking
institutions in the State of New York are authorized or required by law or other governmental action to close.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<B><U>Bylaws</U></B>&rdquo; means
the Amended and Restated Bylaws of the Corporation, as the same may be further amended and in effect from time to time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<B><U>Cash Dividend Date</U></B>&rdquo;
has the meaning set forth in Section&nbsp;3(a).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<B><U>Class&nbsp;A Common Stock</U></B>&rdquo;
means the Corporation&rsquo;s Class&nbsp;A common stock, par value $0.001 per share, and stock of any other class of securities into which
such securities may hereafter be reclassified into.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<B><U>Class&nbsp;B Common Stock</U></B>&rdquo;
means the Corporation&rsquo;s Class&nbsp;B common stock, par value $0.001 per share, and stock of any other class of securities into which
such securities may hereafter be reclassified into.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<B><U>Commission</U></B>&rdquo;
means the Securities and Exchange Commission.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<B><U>Common Stock</U></B>&rdquo;
means the Class&nbsp;A Common Stock and/or Class&nbsp;B Common Stock, as applicable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<B><U>Compounded Dividends</U></B>&rdquo;
has the meaning set forth in Section&nbsp;3(b).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<B><U>Conversion Date</U></B>&rdquo;
means the date on which the Series&nbsp;A Preferred Stock is converted pursuant to Section&nbsp;6.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<B><U>Conversion Election Date</U></B>&rdquo;
means the date upon which the Holder&rsquo;s right to convert its shares of Series&nbsp;A Preferred Stock pursuant to Section&nbsp;6 terminates
in connection with a Corporation Redemption, which date shall be no earlier than two Business Days prior to the Corporation Redemption
Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<B><U>Conversion Price</U></B>&rdquo;
means $2.50 per share of Class&nbsp;A Common Stock, subject to appropriate adjustment in the event of any stock dividend, stock split,
combination or other similar recapitalization.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<B><U>Conversion Shares</U></B>&rdquo;
means, collectively, the shares of Class&nbsp;A Common Stock issuable upon conversion of the shares of Series&nbsp;A Preferred Stock in
accordance with the terms hereof, subject to appropriate adjustment in the event of any stock dividend, stock split, combination or other
similar recapitalization.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<B><U>Conversion Value</U></B>&rdquo;
means $1,000 per share of Series&nbsp;A Preferred Stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<B><U>Corporation Redemption</U></B>&rdquo;
has the meaning set forth in Section&nbsp;8(a).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<B><U>Corporation Redemption Date</U></B>&rdquo;
has the meaning set forth in Section&nbsp;8(b)(ii).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<B><U>Corporation Redemption Notice</U></B>&rdquo;
has the meaning set forth in Section&nbsp;8(a).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<B><U>Corporation Redemption Price</U></B>&rdquo;
has the meaning set forth in Section&nbsp;8(a).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<B><U>Deemed Liquidation Event</U></B>&rdquo;
means (a)&nbsp;a merger, reorganization or consolidation in which (i)&nbsp;the Corporation is a constituent party or (ii)&nbsp;a Subsidiary
of the Corporation is a constituent party and the Corporation issues shares of its capital stock pursuant to such merger, reorganization
or consolidation, except any such merger, reorganization or consolidation involving the Corporation or a Subsidiary in which the shares
of capital stock of the Corporation outstanding immediately prior to such merger, reorganization or consolidation continue to represent,
or are converted into or exchanged for shares of capital stock that represent, immediately following such merger, reorganization or consolidation,
at least a majority, by voting power, of the capital stock of (1)&nbsp;the surviving or resulting corporation; or (2)&nbsp;if the surviving
or resulting corporation is a wholly owned Subsidiary of another corporation immediately following such merger, reorganization or consolidation,
the parent corporation of such surviving or resulting corporation; or (b)&nbsp;the sale, transfer, assignment or other disposition, in
a single transaction or series of related transactions, by the Corporation or any Subsidiary of the Corporation of all or substantially
all of the assets of the Corporation and its Subsidiaries taken as a whole, or the sale or disposition (whether by merger, consolidation
or otherwise) of one or more Subsidiaries of the Corporation if all or substantially all of the assets of the Corporation and its Subsidiaries
taken as a whole are held by such Subsidiary or Subsidiaries, except where such sale, transfer, assignment or other disposition is to
a wholly owned Subsidiary of the Corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<B><U>DGCL</U></B>&rdquo; shall
mean the Delaware General Corporation Law, as amended.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<B><U>Dividends</U></B>&rdquo;
has the meaning set forth in Section&nbsp;3(a).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&ldquo;<B><U>Dividend
Payment Date</U></B>&rdquo; has the meaning set forth in Section&nbsp;3(b).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<B><U>Dividend Rate</U></B>&rdquo;
means 10.00% <I>per annum</I>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<B><U>Exchange Act</U></B>&rdquo;
means the Securities Exchange Act of 1934, as amended.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<B><U>Holder</U></B>&rdquo; means
any holder of shares of Series&nbsp;A Preferred Stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<B><U>Issuance Date</U></B>&rdquo;
means August&nbsp;8, 2025 (or such later date that the first share of Series&nbsp;A Preferred Stock is issued).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<B><U>Junior Securities</U></B>&rdquo;
has the meaning set forth in Section&nbsp;2(c).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<B><U>Liquidation</U></B>&rdquo;
has the meaning set forth in Section&nbsp;5(a).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<B><U>Notice of Conversion</U></B>&rdquo;
has the meaning set forth in Section&nbsp;6(b)(i).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<B><U>Person</U></B>&rdquo; means
any individual or corporation, partnership, trust, incorporated or unincorporated association, joint venture, limited liability company,
joint stock company, government (or a governmental authority, agency or subdivision thereof), or other entity of any kind.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<B><U>Requisite Holders</U></B>&rdquo;
means the Holders that hold at least a majority of the then outstanding shares of Series&nbsp;A Preferred Stock, voting together as a
single class.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<B><U>Series&nbsp;A Liquidation
Amount</U></B>&rdquo; has the meaning set forth in Section&nbsp;5(a).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<B><U>Series&nbsp;A Preferred
Stock</U></B>&rdquo; has the meaning set forth in Section&nbsp;2(a).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<B><U>Series&nbsp;A Preferred
Stock Register</U></B>&rdquo; has the meaning set forth in Section&nbsp;2(b).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<B><U>Subsidiary</U></B>&rdquo;
means, with respect to any Person, any corporation, limited liability company, partnership, association, or other business entity of which
(a)&nbsp;if a corporation, a majority of the total voting power of shares of stock entitled (without regard to the occurrence of any contingency)
to vote in the election of directors, managers, or trustees thereof is at the time owned or controlled, directly or indirectly, by such
Person or one or more of the other Subsidiaries of such Person or a combination thereof or (b)&nbsp;if a limited liability company, partnership,
association, or other business entity (other than a corporation), a majority of the partnership or other similar ownership interests thereof
is at the time owned or controlled, directly or indirectly, by such Person or one or more Subsidiaries of such Person or a combination
thereof and for this purpose, a Person or Persons own a majority ownership interest in such a business entity (other than a corporation)
if such Person or Persons shall be allocated a majority of such business entity&rsquo;s gains or losses or shall be a, or control any,
managing director or general partner of such business entity (other than a corporation).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&ldquo;<B><U>Trading Day</U></B>&rdquo;
means a day, on which the Class&nbsp;A Common Stock is traded for any period on a principal securities exchange or, if the Class&nbsp;A
Common Stock is not traded on a principal securities exchange, a day that the Class&nbsp;A Common Stock is traded on another securities
market, on which the Class&nbsp;A Common Stock is then being traded.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B><U>Section&nbsp;2</U></B>.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<FONT STYLE="font-variant: small-caps"><U>Designation,
Amount and Par Value; Assignment; Ranking</U></FONT>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
series of Preferred Stock designated by this Certificate of Designation shall be designated as the Corporation&rsquo;s&nbsp;Series&nbsp;A&nbsp;Convertible
Preferred Stock (the &ldquo;<B><U>Series&nbsp;A&nbsp;Preferred Stock</U></B>&rdquo;). Each share of Series&nbsp;A Preferred Stock shall
be identical in all respects to every other share of Series&nbsp;A Preferred Stock. The number of shares of Series&nbsp;A Preferred Stock
so designated shall be 25,000. The Series&nbsp;A Preferred Stock shall have a par value&nbsp;of $0.001 per share.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">(b)&#8239;&#8239;&#8239;&#8239;&nbsp;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;The
Corporation shall register shares of the Series&nbsp;A Preferred Stock upon records to be maintained by the Corporation for that purpose
(the &ldquo;<B><U>Series&nbsp;A Preferred Stock Register</U></B>&rdquo;), in the name of the Holders thereof from time to time. The Corporation
may deem and treat the registered Holder of shares of Series&nbsp;A Preferred Stock as the absolute owner thereof for the purpose of any
conversion thereof and for all other purposes. Shares of Series&nbsp;A Preferred Stock shall be issued solely in book-entry form.&nbsp;The
Corporation shall register the transfer of any shares of Series&nbsp;A Preferred Stock in the Series&nbsp;A Preferred Stock Register,
upon surrender of the shares of Series&nbsp;A Preferred Stock evidencing such shares to be transferred to the Corporation. Upon any such
registration or transfer, a new or book-entry notation evidencing the shares of Series&nbsp;A Preferred Stock so transferred shall be
issued to the transferee and a new book-entry notation evidencing the remaining portion of the shares not so transferred, if any, shall
be issued to the transferring Holder, in each case, within two Business Days. The provisions of this Certificate of Designation are intended
to be for the benefit of all Holders from time to time and shall be enforceable by any such Holder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;The
Series&nbsp;A Preferred Stock will be senior to the Common Stock and all other series or classes of stock and equity securities of the
Corporation that do not expressly rank senior to, or that are not <I>pari passu</I> with, the Series&nbsp;A Preferred Stock, with respect
to dividend rights and rights on the distribution of assets on any voluntary or involuntary liquidation, dissolution or winding up of
the affairs of the Corporation (all such equity securities, including the Common Stock, are collectively referred to herein as &ldquo;<B><U>Junior
Securities</U></B>&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B><U>Section&nbsp;3</U></B>.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<FONT STYLE="font-variant: small-caps"><U>Dividends</U></FONT>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Accrual
of Dividends</U>. From and after the Issuance Date of the shares of Series&nbsp;A Preferred Stock until January&nbsp;31, 2026 (the &ldquo;<B><U>Cash
Dividend Date</U></B>&rdquo;), cumulative dividends (&ldquo;<B><U>Dividends</U></B>&rdquo;), on each such share of Series&nbsp;A Preferred
Stock shall accrue, whether or not there are funds legally available for the payment of dividends, on a daily basis in arrears at the
Dividend Rate per share of Series&nbsp;A Preferred Stock based on the sum of (i)&nbsp;the Conversion Value thereof <I>plus</I>, (ii)&nbsp;once
compounded, any Compounded Dividends thereon (the Conversion Value plus any such accumulated but unpaid Compounded Dividends, the &ldquo;<B><U>Accumulated
Conversion Value</U></B>&rdquo;). All accrued dividends on any shares of Series&nbsp;A Preferred Stock shall, unless paid in cash pursuant
to Section&nbsp;3(b), compound quarterly on January&nbsp;31, April&nbsp;30, July&nbsp;31, and October&nbsp;31 of each calendar year.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Payment
of Dividends</U>. After the Cash Dividend Date, the Corporation shall make each dividend payment in cash out of funds legally available
therefor to the maximum extent not prohibited by the DGCL, on the Series&nbsp;A Preferred Stock quarterly on January&nbsp;31, April&nbsp;30,
July&nbsp;31, and October&nbsp;31 of each calendar year (each such date, a &ldquo;<B><U>Dividend Payment Date</U></B>&rdquo;) at the applicable
Dividend Rate. The record date for payment of dividends on the Series&nbsp;A Preferred Stock will be the fifteenth (15th) day of the calendar
month of the applicable Dividend Payment Date, whether or not such date is a Business Day, and dividends shall only be payable to registered
holders of record of the Series&nbsp;A Preferred Stock as such holders appear on the stock register of the Corporation at the close of
business on the related record date. If any Dividend Payment Date is not a Business Day, the applicable payment shall be due on the next
succeeding Business Day and no additional dividend amount for such period shall be payable during such period as a result of such delay,
but shall be paid on the next succeeding Dividend Payment Date. All dividends that the Corporation is unable to pay with legally available
funds shall compound quarterly pursuant to Section&nbsp;3(a)&nbsp;on January&nbsp;31, April&nbsp;30, July&nbsp;31, and October&nbsp;31
of the applicable calendar year and shall be added to the then current Accumulated Conversion Value (&ldquo;<B><U>Compounded Dividends</U></B>&rdquo;<B>)</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>Dividend
Calculations</U>. Dividends on the Series&nbsp;A Preferred Stock shall accrue on the basis of a 360-day year, consisting of twelve (12),
thirty (30) calendar day periods, and shall accrue daily commencing on the Issuance Date, and shall be deemed to accrue from such date
whether or not earned and whether or not there are profits, surplus or other funds of the Corporation legally available for the payment
of dividends.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>Conversion
Prior to or Following a Record Date</U>. If the Conversion Date for any shares of Series&nbsp;A Preferred Stock is prior to the close
of business on the record date for a dividend as provided in Section&nbsp;3(b), the holder of such shares of Series&nbsp;A Preferred Stock
shall not be entitled to any dividend in respect of such record date. If the Conversion Date for any shares of Series&nbsp;A Preferred
Stock is after the close of business on the record date for a dividend as provided in Section&nbsp;3(b)&nbsp;but prior to the corresponding
Dividend Payment Date, the holder of such shares of Series&nbsp;A Preferred Stock as of the applicable record date shall be entitled to
receive such dividend, notwithstanding the conversion of such shares of Series&nbsp;A Preferred Stock prior to the applicable Dividend
Payment Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B><U>Section&nbsp;4</U></B>.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<FONT STYLE="font-variant: small-caps"><U>Voting
Rights</U></FONT>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>General</U>.
Subject to the last sentence of this Section&nbsp;4(a), the Series&nbsp;A Preferred Stock is voting stock. Holders of the Series&nbsp;A
Preferred Stock are entitled to vote together with the Common Stock on an as-if-converted-to-Class&nbsp;A-Common-Stock basis as determined
by dividing the aggregate Accumulated Conversion Value of all shares of Series&nbsp;A Preferred Stock held by each Holder, by the Conversion
Price. A holder of Common Stock is entitled to one vote for each share of Common Stock held of record by such holder on all matters submitted
to a vote of stockholders. Accordingly, a Holder of Series&nbsp;A Preferred Stock is entitled to one vote for each whole share of Class&nbsp;A
Common Stock into which their shares of Series&nbsp;A Preferred Stock are then-convertible on all matters submitted to a vote of stockholders
of the Corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Series&nbsp;A
Preferred Stock Protective Provisions</U>. At any time when at least 12,525 shares of Series&nbsp;A Preferred Stock (subject to appropriate
adjustment in the event of any stock dividend, stock split, combination or other similar recapitalization with respect to the Series&nbsp;A
Preferred Stock) are outstanding, the Corporation shall not effect any of the following acts or transactions without (in addition to any
other vote required by law or the Certificate of Incorporation) the written consent or affirmative vote of the Requisite Holders:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-indent: 0.5in">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;amend,
alter, repeal or otherwise modify any provision of the Certificate of Incorporation, this Certificate of Designation or the Bylaws in
a manner that would alter or change the terms or the powers, preferences, rights or privileges of the shares of Series&nbsp;A Preferred
Stock so as to affect such terms, powers, preferences, rights or privileges adversely&#894;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-indent: 0.5in">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;authorize,
create, or issue any class or series of preferred stock having rights senior to or that are <I>pari passu</I> with the Series&nbsp;A Preferred
Stock, unless the proceeds from the authorization, creation and/or issuance of such preferred stock are used to fully redeem all outstanding
shares of Series&nbsp;A Preferred Stock in a Corporation Redemption pursuant to Section&nbsp;8&#894;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-indent: 0.5in">(iii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;redeem,
repurchase or pay dividends on any Junior Securities, other than (A)&nbsp;repurchases of shares of Common Stock or other Junior Securities
pursuant to any employment agreements, consultant agreements, or plans, (B)&nbsp;redemptions of, or dividends or distributions on, the
Series&nbsp;A Preferred Stock, as expressly authorized herein, and (C)&nbsp;dividends or other distributions payable on Common Stock solely
in the form of additional shares of Common Stock&#894;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-indent: 0.5in">(iv)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;increase
or decrease the authorized number of shares of Series&nbsp;A Preferred Stock (except for the cancellation and retirement of shares set
forth in Section&nbsp;8) or issue additional shares of Series&nbsp;A Preferred Stock after the Issuance Date&#894;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-indent: 0.5in">(v)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;adopt
any plan of liquidation or dissolution;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-indent: 0.5in">(vi)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;enter
into an agreement to effectuate or consummate any Deemed Liquidation Event if the Holders of shares of Series&nbsp;A Preferred Stock would
receive in such Deemed Liquidation Event an amount per share of Series&nbsp;A Preferred Stock that is less than the Series&nbsp;A Liquidation
Amount; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-indent: 0.5in">(vii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;increase
or decrease the number of directors on the Board of Directors of the Corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>Preferred
Stock Covenant</U>. In the event that, on or prior to October&nbsp;15, 2025, the Corporation authorizes, creates, or issues any class
or series of preferred stock having rights senior to or that are <I>pari passu</I> with the Series&nbsp;A Preferred Stock, then the Corporation
shall effectuate a Corporation Redemption of the Series&nbsp;A Preferred Stock pursuant to Section&nbsp;8, to the extent permitted by
applicable law and subject to the terms of any applicable credit facilities of the Corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B><U>Section&nbsp;5</U></B>.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<FONT STYLE="font-variant: small-caps"><U>Liquidation</U></FONT>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;In
the event of any voluntary or involuntary liquidation, dissolution or winding up of the Corporation or a Deemed Liquidation Event (any
such event, a &ldquo;<B>Liquidation</B>&rdquo;), the Holders of shares of Series&nbsp;A Preferred Stock then outstanding shall be entitled
to be paid out of the assets of the Corporation available for distribution to its stockholders, and in the event of a Deemed Liquidation
Event, the Holders of shares of Series&nbsp;A Preferred Stock then outstanding shall be entitled to be paid out of the consideration payable
to stockholders in such Deemed Liquidation Event or the other proceeds available for distribution to stockholders, before any payment
shall be made to the holders of any Junior Securities by reason of their ownership thereof, an amount per share equal to (a)&nbsp;if such
event occurs on or prior to October&nbsp;15, 2025, one and one/fourth times (1.25x) the Accumulated Conversion Value thereof and (b)&nbsp;if
such event occurs after October&nbsp;15, 2025, three times (3.00x) the Accumulated Conversion Value thereof (the amount payable pursuant
to clause&nbsp;(a)&nbsp;or (b), as applicable, of this sentence is hereinafter referred to as the &ldquo;<B>Series&nbsp;A Liquidation
Amount</B>&rdquo;). If upon any such Liquidation, the assets of the Corporation available for distribution to its stockholders shall be
insufficient to pay the Holders of shares of Series&nbsp;A Preferred Stock the full Series&nbsp;A Liquidation Amount thereof, the Holders
of shares of Series&nbsp;A Preferred Stock shall share ratably in any distribution of the assets available for distribution in proportion
to the respective amounts which would otherwise be payable in respect of the shares held by them upon such distribution if all amounts
payable on or with respect to such shares were paid in full.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;After
the payment in full of all Series&nbsp;A Liquidation Amount and all other amounts due to holders of shares of any class of stock that
is <I>pari passu</I> with the Series&nbsp;A Preferred Stock, the remaining assets of the Corporation available for distribution to its
stockholders or, in the case of a Deemed Liquidation Event, the consideration not payable to the Holders of shares of Series&nbsp;A Preferred
Stock pursuant to the immediately preceding paragraph or to holders of any shares of any class of stock that is <I>pari passu </I>with
the Series&nbsp;A Preferred Stock, shall be distributed among the holders of shares of Common Stock and any other Junior Securities, pro
rata based on the number of shares held by each such holder (or in accordance with the provisions set forth in the applicable Certificate
of Designation for any class or series of Junior Securities, as applicable).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B><U>Section&nbsp;6</U></B>.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<FONT STYLE="font-variant: small-caps"><U>Conversion</U></FONT>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>Conversions
at Option of Holder</U>. At the option of the Holder thereof, each share of Series&nbsp;A&nbsp;Preferred Stock shall be convertible into
the number of Conversion Shares equal to the Accumulated Conversion Value divided by the Conversion Price, rounded down to the nearest
whole share. For the avoidance of doubt, when a Holder converts more than one share of Series&nbsp;A Preferred Stock at the same time
pursuant to this Section&nbsp;6, the number of shares issued for the block of shares taken together as a whole will be rounded down to
the nearest share.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Mechanics
of Conversion</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-indent: 0.5in">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>Notice
of Conversion</U>. Holders shall effect conversions by providing the Corporation with the form of conversion notice attached hereto as
Annex&nbsp;A (&ldquo;<B><U>Notice of Conversion</U></B>&rdquo;), duly completed and executed. The Notice of Conversion must specify the
number of shares of Series&nbsp;A&nbsp;Preferred Stock to be converted, the number of shares of Series&nbsp;A&nbsp;Preferred Stock owned
prior to the conversion at issue, and the number of Conversion Shares to be issued in respect of the conversion at issue. The date on
which such a conversion shall be deemed effective (an &ldquo;<B><U>Optional Conversion Date</U></B>&rdquo;, or a &ldquo;<B><U>Conversion
Date</U></B>&rdquo;), shall be defined as the Trading Day that the Notice of Conversion, completed and executed, is sent by facsimile
or other electronic transmission to, and received during regular business hours by, the Corporation. The calculations set forth in the
Notice of Conversion shall control in the absence of manifest or mathematical error.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-indent: 0.5in">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Obligation
Absolute</U>. The Corporation&rsquo;s obligation to issue and deliver the Conversion Shares upon conversion of Series&nbsp;A Preferred
Stock in accordance with the terms hereof are absolute and unconditional, irrespective of any action or inaction by a Holder to enforce
the same, any waiver or consent with respect to any provision hereof, the recovery of any judgment against any Person or any action to
enforce the same, or any setoff, counterclaim, recoupment, limitation or termination, or any breach or alleged breach by such Holder or
any other Person of any obligation to the Corporation or any violation or alleged violation of law by such Holder or any other Person,
and irrespective of any other circumstance which might otherwise limit such obligation of the Corporation to such Holder in connection
with the issuance of such Conversion Shares. Nothing herein shall limit a Holder&rsquo;s right to pursue actual damages for the Corporation&rsquo;s
failure to deliver Conversion Shares within the period specified herein and such Holder shall have the right to pursue all remedies available
to it hereunder, at law or in equity including, without limitation, a decree of specific performance and/or injunctive relief; <U>provided</U>
that Holder shall not receive duplicate damages for the Corporation&rsquo;s failure to deliver Conversion Shares within the period specified
herein. The exercise of any such rights shall not prohibit a Holder from seeking to enforce damages pursuant to any other Section&nbsp;hereof
or under applicable law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-indent: 0.5in">(iii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Reservation
of Shares Issuable Upon Conversion</U>. The Corporation covenants that it will use its best efforts to reserve and keep available out
of its authorized and unissued shares of Class&nbsp;A Common Stock for the sole purpose of issuance upon conversion of the Series&nbsp;A
Preferred Stock, free from preemptive rights or any other actual contingent purchase rights of Persons other than the Holders of the Series&nbsp;A
Preferred Stock, not less than such aggregate number of Conversion Shares as shall be issuable (taking into account the adjustments of
Section&nbsp;7) upon the conversion of all outstanding shares of Series&nbsp;A Preferred Stock. The Corporation covenants that all Conversion
Shares that shall be so issuable shall, upon issue, be duly authorized, validly issued, fully paid,&nbsp;non-assessable&nbsp;and free
and clear of all liens and other encumbrances.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-indent: 0.5in">(iv)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Fractional
Shares</U>. No fractional shares or scrip representing fractional shares of Class&nbsp;A Common Stock shall be issued upon the conversion
of the Series&nbsp;A Preferred Stock. All fractional shares shall be rounded down to the nearest whole shares of Class&nbsp;A Common Stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-indent: 0.5in">(v)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Transfer
Taxes</U>. The issuance of book entry notations evidencing Conversion Shares by the transfer agent of the Corporation shall be made without
charge to any Holder for any documentary stamp or similar taxes that may be payable in respect of the issue or delivery of such book entry
notation; <U>provided</U> that the Corporation shall not be required to pay any tax that may be payable in respect of any transfer involved
in the issuance and delivery of any such book entry notation upon conversion in a name other than that of the registered Holder(s)&nbsp;of
such shares of Series&nbsp;A Preferred Stock and the Corporation shall not be required to issue or deliver such book entry notation unless
or until the Person or Persons requesting the issuance thereof shall have paid to the Corporation the amount of such tax or shall have
established to the satisfaction of the Corporation that such tax has been paid.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>Status
as Stockholder</U>. Upon each Conversion Date in which the Series&nbsp;A Preferred Stock converts into Conversion Shares: (i)&nbsp;the
shares of Series&nbsp;A Preferred Stock being converted shall be deemed converted into Conversion Shares; and (ii)&nbsp;the Holder&rsquo;s
rights as a holder of such converted shares of Series&nbsp;A Preferred Stock shall cease and terminate, excepting only the right to receive
book entry notations from the transfer agent of the Corporation evidencing such Conversion Shares and to any remedies provided herein
or otherwise available at law or in equity to such Holder because of a failure by the Corporation to comply with the terms of this Certificate
of Designation. In all cases, the Holder shall retain all of its rights and remedies for any failure by the Corporation to convert Series&nbsp;A
Preferred Stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>Beneficial
Ownership Limitation</U>. On or prior to October&nbsp;15, 2025 and notwithstanding anything to the contrary herein, the Corporation shall
not effect any conversion of the Series&nbsp;A Preferred Stock, and a Holder shall not have the right to convert any portion of the Series&nbsp;A
Preferred Stock, to the extent that, after giving effect to the conversion set forth on the applicable Notice of Conversion, such Holder
(together with such Holder&rsquo;s Affiliates, and any Persons acting as a group together with such Holder or any of such Holder&rsquo;s
Affiliates (such Persons, &ldquo;<B><U>Attribution Parties</U></B>&rdquo;)) would beneficially own in excess of the Beneficial Ownership
Limitation (as defined below). For purposes of the foregoing sentence, the number of shares of Common Stock beneficially owned by such
Holder and its Affiliates and Attribution Parties shall include the number of shares of Common Stock issuable upon conversion of the Series&nbsp;A
Preferred Stock with respect to which such determination is being made, but shall exclude the number of shares of Common Stock which are
issuable upon (i)&nbsp;conversion of the remaining, unconverted Accumulated Conversion Value of Series&nbsp;A Preferred Stock beneficially
owned by such Holder or any of its Affiliates or Attribution Parties and (ii)&nbsp;exercise or conversion of the unexercised or unconverted
portion of any other securities of the Corporation subject to a limitation on conversion or exercise analogous to the limitation contained
herein (including, without limitation, the Series&nbsp;A Preferred Stock) beneficially owned by such Holder or any of its Affiliates or
Attribution Parties. Except as set forth in the preceding sentence, for purposes of this Section&nbsp;6(d), beneficial ownership shall
be calculated in accordance with Section&nbsp;13(d)&nbsp;of the Exchange Act and the rules&nbsp;and regulations promulgated thereunder.
In addition, a determination as to any group status as contemplated above shall be determined in accordance with Section&nbsp;13(d)&nbsp;of
the Exchange Act and the rules&nbsp;and regulations promulgated thereunder. For purposes of this Section&nbsp;6(d), in determining the
number of outstanding shares of Common Stock, a Holder may rely on the number of outstanding shares of Common Stock as stated in the most
recent of the following: (i)&nbsp;the Corporation&rsquo;s most recent periodic or annual report filed with the Commission, as the case
may be, (ii)&nbsp;a more recent public announcement by the Corporation or (iii)&nbsp;a more recent written notice by the Corporation or
the Company&rsquo;s transfer agent setting forth the number of shares of Common Stock outstanding. Upon the written or oral request (which
may be via email) of a Holder, the Corporation shall within two Trading Days confirm orally and in writing to such Holder the number of
shares of Common Stock then outstanding. In any case, the number of outstanding shares of Common Stock shall be determined after giving
effect to the conversion or exercise of securities of the Corporation, including the Series&nbsp;A Preferred Stock, by such Holder or
its Affiliates or Attribution Parties since the date as of which such number of outstanding shares of Common Stock was reported. The &ldquo;Beneficial
Ownership Limitation&rdquo; shall be 4.99% of the number of shares of the Common Stock outstanding immediately after giving effect to
the issuance of shares of Common Stock issuable upon conversion of Series&nbsp;A Preferred Stock held by the applicable Holder. The provisions
of this paragraph shall be construed and implemented in a manner otherwise than in strict conformity with the terms of this Section&nbsp;6(d)&nbsp;to
correct this paragraph (or any portion hereof) which may be defective or inconsistent with the intended Beneficial Ownership Limitation
contained herein or to make changes or supplements necessary or desirable to properly give effect to such limitation. The limitations
contained in this paragraph shall apply to a successor holder of Series&nbsp;A Preferred Stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B><U>Section&nbsp;7</U></B>.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<FONT STYLE="font-variant: small-caps"><U>Certain
Adjustments</U></FONT>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>Stock
Dividends and Stock Splits</U>. If the Corporation, at any time while any shares of Series&nbsp;A Preferred Stock are outstanding: (i)&nbsp;pays
a stock dividend or otherwise makes a distribution or distributions payable in shares of Class&nbsp;A Common Stock with respect to the
then outstanding shares of Common Stock; (ii)&nbsp;subdivides outstanding shares of Class&nbsp;A Common Stock into a larger number of
shares; or (iii)&nbsp;combines (including by way of a reverse stock split) outstanding shares of Class&nbsp;A Common Stock into a smaller
number of shares, then the Conversion Price shall be multiplied by a fraction of which the numerator shall be the number of shares of
Class&nbsp;A Common Stock (excluding any treasury shares of the Corporation) outstanding immediately before such event and of which the
denominator shall be the number of shares of Class&nbsp;A Common Stock outstanding immediately after such event (excluding any treasury
shares of the Corporation). Any adjustment made pursuant to this Section&nbsp;7(a)&nbsp;shall become effective immediately after (i)&nbsp;the
record date for the determination of stockholders entitled to receive such dividend or distribution and (ii)&nbsp;the effective date in
the case of a subdivision or combination.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>Calculations</U>.
All calculations under this Section&nbsp;7 shall be made to the nearest cent or the nearest 1/100th of a share, as the case may be. For
purposes of this Section&nbsp;7, the number of shares of Class&nbsp;A&nbsp;Common Stock deemed to be issued and outstanding as of a given
date shall be equal to the number of shares of Class&nbsp;A Common Stock (excluding any treasury shares of the Corporation) issued and
outstanding as of the close of business on such day.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>Notice
to the Holders</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-indent: 0.5in">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>Adjustment
to Conversion Price</U>. Whenever the Conversion Price is adjusted pursuant to any provision of this Section&nbsp;7, the Corporation shall
promptly deliver to each Holder a notice setting forth the Conversion Price after such adjustment and setting forth a brief statement
of the facts requiring such adjustment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>Other
Notices</U>. If (A)&nbsp;the Corporation shall declare a dividend (or any other distribution in whatever form) on the Class&nbsp;A Common
Stock, (B)&nbsp;the Corporation shall declare a special nonrecurring cash dividend on or a redemption of the Class&nbsp;A Common Stock,
(C)&nbsp;the Corporation shall authorize the granting to all holders of the Class&nbsp;A Common Stock of rights or warrants to subscribe
for or purchase any shares of capital stock of any class or of any rights, (D)&nbsp;the approval of any stockholders of the Corporation
shall be required in connection with any reclassification of the Class&nbsp;A Common Stock, any consolidation or merger to which the Corporation
is a party, any sale or transfer of all or substantially all of the assets of the Corporation, or any compulsory share exchange whereby
the Class&nbsp;A Common Stock is converted into other securities, cash or property, or (E)&nbsp;the Corporation shall authorize the voluntary
or involuntary dissolution, liquidation or winding up of the affairs of the Corporation, then, in each case, the Corporation shall cause
to be filed at each office or agency maintained for the purpose of conversion of the shares of Series&nbsp;A Preferred Stock, and shall
cause to be delivered to each Holder at its last address as it shall appear upon the stock books of the Corporation, at least ten (10)&nbsp;calendar
days prior to the applicable record or effective date hereinafter specified, a notice stating (x)&nbsp;the date on which a record is to
be taken for the purpose of such dividend, distribution, redemption, rights or warrants, or if a record is not to be taken, the date as
of which the holders of the Class&nbsp;A Common Stock of record to be entitled to such dividend, distributions, redemption, rights or
warrants are to be determined or (y)&nbsp;the date on which such reclassification, consolidation, merger, sale, transfer or share exchange
is expected to become effective or close, and the date as of which it is expected that holders of the Class&nbsp;A&nbsp;Common Stock of
record shall be entitled to exchange their shares of the Class&nbsp;A Common Stock for securities, cash or other property deliverable
upon such reclassification, consolidation, merger, sale, transfer or share exchange; <U>provided</U> that the failure to deliver such
notice or any defect therein or in the delivery thereof shall not affect the validity of the corporate action required to be specified
in such notice; and, <U>provided</U>, <U>further</U>, that in each case, the Corporation will only be required to provide such information
to a Holder if such information shall have been made known to the public prior to or in conjunction with such notice being provided to
such Holder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B><U>Section&nbsp;8</U></B>.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>CORPORATION
<FONT STYLE="font-variant: small-caps">REDEMPTION</FONT></U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Corporation
Redemption</U>. Subject to the provisions of this Section<B>&nbsp;</B>8, the Corporation shall have the right, but not the obligation,
to redeem, from time to time, out of funds legally available therefor, all or any portion of the then outstanding shares of Series&nbsp;A
Preferred Stock (a &ldquo;<B><U>Corporation Redemption</U></B>&rdquo;), at any time following the Issuance Date for a price per share
of Series&nbsp;A Preferred Stock equal to Series&nbsp;A Liquidation Amount (the &ldquo;<B><U>Corporation Redemption Price</U></B>&rdquo;).
Any such Corporation Redemption shall occur not less than twenty (20) days and not more than sixty (60) days following circulation by
the Corporation of a written election notice thereof (the &ldquo;<B><U>Corporation Redemption Notice</U></B>&rdquo;) from the Corporation.
Following the notice period required by the Corporation Redemption Notice, the Corporation shall redeem all, or in the case of an election
to redeem less than all of the shares of Series&nbsp;A Preferred Stock, the same <I>pro rata </I>portion of each such Holder&rsquo;s shares
of Series&nbsp;A Preferred Stock redeemed pursuant to this Section&nbsp;8(a). In exchange for the surrender to the Corporation by the
respective Holders of shares of Series&nbsp;A Preferred Stock of their certificate or certificates, if any, or an affidavit of loss, representing
such shares of Series&nbsp;A Preferred Stock on or after the applicable Corporation Redemption Date in accordance with Section&nbsp;8(d)&nbsp;below,
the Corporation Redemption Price for the shares of Series&nbsp;A Preferred Stock being redeemed shall be payable in cash by the Corporation
in immediately available funds to the respective Holders of the Series&nbsp;A Preferred Stock, except to the extent prohibited by applicable
Delaware law. Notwithstanding anything to the contrary contained herein, each Holder of shares of Series&nbsp;A Preferred Stock shall
have the right to elect, prior to the Corporation Redemption Date, to exercise such Holder&rsquo;s conversion rights with respect to its
Series&nbsp;A Preferred Stock, if any, in accordance with Section<B>&nbsp;</B>6.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Corporation
Redemption Notice</U>. Each Corporation Redemption Notice shall state:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-indent: 0.5in">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;&#8239;&#8239;&#8239;&nbsp;the
number of shares of Series&nbsp;A Preferred Stock held by the Holder that the Corporation proposes to redeem on the Corporation Redemption
Date specified in the Corporation Redemption Notice&#894;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-indent: 0.5in">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;the
date of the closing of the redemption, which pursuant to Section&nbsp;8(a)<B>&nbsp;</B>shall be no earlier than twenty (20) days and shall
be no later than sixty (60) days following circulation by the Corporation of the Corporation Redemption Notice (the applicable date, the
 &ldquo;<B><U>Corporation Redemption Date</U></B>&rdquo;) and the Corporation Redemption Price&#894;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-indent: 0.5in">(iii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;the
Conversion Election Date;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-indent: 0.5in">(iv)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;the
current Conversion Price of the Series&nbsp;A Preferred Stock, after giving effect to any adjustments pursuant to Section&nbsp;7;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-indent: 0.5in">(v)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;the
manner and place designated for surrender by the Holder to the Corporation of such Holder&rsquo;s certificate or certificates (if any),
representing the shares of Series&nbsp;A Preferred Stock to be redeemed.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Remedies
for Nonpayment</U>. If on any Corporation Redemption Date all of the shares of Series&nbsp;A Preferred Stock elected to be redeemed pursuant
to such redemption are not redeemed in full by the Corporation by paying the entire Corporation Redemption Price therefor, until such
shares of Series&nbsp;A Preferred Stock are fully redeemed and the aggregate redemption price is paid in full, all of the unredeemed shares
of Series&nbsp;A Preferred Stock shall remain outstanding and continue to have the rights, preferences and privileges expressed herein,
including the accrual and accumulation of dividends thereon as provided in Section&nbsp;3.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>Surrender
of Certificates</U>. On or before any Corporation Redemption Date, each Holder of shares of Series&nbsp;A Preferred Stock being redeemed
shall surrender the certificate or certificates, if any, representing such shares to the Corporation in the manner and place designated
in the Corporation Redemption Notice, as applicable, or to the Corporation&rsquo;s corporate secretary at the Corporation&rsquo;s headquarters,
duly assigned or endorsed for transfer to the Corporation (or accompanied by duly executed stock powers relating thereto), or, in the
event such certificate or certificates are lost, stolen or missing, shall deliver an affidavit of loss, in the manner and place designated
in the Corporation Redemption Notice, as applicable. Each surrendered certificate shall be canceled and retired and the Corporation shall
thereafter make payment of the Corporation Redemption Price therefor, by certified check or wire transfer to the Holder of record of such
certificate&#894; <U>provided</U>, that if less than all the shares of Series&nbsp;A Preferred Stock represented by a surrendered certificate
are redeemed, then a new stock certificate representing the unredeemed shares of Series&nbsp;A Preferred Stock shall be issued in the
name of the applicable Holder of record of the canceled stock certificate.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 9; Value: 2 -->
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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;&#8239;&#8239;&nbsp;<U>Rights
Subsequent to Redemption</U>. If, on any Corporation Redemption Date, the Corporation Redemption Price is paid (or tendered for payment)
for any of the shares of Series&nbsp;A Preferred Stock to be redeemed on such Corporation Redemption Date, then on such date all rights
of the Holder in the shares of Series&nbsp;A Preferred Stock so redeemed and paid or tendered, including any rights to dividends on such
shares, shall cease, and such shares shall no longer be deemed issued and outstanding.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B><U>Section&nbsp;9.</U>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</B><FONT STYLE="text-transform: uppercase"><U>Miscellaneous</U></FONT>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>Waiver;
Amendment</U>. Any waiver by the Corporation or a Holder of a breach of any provision of this Certificate of Designation shall not operate
as or be construed to be a waiver of any other breach of such provision or of any breach of any other provision of this Certificate of
Designation or a waiver by any other Holders. The failure of the Corporation or a Holder to insist upon strict adherence to any term of
this Certificate of Designation on one or more occasions shall not be considered a waiver or deprive that party (or any other Holder)
of the right thereafter to insist upon strict adherence to that term or any other term of this Certificate of Designation. Any waiver
by the Corporation or a Holder must be in writing. Notwithstanding any provision in this Certificate of Designation to the contrary, any
provision contained herein and any right of the Holders of Series&nbsp;A Preferred Stock granted hereunder may be waived or amended, subject
to agreement with the Corporation as required, as to all shares of Series&nbsp;A Preferred Stock (and the Holders thereof) upon the written
consent of the Requisite Holders, unless a higher percentage is required by any mandatory provision of the DGCL, in which case the written
consent of the Holders of not less than such higher percentage shall be required. Any waiver or amendment effected in accordance with
this&nbsp;Section&nbsp;9(a)&nbsp;shall be binding on all the Holders of Series&nbsp;A Preferred Stock, and all of such party&rsquo;s successors
and assigns, whether or not any such party, successor or assignee entered into or approved such waiver or amendment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>Severability</U>.
If any provision of this Certificate of Designation is invalid, illegal or unenforceable, the balance of this Certificate of Designation
shall remain in full force and effect, and if any provision is inapplicable to any Person or circumstance, it shall nevertheless remain
applicable to all other Persons and circumstances.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>Next
Business Day</U>. Whenever any payment or other obligation hereunder shall be due on a day other than a Business Day, such payment shall
be made on the next succeeding Business Day.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>Headings</U>.
The headings contained herein are for convenience only, do not constitute a part of this Certificate of Designation and shall not be deemed
to limit or affect any of the provisions hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>Status
of Converted or Redeemed Shares of Series&nbsp;A Preferred Stock</U>. If any shares of Series&nbsp;A Preferred Stock shall be converted
or redeemed by the Corporation, such shares shall resume the status of authorized but unissued shares of preferred stock and shall no
longer be designated as Series&nbsp;A Preferred Stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">********************</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 10; Value: 2 -->
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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; margin: 0pt 0; text-indent: 0.25in"><B>IN WITNESS WHEREOF</B>, Direct Digital Holdings,&nbsp;Inc.
has caused this Certificate of Designation of Series&nbsp;A Convertible Preferred Stock to be executed by its duly authorized officer
this August&nbsp;8, 2025.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
<TD STYLE="width: 50%">&nbsp;</TD>
<TD STYLE="width: 3%">By:</TD>
<TD STYLE="border-bottom: Black 1pt solid; width: 47%">/s/ Diana P. Diaz</TD></TR>
<TR STYLE="vertical-align: top">
<TD>&nbsp;</TD>
<TD COLSPAN="2">Name: Diana P. Diaz</TD></TR>
<TR STYLE="vertical-align: top">
<TD>&nbsp;</TD>
<TD COLSPAN="2">Title: Chief Financial Officer</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>ANNEX&nbsp;A</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">NOTICE OF CONVERSION</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(To Be Executed by the Registered Holder<BR>
in Order to Convert Shares of Series&nbsp;A&nbsp;Preferred Stock)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The undersigned Holder hereby irrevocably elects
to convert the number of shares of&nbsp;Series&nbsp;A&nbsp;Preferred Stock indicated below, represented by book-entry notation in the
register of the Corporation, into the number of shares of Class&nbsp;A Common Stock of Direct Digital Holdings,&nbsp;Inc., a Delaware
corporation (the &ldquo;<B><U>Corporation</U></B>&rdquo;), as of the date written below. If securities are to be issued in the name of
a Person other than the undersigned, the undersigned will pay all transfer taxes payable with respect thereto. Capitalized terms utilized
but not defined herein shall have the meaning ascribed to such terms in that certain Certificate of Designation of Series&nbsp;A Convertible
Preferred Stock (the &ldquo;<B><U>Certificate of Designation</U></B>&rdquo;) filed by the Corporation with the Delaware Secretary of State
on August&nbsp;8, 2025.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><I>Conversion calculations:</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<TR STYLE="vertical-align: top">
<TD STYLE="width: 50%"><FONT STYLE="font-size: 10pt">Date to Effect Conversion:</FONT></TD>
<TD STYLE="width: 50%; font-size: 10pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
<TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD><FONT STYLE="font-size: 10pt">_______________________</FONT></TD>
<TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
<TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD><FONT STYLE="font-size: 10pt">Number of shares of&nbsp;Series&nbsp;A&nbsp;Preferred Stock owned prior to conversion:</FONT></TD>
<TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
<TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD><FONT STYLE="font-size: 10pt">_______________________</FONT></TD>
<TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
<TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Number of shares of&nbsp;Series&nbsp;A&nbsp;Preferred
Stock to be converted:</FONT></TD>
<TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
<TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 10pt">_______________________</FONT></TD>
<TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt"></TD>
<TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Number of shares of&nbsp;Class&nbsp;A&nbsp;Common
Stock to be issued upon conversion:</FONT></TD>
<TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
<TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 10pt">_______________________</FONT></TD>
<TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
<TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD><FONT STYLE="font-size: 10pt">Beneficial Ownership of undersigned Holder following conversion:</FONT></TD>
<TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
<TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD><FONT STYLE="font-size: 10pt">_______________________</FONT></TD>
<TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
<TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD><FONT STYLE="font-size: 10pt">Address for delivery of physical certificates:</FONT></TD>
<TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
<TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD><FONT STYLE="font-size: 10pt">_______________________</FONT></TD>
<TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD><FONT STYLE="font-size: 10pt">_______________________</FONT></TD>
<TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD><FONT STYLE="font-size: 10pt">_______________________</FONT></TD>
<TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">HOLDER:</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 5%"><FONT STYLE="font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; width: 45%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD STYLE="width: 50%"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">Name:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">Title:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">Date:
    ____________________________________</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
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<TYPE>EX-10.1
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<DESCRIPTION>EXHIBIT 10.1
<TEXT>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><B>Exhibit 10.1</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">Execution Version</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="text-transform: uppercase; text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><B>SEVENTH amendment TO
term loan and<BR>
security AGREEMENT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">This Seventh Amendment to
Term Loan and Security Agreement (&ldquo;<U>Agreement</U>&rdquo;), dated as of August&#8239;8, 2025 (the &ldquo;<U>Effective Date</U>&rdquo;),
is entered into by and between Direct Digital Holdings, LLC, a Texas limited liability company (&ldquo;<U>Borrower</U>&rdquo;), Direct
Digital Holdings,&#8239;Inc., a Delaware corporation (&ldquo;<U>DDH Holdings</U>&rdquo;), Colossus Media, LLC, a Delaware limited liability
company (&ldquo;<U>Colossus</U>&rdquo;), Huddled Masses LLC, a Delaware limited liability company (&ldquo;<U>HM</U>&rdquo;), Orange142,
LLC, a Delaware limited liability company (&ldquo;<U>Orange</U>&rdquo; and together with DDH Holdings, Colossus, and HM, &ldquo;<U>Guarantors</U>&rdquo;
and each individually a &ldquo;<U>Guarantor</U>&rdquo; and together with the Borrower, collectively, the &ldquo;<U>Credit Parties</U>&rdquo;,
and each a &ldquo;<U>Credit Party</U>&rdquo;), Lafayette Square Loan Servicing, LLC, as agent for the Lenders (&ldquo;<U>Agent</U>&rdquo;),
and the Lenders party hereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">RECITALS:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>WHEREAS</B>, the Borrower,
the Guarantors, Lenders and Agent entered into that certain Term Loan and Security Agreement dated as of December&#8239;3, 2021, as amended
by the First Amendment to Term Loan and Security Agreement dated as of February&#8239;3, 2022, the Second Amendment to Term Loan and Security
Agreement dated as of July&#8239;28, 2022, the Third Amendment to Term Loan and Security Agreement dated as of January&#8239;9, 2023, the
Fourth Amendment to Term Loan and Security Agreement dated as of October&#8239;3, 2023, the Fifth Amendment to Term Loan and Security Agreement
dated as of October&#8239;15, 2024 and effective as of June&#8239;30, 2024, and the Sixth Amendment and Waiver to Term Loan and Security
Agreement, dated as of December&#8239;27, 2024 (the &ldquo;<U>Existing Loan Agreement</U>&rdquo;; the Existing Loan Agreement as may be
further amended, supplemented, or otherwise modified from time to time, including by this Agreement, the &ldquo;<U>Loan Agreement</U>&rdquo;);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>WHEREAS</B>, the Credit
Parties have requested that Agent and Lenders consummate the Preferred Equity Conversion (as defined below) and amend the Existing Loan
Agreement as set forth herein;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>WHEREAS</B>, Agent and
Lenders are willing to consummate the Preferred Equity Conversion and amend the Existing Loan Agreement, subject to the terms and conditions
set forth below;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>NOW, THEREFORE</B>, in
consideration of the premises and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged,
the Credit Parties, Agent, and the Lender party hereto hereby agree as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">1.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<B>Same
Terms</B>. The capitalized terms used in this Agreement and not defined herein shall have the same meanings as provided therefor in the
Loan Agreement, unless the context hereof otherwise requires or provides.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">2.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<FONT STYLE="background-color: white"><B>Acknowledgement;
Preferred Equity Conversion; Securities Law Matters</B>.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
Credit Parties agree that, on the date hereof and immediately prior to the effectiveness of this Amendment, the Credit Parties are indebted
to Lenders and Agent under the Existing Loan Agreement in the aggregate principal amount of $34,362,359.84, with respect to the Term Loans,
plus continually accruing interest and all fees, costs, and expenses, including reasonable and documented attorneys&rsquo; fees, incurred
through the date hereof, required to be paid by the Credit Parties under the Loan Agreement and the Other Documents.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
Credit Parties and the Lenders agree, on the terms and subject to the conditions set forth herein and pursuant to the Certificate of Designation,
that on the Effective Date, Term Loans in a principal amount equal to $25,000,000.00 held by Lender shall be converted to and exchanged
for Series&#8239;A Preferred Stock (as defined in the Certificate of Designation) (the &ldquo;<U>Preferred Equity Conversion</U>&rdquo;)
with an aggregate face amount (or Conversion Value, as defined in the Certificate of Designation) of $25,000,000.00. The Credit Parties
agree that, immediately after the effectiveness of this Amendment and the Preferred Equity Conversion, the Credit Parties are indebted
to Lenders and Agent under the Loan Agreement in the aggregate principal amount of $9,362,359.84 with respect to the Term Loans, plus
continually accruing interest and all fees, costs, and expenses, including reasonable and documented attorneys&rsquo; fees, incurred through
the date hereof, required to be paid by the Credit Parties under the Loan Agreement and the Other Documents.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;In
connection with the transactions contemplated by the Preferred Equity Conversion and the Preferred Equity Documents, each Lender hereby
represents and warrants to DDH Holdings and the other Credit Parties that:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Such
Lender is an &ldquo;accredited investor&rdquo; as that term is defined in Rule&#8239;501(a)&#8239;under Regulation D promulgated pursuant
to the Securities Act of 1933, as amended (the &ldquo;<U>Securities Act</U>&rdquo;), and has such knowledge and experience in financial
and business matters as to be able to protect its own interests in connection with an investment in the Securities (as defined below).
Each Lender further represents and warrants that (x)&#8239;it is capable of evaluating the merits and risk of such investment, and (y)&#8239;it
has not been organized for the purpose of acquiring the Securities and is an &ldquo;institutional account&rdquo; as defined by FINRA Rule&#8239;4512(c).
Each Lender understands and agrees that the issuance of the Securities has not been registered under the Securities Act or any applicable
state securities laws and is being made in reliance upon federal and state exemptions for transactions not involving a public offering
which depend upon, among other things, the bona fide nature of the investment intent and the accuracy of each Lender&rsquo;s representations
as expressed herein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Such
Lender is purchasing the Securities solely for its own accounts and not for the account of others, and not with a view to the resale or
distribution of any part thereof in violation of the Securities Act, and such Lender has no present intention of selling, granting any
participation in, or otherwise distributing the same in violation of the Securities Act. Notwithstanding the foregoing, if such Lender
is purchasing the Securities as a fiduciary or agent for one or more investor accounts, such Lender has full investment discretion with
respect to each such account, and the full power and authority to make the acknowledgements, representations and agreements herein on
behalf of each owner of each such account. Such Lender has no present arrangement to sell the Securities to or through any person or entity.
Such Lender understands that the Securities must be held indefinitely unless the Securities are resold pursuant to a registration statement
under the Securities Act or an exemption from registration is available.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(iii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Such
Lender acknowledges that it can bear the economic risk and complete loss of its investment in the Securities and has knowledge and experience
in finance, securities, taxation, investments and other business matters as to be capable of evaluating the merits and risks of investments
of the kind described herein and contemplated hereby, and such Lender has had an opportunity to seek, and has sought, such accounting,
legal, business and tax advice as has considered necessary to make an informed investment decision. Such Lender acknowledges that it is
(i)&#8239;is a sophisticated investor, experienced in investing in private placements of equity securities and capable of evaluating investment
risks independently, both in general and with regard to all transactions and investment strategies involving a security or securities
and (ii)&#8239;has exercised independent judgment in evaluating its participation in the exchange for and purchase of the Securities. Such
Lender acknowledges that it is aware that there are substantial risks incident to the exchange for, and purchase and ownership of, the
Securities, including those set forth in the DDH Holdings&rsquo; filings with the Securities and Exchange Commission (the &ldquo;<U>SEC</U>&rdquo;).
Such Lender has analyzed and fully considered the risks of an investment in the Securities and determined that the Securities are a suitable
investment for such Lender.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(iv)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Such
Lender understands that nothing in the Preferred Equity Documents or any other materials presented by or on behalf of DDH Holdings to
such Lender in connection with the exchange or purchase of the Securities constitutes legal, tax or investment advice. Such Lender has
consulted such legal, tax and investment advisors as it, in such Lender&rsquo;s sole discretion, has deemed necessary or appropriate in
connection with its exchange for and purchase of the Securities.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Each
Lender acknowledges and agrees that the Securities are being offered in a transaction not involving any public offering within the meaning
of the Securities Act, and such Lender understands that the Securities have not been registered under the Securities Act, by reason of
their issuance by DDH Holdings in a transaction exempt from the registration requirements of the Securities Act, and that the Securities
must continue to be held and may not be offered, resold, transferred, pledged or otherwise disposed of by such Lender unless a subsequent
disposition thereof is registered under the Securities Act or is exempt from such registration and in each case in accordance with any
applicable securities laws of any state of the United States. Each Lender understands that the exemptions from registration afforded by
Rule&#8239;144 promulgated under the Securities Act depend on the satisfaction of various conditions including, but not limited to, the
time and manner of sale, the holding period and on requirements relating to DDH Holdings which are outside of the Lenders&rsquo; control
and which DDH Holdings may not be able to satisfy, and that, if applicable, Rule&#8239;144 may afford the basis for sales only in limited
amounts. Each Lender acknowledges and agrees that it has been advised to consult legal counsel prior to making any offer, resale, transfer,
pledge or disposition of any of the Securities. Each Lender acknowledges that no federal or state agency has passed upon or endorsed the
merits of the offering of the Securities or made any findings or determination as to the fairness of this investment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Each
Lender acknowledges and agrees that such Lender is purchasing the Securities directly from DDH Holdings. Such Lender became aware of this
offering of the Securities directly from DDH Holdings as a result of a pre-existing, substantive relationship with DDH Holdings and/or
its advisors (including, without limitation, attorneys, accountants, bankers, consultants and financial advisors), agents, control persons,
representatives, Affiliates, directors, officers, managers, members, and/or employees, and/or the representatives of such persons. The
Securities were offered to such Lender solely by direct contact between such Lender and DDH Holdings and/or their respective representatives.
Such Lender did not become aware of this offering of the Securities, nor were the Securities offered to such Lender, by any other means,
and none of DDH Holdings and/or its representatives acted as investment advisor, broker or dealer to such Lender. Such Lender is not exchanging
for or purchasing the Securities as a result of any general or public solicitation or general advertising, or publicly disseminated advertisement,
article, notice or other communication regarding the Securities published in any newspaper, magazine or similar media or broadcast over
television, radio or the internet or presented at any seminar or any other general solicitation or general advertisement, including any
of the methods described in Section&#8239;502(c)&#8239;of Regulation D under the Securities Act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;In
making its decision to exchange for and purchase the Securities, such Lender has relied solely upon independent investigation made by
such Lender, upon the SEC Reports and upon the representations, warranties and covenants set forth herein. Such Lender acknowledges and
agrees that such Lender has had the opportunity to ask such questions, receive such answers and obtain such information from DDH Holdings
regarding DDH Holdings, its business and the terms and conditions of the offering of the Securities as such Lender has deemed necessary
to make an investment decision with respect to the Securities and that such Lender has independently made its own analysis and decision
to invest in DDH Holdings.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Each
Lender understands that any certificates or book entry notations evidencing the Securities may bear one or more legends in substantially
the following form and substance:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">&ldquo;THE SECURITIES REPRESENTED HEREBY
HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE &ldquo;<U>SECURITIES ACT</U>&rdquo;), OR THE SECURITIES LAWS
OF ANY STATE OF THE UNITED STATES. THE SECURITIES HAVE BEEN ACQUIRED FOR INVESTMENT AND MAY&#8239;NOT BE SOLD, TRANSFERRED OR ASSIGNED
UNLESS (I)&#8239;SUCH SECURITIES HAVE BEEN REGISTERED FOR SALE PURSUANT TO THE SECURITIES ACT, (II)&#8239;SUCH SECURITIES MAY&#8239;BE SOLD
PURSUANT TO RULE 144, OR (III)&#8239;DIRECT DIGITAL HOLDINGS,&#8239;INC. HAS RECEIVED AN OPINION OF COUNSEL REASONABLY SATISFACTORY TO IT
THAT SUCH TRANSFER MAY&#8239;LAWFULLY BE MADE WITHOUT REGISTRATION UNDER THE SECURITIES ACT.&rdquo;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(h)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Each
Lender&rsquo;s residence (if an individual) or office (if an entity) is located at the address immediately below such Lender&rsquo;s name
on the pertinent signature page&#8239;hereof, except as otherwise communicated in writing by such Lender to DDH Holdings.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
Lenders acknowledge and agree that the shares of Series&#8239;A Preferred Stock and any shares of Common Stock issued or issuable upon
conversion thereof (and any securities issuable, directly or indirectly, upon conversion or exchange of any of the foregoing, if any)
(collectively, &ldquo;<U>Securities</U>&rdquo;) may not be transferred or assigned, in whole or in part, (i)&#8239;except in compliance
with applicable federal and state securities laws by the transferor and the transferee (including, without limitation, upon reasonable
request of DDH Holdings, the delivery of an investment representation letter and/or legal opinion reasonably satisfactory to DDH Holdings)
and (ii)&#8239;with respect to the Series&#8239;A Preferred Stock, upon the prior written consent of DDH Holdings in its sole discretion,
which shall not be unreasonably withheld, conditioned or delayed; <I>provided</I>, that a Lender may transfer or assign the Series&#8239;A
Preferred Stock to an Affiliate or Related Fund of Lafayette Square Loan Servicing, LLC without the consent of DDH Holdings by providing
advance written notice of such transfer or assignment to DDH Holdings.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(j)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Subject
to the provisions of this Section&#8239;and to Section&#8239;2(i)&#8239;above, a Lender may transfer all or part of its shares of Series&#8239;A
Preferred Stock and any shares of Common Stock issued or issuable upon conversion thereof (or any other Securities) to any transferee;
<U>provided</U>, <U>however</U>, in connection with any such transfer, (i)&#8239;such Lender will provide DDH Holdings with written notice
of the number and the type of the Securities being transferred with the name, address and taxpayer identification number of the transferee
and any other information reasonably requested by DDH Holdings, (ii)&#8239;such Lender and such transferee must execute and deliver to
DDH Holdings an assignment in a form reasonably acceptable to DDH Holdings, and (iii)&#8239;such Lender will surrender the certificate(s)&#8239;representing
the Securities being so transferred to DDH Holdings for reissuance to such transferee (and such Lender if applicable); and <U>provided</U>,
<U>further</U>, that any transferee and subsequent transferee shall agree in writing with DDH Holdings to be bound by all of the terms
and conditions of this Section. DDH Holdings shall not be obligated to recognize any attempted sale, assignment, transfer, pledge or other
disposition of all or any portion of the shares of Series&#8239;A Preferred Stock, shares of Common Stock or any other Securities, or any
beneficial interest therein, made other than in compliance with the terms and conditions of this Section.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">3.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<B>Fees
and Expenses</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;In
consideration of the agreements set forth herein, the Credit Parties hereby agree to pay to Agent an amendment fee in the amount of $85,906.00
(the &ldquo;<U>Seventh Amendment Fee</U>&rdquo;). The Seventh Amendment Fee shall be non-refundable when paid and shall be fully earned
as of and due and payable on the Effective Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;In
consideration of the agreements set forth herein and in the Certificate of Designation, the Credit Parties hereby agree to pay to Agent
a closing fee in the amount of $1,000,000 (the &ldquo;<U>Seventh Amendment Closing Fee</U>&rdquo;). The Seventh Amendment Closing Amendment
Fee is fully earned on the Effective Date and shall be due and payable on the earliest of (a)&#8239;the date that the outstanding principal
balance of the Term Loans have been paid in full, (b)&#8239;the date of acceleration of all or any portion of the Term Loans pursuant to
the terms of this Agreement, including without limitation, acceleration as a result of an Event of Default under to <U>Section&#8239;10.7
</U>or <U>10.8</U>, and (c)&#8239;September&#8239;30, 2025.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
Credit Parties agree to pay or reimburse Agent for all fees owing to Agent and all fees and expenses (including, without limitation, reasonable
attorneys&rsquo; fees and legal expenses) incurred by Agent in connection with the preparation, negotiation and execution of this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">4.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<B>Amendments
to Existing Loan Agreement</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
Borrower, each Guarantor, Agent, and Lenders hereby agree that, upon the satisfaction or waiver of the conditions to effectiveness set
forth in <B><I>Section&#8239;9</I></B>, the Loan Agreement shall be amended to delete the stricken text (indicated textually in the same
manner as the following example: <FONT STYLE="color: red"><STRIKE>stricken text</STRIKE></FONT> and <FONT STYLE="color: #00b150"><STRIKE>stricken
text</STRIKE></FONT>) and to add the double-underlined text (indicated textually in the same manner as the following example: <FONT STYLE="text-decoration: underline double; color: blue">double-underlined
text</FONT> and <FONT STYLE="text-decoration: underline double; color: #00b150">double-underlined text</FONT>) as set forth in the Loan
Agreement attached as <U>Annex A</U> hereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Exhibit&#8239;C</U>
to the Credit Agreement (the Compliance Certificate) is amended and restated and attached hereto as <U>Annex B</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">5.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<B>Ratification</B>.
Except as expressly provided herein, each Credit Party hereby (a)&#8239;ratifies the Obligations and each of the Loan Agreement and the
Other Documents to which it is a party, and agrees and acknowledges that the Loan Agreement and each of the Other Documents to which it
is a party shall continue in full force and effect after giving effect to this Agreement; (b)&#8239;ratifies and confirms that the security
instruments executed by each Credit Party, as amended hereby, are not released, diminished, impaired, reduced, or otherwise adversely
affected by the Loan Agreement and continue to secure the full payment and performance of the Obligations pursuant to their terms; (c)&#8239;acknowledges
the continuing existence and priority of the Liens granted, conveyed, and assigned to Agent for its benefit and for the ratable benefit
of each Lender, under the security instruments; and (d)&#8239;agrees that the Obligations include, without limitation, the Obligations
(after giving effect to this Agreement). Except as expressly provided herein, nothing in this Agreement extinguishes, novates or releases
any right, claim, Lien, security interest or entitlement of Agent or Lenders created by or contained in any of such documents nor is any
Credit Party released from any covenant, warranty or obligation created by or contained therein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">6.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<B>Representations
and Warranties</B>. Each Credit Party hereby represents and warrants to Agent that; (a)&#8239;this Agreement has been duly authorized,
executed, and delivered by each Credit Party; (b)&#8239;no action of, or filing with, any Governmental Body is required to authorize, or
is otherwise required in connection with, the execution, delivery, and performance by each Credit Party of this Agreement; (c)&#8239;the
Loan Agreement and the Other Documents, as amended by this Agreement, are valid and binding upon each Credit Party and are enforceable
against each such Credit Party, in accordance with their respective terms, except as limited by Debtor Relief Laws; (d)&#8239;the execution,
delivery, and performance by each Credit Party of this Agreement does not require the consent of any other Person, except for any consent
that has been duly obtained, and do not and will not constitute a violation of any laws, agreements, or understandings to which each such
Credit Party is a party or by which each such Credit Party is bound; (e)&#8239;after giving effect to this Agreement, all representations
and warranties in the Loan Agreement and the Other Documents are true and correct in all material respects except (i)&#8239;to the extent
that such representations and warranties specifically refer to an earlier date, in which case they shall be true and correct in all material
respect as of such earlier date or (ii)&#8239;the facts on which any of them were based have been changed by transactions contemplated
or permitted by the Loan Agreement; and (f)&#8239;after giving effect to this Agreement, no Default or Event of Default exists.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">7.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<B>Release</B>.
In consideration of Agent and Lenders&rsquo; agreements herein, each Credit Party hereby (a)&#8239;releases, acquits and forever discharges
Agent, each Lender and each of their respective agents, employees, officers, directors, partners, servants, representatives, attorneys,
affiliates, successors and assigns (collectively, the &ldquo;<U>Released Parties</U>&rdquo;) from any and all liabilities, claims, suits,
debts, liens, losses, causes of action, demands, rights, damages, costs and expenses of any kind, character or nature whatsoever, known
or unknown, fixed or contingent, that such Credit Party may have or claim to have now against any Released Party or which might arise
out of or be connected with any act of commission or omission of any Released Party existing or occurring on or prior to the date of this
Agreement, including, without limitation, any claims, liabilities or obligations relating to or arising out of or in connection with the
Advances, the Loan Agreement or the Other Documents (including, without limitation, arising out of or in connection with the initiation,
negotiation, closing or administration of the loan transactions contemplated thereby or related thereto), from the beginning of time until
the execution and delivery of this release and the effectiveness of this Agreement (the &ldquo;<U>Released Claims</U>&rdquo;) and (b)&#8239;agrees
forever to refrain from commencing, instituting or prosecuting any lawsuit, action or other proceeding against the Released Parties with
respect to any and all Released Claims.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">8.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<B>Conditions
to Effectiveness</B>. The transactions contemplated by this Agreement shall be deemed to be effective as of the Effective Date, when the
following have been satisfied in a manner satisfactory to Agent:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Agreement</U>.
Agent receives a fully executed copy of this Agreement;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Fees
and Expenses</U>. Agent receives all fees payable to Agent and Lenders on or prior to the Effective Date, including under <B><I>Section&#8239;3</I></B>
hereof;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Certificate
of Designation</U>. Agent receives fully executed copies of the Certificate of Designation;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Letter
Agreement</U>. Agent receives fully executed copies of that certain letter agreement regarding the exit fee due and payable in connection
with redemption of the Series&#8239;A Preferred Stock;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Representations
and Warranties</U>. All representations and warranties set forth in this Agreement are true and correct in all material respects as set
forth in <B><I>Section&#8239;6 </I></B>above; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Certificates
of each Credit Party</U>. Agent receives certificate from the Secretary or Assistant Secretary of each Credit Party, in form and substance
reasonably satisfactory to Agent: (i)&#8239;attesting to the resolutions of such Credit Party&rsquo;s Board of Directors or similar governing
body authorizing its execution, delivery, and performance of this Agreement and the transactions contemplated hereby, and such other items
and documents as Agent shall reasonably request, (ii)&#8239;authorizing specific officers of such Credit Party to execute the same and
(iii)&#8239;attesting to the incumbency and signatures of such specific officers of such Credit Party.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">9.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<B>Counterparts</B>.
For the convenience of the parties, this Agreement may be executed in multiple counterparts, each of which for all purposes shall be deemed
to be an original, and all such counterparts shall together constitute but one and the same agreement. Delivery of an executed counterpart
of a signature page&#8239;of this Agreement by telecopy, e-mail, facsimile transmission, electronic mail in &ldquo;<I>portable document
format</I>&rdquo; (&ldquo;<I>.pdf</I>&rdquo;) form or other electronic means intended to preserve the original graphic and pictorial appearance
of the item being sent shall be effective as a delivery of a manually executed counterpart of this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">10.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<B>References
to the Loan Agreement</B>. Upon the effectiveness of this Agreement, (a)&#8239;each reference in the Loan Agreement to &ldquo;<I>this Agreement</I>&rdquo;,
 &ldquo;<I>hereunder</I>&rdquo;, &ldquo;<I>hereof</I>&rdquo;, &ldquo;<I>herein</I>&rdquo;, or words of like import shall mean and be a
reference to the Loan Agreement after giving effect to the Agreement set forth herein, and (b)&#8239;each reference to the Loan Agreement
in any other document, instrument or agreement executed and/or delivered in connection with the Loan Agreement shall mean and be a reference
to the Loan Agreement after giving effect to the Agreement set forth herein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">11.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<B>Effect</B>.
The Agreement is one of the Other Documents. The modifications set forth herein are limited precisely as written and shall not be deemed
(a)&#8239;to be a consent under or a waiver of or an amendment to any other term or condition in the Loan Agreement, or (b)&#8239;to prejudice
any right or rights which Agent or any Lender now has or may have in the future under or in connection with the Loan Agreement, as amended
hereby, or any of the other documents referred to herein or therein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">12.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<B>ENTIRE
AGREEMENT</B>. THIS AGREEMENT CONSTITUTES THE ENTIRE AGREEMENT BETWEEN THE PARTIES HERETO WITH RESPECT TO THE SUBJECT HEREOF. FURTHERMORE,&#8239;IN
THIS REGARD, THIS AGREEMENT, THE LOAN AGREEMENT AND THE OTHER DOCUMENTS REPRESENT, COLLECTIVELY, THE FINAL AGREEMENT AMONG THE PARTIES
THERETO AND MAY&#8239;NOT BE CONTRADICTED BY EVIDENCE OF PRIOR, CONTEMPORANEOUS, OR SUBSEQUENT ORAL AGREEMENTS OF SUCH PARTIES. THERE ARE
NO UNWRITTEN ORAL AGREEMENTS AMONG SUCH PARTIES.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">13.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<B>Governing
Law. </B>This Agreement, and all matters relating hereto or arising herefrom (whether arising under contract law, tort law or otherwise)
shall, in accordance with Section&#8239;5-1401 of the General Obligations Law of the State of New York, be governed by and construed in
accordance with the laws of the State of New York.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B><I>[REMAINDER OF PAGE INTENTIONALLY LEFT BLANK]</I></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>IN WITNESS WHEREOF</B>, this Agreement is deemed
executed effective as of the Effective Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD>&#8239;</TD>
    <TD COLSPAN="2"><B>BORROWER:</B></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&#8239;</TD>
    <TD COLSPAN="2">&#8239;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&#8239;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>DIRECT DIGITAL HOLDINGS, LLC</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&#8239;</TD>
    <TD COLSPAN="2">&#8239;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%">&#8239;</TD>
    <TD STYLE="width: 3%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; width: 47%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Keith W. Smith</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&#8239;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&#8239;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name: Keith Smith</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&#8239;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&#8239;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title: President</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD>&#8239;</TD>
    <TD COLSPAN="2"><B>GUARANTORS:</B></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&#8239;</TD>
    <TD COLSPAN="2">&#8239;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&#8239;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>DIRECT DIGITAL HOLDINGS, INC.</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&#8239;</TD>
    <TD COLSPAN="2">&#8239;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%">&#8239;</TD>
    <TD STYLE="width: 3%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; width: 47%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Keith W. Smith</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&#8239;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&#8239;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name: Keith Smith </FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&#8239;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&#8239;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title: President</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD>&#8239;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>COLOSSUS MEDIA, LLC</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&#8239;</TD>
    <TD COLSPAN="2">&#8239;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%">&#8239;</TD>
    <TD STYLE="width: 3%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; width: 47%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Keith W. Smith</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&#8239;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&#8239;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name: Keith Smith</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&#8239;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&#8239;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title: President</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD>&#8239;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>HUDDLED MASSES LLC</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&#8239;</TD>
    <TD COLSPAN="2">&#8239;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%">&#8239;</TD>
    <TD STYLE="width: 3%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; width: 47%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Keith W. Smith</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&#8239;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&#8239;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name: Keith Smith</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&#8239;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&#8239;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title: President</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD>&#8239;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>ORANGE142, LLC</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&#8239;</TD>
    <TD COLSPAN="2">&#8239;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%">&#8239;</TD>
    <TD STYLE="width: 3%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; width: 47%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Keith W. Smith</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&#8239;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&#8239;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name: Keith Smith</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&#8239;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&#8239;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title: President</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Signature Page&#8239;to</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Seventh Amendment to Term Loan and Security Agreement</P>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD>&#8239;</TD>
    <TD COLSPAN="2"><FONT STYLE="text-transform: uppercase"><B>AGENT:</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&#8239;</TD>
    <TD COLSPAN="2">&#8239;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&#8239;</TD>
    <TD COLSPAN="2" STYLE="text-transform: uppercase"><B>Lafayette Square
Loan Servicing, LLC</B></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&#8239;</TD>
    <TD COLSPAN="2">&#8239;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%">&#8239;</TD>
    <TD STYLE="width: 3%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; width: 47%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Philip Daniele</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&#8239;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"></FONT> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name: Philip Daniele</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&#8239;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title: Chief Risk Officer</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 3in"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Signature Page&#8239;to</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Seventh Amendment to Term Loan and Security Agreement</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD><B>&#8239;</B></TD>
    <TD COLSPAN="2"><B>LENDER:</B></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&#8239;</TD>
    <TD COLSPAN="2">&#8239;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&#8239;</TD>
    <TD COLSPAN="2">LAFAYETTE SQUARE USA,&#8239;INC., as a Lender</TD>
    </TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&#8239;</TD>
    <TD>&#8239;</TD>
    <TD>&#8239;</TD>
    </TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%">&#8239;</TD>
    <TD STYLE="width: 3%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; width: 47%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Philip Daniele</FONT></TD>
    </TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&#8239;</FONT></TD>
    <TD>&#8239;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name: Philip Daniele</FONT></TD>
    </TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&#8239;</FONT></TD>
    <TD>&#8239;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title: Chief Risk Officer</FONT></TD>
    </TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; font: 10pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 50%">&#8239;</TD>
  <TD STYLE="width: 3%"><P STYLE="margin-top: 0; margin-bottom: 0">&#8239;</P></TD>
  <TD STYLE="width: 47%"><P STYLE="margin-top: 0; margin-bottom: 0">Address for purposes of Section&#8239;2(h):</P>
                         <P STYLE="margin-top: 0; margin-bottom: 0">&#8239;</P>
                         <P STYLE="margin-top: 0; margin-bottom: 0">LAFAYETTE SQUARE USA,&#8239;INC</P>
                         <P STYLE="margin-top: 0; margin-bottom: 0">PO Box 25250</P>
                         <P STYLE="margin-top: 0; margin-bottom: 0">PMB 13941</P>
                         <P STYLE="margin-top: 0; margin-bottom: 0">Miami, Florida 33102-5250</P>
                         <P STYLE="margin-top: 0; margin-bottom: 0">Attention: Susan Golden</P></TD></TR>
</TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Signature Page&#8239;to&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Seventh Amendment to Term Loan and Security Agreement</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">ANNEX A</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">[<I>SEE ATTACHED</I>]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>TERM LOAN AND SECURITY AGREEMENT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 10pt; text-transform: uppercase"><B>Lafayette
Square Loan Servicing, LLC</B></FONT><B><BR>
(AS AGENT)</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 10pt"><B>THE </B></FONT><B>LENDERS
PARTY HERETO<BR>
(AS LENDERS)</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>WITH</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 10pt; text-transform: uppercase"><B>DIRECT
DIGITAL HOLDINGS, LLC</B></FONT><B><BR>
(AS A BORROWER),</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>ANY PERSON JOINED HERETO AS A BORROWER FROM
TIME TO TIME</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>AND</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 1.5in"><B>CERTAIN SUBSIDIARIES OF
BORROWERS PARTY HERETO<BR>
(AS GUARANTORS)</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>December&nbsp;3, 2021</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><U>Table
of Contents</U></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 5%; text-align: right"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 5%; text-align: right"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 82%; text-align: right"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 8%; text-align: center"><FONT STYLE="font-size: 10pt"><U>Page</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Page</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-transform: uppercase">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-transform: uppercase">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-transform: uppercase">I.</TD>
    <TD COLSPAN="2" STYLE="text-transform: uppercase">DEFINITIONS</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-transform: uppercase">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-transform: uppercase">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">1.1</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Accounting Terms</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">1.2</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Defined Terms</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">1.3</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Uniform Commercial Code Terms</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">48</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">1.4</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Certain Matters of Construction</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">48</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">1.5</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Early Opt-In Election</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">49</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-transform: uppercase">II.</TD>
    <TD COLSPAN="2" STYLE="text-transform: uppercase">ADVANCES, PAYMENTS</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">49</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-transform: uppercase">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-transform: uppercase">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">2.1</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Term Loans</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">49</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">2.2</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Repayment of Advances</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">52</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">2.3</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">[Reserved]</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">53</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">2.4</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Statement of Account</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">53</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">2.5</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Additional Payments</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">53</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">2.6</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Manner of Borrowing and Payment</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">53</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">2.7</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Mandatory Prepayments</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">54</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">2.8</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Use of Proceeds</FONT></TD>
    <TD STYLE="text-align: right">56</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">2.9</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Defaulting Lender</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">56</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">2.10</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Joint and Several Liability, Waivers, etc.</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">57</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-transform: uppercase">III.</TD>
    <TD COLSPAN="2" STYLE="text-transform: uppercase">INTEREST AND FEES</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">60</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-transform: uppercase">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-transform: uppercase">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">3.1</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Interest</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">60</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">3.2</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">[Reserved]</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">60</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">3.3</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Exit Fee</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">60</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">3.4</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Fee Letter</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">60</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">3.5</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Computation of Interest and Fees</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">60</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">3.6</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Maximum Charges</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">61</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">3.7</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Increased Costs</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">61</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">3.8</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Benchmark Replacement Setting</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">62</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">3.9</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Capital Adequacy</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">63</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">3.10</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Taxes</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">64</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">3.11</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Replacement of Lenders</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">68</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-transform: uppercase">IV.</TD>
    <TD COLSPAN="2" STYLE="text-transform: uppercase">COLLATERAL:&nbsp;&nbsp;GENERAL TERMS</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">69</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-transform: uppercase">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-transform: uppercase">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">4.1</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Security Interest in the Collateral</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">69</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">4.2</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Creation and Perfection of Security Interest</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">69</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">4.3</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">[Reserved]</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">70</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">4.4</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Preservation of Collateral</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">70</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">4.5</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Ownership of Collateral</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">70</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">4.6</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Defense of Agent&rsquo;s and Lenders&rsquo; Interests</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">71</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">4.7</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Books and Records</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">72</FONT></TD></TR>
</TABLE>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><U>TABLE OF CONTENTS</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(continued)</P>


<P STYLE="text-align: center; margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center"><U>Page</U></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 5%">&nbsp;</TD>
    <TD STYLE="width: 5%"><FONT STYLE="font-size: 10pt">4.8</FONT></TD>
    <TD STYLE="width: 82%"><FONT STYLE="font-size: 10pt">Financial Disclosure</FONT></TD>
    <TD STYLE="text-align: right; width: 8%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">72</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">4.9</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Compliance with Laws</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">72</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">4.10</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Inspection of Premises</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">72</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">4.11</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Insurance</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">73</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">4.12</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Failure to Pay Insurance</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">73</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">4.13</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Payment of Taxes</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">74</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">4.14</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Payment of Leasehold Obligations</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">74</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">4.15</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Receivables</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">74</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">4.16</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Pledge of Personal Property Assets</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">77</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">4.17</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Maintenance of Equipment</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">77</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">4.18</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Exculpation of Liability</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">77</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">4.19</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Environmental Matters</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">78</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">4.20</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Financing Statements</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">79</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">4.21</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Key Executive Policy</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">79</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-transform: uppercase">V.</TD>
    <TD COLSPAN="2" STYLE="text-transform: uppercase">REPRESENTATIONS AND WARRANTIES</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">79</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-transform: uppercase">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-transform: uppercase">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">5.1</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Organization; Requisite Power and Authority; Qualification</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">79</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">5.2</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Equity Interests and Ownership</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">80</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">5.3</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Due Authorization</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">80</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">5.4</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">No Conflict</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">80</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">5.5</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Governmental Consents</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">80</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">5.6</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Binding Obligations</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">80</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">5.7</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">No Material Adverse Effect; No Default</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">81</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">5.8</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Tax Returns</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">81</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">5.9</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Financial Statements</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">81</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">5.10</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Information Regarding the Credit Parties and their Subsidiaries</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">82</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">5.11</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Environmental Matters; O.S.H.A</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">82</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">5.12</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Solvency; No Litigation, Violation, Indebtedness or Default</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">83</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">5.13</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Patents, Trademarks, Copyrights and Licenses</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">84</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">5.14</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Licenses, Permits and Other Approvals</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">84</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">5.15</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Default of Indebtedness</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">84</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">5.16</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">No Default</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">84</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">5.17</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">No Burdensome Restrictions</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">84</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">5.18</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">No Labor Disputes</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">85</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">5.19</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Margin Regulations</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">85</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">5.20</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Investment Company Act</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">85</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">5.21</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Disclosure</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">85</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">5.22</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Delivery of Certain Documents</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">85</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">5.23</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Swaps</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">86</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">5.24</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Immaterial Subsidiaries</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">86</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">5.25</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">[Reserved]</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">86</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">5.26</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Business and Property of Credit Parties</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">86</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">5.27</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Insurance</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">86</FONT></TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

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<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><U>TABLE OF CONTENTS</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(continued)</P>


<P STYLE="text-align: center; margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center"><U>Page</U></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 5%">&nbsp;</TD>
    <TD STYLE="width: 5%"><FONT STYLE="font-size: 10pt">5.28</FONT></TD>
    <TD STYLE="width: 82%"><FONT STYLE="font-size: 10pt">[Reserved]</FONT></TD>
    <TD STYLE="text-align: right; width: 8%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">87</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">5.29</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Anti-Terrorism Laws; Anti-Corruption Laws</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">87</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">5.30</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Trading with the Enemy</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">88</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">5.31</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">[Reserved]</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">88</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">5.32</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">[Reserved]</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">88</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">5.33</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Eligible Worker Solutions</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">88</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">5.34</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Data Privacy and Security</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">89</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">5.35</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Small Business Administration Documents</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">89</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">5.36</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Small Business Concern</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">89</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">5.37</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Canadian Subsidiary</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">90</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">5.38</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Survival of Representations and Warranties</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">90</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-transform: uppercase">VI.</TD>
    <TD COLSPAN="2" STYLE="text-transform: uppercase">AFFIRMATIVE COVENANTS</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">90</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-transform: uppercase">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-transform: uppercase">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">6.1</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Lender Meetings</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">90</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">6.2</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Conduct of Business and Maintenance of Existence and Assets</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">90</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">6.3</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Violations</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">90</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">6.4</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Government Receivables</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">90</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">6.5</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Financial Covenants</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">91</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">6.6</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Execution of Supplemental Instruments</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">92</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">6.7</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Payment of Indebtedness</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">92</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">6.8</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Real Property Collateral</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">92</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">6.9</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Federal Securities Laws</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">93</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">6.10</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Exercise of Rights</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">93</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">6.11</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">[Reserved]</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">93</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">6.12</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Additional Subsidiaries</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">94</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">6.13</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">[Reserved]</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">94</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">6.14</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Sanctions and Anti-Corruption Matters</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">95</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">6.16</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Post-Closing Deliveries</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">95</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-transform: uppercase">VII.</TD>
    <TD COLSPAN="2" STYLE="text-transform: uppercase">NEGATIVE COVENANTS</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">96</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-transform: uppercase">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-transform: uppercase">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">7.1</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Merger, Consolidation, Acquisition and Sale of Assets</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">97</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">7.2</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Creation of Liens</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">97</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">7.3</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">No Further Negative Pledges</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">99</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">7.4</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Investments</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">100</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">7.5</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Sale and Lease-Backs</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">100</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">7.6</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">[Reserved]</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">100</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">7.7</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Restricted Payments</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">101</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">7.8</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Indebtedness</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">101</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">7.9</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Nature of Business</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">102</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">7.10</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Transactions with Affiliates</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">102</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">7.11</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Burdensome Agreements</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">102</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">7.12</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">[Reserved]</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">103</FONT></TD></TR>
</TABLE>

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<P STYLE="margin: 0"></P>

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<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><U>TABLE OF CONTENTS</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(continued)</P>


<P STYLE="text-align: center; margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center"><U>Page</U></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 5%">&nbsp;</TD>
    <TD STYLE="width: 5%"><FONT STYLE="font-size: 10pt">7.13</FONT></TD>
    <TD STYLE="width: 82%"><FONT STYLE="font-size: 10pt">Fiscal Year and Accounting Changes</FONT></TD>
    <TD STYLE="text-align: right; width: 8%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">103</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">7.14</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">[Reserved]</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">103</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">7.15</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Amendment of Governing Documents</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">103</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">7.16</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Compliance with ERISA</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">103</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">7.17</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Prepayment of Indebtedness</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">103</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">7.18</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Anti-Terrorism Laws</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">104</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">7.19</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Membership/Partnership Interests</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">104</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">7.20</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Trading with the Enemy Act</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">104</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">7.21</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Management Agreement; Management Fees</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">105</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">7.22</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Other Agreements</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">105</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">7.23</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Canadian Subsidiary</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">105</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">7.24</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">[Reserved]</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">105</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-transform: uppercase">VIII.</TD>
    <TD COLSPAN="2" STYLE="text-transform: uppercase">CONDITIONS PRECEDENT</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">105</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-transform: uppercase">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-transform: uppercase">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">8.1</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Conditions to Initial Advances</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">105</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">8.2</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Conditions to Delayed Draw Term Loans</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">108</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-transform: uppercase">IX.</TD>
    <TD COLSPAN="2" STYLE="text-transform: uppercase">INFORMATION AS TO CREDIT PARTIES</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">109</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-transform: uppercase">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-transform: uppercase">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">9.1</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Information Regarding Credit Parties</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">109</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">9.2</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Cash Flow Forecasts</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">110</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">9.3</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">[Reserved]</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">110</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">9.4</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Litigation, etc.</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">110</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">9.5</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Material Occurrences</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">110</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">9.6</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Management Discussion and Analysis</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">110</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">9.7</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Annual Financial Statements</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">111</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">9.8</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Quarterly Financial Statements</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">111</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">9.9</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Monthly Financial Statements</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">111</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">9.10</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Acquired Intellectual Property</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">112</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">9.11</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Additional Information</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">112</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">9.12</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Projections</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">112</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">9.13</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Small Business Administration</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">113</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">9.14</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Notice of Suits, Adverse Events</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">113</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">9.15</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">ERISA Notices and Requests</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">113</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">9.16</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">[Reserved]</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">113</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">9.17</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Board Observation Rights</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">113</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-transform: uppercase">X.</TD>
    <TD COLSPAN="2" STYLE="text-transform: uppercase">EVENTS OF DEFAULT</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">114</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-transform: uppercase">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-transform: uppercase">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">10.1</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Nonpayment</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">114</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">10.2</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Breach of Representation</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">11</FONT>4</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">10.3</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Noncompliance</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">114</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">10.4</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Reserved</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">114</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">10.5</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Judgments and Attachments</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">115</FONT></TD></TR>
</TABLE>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><U>TABLE OF CONTENTS</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(continued)</P>


<P STYLE="margin-top: 0; margin-bottom: 0; text-align: center">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center"><U>Page</U></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 5%">&nbsp;</TD>
    <TD STYLE="width: 5%"><FONT STYLE="font-size: 10pt">10.6</FONT></TD>
    <TD STYLE="width: 82%"><FONT STYLE="font-size: 10pt">Criminal Proceeding</FONT></TD>
    <TD STYLE="text-align: right; width: 8%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">115</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">10.7</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Bankruptcy</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">115</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">10.8</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Inability to Pay</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">115</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">10.9</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Government Settlement</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">116</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">10.10</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Material Adverse Change</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">116</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">10.11</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Cross Default to other Indebtedness</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">116</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">10.12</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Breach of Guarantee</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">116</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">10.13</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Change of Control</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">116</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">10.14</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Invalidity</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">116</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">10.15</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Seizures</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">117</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">10.16</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Operations</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">117</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">10.17</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Pension Benefit Plans</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">117</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">10.18</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Anti-Terrorism Laws</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">117</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">10.19</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Invalidity of Intercreditor Agreement or Subordination Provisions</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">117</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-transform: uppercase">XI.</TD>
    <TD COLSPAN="2" STYLE="text-transform: uppercase">LENDERS&rsquo; RIGHTS AND REMEDIES AFTER DEFAULT, ETC.</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">119</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-transform: uppercase">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-transform: uppercase">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">11.1</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Rights and Remedies</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">119</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">11.2</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Agent&rsquo;s Discretion</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">121</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">11.3</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Setoff</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">121</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">11.4</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Rights and Remedies not Exclusive</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">121</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">11.5</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Allocation of Payments After Event of Default</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">121</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-transform: uppercase">XII.</TD>
    <TD COLSPAN="2" STYLE="text-transform: uppercase">WAIVERS AND JUDICIAL PROCEEDINGS</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">122</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-transform: uppercase">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-transform: uppercase">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">12.1</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Waiver of Notice</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">122</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">12.2</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Delay</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">122</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">12.3</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Jury Waiver</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">122</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-transform: uppercase">XIII.</TD>
    <TD COLSPAN="2" STYLE="text-transform: uppercase">EFFECTIVE DATE AND TERMINATION</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">123</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-transform: uppercase">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-transform: uppercase">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">13.1</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Term</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">123</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">13.2</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Termination</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">123</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">13.3</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Revival and Reinstatement of Obligations</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">124</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-transform: uppercase">XIV.</TD>
    <TD COLSPAN="2" STYLE="text-transform: uppercase">REGARDING AGENT</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">124</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-transform: uppercase">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-transform: uppercase">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">14.1</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Appointment</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">124</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">14.2</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Nature of Duties</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">124</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">14.3</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Lack of Reliance on Agent and Resignation</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">125</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">14.4</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Certain Rights of Agent</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">126</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">14.5</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Reliance</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">126</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">14.6</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Notice of Default</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">126</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">14.7</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Indemnification</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">126</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">14.8</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Agent in its Individual Capacity</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">127</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">14.9</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Delivery of Documents</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">127</FONT></TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

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<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><U>TABLE OF CONTENTS</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(continued)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: middle; text-align: center"><U>Page</U></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: middle; text-align: center"></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 5%">&nbsp;</TD>
    <TD STYLE="width: 5%"><FONT STYLE="font-size: 10pt">14.10</FONT></TD>
    <TD STYLE="width: 82%"><FONT STYLE="font-size: 10pt">Borrowers&rsquo; Undertaking to Agent</FONT></TD>
    <TD STYLE="text-align: right; width: 8%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">127</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">14.11</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">No Reliance on Agent&rsquo;s Customer Identification Program</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">127</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">14.12</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Other Agreements</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">127</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">14.13</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Erroneous Payment</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">128</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-transform: uppercase">XV.</TD>
    <TD COLSPAN="2" STYLE="text-transform: uppercase">MISCELLANEOUS</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">129</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-transform: uppercase">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-transform: uppercase">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">15.1</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Governing Law</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">129</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">15.2</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Entire Understanding</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">129</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">15.3</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Successors and Assigns; Participations; New Lenders</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">131</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">15.4</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Application of Payments</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">134</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">15.5</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Indemnity</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">134</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">15.6</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Notice</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">135</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">15.7</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Survival</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">137</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">15.8</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Severability</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">137</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">15.9</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Expenses</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">137</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">15.10</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Injunctive Relief</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">137</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">15.11</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Damages</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">137</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">15.12</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Captions</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">138</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">15.13</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Counterparts, etc.</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">138</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">15.14</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Construction</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">138</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">15.15</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Confidentiality; Sharing Information</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">138</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">15.16</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">PUBLICITY</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">139</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">15.17</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Certifications From Banks and Participants; USA PATRIOT Act</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">140</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">15.18</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Borrowing Agency Provisions</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">140</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-transform: uppercase">XVI.</TD>
    <TD COLSPAN="2" STYLE="text-transform: uppercase">Guaranty and Suretyship Agreement</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">141</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-transform: uppercase">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-transform: uppercase">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">16.1</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Guaranty and Suretyship Agreement</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">141</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">16.2</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Guaranty of Payment and Not Merely Collection</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">141</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">16.3</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Guarantor and Suretyship Waivers</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">141</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">16.4</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Repayments or Recovery from Agent or Lenders</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">142</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">16.5</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Enforceability of Obligations</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">143</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">16.6</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Guaranty Payable upon Event of Default; Remedies</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">143</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">16.7</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Waiver of Subrogation</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">144</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">16.8</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Continuing Guaranty and Suretyship Agreement</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">144</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">16.9</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">General Limitation on Guarantee Obligations</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">144</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">16.10</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Right of Contribution</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">144</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">16.11</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Intercreditor Agreement</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">144</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><U>TABLE OF CONTENTS</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(continued)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 13%; text-align: center; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 79%; text-align: center; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 8%; text-align: center; font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><U>Page</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="text-align: center; font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">List of Exhibits and Schedules</FONT></TD>
    <TD STYLE="text-align: center; font-weight: bold">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt"><U>Exhibits</U></FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Exhibit A</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Eligible Worker Solutions</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Exhibit&nbsp;B</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Form of Transfer Supplement </FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Exhibit C</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Form of Compliance Certificate </FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Exhibit&nbsp;D</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Worker Solutions Certificate</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Exhibit E</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Key Performance Indicators</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Exhibit&nbsp;F-1</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Form of Closing Date Term Note</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Exhibit&nbsp;F-2</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Form of Delayed Draw Term Loan Note</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Exhibit&nbsp;G</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Form of Joinder</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Exhibit&nbsp;H</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Form of Financial Condition Certificate</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt"><U>Schedules</U></FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Schedule 1.2(b)</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Term Loan Commitment Percentages </FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Schedule 1.2(c)</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Commercial Tort Claims</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Schedule 4.5</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Chief Executive Office; Equipment and Inventory Locations</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Schedule 4.15(h)</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Deposit and Investment Accounts</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Schedule 5.1</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Jurisdictions of Organization and Good Standing</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Schedule 5.2(a)</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Equity Interests and Ownership</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Schedule 5.2(b)</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Subsidiaries</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Schedule 5.8(d)</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Pension Benefit Plan</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Schedule 5.10</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Information Regarding the Credit Parties and their Subsidiaries</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Schedule 5.13</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Intellectual Property</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Schedule 5.26</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Liabilities, Assets and Activities</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Schedule 5.27</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Insurance</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Schedule 7.2</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Existing Liens</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Schedule 7.4</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Existing Investments</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Schedule 7.8</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Existing Indebtedness</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Schedule 7.10</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Transactions with Affiliates</FONT></TD>
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD></TR>
  </TABLE>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>TERM LOAN AND SECURITY AGREEMENT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">Term
Loan and Security Agreement dated as of December&nbsp;3, 2021 among DIRECT DIGITAL HOLDINGS, LLC, a Texas limited liability company (&ldquo;<U>DDH</U>&rdquo;,
together with any </FONT> Person joined as a party to this Agreement as a &ldquo;Borrower&rdquo; in accordance with <U>Section&nbsp;6.12</U>
hereof, and all of their respective permitted successors and assigns, the &ldquo;<U>Borrowers</U>&rdquo;), the Guarantors party hereto
(together with the Borrowers, the &ldquo;<U>Credit Parties</U>&rdquo; and each a &ldquo;<U>Credit Party</U>&rdquo;), the financial institutions
which are now or which hereafter become a party hereto (collectively, the &ldquo;<U>Lenders</U>&rdquo; and each individually, a &ldquo;<U>Lender</U>&rdquo;)
and <FONT STYLE="text-transform: uppercase">Lafayette Square Loan Servicing, LLC</FONT> (&ldquo;<U>Lafayette Square</U>&rdquo;), as agent
for Lenders (Lafayette Square, in such capacity, &ldquo;<U>Agent</U>&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">IN CONSIDERATION of the mutual
covenants and undertakings herein contained, the Credit Parties, Lenders and Agent hereby agree as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt; text-transform: uppercase">I.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><FONT STYLE="text-transform: uppercase"><U>DEFINITIONS.</U></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">1.1&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Accounting
Terms</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Except
as otherwise expressly provided herein, all accounting terms used in this Agreement, the Other Documents or any certificate, report or
other document made or delivered pursuant to this Agreement not otherwise defined herein shall have the meanings assigned to them in conformity
with GAAP. Financial statements and other information required to be delivered by Borrower to Agent and Lenders pursuant to <U>Sections
9.7</U>, <U>9.8</U> and <U>9.9</U> shall be prepared in accordance with GAAP as in effect at the time of such preparation. If at any time
any change in GAAP or in the consistent application thereof would affect the computation of any financial covenant or requirement set
forth in this Agreement or any Other Document, and Borrowing Agent shall object in writing to determining compliance based on such change
or Agent shall otherwise require, then Agent and Borrowing Agent shall negotiate in good faith to amend such financial covenant, requirement
or applicable defined terms to preserve the original intent thereof in light of such change to GAAP, <U>provided</U> that, until so amended
such computations shall continue to be made on a basis consistent with the most recent financial statements delivered pursuant to <U>Sections
9.7</U>, <U>9.8</U> and <U>9.9</U> as to which no such objection has been made and the Credit Parties shall provide additional financial
statements or supplements thereto, attachments to Compliance Certificates and/or calculations regarding financial covenants as Agent may
reasonably require in order to provide the appropriate financial information required hereunder with respect to the Credit Parties both
reflecting any applicable changes in GAAP and as necessary to demonstrate compliance with the financial covenants before giving effect
to the applicable changes in GAAP.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Notwithstanding
the above, the parties hereto acknowledge and agree that all calculations of the financial covenants in <U>Section&nbsp;6.5</U> shall
be made on a Pro Forma Basis.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Notwithstanding
the above, for purposes of determining compliance with any covenant (including the computation of any financial covenant) contained herein,&nbsp;Indebtedness
of DDH and its Subsidiaries (or DDH Holdings and its Subsidiaries if applicable) shall be deemed to be carried at 100% of the outstanding
principal amount thereof, and the effects of FASB ASC 825 and FASB ASC 470-20 on financial liabilities shall be disregarded.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>[Reserved].</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>To
the extent a Fiscal Year or Fiscal Quarter of DDH (or DDH Holdings if applicable) ends on a date that is not a calendar year or calendar
quarter end, references herein to a Fiscal Year or Fiscal Quarter ending on March&nbsp;31, June&nbsp;30, September&nbsp;30 or December&nbsp;31
shall be deemed to refer to the Fiscal Year or Fiscal Quarter most recently ending on or about such date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">1.2&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Defined
Terms</U>. For purposes of this Agreement the following terms shall have the following meanings:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>ABL Amendment</U>&rdquo;
shall have the meaning set forth in <U>Section&nbsp;6.16(e)</U>&nbsp;hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>ABL Credit Agreement</U>&rdquo;
shall mean (a)&nbsp;that certain Credit Agreement dated as of July&nbsp;7, 2023 among DDH, certain Subsidiaries thereof, and ABL Lender,
as such agreement has been amended and may hereafter be amended, restated or otherwise modified in accordance with the Intercreditor Agreement,
and (b)&nbsp;any Replacement ABL Credit Agreement entered into subsequent to the Fifth Amendment Closing Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>ABL Lender</U>&rdquo;
shall mean (a)&nbsp;East West Bank, a California bank, and any successors and assigns to the extent permitted pursuant to the Intercreditor
Agreement, or (b)&nbsp;any lender under a Replacement ABL Credit Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>ABL Loan Documents</U>&rdquo;
shall mean any and all notes, agreements, documents, instruments now or at anytime evidencing, securing, guarantying or otherwise executed
and delivered in connection with the ABL Credit Agreement, as the same may be amended, restated, supplemented or modified in accordance
with the Intercreditor Agreement, including all &ldquo;Loan Documents&rdquo; as defined in the ABL Credit Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>ABL Obligations</U>&rdquo;
shall mean the liabilities and Indebtedness of the Credit Parties outstanding under the ABL Credit Agreement from time to time, including
the &ldquo;Obligations&rdquo; under and as defined in the ABL Credit Agreement in effect on the date hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Accountants</U>&rdquo;
shall have the meaning set forth in Section&nbsp;9.7 hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Acquisition</U>&rdquo;
shall mean, with respect to any Person, the acquisition by such Person, in a single transaction or in a series of related transactions,
of (a)&nbsp;all or any substantial portion of the property of another Person, or any division, line of business or other business unit
of another Person or (b)&nbsp;at least a majority of the Voting Stock of another Person, in each case whether or not involving a merger
or consolidation with such other Person and whether for cash, property, services, assumption of Indebtedness, securities or otherwise.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>Acquisition
Documents</U>&rdquo; </FONT>shall mean, with respect to any Acquisition, the purchase agreement and all material other agreements related
to such Acquisition, in each case as amended in conformity with the terms of this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>Adjusted
Term SOFR</U>&rdquo; shall mean for purposes of any calculation, the rate per annum </FONT>(based on a year of 360 days and actual days
elapsed and rounded upward to the nearest 1/100 of 1%) equal to Term SOFR for such calculation plus the Term SOFR Adjustment; <U>provided</U>,
that if Term SOFR is less than one percent (1%) per annum at any time, Adjusted Term SOFR at such time shall be equal to the Floor.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Advances</U>&rdquo;
shall mean and include each advance of the Term Loans.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>Adverse
Proceeding</U>&rdquo;</FONT> shall mean any action, suit, proceeding (whether administrative, judicial or otherwise), governmental investigation
or arbitration (whether or not purportedly on behalf of any Credit Party or any of its Subsidiaries) at law or in equity, or before or
by any Governmental Body, whether pending, threatened in writing against any Credit Party or any of its Subsidiaries or any material property
of any Credit Party or any of its Subsidiaries.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Affiliate</U>&rdquo;
of any Person shall mean any other Person that directly, or indirectly through one or more intermediaries, Controls, is Controlled by,
or is under common Control with such the Person specified. <FONT STYLE="text-decoration: underline double; color: blue">For purposes hereof,
no Lender (or Affiliate of any Lender) shall be deemed to be an Affiliate of any of the Credit Parties.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Agent</U>&rdquo;
shall have the meaning set forth in the preamble to this Agreement and shall include its successors and permitted assigns.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Agreement</U>&rdquo;
shall mean this Term Loan and Security Agreement, as the same may be amended, restated, supplemented or otherwise modified from time to
time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>ALTA</U>&rdquo;
shall mean American Land Title Association.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Anti-Corruption
Laws</U>&rdquo; shall mean the Foreign Corrupt Practices Act, 15 U.S.C. &sect;&sect; 78dd-1, <I>et seq, </I>the UK Bribery Act of 2010
and all other laws, rules, and regulations of any jurisdiction applicable to any Credit Party or any of its Affiliates from time to time
concerning or relating to bribery or corruption.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Anti-Terrorism Laws</U>&rdquo;
shall mean any Applicable Laws relating to terrorism, trade sanctions programs and embargoes, import/export licensing, money laundering
or bribery and any regulation, order or directive promulgated, issued or enforced pursuant to such Applicable Laws, including Executive
Order No.&nbsp;13224, the USA PATRIOT Act, the Applicable Laws comprising or implementing the Bank Secrecy Act, and the Applicable Laws
administered by OFAC (as any of the foregoing Applicable Laws may from time to time be amended, modified, supplemented, renewed, extended,
or replaced).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Applicable Laws</U>&rdquo;
shall mean all applicable laws, including all applicable provisions of constitutions, statutes, rules, ordinances, regulations and orders
of all Governmental Bodies and all orders, rulings, writs and decrees of all courts, tribunals and arbitrators.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Applicable Margin</U>&rdquo;
shall mean (a)&nbsp;as of the <FONT STYLE="color: red"><STRIKE>Second</STRIKE></FONT><FONT STYLE="text-decoration: underline double; color: blue">Seventh</FONT>
Amendment Date and through and including the date on which the quarterly financial statements of the Credit Parties on a Consolidated
Basis required under Section&nbsp;9.8 hereof for the fiscal quarter ending June&nbsp;30, <FONT STYLE="color: red"><STRIKE>2022</STRIKE></FONT><FONT STYLE="text-decoration: underline double; color: blue">2026</FONT>
are delivered, the margin corresponding to Level <FONT STYLE="color: red"><STRIKE>V</STRIKE></FONT><FONT STYLE="text-decoration: underline double; color: blue">VII</FONT>
below (the date of such delivery, the &ldquo;Initial Adjustment Date&rdquo;), and (b)&nbsp;effective on the first day of the month following
receipt by Agent of the quarterly financial statements of the Credit Parties on a Consolidated Basis and related Compliance Certificate
required under Section&nbsp;9.8 hereof for the fiscal quarter ending subsequent to the Initial Adjustment Date (such first day of the
applicable month, an &ldquo;<U>Adjustment Date</U>&rdquo;), the Applicable Margin for the Term Loans shall be adjusted, if necessary,
to the applicable percent per annum set forth in the pricing table below corresponding to the Consolidated Total Leverage Ratio for the
trailing four quarter period ending on the last day of the most recently completed fiscal quarter prior to the applicable Adjustment Date:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 94%; border-collapse: collapse; margin-left: 0.5in">
  <TR STYLE="vertical-align: top">
    <TD STYLE="border: Black 1pt solid; width: 30%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><U>Level</U></B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; width: 35%; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><U>Consolidated Total Leverage<BR>
Ratio</U></B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; width: 35%; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><U>Applicable Margin</U></B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">I</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Less than or equal to 1.00 to<BR>
1.00</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7.00%</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">II</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Greater than 1.00 to 1.00 and<BR>
less than or equal to 1.50 to<BR>
1.00</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7.50%</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">III</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Greater than 1.50 to 1.00 and<BR>
less than or equal to 2.00 to<BR>
1.00</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">8.00%</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">IV</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Greater than 2.00 to 1.00 and<BR>
less than or equal to 2.50 to<BR>
1.00</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">8.50%</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">V</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Greater than 2.50 to 1.00 and<BR>
less than or equal to 3.00 to<BR>
1.00</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">9.00%</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">VI</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Greater than 3.00 to 1.00 and<BR>
less than or equal to 3.50 to<BR>
1.00</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">9.50%</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">VII</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Greater than 3.50 to 1.00</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">10.00%</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">If the Credit Parties shall
fail to deliver the financial statements, certificates and/or other information required under Sections 9.7 or 9.8 hereof by the dates
required pursuant to such sections, each Applicable Margin shall be conclusively presumed to equal the highest Applicable Margin specified
in the pricing table set forth above until the date of delivery of such financial statements, certificates and/or other information, at
which time the rate will be adjusted based upon the Consolidated Total Leverage Ratio reflected in such statements. Notwithstanding anything
to the contrary set forth herein, immediately and automatically upon the occurrence and continuation of any Event of Default, each Applicable
Margin shall increase to and equal the highest Applicable Margin specified in the pricing table set forth above and shall continue at
such highest Applicable Margin until the date (if any) on which such Event of Default shall be waived in accordance with the provisions
of this Agreement, at which time the rate will be adjusted based upon the Consolidated Total Leverage Ratio reflected on the most recently
delivered financial statements and Compliance Certificate delivered by the Credit Parties to Agent pursuant to Section&nbsp;9.7 or 9.8
hereof (as applicable). Any increase in interest rates payable by the Credit Parties under this Agreement and the Other Documents pursuant
to the provisions of the foregoing sentence shall be in addition to and independent of any increase in such interest rates resulting from
the occurrence of any Event of Default (including, if applicable, any Event of Default arising from a breach of Sections 9.7 or 9.8 hereof)
and/or the effectiveness of the Default Rate provisions of Section&nbsp;3.1 hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">If, as a result of any restatement
of, or other adjustment to, the financial statements of the Credit Parties or for any other reason, Agent determines in its Permitted
Discretion that (a)&nbsp;the Consolidated Total Leverage Ratio as previously calculated as of any applicable date for any applicable period
was inaccurate, and (b)&nbsp;a proper calculation of the Consolidated Total Leverage Ratio for any such period would have resulted in
different pricing for such period, then (i)&nbsp;if the proper calculation of the Consolidated Total Leverage Ratio would have resulted
in a higher interest rate for such period, automatically and immediately without the necessity of any demand or notice by Agent or any
other affirmative act of any party, the interest accrued on the applicable outstanding Advances for such period under the provisions of
this Agreement and the Other Documents shall be deemed to be retroactively increased by, and the Credit Parties shall be obligated to
immediately pay to Agent for the ratable benefit of Lenders an amount equal to the excess of the amount of interest that should have been
paid for such period over the amount of interest actually paid for such period; and (ii)&nbsp;if the proper calculation of the Consolidated
Total Leverage Ratio would have resulted in a lower interest rate for such period, then Agent shall, upon such determination, notify DDH
of the amount of interest over-paid and the Borrowers shall be entitled to a credit (which shall be applied to future accrued interest)
from the Lenders who were Lenders that held the Loans during the relevant period and continue to hold Loans on the date Agent made such
determination in an amount equal to any such excess interest paid to such Lender; provided, that, if as a result of any restatement or
other event or other determination by Agent a proper calculation of the Consolidated Total Leverage Ratio would have resulted in a higher
interest rate for one or more periods and a lower interest rate for one or more other periods (due to the shifting of income or expenses
from one period to another period or any other reason), then the amount payable by the Credit Parties pursuant to clause (i)&nbsp;above
shall be based upon the excess, if any, of the amount of interest that should have been paid for all applicable periods over the amounts
of interest actually paid for such periods.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>Asset
Sale</U>&rdquo;</FONT> shall mean a sale, lease, Sale and Leaseback Transaction, assignment, conveyance, exclusive license (as licensor),
Securitization Transaction, transfer or other disposition to, or any exchange of property with, any non-Credit Party Person, in one transaction
or a series of transactions, of all or any part of any Credit Party or any of its Subsidiaries&rsquo; businesses, assets or properties
of any kind, whether real, personal, or mixed and whether tangible or intangible, whether now owned or hereafter acquired, created, leased
or licensed, including the Equity Interests of DDH or any Subsidiary of DDH, provided that &ldquo;Asset Sales&rdquo; shall not include
any (a)&nbsp;dispositions of surplus, obsolete or worn out property or property in the ordinary course of business; (b)&nbsp;dispositions
of inventory sold, and Intellectual Property licensed, in the ordinary course of business; (c)&nbsp;dispositions of accounts or payment
intangibles (each as defined in the UCC) resulting from the compromise or settlement thereof in the ordinary course of business for less
than the full amount thereof; (d)&nbsp;dispositions of Cash Equivalents in the ordinary course of business; (e)&nbsp;licenses, sublicenses,
leases or subleases granted to any third parties in the ordinary course of business that do not interfere in any material respect with
the business of Borrower or any of its Subsidiaries; (f)&nbsp;any Redemption/Exchange Transactions; <FONT STYLE="color: red"><STRIKE>and
</STRIKE></FONT>(g)&nbsp;any transactions consummated pursuant to the Warrant Tender Offer<FONT STYLE="color: red"><STRIKE>.</STRIKE></FONT><FONT STYLE="text-decoration: underline double; color: blue">;
and (h)&nbsp;any issuance, conversion, redemption or repurchase of any Series&nbsp;A Preferred Stock or the declaration or payment of
any dividends and/or distributions thereon (including in cash, in kind or by accrual thereof) pursuant to the Certificate of Designation.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Attributable Principal
Amount</U>&rdquo; shall mean (a)&nbsp;in the case of Capital Leases, the amount of Capital Lease obligations determined in accordance
with GAAP, (b)&nbsp;in the case of Synthetic Leases, an amount determined by capitalization of the remaining lease payments thereunder
as if it were a Capital Lease determined in accordance with GAAP, (c)&nbsp;in the case of Securitization Transactions, the outstanding
principal amount of such financing, after taking into account reserve amounts and making appropriate adjustments, determined by Agent
in its reasonable judgment and (d)&nbsp;in the case of Sale and Leaseback Transactions, the present value (discounted in accordance with
GAAP at the debt rate implied in the applicable lease) of the obligations of the lessee for rental payments during the term of such lease.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Authority</U>&rdquo;
shall have the meaning set forth in <U>Section&nbsp;4.19(c)</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>Authorized
Officer</U>&rdquo;</FONT> shall mean, as applied to any Person, any individual holding the position of chairman of the board (if an officer),
chief executive officer, president or one of its vice presidents (or the equivalent thereof), chief financial officer or treasurer and,
solely for purposes of making the certifications required under <U>Sections 8.1(c)</U>&nbsp;and <U>(d)</U>, any secretary or assistant
secretary.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Available Tenor</U>&rdquo;
shall mean, as of any date of determination and with respect to the then-current Benchmark, as applicable, (a)&nbsp;if such Benchmark
is a term rate, any tenor for such Benchmark (or component thereof) that is or may be used for determining the length of an interest period
pursuant to this Agreement or (b)&nbsp;otherwise, any payment period for interest calculated with reference to such Benchmark (or component
thereof) that is or may be used for determining any frequency of making payments of interest calculated with reference to such Benchmark,
in each case, as of such date and not including, for the avoidance of doubt, any tenor for such Benchmark that is then-removed pursuant
to <U>Section&nbsp;3.8</U> hereof from the Interest Period options available to the Borrowers.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Bankruptcy&nbsp;Code</U>&rdquo;
shall mean Title&nbsp;11 of the United States Code entitled &ldquo;Bankruptcy,&rdquo; as now and hereafter in effect, or any successor
statute.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Benchmark</U>&rdquo;
shall mean, initially, the Term SOFR Reference Rate; <U>provided</U> that if a Benchmark Transition Event has occurred with respect to
the Term SOFR Reference Rate or the then-current Benchmark, then &ldquo;Benchmark&rdquo; shall mean the applicable Benchmark Replacement
to the extent that such Benchmark Replacement has replaced such prior benchmark rate pursuant to <U>Section&nbsp;3.8(a)</U>&nbsp;hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Benchmark Replacement</U>&rdquo;
shall mean with respect to any Benchmark Transition Event, the first alternative set forth in the order below that can be determined by
Agent for the applicable Benchmark Replacement Date:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Daily
Simple SOFR; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD STYLE="text-align: justify">the sum of: (i)&nbsp;the alternate benchmark rate that has been selected by Agent and the Borrowing Agent
giving due consideration to (A)&nbsp;any selection or recommendation of a replacement benchmark rate or the mechanism for determining
such a rate by the Relevant Governmental Body or (B)&nbsp;any evolving or then-prevailing market convention for determining a benchmark
rate as a replacement to the then-current Benchmark for Dollar-denominated syndicated credit facilities and (ii)&nbsp;the related Benchmark
Replacement Adjustment.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">If the Benchmark Replacement
as determined pursuant to clause (a)&nbsp;or (b)&nbsp;above would be less than the Floor, the Benchmark Replacement will be deemed to
be the Floor for all the purposes of this Agreement and the Other Documents.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Benchmark Replacement
Adjustment</U>&rdquo; shall mean, with respect to any replacement of the then-current Benchmark with an Unadjusted Benchmark Replacement,
the spread adjustment, or method for calculating or determining such spread adjustment, (which may be a positive or negative value or
zero) that has been selected by Agent and the Borrowing Agent giving due consideration to (a)&nbsp;any selection or recommendation of
a spread adjustment, or method for calculating or determining such spread adjustment, for the replacement of such Benchmark with the applicable
Unadjusted Benchmark Replacement by the Relevant Governmental Body or (b)&nbsp;any evolving or then-prevailing market convention for determining
a spread adjustment, or method for calculating or determining such spread adjustment, for the replacement of such Benchmark with the applicable
Unadjusted Benchmark Replacement for Dollar-denominated syndicated credit facilities.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&ldquo;<U>Benchmark Replacement Date</U>&rdquo;
shall mean the earliest to occur of the following events with respect to the then-current Benchmark:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD STYLE="text-align: justify">in the case of clause (a)&nbsp;or (b)&nbsp;of the definition of &ldquo;Benchmark Transition Event&rdquo;,
the later of (i)&nbsp;the date of the public statement or publication of information referenced therein and (ii)&nbsp;the date on which
the administrator of such Benchmark (or the published component used in the calculation thereof) permanently or indefinitely ceases to
provide all Available Tenors of such Benchmark (or such component thereof); or</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD STYLE="text-align: justify">in the case of clause (c)&nbsp;of the definition of &ldquo;Benchmark Transition Event&rdquo;, the first
date on which such Benchmark (or the published component used in the calculation thereof) has been determined and announced by or on behalf
of the administrator of such Benchmark (or such component thereof) or the regulatory supervisor for the administrator of such Benchmark
(or such component thereof) to be non-representative or non-compliant with or non-aligned with the International Organization of Securities
Commissions (IOSCO) Principles for Financial Benchmarks; provided that such non-representativeness, non-compliance or non-alignment will
be determined by reference to the most recent statement or publication referenced in such clause (c)&nbsp;and even if any Available Tenor
of such Benchmark (or such component thereof) continues to be provided on such date. For the avoidance of doubt, the &ldquo;Benchmark
Replacement Date&rdquo; will be deemed to have occurred in the case of clause (a)&nbsp;or (b)&nbsp;with respect to any Benchmark upon
the occurrence of the applicable event or events set forth therein with respect to all then-current Available Tenors of such Benchmark
(or the published component used in the calculation thereof).</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&ldquo;<U>Benchmark Transition Event</U>&rdquo;
shall mean the occurrence of one or more of the following events with respect to the then-current Benchmark:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD STYLE="text-align: justify">a public statement or publication of information by or on behalf of the administrator of such Benchmark
(or the published component used in the calculation thereof) announcing that such administrator has ceased or will cease to provide all
Available Tenors of such Benchmark (or such component thereof), permanently or indefinitely; <U>provided</U> that, at the time of such
statement or publication, there is no successor administrator that will continue to provide any Available Tenor of such Benchmark (or
such component thereof);</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD STYLE="text-align: justify">a public statement or publication of information by the regulatory supervisor for the administrator of
such Benchmark (or the published component used in the calculation thereof), the Federal Reserve Board, the Federal Reserve Bank of New
York, an insolvency official with jurisdiction over the administrator for such Benchmark (or such component), a resolution authority with
jurisdiction over the administrator for such Benchmark (or such component) or a court or an entity with similar insolvency or resolution
authority over the administrator for such Benchmark (or such component), which states that the administrator of such Benchmark (or such
component) has ceased or will cease to provide all Available Tenors of such Benchmark (or such component thereof) permanently or indefinitely;
provided that, at the time of such statement or publication, there is no successor administrator that will continue to provide any Available
Tenor of such Benchmark (or such component thereof); or</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(c)</TD><TD STYLE="text-align: justify">a public statement or publication of information by or on behalf of the administrator of such Benchmark
(or the published component used in the calculation thereof) or the regulatory supervisor for the administrator of such Benchmark (or
such component thereof) announcing that all Available Tenors of such Benchmark (or such component thereof) are not, or as of a specified
future date will not be, representative or in compliance with or aligned with the International Organization of Securities Commissions
(IOSCO) Principles for Financial Benchmarks.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">For the avoidance of doubt,
a &ldquo;Benchmark Transition Event&rdquo; will be deemed to have occurred with respect to any Benchmark if a public statement or publication
of information set forth above has occurred with respect to each then-current Available Tenor of such Benchmark (or the published component
used in the calculation thereof).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Benchmark Unavailability
Period</U>&rdquo; shall mean, the period (if any) (a)&nbsp;beginning at the time that a Benchmark Replacement Date has occurred if, at
such time, no Benchmark Replacement has replaced the then-current Benchmark for all purposes hereunder and under any Other Document in
accordance with <U>Section&nbsp;3.8</U> hereof and (b)&nbsp;ending at the time that a Benchmark Replacement has replaced the then-current
Benchmark for all purposes hereunder and under any Other Document in accordance with <U>Section&nbsp;3.8</U> hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>Borrower</U>&rdquo;
and &ldquo;<U>Borrowers</U>&rdquo; shall mean DDH and </FONT>each other Person joined as a party to this Agreement as a &ldquo;Borrower&rdquo;
in accordance with <U>Sections&nbsp;6.12</U> hereof, and all of their respective permitted successors and assigns.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Borrowers&rsquo;
Account</U>&rdquo; shall have the meaning set forth in <U>Section&nbsp;2.4</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Borrowing Agent</U>&rdquo;
shall mean DDH.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Business Day</U>&rdquo;
shall mean any day other than Saturday or Sunday, a legal holiday on which commercial banks are authorized or required by law to be closed
for business in New York, New York or legal holiday on which Agent is not open for business in its main office in New York.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Capital Expenditures</U>&rdquo;
shall mean, for any period of determination, expenditures made or liabilities incurred during such period for the acquisition of any fixed
assets or improvements, replacements, substitutions or additions thereto which have a useful life of more than one year (including, for
the purpose of clarity, the total principal portion of Capitalized Lease Obligations paid in such period), which, in accordance with GAAP,
would be classified as capital expenditures, but excluding (a)&nbsp;any such expenditures made with proceeds of any Involuntary Disposition
to the extent such expenditures are used to purchase property that is the same as or similar to the property subject to such Involuntary
Disposition or (b)&nbsp;Permitted Acquisitions; <U>provided</U> that, for purposes hereof, Capital Expenditures shall be calculated net
of the value of any property traded-in or exchanged in connection with any such expenditure.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Capital Lease</U>&rdquo;
shall mean, with respect to any Person, any lease of (or other agreement conveying the right to use) any property by such Person as a
lessee that, in conformity with GAAP (subject to <U>Section&nbsp;1.1</U>), is or should be accounted for as a capital lease on the balance
sheet of such Person.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Capitalized Lease
Obligation</U>&rdquo; shall mean any obligation under a Capital Lease.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Cash Equivalents</U>&rdquo;
shall mean, as of any date of determination, any of the following: (a)&nbsp;marketable securities (i)&nbsp;issued or directly and unconditionally
guaranteed as to interest and principal by the United States government, or (ii)&nbsp;issued by any agency of the United States the obligations
of which are backed by the full faith and credit of the United States, in each case maturing within one (1)&nbsp;year after such date;
(b)&nbsp;marketable direct obligations issued by any state of the United States or any political subdivision of any such state or any
public instrumentality thereof, in each case maturing within one (1)&nbsp;year after such date and having, at the time of the acquisition
thereof, a rating of at least A-1 from S&amp;P or at least P-1 from Moody&rsquo;s; (c)&nbsp;commercial paper maturing no more than one
(1)&nbsp;year from the date of creation thereof and having, at the time of the acquisition thereof, a rating of at least A-1 from S&amp;P
or at least P-1 from Moody&rsquo;s; (d)&nbsp;certificates of deposit or bankers&rsquo; acceptances maturing within one (1)&nbsp;year after
such date and issued or accepted by any commercial bank that is organized under the laws of the United States or any state thereof or
the District of Columbia that (i)&nbsp;is at least &ldquo;adequately capitalized&rdquo; (as defined in the regulations of its primary
federal banking regulator), and (ii)&nbsp;has Tier 1 capital (as defined in such regulations) of not less than $100,000,000; and (e)&nbsp;shares
of any money market mutual fund that (i)&nbsp;has substantially all of its assets invested continuously in the types of investments referred
to in <U>clauses (a)</U>&nbsp;and <U>(b)</U>&nbsp;above, (ii)&nbsp;has net assets of not less than $500,000,000, and (iii)&nbsp;has the
highest rating obtainable from either S&amp;P or Moody&rsquo;s.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>CERCLA</U>&rdquo;
shall mean the Comprehensive Environmental Response, Compensation and Liability Act of 1980, as amended, 42 U.S.C. &sect;&sect;9601 et
seq.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: blue"><FONT STYLE="text-decoration: underline double">&ldquo;Certificate
of Designation&rdquo; shall mean that certain Certificate of Designation of Series&nbsp;A Convertible Preferred Stock, dated as of the
Seventh Amendment Date, by DDH Holdings.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Change of Control</U>&rdquo;
shall mean:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>with
respect to DDH Holdings, (x)&nbsp;at any time, any &ldquo;person&rdquo; or &ldquo;group&rdquo; (as such terms are used in Sections 13(d)&nbsp;and
14(d)&nbsp;of the Exchange Act), other than Direct Digital Management, LLC or its Control Affiliates shall become, or obtain rights (whether
by means of warrants, options or otherwise) to become, the &ldquo;beneficial owner&rdquo; (as defined in Rules&nbsp;13d-3 and 13d-5 under
the Exchange Act), directly or indirectly, of forty percent (40%) or more of the ordinary voting power for the election of directors,
partners, managers and members, as applicable, of DDH Holdings (determined on a fully diluted basis) other than (i)&nbsp;by the sale of
the Borrower&rsquo;s equity securities in a public offering, a private placement or to venture capital or private equity investors so
long as the Borrower identifies to Agent the venture capital or private equity investors at least seven (7)&nbsp;Business Days prior to
the closing of the transaction and provides to Agent a description of the material terms of the transaction and (ii)&nbsp;by increases
or decreases in the beneficial ownership of DDH Holdings securities by Direct Digital Management, LLC or its Control Affiliates; or (y)&nbsp;during
any period of 12 consecutive months, a majority of the members of the board of directors of DDH Holdings cease to be composed of individuals
(i)&nbsp;who were members of that board or equivalent governing body on the first (1st) day of such period, (ii)&nbsp;whose election or
nomination for election to that board or equivalent governing body was approved by individuals referred to in clause (i)&nbsp;above constituting
at the time of such election or nomination for election at least a majority of that board or equivalent governing body or (iii)&nbsp;whose
election or nomination for election to that board or other equivalent governing body was approved by individuals referred to in clauses
(i)&nbsp;and (ii)&nbsp;above constituting at the time of such election or nomination at least a majority of that board or equivalent governing
body;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>with
respect to the Borrower, (x)&nbsp;at any time, any &ldquo;person&rdquo; or &ldquo;group&rdquo; (as such terms are used in Sections 13(d)&nbsp;and
14(d)&nbsp;of the Exchange Act) other than DDH Holdings, Direct Digital Management, LLC or its Control Affiliates shall become, or obtain
rights (whether by means of warrants, options or otherwise) to become, the &ldquo;beneficial owner&rdquo; (as defined in Rules&nbsp;13d-3
and 13d-5 under the Exchange Act), directly or indirectly, of forty percent (40%) or more of the ordinary voting power for the election
of directors, partners, managers and members, as applicable, of the Borrower (determined on a fully diluted basis); or (y)&nbsp;except
as permitted by Section&nbsp;7.1, at any time, DDH Holdings and Direct Digital Management, LLC or its Control Affiliates shall collectively
cease to own and control, of record and beneficially, directly or indirectly, one hundred percent (100%) of each class of outstanding
stock, partnership, membership, or other ownership interest or other equity securities of the Borrower free and clear of all Liens (except
Permitted Encumbrances); or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>with
respect to each Subsidiary of the Borrower, (x)&nbsp;at any time, any &ldquo;person&rdquo; or &ldquo;group&rdquo; (as such terms are used
in Sections 13(d)&nbsp;and 14(d)&nbsp;of the Exchange Act) other than DDH Holdings, the Borrower and/or Direct Digital Management, LLC
or its Control Affiliates shall become, or obtain rights (whether by means of warrants, options or otherwise) to become, the &ldquo;beneficial
owner&rdquo; (as defined in Rules&nbsp;13d-3 and 13d-5 under the Exchange Act), directly or indirectly, of forty percent (40%) or more
of the ordinary voting power for the election of directors, partners, managers and members, as applicable, of such Subsidiary (determined
on a fully diluted basis); or (y)&nbsp;except as permitted by Section&nbsp;7.1, at any time, DDH Holdings, the Borrower and/or Direct
Digital Management, LLC or its Control Affiliates shall together cease to own and control, of record and beneficially, directly or indirectly,
one hundred percent (100%) of each class of outstanding stock, partnership, membership, or other ownership interest or other equity securities
of such Subsidiary free and clear of all Liens (except Permitted Encumbrances).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Closing Date</U>&rdquo;
shall mean December&nbsp;3, 2021.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Closing Date Term
Loan</U>&rdquo; shall mean the Advances made pursuant to <U>Section&nbsp;2.1(a)</U>&nbsp;hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Closing Date Term
Loan Amount</U>&rdquo; shall mean $22,000,000.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Closing Date Term
Note</U>&rdquo; shall mean, collectively, the promissory notes described in <U>Section&nbsp;2.1(a)</U>&nbsp;hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Closing Date Transactions</U>&rdquo;
shall mean, collectively, (a)&nbsp;the consummation of the transactions contemplated by and this Agreement, (b)&nbsp;the Preferred A Redemption,
(c)&nbsp;the repayment of Indebtedness of the Borrowers with the proceeds of the Closing Date Term Loan, in each case, which have been,
or are contemplated to be, consummated on or prior to the Closing Date and (d)&nbsp;the payment of fees and expenses in connection therewith.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Code</U>&rdquo;
shall mean the Internal Revenue Code of 1986, as the same may be amended or supplemented from time to time, and any successor statute
of similar import, and the rules&nbsp;and regulations thereunder, as from time to time in effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Collateral</U>&rdquo;
shall mean and include, all right, title and interest of each Credit Party in all of the following property and assets of such Credit
Party, in each case, whether now existing or hereafter arising or created and whether now owned or hereafter acquired and wherever located:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>all
Receivables;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>all
cash and currency;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>all
Certificates of Title;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>all
Chattel Paper;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>those
certain Commercial Tort Claims set forth on <U>Schedule 1.2(c)</U>&nbsp;hereto;</P>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>all
Intellectual Property (other than any United States intent to use applications prior to the filing of a &ldquo;Statement of Use&rdquo;
or &ldquo;Amendment to Allege Use&rdquo;);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>all
Deposit Accounts;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(h)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>all
Documents;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>all
Equipment;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(j)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>all
Fixtures;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(k)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>all
General Intangibles (including, without limitation, the Key Executive Policy);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(l)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>all
Goods;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(m)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>all
Instruments;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(n)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>all
Inventory;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(o)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>all
Investment Property;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(p)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>all
Letter-of-Credit Rights;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(q)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>all
Payment Intangibles;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(r)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>all
Subsidiary Stock;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(s)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>all
Software;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(t)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>all
Supporting Obligations;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(u)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>all
books and records pertaining to any of the foregoing; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(v)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>all
Accessions and Proceeds of any and all of the foregoing.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Notwithstanding the foregoing,
Collateral shall not include, and no Credit Party shall be deemed to have granted a security interest in the following (each of the following,
 &ldquo;<U>Excluded Property</U>&rdquo;): (a)&nbsp;any intent-to-use trademarks at all times prior to the first use thereof, whether by
the actual use thereof in commerce, the recording of a statement of use with the United States Patent and Trademark Office or otherwise;
(b)&nbsp;any interest of any Credit Party as a lessee or sublessee under a real property lease under a real property lease or an Equipment
lease if such Credit Party is prohibited by the terms of such lease from granting a security interest in such lease or under which such
an assignment or Lien would cause a default to occur under such lease (but only to the extent that such prohibition is enforceable under
all applicable laws including, without limitation, the UCC); provided, however, that upon termination of such prohibition, such interest
shall immediately become Collateral without any action by any Credit Party or Agent; (c)&nbsp;rights held under a license that are not
assignable by their terms without the consent of the licensor thereof (but only to the extent such restriction on assignment is enforceable
under applicable law); or (d)&nbsp;any interest of any Credit Party as a lessee under an Equipment lease if such Credit PARTY is prohibited
by the terms of such lease from granting a security interest in such lease or under which such an assignment or Lien would cause a default
to occur under such lease; provided, however, that upon termination of such prohibition, such interest shall immediately become Collateral
without any action by any Credit Party or Agent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Commitment Percentage</U>&rdquo;
of any Lender shall mean, as applicable, its Term Loan Commitment Percentage and/or its Delayed Draw Term Loan Commitment Percentage,
as applicable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Common Units Redemption</U>&rdquo;
shall mean the contemplated redemption of all of the common units held in DDH by USDM Holdings,&nbsp;Inc. pursuant to the Redemption Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Company Agreement</U>&rdquo;
shall mean the amended and restated limited liability company agreement of DDH entered into in connection with a Qualified IPO.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Compliance Certificate</U>&rdquo;
shall mean a compliance certificate in substantially the form attached hereto as <U>Exhibit&nbsp;C</U> to be signed by an Authorized Officer
of DDH.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Conforming Changes</U>&rdquo;
shall mean, with respect to either the use or administration of Term SOFR or the use, administration, adoption or implementation of any
Benchmark Replacement, any technical, administrative or operational changes (including changes to the definition of &ldquo;Business Day&rdquo;,
the definition of &ldquo;U.S. Government Securities Business Day&rdquo;, the definition of &ldquo;Interest Period&rdquo;, &ldquo;Interest
Rate Reset Period&rdquo; or any similar or analogous definition (or the addition of a concept of &ldquo;interest period&rdquo;), timing
and frequency of determining rates and making payments of interest, timing of borrowing requests or prepayment, conversion or continuation
notices, the applicability and length of lookback periods, the applicability of breakage provisions and other technical, administrative
or operational matters) that Agent decides may be appropriate to reflect the adoption and implementation of any such rate or to permit
the use and administration thereof by Agent in a manner substantially consistent with market practice (or, if Agent decides that adoption
of any portion of such market practice is not administratively feasible or if Agent determines that no market practice for the administration
of any such rate exists, in such other manner of administration as Agent decides is reasonably necessary in connection with the administration
of this Agreement and the Other Documents).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Consents</U>&rdquo;
shall mean all filings and all licenses, permits, consents, approvals, authorizations, qualifications and orders of Governmental Bodies
and other third parties, domestic or foreign, necessary to carry on the Credit Parties&rsquo; business or necessary (including to avoid
a conflict or breach under any agreement, instrument, other document, license, permit or other authorization) for the execution, delivery
or performance of this Agreement, the Other Documents, the Acquisition Documents and all related documents and agreements, including any
Consents required under the ABL Loan Documents and all applicable federal, state or other Applicable Law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Consolidated Basis</U>&rdquo;
shall mean, (a)&nbsp;prior to a Qualified IPO, with respect to DDH and its Subsidiaries, as the context may require, the consolidation
in accordance with GAAP of the accounts and other items of DDH and its Subsidiaries, and (b)&nbsp;subsequent to a Qualified IPO, with
respect to DDH Holdings and its Subsidiaries as the context may require, the consolidation in accordance with GAAP of the accounts and
other items of DDH Holdings and its Subsidiaries.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Consolidated Capital
Expenditures</U>&rdquo; shall mean, for any period, for DDH (or DDH Holdings if applicable) and its Subsidiaries on a Consolidated Basis,
the sum of all Capital Expenditures of such entity for such period.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Consolidated Current
Assets</U>&rdquo; shall mean, as of any date of determination, the total assets of DDH (or DDH Holdings if applicable) and its Subsidiaries
on a Consolidated Basis that may properly be classified as current assets in accordance with GAAP, excluding cash and Cash Equivalents.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Consolidated Current
Liabilities</U>&rdquo; shall mean, as of any date of determination, the total liabilities of DDH (or DDH Holdings if applicable) and its
Subsidiaries on a Consolidated Basis that may properly be classified as current liabilities in accordance with GAAP and shall be calculated
by excluding the current portion of the Obligations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Consolidated EBITDA</U>&rdquo;
shall mean, for any period, for DDH Holdings and its Subsidiaries on a Consolidated Basis, an amount equal to (a)&nbsp;Consolidated Net
Income for such period <U>plus</U>, (b)&nbsp;to the extent deducted in determining such Consolidated Net Income, the sum, without duplication,
of (i)&nbsp;Consolidated Interest Charges during such period, (ii)&nbsp;all federal, state, local and/or foreign income taxes payable
by DDH Holdings and its Subsidiaries during such period, (iii)&nbsp;depreciation expenses of DDH Holdings and its Subsidiaries during
such period, (iv)&nbsp;amortization expenses of DDH Holdings and its Subsidiaries during such period, (v)&nbsp;any non-cash loss or expense
resulting from any impairment charge or asset write-off or write-down related to intangible assets, long-lived assets and other assets
that occurs during such period, (vi)&nbsp;one-time loss associated with debt refinancing, (vii)&nbsp;without duplication, non-recurring
actual, documented legal or consulting expenses or retention bonuses paid in an amount up to $750,000 during any 12 month period, (viii)&nbsp;any
cash payments (including all premiums) made with respect to the Key Executive Policies required pursuant to Section&nbsp;4.21, (ix)&nbsp;reasonable
and documented one-time, non-recurring severance and retention expenses in an aggregate amount not to exceed $750,000 for employees and
management of the Credit Parties, in each case to the extent paid on or before June&nbsp;30, 2024, (x)&nbsp;with respect to the fiscal
year ended on December&nbsp;31, 2023, accounting, audit, auditor and/or legal costs and expenses associated with any audits, regulatory
compliance, investigations, remediation of audit financings, and the implementation of required changes as a result of audit outcomes
or the change in auditor due to the resignation and replacement of the Borrowers&rsquo; Accountants, <U>provided</U> that such add-backs
shall not exceed $1,500,000 with respect to such fiscal year, (xi)&nbsp;any amounts paid out to employees in stock, including the 2023
bonus accrual which the compensation committee of the board of directors of DDH Holdings approved to pay out in stock in February&nbsp;2024,
(xii)&nbsp;the gross amount of the profit on the disputed short pay which impacted December&nbsp;2023 income in the amount up to a total
of $1,781,000, and (xiii)&nbsp;any amounts paid to publishers associated with the disputed short pay when recorded as expense in the financial
statements up to a total of $8,800,000 <U>minus</U> (c)&nbsp;any extraordinary, non-recurring and/or non-cash gains or income during such
period as reported in the monthly, quarterly, and annual financials of DDH Holdings and its Subsidiaries.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Consolidated Excess
Cash Flow</U>&rdquo; shall mean, for any period for DDH and its Subsidiaries (or DDH Holdings and its Subsidiaries if applicable) on a
Consolidated Basis, an amount equal to the sum, without duplication, of (a)&nbsp;Consolidated EBITDA, <U>minus</U> (b)&nbsp;Unfinanced
Capital Expenditures, <U>minus</U> (c)&nbsp;the cash portion of Consolidated Interest Charges, <U>minus</U> (d)&nbsp;Consolidated Taxes
paid in cash <U>minus</U> (e)&nbsp;Consolidated Scheduled Funded Debt Payments, <U>minus</U> (f)&nbsp;the Consolidated Working Capital
Adjustment, <U>minus</U> (g)&nbsp;the aggregate amount of all voluntary prepayments of any Indebtedness permitted hereunder of DDH and
its Subsidiaries (or DDH Holdings and its Subsidiaries if applicable) made during such Fiscal Year (other than in respect of any revolving
credit facility to the extent there is not an equivalent permanent reduction in commitments thereunder), <U>minus</U> (h)&nbsp;all cash
expenses added back in computing Consolidated EBITDA. For the avoidance of doubt, payments with respect to Preferred Equity and obligations
owing pursuant to the Redemption Agreement, in each case, made with proceeds of the Delayed Draw Term Loan advanced on the Second Amendment
Date shall not be deducted in calculating Consolidated Excess Cash Flow; provided, that it is understood that the principal with respect
to the Delayed Draw Term Loan shall constitute Funded Debt and the interest with respect to the Delayed Draw Term Loan shall constitute
Consolidated Interest Charges.</P>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Consolidated Fixed
Charge Coverage Ratio</U>&rdquo; shall mean for DDH and its Subsidiaries (or DDH Holdings and its Subsidiaries if applicable) on a Consolidated
Basis, as of any date of determination, the ratio of (a)&nbsp;Consolidated EBITDA for the period of the four (4)&nbsp;Fiscal Quarters
most recently ended, <U>minus</U> Taxes paid in cash or permitted Tax Distributions during such period, <U>minus</U> without duplication,
Unfinanced Capital Expenditures made during such period, <U>minus</U> Restricted Payments (other than the Preferred A Redemption) for
such period paid in cash (without limiting any restrictions in respect thereof under <U>Section&nbsp;7.7</U>) to (b)&nbsp;the sum of (i)&nbsp;Consolidated
Fixed Charges for such period.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Consolidated Fixed
Charges</U>&rdquo; shall mean, for any period, for DDH (or DDH Holdings if applicable) and its Subsidiaries on a Consolidated Basis, an
amount equal to the sum of (a)&nbsp;the cash portion of Consolidated Interest Charges for such period <U>plus</U> (b)&nbsp;Consolidated
Scheduled Funded Debt Payments for such period, all as determined in accordance with GAAP.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Consolidated Funded
Debt</U>&rdquo; shall mean Funded Debt of DDH (or DDH Holdings if applicable) and its Subsidiaries on a Consolidated Basis determined
in accordance with GAAP excluding any obligations under an operating lease.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Consolidated Interest
Charges</U>&rdquo; shall mean, for any period, the interest expense of DDH (or DDH Holdings if applicable) and its Subsidiaries on a Consolidated
Basis for the period in question, determined on a consolidated basis and in accordance with GAAP.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Consolidated Net
Income</U>&rdquo; shall mean, for any period, for DDH (or DDH Holdings if applicable) and its Subsidiaries on a Consolidated Basis, the
net income (or loss) of DDH (or DDH Holdings if applicable) and its Subsidiaries for that period, as determined in accordance with GAAP.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Consolidated Scheduled
Funded Debt Payments</U>&rdquo; shall mean for any period for DDH (or DDH Holdings if applicable) and its Subsidiaries on a Consolidated
Basis, the sum of all scheduled payments of principal on Consolidated Funded Debt, as determined in accordance with GAAP. For purposes
of this definition, &ldquo;scheduled payments of principal&rdquo; (a)&nbsp;shall be deemed to include, without duplication, scheduled
principal payments with respect to the Attributable Principal Amount of Capital Leases (other than in respect of any Securitization Transactions,
Sale and Leaseback Transactions and Synthetic Leases) and (b)&nbsp;shall not include any voluntary prepayments or mandatory prepayments
required pursuant to the ABL Credit Agreement except to the extent such prepayments are accompanied by a permanent reduction of the commitments
thereunder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Consolidated Senior
Net Leverage Ratio</U>&rdquo; shall mean, as of any date of determination, the ratio of (a)&nbsp;the result of (i)&nbsp;the Funded Debt
of DDH (or DDH Holdings if applicable) and its Subsidiaries on a Consolidated Basis, but excluding any Subordinated Debt and any obligations
under an operating lease, minus (ii)&nbsp;the Unrestricted Cash of DDH and the Credit Parties in excess of $1,000,000; provided that the
amount of Unrestricted Cash included in the calculation pursuant to this clause (ii)&nbsp;shall not exceed $15,000,000 to (b)&nbsp;Consolidated
EBITDA for the period of the four (4)&nbsp;Fiscal Quarters most recently ended.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Consolidated Taxes</U>&rdquo;
shall mean, for any period, for DDH and its Subsidiaries (or DDH Holdings and its Subsidiaries if applicable) on a Consolidated Basis,
the aggregate of all taxes, as determined in accordance with GAAP.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Consolidated Total
Leverage Ratio</U>&rdquo; shall mean, as of any date of determination, the ratio of (a)&nbsp;the Funded Debt of DDH (or DDH Holdings if
applicable) and its Subsidiaries on a Consolidated Basis, excluding any obligations under an operating lease to (b)&nbsp;Consolidated
EBITDA for the period of the four (4)&nbsp;Fiscal Quarters most recently ended.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Consolidated Working
Capital</U>&rdquo; shall mean, as of any date of determination, the excess of Consolidated Current Assets less Consolidated Current Liabilities.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Consolidated Working
Capital Adjustment</U>&rdquo; shall mean, for any period on a Consolidated Basis, the amount (which may be a negative number) by which
Consolidated Working Capital as of the end of such period exceeds (or is less than) Consolidated Working Capital as of the beginning of
such period.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>Contractual
Obligation</U>&rdquo;</FONT> shall mean, as applied to any Person, any provision of any Security issued by that Person or of any indenture,
mortgage, deed of trust, contract, undertaking, agreement or other instrument to which that Person is a party or by which it or any of
its properties is bound or to which it or any of its properties is subject.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Control</U>&rdquo;
shall mean the possession, directly or indirectly, of the power to direct or cause the direction of the management or policies of a Person,
whether through the ability to exercise voting power, by contract or otherwise. &ldquo;<U>Controlling</U>&rdquo; and &ldquo;<U>Controlled</U>&rdquo;
have meanings correlative thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Control Affiliate</U>&rdquo;
shall mean, with respect to any Person, each other Person that owns or controls directly or indirectly the Person, any Person that controls
or is controlled by or is under common control with the Person, and each of that Person&rsquo;s senior executive officers, directors,
partners and, for any Person that is a limited liability company, that Person&rsquo;s managers and members.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Control Agreement(s)</U>&rdquo;
shall have the meaning set forth in Section&nbsp;6.16(c)&nbsp;hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Covered Entity</U>&rdquo;
shall mean (a)&nbsp;each Credit Party, each Subsidiary of each Credit Party, and all pledgors of Collateral and (b)&nbsp;each Person that,
directly or indirectly, is in control of a Person described in clause (a)&nbsp;above. For purposes of this definition, control of a Person
shall mean the direct or indirect (x)&nbsp;ownership of, or power to vote, twenty-five percent&nbsp;(25%) or more of the issued and outstanding
equity interests having ordinary voting power for the election of directors of such Person or other Persons performing similar functions
for such Person, or (y)&nbsp;power to direct or cause the direction of the management and policies of such Person whether by ownership
of equity interests, contract or otherwise.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Credit Parties</U>&rdquo;
shall mean the Borrowers and the Guarantors, and &ldquo;<U>Credit Party</U>&rdquo; shall mean any of them.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Customer</U>&rdquo;
shall mean and include the account debtor with respect to any Receivable of a Person and/or the prospective purchaser of goods, services
or both with respect to any contract or contract right, and/or any party who enters into or proposes to enter into any contract or other
arrangement with such Person, pursuant to which such Person is to deliver any personal property or perform any services.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Daily Simple SOFR</U>&rdquo;
shall mean, for any day, SOFR, with the conventions for this rate (which will include a lookback) being established by Agent in accordance
with the conventions for this rate selected or recommended by the Relevant Governmental Body for determining &ldquo;Daily Simple SOFR&rdquo;
for syndicated business loans; <U>provided</U> that if Agent decides that any such convention is not administratively feasible for Agent,
then Agent may establish another convention in its reasonable discretion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>DDH</U>&rdquo; shall
have the meaning ascribed to such term in the preamble to this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>DDH Holdings</U>&rdquo;
shall mean Direct Digital Holdings,&nbsp;Inc., a Delaware corporation, which entity has been incorporated to enter into a Qualified IPO
and shall, upon consummation of the Qualified IPO, be the managing member of DDH at all times while the umbrella partnership corporation
structure is in effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Debt Transaction</U>&rdquo;
shall mean, with respect to DDH or any of its Subsidiaries, any sale, issuance, placement, assumption or guaranty of Funded Debt, whether
or not evidenced by a promissory note or other written evidence of Indebtedness, except for Funded Debt permitted to be incurred pursuant
to <U>Section&nbsp;7.8</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Debtor Relief Laws</U>&rdquo;
shall mean the Bankruptcy Code, and all other liquidation, conservatorship, bankruptcy, assignment for the benefit of creditors, moratorium,
rearrangement, receivership, insolvency, reorganization, or similar debtor relief laws of the United States or other applicable jurisdictions
from time to time in effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Default</U>&rdquo;
shall mean an event, circumstance or condition which, with the giving of notice or passage of time or both, would constitute an Event
of Default.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Default Rate</U>&rdquo;
shall have the meaning set forth in <U>Section&nbsp;3.1</U> hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Defaulting Lender</U>&rdquo;
shall have the meaning set forth in <U>Section&nbsp;2.9(a)</U>&nbsp;hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Delayed Draw Term
Loan</U>&rdquo; shall have the meaning set forth in <U>Section&nbsp;2.1(b)(i)</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Delayed Draw Term
Loan Commitment Percentage</U>&rdquo; of any Lender shall mean the percentage set forth on <U>Schedule 1.2(b)</U>&nbsp;as its &ldquo;Delayed
Draw Term Loan Commitment Percentage,&rdquo; as the same may be adjusted upon any assignment by a Lender pursuant to <U>Section&nbsp;15.3(c)</U>&nbsp;or
<U>15.3(d).</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Delayed Draw Term
Loan Funding Date</U>&rdquo; shall mean, with respect to the Second Amendment Delayed Draw Term Loan, the Second Amendment Date and with
respect to the Fourth Amendment Delayed Draw Term Loan, the Fourth Amendment Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Delayed Draw Term
Loan Note</U>&rdquo; shall mean, collectively, the promissory notes described in <U>Section&nbsp;2.1(b)</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Depository Accounts</U>&rdquo;
shall have the meaning set forth in <U>Section&nbsp;4.15(h)(i)</U>&nbsp;hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Disqualified Assignee</U>&rdquo;
shall mean any Person with respect to which (a)&nbsp;a voluntary or involuntary case (or comparable proceeding) has been commenced under
any applicable state or federal bankruptcy, insolvency, receivership, reorganization or other debtor relief laws, (b)&nbsp;a custodian,
conservator, receiver or similar official has been appointed for such Person or for any substantial part of such Person&rsquo;s assets
(or any motion or request therefor has been filed with any Governmental Body), (c)&nbsp;such Person has made or agreed to make a general
assignment for the benefit of creditors or is otherwise adjudicated as, or determined by any Governmental Body having regulatory authority
over such Person or its assets to be, insolvent, bankrupt, or deficient in meeting any capital adequacy or liquidity standard of such
Governmental Body, (d)&nbsp;such Person is a Defaulting Lender, or otherwise is unable to fulfill its obligations as a lender, under any
credit facility to which it is a party (or has publicly announced that it believes that it will be any of the foregoing), or (e)&nbsp;which
is a competitor of any Credit Party or its Subsidiaries.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: red"><STRIKE>&ldquo;</STRIKE><U><STRIKE>Disqualified
Equity Interest</STRIKE></U><STRIKE>&rdquo; means any Equity Interest that, by its terms (or the terms of any security or other Equity
Interests into which it is convertible or for which it is exchangeable), or upon the happening of any event or condition (a)&nbsp;matures
or is mandatorily redeemable (other than solely for Equity Interests that are not Disqualified Equity Interests), pursuant to a sinking
fund obligation or otherwise (except as a result of a change of control or asset sale so long as any rights of the holders thereof upon
the occurrence of a change of control or asset sale event shall be subject to the prior repayment in full of the Advances and all other
Obligations that are accrued and payable and the termination of this Agreement), (b)&nbsp;is redeemable at the option of the holder thereof,
in whole or in part, (c)&nbsp;provides for scheduled payments of dividends in cash, or (d)&nbsp;is or becomes convertible into or exchangeable
for debt or any other Equity Interests that would constitute Disqualified Equity Interests, in each case, prior to the date that is ninety
one (91) days after the Term; provided that if such Equity Interests are issued pursuant to a plan for the benefit of employees of any
Credit Party or any Subsidiary of a Credit Party or by any such plan to such employees, such Equity Interests shall not constitute Disqualified
Equity Interests solely because they may be required to be repurchased by any Credit Party or any of its Subsidiaries in order to satisfy
applicable statutory or regulatory obligations or as a result of such employee&rsquo;s termination, death or disability.</STRIKE></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Dollar</U>&rdquo;
and the sign &ldquo;<U>$</U>&rdquo; shall mean lawful money of the United States of America.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Domestic Subsidiary</U>&rdquo;
shall mean each Subsidiary of DDH that is not a Foreign Subsidiary.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>EBITDA
Shortfall Amount</U>&rdquo; shall have the meaning set forth in </FONT><U>Article&nbsp;X</U> hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Eligible Assignee</U>&rdquo;
shall mean (a)(i)&nbsp;a commercial bank, commercial lender, financial institution, or Affiliate of such entity that represents and warrants
that it is not a Disqualified Assignee; provided that so long as no Event of Default has occurred and is continuing, such Person shall
be approved by Borrowing Agent (which approval of Borrowing Agent shall not be unreasonably withheld, conditioned or delayed), or (ii)&nbsp;any
other Person approved by Borrowing Agent (which approval of Borrowing Agent shall not be unreasonably withheld, conditioned or delayed)
<U>provided</U> that, in each case, Borrowing Agent will be deemed to have consented to any such assignment in this clause (a)&nbsp;unless
it objects thereto by written notice to Agent within ten (10)&nbsp;days after having received notice thereof, (b)&nbsp;any Lender or Affiliate
(other than a natural Person) of a Lender or a Related Fund (other than a natural Person) of a Lender and (c)&nbsp;during the continuation
of an Event of Default under Sections 10.1, 10.3 (solely as a result of a failure to comply with Section&nbsp;6.5) or 10.7, any other
Person (other than a natural person).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Eligible Worker
Solutions</U>&rdquo; shall mean Worker Solutions and/or Worker Solutions Providers, as applicable, acceptable to Agent in its Permitted
Discretion as part of its mission and identified on <U>Exhibit&nbsp;A</U> attached hereto and incorporated herein, as such Exhibit&nbsp;may
be amended or supplemented in writing from time to time by written notice from Agent to Borrowers or otherwise as requested by Borrowers
and approved by Agent in Agent&rsquo;s sole discretion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>Environmental
Claim</U>&rdquo;</FONT> shall mean any known investigation, written notice of violation, written claim, action, suit, proceeding, written
demand, abatement order or other written order or directive (conditional or otherwise), by any Person arising (a)&nbsp;pursuant to or
in connection with any actual or alleged violation of any Environmental Law; (b)&nbsp;in connection with any Hazardous Material or any
actual or alleged Hazardous Materials Activity; or (c)&nbsp;in connection with any actual or alleged damage, injury, threat or harm to
human health, safety, natural resources or the environment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Environmental Complaint</U>&rdquo;
shall have the meaning set forth in <U>Section&nbsp;4.19(c)</U>&nbsp;hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>Environmental
Laws</U>&rdquo;</FONT> shall mean any and all current or future federal or state (or any subdivision of either of them), statutes, ordinances,
orders, rules, regulations, judgments, Governmental Authorizations, or any other written requirements of Governmental Bodies relating
to (a)&nbsp;any Hazardous Materials Activity; (b)&nbsp;the generation, use, storage, transportation or disposal of Hazardous Materials;
or (c)&nbsp;protection of human health and the environment from pollution, in each case, in any manner applicable to any Credit Party
or any of its Subsidiaries or their respective Real Property.</P>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Environmental Liability</U>&rdquo;
shall mean any liability, contingent or otherwise (including any liability for damages, costs of environmental remediation, fines, penalties
or indemnities), of DDH, any other Credit Party or any of their respective Subsidiaries directly or indirectly resulting from or based
upon (a)&nbsp;violation of any Environmental Law, (b)&nbsp;the generation, use, handling, transportation, storage, treatment or disposal
of any Hazardous Materials, (c)&nbsp;exposure to any Hazardous Materials, (d)&nbsp;the Release or threatened Release of any Hazardous
Materials into the environment or (e)&nbsp;any contract, agreement or other consensual arrangement pursuant to which DDH or any Subsidiary
of DDH assumed liability with respect to any of the foregoing.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Equipment</U>&rdquo;
shall mean and include, with respect to any Person, all of such Person&rsquo;s goods (other than Inventory) whether now owned or hereafter
acquired and wherever located including all equipment, machinery, apparatus, motor vehicles, fittings, furniture, furnishings, fixtures,
parts, accessories and all replacements and substitutions therefor or accessions thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Equity Cure</U>&rdquo;
shall have the meaning set forth in <U>Article&nbsp;X</U> hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Equity Interests</U>&rdquo;
of any Person shall mean any and all shares, rights to purchase, options, warrants, general, limited or limited liability partnership
interests, member interests, participation or other equivalents of or interest in (regardless of how designated) equity of such Person,
whether voting or nonvoting, including common stock, preferred stock, convertible securities or any other &ldquo;equity security&rdquo;
(as such term is defined in Rule&nbsp;3a11-1 of the General Rules&nbsp;and Regulations promulgated by the SEC under the Exchange Act),
including in each case all of the following rights relating to such Equity Interests, whether arising under the Governing Documents of
the Person issuing such Equity Interests (the &ldquo;<U>Equity Issuer</U>&rdquo;) or under the Applicable Laws of such Equity Issuer&rsquo;s
jurisdiction of organization relating to the formation, existence and governance of corporations, limited liability companies or partnerships
or business trusts or other legal entities, as the case may be: (i)&nbsp;all economic rights (including all rights to receive dividends
and distributions) relating to such Equity Interests; (ii)&nbsp;all voting rights and rights to consent to any particular actions by the
applicable Equity Issuer; (iii)&nbsp;all management rights with respect to such Equity Issuer; (iv)&nbsp;in the case of any Equity Interests
consisting of a general partner interest in a partnership, all powers and rights as a general partner with respect to the management,
operations and control of the business and affairs of the applicable Equity Issuer; (v)&nbsp;in the case of any Equity Interests consisting
of the membership/limited liability company interests of a managing member in a limited liability company, all powers and rights as a
managing member with respect to the management, operations and control of the business and affairs of the applicable Equity Issuer; (vi)&nbsp;all
rights to designate or appoint or vote for or remove any officers, directors, managers, general partners or managing members of such Equity
Issuer and/or any members of any board of members/managers/partners/directors that may at any time have any rights to manage and direct
the business and affairs of the applicable Equity Issuer under its Governing Documents as in effect from time to time or under Applicable
Law; (vii)&nbsp;all rights to amend the Governing Documents of such Equity Issuer, (viii)&nbsp;in the case of any Equity Interests in
a partnership or limited liability company, the status of the holder of such Equity Interests as a &ldquo;partner&rdquo;, general or limited,
or &ldquo;member&rdquo; (as applicable) under the applicable Governing Documents and/or Applicable Law; and (ix)&nbsp;all certificates
evidencing such Equity Interests.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Equity Transaction</U>&rdquo;
shall mean, with respect to DDH or any of its Subsidiaries, any issuance or sale by DDH or any such Subsidiary of shares of its Equity
Interests, to include, without limitation, any capital contribution by such Person&rsquo;s existing members, partners or shareholders,
as applicable, other than an issuance (a)&nbsp;to DDH Holdings or Permitted Holders, (b)&nbsp;in connection with a conversion of debt
securities to equity, (c)&nbsp;in connection with the exercise by a present or former employee, officer or director under a stock incentive
plan, stock option plan or other equity-based compensation plan or arrangement, (d)&nbsp;which occurred on or prior to the Closing Date,
(e)&nbsp;as consideration for an Acquisition permitted by <U>Section&nbsp;7.1(a)</U>, or (f)&nbsp;the proceeds of which are used to fund
the purchase price consideration for a contemporaneous Acquisition permitted by <U>Section&nbsp;7.1(a)</U>&nbsp;or capital expenditure
permitted hereunder. For the avoidance of doubt, <FONT STYLE="text-decoration: underline double; color: blue">neither </FONT>the equity
line of credit established in connection with the registration statement filed on or before October&nbsp;31, 2024 by DDH Holdings with
the Securities and Exchange Commission <FONT STYLE="color: red"><STRIKE>shall not</STRIKE></FONT><FONT STYLE="text-decoration: underline double; color: blue">nor
the issuance of the Series&nbsp;A Preferred Stock, or the issuance of Conversion Shares (as defined in the Certificate of Designation)
upon conversion of Series&nbsp;A Preferred Stock, pursuant to the Certificate of Designation and the transactions contemplated thereby
shall</FONT> constitute <FONT STYLE="text-decoration: underline double; color: blue">an </FONT>Equity Transaction.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>ERISA</U>&rdquo;
shall mean the Employee Retirement Income Security Act of 1974, as amended from time to time, any successor statute, and the rules&nbsp;and
regulations promulgated thereunder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>ERISA Affiliate</U>&rdquo;
shall mean, as applied to any Person, (a)&nbsp;any corporation which is a member of a controlled group of corporations within the meaning
of Section&nbsp;414(b)&nbsp;of the Code of which that Person is a member; (b)&nbsp;any trade or business (whether or not incorporated)
which is a member of a group of trades or businesses under common control within the meaning of Section&nbsp;414(c)&nbsp;of the Code of
which that Person is a member; and (c)&nbsp;any member of an affiliated service group within the meaning of Section&nbsp;414(m)&nbsp;or
(o)&nbsp;of the Code for purposes of provisions relating to Section&nbsp;412 of the Code of which that Person, any corporation described
in <U>clause (a)</U>&nbsp;above or any trade or business described in <U>clause (b)</U>&nbsp;above is a member.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>ERISA Event</U>&rdquo;
shall mean (a)&nbsp;a &ldquo;reportable event&rdquo; within the meaning of Section&nbsp;4043 of ERISA and the regulations issued thereunder
with respect to any Pension Plan (excluding those for which notice to the PBGC has been waived by regulation) that is reasonably likely
to result in material liability to any Credit Party; (b)&nbsp;the failure to meet the minimum funding standard of Section&nbsp;412 of
the Code with respect to any Pension Plan (whether or not waived in accordance with Section&nbsp;412(c)&nbsp;of the Code), the failure
to make by its due date any minimum required contribution or any required installment under Section&nbsp;430(j)&nbsp;of the Code with
respect to any Pension Plan or the failure to make by its due date any required contribution to a Multiemployer Plan in either case if
such failure is reasonably likely to result in liability to any Credit Party in excess of $250,000 (net of third party indemnification);
(c)&nbsp;the provision by the administrator of any Pension Plan pursuant to Section&nbsp;4041(a)(2)&nbsp;of ERISA of a notice of intent
to terminate such plan in a distress termination described in Section&nbsp;4041(c)&nbsp;of ERISA; (d)&nbsp;the withdrawal from any Pension
Plan with two (2)&nbsp;or more contributing sponsors or the termination of any such Pension Plan, in either case resulting in material
liability pursuant to Section&nbsp;4063 or 4064 of ERISA; (e)&nbsp;the institution by the PBGC of proceedings to terminate any Pension
Plan, or the occurrence of any event or condition reasonably likely to constitute grounds under ERISA for the termination of, or the appointment
of a trustee to administer, any Pension Plan; (f)&nbsp;the imposition of liability pursuant to Section&nbsp;4062(e)&nbsp;or 4069 of ERISA
or by reason of the application of Section&nbsp;4212(c)&nbsp;of ERISA, in each case, that is reasonably likely to result in material liability
to any Credit Party; (g)&nbsp;the withdrawal of any Credit Party, any of its Subsidiaries or any of their respective ERISA Affiliates
in a complete or partial withdrawal (within the meaning of Sections 4203 and 4205 of ERISA) from any Multiemployer Plan if such withdrawal
is reasonably likely to result in liability in excess of $250,000 (net of third party indemnification), or the receipt by any Credit Party,
any of its Subsidiaries or any of their respective ERISA Affiliates of notice from any Multiemployer Plan that it is in critical status
or insolvency pursuant to Section&nbsp;4241 or 4245 of ERISA, or that it is in &ldquo;critical&rdquo; or &ldquo;endangered&rdquo; status
within the meaning of Section&nbsp;103(f)(2)(G)&nbsp;of ERISA, or that it intends to terminate or has terminated under Section&nbsp;4041A
or 4042 of ERISA, if such critical status, insolvency or termination is reasonably likely to result in liability to any Credit Party in
excess of $250,000 (net of third party indemnification); (h)&nbsp;the imposition of fines, penalties, taxes or related charges under Chapter&nbsp;43
of the Code or under Section&nbsp;409, Section&nbsp;502(c), (i)&nbsp;or (l), or Section&nbsp;4071 of ERISA in respect of any Pension Plan
if such fines, penalties, taxes or related charges are reasonably likely to result in material liability to any Credit Party; (i)&nbsp;the
assertion of a claim (other than routine claims for benefits and funding obligations in the ordinary course) against any Pension Plan
other than a Multiemployer Plan or the assets thereof, or against any Person in connection with any Pension Plan such Person sponsors
or maintains which is reasonably likely to result in material liability to any Credit Party; (j)&nbsp;receipt from the Internal Revenue
Service of a final written determination of the failure of any Pension Plan intended to be qualified under Section&nbsp;401(a)&nbsp;of
the Code to qualify under Section&nbsp;401(a)&nbsp;of the Code, or the failure of any trust forming part of any such plan to qualify for
exemption from taxation under Section&nbsp;501(a)&nbsp;of the Code; or (k)&nbsp;the imposition of a lien pursuant to Section&nbsp;430(k)&nbsp;of
the Code or pursuant to Section&nbsp;303(k)&nbsp;or 4068 of ERISA in each case that is reasonably likely to result in material liability
to any Credit Party.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Erroneous Payment</U>&rdquo;
shall have the meaning given to such term in <U>Section&nbsp;14.13(a)</U>&nbsp;hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Erroneous Payment
Notice</U>&rdquo; shall have the meaning given to such term in <U>Section&nbsp;14.13(b)</U>&nbsp;hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Event of Default</U>&rdquo;
shall have the meaning set forth in <U>Article&nbsp;X</U> hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Exchange Act</U>&rdquo;
shall mean the Securities Exchange Act of 1934, as amended from time to time, and any successor statute.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Excluded Deposit
Accounts</U>&rdquo; means any deposit account (including, for the avoidance of doubt, any cash, cash equivalents or other property contained
therein): (i)&nbsp;solely to the extent, and for so long as, such deposit account is pledged to secure obligations arising under <U>Section&nbsp;7.02(o)</U>&nbsp;of
the defined term &ldquo;Permitted Encumbrances&rdquo;, and whether such pledge is by escrow or otherwise, in all cases with a balance
no greater than such obligations under <U>Section&nbsp;7.02(o</U>)&nbsp;of the defined term &ldquo;Permitted Encumbrances&rdquo;; (ii)&nbsp;used
exclusively for payroll, payroll taxes and other employee wage and benefit payments with a balance no greater than such payroll, payroll
taxes and other employee wage and benefit payments obligations that are to be paid within any two-week period; (iii)&nbsp;constituting
a &ldquo;zero balance&rdquo; deposit account; or (iv)&nbsp;consisting of a disbursement account established with a payment processor to
process vendor payments so long as the average monthly balance in such account (and in all such accounts in the aggregate) does not exceed
$250,000 at any one time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Excluded Perfection
Action</U>&rdquo; shall mean any action with respect to assets otherwise constituting Collateral with respect to which Agent and Borrowing
Agent shall have determined in their reasonable discretion and agree in writing that the costs or other consequences of such perfection
action are excessive in relation to the benefit to the Lenders of the security intended to be afforded thereby.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Excluded Property</U>&rdquo;
shall have the meaning set forth in the definition of &ldquo;Collateral&rdquo; above.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Excluded Taxes</U>&rdquo;
shall mean any of the following Taxes on or with respect to a Payee, (a)&nbsp;Taxes imposed on or measured by net income (however denominated),
franchise Taxes, and branch profits Taxes, in each case, imposed as a result of such recipient being organized under the laws of, or having
its principal office or, in the case of any Payee, its applicable lending office located in, the jurisdiction imposing such Tax (or any
political subdivision thereof), (b)&nbsp;in the case of a Payee, U.S. federal withholding Taxes imposed on amounts payable to or for the
account of such Payee with respect to an applicable interest in an Advance or commitment pursuant to any Applicable Law in effect on the
date on which (i)&nbsp;such Lender acquired such interest in the Advance or commitment (other than an assignee pursuant to a request by
Borrowing Agent under <U>Section&nbsp;3.11</U>) or (ii)&nbsp;such Lender changes its lending office, except in each case to the extent
that, pursuant to <U>Section&nbsp;3.10</U>, amounts with respect to such Taxes were payable either to such Lender&rsquo;s assignor immediately
before such Lender became a party hereto or to such Lender immediately before it changed its lending office, (c)&nbsp;Taxes attributable
to such Lender&rsquo;s failure to comply with <U>Section&nbsp;3.10(g)(i)</U>, or (d)&nbsp;any withholding Taxes imposed under FATCA.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Executive Order
No.&nbsp;13224</U>&rdquo; shall mean the Executive Order No.&nbsp;13224 on Terrorist Financing, effective September&nbsp;24, 2001, as
the same has been, or shall hereafter be, renewed, extended, amended or replaced.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Exit Fee</U>&rdquo;
shall have the meaning set forth in <U>Section&nbsp;3.3</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: blue"><FONT STYLE="text-decoration: underline double">&ldquo;Exit
Fee Obligation&rdquo; shall mean each Credit Party&rsquo;s obligation to pay the Exit Fee (as defined in the Exit Fee Obligation Side
Letter) pursuant to the Exit Fee Obligation Side Letter.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: blue"><FONT STYLE="text-decoration: underline double; font-size: 10pt">&ldquo;Exit
Fee Obligation Side Letter&rdquo; shall mean that certain letter agreement dated as of the Seventh Amendment Date </FONT><FONT STYLE="text-decoration: underline double">regarding
the Exit Fee Obligation due and payable in connection with the redemption in full of the Series&nbsp;A Preferred Stock.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>Extraordinary
Receipts</U>&rdquo; shall mean</FONT> any cash in excess of $250,000 received by or paid to or for the account of DDH or any of its Subsidiaries
not in the ordinary course of business (net of taxes paid or payable in connection with such receipts, including any applicable permitted
Tax Distributions, if applicable), including, without limitation, under any indemnification provisions, all proceeds from releases of
any escrowed amounts, any proceeds from insurance policies, all payments received in respect of any indemnification obligation and any
applicable purchase price adjustments and in connection with income Tax refunds.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Family</U>&rdquo;
shall mean, with respect to any Person (a)&nbsp;such Person&rsquo;s spouse, (b)&nbsp;any immediate family member of such Persons, and
(c)&nbsp;any other natural person who has been adopted by such Person.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>FATCA</U>&rdquo;
shall mean Sections 1471 through 1474 of the Code, as of the date of this Agreement (or any amended or successor version that is substantively
comparable and not materially more onerous to comply with), any current or future regulations thereunder or official interpretations thereof
and any agreements entered into pursuant to Section&nbsp;1471(b)(1)&nbsp;of the Code.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Fee Letter</U>&rdquo;
shall mean, collectively, (a)&nbsp;the fee letter dated the date hereof among the Borrowers and Agent, as the same may be amended, restated,
supplemented or otherwise modified from time to time, (b)&nbsp;the fee letter dated as of the Second Amendment Date among the Borrowers
and Agent, as the same may be amended, restated, supplemented or otherwise modified from time to time, (c)&nbsp;the fee letter dated as
of the Fourth Amendment Date among the Borrowers and Agent, as the same may be amended, restated, supplemented or otherwise modified from
time to time, and (d)&nbsp;the fee letter dated as of the Fifth Amendment Closing Date among the Borrowers and Agent, as the same may
be amended, restated, supplemented or otherwise modified from time to time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Fifth Amendment
Closing Date</U>&rdquo; shall mean October&nbsp;15, 2024.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Financial Covenant
Default</U>&rdquo; shall have the meaning set forth in <U>Article&nbsp;X</U> hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>Financial
Officer Certification</U>&rdquo;</FONT> shall mean, with respect to the financial statements for which such certification is required,
the certification of the chief financial officer of DDH that such financial statements fairly present, in all material respects, the financial
condition of DDH and its Subsidiaries as of the dates indicated on a Consolidated Basis and the results of their operations and their
cash flows for the periods indicated on a Consolidated Basis, subject to changes resulting from audit and normal year-end adjustments.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>Fiscal
Quarter</U>&rdquo; shall</FONT> mean a fiscal quarter of any Fiscal Year.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>Fiscal
Year</U>&rdquo;</FONT> shall mean the fiscal year of DDH and its Subsidiaries, as such end date may be adjusted in accordance with <U>Section&nbsp;7.13</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>Flood
Hazard Property</U>&rdquo;</FONT> shall mean any Real Property Collateral located in an area designated by the Federal Emergency Management
Agency (and any successor Governmental Body performing a similar function) as having special flood or mud slide hazards.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Floor</U>&rdquo;
shall mean one percent (1.00%) per annum.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Foreign Subsidiary</U>&rdquo;
shall mean any Subsidiary of DDH that is not organized or incorporated in the United States, any State thereof or the District of Columbia.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Fourth Amendment</U>&rdquo;
shall mean that certain Fourth Amendment to Term Loan and Security Agreement dated as of the Fourth Amendment Date among the Credit Parties,
Agent and Lenders.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Fourth Amendment
Date</U>&rdquo; shall mean October&nbsp;3, 2023.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Fourth Amendment
Delayed Draw Term Loan</U>&rdquo; shall have the meaning set forth in Section&nbsp;2.1(b)(i).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Fourth Amendment
Delayed Draw Term Loan Amount</U>&rdquo; shall mean $3,587,274.03.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Funded Debt</U>&rdquo;
shall mean, as to any Person at a particular time, without duplication, all of the following, whether or not included as indebtedness
or liabilities in accordance with GAAP:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>all
obligations for borrowed money, whether current or long-term (including the Obligations hereunder, the ABL Obligations, any Subordinated
Debt (<FONT STYLE="color: red"><STRIKE>other than</STRIKE></FONT><FONT STYLE="text-decoration: underline double; color: blue">excluding,
for the purpose of clarity,</FONT> the Preferred Equity <FONT STYLE="text-decoration: underline double; color: blue">and the Series&nbsp;A
Preferred Stock</FONT>) and all Capitalized Lease Obligations), all obligations evidenced by bonds, debentures, notes, loan agreements
or other similar instruments;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>all
obligations in respect of the deferred purchase price of property or services (other than trade accounts payable in the ordinary course
of business and, in each case, not past due for more than sixty (60) days after the date on which such trade account payable is due),
including, without limitation, any earn-out obligations recognized as a liability on the balance sheet of such Person and its Subsidiaries
in accordance with GAAP;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>all
non-contingent obligations under letters of credit (including standby and commercial), bankers&rsquo; acceptances and similar instruments
(including bank guaranties);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>the
Attributable Principal Amount of Capital Leases, Synthetic Leases, Securitization Transactions and Sale and Leaseback Transactions;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>[reserved];</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>all
Funded Debt of others secured by (or for which the holder of such Funded Debt has an existing right, contingent or otherwise, to be secured
by) any Lien on, or payable out of the proceeds of production from, property owned or acquired by such Person, whether or not the obligations
secured thereby have been assumed;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>all
Guarantees in respect of Funded Debt of another Person; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(h)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Funded
Debt of any partnership or joint venture or other similar entity in which such Person is a general partner or joint venturer, and, as
such, has personal liability for such obligations, but only to the extent there is recourse to such Person for payment thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">For purposes hereof, the amount
of Funded Debt shall (I)&nbsp;be determined (x)&nbsp;based on the outstanding principal amount in the case of borrowed money indebtedness
under <U>clause (a)</U>&nbsp;and purchase money indebtedness and the deferred purchase obligations under <U>clause (b)</U>, (y)&nbsp;without
duplication for any letter of credit sublimit within a loan facility commitment amount, based on the maximum amount available to be drawn
in the case of letter of credit obligations and the other obligations under <U>clause (c)</U>, and (z)&nbsp;based on the amount of Funded
Debt that is the subject of the Guarantees and for which there is recourse to such Person in the case of Guarantees under <U>clause (g)</U>&nbsp;and
(II)&nbsp;not be reduced by any origination fees related thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Funding Account</U>&rdquo;
shall have the meaning set forth in <U>Section&nbsp;4.15(h)(iii)</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Funds Flow Statement</U>&rdquo;
shall mean the funds flow statement delivered to Agent as of the Closing Date with respect to the Closing Date Transactions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>GAAP</U>&rdquo;
shall mean, subject to the limitations on the application thereof set forth in <U>Section&nbsp;1.1</U>, generally accepted accounting
principles in the United States of America in effect from time to time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>General Intangibles</U>&rdquo;
shall mean and include, with respect to any Person, all of such Person&rsquo;s general intangibles, whether now owned or hereafter acquired,
including all payment intangibles, all choses in action, causes of action, corporate or other business records, inventions, designs, patents,
patent applications, equipment formulations, manufacturing procedures, quality control procedures, trademarks, trademark applications,
service marks, trade secrets, goodwill, copyrights, design rights, software, computer information, source codes, codes, records and updates,
registrations, licenses, franchises, customer lists, tax refunds, tax refund claims, computer programs, all claims under guaranties, security
interests or other security held by or granted to such Person to secure payment of any of the Receivables (other than to the extent covered
by Receivables), all rights of indemnification and all other intangible property of every kind and nature (other than Receivables).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Governing Documents</U>&rdquo;
shall mean, for a corporation, its articles of incorporation or certificate of incorporation and its bylaws, for a limited liability company,
its articles of organization or certificate of formation and its operating agreement, and for a partnership, its certificate of formation
and its partnership agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>Governmental
Authorization</U>&rdquo;</FONT> shall mean any permit, license, authorization, plan, directive, consent order or consent decree of or
from any Governmental Body.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Governmental Body</U>&rdquo;
shall mean any nation or government, any state or other political subdivision thereof or any entity, authority, agency, division or department
exercising executive, legislative, judicial, taxing, regulatory or administrative powers or functions of or pertaining to a government
(including any supra-national bodies such as the European Union or the European Central Bank) and any group or body charged with setting
financial accounting or regulatory capital rules&nbsp;or standards (including, without limitation, the Financial Accounting Standards
Board, the Bank for International Settlements or the Basel Committee on Banking Supervision or any successor or similar authority to any
of the foregoing).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Guarantee</U>&rdquo;
shall mean, as to any Person, (a)&nbsp;any obligation, contingent or otherwise, of such Person guaranteeing or having the economic effect
of guaranteeing any Indebtedness or other obligation payable or performable by another Person (the &ldquo;primary obligor&rdquo;) in any
manner (including as a result of joint and several liability with such primary obligor), whether directly or indirectly, and including
any obligation of such Person, direct or indirect, (i)&nbsp;to purchase or pay (or advance or supply funds for the purchase or payment
of) such Indebtedness or other obligation, (ii)&nbsp;to purchase or lease property, securities or services for the purpose of assuring
the obligee in respect of such Indebtedness or other obligation of the payment or performance of such Indebtedness or other obligation,
(iii)&nbsp;to maintain working capital, equity capital or any other financial statement condition or liquidity or level of income or cash
flow of the primary obligor so as to enable the primary obligor to pay such Indebtedness or other obligation, or (iv)&nbsp;entered into
for the purpose of assuring in any other manner the obligee in respect of such Indebtedness or other obligation of the payment or performance
thereof or to protect such obligee against loss in respect thereof (in whole or in part), or (b)&nbsp;any Lien on any assets of such Person
securing any Indebtedness or other obligation of any other Person, whether or not such Indebtedness or other obligation is assumed by
such Person (or any right, contingent or otherwise, of any holder of such Indebtedness to obtain any such Lien). The amount of any Guarantee
shall be deemed to be an amount equal to the stated or determinable amount of the related primary obligation, or portion thereof, in respect
of which such Guarantee is made or, if not stated or determinable, the maximum reasonably anticipated liability in respect thereof as
determined by the guaranteeing Person in good faith. The term &ldquo;Guarantee&rdquo; as a verb has a corresponding meaning.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Guaranteed Obligations</U>&rdquo;
shall have the meaning set forth in <U>Section&nbsp;16.1</U> hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Guarantor</U>&rdquo;
shall mean (i)&nbsp;Orange142, LLC, (ii)&nbsp;Huddled Masses LLC, (iii)&nbsp;Colossus Media, LLC, (iv)&nbsp;subject to <U>Section&nbsp;6.16</U>
hereof, DDH Holdings, (v)&nbsp;each Person who subsequent to the Closing Date becomes a party to this Agreement as a Guarantor, and (vi)&nbsp;each
other Person who may hereafter guarantee payment or performance of the whole or any part of the Obligations and &ldquo;<U>Guarantors</U>&rdquo;
shall mean collectively all such Persons.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Guarantor Security
Agreement</U>&rdquo; shall mean, individually and collectively, any Security Agreement, or joinder thereto, executed by any Guarantor
in favor of Agent securing the Guarantee of such Guarantor or otherwise securing the Obligations, in form and substance satisfactory to
Agent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Hazardous Discharge</U>&rdquo;
shall have the meaning set forth in <U>Section&nbsp;4.19(c)</U>&nbsp;hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Hazardous Materials</U>&rdquo;
shall mean any hazardous substances defined by CERCLA, including any hazardous waste as defined under 40 C.F.R. Parts 260-270, gasoline
or petroleum (including crude oil or any fraction thereof), asbestos or polychlorinated biphenyls.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Hazardous Materials
Activity</U>&rdquo; shall mean any past, current, proposed or threatened activity, event or occurrence involving any Hazardous Materials,
including the use, manufacture, possession, storage, holding, presence, existence, location, Release, threatened Release, discharge, placement,
generation, transportation, processing, construction, treatment, abatement, removal, remediation, disposal, disposition or handling of
any Hazardous Materials, and any corrective action or response action with respect to any of the foregoing.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Immaterial Subsidiary</U>&rdquo;
shall mean any direct or indirect Subsidiary of DDH Holdings which (a)&nbsp;is not actively engaged in any business activities, and (b)&nbsp;maintains
assets of not more $250,000 in the aggregate at any time. In no event shall the aggregate amount of Consolidated EBITDA of all Immaterial
Subsidiaries for any fiscal quarter and consolidated assets of all Immaterial Subsidiaries exceed 5.0% of Consolidated EBITDA for such
fiscal quarter or the consolidated total assets of DDH Holdings and its Subsidiaries, respectively.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Inchoate Obligations</U>&rdquo;
shall mean contingent indemnification or expense reimbursement Obligations other than those related to claims, causes of action, or liabilities
that have been asserted or threatened in writing or that otherwise can be reasonably identified by Agent or any Lender based on the then-known
facts and circumstances.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Indebtedness</U>&rdquo;
shall mean, as to any Person, at any time, any and all indebtedness, obligations or liabilities (whether matured or unmatured, liquidated
or unliquidated, direct or indirect, absolute or contingent, or joint or several) of such Person for or in respect of all of the following,
whether or not included as indebtedness or liabilities in accordance with GAAP (without duplication):</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>all
Funded Debt;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>net
obligations under any Swap Agreement;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>all
Guarantees in respect of Indebtedness of another Person; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>all
Indebtedness of the types referred to in <U>clauses (a)</U>&nbsp;through <U>(c)</U>&nbsp;above of any partnership or joint venture (other
than a joint venture that is itself a corporation or limited liability company) in which any Borrower or a Subsidiary is a general partner
or joint venturer, unless such Indebtedness is non-recourse to such Borrower or Subsidiary and excluded as Indebtedness of such Borrower
or Subsidiary for purposes of GAAP.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">For purposes hereof, the amount
of Indebtedness shall be determined based on Swap Termination Value in the case of net obligations under any Swap Agreement under <U>clause
(b)</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Indemnified Taxes</U>&rdquo;
shall mean (a)&nbsp;Taxes other than Excluded Taxes, imposed on or with respect to any payment made by or on account of any obligations
of any Credit Party under this Agreement or any Other Document, and (b)&nbsp;to the extent not otherwise described in (a), Other Taxes.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Intellectual Property</U>&rdquo;
shall mean property constituting under any Applicable Law a patent, patent application, copyright, trademark, service mark, trade name,
mask work, trade secret or license or other right to use any of the foregoing.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Intercreditor Agreement</U>&rdquo;
shall mean that certain Intercreditor Agreement dated as of July&nbsp;7, 2023 by and between Agent and ABL Lender, as the same may be
amended, restated, supplemented or otherwise modified from time to time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Interest Period</U>&rdquo;
shall mean the period provided for any SOFR Loan, which shall be one (1)&nbsp;month or three (3)&nbsp;months, as applicable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Interest Rate Reset
Period</U>&rdquo; shall mean (a)&nbsp;with respect to the interest period(s)&nbsp;in effect immediately prior to the Fifth Amendment Closing
Date, November&nbsp;29, 2024, and (b)&nbsp;thereafter, (1)&nbsp;with respect to a one (1)&nbsp;month Interest Period, the period commencing
on the first calendar day of the month during which an Advance or any portion thereof is continued and ending on the last Business Day
of such month and (2)&nbsp;with respect to a three (3)&nbsp;month Interest Period, the period commencing on the first calendar day of
the month during which an Advance or any portion thereof is continued and ending on the last Business Day of the third month during such
three-month Interest Period; provided, that if any Interest Rate Reset Period would end on a day other than a Business Day, such Interest
Rate Reset Period shall be extended to the next succeeding Business Day unless such next succeeding Business Day would fall in the next
calendar month, in which case such Interest Rate Reset Period shall end on the immediately preceding Business Day. Borrowing Agent shall
elect the duration of each succeeding Interest Period by giving irrevocable written notice to Agent of such duration not later than 3:00
p.m.&nbsp;on the day which is three (3)&nbsp;Business Days prior to the last day of the then current Interest Period applicable to such
Term SOFR Rate Loan. If Agent does not receive timely notice of the Interest Period elected by Borrowing Agent, Borrowing Agent shall
be deemed to have elected a one (1)&nbsp;month Interest Period.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Interest Reserve</U>&rdquo;
shall have the meaning set forth in <U>Section&nbsp;2.1(c)</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Intermediate Holdco</U>&rdquo;
shall have the meaning set forth in <U>Section&nbsp;6.12</U> hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Inventory</U>&rdquo;
shall mean and include, with respect to any Person, all of such Person&rsquo;s now owned or hereafter acquired inventory, goods, merchandise
and other personal property, wherever located, to be furnished under any consignment arrangement, contract of service or held for sale
or lease, all raw materials, work in process, finished goods and materials and supplies of any kind, nature or description which are or
might be used or consumed in such Person&rsquo;s business or used in selling or furnishing such goods, merchandise and other personal
property, and all documents of title or other documents representing them.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Investment</U>&rdquo;
shall mean, as to any Person, any direct or indirect acquisition or investment by such Person, whether by means of (a)&nbsp;the purchase
or other acquisition of Equity Interests of another Person, (b)&nbsp;a loan, advance or capital contribution to, Guarantee or assumption
of debt of, or purchase or other acquisition of any other debt or equity participation or interest in, another Person, including any partnership
or joint venture interest in such other Person and any arrangement pursuant to which the investor Guarantees Indebtedness of such other
Person, or (c)&nbsp;an Acquisition. For purposes of covenant compliance, the amount of any Investment shall be the amount actually invested,
without adjustment for subsequent increases or decreases in the value of such Investment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Investment Property</U>&rdquo;
shall mean and include, with respect to any Person, all of such Person&rsquo;s now owned or hereafter acquired securities (whether certificated
or uncertificated), securities entitlements, securities accounts, commodities contracts and commodities accounts.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Involuntary Disposition</U>&rdquo;
shall mean the receipt by DDH or any of its Subsidiaries of any cash insurance proceeds or condemnation awards payable by reason of theft,
loss, physical destruction or damage, taking or similar event with respect to any of its Property in excess of $100,000.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Key Executive Policy</U>&rdquo;
shall have the meaning set forth in <U>Section&nbsp;4.21</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>Key
Performance Indicators</U>&rdquo; </FONT>shall mean the key performance indicators set forth on <U>Exhibit&nbsp;E</U> attached hereto
and such other key performance indicators as Borrowers and Agent shall agree from time to time in replacement of (<U>provided</U> that
such replacement shall provide a reasonably similar metric) or in addition to any of the foregoing; <U>provided</U>, <U>however</U>, that
any foregoing key performance indicators may be removed or modified by Borrowers with the consent of Agent (such approval not to be unreasonably
withheld, delayed or conditioned); <U>provided</U>, <U>further</U>, that all foregoing key performance indicators shall be developed and
disclosed to Agent within three months of the Closing Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Lafayette Square</U>&rdquo;
shall have the meaning set forth in the preamble to this Agreement and shall extend to all of its successors and permitted assigns.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Leasehold Interests</U>&rdquo;
shall mean each Credit Party&rsquo;s right, title and interest in and to the leased Real Property.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Lender</U>&rdquo;
and &ldquo;<U>Lenders</U>&rdquo; shall have the meaning ascribed to such term in the preamble to this Agreement and shall include each
Person which becomes a permitted transferee, successor or permitted assign of any Lender.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Lien</U>&rdquo;
shall mean (a)&nbsp;any mortgage, deed of trust, pledge, hypothecation, collateral assignment, security interest, lien (whether statutory
or otherwise), charge, claim or encumbrance, or preference, priority or other security agreement or preferential arrangement held or asserted
in respect of any asset of any kind or nature whatsoever including any conditional sale or other title retention agreement, any lease
having substantially the same economic effect as any of the foregoing, and the filing of, or agreement to give, any financing statement
under the Uniform Commercial Code or comparable law of any jurisdiction and (b)&nbsp;in the case of Securities, any purchase option, call
or similar right of a third party with respect to such Securities.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Lien Waiver Agreement</U>&rdquo;
shall mean an agreement which is executed in favor of Agent, in form and content satisfactory to Agent in its Permitted Discretion, by
a Person who owns or occupies premises at which any Collateral may be located from time to time and by which such Person shall waive or
subordinate any Lien that such Person may ever have with respect to any of the Collateral and shall authorize Agent from time to time
to enter upon the premises to inspect or remove the Collateral from such premises or to use such premises to store or dispose of such
Collateral.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>LLC Division</U>&rdquo;
shall mean, in the event a Credit Party is a limited liability company, (a)&nbsp;the division of any such Borrower or Guarantor into two
or more newly formed limited liability companies (whether or not such Borrower or Guarantor is a surviving entity following any such division)
pursuant to Section&nbsp;18-217 of the Delaware Limited Liability Company Act or any similar provision under any similar act governing
limited liability companies organized under the laws of any other State or Commonwealth or of the District of Columbia, or (b)&nbsp;the
adoption of a plan contemplating, or the filing of any certificate with any applicable Governmental Body that results or may result in,
any such division.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Management Fee Subordination
Agreement</U>&rdquo; shall mean that certain Management Fee Subordination Agreement, dated as of the date hereof, by and among Mark Walker,
Keith Smith, the Credit Parties, and Agent, as the same may be amended, restated, amended and restated, supplemented or otherwise modified
from time to time, which agreement shall terminate upon the occurrence of a Qualified IPO.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Management Fees</U>&rdquo;
shall mean management fees or advisory fees required to be paid to the Keith Smith or Mark Walker pursuant to those certain Board Services
and Consulting Agreements each dated as of September&nbsp;30, 2020, by and between DDH, on the one hand, and Keith Smith and Mark Walker
on the other hand, together with any other similar fees pursuant to any management agreement or management services agreement entered
into now or hereafter by and between Keith Smith or Mark Walker and a Credit Party.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Margin Stock</U>&rdquo;
shall have the meaning as defined in Regulation U of the Board of Governors of the Federal Reserve System as in effect from time to time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Material Adverse
Effect</U>&rdquo; shall mean any effect, event, condition, action, omission, change or state of facts that, individually or in the aggregate,
has resulted in, or could reasonably be expected to result in, a material adverse effect with respect to (a)&nbsp;the business operations,
properties, assets, or financial condition of DDH and its Subsidiaries; (b)&nbsp;the ability of the Credit Parties to fully and timely
perform the Obligations; (c)&nbsp;the legality, validity, binding effect, or enforceability against an Credit Party of this Agreement
or any Other Document to which it is a party; (d)&nbsp;the priority of Liens in the whole of the Collateral in favor of Agent; or (e)&nbsp;the
material rights, remedies and benefits available to, or conferred upon Agent under this Agreement or any Other Document.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>Material
Contract</U></FONT>&rdquo; shall mean any contract or other arrangement (other than the Other Documents) to which any Credit Party or
any Subsidiary of any Credit Party is a party as to which the breach, nonperformance, cancellation or failure to renew by any party thereto
could reasonably be expected to have a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Modified Transfer
Supplement</U>&rdquo; shall have the meaning set forth in <U>Section&nbsp;15.3(d)</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>Moody&rsquo;s</U>&rdquo;</FONT>
shall mean Moody&rsquo;s Investor Services,&nbsp;Inc., together with its successors.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Mortgage</U>&rdquo;
shall mean, with respect to any Real Property Collateral, any mortgage, deed of trust or deed to secure debt that purports to grant to
Agent a Lien on such Real Property or any interest (including with respect to any improvements and fixtures) of any Credit Party in such
Real Property.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Multiemployer Plan</U>&rdquo;
shall mean a &ldquo;multiemployer plan&rdquo; as defined in Sections&nbsp;3(37) of ERISA which is sponsored, maintained or contributed
to by, or required to be contributed to by, any Credit Party or any of its ERISA Affiliates or with respect to which any Credit Party
or any of its ERISA Affiliates previously sponsored, maintained or contributed to or was required to contribute to, and still has liability.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>Net
Cash Proceeds</U>&rdquo; shall mean the aggregate proceeds paid in cash or Cash Equivalents received by DDH or any of its Subsidiaries
in connection with any Asset Sale, Debt Transaction,&nbsp;Involuntary Disposition, Equity Transaction or Extraordinary Receipts, net of
(a)&nbsp;direct costs incurred or estimated costs for which reserves are maintained, in connection therewith (including reasonable legal,
accounting and investment banking fees and expenses, sales commissions and underwriting discounts); (b)&nbsp;estimated taxes paid or payable
(including sales, use or other transactional taxes and any net marginal increase in income taxes) directly, or indirectly, by DDH or any
of its Subsidiaries, including any such estimated taxes paid or payable by any holder of the Equity Interest issued by DDH (including,
DDH Holdings), in each case as a result thereof; and (c)&nbsp;the amount required to retire any Indebtedness secured by a Permitted Encumbrance
(excluding any Permitted Encumbrance that is pari passu or junior to the Agent&rsquo;s Lien on or security interest in the Collateral)
on the related property (</FONT>in all cases paid to Persons other than Affiliates of a Credit Party). For purposes hereof, &ldquo;Net
Cash Proceeds&rdquo; includes any cash or Cash Equivalents received upon the disposition of any non-cash consideration received by DDH
or any of its Subsidiaries in any Asset Sale, Debt Transaction,&nbsp;Involuntary Disposition, Equity Transaction or Extraordinary Receipts.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Non-Defaulting Lender</U>&rdquo;
shall have the meaning set forth in <U>Section&nbsp;2.9(a)</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Notes</U>&rdquo;
shall mean Term Notes.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Obligations</U>&rdquo;
shall mean and include, in each case to the extent arising under or in connection with this Agreement and/or the Other Documents: any
and all loans, advances, debts, liabilities, obligations, <FONT STYLE="text-decoration: underline double; color: blue">fees (including,
but not limited to, the Exit Fee and the Exit Fee Obligation), </FONT>covenants and duties owing by the Credit Parties (or any of them)
to Lenders or Agent of any kind or nature, present or future (including any interest or other amounts accruing thereon after maturity,
or after the filing of any petition in bankruptcy, or the commencement of any insolvency, reorganization or like proceeding relating to
any Credit Party, whether or not a claim for post-filing or post-petition interest or other amounts is allowed in such proceeding), whether
or not evidenced by any note, guaranty or other instrument, whether arising under any agreement, instrument or document (including this
Agreement and the Other Documents) whether or not for the payment of money, whether arising by reason of an extension of credit, opening
of a letter of credit, loan, equipment lease or guarantee, under any interest or currency swap, future, option or other similar agreement,
or in any other manner, whether arising out of overdrafts or deposit or other accounts or electronic funds transfers (whether through
automated clearing houses or otherwise) or out of Agent&rsquo;s or any Lenders non-receipt of or inability to collect funds or otherwise
not being made whole in connection with depository transfer check or other similar arrangements, whether direct or indirect (including
those acquired by assignment or participation), absolute or contingent, joint or several, due or to become due, now existing or hereafter
arising, contractual or tortious, liquidated or unliquidated, regardless of how such indebtedness or liabilities arise or by what agreement
or instrument they may be evidenced or whether evidenced by any agreement or instrument, including, but not limited to, any and all of
any Credit Parties&rsquo; Indebtedness and/or liabilities under this Agreement, the Other Documents or under any other agreement between
Agent or Lenders and any Credit Party and any amendments, extensions, renewals or increases and all costs and expenses of Agent and any
Lender incurred in the documentation, negotiation, modification, enforcement, collection or otherwise in connection with any of the foregoing,
including but not limited to reasonable, documented (to the extent readily available) attorneys&rsquo; fees, allocated costs of internal
counsel and out-of-pocket expenses and all obligations of the Credit Parties (or any of them) to Agent or Lenders to perform acts or refrain
from taking any action.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>OFAC</U>&rdquo;
shall mean the U.S. Department of the Treasury&rsquo;s Office of Foreign Assets Control.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Orange142 Canada</U>&rdquo;
shall mean Orange142 Advertising Canada,&nbsp;Inc., a corporation organized under the laws of British Columbia.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Other Connection
Taxes</U>&rdquo; shall mean, with respect to any Payee, Taxes imposed as a result of a present or former connection between such Payee
and the jurisdiction imposing such Tax (other than connections arising from such Payee having executed, delivered, become a party to,
performed its obligations under, received payments under, received or perfected a security interest under, engaged in any other transaction
pursuant to or enforced this Agreement or any Other Document, or sold or assigned an interest in any Obligation or Other Document).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Other Documents</U>&rdquo;
shall mean the Notes, the Fee Letter, all related Guarantees, all Security Agreements, all Guarantor Security Agreements, all Pledge Agreements,
the Intercreditor Agreement, the Management Fee Subordination Agreement, any subordination agreement relating to Subordinated Debt, if
applicable, any Swap Agreement with any Lender or Affiliate thereof, any Lien Waiver Agreements, Mortgages (if any), environmental indemnities
with respect to Real Property, and any and all other agreements, instruments and documents, including guaranties, pledges, powers of attorney,
consents, interest or currency swap agreements or other similar agreements and all other writings heretofore, now or hereafter executed
by any Credit Party and/or delivered to Agent or any Lender in respect of the transactions contemplated by this Agreement; <U>provided</U>
that &ldquo;Other Documents&rdquo; shall not include any document evidencing any rights of any Lender as a holder of Equity Interests
of DDH or DDH Holdings.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Other Taxes</U>&rdquo;
shall mean all present or future stamp, court or documentary, intangible, recording, filing, other excise or property Taxes or similar
Taxes, charges or similar levies that arise from any payment made under, from the execution, delivery, performance, enforcement or registration
of, from the receipt or perfection of a security interest under, or otherwise with respect to, this Agreement or any Other Document, except
any such Taxes that are Other Connection Taxes imposed with respect to an assignment (other than an assignment made pursuant to <U>Section&nbsp;3.11</U>).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Participant</U>&rdquo;
shall have the meaning set forth in <U>Section&nbsp;15.3(b)</U>&nbsp;hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Payee</U>&rdquo;
shall mean Agent, any Lender, assignee of any Lender or Participant.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>PBGC</U>&rdquo;
shall mean the Pension Benefit Guaranty Corporation established pursuant to Subtitle A of Title IV of ERISA or any successor thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>Pension
Plan</U>&rdquo; shall mean any &ldquo;employee pension benefit plan&rdquo; as defined in Section&nbsp;3(2)&nbsp;of ERISA other than a
Multiemployer Plan, which is subject to Section&nbsp;412 of the Code or Section&nbsp;302 of ERISA and which is sponsored, maintained or
contributed to by, or required to be contributed to by, any Credit Party or any of </FONT>its ERISA Affiliates or with respect to which
any Credit Party or any of its ERISA Affiliates previously sponsored, maintained or contributed to, or was required to contribute to,
and still has liability.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Periodic Term SOFR
Determination Day</U>&rdquo; shall have the meaning set forth in the definition of &ldquo;Term SOFR&rdquo;.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Permitted Acquisition</U>&rdquo;
shall mean any Acquisition by a Credit Party that satisfies the following conditions:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>the
Property acquired (or the Property of the Person acquired) in such Acquisition is a business or is used or useful in a business permitted
under <U>Section&nbsp;7.9</U> and constitutes all or substantially all of the assets (or all or substantially all of the assets constituting
a business unit, division, product line, or line of business of any Person);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>with
respect to the acquisition of Equity Interests, the target shall have a positive EBITDA, calculated in accordance with GAAP for the trailing
twelve month period immediately prior to such acquisition,</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>in
the case of an Acquisition of Equity Interests, (i)&nbsp;the board of directors (or other comparable governing body) of such other Person
shall have approved the Acquisition, (ii)&nbsp;such Person shall be organized and existing under the laws of any state of the United States
or the District of Columbia and (iii)&nbsp;all of the Equity Interests of such Person are being acquired;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>the
total costs and liabilities (including without limitation, all assumed liabilities, all earn-out payments, deferred payments and the value
of any other stock or assets transferred, assigned or encumbered with respect to such acquisitions) each such acquisition consummated
during the Term do not exceed, as of the date of determination, 40% of the Credit Parties&rsquo; Consolidated EBITDA calculated on a Pro
Forma Basis;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>after
giving effect to such Acquisition (including the incurrence of any Indebtedness and Delayed Draw Term Loans incurred in connection therewith),
DDH and its Subsidiaries (or DDH Holdings and its Subsidiaries after a Qualified IPO) shall, on a Pro Forma Basis, have a Consolidated
Senior Net Leverage Ratio of not greater than 1.5 to 1.00;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>(i)&nbsp;no
Default or Event of Default shall exist and be continuing immediately before or immediately after giving effect thereto, (ii)&nbsp;the
representations and warranties made by each of the Credit Parties in this Agreement and each Other Document shall be true and correct
in all material respects as if made on the date of such Acquisition (after giving effect thereto) except to the extent such representations
and warranties expressly relate to an earlier date, in which case they shall be true and correct in all material respects as of such earlier
date (or, in each case, in all respects with respect to any representation or warranty which, by its terms is expressly qualified by materiality,
Material Adverse Effect or dollar amount thresholds), and (iii)&nbsp;the Borrowers shall have given Agent written notice of such Acquisition
with reasonable detail thereof, and all business, financial/accounting and legal due diligence and documentation with respect thereto
(including any quality of earnings reports obtained by the Credit Parties with respect thereto), in each case, no later than thirty (30)
days prior to the consummation thereof (or such shorter notice as may be acceptable to Agent in its sole discretion); and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>the
Property acquired in such Acquisition shall constitute Collateral, and the Person acquired in such Acquisition shall be a Credit Party.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Permitted Discretion</U>&rdquo;
shall mean a determination made in the exercise of reasonable (from the perspective of a secured creditor) business judgment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>Permitted
Dividends</U>&rdquo; shall mean (a)&nbsp;dividends and/or distributions required to be paid to the holders of the Preferred Equity
(as set forth in the Governing Documents of DDH in effect on the date hereof) so long as (i)&nbsp;the Consolidated Fixed Charge
Coverage Ratio, calculated on a Pro Forma Basis, would not be less than 1.5 to 1.00 after giving effect thereto, (ii)&nbsp;no
Default or Event of Default is continuing or would occur after giving Pro Forma effect to such dividend, and (iii)&nbsp;expressly
permitted under the terms of the Preferred Equity Subordination Agreement<FONT STYLE="color: red"><STRIKE> &#8239;and</STRIKE></FONT><FONT STYLE="text-decoration: underline double; color: blue">,</FONT>
(b)&nbsp;<FONT STYLE="text-decoration: underline double; color: blue">dividends and/or distributions declared, paid or payable
(including in cash, in kind or by accrual thereof) to Lafayette Square USA,&nbsp;Inc. or any other holders of the Series&nbsp;A
Preferred Stock under and pursuant to the Certificate of Designation, and (c)&nbsp;</FONT>after consummation of a Qualified IPO,
dividends and distributions to DDH Holdings and any shareholders of DDH Holdings so long as Borrowing Agent receives the prior
written consent of Agent</FONT> in Agent&rsquo;s sole discretion to such dividends and distributions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Permitted Encumbrances</U>&rdquo;
shall mean each of the Liens permitted pursuant to <U>Section&nbsp;7.2</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Permitted Holders</U>&rdquo;
shall mean Keith Smith, Mark Walker, Leah Woolford and/or their respective Related Persons.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Permitted Lines
of Business</U>&rdquo; shall mean any business engaged in by any Credit Party or its Subsidiaries as of the Closing Date and businesses
that are substantially similar, related or incidental thereto, and, the offering of products and services that are complementary or ancillary
thereto, as may be adjusted from time to time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Permitted Management
Fee Payments</U>&rdquo; shall mean at any time prior to the consummation of a Qualified IPO, the payment of regularly scheduled Management
Fees in accordance with the Board Services and Consulting Agreements each dated as of September&nbsp;30, 2020 (as in effect on the date
hereof) so long as at the time of and after giving pro forma effect thereto (calculated with respect to the financial covenants set forth
in Section&nbsp;6.5 as of the last day of the fiscal quarter for which Borrowers were required to deliver financial statements pursuant
to Section&nbsp;9.8 hereof as if such payment was made on the last day of such fiscal quarter and without giving effect to the addback
set forth in clause (v)&nbsp;of the definition Consolidated EBITDA) no Default or Event of Default has occurred or would occur.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;P<U>erson</U>&rdquo;
shall mean any individual, sole proprietorship, partnership, corporation, business trust, joint stock company, trust, unincorporated organization,
association, limited liability company, limited liability partnership, institution, public benefit corporation, joint venture, entity
or Governmental Body (whether federal, state, county, city, municipal or otherwise, including any instrumentality, division, agency, body
or department thereof).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Personal Information</U>&rdquo;
shall mean, in addition to any definition for any similar term (e.g., &ldquo;personal data,&rdquo; &ldquo;personally identifiable information,&rdquo;
or &ldquo;PII&rdquo;) provided by applicable law or by a Credit Party or Subsidiary in any of its privacy policies, notices or contracts,
all information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked,
directly or indirectly, with a particular individual or household, including (a)&nbsp;name, physical address, telephone number, email
address, financial information, financial account number or government-issued identifier (including Social Security number and driver&rsquo;s
license number), medical, health or insurance information, gender, date of birth, educational or employment information, religious or
political views or affiliations, marital or other status, and any other data used or intended to be used to identify, contact or precisely
locate an individual (e.g., geolocation data), (b)&nbsp;any data regarding an individual&rsquo;s activities online or on a mobile device
or application, and (c)&nbsp;Internet Protocol addresses and unique device identifiers. Personal Information may relate to any individual,
including a current, prospective or former customer, end user or employee of any Person and includes information in any form or media,
whether paper, electronic, or otherwise.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Pledge Agreements</U>&rdquo;
shall mean that certain Pledge Agreement, dated as of the Closing Date, by DDH pursuant to which DDH pledges all of the Equity Interests
owned by DDH in its Subsidiaries and any other pledge agreement executed and delivered by any other Person subsequent to the Closing Date
to secure the Obligations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>Preferred
A Redemption</U>&rdquo; shall mean the redemption of the preferred A units held in DDH</FONT> pursuant to the Redemption Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>Preferred
B Redemption</U>&rdquo; shall mean the contemplated redemption of the preferred B units held in </FONT>DDH pursuant to the Redemption
Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Preferred Equity</U>&rdquo;
shall mean the preferred B units issued to USDM Holdings,&nbsp;Inc., a Texas corporation and other &ldquo;Preferred Unit Holders&rdquo;
pursuant to the Amended and Restated Limited Liability Company Agreement of DDH dated September&nbsp;30, 2020.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Preferred Equity
Subordination Agreement</U>&rdquo; shall mean that certain Preferred Equity Subordination Agreement of even date herewith, by and among
DDH, the holder(s)&nbsp;of the Preferred Equity and Agent, as amended, restated, supplemented or otherwise modified from time to time,
which agreement shall terminate upon the occurrence of a Qualified IPO and shall expressly permit the transactions contemplated by a Qualified
IPO.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Privacy and Security
Laws</U>&rdquo; shall mean any and all applicable laws, legal requirements, executive orders, regulations and self-regulatory guidelines
(including of any applicable foreign jurisdiction) relating to the receipt, collection, compilation, use, storage, processing, sharing,
safeguarding, security (technical, physical and administrative), disposal, destruction, disclosure or transfer (including cross-border)
of any Personal Information, including the Federal Trade Commission Act, the California Consumer Privacy Act (CCPA), the California Privacy
Rights Act (CPRA), Virginia&rsquo;s Consumer Data Protection Act (CDPA), the Colorado Privacy Act (CPA), Massachusetts General Law Chapter
93H and its implementing regulations 201 CMR 17.00, New York&rsquo;s&nbsp;Stop Hacks and Improve Electronic Data Security Act (SHIELD
Act), the Payment Card Industry Data Security Standard (PCI-DSS), the CAN-SPAM Act, the Telephone Consumer Protection Act (TCPA), the
EU General Data Protection Regulation, Regulation 2016/679/EU (GDPR), and any and all applicable federal, state or global laws relating
to the privacy and security of Personal Information, and any laws relating to the use of biometric identifiers.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Pro Forma Balance
Sheet</U>&rdquo; shall have the meaning set forth in <U>Section&nbsp;5.9(c)</U>&nbsp;hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Pro Forma Basis</U>&rdquo;
shall mean, for purposes of calculating any financial covenants set forth in <U>Section&nbsp;6.5</U> or set forth in any other provision
hereof (including for purposes of calculating compliance with clause (d)&nbsp;of the definition of Permitted Acquisition), that any Asset
Sale,&nbsp;Involuntary Disposition, Acquisition, incurrence of Indebtedness (including the incurrence of any Delayed Draw Term Loan) or
Restricted Payment shall be deemed to have occurred as of the first day of the most recent four (4)&nbsp;Fiscal Quarter period ended prior
to the date of such transaction for which Borrowers were required to deliver financial statements pursuant to <U>Sections 9.7</U> or <U>9.8</U>.
In connection with the foregoing, (a)&nbsp;(i)&nbsp;with respect to any Asset Sale or Involuntary Disposition, income statement and cash
flow statement items (whether positive or negative) attributable to the property disposed of shall be excluded to the extent relating
to any period occurring prior to the date of such transaction and (ii)&nbsp;with respect to any Acquisition, income statement items attributable
to the Person or property that is the subject of such transaction shall be included to the extent relating to any period applicable in
such calculations to the extent (A)&nbsp;such items are not otherwise included in such income statement items for DDH (or DDH Holdings,
if applicable) and its Subsidiaries in accordance with GAAP or in accordance with any defined terms set forth in <U>Section&nbsp;1.2</U>
and (B)&nbsp;such items are supported by financial statements or other information reasonably satisfactory to Agent, (b)&nbsp;any Indebtedness
(including any Delayed Draw Term Loan) incurred or assumed by any Credit Party or any Subsidiary of a Credit Party (including the Person
or property acquired) in connection with such transaction (i)&nbsp;shall be deemed to have been incurred as of the first day of the applicable
period and (ii)&nbsp;if such Indebtedness has a floating or formula rate, shall have an implied rate of interest for the applicable period
for purposes of this definition determined by utilizing the rate which is or would be in effect with respect to such Indebtedness as of
the relevant date of determination, and (c)&nbsp;any Restricted Payment shall be deemed to have been paid as of the first day of the applicable
period.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Pro Forma Financial Statements</U>&rdquo;
shall have the meaning set forth in <U>Section&nbsp;5.9(d)</U>&nbsp;hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Projections</U>&rdquo;
shall have the meaning set forth in <U>Section&nbsp;5.9(d)</U>&nbsp;hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Property</U>&rdquo;
shall mean an interest of any kind in any property or asset, whether real, personal or mixed, and whether tangible or intangible.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Public Company Costs</U>&rdquo;
shall mean actual documented costs relating to compliance with the Sarbanes-Oxley Act of 2002, as amended, and other actual documented
expenses arising out of or incidental to DDH Holdings&rsquo; status as a reporting company, including actual documented costs, fees and
expenses (including reasonable legal, accounting and other professional fees) relating to compliance with provisions of the Securities
Act and the Exchange Act, registration and reporting obligations, the rules&nbsp;of securities exchange companies with listed equity securities,
directors&rsquo; compensation, fees and expense reimbursement, shareholder meetings and reports to shareholders, indemnification and reimbursement
of directors, officers and employees in respect of liabilities relating to their serving in any such capacity, directors&rsquo; and officers&rsquo;
insurance and other executive costs, legal and other professional fees, and listing fees.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Purchasing CLO</U>&rdquo;
shall have the meaning set forth in <U>Section&nbsp;15.3(d)</U>&nbsp;hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Purchasing Lender</U>&rdquo;
shall have the meaning set forth in <U>Section&nbsp;15.3(c)</U>&nbsp;hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Qualified IPO</U>&rdquo;
shall mean the issuance of Equity Interests by DDH Holdings in an underwritten primary public offering which had an effective date of
February&nbsp;10, 2022 and closed on February&nbsp;15, 2022 pursuant to a registration statement filed with the Securities and Exchange
Commission in accordance with the Securities Act and pursuant to which the Reorganization Transactions occurred.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Quality of Earnings
Report</U>&rdquo; shall mean that certain Quality of Earnings Report prepared by DoerenMayhew dated November&nbsp;15, 2021 (with quality
of earnings diligence analysis through August&nbsp;31, 2021).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Real Property</U>&rdquo;
shall mean all of each Credit Party&rsquo;s right, title and interest in and to owned and leased premises now owned or hereafter acquired
by any Credit Party.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Real Property Collateral</U>&rdquo;
shall mean all Real Property (including any Leasehold Interests) subject to the Liens of Agent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Receivables</U>&rdquo;
shall mean and include, as to any Person, all of such Person&rsquo;s accounts, contract rights, instruments (including those evidencing
indebtedness owed to such Person by its Affiliates), documents, chattel paper (including electronic chattel paper), general intangibles
relating to accounts, drafts and acceptances, credit card receivables and all other forms of obligations owing to such Person arising
out of or in connection with the sale or lease of Inventory or the rendition of services, all supporting obligations, guarantees and other
security therefor, whether secured or unsecured, now existing or hereafter created, and whether or not specifically sold or assigned to
Agent hereunder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Redemption Agreement</U>&rdquo;
shall mean that certain redemption agreement dated as of November&nbsp;14, 2021, by and between DDH and USDM Holdings,&nbsp;Inc., as amended
by that certain Amendment to Redemption Agreement dated as of February&nbsp;15, 2022, as further amended by that certain Second Amendment
to Redemption Agreement dated as of July&nbsp;28, 2022.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Redemption/Exchange
Transactions</U>&rdquo; shall mean at any time following the consummation of a Qualified IPO, the transactions pursuant to which DDH redeems
Class&nbsp;A Common Units for either (A)(1)&nbsp;a stock exchange payment or (2)&nbsp;a cash exchange payment, in each case in accordance
with the Company Agreement or (B)&nbsp;the direct purchase by DDH Holdings of vested Class&nbsp;A Common Units and paired voting stock
pursuant any call right, in accordance with the Company Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Register</U>&rdquo;
shall have the meaning set forth in <U>Section&nbsp;15.3(e)</U>&nbsp;hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Related Fund</U>&rdquo;
shall mean, with respect to any Person that is an investment fund, any other investment fund that is managed or advised by the same investment
advisor as such Person or by an Affiliate of such investment advisor.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>Related
Person</U>&rdquo; shall mean, with respect to a particular Person: (a)&nbsp;each other member of such Person&rsquo;s Family; (b)&nbsp;any
Person that is directly or indirectly Controlled by such Person and/or any one or more members of such Person&rsquo;s Family; (c)&nbsp;any
Person with respect to which such Person and/or one or more members of such Person&rsquo;s Family constitute all of the executors or trustees
thereof (or in a similar capacity); and (d)&nbsp;any estate planning </FONT>trust or limited partnership formed or organized for the benefit
of such Person or such Person&rsquo;s Family so long as during his/her lifetime, such Person remains in Control of the voting rights with
respect to any actions to be taken by such trust or limited partnership.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Release</U>&rdquo;
shall mean any release, spill, emission, leaking, pumping, pouring, injection, escaping, deposit, disposal, discharge, dispersal, dumping,
leaching or migration of any Hazardous Material into the indoor or outdoor environment (including the abandonment or disposal of any barrels,
containers or other closed receptacles containing any Hazardous Material), including the movement of any Hazardous Material through the
air, soil, surface water or groundwater.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Relevant Governmental
Body</U>&rdquo; shall mean the Federal Reserve Board or the Federal Reserve Bank of New York, or a committee officially endorsed or convened
by the Federal Reserve Board or the Federal Reserve Bank of New York, or any successor thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>Reorganization
Transactions</U>&rdquo; shall mean the transactions contemplated pursuant to which DDH will effect an initial public offering, including,
(i)&nbsp;the preferred equity units held in DDH will be redeemed, including pursuant to the Preferred A Redemption and the Preferred B
Redemption, (ii)&nbsp;the Common Units Redemption shall be consummated with proceeds from a Qualified IPO, (iii)&nbsp;the Equity Interests
held in DDH will be reclassified into two classes of units, (iv)&nbsp;the holders of </FONT>Class&nbsp;A common units will contribute
all of their Class&nbsp;A common units to DDH Holdings in exchange for Class&nbsp;A common stock, (v)&nbsp;immediately after which the
holders of Class&nbsp;B voting units will contribute all of their Class&nbsp;B voting units to DDH Holdings in exchange for Class&nbsp;B
common stock, (vi)&nbsp;immediately following such exchanges, DDH Holdings will be designated as the managing member of DDH, and (vii)&nbsp;DDH
Holdings shall use the net proceeds received from an initial public offering to purchase Class&nbsp;A common units from DDH.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Replacement ABL
Credit Agreement</U>&rdquo; shall mean any loan or credit agreement entered into subsequent to the date hereof which (a)&nbsp;makes available
to Borrower a revolving credit facility in an amount equal to $7,500,000 (or such other amount reasonably acceptable to Agent and the
Required Lenders), (b)&nbsp;has terms which are not in any material respect less favorable to the Borrower than the terms in effect under
the ABL Credit Agreement in effect on the Fifth Amendment Closing Date, (c)&nbsp;is subject to an intercreditor agreement granting Agent
the same priority collateral and substantially the same rights with respect to the Collateral as those set forth in the Intercreditor
Agreement, and (d)&nbsp;is otherwise satisfactory to Agent and the Required Lenders in its reasonable discretion exercised in good faith.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Replacement Lender</U>&rdquo;
shall have the meaning set forth in Section&nbsp;3.11.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Replacement Notice</U>&rdquo;
shall have the meaning set forth in Section&nbsp;3.11.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Required Lenders</U>&rdquo;
shall mean Lenders holding more than fifty percent (50%) of the sum of (a)&nbsp;the aggregate unused Term Loan Commitment Percentages
and Delayed Draw Term Loan Commitment Percentages, and (b)&nbsp;the aggregate outstanding principal amount of the Closing Date Term Loan
and Delayed Draw Term Loans; <U>provided</U>, <U>however</U>, <U>that</U> (x)&nbsp;so long as Agent is also a Lender hereunder, Required
Lenders shall include Agent, and (y)&nbsp;any portion of unused Term Loan Commitment Percentages and Delayed Draw Term Loan Commitment
Percentages (or portion of outstanding Closing Date Term Loans or Delayed Draw Term Loans) held, or deemed held by, a Defaulting Lender
shall be excluded for purposes of making a determination of Required Lenders.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Restricted Payment</U>&rdquo;
shall mean any dividend or other distribution (whether in cash, securities or other property) with respect to any Equity Interests of
DDH Holdings, DDH or any Subsidiary thereof, or any payment (whether in cash, securities or other property and including, any cash payments
to any holders of DDH&rsquo;s Preferred Equity), including any sinking fund or similar deposit, on account of the purchase, redemption,
retirement, acquisition, cancellation or termination of any such Equity Interests or on account of any return of capital to any such Person&rsquo;s
stockholders, partners or members (or the equivalent Person thereof), or any setting apart of funds or property for any of the foregoing.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>S&amp;P</U>&rdquo;</FONT>
shall mean Standard&nbsp;&amp; Poor&rsquo;s Financial Services LLC, a subsidiary of The McGraw-Hill Companies,&nbsp;Inc., together with
its successors.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Sale and Leaseback
Transaction</U>&rdquo; shall mean, with respect to DDH or any Subsidiary of DDH, any arrangement, directly or indirectly, with any Person
(other than a Credit Party) whereby DDH or such Subsidiary shall sell or transfer to a third party any property, real or personal, used
or useful in its business, whether now owned or hereafter acquired, and thereafter rent or lease such property or other property that
it intends to use for substantially the same purpose or purposes as the property being sold or transferred.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Sanctioned Country</U>&rdquo;
shall mean (a)&nbsp;a country, region, territory or a government of a country or territory, (b)&nbsp;an agency of the government of a
country, region or territory, or (c)&nbsp;an organization directly or indirectly owned or controlled by a country, region, territory or
its government, that is subject to Sanctions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Sanctioned Person</U>&rdquo;
shall mean (a)&nbsp;a Person named on the list of &ldquo;Specially Designated Nationals&rdquo; or any other Sanctions related list of
designated Persons maintained by OFAC, the U.S. Department of State, the United Nations Security Council, the European Union or any European
Union member state, (b)&nbsp;any Person operating, organized or resident in a Sanctioned Country or (c)&nbsp;any Person owned or controlled
by any such Person or Persons described in the foregoing <U>clauses (a)</U>&nbsp;or <U>(b)</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Sanctions</U>&rdquo;
shall mean economic or financial sanctions or trade embargoes imposed, administered or enforced from time to time by (a)&nbsp;the U.S.
government, including those administered by OFAC or the U.S. Department of State, (b)&nbsp;the United Nations Security Council, (c)&nbsp;the
European Union, (d)&nbsp;any European Union member state, (e)&nbsp;Her Majesty&rsquo;s Treasury of the United Kingdom or (f)&nbsp;any
other relevant sanctions authority.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>SBA Forms</U>&rdquo;
shall mean, collectively, (i)&nbsp;Portfolio Financing Report (SBA Form&nbsp;1031), (ii)&nbsp;Size Status Declaration (SBA Form&nbsp;480),
(iii)&nbsp;Assurance of Compliance for Nondiscrimination (SBA Form&nbsp;652), and (iv)&nbsp;the SBIC Regulatory Side Letter.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>SBIC</U>&rdquo;
shall </FONT>mean a small business investment company licensed under the SBIC Act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>SBIC Act</U>&rdquo;
shall mean the Small Business Investment Act of 1958, as amended.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>SBIC Lender</U>&rdquo;
shall mean a Lender that is an SBIC and is subject to the SBIC Act and the regulations promulgated thereunder by the SBA relating to the
small business investment company program.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>SBIC Regulatory
Side Letter</U>&rdquo; shall mean a letter agreement, dated on or after the Closing Date, made by certain of the Credit Parties in favor
of the SBIC Lender.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>SEC</U>&rdquo; shall
mean the Securities and Exchange Commission or any successor thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Second Amendment</U>&rdquo;
shall mean that certain Second Amendment and Joinder to Term Loan and Security Agreement dated as of the Second Amendment Date among the
Credit Parties, Agent and Lenders.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Second Amendment
Date</U>&rdquo; shall mean July&nbsp;28, 2022.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Second Amendment
Delayed Draw Term Loan</U>&rdquo; shall have the meaning set forth in Section&nbsp;2.1(b)(i).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>Securities</U>&rdquo;</FONT>
shall mean any stock, shares, partnership interests, limited liability company interests, voting trust certificates, certificates of interest
or participation in any profit-sharing agreement or arrangement (e.g., stock appreciation rights), options, warrants, bonds, debentures,
notes, or other evidences of indebtedness, secured or unsecured, convertible, subordinated or otherwise, or in general any instruments
commonly known as &ldquo;securities&rdquo; or any certificates of interest, shares or participations in temporary or interim certificates
for the purchase or acquisition of, or any right to subscribe to, purchase or acquire, any of the foregoing.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Securities Act</U>&rdquo;
shall mean the Securities Act of 1933, as amended.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Securitization Transaction</U>&rdquo;
shall mean any financing or factoring or similar transaction (or series of such transactions) entered by DDH or any of its Subsidiaries
pursuant to which DDH or such Subsidiary may sell, convey or otherwise transfer, or grant a security interest in, accounts, payments,
receivables, rights to future lease payments or residuals or similar rights to payment (the &ldquo;<U>Securitization Receivables</U>&rdquo;)
to a special purpose subsidiary or affiliate (a &ldquo;<U>Securitization Subsidiary</U>&rdquo;) or any other Person.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Security Agreement</U>&rdquo;
shall mean any security agreement or pledge agreement executed and delivered in favor of Agent pursuant to this Agreement or any Other
Document, including, without limitation, the Pledge Agreements and any other security agreement or pledge agreement delivered in connection
with the Other Documents, including any intellectual property assignments or security agreements required to be delivered by this Agreement
or any Other Document, in each case, as amended, amended and restated, modified and supplemented from time to time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Security Incident</U>&rdquo;
shall mean any unauthorized access, acquisition, use, disclosure, modification, deletion or destruction of Personal Information or interference
with the operation of computer systems, including software, hardware, servers, networks and interfaces used by any Credit Party or Subsidiary,
both for internal purposes and for the customers of any Credit Party or Subsidiary.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Senior Officer</U>&rdquo;
shall mean, with respect to any Person, any individual holding the position of chairman of the board (if an officer), chief executive
officer, president, vice president, chief financial officer or treasurer of such Person.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: blue"><FONT STYLE="text-decoration: underline double">&ldquo;Series&nbsp;A
Preferred Stock&rdquo; shall mean the &ldquo;Series&nbsp;A Preferred Stock&rdquo; under and as defined in the Certificate of Designation.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: blue"><FONT STYLE="text-decoration: underline double">&ldquo;Seventh
Amendment&rdquo; shall mean that certain Seventh Amendment to Term Loan and Security Agreement dated as of the Seventh Amendment Date
among the Credit Parties, Agent and Lenders.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: blue"><FONT STYLE="text-decoration: underline double">&ldquo;Seventh
Amendment Date&rdquo; shall mean August&nbsp;8, 2025.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Sixth Amendment</U>&rdquo;
shall mean that certain Sixth Amendment and Waiver to Term Loan and Security Agreement dated as of the Sixth Amendment Date among the
Credit Parties, Agent and Lenders.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Sixth Amendment
Date</U>&rdquo; shall mean December&nbsp;27, 2024.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;</FONT><U>Sixth
Amendment Term Loan</U>&rdquo; shall have the meaning set forth in <U>Section&nbsp;2.1(a)</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;</FONT><U>Sixth
Amendment Term Loan Amount</U>&rdquo; shall mean $6,000,000.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;</FONT><U>Sixth
Amendment Term Loan Commitment Percentage</U>&rdquo; of any Lender shall mean the Sixth Amendment Term Loan Commitment Percentage set
forth on <U>Schedule 1.2(b)</U>&nbsp;as the same may be adjusted upon any assignment by a Lender pursuant to <U>Section&nbsp;15.3(c)</U>&nbsp;or
<U>15.3(d)</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>SOFR</U>&rdquo;
shall mean a rate equal to the secured overnight financing rate as administered by the SOFR Administrator.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>SOFR Administrator</U>&rdquo; shall
mean the Federal Reserve Bank of New York (or a successor administrator of the secured overnight financing rate).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>SOFR Loan</U>&rdquo;
shall mean a Loan that bears interest at a rate based on Adjusted Term SOFR.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Solvent</U>&rdquo;
or &ldquo;<U>Solvency</U>&rdquo; shall mean, with respect to any Person as of a particular date, that on such date (a)&nbsp;such Person
is able to pay its debts and other liabilities, contingent obligations and other commitments as they mature in the ordinary course of
business, (b)&nbsp;such Person does not intend to, and does not believe that it will, incur debts or liabilities beyond such Person&rsquo;s
ability to pay as such debts and liabilities mature in their ordinary course, (c)&nbsp;such Person is not engaged in a business or a transaction,
and is not about to engage in a business or a transaction, for which such Person&rsquo;s property would constitute unreasonably small
capital after giving due consideration to the prevailing practice in the industry in which such Person is engaged or is to engage, (d)&nbsp;the
fair value of the property of such Person is greater than the total amount of liabilities, including, without limitation, contingent liabilities,
of such Person and (e)&nbsp;the present fair salable value of the assets of such Person is not less than the amount that will be required
to pay the probable liability of such Person on its debts as they become absolute and matured. In computing the amount of contingent liabilities
at any time, it is intended that such liabilities will be computed at the amount which, in light of all the facts and circumstances existing
at such time, represents the amount that can reasonably be expected to become an actual or matured liability.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Subordinated Debt</U>&rdquo;
shall mean any Indebtedness of any Credit Party to any Person (including any shareholder, officer, director, employee, consultant, or
Affiliate of any Borrower) which Indebtedness shall be subordinated to any Term Loan on terms and conditions satisfactory to Agent in
its Permitted Discretion, including but not limited to the Preferred Equity<FONT STYLE="text-decoration: underline double; color: blue">&#8239;but
excluding, for the sake of clarity, the Series&nbsp;A Preferred Stock</FONT>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Subordination Agreement</U>&rdquo;
shall mean, collectively, those certain subordination agreements with respect to Subordinated Debt, including but not limited to the Preferred
Equity Subordination Agreement, which shall be executed and delivered in connection therewith and as a condition thereto, each of which
must be acceptable to Agent in its sole and absolute discretion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Subsidiary</U>&rdquo;
shall mean, with respect to any Person, any corporation, partnership, limited liability company, association, joint venture or other business
entity of which more than fifty percent (50%) of the Voting Stock is at the time owned or controlled, directly or indirectly, by that
Person, or the accounts of which would be consolidated with those of such Person in its consolidated financial statements in accordance
with GAAP, if such statements were prepared as of such date, or one or more of the other Subsidiaries of that Person or a combination
thereof; <U>provided</U>, in determining the percentage of ownership interests of any Person controlled by another Person, no ownership
interest in the nature of a &ldquo;qualifying share&rdquo; of the former Person shall be deemed to be outstanding. Unless otherwise provided,
 &ldquo;Subsidiary&rdquo; shall refer to a Subsidiary of a Credit Party; provided, that so long as Orange142 Canada does not conduct any
business operations, have any material assets (other than holding a bank account with a de minimis account balance), incur any material
liabilities or engage in any transactions with the Credit Parties, such entity shall not constitute a Subsidiary.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Subsidiary Stock</U>&rdquo;
shall mean all of the issued and outstanding Equity Interests of any Subsidiary owned by a Credit Party.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Swap Agreement</U>&rdquo;
shall mean (a)&nbsp;any and all rate swap transactions, basis swaps, credit derivative transactions, forward rate transactions, commodity
swaps, commodity options, forward commodity contracts, equity or equity index swaps or options, bond or bond price or bond index swaps
or options or forward bond or forward bond price or forward bond index transactions, interest rate options, forward foreign exchange transactions,
currency swap transactions, cross-currency rate swap transactions, currency options, cap transactions, floor transactions, collar transactions,
spot contracts, or any other similar transactions or any combination of any of the foregoing (including any options or warrants to enter
into any of the foregoing), whether or not any such transaction is governed by, or otherwise subject to, any master agreement or any netting
agreement, and (b)&nbsp;any and all transactions or arrangements of any kind, and the related confirmations, which are subject to the
terms and conditions of, or governed by, any form of master agreement (or similar documentation) published from time to time by the International
Swaps and Derivatives Association,&nbsp;Inc., any International Foreign Exchange Master Agreement, or any other master agreement (any
such agreement or documentation, together with any related schedules, a &ldquo;<U>Master Agreement</U>&rdquo;), including any such obligations
or liabilities under any Master Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Swap Termination
Value</U>&rdquo; shall mean, in respect of any one or more Swap Agreements, after taking into account the effect of any legally enforceable
netting agreement relating to such Swap Agreements, (a)&nbsp;for any date on or after the date such Swap Agreements have been closed out
and termination value(s)&nbsp;determined in accordance therewith, such termination value(s)&nbsp;and (b)&nbsp;for any date prior to the
date referenced in <U>clause (a)</U>, the amount(s)&nbsp;determined as the mark-to-market value(s)&nbsp;for such Swap Agreements, as determined
based upon one or more mid-market or other readily available quotations provided by any recognized dealer in such Swap Agreements (which
may include Agent, any Lender or any Affiliate of Agent or any Lender).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Synthetic Lease</U>&rdquo;
shall mean a lease transaction under which the parties intend that (a)&nbsp;the lease will be treated as an &ldquo;operating lease&rdquo;
by the lessee pursuant to Statement of Financial Accounting Standards No.&nbsp;13, as amended and (b)&nbsp;the lessee will be entitled
to various tax and other benefits ordinarily available to owners (as opposed to lessees) of like property.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Tax</U>&rdquo; or
 &ldquo;<U>Taxes</U>&rdquo; (and, with correlative meaning, &ldquo;<U>Taxable</U>&rdquo; or &ldquo;<U>Taxing</U>&rdquo;) shall mean all
present or future taxes, levies, imposts, duties, deductions, withholdings (including backup withholdings), assessments, fees or other
charges imposed by any Governmental Body, including any interest, additions to tax or penalties applicable thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Tax Distribution</U>&rdquo;
shall mean the Taxes assumed to be payable by a direct or indirect shareholder or member of any Credit Party as a result of the allocation
of income of such Credit Party to such shareholder or member due to such Credit Party&rsquo;s status for federal, state or local Tax purposes
as a partnership, subchapter S corporation or any other entity that is a pass-through entity or disregarded entity for federal, state
and local Tax purposes (as applicable) but only for so long as such Credit Party continues to be so treated as a pass-through entity or
disregarded entity for federal, state and local tax purposes, as evidenced and substantiated by the tax returns filed by such Credit Party
(as applicable), with such Taxes assumed to be payable by such shareholder or member of any Credit Party being calculated for all members
or shareholders, as applicable, at the highest combined marginal federal, state and local Tax rate applicable to any Credit Party that
is allocated to such member or shareholder of the Credit Party, taking into consideration (A)&nbsp;the character and nature of such income
or gain (i.e., whether such income is subject to Tax at capital gains rates, ordinary income rates or any special rates), (B)&nbsp;losses
previously allocated to each such member or shareholder, as applicable, by such Credit Party to the extent such losses have not previously
been applied to reduce the Tax Distribution hereunder, provided that capital losses and capital loss carry forwards shall be taken into
account only to the extent they are currently usable to offset income or gain allocated by such Credit Party to a member or shareholder,
as applicable; and provided, further, that to the extent that any losses allocated by such Credit Party result in a payback by a member
to such Credit Party of previous Tax Distributions pursuant to Section&nbsp;7.7 hereof, then such losses shall not be taken into account
for purposes of determining the Tax Distribution hereunder, and (C)&nbsp;the deduction under Section&nbsp;199A of the Internal Revenue
Code in respect of the taxable income of the Credit Parties, to the extent such deduction may be currently utilized by such shareholder
or member.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Tax Receivable Agreement</U>&rdquo;
shall mean that certain tax receivable agreement to be entered into by and among DDH Holdings, DDH, and Direct Digital Management, LLC.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Term</U>&rdquo;
shall have the meaning set forth in <U>Section&nbsp;13.1</U> hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Term Loan Commitment
Percentage</U>&rdquo; of any Lender shall mean the percentage set forth on <U>Schedule 1.2(b)</U>&nbsp;as its &ldquo;Term Loan Commitment
Percentage,&rdquo; as the same may be adjusted upon any assignment by a Lender pursuant to <U>Section&nbsp;15.3(c)</U>&nbsp;or <U>15.3(d)</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Term Loan Rate</U>&rdquo;
shall mean an interest rate per annum equal to the sum of the Applicable Margin plus Adjusted Term SOFR for the then-current Interest
Rate Reset Period less any Worker Solutions Performance Incentive.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Term Loans</U>&rdquo;
shall mean, collectively, the Closing Date Term Loan, the Sixth Amendment Term Loan, and the Delayed Draw Term Loan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Term Notes</U>&rdquo;
shall mean, collectively, the Closing Date Term Note and the Delayed Draw Term Loan Notes.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Term SOFR</U>&rdquo;
shall mean, for any calculation with respect to a SOFR Loan for any Interest Rate Reset Period, the Term SOFR Reference Rate for a tenor
comparable to the Interest Period on the day (such day, the &ldquo;<U>Periodic Term SOFR Determination Day</U>&rdquo;) that is two (2)&nbsp;U.S.
Government Securities Business Days prior to the first day of such Interest Rate Reset Period, as such rate is published by the Term SOFR
Administrator; <U>provided</U>, <U>however</U> that if as of 5:00 p.m.&nbsp;on any Periodic Term SOFR Determination Day the Term SOFR
Reference Rate for the applicable tenor has not been published by the Term SOFR Administrator and a Benchmark Replacement Date with respect
to the Term SOFR Reference Rate has not occurred, then Term SOFR will be the Term SOFR Reference Rate for such tenor as published by the
Term SOFR Administrator on the first preceding U.S. Government Securities Business Day for which such Term SOFR Reference Rate for such
tenor was published by the Term SOFR Administrator so long as such first preceding U.S. Government Securities Business Day is not more
than three (3)&nbsp;U.S. Government Securities Business Days prior to such Periodic Term SOFR Determination Day.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Term SOFR Adjustment</U>&rdquo;
shall mean 0.10% (10 basis points) for an Interest Period of one-month&rsquo;s duration and 0.15% (15 basis points) for an Interest Period
of three-months&rsquo; duration.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Term SOFR Administrator</U>&rdquo;
shall mean CME Group Benchmark Administration Limited (CBA) (or a successor administrator of the Term SOFR Reference Rate selected by
Agent in its reasonable discretion).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Term SOFR Reference
Rate</U>&rdquo; shall mean the forward-looking term rate based on SOFR.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Title Policy</U>&rdquo;
shall have the meaning set forth in <U>Section&nbsp;6.8(b)(iii)</U>&nbsp;hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Trading with the
Enemy Act</U>&rdquo; shall mean the foreign assets control regulations of the United States Treasury Department (31 CFR, Subtitle B, Chapter
V, as amended) and any enabling legislation or executive order relating thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Transfer Supplement</U>&rdquo;
shall mean a document in the form of <U>Exhibit&nbsp;B</U> hereto, properly completed and otherwise in form and substance satisfactory
to Agent by which the Purchasing Lender purchases and assumes a portion of (i)&nbsp;the obligation of Lenders to make Advances under this
Agreement or (ii)&nbsp;the right and option of Lenders to make Delayed Draw Term Loans under this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Transferee</U>&rdquo;
shall have the meaning set forth in <U>Section&nbsp;15.3(d)</U>&nbsp;hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Unadjusted Benchmark
Replacement</U>&rdquo; shall mean the applicable Benchmark Replacement excluding the related Benchmark Replacement Adjustment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Unfinanced Capital
Expenditures</U>&rdquo; shall mean, for any specified Persons, all Consolidated Capital Expenditures of such Persons other than those
made utilizing financing provided by the applicable seller or third party lenders (including (x)&nbsp;by any Lender to the extent that
the Indebtedness arising with respect to such financing does not constitute Advances or Obligations, and (y)&nbsp;expenditures made with
advance under the ABL Credit Agreement).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Uniform Commercial
Code</U>&rdquo; or &ldquo;UCC&rdquo; shall have the meaning set forth in <U>Section&nbsp;1.3</U> hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>United States</U>&rdquo;
and &ldquo;<U>U.S.</U>&rdquo; shall mean the United States of America.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Unrestricted Cash</U>&rdquo;
shall mean that portion of the Credit Parties&rsquo; cash that is (a)&nbsp;free and clear of all Liens, other than Liens in favor of Agent
and ABL Lender pursuant to the ABL Credit Agreement, (b)&nbsp;maintained by the Credit Parties in one or more deposit accounts that are
located in the United States and are subject to Control Agreements and (c)&nbsp;not listed as &ldquo;restricted&rdquo; on the Credit Parties&rsquo;
balance sheet.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>USA PATRIOT Act</U>&rdquo;
shall mean the Uniting and Strengthening America by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism Act of 2001,
Public Law 107-56, as the same has been, or shall hereafter be, renewed, extended, amended or replaced.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>U.S. Government
Securities Business Day</U>&rdquo; shall mean any day except for (a)&nbsp;a Saturday, (b)&nbsp;a Sunday or (c)&nbsp;a day on which the
Securities Industry and Financial Markets Association recommends that the fixed income departments of its members be closed for the entire
day for purposes of trading in United States government securities.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Voting Stock</U>&rdquo;
shall mean, with respect to any Person, Equity Interests issued by such Person the holders of which are ordinarily, in the absence of
contingencies, entitled to vote for the election of directors (or persons performing similar functions) of such Person, even though the
right so to vote has been suspended by the happening of such a contingency.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Warrant Tender Offer</U>&rdquo;
shall mean DDH Holdings offer to purchase for cash any and all of its outstanding warrants at a price of $1.20 per warrant as set forth
in the combined Tender Offer Statement and Rule&nbsp;13e-3 Transaction Statement on Schedule TO, including the Second Amended and Restated
Offer to Purchase and Consent Solicitation dated September&nbsp;21, 2023, originally filed with the Securities and Exchange Commission
on August&nbsp;29, 2023, as amended on September&nbsp;14, 2023, September&nbsp;21, 2023 and September&nbsp;29, 2023.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Worker Solutions</U>&rdquo;
shall mean programs or services intended to provide to companies and their employees, as applicable, long-term, sustainable impact in
financial inclusion and empowerment, housing, jobs, wellness, diversity and inclusion or such other core values acceptable to Agent in
its sole discretion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Worker Solutions
Certificate</U>&rdquo; shall mean a certificate in substantially the form attached hereto as <U>Exhibit&nbsp;D</U> to be signed by an
Authorized Officer of Borrowers.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Worker Solutions
Performance Incentive</U>&rdquo; shall mean (a)&nbsp;as of the Closing Date and through and including the date immediately prior to the
first Worker Solutions Performance Incentive Reset Date, a rate per annum equal to 0.00 % and (b)&nbsp;on and after each Worker Solutions
Performance Incentive Reset Date, (i)&nbsp;a rate per annum as set forth in the table below based upon the Worker Solutions Subscription
to each of the Eligible Worker Solutions by Borrowers:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 50%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">No Eligible Worker Solutions</FONT></TD>
    <TD STYLE="width: 50%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.00%</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">One or more Eligible Worker Solutions</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.05%</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">plus (ii)&nbsp;solely to the extent Borrowers
received a B Corp Certification by Standards Analysts at the non-profit B Lab (or any successor certification or administrator identified
by Agent in its sole discretion), as listed in https://bcorporation.net/directory (or any successor directory identified by Agent in its
sole discretion) or such other comparable certification from a nationally recognized and reputable third party assessment and validation
of social and environmental performance identified to and approved by Agent in writing, a rate per annum equal to 0.05% so long as Borrowers
maintain such certification.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The component of the Worker Solutions Performance
Incentive set forth in clause (b)(i)&nbsp;above shall (i)&nbsp;remain in effect for the period of the applicable Worker Solutions Subscription
to any applicable Eligible Worker Solution(s)&nbsp;notwithstanding removal of such provider, program or service from <U>Exhibit&nbsp;A</U>
(unless Agent has notified Borrowers in writing that such provider, program or service is removed or to be removed from <U>Exhibit&nbsp;A</U>
prior to the commencement of the period of any such Worker Solutions Subscription) and (ii)&nbsp;be adjusted, to the extent applicable,
(x)&nbsp;as of each Worker Solutions Performance Incentive Reset Date based upon and to the extent that Borrowers have certified in the
applicable Worker Solutions Certificate as to the Worker Solutions Subscription to any such applicable Eligible Worker Solution or (y)&nbsp;otherwise
at such time agreed by Agent and Borrowers as a result of a mutual determination to (1)&nbsp;cease or otherwise terminate any applicable
Eligible Worker Solution (thereby reducing the Worker Solutions Performance Incentive) or (2)&nbsp;Worker Solutions Subscribe to a Worker
Solution which had not been the subject of a Worker Solutions Subscription immediately prior to such determination (thereby increasing
the Worker Solutions Performance Incentive to the extent applicable).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">If Agent determines that Borrowers did not successfully
make a Worker Solutions Subscription to any such Eligible Worker Solution during an earlier period in which the Worker Solutions Performance
Incentive applied (or were otherwise not certified as a B Corporation under clause (b)(ii)&nbsp;above during any such earlier period),
without limiting any other rights or remedies arising as a result of any certification in a Worker Solutions Certificate which may prove
to have been false or misleading, Borrowers shall automatically and retroactively be obligated to pay to Agent, for the benefit of the
applicable Lenders, promptly on demand by Agent, an amount equal to the excess of the amount of interest that should have been paid for
such period without the Worker Solutions Performance Incentive over the amount of interest actually paid for such period.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Worker Solutions
Performance Incentive Reset Date</U>&rdquo; shall mean the first day of the month following the date on which financial statements, Compliance
Certificate and Worker Solutions Certificate are required to be delivered pursuant to <U>Section&nbsp;9.8</U> after the end of each related
Fiscal Quarter.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Worker Solutions
Provider</U>&rdquo; shall mean any third-party provider or other third party vendor providing Worker Solutions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Worker Solutions Subscription</U>&rdquo;
shall mean the subscription to, participation in or other purchase or acquisition of one or more (as applicable) Worker Solutions by
Borrowers (or any of them, as applicable) for any period identified and offered by a Worker Solutions Provider to Borrowers. &ldquo;<U>Worker
Solutions Subscribe</U>&rdquo; and &ldquo;<U>Worker Solutions Subscribed</U>&rdquo; shall have the corollary meaning thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">1.3&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Uniform
Commercial Code Terms</U>. All terms used herein and defined in the Uniform Commercial Code as adopted in the State of New York from time
to time (the &ldquo;<U>Uniform Commercial Code</U>&rdquo;) shall have the meaning given therein unless otherwise defined herein. Without
limiting the foregoing, the terms &ldquo;accessions&rdquo;, &ldquo;accounts&rdquo;, &ldquo;certificates of title&rdquo;, &ldquo;chattel
paper&rdquo;, &ldquo;commercial tort claims&rdquo;, &ldquo;commodities accounts&rdquo;, &ldquo;commodities contracts&rdquo;, &ldquo;documents&rdquo;,
 &ldquo;deposit accounts&rdquo;, &ldquo;electronic chattel paper&rdquo;, &ldquo;equipment&rdquo;, &ldquo;fixtures&rdquo;, &ldquo;general
intangibles&rdquo;, &ldquo;goods&rdquo;, &ldquo;instruments&rdquo;, &ldquo;inventory&rdquo;, &ldquo;investment property&rdquo;, &ldquo;letter-of-credit
rights&rdquo;, &ldquo;payment intangibles&rdquo;, &ldquo;proceeds&rdquo;, &ldquo;securities&rdquo;, &ldquo;securities accounts&rdquo;,
 &ldquo;securities entitlements&rdquo;, &ldquo;supporting obligations&rdquo; and &ldquo;software&rdquo;, as and when used in the description
of Collateral (and related underlying definitions) have the meanings given to such terms in Articles 8 or 9 of the Uniform Commercial
Code. To the extent the definition of any category or type of collateral is expanded by any amendment, modification or revision to the
Uniform Commercial Code, such expanded definition will apply automatically as of the date of such amendment, modification or revision.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">1.4&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Certain
Matters of Construction</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
terms &ldquo;herein&rdquo;, &ldquo;hereof&rdquo; and &ldquo;hereunder&rdquo; and other words of similar import refer to this Agreement
as a whole and not to any particular section, paragraph or subdivision. All references herein to Articles, Sections, Exhibits and Schedules
shall be construed to refer to Articles and Sections of, and Exhibits and Schedules to, this Agreement. Any pronoun used shall be deemed
to cover all genders. Wherever appropriate in the context, terms used herein in the singular also include the plural and vice versa. All
references to statutes and related regulations shall include any amendments of same and any successor statutes and regulations. Unless
otherwise provided, all references to any instruments or agreements to which Agent is a party, including references to any of the Other
Documents, shall include any and all modifications or amendments thereto and any and all extensions, renewals or restatements thereof.
All references herein to the time of day shall mean the time in New York, New York. Unless otherwise provided, all financial calculations
shall be determined on a first-in-first-out basis. Whenever the words &ldquo;including&rdquo; or &ldquo;include&rdquo; shall be used,
such words shall be understood to mean &ldquo;including, without limitation&rdquo; or &ldquo;include, without limitation&rdquo;. A Default
or Event of Default shall be deemed to exist at all times during the period commencing on the date that such Default or Event of Default
occurs to the date on which such Default or Event of Default is waived in writing pursuant to this Agreement or, in the case of a Default,
is remedied within any grace period expressly provided for in this Agreement; and an Event of Default shall &ldquo;continue&rdquo; or
be &ldquo;continuing&rdquo; until such Event of Default has been waived in writing by the Required Lenders. Any Lien referred to in this
Agreement or any of the Other Documents as having been created in favor of Agent, any agreement entered into by Agent pursuant to this
Agreement or any of the Other Documents, any payment made by or to or funds received by Agent pursuant to or as contemplated by this Agreement
or any of the Other Documents, or any act taken or omitted to be taken by Agent, shall, unless otherwise expressly provided, be created,
entered into, made or received, or taken or omitted, for the benefit or account of Agent and Lenders. Wherever the phrase &ldquo;to the
best of each Credit Party&rsquo;s knowledge&rdquo; or words of similar import relating to the knowledge or the awareness of a Credit Party
are used in this Agreement or Other Documents, such phrase shall mean and refer to (i)&nbsp;the actual knowledge of a Senior Officer of
a Credit Party or (ii)&nbsp;the knowledge that a Senior Officer would have obtained if he or she had engaged in good faith and diligent
performance of his or her duties, including the making of such reasonably specific inquiries as may be necessary of the employees or agents
of a Credit Party and a good faith attempt to ascertain the existence or accuracy of the matter to which such phrase relates. All covenants
hereunder shall be given independent effect so that if a particular action or condition is not permitted by any of such covenants, the
fact that it would be permitted by an exception to, or otherwise within the limitations of, another covenant shall not avoid the occurrence
of a default if such action is taken or condition exists. In addition, all representations and warranties hereunder shall be given independent
effect so that if a particular representation or warranty proves to be incorrect or is breached, the fact that another representation
or warranty concerning the same or similar subject matter is correct or is not breached will not affect the incorrectness of a breach
of a representation or warranty hereunder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">1.5&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Early
Opt-In Election</U>. Agent notified Borrower on June&nbsp;1, 2023 that pursuant to <U>Section&nbsp;3.8</U> hereof, Agent and the Credit
Parties have jointly elected to trigger a fallback from USD LIBOR to Term SOFR. Pursuant thereto, effective May&nbsp;31, 2023 (the &ldquo;<U>Replacement
Date</U>&rdquo;), Term SOFR replaced LIBOR for all purposes under this Agreement and the Other Documents in respect of such Benchmark
setting without any amendment to, or further action or consent of any other party to, the Loan Agreement or any Other Document. On the
Replacement Date, the Benchmark Replacement shall mean the sum of (x)&nbsp;Term SOFR and (y)&nbsp;0.15% (15 basis points) for an Available
Tenor of three-months&rsquo; duration. In connection with the implementation and administration of Term SOFR, Agent reserves the right
to make Benchmark Replacement Conforming Changes from time to time in accordance with this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">1.6&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Disclaimer</U>1.7.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Agent
neither warrants nor accepts responsibility for, and shall not have any liability with respect to (a)&nbsp;the continuation of, administration
of, submission of, calculation of or any other matter related to the Term SOFR Reference Rate, Adjusted Term SOFR or Term SOFR, or any
component definition thereof or rates referred to in the definition thereof, or any alternative, successor or replacement rate thereto
(including any Benchmark Replacement), including whether the composition or characteristics of any such alternative, successor or replacement
rate (including any Benchmark Replacement) will be similar to, or produce the same value or economic equivalence of, or have the same
volume or liquidity as, the Term SOFR Reference Rate, Adjusted Term SOFR, Term SOFR or any other Benchmark prior to its discontinuance
or unavailability, or (b)&nbsp;the effect, implementation or composition of any Conforming Changes. Neither Agent nor its affiliates
or other related entities may engage in transactions that affect the calculation of the Term SOFR Reference Rate, Term SOFR, Adjusted
Term SOFR, any alternative, successor or replacement rate (including any Benchmark Replacement) or any relevant adjustments thereto,
in each case, in a manner adverse to the Credit Parties. Agent may select information sources or services in its reasonable discretion
to ascertain the Term SOFR Reference Rate, Term SOFR, Adjusted Term SOFR or any other Benchmark, in each case pursuant to the terms of
this Agreement, and shall have no liability to any Credit Party, any Lender or any other person or entity for damages of any kind, including
direct or indirect, special, punitive, incidental or consequential damages, costs, losses or expenses (whether in tort, contract or otherwise
and whether at law or in equity), for any error or calculation of any such rate (or component thereof) provided by any such information
source or service.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt; text-transform: uppercase">II. <U></U>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><FONT STYLE="text-transform: uppercase"><U>ADVANCES,
PAYMENTS.</U></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">2.1&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Term
Loans</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Closing
Date Term Loan and Sixth Amendment Term Loan</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">&#8239;(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Subject
to the terms and conditions of this Agreement, each Lender, severally and not jointly, will make a term loan to Borrowers (A)&nbsp;in
the amount equal to such Lender&rsquo;s Term Loan Commitment Percentage of the Closing Date Term Loan Amount (collectively, the &ldquo;<U>Closing
Date Term Loan</U>&rdquo;) and (B)&nbsp;on the Sixth Amendment Date in an amount equal to such Lender&rsquo;s Sixth Amendment Term Loan
Commitment Percentage of the Sixth Amendment Term Loan Amount (collectively, the &ldquo;<U>Sixth Amendment Term Loan</U>&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Subject to acceleration upon the occurrence and
during the continuance of an Event of Default under this Agreement or termination of this Agreement, and subject to the application of
any prepayments in accordance with the terms hereof, the Closing Date Term Loan shall be, with respect to principal, due and payable in
quarterly installments on the last Business Day of each fiscal quarter: (x)&nbsp;commencing January&nbsp;1, 2022 (with the first payment
due March&nbsp;31, 2022) through and including December&nbsp;31, 2023, in an amount equal to $137,500.00 each, (y)&nbsp;commencing January&nbsp;1,
2024 (with the first payment due March&nbsp;31, 2024) through and including March&nbsp;31, 2024, in an amount equal to $275,000.00 each,
and (z)&nbsp;(1)&nbsp;with respect to the Existing Term Loans (as defined in the Sixth Amendment), commencing January&nbsp;1, 2026 (with
the first payment due March&nbsp;31, 2026) and at all times thereafter, in an amount equal to $275,000.00 each and (2)&nbsp;with respect
to the Sixth Amendment Term Loan, commencing January&nbsp;1, 2025 (with the first payment due March&nbsp;31, 2025) and at all times thereafter,
in an amount equal to $75,000.00 each, which $75,000.00 shall be paid in kind and added to the principal balance of the Term Loan with
respect to the payments due on and before December&nbsp;31, 2025 and paid in cash thereafter, with a final installment of the Term Loans
due at the end of the Term in an amount equal to the entire unpaid principal balance thereof; <U>provided that</U>, for the avoidance
of doubt, during the period commencing with the fiscal quarter ended June&nbsp;30, 2024, and each fiscal quarter thereafter and ending
on, but including, the fiscal quarter ending December&nbsp;31, 2025, there shall be no payments of principal due and payable under this
Section&nbsp;2.1(a)&nbsp;with respect to the Existing Term Loans (as defined in the Sixth Amendment). The Closing Date Term Loan may be
evidenced by one or more secured promissory notes if requested by a Lender (collectively, the &ldquo;<U>Closing Date Term Note</U>&rdquo;)
in substantially the form attached hereto as <U>Exhibit&nbsp;F-1</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in">&#8239;<FONT STYLE="font-size: 10pt">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Borrowing
Agent may, from time to time, prepay the principal amount owing under the Closing Date Term Loan, so long as: (A)&nbsp;Borrowing Agent
shall have provided at least three (3)&nbsp;Business Days prior written notice not later than 1:00 p.m.&nbsp;(New York City time) to Agent
of such prepayment, specifying the amount of such prepayment (which notice, once given, shall be irrevocable); (B)&nbsp;each such prepayment
is in a minimum amount of $500,000, or an increment of $250,000 in excess thereof and (C)&nbsp;such prepayment shall be accompanied by
the payment of any prepayment fee set forth in the Fee Letter. Such prepayments shall be applied to the principal installments due on
the Closing Date Term Loan on a <I>pro rata</I> basis; <U>provided that</U> any such prepayments shall be applied on a <I>pro rata</I>
basis to the Closing Date Term Loan and the then outstanding portion of the Delayed Draw Term Loans.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Delayed
Draw Term Loans</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">
 &#8239;(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Pursuant to the Second Amendment,
Lenders made a term loan to Borrower on the Second Amendment Date in an aggregate amount equal to $4,260,000 (the &ldquo;<U>Second
Amendment Delayed Draw Term Loan</U>&rdquo;) in accordance with each Lender&rsquo;s Delayed Draw Term Loan Commitment Percentage,
the proceeds of which were applied in accordance with the Second Amendment. On the Fourth Amendment Date and pursuant to the Fourth
Amendment, each Lender will make a term loan to Borrower equal to such Lender&rsquo;s Delayed Draw Term Loan Commitment Percentage
of $3,587,274.03 (the &ldquo;<U>Fourth Amendment Delayed Draw Term Loan</U>&rdquo;, together with the Second Amendment Delayed Draw
Term Loan, the &ldquo;<U>Delayed Draw Term Loans</U>&rdquo;). Notwithstanding anything to the contrary contained herein, after
giving effect to the Fourth Amendment Delayed Draw Term Loan made on the Fourth Amendment Date, Borrower shall not be permitted to
request, and no Lender shall be obligated to make, any additional term loans or Delayed Draw Term Loan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">&#8239;(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>[Reserved].</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in">&#8239;<FONT STYLE="font-size: 10pt">(iii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Subject
to the terms and conditions of this Agreement, including satisfaction of the conditions set forth in <U>Section&nbsp;8.2</U> hereof, each
Lender severally and not jointly, shall make, on the Fourth Amendment Date, the Fourth Amendment Delayed Draw Term Loan in the sum equal
to such Lender&rsquo;s Delayed Draw Term Loan Commitment Percentage of the Fourth Amendment Delayed Draw Term Loan Amount.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in">&#8239;<FONT STYLE="font-size: 10pt">(iv)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Subject
to acceleration upon the occurrence and during the continuance of an Event of Default under this Agreement or termination of this Agreement,
and subject to the application of any prepayments in accordance with the terms hereof, each Delayed Draw Term Loan shall be, with respect
to principal, payable in quarterly installments in an amount equal to (x)&nbsp;commencing January&nbsp;1, 2022 through and including December&nbsp;31,
2023, six hundred twenty-five thousandths of one percent (0.625%) of the amounts of the applicable Delayed Draw Term Loan, and (y)&nbsp;at
all times thereafter, one and one quarter of one percent (1.25%) of the amounts of the applicable Delayed Draw Term Loan, commencing on
the last day of the first full Fiscal Quarter ending after the applicable Delayed Draw Term Loan Funding Date of such Delayed Draw Term
Loan, with a final installment due at the end of the Term in an amount equal to the entire unpaid principal balance thereof; <U>provided
that</U> during the period commencing with the fiscal quarter ended June&nbsp;30, 2024, and each fiscal quarter thereafter and ending
on, but including, the fiscal quarter ending December&nbsp;31, 2025, there shall be no payments of principal due and payable under this
Section&nbsp;2.1(b)(iv). Notwithstanding anything to the contrary set forth above, the Second Amendment Delayed Draw Term Loan shall be,
with respect to principal, paid in accordance with the Second Amendment and with respect to the Fourth Amendment Delayed Draw Term Loan,
the first installment of principal shall be due on December&nbsp;31, 2023. Each Delayed Draw Term Loan shall be evidenced by one or more
secured promissory notes (collectively, the &ldquo;<U>Delayed Draw Term Loan Note</U>&rdquo;) in substantially the form attached hereto
as <U>Exhibit&nbsp;F-2</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">&#8239;(v)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Borrowing
Agent may, from time to time, prepay the principal amount owing under each Delayed Draw Term Loan, so long as: (A)&nbsp;Borrowing Agent
shall have provided at least three (3)&nbsp;Business Days prior written notice not later than 11:00 a.m.&nbsp;(New York City time) to
Agent of such prepayment, specifying the amount of such prepayment (which notice, once given, shall be irrevocable); (B)&nbsp;each such
prepayment is in a minimum amount of $500,000, or an increment of $250,000 in excess thereof and (C)&nbsp;such prepayment shall be accompanied
by the payment of any prepayment fee set forth in the Fee Letter. Such prepayments shall be applied to the principal installments due
on such Delayed Draw Term Loan on a pro rata basis; provided that any such prepayments shall be applied on a <I>pro rata</I> basis to
the Closing Date Term Loan and the then outstanding portion of the Delayed Draw Term Loans.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Interest
Reserve</U>. The Sixth Amendment Term Loan shall be funded to the Borrower net of $2,000,000 (the &ldquo;<U>Interest Reserve</U>&rdquo;);
provided that for the avoidance of doubt, the Interest Reserve shall constitute an Advance of the Sixth Amendment Term Loan on the Sixth
Amendment Date, be included in the outstanding principal balance of the Term Loans (before and after any interest payments are made after
the Sixth Amendment Date), and accrue interest in accordance with <U>Section&nbsp;3.1</U>. The Borrower hereby irrevocably authorizes
the Agent to, on the last Business Day of each month, withdraw from the Interest Reserve, the amount of interest payable in cash owing
to Lenders pursuant to Section&nbsp;3.1 hereof unless Borrowing Agent shall have provided written notice to Agent at least three (3)&nbsp;Business
Days prior to the last Business Day of the applicable month that Borrower will make such interest payment in cash, provided that if the
Borrower does not make such interest payment on or before the last Business Day of the applicable month Agent shall withdraw from the
Interest Reserve, the amount of interest payable in cash owing to Lenders pursuant to Section&nbsp;3.1 hereof. Agent shall not be required
to establish or maintain a separate fund or deposit account for the Interest Reserve. Nothing contained in this Section&nbsp;2.1(c)&nbsp;is
intended to alter or limit the obligation of the Borrower to pay from its own funds interest accruing on the Term Loan, when due, if the
Interest Reserve is inadequate. To the extent the Obligations are accelerated pursuant to Section&nbsp;11.1 hereof, Agent may apply any
amounts in the Interest Reserve to repayment of the Obligations in such order as it determines in its sole discretion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">2.2&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Repayment
of Advances</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
Term Loans shall be due and payable as provided in <U>Section&nbsp;2.1</U> and in the Term Notes, subject to mandatory prepayments as
herein provided. Notwithstanding the foregoing, all Advances shall be subject to earlier repayment upon (i)&nbsp;acceleration upon the
occurrence and during the continuance of an Event of Default under this Agreement or (ii)&nbsp;termination of this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
Borrower recognizes that the amounts evidenced by checks, notes, drafts or any other items of payment relating to and/or proceeds of Collateral
may not be collectible by Agent on the date received. In consideration of Agent&rsquo;s agreement to conditionally credit Borrowers&rsquo;
Account as of the next Business Day following Agent&rsquo;s receipt of those items of payment, each Borrower agrees that, in computing
the charges under this Agreement, all items of payment shall be deemed applied by Agent on account of the Obligations (i)&nbsp;on the
Business Day following Agent&rsquo;s receipt of such payments via wire transfer or electronic depository check or (ii)&nbsp;in the case
of payments received by Agent in any other form, the Business Day such payment constitutes good funds in Agent&rsquo;s account. Agent
is not, however, required to credit Borrowers&rsquo; Account for the amount of any item of payment which is unsatisfactory to Agent in
its Permitted Discretion and Agent may charge Borrowers&rsquo; Account for the amount of any item of payment which is returned to Agent
unpaid.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>All
payments of principal, interest and other amounts payable hereunder, or under any of the Other Documents shall be made to Agent via wire
transfer or electronic depository check not later than 1:00 p.m.&nbsp;(New York City time) on the due date therefor in lawful money of
the United States of America in federal funds or other funds immediately available to Agent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Borrowers
shall, jointly and severally, pay principal, interest, and all other amounts payable hereunder, or under any related agreement, without
any deduction whatsoever, including, but not limited to, any deduction for any setoff or counterclaim.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Any
amount prepaid or repaid in respect of Term Loans may not be reborrowed.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">2.3&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>[Reserved]</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">2.4&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Statement
of Account</U>. Agent shall maintain, in accordance with its customary procedures, a loan account (&ldquo;<U>Borrowers&rsquo; Account</U>&rdquo;)
in the name of the Borrowers in which shall be recorded the date and amount of each Advance made by Lenders, the Lender(s)&nbsp;making
such Advance and the date and amount of each payment in respect thereof; <U>provided</U>, <U>however</U>, the failure by Agent to record
the date and amount of any Advance shall not adversely affect Agent or any Lender. The records of Agent with respect to the loan account
shall be prima facie evidence absent manifest error of the amounts of Advances and other charges thereto and of payments applicable thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">2.5&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Additional
Payments</U>. Any sums expended by Agent or any Lender due to any Borrower&rsquo;s failure to perform or comply with its obligations under
this Agreement or any Other Document including the Borrowers&rsquo; obligations under <U>Sections&nbsp;4.2</U>, <U>4.4</U>, <U>4.12</U>,
<U>4.13</U> and <U>4.14</U> hereof, may be charged to Borrowers&rsquo; Account and added to the Obligations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">2.6&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Manner
of Borrowing and Payment</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
payment (including each prepayment) by Borrowers on account of the principal of and interest on the Term Loans shall be applied to the
Term Loans <I>pro rata</I> according to the Term Loan Commitment Percentages of Lenders. Except as expressly provided herein, all payments
(including prepayments) to be made by Borrowers on account of principal, interest and fees shall be made without set off or counterclaim
and shall be made to Agent on behalf of the Lenders, in each case, via wire transfer or electronic depository check on or prior to 1:00
p.m.&nbsp;(New York City time) in Dollars and in immediately available funds.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Except
as otherwise expressly provided in this Agreement with respect to any such specified payment required to be made by Borrowers hereunder
or with respect to any payment obtained by a Lender as consideration for the assignment of or sale of a participation in any of its Advances
to any assignee or participant as contemplated under <U>Section&nbsp;15.3</U> of this Agreement, if any Lender or Participant (a &ldquo;<U>benefited
Lender</U>&rdquo;) shall at any time receive any payment of all or part of its Advances, or interest thereon, or receive any Collateral
in respect thereof (whether voluntarily or involuntarily or, if consented to by Agent, by set-off) in a greater proportion than any such
payment to and Collateral received by any other Lender, if any, in respect of such other Lender&rsquo;s Advances, or interest thereon,
and such greater proportionate payment or receipt of Collateral is not expressly permitted hereunder, such benefited Lender shall purchase
for cash from the other Lenders a participation in such portion of each such other Lender&rsquo;s Advances, or shall provide such other
Lender with the benefits of any such Collateral, or the proceeds thereof, as shall be necessary to cause such benefited Lender to share
the excess payment or benefits of such Collateral or proceeds ratably with each of the other Lenders; provided, however, that if all or
any portion of such excess payment or benefits is thereafter recovered from such benefited Lender, such purchase shall be rescinded, and
the purchase price and benefits returned, to the extent of such recovery, but without interest. Each Lender so purchasing a portion of
another Lender&rsquo;s Advances may exercise all rights of payment (including, if consented to by Agent, rights of set-off) with respect
to such portion as fully as if such Lender were the direct holder of such portion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">2.7&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Mandatory
Prepayments</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Asset
Dispositions and Involuntary Dispositions</U>. The Credit Parties shall prepay the Obligations in an amount equal to one hundred percent
(100%) of the Net Cash Proceeds received from any Asset Sale (other than Asset Sales permitted pursuant to Section&nbsp;7.1(b)) or Involuntary
Disposition by DDH or any of its Subsidiaries on the Business Day following receipt of Net Cash Proceeds required to be prepaid pursuant
to the provisions hereof; <U>provided</U> that such prepayment shall not be required to be made to the extent Borrowing Agent delivers
to Agent a certificate stating that the applicable Credit Party intends to reinvest such Net Cash Proceeds in replacement assets (excluding
Consolidated Current Assets) that are useful in the business of DDH or any of its Subsidiaries within 180 days after the date of such
Asset Sale or Involuntary Disposition and such Net Cash Proceeds are so reinvested during such period, <U>provided</U>, <U>further</U>
that in the case of an Involuntary Disposition, if a definitive agreement to so reinvest has been executed within such 180-day period,
then such reinvestment shall have been consummated within 180 days after the date such definitive agreement was executed; it being understood
that any such Net Cash Proceeds not so reinvested during such periods, shall be used to prepay the Obligations immediately following the
expiration of such respective period. Until the date of payment, such Net Cash Proceeds required to be prepaid shall be held in trust
for Agent and, upon such prepayment, shall be applied to the Term Loans in the inverse order of maturities thereof (x)&nbsp;in respect
of the Closing Date Term Loan and the Delayed Draw Term Loans, and (y)&nbsp;to all remaining principal installments thereof until paid
in full. The foregoing shall not be deemed to be implied consent to any such sale otherwise prohibited by the terms and conditions hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>[Reserved]</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Equity
Proceeds</U>. The Credit Parties shall prepay the Obligations in an amount equal to one hundred percent (100%) of the Net Cash Proceeds
from any Equity Transactions (other than a Qualified IPO and Equity Transactions used solely to consummate Permitted Acquisitions and
completed substantially contemporaneously therewith), including any Equity Cure, on the Business Day following receipt thereof unless
waived by Agent in its sole and absolute discretion. Until the date of payment, such Net Cash Proceeds required to be prepaid shall be
held in trust for Agent. The foregoing shall not be deemed to be implied consent to any such issuance otherwise prohibited by the terms
and conditions hereof. Such repayments shall be applied to the outstanding principal installments of the Term Loans in the inverse order
of maturities thereof (x)&nbsp;in respect of the Closing Date Term Loan and the Delayed Draw Term Loans, and (y)&nbsp;to all remaining
principal installments thereof until paid in full.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Indebtedness
Proceeds</U>. The Credit Parties shall prepay the Obligations in an amount equal to one hundred percent (100%) of the Net Cash Proceeds
from any Debt Transactions on the Business Day following receipt thereof. Until the date of payment, such proceeds shall be held in trust
for Agent. The foregoing shall not be deemed to be implied consent to any such incurrence otherwise prohibited by the terms and conditions
hereof. Such repayments shall be applied to the outstanding principal installments of the Term Loans in the inverse order of maturities
thereof (x)&nbsp;in respect of the Closing Date Term Loan and the Delayed Draw Term Loans, and (y)&nbsp;to all remaining principal installments
thereof until paid in full.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Consolidated
Excess Cash Flow</U>. The Credit Parties shall prepay the Obligations, within thirty (30) days of delivery of each annual Compliance Certificate
delivered under <U>Section&nbsp;9.7</U>, commencing with the Compliance Certificate delivered for the Fiscal Year ending December&nbsp;31,
2022, in an amount equal to (i)&nbsp;so long as no Event of Default has occurred and is continuing, 50% of Consolidated Excess Cash Flow
and (ii)&nbsp;following the occurrence and during the continuance of an Event of Default, 100% of Consolidated Excess Cash Flow for the
immediately preceding Fiscal Year unless waived in writing by Agent. The prepayments specified in this <U>Section&nbsp;2.7(e)</U>&nbsp;shall
be applied to the outstanding principal installments of the Term Loans in the inverse order of maturities thereof (x)&nbsp;in respect
of the Closing Date Term Loan and the Delayed Draw Term Loans, and (y)&nbsp;to all remaining principal installments thereof until paid
in full. In the event that the Compliance Certificate required by Section&nbsp;9.7 is not delivered on or before the due date, then a
calculation based upon estimated amounts shall be made by Agent upon which calculation Borrowers shall make the prepayments required by
this <U>Section&nbsp;2.7(e)</U>, subject to adjustment when the applicable financial statements and Compliance Certificate are delivered
to Agent as required hereby. Such calculations made by Agent and/or acceptance of any related estimated prepayments shall not be deemed
a waiver of any rights Agent or Lenders may have, whether as a result of the failure by Borrowers to timely deliver such financial statements
or otherwise.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Extraordinary
Receipts</U>. When any Credit Party or Subsidiary thereof receives the cash proceeds of any Extraordinary Receipt, unless such Credit
Party or Subsidiary reinvests such proceeds in the same manner that it would be entitled to under <U>Section&nbsp;2.7(a)</U>, the Credit
Parties shall repay the Term Loans in an amount equal to 100% of the Net Cash Proceeds of such Extraordinary Receipts, such prepayments
to be made promptly but in no event more than five (5)&nbsp;Business Days following receipt of such Net Cash Proceeds, and until the date
of payment, such proceeds shall be held in trust for Agent. Such repayments shall be applied to the outstanding principal installments
of the Term Loans in the inverse order of maturities thereof (x)&nbsp;in respect of the Closing Date Term Loan and the Delayed Draw Term
Loans, and (y)&nbsp;to all remaining principal installments thereof until paid in full.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>ABL
Loan Documents</U>. The terms of this <U>Section&nbsp;2.7</U> are subject to the terms and conditions of the Intercreditor Agreement.
To the extent that any mandatory prepayment pursuant to the ABL Loan Documents is, contemporaneously with the event giving rise to such
prepayment, required and permitted to be paid to the ABL Obligations pursuant to the Intercreditor Agreement, then the amount of such
payment required pursuant to the ABL Loan Documents at such time shall reduce the amount of any mandatory prepayment owing pursuant to
this <U>Section&nbsp;2.7</U> on a dollar for dollar basis or as otherwise required pursuant to the Intercreditor Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">2.8&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Use
of Proceeds</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Borrowers
shall use the proceeds of (i)&nbsp;the Closing Date Term Loans to (A)&nbsp;fund the Preferred A Redemption, (B)&nbsp;refinance certain
Indebtedness of the Borrowers existing immediately prior to the Closing Date, (C)&nbsp;pay fees and expenses associated with the Closing
Date Transactions and (D)&nbsp;provide for their general corporate needs and working capital requirements, including, funding for creation
and retention of direct and indirect jobs and/or opening of new revenue-generating locations, (ii)&nbsp;the Second Amendment Delayed Draw
Term Loans as set forth in the Second Amendment and Fourth Amendment Delayed Draw Term Loan to make payments due in connection with the
consummation of the Warrant Tender Offer in accordance with its terms (not to exceed approximately $3,021,103.55) and fees and expenses
incurred in connection therewith, and (iii)&nbsp;the Sixth Amendment Term Loan to (A)&nbsp;fund the Interest Reserve in an amount equal
to $2,000,000 and (B)&nbsp;make a prepayment on the Notes (as defined in the ABL Credit Agreement) under the ABL Credit Agreement in an
amount equal to $4,000,000 on Sixth Amendment Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Without
limiting the generality of <U>Section&nbsp;2.8(a)</U>&nbsp;above, neither any Borrower, any other Credit Party, nor any other Person which
may in the future become a Credit Party, intends to use nor shall they use any portion of the proceeds of the Advances, directly or indirectly,
for any purpose in violation of the Trading with the Enemy Act or to purchase or carry, or to reduce or refinance any Indebtedness incurred
to purchase or carry, any margin stock (as defined in Regulation U of the Board of Governors of the Federal Reserve System) or for any
related purpose governed by Regulations T, U or X of the Board of Governors of the Federal Reserve System.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">2.9&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Defaulting
Lender</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Notwithstanding
anything to the contrary contained herein, in the event any Lender (i)&nbsp;has refused (which refusal constitutes a breach by such Lender
of its obligations under this Agreement) to make available its portion of any Advance or (ii)&nbsp;notifies either Agent or Borrowing
Agent that it does not intend to make available its portion of any Advance and such actual refusal would constitute a breach by such Lender
of its obligations under this Agreement (each, a &ldquo;<U>Lender Default</U>&rdquo;), all rights and obligations hereunder of such Lender
(a &ldquo;<U>Defaulting Lender</U>&rdquo;) as to which a Lender Default is in effect and of the other parties hereto shall be modified
to the extent of the express provisions of this <U>Section&nbsp;2.9</U> while such Lender Default remains in effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Advances
shall be incurred <I>pro rata</I> from Lenders (the &ldquo;<U>Non-Defaulting Lenders</U>&rdquo;) which are not Defaulting Lenders based
on their respective applicable Commitment Percentages, and no Commitment Percentage of any Lender or any <I>pro rata</I> share of any
Advances required to be advanced by any Lender shall be increased as a result of such Lender Default. Amounts received in respect of principal
of any type of Advances shall be applied to reduce the applicable Advances of each Lender (other than any Defaulting Lender) <I>pro rata</I>
based on the aggregate of the outstanding Advances of that type of all Lenders at the time of such application; <U>provided</U>, <U>that</U>,
Agent shall not be obligated to transfer to a Defaulting Lender any payments received by Agent for the Defaulting Lender&rsquo;s benefit,
nor shall a Defaulting Lender be entitled to the sharing of any payments hereunder (including any principal, interest or fees). Amounts
payable to a Defaulting Lender shall instead be paid to or retained by Agent and, if so paid or retained, shall be deemed to have been
paid by Borrowers for all purposes hereunder. Agent may hold and, in its discretion, re-lend to Borrowers the amount of such payments
received or retained by it for the account of such Defaulting Lender.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>A
Defaulting Lender shall not be entitled to give instructions to Agent or to approve, disapprove, consent to or vote on any matters relating
to this Agreement and the Other Documents. All amendments, waivers and other modifications of this Agreement and the Other Documents may
be made without regard to a Defaulting Lender and, solely for purposes of any determination of &ldquo;Required Lenders&rdquo; in accordance
with the definition thereof, a Defaulting Lender shall be deemed not to be a Lender and not to have either Advances outstanding or a Commitment
Percentage.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Other
than as expressly set forth in this <U>Section&nbsp;2.9</U>, the rights and obligations of a Defaulting Lender (including the obligation
to indemnify Agent) and the other parties hereto shall remain unchanged. Nothing in this <U>Section&nbsp;2.9</U> shall be deemed to release
any Defaulting Lender from its obligations under this Agreement and the Other Documents, shall alter such obligations, shall operate as
a waiver of any default by such Defaulting Lender hereunder, or shall prejudice any rights which any Borrower, Agent or any Lender may
have against any Defaulting Lender as a result of any default by such Defaulting Lender hereunder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>In
the event a Defaulting Lender retroactively cures to the satisfaction of Agent the breach which caused a Lender to become a Defaulting
Lender, such Defaulting Lender shall no longer be a Defaulting Lender and shall be treated as a Lender under this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">2.10&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Joint
and Several Liability, Waivers,&nbsp;etc</U>. Each Borrower hereby agrees as follows.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
Borrower is accepting joint and several liability hereunder and under the Other Documents in consideration of the financial accommodations
to be provided by Agent and the Lenders under this Agreement, for the mutual benefit, directly and indirectly, of each Borrower and in
consideration of the undertakings of the other Borrowers to accept joint and several liability for the Obligations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
Borrower, jointly and severally, hereby irrevocably and unconditionally accepts, not merely as a surety but also as a co-debtor, joint
and several liability with the other Borrowers, with respect to the payment and performance of all of the Obligations (including any Obligations
arising under this <U>Section&nbsp;2.10</U>), it being the intention of each Borrower and the parties hereto that all the Obligations
shall be the joint and several obligations of each Borrower without preferences or distinction among them.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>If
and to the extent that any Borrower shall fail to make any payment with respect to any of the Obligations as and when due or to perform
any of the Obligations in accordance with the terms thereof, then in each such event the other Borrowers will make such payment with respect
to, or perform, such Obligation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
Obligations of each Borrower under the provisions of this <U>Section&nbsp;2.10</U> constitute the absolute and unconditional, full recourse
Obligations of each Borrower enforceable against each Borrower to the full extent of its properties and assets, irrespective of the validity,
regularity or enforceability of this Agreement or any other circumstances whatsoever.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Except
as otherwise expressly provided in this Agreement, to the fullest extent permitted by Applicable Law, each Borrower hereby waives notice
of acceptance of its joint and several liability, notice of any Advances issued under or pursuant to this Agreement, notice of the occurrence
of any Default, Event of Default, or of any demand for any payment under this Agreement, notice of any action at any time taken or omitted
by Agent or Lenders under or in respect of any of the Obligations, any requirement of diligence or to mitigate damages and, generally,
to the extent permitted by Applicable Law, all demands, notices and other formalities of every kind in connection with this Agreement
(except as otherwise provided in this Agreement). Each Borrower hereby assents to, and waives, to the fullest extent permitted by Applicable
Law, notice of, any extension or postponement of the time for the payment of any of the Obligations, the acceptance of any payment of
any of the Obligations, the acceptance of any partial payment thereon, any waiver, consent or other action or acquiescence by Agent or
Lenders at any time or times in respect of any default by any Borrower in the performance or satisfaction of any term, covenant, condition
or provision of this Agreement, any and all other indulgences whatsoever by Agent or Lenders in respect of any of the Obligations, and
the taking, addition, substitution or release, in whole or in part, at any time or times, of any security for any of the Obligations or
the addition, substitution or release, in whole or in part, of any Borrower. Without limiting the generality of the foregoing, each Borrower
assents to any other action or delay in acting or failure to act on the part of Agent or any Lender with respect to the failure by any
Borrower to comply with any of its respective Obligations, including, without limitation, any failure strictly or diligently to assert
any right or to pursue any remedy or to comply fully with Applicable Laws or regulations thereunder, which might, but for the provisions
of this <U>Section&nbsp;2.10</U> afford grounds for terminating, discharging or relieving any Borrower, in whole or in part, from any
of its Obligations under this <U>Section&nbsp;2.10</U>, it being the intention of each Borrower that, so long as any of the Obligations
hereunder remain unsatisfied, the Obligations of each Borrower under this <U>Section&nbsp;2.10</U> shall not be discharged except by performance
and then only to the extent of such performance. The Obligations of each Borrower under this <U>Section&nbsp;2.10</U> shall not be diminished
or rendered unenforceable by any winding up, reorganization, arrangement, liquidation, reconstruction or similar proceeding with respect
to any Borrower or Agent or any Lender.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
Borrower represents and warrants to Agent and Lenders that such Borrower is currently informed of the financial condition of the other
Borrowers and of all other circumstances which a diligent inquiry would reveal and which bear upon the risk of nonpayment of the Obligations.
Each Borrower further represents and warrants to Agent and Lenders that such Borrower has read and understands the terms and conditions
of this Agreement and the Other Documents. Each Borrower hereby covenants that such Borrower will continue to keep informed of the other
Borrowers&rsquo; financial condition, the financial condition of other guarantors, if any, and of all other circumstances which bear upon
the risk of nonpayment or nonperformance of the Obligations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
Borrower waives, to the maximum extent permitted by law, all rights and defenses arising out of an election of remedies by Agent or any
Lender, even though that election of remedies, such as a nonjudicial foreclosure with respect to security for a guaranteed obligation,
has destroyed Agent&rsquo;s or such Lender&rsquo;s rights of subrogation and reimbursement against any Borrower by the operation of Section&nbsp;580(d)&nbsp;of
the California Code of Civil Procedure, any comparable statute, or otherwise.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(h)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>[Reserved].</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
provisions of this <U>Section&nbsp;2.10</U> are made for the benefit of Agent, Lenders and their respective successors and assigns, and
may be enforced by it or them from time to time against any Borrower as often as occasion therefor may arise and without requirement on
the part of Agent, any Lender, any of their respective successors or assigns first to marshal any of its or their claims or to exercise
any of its or their rights against any Borrower or to exhaust any remedies available to it or them against any Borrower or to resort to
any other source or means of obtaining payment of any of the Obligations hereunder or to elect any other remedy. The provisions of this
<U>Section&nbsp;2.10</U> shall remain in effect until all of the Obligations shall have been paid in full in accordance with the terms
of this Agreement. If at any time, any payment, or any part thereof, made in respect of any of the Obligations, is rescinded or must otherwise
be restored or returned by Agent or any Lender upon the insolvency, bankruptcy or reorganization of any Borrower, or otherwise, the provisions
of this <U>Section&nbsp;2.10</U> will forthwith be reinstated in effect, as though such payment had not been made.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(j)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Until
the Obligations (other than Inchoate Obligations) have been paid in full in cash in accordance with the terms hereof, all of the commitments
of the Lenders hereunder have been terminated and this Agreement has been terminated, each Borrower hereby agrees that it will not enforce
any of its rights of contribution or subrogation against any other Borrower with respect to any liability incurred by it hereunder or
under any of the Other Documents, any payments made by it to Agent or any Lender with respect to any of the Obligations or any collateral
security therefor until such time as all of the Obligations (other than Inchoate Obligations) have been paid in full in cash. Any claim
which any Borrower may have against any other Borrower with respect to any payments to Agent or any Lender hereunder or under any Other
Documents are hereby expressly made subordinate and junior in right of payment, without limitation as to any increases in the Obligations
arising hereunder or thereunder, to the prior payment in full in cash of the Obligations (other than Inchoate Obligations) and, in the
event of any insolvency, bankruptcy, receivership, liquidation, reorganization or other similar proceeding under the laws of any jurisdiction
relating to any Borrower, its debts or its assets, whether voluntary or involuntary, all such Obligations shall be paid in full in cash
before any payment or distribution of any character, whether in cash, securities or other property, shall be made to any other Borrower
therefor.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(k)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
Borrower hereby agrees that, after the occurrence and during the continuance of any Event of Default, the payment of any amounts due with
respect to the indebtedness or other obligations owing by any Borrower to any other Borrower is hereby subordinated to the prior payment
in full in cash of the Obligations (other than Inchoate Obligations) in accordance with the terms of this Agreement. Each Borrower hereby
agrees that after the occurrence and during the continuance of any Event of Default, such Borrower will not demand, sue for or otherwise
attempt to collect any indebtedness of any other Borrower owing to such Borrower until the Obligations (other than Inchoate Obligations)
shall have been paid in full in cash. If, notwithstanding the foregoing sentence, any Borrower shall collect, enforce or receive any amounts
in respect of such indebtedness, such amounts shall be collected, enforced and received by such Borrower as trustee for Agent, and such
Borrower shall deliver any such amounts to Agent for application to the Obligations in accordance with the terms of this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt; text-transform: uppercase">III.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><FONT STYLE="text-transform: uppercase"><U>INTEREST
AND FEES.</U></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">3.1&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Interest</U>.
Interest on Advances shall be payable in arrears on the last Business Day of each month. Interest charges shall be computed on the actual
principal amount of Advances outstanding during the monthly period, at a rate per annum equal to the applicable Term Loan Rate. Whenever,
subsequent to the date of this Agreement, Adjusted Term SOFR is increased or decreased, the Term Loan Rate shall be similarly changed
without notice or demand of any kind by an amount equal to the amount of such change in Adjusted Term SOFR during the time such change
or changes remain in effect. Upon and after the occurrence of an Event of Default, and during the continuation thereof, at the option
of Agent or at the direction of Required Lenders, the Obligations shall bear interest at the Term Loan Rate <U>plus</U> two (2%) percent
per annum (the &ldquo;<U>Default Rate</U>&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">3.2&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>[Reserved]</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">3.3&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Exit
Fee</U>. In addition to any fees or other amounts payable to the Agent and/or the Lenders under the terms of this Agreement and any Other
Document, in consideration of the agreement by Agent and Lenders to enter into the Sixth Amendment and the transactions contemplated therein,
the Borrowers agree to pay to the Agent for the benefit of Lafayette Square USA,&nbsp;Inc., as Lender, an exit fee (the &ldquo;<U>Exit
Fee</U>&rdquo;) in an amount equal to $3,000,000, which fee is fully earned on the Sixth Amendment Date and shall be due and payable on
the earliest of (a)&nbsp;the date that the outstanding principal balance of the Term Loans have been paid in full, (b)&nbsp;the date of
acceleration of all or any portion of the Term Loans pursuant to the terms of this Agreement, including without limitation, acceleration
as a result of an Event of Default under to <U>Section&nbsp;10.7 </U>or <U>10.8</U>, and (c)&nbsp;the end of the Term. Without limiting
the foregoing, the Exit Fee shall not be refundable under any circumstances. The Exit Fee shall be paid in immediately available funds
and shall not be subject to reduction by way of setoff or counterclaim. In addition, payment of the Exit Fee shall be made without deduction
for any taxes, levies, imposts, duties, deductions, charges or withholdings imposed by any national, state or provincial taxing authority,
in each case except as required by Applicable Law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">3.4&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Fee
Letter</U>. Borrowers shall pay the amounts required to be paid in the Fee Letter in the manner and at the times required by the Fee Letter.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">3.5&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Computation
of Interest and Fees</U>. Interest hereunder shall be computed on the basis of a 360 day year and for the actual number of days elapsed.
If any payment to be made hereunder becomes due and payable on a day other than a Business Day, the due date thereof shall be extended
to the next succeeding Business Day and interest thereon shall be payable at the applicable Term Loan Rate during such extension, unless
such next succeeding Business Day would fall in the next calendar month, in which case the due date shall be on the immediately preceding
Business Day.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">3.6&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Maximum
Charges</U>. In no event whatsoever shall interest and other charges charged hereunder exceed the highest rate permissible under law.
In the event interest and other charges as computed hereunder would otherwise exceed the highest rate permitted under law, such excess
amount shall be first applied to any unpaid principal balance owed by Borrowers, and if the then remaining excess amount is greater than
the previously unpaid principal balance, Lenders shall promptly refund such excess amount to Borrowing Agent and the provisions hereof
shall be deemed amended to provide for such permissible rate.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">3.7&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Increased
Costs</U>. In the event that any Applicable Law or any change therein or in the interpretation or application thereof, or compliance by
any Lender (for purposes of this <U>Section&nbsp;3.7</U>, the term &ldquo;Lender&rdquo; shall include Agent or any Lender and any corporation
or bank controlling Agent or any Lender) and the office or branch where Agent or any Lender (as so defined) makes or maintains any Advances
with any request or directive (whether or not having the force of law) from any central bank or other financial, monetary or other authority,
shall:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>subject
Agent or any Lender to any Tax of any kind whatsoever (other than (A)&nbsp;Indemnified Taxes and (B)&nbsp;Excluded Taxes) on the Advances,
this Agreement, any Other Document, any commitments or other obligations or participations therein, or its deposits, reserves, other liabilities
or capital attributable thereto;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>impose,
modify or deem applicable any reserve, special deposit, compulsory loan, insurance charge, assessment or similar requirement against assets
held by, or deposits in or for the account of, advances or loans by, or other credit extended by, any office of Agent or any Lender, including
pursuant to Regulation D of the Board of Governors of the Federal Reserve System; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>impose
on Agent or any Lender or the interbank market any other condition, loss or expense (other than Taxes) affecting this Agreement or any
Other Document or any Advance made by any Lender or participation therein;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">and the result of any of the foregoing is to increase
the cost to Agent or any Lender of making, renewing or maintaining its Advances hereunder by an amount that Agent or such Lender deems
to be material or to reduce the amount of any payment (whether of principal, interest or otherwise) in respect of any of the Advances
by an amount that Agent or such Lender deems to be material, then, in any case Borrowers shall within 30 days of the events or conditions
giving rise thereto pay Agent or such Lender, upon its demand, such additional amount as will compensate Agent or such Lender for such
additional cost or such reduction, as the case may be, <U>provided</U> that the foregoing shall not apply to increased costs which are
reflected in Adjusted Term SOFR, as the case may be. Agent or such Lender shall certify the amount of such additional cost or reduced
amount to Borrowing Agent (in writing and providing in reasonable detail the reasons for and calculations of such amounts), and such certification
shall be conclusive evidence absent manifest error.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Failure or delay on the part
of Agent or any Lender to demand compensation pursuant to the foregoing provisions of this <U>Section&nbsp;3.7</U> shall not constitute
a waiver of Agent&rsquo;s or such Lender&rsquo;s right to demand such compensation, <U>provided</U> that no Credit Party shall be required
to compensate Agent or any Lender pursuant to the foregoing provisions of this <U>Section&nbsp;3.7</U> for any increased costs incurred
or reductions suffered more than nine (9)&nbsp;months prior to the date that Agent or such Lender notifies Borrowing Agent of the circumstance
giving rise to such increased costs or reductions and of Agent&rsquo;s or such Lender&rsquo;s intention to claim compensation therefor
(except that, if the circumstance giving rise to such increased costs or reductions involves a change in law that is retroactive, then
the nine-month period referred to above shall be extended to include the period of retroactive effect thereof).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">3.8&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Benchmark
Replacement Setting</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Benchmark
Replacement</U>. Notwithstanding anything to the contrary herein or in any Other Document, if a Benchmark Transition Event and its related
Benchmark Replacement Date have occurred prior any setting of the then-current Benchmark, then (i)&nbsp;if a Benchmark Replacement is
determined in accordance with clause (a)&nbsp;of the definition of &ldquo;Benchmark Replacement&rdquo; for such Benchmark Replacement
Date, such Benchmark Replacement will replace such Benchmark for all purposes hereunder and under any Other Document in respect of such
Benchmark setting and subsequent Benchmark settings without any amendment to, or further action or consent of any other party to, this
Agreement or any Other Document, and (ii)&nbsp;if a Benchmark Replacement is determined in accordance with clause (b)&nbsp;of the definition
of &ldquo;Benchmark Replacement&rdquo; for such Benchmark Replacement Date, such Benchmark Replacement will replace such Benchmark for
all purposes hereunder and under any Other Document in respect of any Benchmark setting at or after 5:00 p.m.&nbsp;on the fifth (5<SUP>th</SUP>)
Business Day after the date notice of such Benchmark Replacement is provided to the Lenders without any amendment to, or further action
or consent of any other party to, this Agreement or any Other Document so long as Agent has not received, by such time, written notice
of objection to such Benchmark Replacement from Lenders comprising the Required Lenders.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Benchmark
Replacement Conforming Changes</U>. In connection with the use, administration, adoption or implementation of a Benchmark Replacement,
Agent will have the right to make Conforming Changes from time to time and, notwithstanding anything to the contrary herein or in any
Other Document, any amendments implementing such Conforming Changes will become effective without any further action or consent of any
other party to this Agreement or any Other Document.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Notices;
Standards for Decisions and Determinations</U>. Agent will promptly notify the Borrowing Agent and the Lenders of (i)&nbsp;the implementation
of any Benchmark Replacement and (ii)&nbsp;the effectiveness of any Conforming Changes in connection with the use, administration, adoption
or implementation of a Benchmark Replacement. Agent will promptly notify Borrowing Agent of the removal or reinstatement of any tenor
of a Benchmark pursuant to <U>Section&nbsp;3.8</U>. Any determination, decision or election that may be made by Agent or, if applicable,
any Lender (or group of Lenders) pursuant to this <U>Section&nbsp;3.8</U>, including any determination with respect to a tenor, rate or
adjustment or of the occurrence or non-occurrence of an event, circumstance or date and any decision to take or refrain from taking any
action or any selection, will be conclusive and binding absent manifest error and may be made in its or their sole discretion and without
consent from any other party to this Agreement or any Other Document, except, in each case, as expressly required pursuant to this <U>Section&nbsp;3.8</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Unavailability
of Tenor of Benchmark</U>. Notwithstanding anything to the contrary herein or in any Other Document, at any time (including in connection
with the implementation of a Benchmark Replacement), (i)&nbsp;if the then-current Benchmark is a term rate (including the Term SOFR Reference
Rate) and either (A)&nbsp;any tenor for such Benchmark is not displayed on a screen or other information service that publishes such rate
from time to time as selected by Agent in its reasonable discretion or (B)&nbsp;the administrator of such Benchmark or the regulatory
supervisor for the administrator of such Benchmark has provided a public statement or publication of information announcing that any tenor
for such Benchmark is not or will not be representative or in compliance with or aligned with the International Organization of Securities
Commissions (IOSCO) Principles for Financial Benchmarks, then Agent may modify the definition of &ldquo;Interest Period&rdquo; (or any
similar or analogous definition) for any Benchmark settings at or after such time to remove such unavailable, non-representative, non-compliant
or non-aligned tenor and (ii)&nbsp;if a tenor that was removed pursuant to clause (i)&nbsp;above either (A)&nbsp;is subsequently displayed
on a screen or information service for a Benchmark (including a Benchmark Replacement) or (B)&nbsp;is not, or is no longer, subject to
an announcement that it is not or will not be representative or in compliance with or aligned with the International Organization of Securities
Commissions (IOSCO) Principles for Financial Benchmarks for a Benchmark (including a Benchmark Replacement), then Agent may modify the
definition of &ldquo;Interest Period&rdquo; and the related provisions hereof (or any similar or analogous definition) for all Benchmark
settings at or after such time to reinstate such previously removed tenor.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Benchmark
Unavailability Period</U>. Upon the Borrowing Agent&rsquo;s receipt of notice of the commencement of a Benchmark Unavailability Period,
the Borrowing Agent may revoke any pending request for an Advance of, conversion to or continuation of SOFR Loans to be made, converted
or continued during any Benchmark Unavailability Period.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">3.9&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Capital
Adequacy</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>In
the event that Agent or any Lender shall have determined that any Applicable Law or guideline regarding capital adequacy, or any change
therein, or any change in the interpretation or administration thereof by any Governmental Body, central bank or comparable agency charged
with the interpretation or administration thereof, or compliance by Agent or any Lender (for purposes of this <U>Section&nbsp;3.9</U>,
the term &ldquo;Lender&rdquo; shall include Agent or any Lender and any corporation or bank controlling Agent or any Lender) and the office
or branch where Agent or any Lender (as so defined) makes or maintains any Advances with any request or directive regarding capital adequacy
(whether or not having the force of law) of any such authority, central bank or comparable agency, has or would have the effect of reducing
the rate of return on Agent or any Lender&rsquo;s capital as a consequence of its obligations hereunder to a level below that which Agent
or such Lender could have achieved but for such adoption, change or compliance (taking into consideration Agent&rsquo;s and each Lender&rsquo;s
policies with respect to capital adequacy) by an amount deemed by Agent or any Lender to be material, then, from time to time, Borrowers
shall pay upon demand to Agent or such Lender such additional amount or amounts as will compensate Agent or such Lender for such reduction.
In determining such amount or amounts, Agent or such Lender may use any reasonable averaging or attribution methods. The protection of
this <U>Section&nbsp;3.9</U> shall be available to Agent and each Lender regardless of any possible contention of invalidity or inapplicability
with respect to the Applicable Law or condition.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>A
certificate of Agent or such Lender setting forth such amount or amounts as shall be necessary to compensate Agent or such Lender with
respect to <U>Section&nbsp;3.9(a)</U>&nbsp;hereof when delivered to Borrowing Agent shall be conclusive evidence absent manifest error.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Failure
or delay on the part of Agent or any Lender to demand compensation pursuant to the foregoing provisions of this <U>Section&nbsp;3.9</U>
shall not constitute a waiver of Agent&rsquo;s or such Lender&rsquo;s right to demand such compensation, provided that no Credit Party
shall be required to compensate Agent or any Lender pursuant to the foregoing provisions of this <U>Section&nbsp;3.9</U> for any reductions
suffered more than six months prior to the date that Agent or such Lender notifies Borrowing Agent of the circumstance giving rise to
such reductions and of such Lender&rsquo;s intention to claim compensation therefor (except that, if the circumstance giving rise to such
increased costs or reductions involves a change in law that is retroactive, then the six-month period referred to above shall be extended
to include the period of retroactive effect thereof).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">3.10&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Taxes</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>[Reserved]</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Payment
Free of Taxes</U>. Any and all payments by or on account of any Obligations of any Credit Party under this Agreement or any Other Document
shall be made without deduction or withholding for any Taxes, except as required by Applicable Law. If any Applicable Law (as determined
in the good faith discretion of Borrowing Agent or a Payee) requires the deduction or withholding of any Tax from any such payment by
a Payee, then Borrowing Agent or such Payee, as applicable, shall be entitled to make such deduction or withholding and shall timely pay
the full amount deducted or withheld to the relevant Governmental Body in accordance with Applicable Law and, if such Tax is an Indemnified
Tax, then the sum payable by the applicable Credit Party shall be increased as necessary so that after such deduction or withholding has
been made (including such deductions and withholdings applicable to additional sums payable under this Section) the Payee, as the case
may be, receives an amount equal to the sum it would have received had no such deduction or withholding been made. For clarity, notwithstanding
the submission of documentation by a Payee under <U>Section&nbsp;3.10(g)(i)</U>&nbsp;claiming a reduced rate of or exemption from U.S.
withholding Tax, Agent shall be entitled to withhold United States federal income Taxes at the full 30% withholding rate if in its reasonable
judgment it is required to do so under the due diligence requirements imposed upon Agent under &sect; 1.1441-7(b)&nbsp;of the United States
Income Tax Regulations or other Applicable Law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Payment
of Other Taxes by the Credit Parties</U>. The Credit Parties shall timely pay to the relevant Governmental Body in accordance with Applicable
Law, or at the option of Agent timely reimburse it for the payment of, any Other Taxes.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Indemnification
by the Credit Parties</U>. Each Credit Party shall jointly and severally indemnify Agent and each Payee, within ten (10)&nbsp;days after
demand therefor, for the full amount of any Indemnified Taxes (including Indemnified Taxes imposed or asserted on or attributable to amounts
payable under this Section) payable or paid by Agent or any Payee or required to be withheld or deducted from a payment to such Agent
or Payee, as the case may be, and any penalties, interest and out-of-pocket expenses arising therefrom or with respect thereto, whether
or not such Indemnified Taxes were correctly or legally imposed or asserted by the relevant Governmental Body. A certificate as to the
amount of such payment or liability delivered to Borrowers by any Payee (with a copy to Agent), or by Agent on its own behalf or on behalf
of a Payee shall be conclusive absent demonstrable error.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Indemnification
by the Payees</U>. Each Payee shall severally indemnify Agent, within ten (10)&nbsp;days after demand therefor, for (i)&nbsp;any Indemnified
Taxes attributable to such Payee (but only to the extent that any Credit Party has not already indemnified Agent for such Indemnified
Taxes and without limiting the obligation of the Credit Parties to do so), and (ii)&nbsp;any Excluded Taxes attributable to such Payee,
in each case, that are payable or paid by Agent in connection with this Agreement or any Other Document, and any reasonable expenses arising
therefrom or with respect thereto, whether or not such Taxes were correctly or legally imposed or asserted by the relevant Governmental
Body. In addition, and for clarity, Agent is hereby indemnified severally by the Lenders under &sect; 1.1461-1(e)&nbsp;of the United States
Income Tax Regulations against any claims and demands of any Payee for the amount of any Tax it deducts and withholds in accordance with
regulations under &sect;&nbsp;1441 of the Code. A certificate as to the amount of such payment or liability delivered to any Payee by
Agent shall be conclusive absent manifest error. Each Payee hereby authorizes Agent to set off and apply any and all amounts at any time
owing to such Payee under any Other Document or otherwise payable by Agent to the Payee from any other source against any amount due to
Agent under this <U>clause (e)</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;</FONT><U>Evidence of Payments</U>. As soon as practicable after any payment of Taxes by any Credit Party to a
Governmental Body pursuant to this <U>Section&nbsp;3.10</U>, such Credit Party shall deliver to Agent the original or a certified
copy of a receipt issued by such Governmental Body evidencing such payment, a copy of the return reporting such payment or other
evidence of such payment reasonably satisfactory to Agent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Status
of Payees</U>. (i)&nbsp;Any Payee that is entitled to an exemption from or reduction of withholding Tax with respect to payments hereunder
or under any Other Document shall deliver to Borrowers and Agent, at the time or times reasonably requested by Borrowing Agent or Agent,
such properly completed and executed documentation prescribed by Applicable Law as will permit such payments to be made without withholding
or at a reduced rate of withholding. In addition, any Payee, if reasonably requested by Borrowing Agent or Agent, shall deliver such other
documentation prescribed by Applicable Law or reasonably requested by Borrowing Agent or Agent as will enable Borrowing Agent or Agent
to determine whether or not such Payee is subject to backup withholding or information reporting requirements. Notwithstanding anything
to the contrary in the preceding two sentences, the completion, execution and submission of such documentation (other than such documentation
set forth in <U>Sections 1.1(g)(ii)(A)</U>, <U>1.1(g)(ii)(B)</U>&nbsp;and <U>3.10(g)(ii)(D)</U>&nbsp;below) shall not be required if in
Payee&rsquo;s reasonable judgment such completion, execution or submission would subject such Payee to any material unreimbursed cost
or expense or would materially prejudice the legal or commercial position of such Payee, and Payee hereby acknowledges and agrees that
in such circumstance Borrowers and Agent shall withhold against all payments to be made by Borrowers or Agent to such Payee in accordance
with Applicable Law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Without
limiting the generality of the foregoing, in the event that any Borrower is a &ldquo;United States Person&rdquo; as defined in Section&nbsp;7701(a)(30)
of the Code (a &ldquo;<U>U.S. Person</U>&rdquo;),</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 2in"><FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;(A)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>any
Payee that is a U.S. Person shall deliver to Borrowing Agent and Agent on or prior to the date on which such Payee becomes a Payee under
this Agreement (and from time to time thereafter upon the reasonable request of the Borrower or Agent), two (2)&nbsp;duly completed and
executed copies of IRS Form&nbsp;W-9 certifying that such Payee is exempt from U.S. federal backup withholding Tax;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 2in">&#8239;&#8239;&#8239;<FONT STYLE="font-size: 10pt">(B)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>any
Payee that is organized under the laws of a jurisdiction other than that in which the Credit Parties are resident for income Tax purposes
(a &ldquo;<U>Foreign Lender</U>&rdquo;) shall, to the extent it is legally entitled to do so, deliver to Borrowing Agent and Agent (in
such number of copies as shall be requested by the recipient) on or prior to the date on which such Foreign Lender becomes a Payee under
this Agreement (and from time to time thereafter upon the reasonable request of any Borrower or Agent), whichever of the following is
applicable:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 2.5in"><FONT STYLE="font-size: 10pt">a.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>in
the case of a Foreign Lender claiming the benefits of an income tax treaty to which the United States is a party (x)&nbsp;with respect
to payments of interest under this Agreement or any Other Document, two (2)&nbsp;duly completed and executed copies of IRS Form&nbsp;W-8BEN
or W-8BEN-E (as applicable) establishing an exemption from, or reduction of, U.S. federal withholding Tax pursuant to the &ldquo;interest&rdquo;
article of such tax treaty and (y)&nbsp;with respect to any other applicable payments under this Agreement or any Other Document, two
(2)&nbsp;duly completed and executed copies of IRS Form&nbsp;W-8BEN or W-8BEN-E (as applicable) establishing an exemption from, or reduction
of, U.S. federal withholding Tax pursuant to the &ldquo;business profits&rdquo; or &ldquo;other income&rdquo; article of such tax treaty;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 2.5in"><FONT STYLE="font-size: 10pt">b.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>two
(2)&nbsp;duly completed and executed copies of IRS Form&nbsp;W-8ECI;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 2.5in"><FONT STYLE="font-size: 10pt">c.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>in
the case of a Foreign Lender claiming the benefits of the exemption for portfolio interest under Section&nbsp;881(c)&nbsp;of the Code,
(x)&nbsp;two (2)&nbsp;duly completed and executed copies of a certificate in form and substance satisfactory to Agent to the effect that
such Foreign Lender is not a &ldquo;bank&rdquo; within the meaning of Section&nbsp;881(c)(3)(A)&nbsp;of the Code, a &ldquo;10 percent
shareholder&rdquo; of the Borrowers within the meaning of Section&nbsp;881(c)(3)(B)&nbsp;of the Code, or a &ldquo;controlled foreign corporation&rdquo;
described in Section&nbsp;881(c)(3)(C)&nbsp;of the Code (a &ldquo;<U>U.S. Tax Compliance Certificate</U>&rdquo;) and (y)&nbsp;two (2)&nbsp;duly
completed and executed copies of IRS Form&nbsp;W-8BEN or IRS Form&nbsp;W-8BEN-E, as applicable; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 2.5in"><FONT STYLE="font-size: 10pt">d.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>to
the extent a Foreign Lender is not the beneficial owner, two (2)&nbsp;duly completed and executed copies of IRS Form&nbsp;W-8IMY, accompanied
by two (2)&nbsp;duly completed and executed copies of IRS Form&nbsp;W-8ECI,&nbsp;IRS Form&nbsp;W-8BEN or W-8BEN-E (as applicable), two
(2)&nbsp;duly completed and executed copies of a U.S. Tax Compliance Certificate in form and substance satisfactory to Agent, two (2)&nbsp;duly
completed and executed copies of IRS Form&nbsp;W-9, and/or other certification documents from each beneficial owner, as applicable; <U>provided</U>
that if the Foreign Lender is a partnership and one or more direct or indirect partners of such Foreign Lender are claiming the portfolio
interest exemption, such Foreign Lender may provide two (2)&nbsp;duly completed and executed copies of a U.S. Tax Compliance Certificate
in form and substance satisfactory to Agent on behalf of each such direct and indirect partner;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 2in"><FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;(C)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>any
Foreign Lender shall, to the extent it is legally entitled to do so, deliver to Borrowing Agent and Agent (in such number of copies as
shall be requested by the recipient) on or prior to the date on which such Foreign Lender becomes a Payee under this Agreement (and from
time to time thereafter upon the reasonable request of Borrowing Agent or Agent), executed copies of any other form prescribed by Applicable
Law as a basis for claiming exemption from or a reduction in U.S. federal withholding Tax, duly completed, together with such supplementary
documentation as may be prescribed by applicable law to permit Borrowing Agent or Agent to determine the withholding or deduction required
to be made;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 2in">&#8239;&#8239;&#8239;<FONT STYLE="font-size: 10pt">(D)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>if
a payment to a Payee under this Agreement or any Other Document would be subject to U.S. Federal withholding Taxes imposed by FATCA if
such Payee were to fail to comply with the applicable reporting requirements of FATCA (including those contained in Section&nbsp;1471(b)&nbsp;or
1472(b)&nbsp;of the Code, as applicable), such Payee shall deliver to Borrowing Agent and Agent at the time or times prescribed by law
and at such time or times reasonably requested by Borrowing Agent or Agent such documentation prescribed by applicable law (including
as prescribed by Section&nbsp;1471(b)(3)(C)(i)&nbsp;of the Code) and such additional documentation reasonably requested by Borrowing Agent
or Agent as may be necessary for Credit Parties and Agent to comply with their obligations under FATCA and to determine that such Payee
has complied with such Payee&rsquo;s obligations under FATCA or to determine the amount to deduct and withhold from such payment. Solely
for purposes of this <U>clause (D)</U>, &ldquo;FATCA&rdquo; shall include any amendments made to FATCA after the date of this Agreement;
and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 2in">&#8239;&#8239;&#8239;<FONT STYLE="font-size: 10pt">(E)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Any
Agent that is not a U.S. Person shall, at the time such Agent becomes a party to this Agreement, provide to the Borrowing Agent two duly-signed
properly completed copies of (1)&nbsp;IRS Form&nbsp;W-8ECI, or any successor thereto with respect to payments, if any, received by the
Agent for its own account, and (2)&nbsp;with respect to payments received on account of any Payee, executed copies of IRS Form&nbsp;W-8IMY
(or any successor form) certifying that the Agent is either (a)&nbsp;a &ldquo;qualified intermediary&rdquo; and that it assumes primary
withholding responsibility under Chapters 3 and 4 of the Code and primary Form&nbsp;1099 reporting and backup withholding responsibility
for payments it receives for the account of others or (b)&nbsp;a &ldquo;U.S. branch&rdquo; and that payment it receives for others are
not effectively connected with the conduct of a trade or business in the United States and that is using the form as evidence of its agreement
to be treated as a U.S. Person with respect to payments associated with the IRS Form&nbsp;W-8IMY.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Each Payee agrees that if
any form or certification it previously delivered expires or becomes obsolete or inaccurate in any respect, it shall update such form
or certification or promptly notify Borrowing Agent and Agent in writing of its legal inability to do so.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(h)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Treatment
of Certain Refunds</U>. If any party determines, in its sole discretion exercised in good faith, that it has received a refund of any
Taxes as to which it has been indemnified pursuant to this <U>Section&nbsp;3.10</U> (including by the payment of additional amounts pursuant
to this <U>Section&nbsp;3.10</U>), it shall pay to the indemnifying party an amount equal to such refund (but only to the extent of indemnity
payments made under this Section&nbsp;with respect to the Taxes giving rise to such refund), net of all out-of-pocket expenses (including
Taxes) of such indemnified party and without interest (other than any interest paid by the relevant Governmental Body with respect to
such refund). Such indemnifying party, upon the request of such indemnified party, shall repay to such indemnified party the amount paid
over pursuant to this <U>clause (h)</U>&nbsp;(plus any penalties, interest or other charges imposed by the relevant Governmental Body)
in the event that such indemnified party is required to repay such refund to such Governmental Body. Notwithstanding anything to the contrary
in this <U>clause (h)</U>, in no event will the indemnified party be required to pay any amount to an indemnifying party pursuant to this
<U>clause (h)</U>&nbsp;the payment of which would place the indemnified party in a less favorable net after-Tax position than the indemnified
party would have been in if the Tax subject to indemnification and giving rise to such refund had not been deducted, withheld or otherwise
imposed and the indemnification payments or additional amounts with respect to such Tax had never been paid. This clause shall not be
construed to require any indemnified party to make available its Tax returns (or any other information relating to its Taxes that it deems
confidential) to the indemnifying party or any other Person.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Survival</U>.
Each party&rsquo;s obligations under this <U>Section&nbsp;3.10</U> shall survive the resignation or replacement of Agent or any assignment
of rights by, or the replacement of, a Payee, the termination of the commitments and the repayment, satisfaction or discharge of all obligations
under this Agreement or any Other Document.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">3.11&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Replacement
of Lenders</U>. If any Lender (an &ldquo;Affected Lender&rdquo;) (a)&nbsp;makes demand upon any Credit Party for (or if any Credit Party
is otherwise required to pay) amounts pursuant to <U>Sections&nbsp;3.7</U>, <U>3.9</U> or <U>3.10</U> or (b)&nbsp;is a Defaulting Lender,
then such Lender shall use reasonable efforts to mitigate such losses, including in the case of clause (a), by designating a different
lending office or Affiliate of such Lender for the funding or booking the Loans hereunder and Borrowing Agent may, within ninety (90)
days of receipt of such demand (or the occurrence of such other event causing any Credit Party to be required to pay such compensation)
or Lender Default, as the case may be, by notice (a &ldquo;<U>Replacement Notice</U>&rdquo;) in writing to Agent and such Affected Lender
(i)&nbsp;request the Affected Lender to cooperate with Borrowing Agent in obtaining a replacement Lender who is an Eligible Assignee
and is satisfactory to Agent and Borrowing Agent in their sole discretion (the &ldquo;<U>Replacement Lender</U>&rdquo;); (ii)&nbsp;request
the non-Affected Lenders to acquire and assume all of the Affected Lender&rsquo;s Advances and Commitment Percentage as provided herein,
but none of such Lenders shall be under an obligation to do so; or (iii)&nbsp;designate a Replacement Lender who is an Eligible Assignee
and is satisfactory to Agent and Borrowing Agent in their sole discretion. If any satisfactory Replacement Lender shall be obtained,
and/or if any one or more of the non-Affected Lenders shall agree to acquire and assume all of the Affected Lender&rsquo;s Advances and
Commitment Percentage, then such Affected Lender shall assign, in accordance with <U>Section&nbsp;15.3</U>, all of its Advances and Commitment
Percentage and other rights and obligations under this Agreement and the Other Documents to such Replacement Lender or non-Affected Lenders,
as the case may be, in exchange for payment of the principal amount so assigned and all interest and fees accrued on the amount so assigned,
plus all other Obligations then due and payable to the Affected Lender; <U>provided</U>, <U>however</U>, that (A)&nbsp;such assignment
shall be without recourse, representation or warranty and shall be on terms and conditions reasonably satisfactory to such Affected Lender
and such Replacement Lender and/or non-Affected Lenders, as the case may be, and (B)&nbsp;prior to any such assignment, the Borrowers
shall have paid to such Affected Lender all amounts properly demanded and unreimbursed under <U>Sections&nbsp;3.7</U> and <U>3.9</U>.
Upon the effective date of such assignment, the Borrowers shall, if requested, issue replacement Notes to such Replacement Lender and/or
non-Affected Lenders, as the case may be, and such institution(s)&nbsp;shall become a &ldquo;Lender&rdquo; for all purposes under this
Agreement and the other Documents.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt; text-transform: uppercase">IV.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><FONT STYLE="text-transform: uppercase"><U>COLLATERAL:
GENERAL TERMS.</U></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">4.1&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Security
Interest in the Collateral</U>. To secure the prompt payment and performance to Agent and each Lender (and each other holder of any Obligations)
of the Obligations, each Credit Party hereby collaterally assigns, pledges and grants to Agent for its benefit and for the ratable benefit
of each Lender a continuing security interest in and to and Lien on all of its Collateral, whether now owned or existing or hereafter
created, acquired or arising and wherever located. Each Credit Party shall mark its books and records as may be necessary or appropriate
to evidence and perfect Agent&rsquo;s security interest and shall cause its financial statements to reflect such security interest. Each
Credit Party shall promptly provide Agent with written notice of all commercial tort claims, such notice to contain the case title together
with the applicable court and a brief description of the claim(s). Upon delivery of each such notice, such Credit Party shall be deemed
to hereby grant to Agent a security interest and lien in and to such commercial tort claims and all proceeds thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">4.2&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Creation
and Perfection of Security Interest</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>This
Agreement and the Other Documents are effective to create in favor of Agent, for the ratable benefit of Lenders and the other holders
of the Obligations, a legal, valid and enforceable security interest in the Collateral identified therein, except to the extent the enforceability
thereof may be limited by applicable Debtor Relief Laws affecting creditors&rsquo; rights generally and by equitable principles of law
(regardless of whether enforcement is sought in equity or at law), and this Agreement and the Other Documents shall create a fully perfected
Lien on, and security interest in, all right, title and interest of the obligors thereunder in such Collateral, in each case prior and
superior in right to any other Lien (other than Permitted Encumbrances) (i)&nbsp;with respect to any such Collateral that is a &ldquo;security&rdquo;
(as such term is defined in the Uniform Commercial Code) and is evidenced by a certificate, when such Collateral is delivered to Agent
with duly executed stock powers with respect thereto, (ii)&nbsp;with respect to any such Collateral that is a &ldquo;security&rdquo; (as
such term is defined in the Uniform Commercial Code) but is not evidenced by a certificate, when UCC financing statements in appropriate
form are filed in the appropriate filing offices in the jurisdiction of organization of the pledgor or when &ldquo;control&rdquo; (as
such term is defined in the Uniform Commercial Code) is established by Agent over such interests in accordance with the provision of Section&nbsp;8-106
of the Uniform Commercial Code, or any successor provision, (iii)&nbsp;with respect to any such Collateral that is not a &ldquo;security&rdquo;
(as such term is defined in the Uniform Commercial Code), when UCC financing statements in appropriate form are filed in the appropriate
filing offices in the jurisdiction of organization of the pledgor (to the extent such security interest can be perfected by filing under
the Uniform Commercial Code) and (iv)&nbsp;with respect to any such Collateral that is Intellectual Property, when intellectual property
security agreements are recorded with the United States Patent and Trademark Office and the United States Copyright Office, together with
the financing statements set forth in clause (iii).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
Credit Party shall take all action that may be necessary or that Agent may request in its Permitted Discretion, so as at all times to
maintain the validity, perfection, enforceability and priority of Agent&rsquo;s security interest in and Lien on the Collateral or to
enable Agent to protect, exercise or enforce its rights hereunder and in the Collateral including, but not limited to, (i)&nbsp;promptly
discharging all Liens other than Permitted Encumbrances, (ii)&nbsp;using commercially reasonable efforts to obtain Lien Waiver Agreements
to the extent required under Section&nbsp;4.5(c), (iii)&nbsp;delivering to Agent, endorsed or accompanied by such instruments of assignment
as Agent may specify, and stamping or marking, in such manner as Agent may specify, any and all chattel paper, instruments (other than
those deposited for collection), letters of credit and advices thereof and documents evidencing or forming a part of the Collateral, in
each case with a face value in excess of $250,000, individually and in the aggregate, (iv)&nbsp;reserved, and (v)&nbsp;executing and delivering
financing statements, Control Agreements, instruments of pledge, mortgages, notices and assignments, in each case in form and substance
satisfactory to Agent in its Permitted Discretion, relating to the creation, validity, perfection, maintenance or continuation of Agent&rsquo;s
security interest and Lien under the Uniform Commercial Code or other Applicable Law. By its signature hereto, each Credit Party hereby
authorizes Agent to file against such Credit Party, one or more financing, continuation or amendment statements pursuant to the Uniform
Commercial Code in form and substance satisfactory to Agent (which statements may have a description of collateral which is broader than
that set forth herein, including without limitation a description of Collateral as &ldquo;all assets&rdquo; and/or &ldquo;all personal
property&rdquo; of any Credit Party). All charges, expenses and fees Agent may incur in doing any of the foregoing, and any local filing,
recording, documentary or similar taxes relating thereto, shall be charged to Borrowers&rsquo; Account as an Advance and added to the
Obligations, or, at Agent&rsquo;s option, shall be paid to Agent for its benefit and for the ratable benefit of Lenders immediately upon
demand. Notwithstanding the foregoing, no Credit Party shall be required to undertake any Excluded Perfection Action.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">4.3&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>[Reserved]</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">4.4&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Preservation
of Collateral</U>. Following the occurrence and during the continuance of an Event of Default, in addition to the rights and remedies
set forth in <U>Section&nbsp;11.1</U> hereof, Agent: (a)&nbsp;may at any time take such steps as Agent deems reasonably necessary to protect
Agent&rsquo;s interest in and to preserve the Collateral and (b)&nbsp;shall have, and is hereby granted, a right of ingress and egress
to the places where the Collateral is located to take possession of all or any part of the Collateral and to remove all or any part of
the Collateral. Each Credit Party shall cooperate all of Agent&rsquo;s reasonable efforts to preserve the Collateral and will take such
actions to preserve the Collateral as Agent may reasonably direct. All of Agent&rsquo;s expenses of preserving the Collateral shall be
charged to Borrowers&rsquo; Account as an Advance and added to the Obligations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">4.5&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Ownership
of Collateral</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
of the Credit Parties and its Subsidiaries has (i)&nbsp;good, sufficient and legal title to (in the case of fee interests in Real Property),
(ii)&nbsp;valid leasehold interests in (in the case of leasehold interests in real or personal property), and (iii)&nbsp;good title to
(in the case of all other personal property), all of their respective properties and assets reflected in their financial statements and
other information referred to in <U>Section&nbsp;5.9</U> and in the most recent financial statements delivered pursuant to <U>Sections
9.7</U>, <U>9.8</U> and <U>9.9</U>, in each case except for assets disposed of since the date of such financial statements as permitted
under <U>Section&nbsp;7.1(b)</U>. All such properties and assets are free and clear of Liens other than Permitted Encumbrances. With respect
to the Collateral, at the time the Collateral becomes subject to Agent&rsquo;s security interest: (i)&nbsp;a Credit Party shall have rights
in or be the sole owner of and fully authorized and able to sell, transfer, pledge and/or grant a first priority (subject only to Permitted
Encumbrances) security interest in each and every item of its Collateral to Agent; (ii)&nbsp;each document and agreement executed by each
Credit Party or delivered to Agent or any Lender in connection with this Agreement shall be true and correct in all material respects;
(iii)&nbsp;all signatures and endorsements of each Credit Party that appear on such documents and agreements shall be genuine and such
Credit Party shall have full capacity to execute same; and (iv)&nbsp;each Credit Party&rsquo;s Equipment with a value in excess of $100,000
shall be located as of the Closing Date (and as updated pursuant to <U>Sections 4.5</U> and <U>9.11(b)</U>) as set forth on <U>Schedule&nbsp;4.5</U>
and shall not be removed from such location(s)&nbsp;without the prior written consent of Agent; except (A)&nbsp;with respect to the sale
of Inventory in the ordinary course of business and Equipment to the extent permitted in <U>Section&nbsp;7.1</U> hereof; and (B)&nbsp;for
items in transit between Credit Parties&rsquo; locations, items out for repair, items provided to employees in the ordinary course of
business and samples for customers.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>[Reserved].</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Notwithstanding
anything contained herein to the contrary and without limiting anything contained herein, Borrower shall use commercially reasonable efforts
to deliver or cause to be delivered to Agent duly executed Lien Waiver Agreements in form and substance reasonably satisfactory to Agent
with respect to (w)&nbsp;<FONT STYLE="color: #231f20">1177 West Loop South, Suite&nbsp;1170, Houston, Texas 77027</FONT>, (x)&nbsp;716
Congress Avenue, Suite&nbsp;100, Austin, Texas 78701, (y)&nbsp;each other Real Property that has Collateral with a book or fair market
value (whichever is greater) in excess of $250,000 stored or located therein and (z)&nbsp;upon the reasonable request of Agent, any other
leased locations where corporate records are maintained.</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">4.6&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Defense
of Agent&rsquo;s and Lenders&rsquo; Interests</U>. Until (a)&nbsp;payment and performance in full of all of the Obligations (other than
Inchoate Obligations) and (b)&nbsp;termination of all obligations of Agent and the Lenders to make any Advances hereunder and termination
of this Agreement, Agent&rsquo;s interests in the Collateral shall continue in full force and effect. During such period no Credit Party
shall, without Agent&rsquo;s prior written consent, pledge, sell (except Inventory in the ordinary course of business and other Collateral
to the extent not constituting an Asset Sale), assign, transfer, create or suffer to exist a Lien upon or encumber or allow or suffer
to be encumbered in any way except for Permitted Encumbrances and except as permitted by Section&nbsp;7.1, any part of the Collateral.
Each Borrower shall use commercially reasonable efforts to defend Agent&rsquo;s interests in any material portion of the Collateral against
any and all Persons whatsoever. At any time following demand by Agent for payment of all Obligations after the occurrence and during the
continuance of an Event of Default, Agent shall have the right to take possession of the indicia of the Collateral and the Collateral
in whatever physical form contained, including: labels, stationery, documents, instruments and advertising materials. If Agent exercises
this right to take possession of the Collateral, each Borrower shall, upon demand, assemble it in the manner requested by Agent, to the
extent commercially reasonable, and make it available to Agent at a place reasonably convenient to Agent. In addition, with respect to
all Collateral, at all times following the occurrence and during the continuance of an Event of Default, Agent and Lenders shall be entitled
to all of the rights and remedies set forth herein and further provided by the Uniform Commercial Code or other Applicable Law. Following
the occurrence and during the continuance of an Event of Default, Agent may, at its option, instruct all suppliers, carriers, forwarders,
warehousers or others receiving or holding cash, checks, documents or instruments in which Agent holds a security interest to deliver
same to Agent and/or subject to Agent&rsquo;s order and if they shall come into such Credit Party&rsquo;s possession, they, and each of
them, shall be held by such Credit Party in trust as Agent&rsquo;s trustee, and such Credit Party will promptly deliver them to Agent
in their original form together with any necessary endorsement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">4.7&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Books
and Records</U>. Each Credit Party shall&nbsp;keep proper books of record and account in which full, true and correct entries shall be
made of all dealings or transactions in relation to its business and activities to the extent necessary to prepare the financial statements
of DDH and its Subsidiaries, on a Consolidated Basis, in conformity with GAAP consistently applied in the opinion of such independent
public accountant as shall then be regularly engaged by DDH.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">4.8&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Financial
Disclosure</U>. Subject to applicable federal and state securities laws, each Credit Party hereby irrevocably authorizes and directs all
accountants and auditors employed by such Credit Party at any time during the Term to deliver to Agent copies of any Credit Party&rsquo;s
financial statements, trial balances or other accounting records of any sort in the accountant&rsquo;s or auditor&rsquo;s possession,
and to disclose to Agent any information such accountants may have concerning any Credit Party&rsquo;s financial status and business operations;
provided however, Agent will attempt to obtain such information or materials directly from Credit Parties prior to obtaining such information
or materials from such accountants. Subject to applicable federal and state securities laws, each Credit Party hereby authorizes all Governmental
Bodies to furnish to Agent copies of reports or examinations relating to any Credit Party, whether made by such Credit Party or otherwise;
provided however, Agent will attempt to obtain such information or materials directly from Credit Parties prior to obtaining such information
or materials from such Governmental Bodies.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">4.9&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Compliance
with Laws</U>. Each Credit Party shall comply, and shall cause each of its Subsidiaries to comply, with (a)&nbsp;all Anti-Terrorism Laws,
and (b)&nbsp;all other Applicable Laws which noncompliance with, with respect to this <U>clause&nbsp;(b)</U>&nbsp;only, could reasonably
be expected to have, individually or in the aggregate, a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">4.10&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Inspection of Premises</U>. Each Credit Party will, and will cause each of its
Subsidiaries to, permit Agent and each Lender and their respective representatives and independent contractors to visit and inspect
any of its properties, to conduct field audits and examinations, to examine its corporate, financial and operating records, and make
copies thereof or abstracts therefrom, and to discuss its affairs, finances and accounts with its directors, officers, and
independent public accountants, all at the expense of Borrowers and at such reasonable times during normal business hours and as
often as may be reasonably desired, upon reasonable advance notice to Borrowing Agent (and such Persons shall use commercially
reasonable efforts to conduct such visits and inspections in a manner as to minimize interference in the applicable Credit Parties
normal operations), provided, however, that so long as no Event of Default exists, without limiting the number of any such visits
and/or inspections, Borrowers shall not be obligated to pay for more than two (2)&nbsp;such inspections per year.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">4.11&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Insurance</U>.
Subject to Section&nbsp;6.16(f), the Credit Parties will maintain or cause to be maintained, with financially sound and licensed insurers,
property insurance, public liability insurance, cybersecurity insurance, and third party property damage insurance with respect to liabilities,
losses or damage in respect of the assets, properties and businesses of each Credit Party and its Subsidiaries as may customarily be carried
or maintained under similar circumstances by Persons of established reputation engaged in similar businesses, in each case, in such amounts,
with such deductibles, covering such risks and otherwise on such terms and conditions as shall be customary for such Persons. Without
limiting the generality of the foregoing, each of Borrower and its Subsidiaries will maintain or cause to be maintained (a)&nbsp;flood
insurance with respect to each Flood Hazard Property that is a part of the Collateral, if any, and that is located in a community that
participates in the National Flood Insurance Program, in each case (to the extent required) in compliance with any applicable regulations
of the Board of Governors of the Federal Reserve System, and (b)&nbsp;replacement value casualty insurance on the Collateral under such
policies of insurance, with such insurance companies, in such amounts, with such deductibles, and covering such risks as are at all times
carried or maintained under similar circumstances by Persons of established reputation engaged in similar businesses. Each such policy
of insurance shall (i)&nbsp;with respect to liability insurance and cybersecurity insurance, name Agent, on behalf of the holders of the
Obligations, as an additional insured thereunder as its interests may appear, and (ii)&nbsp;in the case of each property insurance policy,
contain a loss payable clause or endorsement with respect to the Collateral, reasonably satisfactory in form and substance to Agent, that
names Agent, on behalf of the holders of the Obligations, as the lender&rsquo;s loss payee thereunder and provides for at least thirty
(30) days&rsquo; (or ten (10)&nbsp;days&rsquo; in the case of non-payment of premium) prior written notice to Agent of any modification
or cancellation of such policy; and which, for the avoidance of doubt, in the case of being added as an additional insured with respect
to such liability insurance, shall not limit the ability of the applicable insurance carrier to satisfy any claims that may be payable
to a third party on behalf of any Credit Party. Credit Parties shall furnish Agent with copies of all policies and evidence of the maintenance
of such policies by the renewal thereof as soon as practicable prior to the expiration date thereof. If any insurance losses are paid
by check, draft or other instrument payable to any Credit Party and Agent jointly, Agent may endorse such Credit Party&rsquo;s name thereon
and do such other things as Agent may deem advisable to reduce the same to cash. Following the occurrence and during the continuance of
an Event of Default with respect to all claims for insurance proceeds in excess of $250,000, Agent is hereby authorized to adjust and
compromise claims under insurance coverage referred to in <U>clause (b)</U>&nbsp;above. All loss recoveries received by Agent upon any
such insurance may be applied to the Obligations, in such order as Agent in its Permitted Discretion shall determine during the continuance
of an Event of Default and, at all other times as set forth in <U>Section&nbsp;2.7(a)</U>. Any surplus shall be paid by Agent to Borrowing
Agent or applied as may be otherwise required by law.</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">4.12&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Failure
to Pay Insurance</U>. If Credit Parties fail to obtain insurance as hereinabove provided, or to keep the same in force, Agent, if Agent
so elects, may obtain such insurance and pay the premium therefor on behalf of Credit Parties, and charge Borrowers&rsquo; Account therefor
as an Advance and such expenses so paid shall be part of the Obligations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">4.13&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Payment
of Taxes</U>. Each Credit Party will, and will cause each of its Subsidiaries to, pay (a)&nbsp;all federal, state and other material Taxes
imposed upon it or any of its properties or assets or in respect of any of its income, businesses or franchises before any penalty or
fine accrues thereon and (b)&nbsp;all claims (including claims for labor, services, materials and supplies) for sums that have become
due and payable and that by law have or may become a Lien upon any of its properties or assets, prior to the time when any penalty or
fine shall be incurred with respect thereto; <U>provided</U>, no such Tax or claim need be paid if it is being contested in good faith
by appropriate proceedings promptly instituted and diligently conducted, so long as (i)&nbsp;adequate reserve or other appropriate provision,
as shall be required in conformity with GAAP shall have been made therefor, and (ii)&nbsp;in the case of a Tax or claim which has or may
become a Lien against any of the Collateral, such contest proceedings conclusively operate to stay the sale of any portion of the Collateral
to satisfy such Tax or claim. No Credit Party will, nor will any Credit Party permit any of its Subsidiaries to, file or consent to the
filing of any consolidated income tax return with any Person (other than DDH or any Subsidiary of DDH). Subject to the limitations of
<U>Section&nbsp;3.10</U>, if any Tax by any Governmental Body is or may be imposed on or as a result of any transaction between any Credit
Party and Agent or any Lender which Agent or any Lender may be required to withhold or pay or if any Taxes, assessments, or other charges
remain unpaid after the date fixed for their payment, or if any claim shall be made which, in Agent&rsquo;s or any Lender&rsquo;s Permitted
Discretion, may possibly create a valid Lien on the Collateral, Agent may without notice to any Credit Party pay the Taxes, assessments
or other claims and each Borrower hereby indemnifies and holds Agent and each Lender harmless in respect thereof. Agent will not pay any
Taxes, assessments or claims to the extent being contested as set forth in the proviso in the first sentence in this <U>Section&nbsp;4.13</U>.
The amount of any payment by Agent under this <U>Section&nbsp;4.13</U> shall be charged to Borrowers&rsquo; Account and added to the Obligations
and, until Borrowers shall furnish Agent with an indemnity therefor (or supply Agent with evidence satisfactory to Agent that due provision
for the payment thereof has been made), Agent may hold without interest any balance standing to Borrowers&rsquo; credit and Agent shall
retain its security interest in and Lien on any and all Collateral held by Agent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">4.14&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Payment
of Leasehold Obligations</U>. Credit Parties shall at all times pay, when and as due, to the extent failure to pay such amount could result
in the termination of such lease, its rental obligations under all leases under which it is a tenant, and shall otherwise comply, in all
material respects, with all other terms of such leases and keep them in full force and effect (except for termination of a lease at its
scheduled termination date or otherwise in accordance with the terms thereof), to the extent termination of such lease would reasonably
result in a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">4.15&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Receivables</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Nature
of Receivables</U>. Each of the Receivables shall be a bona fide and valid account representing a bona fide indebtedness incurred by the
Customer therein named, for a fixed sum as set forth in the invoice relating thereto (<U>provided</U> that immaterial or unintentional
invoice errors shall not be deemed to be a breach hereof) with respect to the sale or lease and delivery of goods upon stated terms of
a Credit Party, or work, labor or services theretofore rendered by a Credit Party as of the date each Receivable is created. Same shall
be due and owing in accordance with Credit Party&rsquo;s standard terms of sale without known dispute, setoff or counterclaim except to
the extent that such disputes, setoffs, or counterclaims have been disclosed to Agent to the extent involving an amount in excess of $250,000
individually or in the aggregate.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Solvency
of Customers</U>. Each Customer (other than Customers having Receivables not in excess of $250,000 in the aggregate at any time outstanding),
to each Credit Party&rsquo;s actual knowledge, as of the date each Receivable is created, is and will be solvent and able to pay all Receivables
on which the Customer is obligated in full when due or with respect to such Customers of Credit Parties who are not, to any Credit Party&rsquo;s
actual knowledge, solvent, the applicable Borrower has set up on its books and in its financial records bad debt reserves adequate to
cover such Receivables.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Location
of Credit Party</U>. Credit Parties&rsquo; chief executive office is set forth on <U>Schedule&nbsp;4.5</U>; <U>provided</U>, <U>that</U>,
Credit Parties may change the location of their chief executive office upon 10 days prior written notice to Agent. Until written notice
is given to Agent by Credit Parties of any other office at which any Credit Party keeps its records pertaining to Receivables, all such
records shall be kept at such executive office.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Collection
of Receivables</U>. Credit Parties shall deposit in a Depository Account or, upon request by Agent, deliver to Agent, in original form
and within three (3)&nbsp;Business Days of receipt thereof, all checks, drafts, notes, money orders, acceptances, cash and other evidences
of Indebtedness paid in respect of Receivables.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Notification
of Assignment of Receivables</U>. At any time during the continuance of an Event of Default, Agent shall have the right to send notice
of the assignment of, and Agent&rsquo;s security interest in and Lien on, the Receivables to any and all Customers or any third party
holding or otherwise concerned with any of the Collateral. Agent shall use reasonable efforts to provide notice to Borrowing Agent of
the sending of any such notice of assignment, but failure to do so shall not result in any liability to Agent. Thereafter, Agent shall
have the sole right to collect the Receivables, take possession of the Collateral, or both. Agent&rsquo;s actual collection expenses,
including, but not limited to, stationery and postage, telephone and telegraph, secretarial and clerical expenses and the salaries of
any collection personnel used for collection, may be charged to Borrowers&rsquo; Account and added to the Obligations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Power
of Agent to Act on Credit Parties&rsquo; Behalf</U>. Agent shall have the right to receive, endorse, assign and/or deliver in the name
of Agent or any Credit Party any and all checks, drafts and other instruments for the payment of money relating to the Receivables, and
each Credit Party hereby waives notice of presentment, protest and non-payment of any instrument so endorsed. Each Credit Party hereby
constitutes Agent or Agent&rsquo;s designee as such Credit Party&rsquo;s attorney with power: (i)&nbsp;to endorse such Credit Party&rsquo;s
name upon any notes, acceptances, checks, drafts, money orders or other evidences of payment or Collateral; (ii)&nbsp;to sign such Credit
Party&rsquo;s name on any invoice or bill of lading relating to any of the Receivables, drafts against Customers, assignments and verifications
of Receivables; (iii)&nbsp;to send verifications of Receivables to any Customer; (iv)&nbsp;to sign such Credit Party&rsquo;s name on all
financing statements or any other documents or instruments deemed necessary or appropriate by Agent to preserve, protect, or perfect Agent&rsquo;s
interest in the Collateral and to file same; (v)&nbsp;to demand payment of the Receivables; (vi)&nbsp;to enforce payment of the Receivables
by legal proceedings or otherwise; (vii)&nbsp;to exercise all of such Credit Party&rsquo;s rights and remedies with respect to the collection
of the Receivables and any other Collateral; (viii)&nbsp;to settle, adjust, compromise, extend or renew the Receivables; (ix)&nbsp;to
settle, adjust or compromise any legal proceedings brought to collect Receivables; (x)&nbsp;to prepare, file and sign such Credit Party&rsquo;s
name on a proof of claim in bankruptcy or similar document against any Customer; (xi)&nbsp;to prepare, file and sign such Credit Party&rsquo;s
name on any notice of Lien, assignment or satisfaction of Lien or similar document in connection with the Receivables; and (xii)&nbsp;to
do all other acts and things necessary to carry out this Agreement; <U>provided</U>, <U>however</U>, Agent shall only exercise the rights
described in <U>clauses (i)</U>, <U>(ii), (v), (vi), (vii), (viii), (ix)</U>&nbsp;and <U>(xi)</U>&nbsp;upon the occurrence and during
the continuance of an Event of Default. All acts of said attorney or designee are hereby ratified and approved, and said attorney or designee
shall not be liable for any acts of omission or commission nor for any error of judgment or mistake of fact or of law, unless done maliciously
or with gross (not mere) negligence (as determined by a court of competent jurisdiction in a final non-appealable judgment); this power
being coupled with an interest is irrevocable while any of the Obligations (other than Inchoate Obligations) remain unpaid. Agent shall
have the right at any time following the occurrence and during the continuance of an Event of Default, to change the address for delivery
of mail addressed to any Credit Party to such address as Agent may designate and to receive, open and dispose of all mail addressed to
any Credit Party.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>No
Liability</U>. Neither Agent nor any Lender shall, under any circumstances or in any event whatsoever, have any liability for any error
or omission or delay of any kind occurring in the settlement, collection or payment of any of the Receivables or any instrument received
in payment thereof, or for any damage resulting therefrom. Following the occurrence and during the continuance of an Event of Default,
Agent may, without notice or consent from any Credit Party, sue upon or otherwise collect, extend the time of payment of, compromise or
settle for cash, credit or upon any terms any of the Receivables or any other securities, instruments or insurance applicable thereto
and/or release any obligor thereof. Following the occurrence and during the continuance of an Event of Default, Agent is authorized and
empowered to accept the return of the goods represented by any of the Receivables, all without discharging or in any way affecting any
Credit Party&rsquo;s liability hereunder. Agent shall use reasonable efforts to notify the applicable Credit Party of any such acceptance
of returned goods, but shall have no liability for any failure to do so.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(h)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Cash
Management; Payment Mechanics</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
Credit Parties shall direct each of their Customers to remit all payments on Receivables to, and Credit Parties shall deposit all cash,
checks, notes instruments and other funds or items of payment received by such Credit Party from time to time to, depository accounts
(&ldquo;<U>Depository Accounts</U>&rdquo;) established at ABL Lender or such other depository approved by Agent in its reasonable discretion
for the deposit of such amounts.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>As
of the Closing Date, all deposit accounts and investment accounts of DDH and its Subsidiaries are set forth on <U>Schedule&nbsp;4.15(h)</U>.
Each Credit Party will notify Agent in writing at least five (5)&nbsp;Business Days prior to the establishment of any deposit accounts
or investment accounts not set forth on <U>Schedule&nbsp;4.15(h)</U>. Subject to Section&nbsp;6.16 hereof, the Credit Parties shall deliver
to Agent Control Agreements with respect to all deposit accounts of the Credit Parties (including without limitation, the Depository Accounts,
but excluding any Excluded Deposit Accounts).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(iii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>On
or before the Closing Date, Borrowing Agent shall have established a deposit account at a depository approved by Agent in its reasonable
discretion for the purpose of receiving proceeds of the Advances (the &ldquo;<U>Funding Account</U>&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Adjustments</U>.
No Borrower will, without Agent&rsquo;s consent, compromise or adjust any Receivables (or extend the time for payment thereof) or accept
any returns of merchandise or grant any additional discounts, allowances or credits thereon except for compromises, adjustments, returns,
discounts, credits and allowances in the ordinary course of business of Borrowers.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">4.16&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Pledge
of Personal Property Assets</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
Credit Party shall cause one hundred percent (100%) of the issued and outstanding Equity Interests of each Subsidiary of DDH to be subject
at all times to a first priority lien (subject to any Permitted Encumbrance) in favor of Agent pursuant to the terms and conditions of
this Agreement and the Other Documents, together with opinions of counsel and any filings and deliveries or other items reasonably requested
by Agent necessary in connection therewith (to the extent not delivered on the Closing Date) to perfect the security interests therein,
all in form and substance reasonably satisfactory to Agent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
Credit Party shall (i)&nbsp;cause all of its owned personal property (other than Excluded Property) to be subject at all times to first
priority (subject to any Permitted Encumbrances), perfected Liens in favor of Agent to secure the Obligations pursuant to the terms and
conditions of this Agreement and the Other Documents or, with respect to any such property acquired subsequent to the Closing Date, such
other additional security documents as Agent shall reasonably request, subject in any case to Permitted Encumbrances and (ii)&nbsp;deliver
such other documentation as Agent may reasonably request in connection with the foregoing, including, without limitation, appropriate
Control Agreements, UCC-1 financing statements, certified resolutions and other organizational and authorizing documents of such Person,
opinions of counsel to such Person (which shall cover, among other things, the legality, validity, binding effect and enforceability of
the documentation referred to above and the perfection of Agent&rsquo;s Liens thereunder) and other items reasonably requested by Agent
necessary in connection therewith to perfect the security interests therein, all in form, content and scope reasonably satisfactory to
Agent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">4.17&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Maintenance
of Equipment</U>. Each Credit Party shall, and shall cause each of its Subsidiaries to, maintain or cause to be maintained in good repair,
working order and condition, ordinary wear and tear excepted, all material properties used or useful in the business of any Credit Party
and its Subsidiaries and from time to time will make or cause to be made all appropriate repairs, renewals and replacements thereof substantially
in accordance with such Credit Party&rsquo;s past business practices.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">4.18&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Exculpation
of Liability</U>. Nothing herein contained shall be construed to constitute Agent, any Lender or any of their respective officers, directors,
Affiliates, attorneys, employees or agents as any Borrower&rsquo;s agent for any purpose whatsoever, nor shall Agent, any Lender or any
of their respective officers, directors, Affiliates, attorneys, employees or agents be responsible or liable for any shortage, discrepancy,
damage, loss or destruction of any part of the Collateral wherever the same may be located and regardless of the cause thereof, except
to the extent arising out of the gross negligence or willful misconduct of Agent or any Lender. Neither Agent nor any Lender, whether
by anything herein or in any assignment or otherwise, assume any of any Borrower&rsquo;s obligations under any contract or agreement assigned
to Agent or such Lender, and neither Agent nor any Lender shall be responsible in any way for the performance by any Borrower of any of
the terms and conditions thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">4.19&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Environmental
Matters</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
Credit Party will deliver to Agent with reasonable promptness, such documents and information with respect to any material Environmental
Claim as from time to time may be reasonably requested by Agent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
Credit Party shall promptly take, and shall cause each of its Subsidiaries promptly to take, any and all actions necessary to (i)&nbsp;cure
any violation of applicable Environmental Laws by such Credit Party or its Subsidiaries that would reasonably be expected to have, individually
or in the aggregate, a Material Adverse Effect, and (ii)&nbsp;respond to any Environmental Claim against such Credit Party or any of its
Subsidiaries and discharge any obligations it may have to any Person thereunder where failure to do so would reasonably be expected to
have, individually or in the aggregate, a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>In
the event any Borrower obtains, gives or receives notice of any Release or threat of Release of a reportable quantity of any Hazardous
Materials at the Real Property (any such event being hereinafter referred to as a &ldquo;<U>Hazardous Discharge</U>&rdquo;) or receives
any request for information or notification that it is potentially responsible for investigation or cleanup of environmental conditions
at the Real Property or other written notice with regard to any Hazardous Discharge or any other Environmental Claim (any of the foregoing
is referred to herein as an &ldquo;<U>Environmental Complaint</U>&rdquo;) from any Person, including any state agency responsible in whole
or in part for environmental matters in the state in which the Real Property is located or the United States Environmental Protection
Agency (any such Person hereinafter the &ldquo;<U>Authority</U>&rdquo;), then Borrowers shall, within ten (10)&nbsp;Business Days, give
written notice of same to Agent detailing facts and circumstances of which any Borrower is aware giving rise to the Hazardous Discharge
or Environmental Complaint. Such information is to be provided to allow Agent to protect its security interest in and Lien on the Real
Property and the Collateral and is not intended to create nor shall it create any obligation upon Agent or any Lender with respect thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Borrowers
shall respond promptly to any Hazardous Discharge or Environmental Complaint, except where failure to do so could not reasonably be expected
to result in material liability to any Borrower, and take all commercially reasonable action in order to safeguard the health of any Person
and to avoid subjecting the Collateral or Real Property to any Lien (other than Permitted Encumbrances). If Borrowers shall fail to respond
promptly to any Hazardous Discharge or Environmental Complaint or Borrowers shall fail to comply with any of the requirements of any Environmental
Laws, Agent on behalf of Lenders may, but without the obligation to do so, for the sole purpose of protecting Agent&rsquo;s interest in
the Collateral: (i)&nbsp;give such notices or (ii)&nbsp;enter onto the Real Property (or authorize third parties to enter onto the Real
Property) and take such actions as Agent (or such third parties as directed by Agent) deem reasonably necessary, to clean up, remove,
mitigate or otherwise deal with any such Hazardous Discharge or Environmental Complaint. All reasonable, documented out-of-pocket costs
and expenses incurred by Agent and Lenders (or such third parties) in the exercise of any such rights, including any sums paid in connection
with any judicial or administrative investigation or proceedings, fines and penalties shall be paid upon demand by Borrowers, and until
paid shall be added to and become a part of the Obligations secured by the Liens created by the terms of this Agreement or any other agreement
between Agent, any Lender and any Borrower.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>[Reserved].</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>For
purposes of <U>Sections&nbsp;4.19</U> and <U>5.7</U>, all references to Real Property shall be deemed to include all of each Borrower&rsquo;s
right, title and interest in and to its owned and leased premises.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">4.20&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Financing
Statements</U>. To the knowledge of the Credit Parties, except for the financing statements filed by Agent and the financing statements
evidencing Permitted Encumbrances, no financing statement covering any of the Collateral or any proceeds thereof is on file in any public
office.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">4.21&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Key
Executive Policy</U>. Promptly, but in any event within one hundred twenty (120) days after the Second Amendment Date, as further security
for the payment of the Obligations and the satisfaction by Borrower of all covenants and undertakings contained in this Agreement and
the Other Documents, the Borrower shall use commercially reasonable efforts to deliver, for the benefit of Agent and Lenders, a collateral
assignment of a key executive life insurance policy owned by Borrower insuring the life of Keith Smith and Mark Walker in the amount of
not less than $5,000,000 for each such Person (and an aggregate amount of not less than $10,000,000) issued by an insurer acceptable to
Agent in its sole discretion (such policy, the &ldquo;<U>Key Executive Policy</U>&rdquo;), and in connection therewith, within such period,
Borrower shall deliver to Agent all forms and agreements required by the insurer issuing the Key Executive Policy in order to have such
assignment of the Key Executive Policy in favor of Agent, for itself and for the benefit of Lenders, acknowledged and reflected on the
records of such insurer (all of which such forms shall have been executed by Borrower and any other party necessary thereto); provided,
that no Default or Event of Default shall occur if the Borrower is unable to obtain coverage in the amounts or on the terms described
herein or if premiums on any such policy exceed a commercially reasonable amount. Nothing contained in the foregoing or in any such forms
and agreements required by the insurer shall be construed in any way to contradict or limit (but only to expand and extend) the grant
of a security interest and Lien by Borrower in all now existing and hereafter arising General Intangibles and insurance policies provided
for in <U>Section&nbsp;4.1</U> above.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt; text-transform: uppercase">V.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><FONT STYLE="text-transform: uppercase"><U>REPRESENTATIONS
AND WARRANTIES.</U></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Each Credit Party represents
and warrants as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">5.1&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Organization;
Requisite Power and Authority; Qualification</U>. Each Credit Party and its Subsidiaries (a)&nbsp;is duly organized, validly existing
and in good standing under the laws of its jurisdiction of organization as identified in <U>Schedule&nbsp;5.1</U>, (b)&nbsp;has all requisite
power and authority to own and operate its properties, to carry on its business as now conducted and as proposed to be conducted, to enter
into this Agreement and the Other Documents to which it is a party and to carry out the transactions contemplated thereby, and (c)&nbsp;is
qualified to do business and in good standing in every jurisdiction where necessary to carry out its business and operations, except in
jurisdictions where the failure to be so qualified or in good standing has not had, and could not be reasonably expected to have, a Material
Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">5.2&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Equity
Interests and Ownership</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Schedule
5.2(a)</U>&nbsp;correctly sets forth the ownership interest of each Credit Party and each Credit Party&rsquo;s Subsidiaries, in each case
as of the Closing Date. The Equity Interests of each Credit Party and its Subsidiaries have been duly authorized and validly issued and
are fully paid and non-assessable (except with respect to limited liability company interests). Except as set forth on <U>Schedule&nbsp;5.2(a)</U>&nbsp;as
of the Closing Date, there is no existing option, warrant, call, right, commitment, buy-sell, voting trust, contribution agreement or
other shareholder agreement or other agreement with respect to any Credit Party or any Subsidiary, and there is no membership interest
or other Equity Interests of any Credit Party or any Subsidiary outstanding which upon conversion or exchange would require, the issuance
by any Credit Party, or any Subsidiary of any additional membership interests or other Equity Interests of any Credit Party or any Subsidiary
or other Securities convertible into, exchangeable for or evidencing the right to subscribe for or purchase, a membership interest or
other Equity Interests of any Credit Party or any Subsidiary.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
only Subsidiaries of each Credit Party are listed on <U>Schedule&nbsp;5.2(b)</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">5.3&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Due
Authorization</U>. The execution, delivery and performance of this Agreement and the Other Documents have been duly authorized by all
necessary action on the part of each Credit Party that is a party hereto or thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">5.4&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>No
Conflict</U>. The execution, delivery and performance by Credit Parties of this Agreement and the Other Documents to which they are parties
and the consummation of the transactions contemplated by this Agreement and the Other Documents do not and will not (a)&nbsp;violate in
any material respect any provision of any Applicable Laws relating to any Credit Party, any of the Governing Documents of any Credit Party,
or any order, judgment or decree of any court or other agency of government binding on any Credit Party; (b)&nbsp;conflict with, result
in a breach of or constitute (with due notice or lapse of time or both) a default under any material Contractual Obligations of any Credit
Party (including the ABL Loan Documents); (c)&nbsp;result in or require the creation or imposition of any Lien upon any of the properties
or assets of any Credit Party (other than any Liens created under this Agreement or any of the Other Documents in favor of Agent) whether
now owned or hereafter acquired; or (d)&nbsp;require any approval of stockholders, members or partners or any approval or consent of any
Person under any Governing Document or any other material Contractual Obligation of any Credit Party, in each case except for any such
approval or consent that has been duly obtained.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">5.5&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Governmental
Consents</U>. The execution, delivery and performance by the Credit Parties of this Agreement and the Other Documents to which they are
parties and the consummation of the transactions contemplated by this Agreement and the Other Documents do not and will not require, as
a condition to the effectiveness thereof, any registration with, consent or approval of, or notice to, or other action to, with or by,
any Governmental Body except for filings and recordings with respect to the Collateral to be made, or otherwise delivered to Agent for
filing and/or recordation, as of the Closing Date and other filings, recordings or consents which have been obtained or made, as applicable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">5.6&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Binding
Obligations</U>. Each of this Agreement and each Other Document has been duly executed and delivered by each Credit Party that is a party
thereto and is the legally valid and binding obligation of such Credit Party enforceable against such Credit Party in accordance with
its respective terms, except as may be limited by Debtor Relief Laws or by equitable principles relating to enforceability.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">5.7&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>No
Material Adverse Effect; No Default</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Since
December&nbsp;31, 2020, no event, circumstance or change has occurred that has caused or evidences, either in any case or in the aggregate,
a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>No
Default or Event of Default has occurred and is continuing.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">5.8&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Tax
Returns</U>. Each Credit Party and its Subsidiaries have filed all federal, state and other material Tax returns and reports required
to be filed or have obtained a valid extension of the deadline for any such returns or reports such that there are no delinquencies for
filing, and have paid all federal, state and other material Taxes, assessments, fees and other governmental charges levied or imposed
upon them or their respective properties, assets, income, businesses and franchises otherwise due and payable, except those being actively
contested in good faith and by appropriate proceedings and for which adequate reserves have been provided in accordance with GAAP. There
is no proposed Tax assessment against any Credit Party or any of its Subsidiaries that would, if made, have a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">5.9&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Financial
Statements</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
balance sheet of DDH and its Subsidiaries prepared on a Consolidated Basis for the most recent Fiscal Year ended and the related statements
of income, equity and cash flows prepared on a Consolidated Basis for such Fiscal Year, including the notes thereto (i)&nbsp;were prepared
in accordance with GAAP consistently applied throughout the period covered thereby (except as otherwise noticed in the Quality of Earnings
Report); (ii)&nbsp;fairly present the financial condition of DDH and its Subsidiaries in all material respects as of the date thereof
and their results of operations for the period covered thereby, in each case, on a Consolidated Basis, in accordance with GAAP consistently
applied throughout the period covered thereby (except as otherwise noticed in the Quality of Earnings Report); and (iii)&nbsp;show all
material indebtedness and other liabilities, direct or contingent, of DDH and its Subsidiaries as of the date thereof, including liabilities
for taxes, material commitments and Indebtedness, to the extent required to be included thereon in accordance with GAAP.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
audited balance sheet of DDH and its Subsidiaries prepared on a Consolidated Basis as of December&nbsp;31, 2020, and the related statements
of income, equity and cash flows prepared on a Consolidated Basis for such Fiscal Quarter (i)&nbsp;were prepared in accordance with GAAP
consistently applied throughout the period covered thereby, except as otherwise expressly noted therein, (ii)&nbsp;fairly present the
financial condition of DDH and its Subsidiaries in all material respects as of the date thereof and their results of operations for the
period covered thereby, in each case, on a Consolidated Basis, subject, in the case of <U>clauses (i)</U>&nbsp;and (ii), to the absence
of footnotes and to normal year-end audit adjustments, except as otherwise expressly noted therein and (iii)&nbsp;show all material indebtedness
and other liabilities, direct or contingent, of DDH and its Subsidiaries as of the date of such financial statements, including liabilities
for taxes, material commitments and Indebtedness to the extent required to be included thereon in accordance with GAAP.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
pro forma consolidated balance sheet of DDH and its Subsidiaries (the &ldquo;<U>Pro Forma Balance Sheet</U>&rdquo;) furnished to Agent
on the date hereof reflects the consummation of the Closing Date Transactions and fairly presents in all material respects the financial
condition of DDH and its Subsidiaries as of October&nbsp;31, 2021, after giving pro forma effect to the Closing Date Transactions as if
the Closing Date Transactions occurred on such date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
four quarter consolidated cash flow projections of DDH and its Subsidiaries delivered by DDH as of the Closing Date (the &ldquo;<U>Projections</U>&rdquo;)
were prepared by DDH based upon estimates and assumptions that DDH believes to be reasonable and fair on the Closing Date in light of
present circumstances and, as of the Closing Date, reflected DDH&rsquo;s good faith estimates of the future financial performance of DDH
and its Subsidiaries on a consolidated basis and of the other information projected therein for the periods set forth therein. Notwithstanding
the foregoing, it is understood that such Projections were and remain subject to uncertainties and contingencies, many of which are beyond
the control of DDH or any of its Subsidiaries, and that no assurance can be given that such Projections will actually be realized. The
Projections together with the Pro Forma Balance Sheet, are referred to as the &ldquo;<U>Pro Forma Financial Statements</U>&rdquo;.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
forecasted balance sheet and statements of income and cash flows of DDH and its Subsidiaries delivered pursuant to <U>Section&nbsp;9.12</U>
were prepared in good faith on the basis of the assumptions stated therein, which assumptions were fair in light of the conditions existing
at the time of delivery of such forecasts, and represented, at the time of delivery, DDH&rsquo;s best estimate of its future financial
condition and performance.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">5.10&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Information
Regarding the Credit Parties and their Subsidiaries</U>. Set forth on <U>Schedule&nbsp;5.10</U>, is the jurisdiction of organization,
the exact legal name (and for the prior five (5)&nbsp;years or since the date of its formation has been) and the true and correct U.S.
taxpayer identification number (or foreign equivalent, if any) of each Credit Party and each of its Subsidiaries as of the Closing Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">5.11&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Environmental
Matters; O.S.H.A</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
Credit Party is in compliance with, and its facilities, business, assets, property, leaseholds, Real Property and Equipment are in compliance
with, the Federal Occupational Safety and Health Act in all material respects and Environmental Laws, and there are no material outstanding
citations, notices or orders of non-compliance issued to any Credit Party or relating to its business, assets, property, leaseholds or
Equipment under any such laws, rules&nbsp;or regulations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>No
Credit Party nor any of its Subsidiaries nor any of their respective current Real Property (solely during and with respect to such Person&rsquo;s
ownership thereof) or operations, and to their knowledge, no former Real Property (solely during and with respect to any Credit Party&rsquo;s
or its Subsidiary&rsquo;s ownership thereof), are subject to any outstanding order, consent decree or settlement agreement with any Person
relating to any Environmental Law, any Environmental Claim, or any Hazardous Materials Activity that, individually or in the aggregate,
could reasonably be expected to have a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>No
Credit Party nor any of its Subsidiaries has received&nbsp;any letter or request for information under Section&nbsp;104 of CERCLA or any
comparable state law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>There
are and, to each Credit Party&rsquo;s and its Subsidiaries&rsquo; knowledge, have been, no Hazardous Materials Activities which could
reasonably be expected to form the basis of an Environmental Claim against such Credit Party or any of its Subsidiaries that, individually
or in the aggregate, could reasonably be expected to have a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>No
Credit Party nor any of its Subsidiaries has filed any notice under any Environmental Law indicating past or present treatment of Hazardous
Materials at any Real Property owned or leased by such Person (solely during and with respect to such Credit Party&rsquo;s or its Subsidiary&rsquo;s
ownership thereof), and no Credit Party&rsquo;s nor any of its Subsidiaries&rsquo; operations involves the generation, transportation,
treatment, storage or disposal of hazardous waste, as defined under 40&nbsp;C.F.R. Parts 260-270 or any equivalent state rule&nbsp;defining
hazardous waste, in each case, except in material compliance with Environmental Law. Compliance with all current requirements pursuant
to or under Environmental Laws could not be reasonably expected to have, individually or in the aggregate, a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">5.12&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Solvency;
No Litigation, Violation,&nbsp;Indebtedness or Default</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>After
giving effect to the Closing Date Transactions, DDH and its Subsidiaries taken as a whole on a Consolidated Basis are, and, upon the incurrence
of any Advance on any date on which this representation and warranty is made or deemed made, will be, Solvent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>There
are no Adverse Proceedings that (i)&nbsp;as of the date hereof purport to affect or pertain to this Agreement or any Other Document, or
any of the transactions contemplated hereby or (ii)&nbsp;could reasonably be expected to have a Material Adverse Effect. No Credit Party
nor any of its Subsidiaries is subject to or in default with respect to any final judgments, writs, injunctions, decrees, rules&nbsp;or
regulations of any Governmental Body that, individually or in the aggregate, could reasonably be expected to have a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
Credit Party and its Subsidiaries is in compliance with (i)&nbsp;the USA PATRIOT Act and OFAC rules&nbsp;and regulations as provided in
<U>Sections 5.29</U> and <U>5.30</U> and (ii)&nbsp;except such non-compliance with such other Applicable Laws that, individually or in
the aggregate, could not reasonably be expected to result in a Material Adverse Effect, all other Applicable Laws.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>(i)&nbsp;Except
as could not reasonably be expected to have a Material Adverse Effect, each of the Credit Parties and their Subsidiaries are in compliance
with all applicable provisions and requirements of ERISA and the Code and the regulations and published interpretations thereunder with
respect to each Pension Plan, and have performed all their obligations under each Pension Plan in all material respects, (ii)&nbsp;each
Pension Plan which is intended to qualify under Section&nbsp;401(a)&nbsp;of the Code has received a favorable determination letter or
is the subject of a favorable opinion letter from the Internal Revenue Service indicating that such Pension Plan is so qualified and,
to the best knowledge of the Credit Parties, nothing has occurred subsequent to the issuance of such determination letter which would
cause such Pension Plan to lose its qualified status except where such event could not reasonably be expected to result in a Material
Adverse Effect, (iii)&nbsp;except as could not reasonably be expected to have a Material Adverse Effect, no liability to the PBGC (other
than required premium payments), the Internal Revenue Service, any Pension Plan (other than for routine claims and required funding obligations
in the ordinary course) or any trust established under Title&nbsp;IV of ERISA has been incurred by any Credit Party, any of its Subsidiaries
or any of their ERISA Affiliates, (iv)&nbsp;except as would not reasonably be expected to result in liability to any Credit Party or any
of its Subsidiaries in excess of $500,000, no ERISA Event has occurred, and (v)&nbsp;except to the extent required under Section&nbsp;4980B
of the Code and Section&nbsp;601 et seq. of ERISA or similar state laws and except as could not reasonably be expected to have a Material
Adverse Effect, no Pension Plan provides health or welfare benefits (through the purchase of insurance or otherwise) for any retired or
former employee of any Credit Party or any of its Subsidiaries.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">5.13&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Patents,
Trademarks, Copyrights and Licenses</U>. As of the Closing Date, all registered or material patents, patent applications, trademarks,
trademark applications, service marks, service mark applications, copyrights, copyright applications, design rights, tradenames and material
licenses therefor owned or utilized by any Credit Party are set forth on <U>Schedule&nbsp;5.13</U>. Each Credit Party and its Subsidiaries
owns or is validly licensed to use all Intellectual Property that is necessary for the present conduct of its business, free and clear
of Liens (other than Permitted Encumbrances), without conflict with the rights of any other Person unless the failure to own or benefit
from such valid license could not, individually or in the aggregate, reasonably be expected to have a Material Adverse Effect. To the
knowledge of each Credit Party, no Credit Party nor any of its Subsidiaries is infringing, misappropriating, diluting, or otherwise violating
the Intellectual Property rights of any other Person unless such infringement, misappropriation, dilution or violation could not, individually
or in the aggregate, reasonably be expected to have a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">5.14&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Licenses,
Permits and Other Approvals</U>. Each Credit Party (a)&nbsp;is in compliance with and (b)&nbsp;has procured and is now in possession of,
all material licenses or permits required by any applicable federal, state, provincial or local law, rule&nbsp;or regulation for the operation
of its business in each jurisdiction wherein it is now conducting or proposes to conduct business, except where the failure to so comply
or procure such licenses or permits could not reasonably be expected to have a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">5.15&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Default
of Indebtedness</U>. No Credit Party or Subsidiary thereof is in default in the payment of the principal of or interest on any Indebtedness
of $250,000 or more in principal amount (in the aggregate for all Credit Parties and Subsidiaries) and no such Indebtedness has been accelerated.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">5.16&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>No
Default</U>. No Credit Party nor any of its Subsidiaries is in default in the performance, observance or fulfillment of any of the obligations,
covenants or conditions contained in any of its Contractual Obligations (other than Contractual Obligations relating to Indebtedness)
where the consequences, direct or indirect, of such default or defaults, if any, could reasonably be expected to have a Material Adverse
Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">5.17&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>No
Burdensome Restrictions</U>. As of the Closing Date, each Credit Party has heretofore delivered to Agent or provided Agent access to true
and complete copies of all Material Contracts to which it is a party or to which it or any of its properties is subject. No Credit Party
or Subsidiary thereof has agreed or consented to cause or permit in the future (upon the happening of a contingency or otherwise) any
of its property, whether now owned or hereafter acquired, to be subject to a Lien which is not a Permitted Encumbrance.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">5.18&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>No
Labor Disputes</U>. No Credit Party or any of its Subsidiaries is engaged in any unfair labor practice that could reasonably be expected
to have a Material Adverse Effect. There is (a)&nbsp;no unfair labor practice complaint pending against any Credit Party or any of its
Subsidiaries, or to the best knowledge of each Credit Party, threatened against any of them before the National Labor Relations Board
and no grievance or arbitration proceeding arising out of or under any collective bargaining agreement that is so pending against any
Credit Party or any of its Subsidiaries or to the best knowledge of each Credit Party, threatened against any of them, (b)&nbsp;no strike
or work stoppage&nbsp;in existence or to the knowledge of each Credit Party, threatened that involves any Credit Party or any of its Subsidiaries,
and (c)&nbsp;to the best knowledge of each Credit Party, no union representation question existing with respect to the employees of any
Credit Party or any of its Subsidiaries and, to the best knowledge of each Credit Party, no union organization activity that is taking
place, except (with respect to any matter specified in <U>clause (a)</U>, <U>(b)</U>&nbsp;or <U>(c)</U>&nbsp;above, either individually
or in the aggregate) such as could not reasonably be expected to have a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">5.19&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Margin
Regulations</U>. Neither any Credit Party nor any of its Subsidiaries is engaged principally, or as one of its important activities, in
the business of extending credit for the purpose of purchasing or carrying any Margin Stock. No part of the proceeds of any Term Loan
made to such Credit Party will be used (i)&nbsp;to purchase or carry any such Margin Stock or to extend credit to others for the purpose
of purchasing or carrying any such Margin Stock or for any purpose that violates, or is inconsistent with, the provisions of Regulation&nbsp;T,
U or X of the Board of Governors of the Federal Reserve System as in effect from time to time or (ii)&nbsp;to finance or refinance any
(A)&nbsp;commercial paper issued by such Credit Party or (B)&nbsp;any other Indebtedness, except for Indebtedness that such Credit Party
incurred for general corporate or working capital purposes.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">5.20&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Investment
Company Act</U>. No Credit Party or any of its Subsidiaries is subject to regulation under the Investment Company Act of 1940. No Credit
Party or any of its Subsidiaries is an &ldquo;investment company&rdquo; or a company &ldquo;controlled&rdquo; by a &ldquo;registered investment
company&rdquo; or a &ldquo;principal underwriter&rdquo; of a &ldquo;registered investment company&rdquo; as such terms are defined in
the Investment Company Act of 1940.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">5.21&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Disclosure</U>.
No representation or warranty of any Credit Party contained in this Agreement or any Other Document or in any other documents, certificates
or written statements furnished to Agent or any Lender by or on Behalf of any Credit Party or any of its Subsidiaries for use in connection
with the transactions contemplated hereby (other than projections and pro forma financial information contained in such materials) contains
any untrue statement of a material fact or omits to state a material fact (known to any Credit Party, in the case of any document not
furnished by any of them) necessary in order to make the statements contained herein or therein not misleading in any material manner
in light of the circumstances in which the same were made. Any projections and pro forma financial information contained in such materials
are based upon good faith estimates and assumptions believed by the Credit Parties to be reasonable at the time made, it being recognized
by Agent and Lenders that such projections as to future events are not to be viewed as facts and that actual results during the period
or periods covered by any such projections may differ from the projected results and that such differences may be material. There are
no facts known to any Credit Party (other than matters of a general economic nature) that, individually or in the aggregate, could reasonably
be expected to result in a Material Adverse Effect and that have not been disclosed herein or in such other documents, certificates and
statements furnished to Agent or any Lender.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">5.22&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Delivery
of Certain Documents</U>. Agent has received true, correct and complete copies of (a)&nbsp;the material ABL Loan Documents, and (b)&nbsp;any
material documents governing or giving rise to any Subordinated Debt (including all exhibits, schedules and disclosure letters referred
to in any of the foregoing or delivered pursuant thereto), if any and, in each case, all amendments thereto, waivers relating thereto
and other side letters or agreements affecting the terms thereof. None of such documents and agreements has been amended or supplemented,
nor have any of the provisions thereof been waived, except, in each case to the extent material to the interests of the Lenders, pursuant
to a written agreement or instrument which has heretofore been delivered to Agent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">5.23&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Swaps</U>.
No Credit Party or Subsidiary thereof is a party to, nor will it be a party to, any swap agreement whereby such Credit Party has agreed
or will agree to swap interest rates or currencies unless same provides that damages upon termination following an event of default thereunder
are payable on an unlimited &ldquo;two-way basis&rdquo; without regard to fault on the part of either party.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">5.24&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Immaterial
Subsidiaries</U>. Each Subsidiary of DDH Holdings that has not become a Borrower or Guarantor pursuant to <U>Section&nbsp;6.12</U> of
this Agreement is an Immaterial Subsidiary.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">5.25&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>[Reserved]</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">5.26&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Business
and Property of Credit Parties</U>. (i)&nbsp;No Credit Party nor Subsidiary thereof engages in or proposes to engage in any business other
than as described on <U>Schedule 5.26</U>, and other activities reasonably related thereto and extensions thereof; (ii)&nbsp;none of DDH,&nbsp;Intermediate
Holdco or DDH Holdings (subsequent to a Qualified IPO) has engaged in, and does not engage in, any business activities, own any assets
or have any liabilities other than (a)&nbsp;acting as a holding company and transactions incidental thereto, including maintaining policies
of insurance with respect to directors and officers liability and other insurable risks customary for similarly situated companies, (b)&nbsp;receiving
and distributing Restricted Payments permitted pursuant to the terms hereof, (c)&nbsp;liabilities arising under this Agreement, any Other
Document and the ABL Loan Documents to which it is a party, (d)&nbsp;owning the Equity Interests of its Subsidiary, (e)&nbsp;activities,
ownership of immaterial assets and contractual rights, in each case, incidental to the foregoing and to the maintenance of its corporate
existence, (f)&nbsp;activities required to comply with federal and state securities laws, (g)&nbsp;any obligations under any Acquisition
Documents in respect of Permitted Acquisitions, (h)&nbsp;liabilities in respect of the Tax Receivable Agreement, and (i)&nbsp;liabilities
in respect of Public Company Costs.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">5.27&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Insurance</U>.
The properties of the Credit Parties and their Subsidiaries are insured with financially sound and licensed insurance companies not Affiliates
of such Persons to the extent required under <U>Section&nbsp;4.11</U>. The insurance coverage of the Credit Parties and their Subsidiaries
as in effect on the Closing Date is outlined as to carrier, policy number, expiration date, type, amount and deductibles on <U>Schedule
5.27</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">5.28&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><FONT STYLE="color: red"><U><STRIKE>[Reserved]</STRIKE></U></FONT><FONT STYLE="text-decoration: underline double; color: blue">Series&nbsp;A
Preferred Stock</FONT>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="text-decoration: underline double; font-size: 10pt; color: blue">(a)</FONT><FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><FONT STYLE="text-decoration: underline double; color: blue">The
issuance of shares of Series&nbsp;A Preferred Stock will not violate Nasdaq Listing Rules&nbsp;as of the date of such issuance.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="text-decoration: underline double; font-size: 10pt; color: blue">(b)</FONT><FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><FONT STYLE="text-decoration: underline double; color: blue">No
Credit Party nor any person acting on behalf of any Credit Party has taken any action (including any offering of any securities of DDH
Holdings under circumstances which would require the integration of such offering with the offering of any of the Securities to be issued
pursuant to the Certificate of Designation under the Securities Act, and the rules&nbsp;and regulations of the Securities and Exchange
Commission promulgated thereunder) which might subject the offering, issuance or sale of any of the Securities pursuant to the Certificate
of Designation to the registration requirements of the Securities Act.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="text-decoration: underline double; font-size: 10pt; color: blue">(c)</FONT><FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><FONT STYLE="text-decoration: underline double; color: blue">The
shares of Series&nbsp;A Preferred Stock to be issued pursuant to the Certificate of Designation and the shares of Common Stock issuable
upon conversion of the Series&nbsp;A Preferred Stock have been duly authorized by all necessary corporate action and when so issued will
be validly issued, fully paid and nonassessable, free of any Liens, will not subject the holders thereof to personal liability and will
not be subject to preemptive rights of any other shareholder of any Credit Party.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="text-decoration: underline double; font-size: 10pt; color: blue">(d)</FONT><FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><FONT STYLE="text-decoration: underline double; color: blue">Assuming
the representations and warranties set forth in Section&nbsp;2(c)&nbsp;of the Seventh Amendment are true and correct, registration under
the Securities Act or the securities laws of any state or other jurisdiction including under any &ldquo;blue sky&rdquo; laws is not required
for the offering and sale of the Securities pursuant to the Certificate of Designation, except for filings pursuant to Regulation D of
the Securities Act and filings that may be required under applicable &ldquo;blue sky&rdquo; laws, which will be made in a timely manner.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">5.29&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Anti-Terrorism
Laws; Anti-Corruption Laws</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
Credit Party, its Subsidiaries and their respective officers and employees and, to the knowledge of such Credit Party, its directors and
agents, are in compliance with applicable Sanctions and are not engaged in any activity that would reasonably be expected to result in
any Credit Party being designated as a Sanctioned Person. None of the Credit Parties, their Subsidiaries nor their respective Affiliates
is in violation of any of the country or list based economic and trade sanctions administered and enforced by OFAC that are described
or referenced at http://www.ustreas.gov/offices/enforcement/ofac/ or as otherwise published from time to time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>None
of the Credit Parties or their Subsidiaries or, to the knowledge of each Credit Party or its Subsidiaries, any of their respective directors,
officers, employees or Affiliates (i)&nbsp;is a Sanctioned Person, (ii)&nbsp;has any of its assets located in a Sanctioned Country (unless
approved by Agent), or (iii)&nbsp;derives any of its operating income from investments in, or transactions with Sanctioned Persons (unless
approved by Agent). The proceeds of any Term Loan or other transaction contemplated by this Agreement or any Other Document have not been
used (x)&nbsp;in violation of any Sanctions, (y)&nbsp;to fund any operations in, finance any investments or activities in or make any
payments to, a Sanctioned Person or a Sanctioned Country or (z)&nbsp;in any other manner that would result in a violation of Sanctions
by any Person (including Agent, any Lender and any other Person participation in any Term Loan, whether as an underwriter, advisor, investor
or otherwise).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
of the Credit Parties and each of its Subsidiaries and, to the knowledge of each Credit Party and its Subsidiaries, each of their respective
directors, officers, employees and Affiliates, is in compliance with Anti-Corruption Laws. None of the Credit Parties nor their respective
Subsidiaries has made a payment, offering, or promise to pay, or authorized the payment of, money or anything of value (i)&nbsp;in order
to assist in obtaining or retaining business for or with, or directing business to, any foreign official, foreign political party, party
official or candidate for foreign political office, (ii)&nbsp;to a foreign official, foreign political party or party official or any
candidate for foreign political office, and (iii)&nbsp;with the intent to induce the recipient to misuse his or her official position
to direct business wrongfully to such Credit Party or any of its Subsidiaries or to any other Person, in violation of any Anti-Corruption
Law<I>. </I>No part of the proceeds of any Advance or other transaction contemplated by this Agreement or any Other Document will violate
Anti-Corruption Laws<I>.</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>To
the extent applicable, each Credit Party and its Subsidiaries are in compliance with the USA PATRIOT Act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">5.30&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Trading
with the Enemy</U>. No Credit Party nor any of its Subsidiaries is an &ldquo;enemy&rdquo; or an &ldquo;ally of the enemy&rdquo; within
the meaning of Section&nbsp;2 of the Trading with the Enemy Act of the United States of America (50 U.S.C. App. &sect;&sect; 1 <I>et seq</I>.),
as amended. To its knowledge, no Credit Party nor any of its Subsidiaries is in violation of (a)&nbsp;the Trading with the Enemy Act,
as amended, (b)&nbsp;any of the foreign assets control regulations of the United States Treasury Department (31 CFR, Subtitle B, Chapter
V, as amended) or any enabling legislation or executive order relating thereto or (c)&nbsp;the USA PATRIOT Act. No Credit Party or any
of its Subsidiaries (i)&nbsp;is a blocked person described in Section&nbsp;1 of the Anti-Terrorism Order or (ii)&nbsp;to the best of its
knowledge, engages in any dealings or transactions, or is otherwise associated, with any such blocked person.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">5.31&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>[Reserved]</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">5.32&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>[Reserved]</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">5.33&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Eligible
Worker Solutions</U>. Each Credit Party agrees that (i)&nbsp;it is not, and shall not be deemed to be, a representation or warranty of
Agent or any Lender as to the adequacy of any &ldquo;Eligible Worker Solutions&rdquo;, the provider thereof or any impact thereof and
neither Agent nor any Lender has made any such representation or warranty as to such program or service, (ii)&nbsp;it has, independently
and without reliance upon Agent or any Lender and based on such documents and information as it has deemed appropriate, made its own appraisal
of, and investigation into, each of the Eligible Worker Solutions and made its own decision as to the Worker Solutions Subscription to
such Eligible Worker Solutions (and continue to make each such decision) and (iii)&nbsp;Agent shall have no responsibility to ascertain,
inquire into, monitor or enforce any such program or service, any provider thereof or any impact thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">5.34&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Data
Privacy and Security</U>. Each Credit Party and its Subsidiaries has at all times complied in all material respects with (i)&nbsp;all
of its policies and notices regarding Personal Information, privacy and data security, including all privacy policies and similar disclosures
published on its websites or otherwise communicated to third parties (&ldquo;<U>Privacy Policies</U>&rdquo;), (ii)&nbsp;all Privacy and
Security Laws, and (iii)&nbsp;all contractual commitments that each Credit Party and its Subsidiaries has entered into with respect to
Personal Information. Except as, individually or in the aggregate, could not reasonably be expected to result in a Material Adverse Effect,
each Credit Party and its Subsidiaries has not been a party to or the subject of any action, claim, complaint or investigation that alleges
that the Credit Party or Subsidiary has violated any Privacy and Security Laws, Privacy Policies or contractual commitments with respect
to any Personal Information collected or possessed by or on behalf of, or otherwise subject to the possession or control of, the Credit
Party or Subsidiary. To the Credit Party&rsquo;s or Subsidiary&rsquo;s knowledge, there are no facts or circumstances which could form
the basis for any such claim or violation that, individually or in the aggregate, could reasonably be expected to result in a Material
Adverse Effect. Each Credit Party and its Subsidiaries has at all times taken all steps required (by applicable Privacy and Security Laws
and Privacy Policies) and reasonably necessary to protect the security, availability, confidentiality and integrity of Personal Information
against loss and against a Security Incident, including by implementing and at all times maintaining reasonable safeguards that are at
least consistent with best practices in the industry in which the Credit Party and Subsidiary operates and contractually obligating all
third parties who process, store, access, use or otherwise handle any Personal Information for or on behalf of the Credit Party or Subsidiary
to comply with applicable Privacy and Security Laws and Privacy Policies and take all commercially reasonable steps to protect Personal
Information. Each Credit Party and its Subsidiaries has not experienced (nor have any third parties acting on a Credit Party&rsquo;s or
Subsidiary&rsquo;s behalf) any actual or suspected Security Incident that could reasonably be expected to result in a Material Adverse
Effect. Each Credit Party and its Subsidiaries has not (nor, to such Credit Party&rsquo;s knowledge, have any third parties acting on
such Credit Party&rsquo;s or Subsidiary&rsquo;s behalf) notified, or been required to notify, any Person or Governmental Body of any Security
Incident that could reasonably be expected to result in a Material Adverse Effect, including any loss or unauthorized access, use or disclosure,
of Personal Information.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">5.35&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Small
Business Administration Documents</U>. If applicable, each Credit Party hereby acknowledges that the SBIC Lender is an SBIC and is subject
to the SBIC Act and the regulations promulgated thereunder by the SBA relating to the small business investment company program. Although
such regulations are not incorporated into this Agreement, each Credit Party acknowledges that it has been provided with an opportunity
to review such regulations. The information set forth in the SBA Forms (if any) regarding each Credit Party shall be accurate and complete
in all material respects.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">5.36&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Small
Business Concern</U>. The Credit Parties, together with their &ldquo;affiliates&rdquo; (as that term is defined in Title 13, Code of Federal
Regulations, &sect; 121.103), do not presently engage in, and do not intend to engage in, any activities, nor does any Credit Party intend
to use, directly or indirectly, the proceeds of any Advance for any purpose violative of the SBIC Regulatory Side Letter (if any).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">5.37&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Canadian
Subsidiary</U>. Orange142 Canada does not (i)&nbsp;conduct any business operations or own, hold or lease any assets other than holding
a bank account with a de minimis account balance or (ii)&nbsp;have any material liabilities.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">5.38&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Survival
of Representations and Warranties</U>. All representations and warranties of the Credit Parties contained in this Agreement and the Other
Documents shall be true at the time of the Credit Parties&rsquo; execution of this Agreement and the Other Documents, and shall survive
the execution, delivery and acceptance thereof by the parties thereto and the closing of the transactions described therein or related
thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt; text-transform: uppercase">VI.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><FONT STYLE="text-transform: uppercase"><U>AFFIRMATIVE
COVENANTS.</U></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Each Credit Party shall, and
shall cause each of its Subsidiaries to, until payment in full of the Obligations (other than Inchoate Obligations) and termination of
all obligations of Agent, the Lenders to make Advances hereunder and termination of this Agreement:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">6.1&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Lender
Meetings</U>. Upon reasonable advance notice and at the request of Agent, participate in a meeting with Agent and Lenders one time each
Fiscal Year (or such additional meetings as Borrower may agree to in its sole discretion) to be held at Borrowers&rsquo; corporate offices
(or at such other location as may be agreed to by Borrowers and Agent) at such time as may be agreed to by Borrowers, Agent and Lenders;
provided, that prior to receiving any material, non-public information at any such meetings, Agent and Lenders shall execute a non-disclosure
agreement with respect to such material, non-public information that is in form and substance satisfactory to the Credit Parties in their
reasonable discretion, containing, among other things, standstill provisions preventing transactions in the Credit Parties&rsquo; stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">6.2&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Conduct
of Business and Maintenance of Existence and Assets</U>. At all times preserve and keep in full force and effect its existence and good
standing, hold itself out to the public as a legal entity separate and distinct from all other Persons, and preserve and keep all assets,
rights, franchises, licenses and permits material to its business, except (i)&nbsp;to the extent permitted by <U>Section&nbsp;7.1</U>,
(ii)&nbsp;to the extent not constituting an Asset Sale hereunder, or (iii)&nbsp;to the extent the failure to maintain such assets, rights,
franchises, licenses, or permits could not reasonably be expected to result in a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">6.3&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Violations</U>.
Promptly notify Agent in writing after learning of any violation of any law, statute, regulation or ordinance of any Governmental Body,
or of any agency thereof, applicable to any Credit Party which could reasonably be expected to have a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">6.4&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Government
Receivables</U>. Upon Agent&rsquo;s reasonable request, take all steps necessary to protect Agent&rsquo;s interest in the Collateral under
the Federal Assignment of Claims Act, the Uniform Commercial Code and all other applicable state or local statutes or ordinances and deliver
to Agent (or ABL Lender) appropriately endorsed, any instrument or chattel paper connected with any Receivable arising out of contracts
between any Credit Party and the United States, any state or any department, agency or instrumentality of any of them, except that no
Credit Party shall be required to take such actions with respect to Receivables not exceeding $250,000 in the aggregate for all Credit
Parties unless otherwise requested in writing by Agent during the continuance of an Event of Default.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">6.5&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Financial
Covenants</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Consolidated
Total Leverage Ratio</U>. Cause to be maintained, when measured as of each date set forth below, a Consolidated Total Leverage Ratio of
not more than the amount set forth opposite thereto:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 80%; border-collapse: collapse; margin-left: 1in">
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-top: Black 1pt solid; border-left: Black 1pt solid; width: 50%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><U>Measurement Dates</U></B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-right: Black 1pt solid; border-left: Black 1pt solid; width: 50%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><U>Maximum Consolidated Total Leverage</U></B></FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: navajowhite">
    <TD STYLE="border-top: Black 1pt solid; border-left: Black 1pt solid">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; color: red"><STRIKE>December&nbsp;31, 2021 and
    the last day of each Fiscal Quarter through and including December&nbsp;31, 2023</STRIKE></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 98.85pt; color: red">&nbsp;</P></TD>
    <TD STYLE="border-top: Black 1pt solid; border-right: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; color: red"><STRIKE>3.50 to 1.00</STRIKE></FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: navajowhite">
    <TD STYLE="border-top: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; color: red"><STRIKE>March&nbsp;31, 2024 </STRIKE></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-right: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; color: red"><STRIKE>3.25 to 1.00</STRIKE></FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: navajowhite">
    <TD STYLE="border-top: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; color: red"><STRIKE>June&nbsp;30, 2024 and the last day of each Fiscal Quarter through and including June&nbsp;30, 2025</STRIKE></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-right: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; color: red"><STRIKE>n/a</STRIKE></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; color: red">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top; background-color: navajowhite">
    <TD STYLE="border-top: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; color: red"><STRIKE>September&nbsp;30, 2025</STRIKE></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-right: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; color: red"><STRIKE>4.25 to 1.00</STRIKE></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; color: red">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top; background-color: navajowhite">
    <TD STYLE="border-top: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; color: red"><STRIKE>December&nbsp;31, 2025</STRIKE></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-right: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; color: red"><STRIKE>4.00 to 1.00</STRIKE></FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: navajowhite">
    <TD STYLE="border-top: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; color: red"><STRIKE>March&nbsp;31, 2026</STRIKE></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-right: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; color: red"><STRIKE>3.75 to 1.00</STRIKE></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-top: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">June&nbsp;30, 2026</FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-right: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.50 to 1.00</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">September&nbsp;30, 2026 and the last day of each fiscal quarter thereafter</FONT></TD>
    <TD STYLE="border: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.25 to 1.00</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Consolidated
Fixed Charge Coverage Ratio</U>. Cause to be maintained a Consolidated Fixed Charge Coverage Ratio as of the end of each Fiscal Quarter,
(a)&nbsp;<FONT STYLE="color: red"><STRIKE>beginning with</STRIKE></FONT><FONT STYLE="text-decoration: underline double; color: blue">for</FONT>
the Fiscal Quarter ending <FONT STYLE="color: red"><STRIKE>December&nbsp;31</STRIKE></FONT><FONT STYLE="text-decoration: underline double; color: blue">June&nbsp;30</FONT>,
<FONT STYLE="color: red"><STRIKE>2021</STRIKE></FONT><FONT STYLE="text-decoration: underline double; color: blue">2026</FONT>, of not
less than 1.25 to 1.00 <FONT STYLE="color: red"><STRIKE>through and including March&nbsp;31, 2024 </STRIKE></FONT>and (b)&nbsp;<FONT STYLE="color: red"><STRIKE>beginning
with</STRIKE></FONT><FONT STYLE="text-decoration: underline double; color: blue">for</FONT> the Fiscal Quarter ending September&nbsp;30,
<FONT STYLE="color: red"><STRIKE>2025 and</STRIKE></FONT><FONT STYLE="text-decoration: underline double; color: blue">2026 and each fiscal
quarter ending</FONT> thereafter, of not less than 1.50 to 1.00.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Minimum
Unrestricted Cash</U>. Cause to be maintained Unrestricted Cash on the balance sheet of not less than $<FONT STYLE="color: red"><STRIKE>750,000.00</STRIKE></FONT><FONT STYLE="text-decoration: underline double; color: blue">1,500,000.00</FONT>
at all times.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="text-decoration: underline double; font-size: 10pt; color: blue">(d)</FONT><FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><FONT STYLE="text-decoration: underline double; color: blue">Minimum
Quarterly Consolidated EBITDA. Cause to be maintained Consolidated EBITDA as of the end of each fiscal quarter set forth below, a Consolidated
EBITDA of not less than the amount set forth below for such fiscal quarter period then ending:</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 80%; margin-left: 1in">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; white-space: nowrap; text-decoration: underline; color: blue; padding-bottom: 2.5pt">Fiscal Quarter Ending</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; white-space: nowrap; color: blue">&nbsp;</TD>
   <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; text-decoration: underline; color: blue; padding-bottom: 2.5pt">Minimum Consolidated EBITDA</TD></TR>
  <TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-decoration: underline; width: 76%; color: blue; padding-bottom: 2.5pt">September&nbsp;30, 2025</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 2%; color: blue; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; width: 1%; font: 10pt Times New Roman, Times, Serif; color: blue; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; width: 20%; font: 10pt Times New Roman, Times, Serif; color: blue; text-align: right">1,000,000.00</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 1%; padding-bottom: 2.5pt; color: blue; text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-decoration: underline; color: blue; padding-bottom: 2.5pt">December&nbsp;31, 2025</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; color: blue; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Times New Roman, Times, Serif; color: blue; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Times New Roman, Times, Serif; color: blue; text-align: right">1,000,000.00</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; color: blue; text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-decoration: underline; color: blue; padding-bottom: 2.5pt">March&nbsp;31, 2026</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; color: blue; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Times New Roman, Times, Serif; color: blue; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Times New Roman, Times, Serif; color: blue; text-align: right">500,000.00</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; color: blue; text-align: left">&nbsp;</TD></TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">6.6&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Execution
of Supplemental Instruments</U>. Execute and deliver to Agent from time to time, upon demand, such supplemental agreements, statements,
assignments and transfers, or instructions or documents relating to the Collateral, and such other instruments as Agent may reasonably
request in its Permitted Discretion, in order that the full intent of this Agreement may be carried into effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">6.7&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Payment
of Indebtedness</U>. Pay, discharge or otherwise satisfy at or before maturity (subject, where applicable, to specified grace periods
and, in the case of the trade payables, to normal payment practices) all its obligations and liabilities of whatever nature, except when
the failure to do so could not reasonably be expected to have a Material Adverse Effect or when the amount or validity thereof is currently
being properly contested in good faith by appropriate proceedings promptly instituted and diligently conducted and in respect of which
reserves have been established as required in conformity with GAAP, subject at all times to any applicable subordination arrangement in
favor of Lenders.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">6.8&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Real
Property Collateral</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>In
the event that any Credit Party owns or acquires Real Property (other than any Real Property constituting Excluded Property), then such
Credit Party, no later than ninety (90) days (or such longer period as may be agreed in writing by Agent in its sole discretion) after
acquiring such Real Property shall take all such actions and execute and deliver, or cause to be executed and delivered, all such Mortgages,
documents, instruments, agreements, opinions and certificates similar to those described in <U>clause&nbsp;(b)</U>&nbsp;immediately below
that Agent shall reasonably request to create in favor of Agent a valid and, subject to any filing and/or recording referred to herein,
enforceable Lien on, and security interest in such Real Property. Agent may, in its reasonable judgment, grant extensions of time for
compliance or exceptions with respect to the provisions of this <U>Section&nbsp;6.8</U> by any Credit Party. In addition to the foregoing,
the applicable Credit Party shall, at the reasonable request of Agent, deliver, from time to time, to Agent such appraisals as are required
by law or regulation of Real Property with respect to which Agent has been granted a Lien.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>In
order to create in favor of Agent, a valid and, subject to any filing and/or recording referred to herein, enforceable Lien on, and security
interest in, any Real Property Collateral that is prior and superior in right to any other Lien (other than Permitted Encumbrances), Agent
shall have received from Borrowers with respect to such Real Property Collateral:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>a
fully executed and notarized Mortgage, in proper form for recording in all appropriate places in all applicable jurisdictions, encumbering
such Real Property Collateral;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>an
opinion of counsel (which counsel shall be reasonably satisfactory to Agent) in each state in which such Real Property is located with
respect to the enforceability of the form of Mortgage to be recorded in such state and such other matters as Agent may reasonably request,
in each case in form and substance reasonably satisfactory to Agent;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(iii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>(A)&nbsp;ALTA
mortgagee title insurance policies or unconditional commitments therefor issued by one or more title companies reasonably satisfactory
to Agent (each, a &ldquo;<U>Title&nbsp;Policy</U>&rdquo;) with respect to such Real Property, in amounts not less than the fair market
value of such Real Property, together with a title report issued by a title company with respect thereto and copies of all recorded documents
listed as exceptions to title or otherwise referred to therein, each in form and substance reasonably satisfactory to Agent and (B)&nbsp;evidence
reasonably satisfactory to Agent that Borrower has paid to the title company or to the appropriate Governmental Bodies all expenses and
premiums of the title company and all other sums required in connection with the issuance of each Title&nbsp;Policy and all applicable
recording and stamp taxes (including mortgage recording and intangible taxes) payable in connection with recording the Mortgage for such
Real Property Collateral in the appropriate real estate records;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(iv)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>a
recently issued flood zone determination certificate;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(v)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>evidence
of flood insurance with respect to each Flood Hazard Property that is located in a community that participates in the National Flood Insurance
Program, in each case in compliance with any applicable regulations of the Board of Governors of the Federal Reserve System, in form and
substance reasonably satisfactory to Agent;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(vi)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>if
an exception to the Title Policy with respect to any Real Property subject to a Mortgage would arise without such ALTA surveys, ALTA surveys
of such Real Property; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(vii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>reports
and other reasonable information, in form, scope and substance reasonably satisfactory to Agent, regarding environmental matters relating
to such Real Property Collateral.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">6.9&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Federal
Securities Laws</U>. All documents, financial statements, notices and other information required to be delivered pursuant to this Agreement
may be delivered to Agent electronically and, if so delivered to Agent, shall be deemed to have been delivered on the date (i)&nbsp;on
which such materials are publicly available as posted on the Electronic Data Gathering, Analysis and Retrieval system (EDGAR); provided
Borrower will, within three (3)&nbsp;Business Days, provide notice to Agent of such material being available on EDGAR; or (ii)&nbsp;on
which such documents are posted on a Credit Party&rsquo;s behalf on an Internet or intranet website, if any, to which the Lenders and
the Agent have access and approve in writing (whether a commercial or third-party website or whether made available by the Agent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">6.10&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Exercise
of Rights</U>. Enforce all of its rights under any Acquisition Documents including, but not limited to, all indemnification rights and
pursue its available remedies in respect thereof in the exercise of its reasonable business judgment with diligence and in good faith;
provided, however, that, unless an Event of Default has occurred and is continuing, if in any particular instance the probable amount
of any indemnity payment which would be payable on account of the pursuit of any rights or remedies under any Acquisition Documents would
be less than $250,000 and the applicable Credit Party in the exercise of its reasonable business judgment determines that in such instance
the pursuit of such rights and remedies is not in the best interests of such Credit Party, then the failure of such Credit Party in such
instance to pursue any such rights and remedies shall not be a violation of this <U>Section&nbsp;6.10</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">6.11&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>[Reserved]</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">6.12&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Additional
Subsidiaries</U>. Prior to the acquisition or formation of any Subsidiary of DDH after the Closing Date, (i)&nbsp;DDH shall (a)&nbsp;form
a wholly owned Subsidiary holding company (such wholly owned Subsidiary, an &ldquo;<U>Intermediate Holdco</U>&rdquo;), (b)&nbsp;transfer,
sell and assign all Equity Interests owned by DDH in its existing Subsidiaries to Intermediate Holdco, (c)&nbsp;cause Intermediate Holdco
to execute and deliver (I)&nbsp;a joinder agreement to this Agreement fully executed by Intermediate Holdco, the Credit Parties and the
Agent pursuant to which Intermediate Holdco shall become a Guarantor hereunder and become jointly and severally liable for the Obligations
of the Guarantors hereunder and grant a lien and security interest in its property (to the extent such property would be included in the
definition of Collateral), together with amended and restated and schedules to this Agreement, (II)&nbsp;a fully executed Pledge Agreement
by Intermediate Holdco pursuant to which Intermediate Holdco shall pledge all of the Equity Interests owned by Intermediate Holdco, (III)&nbsp;such
other documents (including without limitation, Control Agreements) as Agent deems necessary to grant to Agent a security interest in any
property of Intermediate Holdco (to the extent such property would be included in the definition of Collateral), and (IV)&nbsp;any other
documents Agent may reasonably require in connection with the forgoing, including without limitation, legal opinions, certificates, and
any documentation and other information requested in connection with applicable &ldquo;know your customer&rdquo; and anti-money laundering
rules&nbsp;and regulations, including the USA Patriot Act, and (d)&nbsp;DDH shall deliver a fully executed Pledge Agreement pursuant to
which DDH shall pledge all of the Equity Interests of Intermediate Holdco, and (ii)&nbsp;upon satisfaction of the conditions set forth
in clause (i)&nbsp;above, within thirty (30) days after the acquisition or formation of any Subsidiary of DDH or Intermediate Holdco,
the Credit Parties shall:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>notify
Agent thereof in writing, together with the (i)&nbsp;jurisdiction of formation, (ii)&nbsp;number of shares of each class of Equity Interests
outstanding, (iii)&nbsp;number and percentage of outstanding shares of each class owned (directly or indirectly) by any Credit Party or
any Subsidiary and (iv)&nbsp;number and effect, if exercised, of all outstanding options, warrants, rights of conversion or purchase and
all other similar rights with respect thereto;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>cause
such Person (other than an Immaterial Subsidiary) to at the election of Agent, either (x)&nbsp;become a Borrower hereunder and under the
Other Documents by executing and delivering to Agent such assumption agreements, joinder documentation (including in the form of <U>Exhibit&nbsp;G</U>
hereto) or such other documents as Agent shall deem appropriate for such purpose, or (y)&nbsp;execute and deliver a Guarantee, Guarantor
Security Agreement and joinders to such Other Documents as Agent may request; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>deliver
to Agent (i)&nbsp;documents of the types referred to in Sections 8.1(b), (c), (d), (e), (f)&nbsp;and (u), and favorable opinions of counsel
to such Person (other than an Immaterial Subsidiary) (which shall cover, among other things, the legality, validity, binding effect and
enforceability of the documentation referred to in the immediately foregoing clause (b)), all in form, content and scope satisfactory
to Agent and (ii)&nbsp;all documents (including Pledge Agreements with respect to the Equity Interests of such Subsidiary), including
original certificates evidencing the Equity Interests of such Subsidiary and transfer powers with respect thereto executed in blank, required
by Agent in its Permitted Discretion to perfect its Lien on the Equity Interests of such Subsidiary (other than an Immaterial Subsidiary).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">6.13&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>[Reserved]</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">6.14&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Sanctions
and Anti-Corruption Matters</U>. Each Credit Party will, and will cause each of its Subsidiaries to, conduct its businesses in compliance
with Sanctions and the United States Foreign Corrupt Practices Act of 1977, the UK Bribery Act 2010 and other similar anti-corruption
legislation in other jurisdictions and maintain policies and procedures designed to promote and achieve compliance with such laws.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">6.15&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Worker
Solutions Subscription to or Worker Solutions </U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Use
commercially reasonable and good faith efforts, subject to applicable Federal and state securities laws, to (i)&nbsp;in connection with
any Worker Solutions Subscription to or Worker Solutions otherwise obtained by, and made generally available to the employees of, each
such Credit Party and Subsidiary, educate such employees of each Credit Party and each Subsidiary of a Credit Party as to the offerings
in each such Worker Solutions and the impact and benefits thereof, and (ii)&nbsp;maintain corporate citizenship and utilize best standards
of social responsibility, including, without limitation, with respect to human capital management (it being agreed and acknowledged that
the job quality standards promulgated by the Good Jobs Institute (https://goodjobsinstitute.org) and the good faith utilization of the
 &ldquo;Good Jobs Scoreboard&rdquo; promulgated thereby shall be deemed to be maintaining corporate citizenship and utilizing best standards
of social responsibility). Without limiting the foregoing, (x)&nbsp;Agent agrees to provide resources, consultation and managerial assistance
to (including, without limitation, guidance and counsel concerning the management, operations or business objectives and policies of)
the Credit Parties and their Subsidiaries with respect to such efforts to the extent reasonably requested by each such Credit Party and
Subsidiary and (y)&nbsp;the Credit Parties shall identify and certify as to any and all efforts to educate employees under <U>clause (i)</U>&nbsp;of
this <U>Section&nbsp;6.15(a)</U>, including, without limitation, as to any workshops, intranet postings, literature distribution, employee
e-mails or otherwise, in each Worker Solutions Certificate delivered pursuant to <U>Section&nbsp;9.8</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Deliver
to any Worker Solutions Provider all reasonable documentation such Worker Solutions Provider may require in order to provide Agent with
information from or regarding the Credit Parties.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">6.16&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Post-Closing
Deliveries</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Promptly,
but in any event, not later than the Second Amendment Date, deliver or cause to be delivered to Agent (i)&nbsp;a joinder agreement to
this Agreement fully executed by DDH Holdings, the Credit Parties and the Agent pursuant to which DDH Holdings shall become a Guarantor
hereunder and become jointly and severally liable for the Obligations of the Guarantors hereunder and grant a lien and security interest
in its property (to the extent such property would be included in the definition of Collateral), together with amended and restated and
schedules to this Agreement, (ii)&nbsp;a fully executed Pledge Agreement by DDH Holdings and any Permitted Holders (other than Leah Woolford
or any Person owned by Leah Woolford) owning Equity Interests of DDH, pursuant to which DDH Holdings and such Permitted Holders shall
pledge all of the Equity Interests owned by such Person in DDH, (iii)&nbsp;such other documents (including without limitation, Control
Agreements) as Agent deems necessary to grant to Agent a security interest in any property of DDH Holdings (to the extent such property
would be included in the definition of Collateral), and (iv)&nbsp;any other documents Agent may reasonably require in connection with
the forgoing, including without limitation, legal opinions, certificates, and any documentation and other information requested in connection
with applicable &ldquo;know your customer&rdquo; and anti-money laundering rules&nbsp;and regulations, including the USA Patriot Act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Deliver
to Agent the Key Executive Policy as required under and in accordance with Section&nbsp;4.21.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Promptly,
but in any event, on or before February&nbsp;28, 2022 (or such later date consented to by Agent, such consent not to be unreasonably withheld,
conditioned or delayed), deliver or cause to be delivered to Agent fully executed deposit account control agreements (&ldquo;<U>Control
Agreements</U>&rdquo;) in form and substance reasonably satisfactory to Agent, among Agent, ABL Lender, the financial institutions or
other Person at which all applicable deposit accounts are maintained and the Credit Party maintaining such account(s), with respect to
all deposit accounts of Credit Parties (other than those utilized solely for making payroll or employee benefit related payments), including,
without limitation, the Depository Accounts and the Funding Accounts, which agreements shall be effective for Agent to obtain &ldquo;control&rdquo;
(as defined in the Uniform Commercial Code) of all such accounts and all monies on deposit in, or credited to, such deposit accounts and
all certificates and instruments, if any, representing or evidencing such deposit accounts.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Deliver
to Agent the Landlord Waiver Agreements as required under and in accordance with Section&nbsp;4.5(c).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Within
fourteen days after the Closing Date (or such later date agreed to by Agent and the Required Lenders in their reasonable discretion),
Borrowers shall deliver to Agent an amendment to the existing ABL Credit Agreement (an &ldquo;<U>ABL Amendment</U>&rdquo;) in effect on
the date hereof, in form and substance satisfactory to Agent and the Required Lenders, pursuant to which ABL Lender agrees to increase
the commitments under the existing ABL Credit Agreement to $5,000,000 and agrees to such other amendments which are satisfactory to Agent
and the Required Lenders in their reasonable discretion; provided however that if such ABL Amendment is not executed and delivered on
or prior to the due date set forth above, it shall not be an Event of Default hereunder if Borrowers terminate the existing ABL Credit
Agreement and repay all obligations owing thereunder no later than the fourteenth day after the Closing Date (or such later date agreed
to by Agent and the Required Lenders in their reasonable discretion).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Within
ten (10)&nbsp;days of the Closing Date, Borrowers shall deliver evidence that their insurance policies are in compliance with Section&nbsp;4.11
hereof (or otherwise acceptable to Agent and Required Lenders in their sole discretion) and deliver certificates of insurance evidencing
such compliance and the endorsements required to be delivered pursuant to Section&nbsp;4.11 hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt; text-transform: uppercase">VII.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><FONT STYLE="text-transform: uppercase"><U>NEGATIVE
COVENANTS.</U></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Credit Parties shall not,
and shall not permit their respective Subsidiaries, until satisfaction in full of the Obligations (other than Inchoate Obligations), termination
of all obligations of Agent and the Lenders to make any Advances hereunder and termination of this Agreement, to:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">7.1&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Merger,
Consolidation, Acquisition and Sale of Assets</U>. Enter into any Acquisition or transaction of merger or consolidation, or liquidate,
wind-up or dissolve itself (or suffer any liquidation or dissolution), or consummate an LLC Division, or make any Asset Sale (including
by way of an LLC Division), or acquire by purchase or otherwise (other than purchases or other acquisitions of inventory and materials
and the acquisition of equipment and Capital Expenditures in the ordinary course of business) the business, property or fixed assets of,
or Equity Interests or other evidence of beneficial ownership of, any Person or any division or line of business or other business unit
of any Person, except: (a)&nbsp;any Subsidiary of DDH may be merged with or into DDH or any Subsidiary of DDH, or be liquidated, wound
up or dissolved, or all or any part of its business, property or assets may be conveyed, sold, leased, transferred or otherwise disposed
of, in one transaction or a series of transactions, to DDH or any other Subsidiary of DDH; provided, in the case of such a merger, if
a Borrower is party to the merger, a Borrower shall be the continuing or surviving Person; (b)&nbsp;Asset Sales, the proceeds of which
when aggregated with the proceeds of all other Asset Sales made within the same Fiscal Year, do not exceed $100,000; provided the consideration
received for such assets shall be in an amount at least equal to the fair market value thereof (determined in good faith by the board
of directors of the applicable Credit Party (or similar governing body)); (c)&nbsp;Investments made in accordance with <U>Section&nbsp;7.4</U>;
(d)&nbsp;sales or dispositions of Equity Interests in connection with a Qualified IPO to consummate the Reorganization Transactions or
to effect a Qualified IPO; and (e)&nbsp;dispositions or redemptions of Equity Interests in connection with the Redemption/Exchange Transactions
<FONT STYLE="text-decoration: underline double; color: blue">and conversions, purchases or redemptions of Series&nbsp;A Preferred Stock
pursuant to the Certificate of Designation</FONT>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">7.2&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Creation
of Liens</U>. Directly or indirectly, create, incur, assume or permit to exist any Lien on or with respect to any property or asset of
any kind (including any document or instrument in respect of goods or accounts receivable) of any Credit Party or any of its Subsidiaries,
whether now owned or hereafter acquired, created or licensed or any income, profits or royalties therefrom, or file or permit the filing
of, or permit to remain in effect, any financing statement or other similar notice of any Lien with respect to any such property, asset,
income, profits or royalties under the Uniform Commercial Code of any State or under any similar recording or notice statute or under
any Applicable Laws related to intellectual property, except:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Liens
in favor of Agent granted pursuant to this Agreement or any Other Document;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Liens
in favor of ABL Lender pursuant to the ABL Loan Documents to the extent subject to the Intercreditor Agreement;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Liens
for Taxes not yet due and payable or for Taxes if obligations with respect to such Taxes are being contested in good faith by appropriate
proceedings promptly instituted and diligently conducted;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>statutory
Liens of landlords, banks, carriers, warehousemen, mechanics, repairmen, workmen and materialmen, and other Liens imposed by law (other
than any such Lien imposed pursuant to Section&nbsp;430(k)&nbsp;of the Code or Section&nbsp;303(k)&nbsp;or 4068 of ERISA that would constitute
an Event of Default under <U>Section&nbsp;10.17</U>), in each case incurred in the ordinary course of business (i)&nbsp;for amounts not
yet overdue, or (ii)&nbsp;for amounts that are overdue and that are being contested in good faith by appropriate proceedings, so long
as such reserves or other appropriate provisions, if any, as shall be required by GAAP shall have been made for any such contested amounts;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Liens
incurred in the ordinary course of business in connection with workers&rsquo; compensation, unemployment insurance and other types of
social security, or to secure the performance of tenders, statutory obligations, surety and appeal bonds, bids, leases, government contracts,
trade contracts, performance and return-of-money bonds and other similar obligations (exclusive of obligations for the payment of borrowed
money or other Indebtedness), so long as no foreclosure, sale or similar proceedings have been commenced with respect to any portion of
the Collateral on account thereof;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>easements,
rights-of-way, restrictions, encroachments, and other minor defects or irregularities in title, in each case which do not and will not
interfere in any material respect with the ordinary conduct of the business of any Credit Party or any of its Subsidiaries, including,
without limitation, all encumbrances shown on any policy of title insurance in favor of Agent with respect to any Real Property Collateral;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>any
interest or title of a lessor or sublessor under any lease of real estate permitted hereunder;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(h)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Liens
solely on any cash earnest money deposits made by any Credit Party or any of its Subsidiaries in connection with any letter of intent,
or purchase agreement permitted hereunder;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>purported
Liens evidenced by the filing of precautionary UCC financing statements relating solely to operating leases of personal property entered
into in the ordinary course of business;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(j)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Liens
in favor of customs and revenue authorities arising as a matter of law to secure payment of customs duties in connection with the importation
of goods;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(k)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>any
zoning or similar law or right reserved to or vested in any governmental office or agency to control or regulate the use of any real property;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(l)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>licenses
of patents, trademarks and other intellectual property rights granted by any Credit Party or any of its Subsidiaries in the ordinary course
of business and not interfering in any respect with the ordinary conduct of the business of such Credit Party or such Subsidiary;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(m)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Liens
existing as of the Closing Date and described in <U>Schedule&nbsp;7.2</U>;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(n)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Liens
securing purchase money Indebtedness and Capitalized Lease Obligations to the extent permitted pursuant to <U>Section&nbsp;7.8(g)</U>;
<U>provided</U>, any such Lien shall encumber only the asset acquired with the proceeds of such purchase money Indebtedness or the assets
subject to the applicable Capital Lease, respectively;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(o)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Liens
consisting of judgment or judicial attachment liens relating to judgments which do not constitute an Event of Default hereunder;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(p)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>licenses
(including licenses of Intellectual Property), sublicenses, leases or subleases granted to third parties in the ordinary course of business;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(q)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Liens
in favor of collecting banks under Section&nbsp;4-210 of the Uniform Commercial Code;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(r)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Liens
(including the right of set-off) in favor of a bank or other depository institution arising as a matter of law encumbering deposits;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(s)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Liens
arising out of conditional sale, title retention, consignment or similar arrangements for the sale of goods in the ordinary course of
business; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="text-decoration: underline double; font-size: 10pt; color: blue">(t)</FONT><FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><FONT STYLE="text-decoration: underline double; color: blue">Liens
securing the payment of the Exit Fee Obligation pursuant to the Exit Fee Obligation Side Letter; and</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(<FONT STYLE="color: red"><STRIKE>t</STRIKE></FONT><FONT STYLE="text-decoration: underline double; color: blue">u</FONT>)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Liens
not otherwise permitted hereunder securing Indebtedness or other obligations not in excess of $250,000 in the aggregate at any one time
outstanding.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">7.3&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>No
Further Negative Pledges</U>. Enter into any Contractual Obligation (other than this Agreement and the Other Documents and the ABL Loan
Documents) that limits the ability of any Credit Party or any such Subsidiary to create, incur, assume or suffer to exist Liens on property
of such Person; <U>provided</U>, <U>however</U>, that this <U>Section&nbsp;7.3</U> shall not prohibit (i)&nbsp;any negative pledge incurred
or provided in favor of any holder of Indebtedness permitted under <U>Section&nbsp;7.8(g)</U>, solely to the extent any such negative
pledge relates to the property financed by or subject to Permitted Encumbrances securing such Indebtedness, (ii)&nbsp;any Permitted Encumbrance
or any document or instrument governing any Permitted Encumbrance; <U>provided</U> that any such restriction contained therein relates
only to the asset or assets subject to such Permitted Encumbrance, (iii)&nbsp;customary restrictions and conditions contained in any agreement
relating to the disposition of any property or assets permitted under <U>Section&nbsp;7.1</U> pending the consummation of such disposition,
and (iv)&nbsp;customary provisions restricting assignments, subletting or other transfers contained in leases, licenses, joint venture
agreements and similar agreements entered into in the ordinary course of business.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">7.4&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Investments</U>.
Directly or indirectly, make or own any Investment in any Person, including any joint venture, or create or form any Subsidiary, except:
(a)&nbsp;Investments in cash and Cash Equivalents and deposit accounts or securities accounts in connection therewith; (b)&nbsp;(i)&nbsp;equity
Investments owned as of the Closing Date in any Subsidiary and (ii)&nbsp;(A)&nbsp;Investments made after the Closing Date by the Credit
Parties in any Credit Party and (B)&nbsp;Investments by a Credit Party in Subsidiaries that are not a Credit Party for the ordinary and
necessary operating expenses of such Subsidiaries in an amount not to exceed $200,000 in the aggregate in any fiscal year and (C)&nbsp;Investments
by Subsidiaries that are not a Credit Party in any other Subsidiary for the ordinary and necessary current operating expenses of such
Credit Party in an amount not to exceed $200,000 in the aggregate in any fiscal year or in any Credit Party; (c)&nbsp;intercompany loans
to the extent permitted under <U>Section&nbsp;7.8(d)</U>&nbsp;and guarantees to the extent permitted under <U>Section&nbsp;7.8(e)</U>;
(d)&nbsp;Investments existing on the Closing Date and described on <U>Schedule 7.4</U>; (e)&nbsp;Investments constituting Swap Agreements
permitted by <U>Section&nbsp;7.8(h)</U>; (f)&nbsp;Permitted Acquisitions; (g)&nbsp;Investments constituting accounts receivable, trade
debt and deposits for the purchase of goods, in each case, made in the ordinary course of business; (h)&nbsp;repurchases of stock from
current or former employees, directors, or consultants of the Credit Parties under the terms of applicable repurchase agreements: (i)&nbsp;prior
to the consummation of a Qualified IPO, at the original issuance price of such securities in an aggregate amount not to exceed $250,000
in any fiscal year; provided that no Event of Default has occurred, is continuing or could exist after giving effect to the repurchases
and (ii)&nbsp;following a Qualified IPO, subject to Agent&rsquo;s prior written consent in Agent&rsquo;s sole discretion; (i)&nbsp;Investments
consisting of travel advances in the ordinary course of business; (j)&nbsp;Investments consisting of loans not involving the net transfer
on a substantially contemporaneous basis of cash proceeds to employees, officers or directors relating to the purchase of capital stock
or other Equity Interests of the Credit Parties pursuant to employee stock purchase plans or other similar agreements approved by such
Credit Party&rsquo;s Board of Directors (or, if not a corporation, its equivalent authorizing body); (k)&nbsp;Investments (including debt
obligations) received in connection with the bankruptcy or reorganization of customers or suppliers and in settlement of delinquent obligations
of, and other disputes with, customers or suppliers arising in the ordinary course of Borrowers&rsquo; business; (l)&nbsp;Investments
consisting of notes receivable of, or prepaid royalties and other credit extensions to, customers and suppliers who are not Affiliates,
in the ordinary course of business; provided that this subparagraph (l)&nbsp;shall not apply to Investments of any Borrower in any Subsidiary;
(m)&nbsp;formation of, and Investments in, newly-formed Subsidiaries of DDH or any Subsidiary of DDH so long as DDH and such Subsidiary
comply with <U>Section&nbsp;6.12</U> hereof; (n)&nbsp;Investments made to consummate the Reorganization Transactions in connection with
a Qualified IPO; (o)&nbsp;Investments required to finance the buyout of the SSP licensing agreement by a Credit Party in an amount not
to exceed $750,000 in the aggregate; <U>provided that</U> no Event of Default has occurred and is continuing or would occur after giving
effect to such Investments; <FONT STYLE="color: red"><STRIKE>and </STRIKE></FONT>(p)&nbsp;<FONT STYLE="text-decoration: underline double; color: blue">Investments
that are conversions, repurchases or redemptions of Series&nbsp;A Preferred Stock pursuant to the Certificate of Designation and (q)&nbsp;</FONT>other
Investments not listed above and not otherwise prohibited by this Agreement (i)&nbsp;prior to the consummation of a Qualified IPO, in
an aggregate amount not to exceed $250,000 in the aggregate in any fiscal year and (ii)&nbsp;following a Qualified IPO, in an aggregate
amount not to exceed $500,000 in the aggregate in any fiscal year; <U>provided that</U> to the extent such Investments exceed $200,000
in the aggregate in any fiscal year such Investments shall be subject to Agent&rsquo;s prior written consent in Agent&rsquo;s sole discretion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">7.5&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Sale
and Lease-Backs</U>. Directly or indirectly, become or remain liable as lessee or as a guarantor or other surety with respect to any lease
of any property (whether real, personal or mixed), whether now owned or hereafter acquired, which the Credit Party or any Subsidiary (a)&nbsp;has
sold or transferred or is to sell or to transfer to any other Person (other than a Credit Party), or (b)&nbsp;intends to use for substantially
the same purpose as any other property which has been or is to be sold or transferred by a Credit Party to any Person (other than a Credit
Party) in connection with such lease.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">7.6&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>[Reserved]</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">7.7&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Restricted
Payments</U>. Declare or make, directly or indirectly, any Restricted Payment, or incur any obligation (contingent or otherwise) to do
so, except: (a)&nbsp;each Subsidiary of a Borrower may make Restricted Payments to a Borrower, (b)&nbsp;the Preferred A Redemption on
the Closing Date, (c)&nbsp;Permitted Dividends, (d)&nbsp;redemptions of Equity Interests pursuant to employee, director or consultant
repurchase plans or other similar agreements in an aggregate amount not to exceed $250,000 in any fiscal year; provided, however, in each
case (other than any such repurchase or redemption in the ordinary course of business in connection with an employee incentive plan) the
repurchase or redemption price does not exceed the original consideration paid for such stock or Equity Interest, (e)&nbsp;the conversion
of any of its convertible securities into other securities of such Credit Party pursuant to the terms of such convertible securities,
(f)&nbsp;the payment of cash in lieu of fractional shares upon the conversion of any such convertible securities, not to exceed $500,000
in the aggregate during the Term, (g)&nbsp;Permitted Management Fee Payments or (h)&nbsp;any Credit Party and any Subsidiary may make
Tax Distributions to its members or shareholders when the applicable Tax giving rise to such Tax Distribution is due, including in respect
of estimated Tax payments, so long as: (i)&nbsp;no Event of Default or Default shall be continuing at the time of and after giving pro
forma effect to such Tax Distribution; and (ii)&nbsp;the purpose and calculation of such Tax Distribution shall be set forth in writing
and submitted to Agent at least ten (10)&nbsp;days prior to such Tax Distribution, which shall be conclusive absent manifest error, and
such Tax Distribution shall in fact be used for such purpose, unless an alternative use is approved by the Agent, (i)&nbsp;subsequent
to a Qualified IPO and to the extent made with cash proceeds of a Qualified IPO, cash payments to any holders of DDH&rsquo;s Preferred
Equity, (j)&nbsp;cash payments to the holders of DDH&rsquo;s Preferred Equity and cash payments with respect to obligations owing under
the Redemption Agreement subsequent to a Qualified IPO to the extent made with proceeds of the Second Amendment Delayed Draw Term Loan,
(k)&nbsp;the transactions contemplated pursuant to a Qualified IPO, (l)&nbsp;with respect to the payment of Public Company Costs; (m)&nbsp;in
order to effect the Redemption/Exchange Transactions; <FONT STYLE="color: red"><STRIKE>and </STRIKE></FONT>(n)&nbsp;in order to effect
the Warrant Tender Offer<FONT STYLE="color: red"><STRIKE>.</STRIKE></FONT><FONT STYLE="text-decoration: underline double; color: blue">;
and (o)&nbsp;pursuant to the terms of the Certificate of Designation, including, but not limited to, any declarations or payments of any
dividends or distributions (including in cash, in kind or by accrual thereof) in respect of the Series&nbsp;A Preferred Stock and any
conversions, purchases or redemptions of Series&nbsp;A Preferred Stock pursuant to the Certificate of Designation.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">7.8&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Indebtedness</U>.
Directly or indirectly, create, incur, assume or guaranty, or otherwise become or remain directly or indirectly liable with respect to
any Indebtedness other than (a)&nbsp;the Obligations; (b)&nbsp;the ABL Obligations in an amount not to exceed the maximum permitted amount
set forth in the Intercreditor Agreement; (c)&nbsp;the Subordinated Debt; <U>provided</U> that such Indebtedness shall at all times be
subject to a Subordination Agreement and have an earliest maturity date or call or redemption date, as applicable, no earlier than at
least six (6)&nbsp;months after the last day of the Term; (d)&nbsp;Indebtedness of the Credit Parties to any other Credit Party; (e)&nbsp;Guarantees
with respect to Indebtedness permitted under this <U>Section&nbsp;7.8</U>; (f)&nbsp;Indebtedness existing on the Closing Date and described
in <U>Schedule 7.8</U>; (g)&nbsp;(x)&nbsp;Capitalized Lease Obligations and (y)&nbsp;purchase money Indebtedness; <U>provided</U>, in
the case of <U>clause (x)</U>, that any such Indebtedness shall be secured only by the asset subject to the applicable Capital Lease,
and, in the case of <U>clause (y)</U>, that any such Indebtedness shall be secured only by the asset acquired in connection with the incurrence
of such Indebtedness; <U>provided further</U> that the sum of the aggregate principal amount of any Indebtedness under this <U>clause
(g)</U>&nbsp;shall not exceed at any time $250,000; (h)&nbsp;Indebtedness in respect of any Swap Agreement that is entered into in the
ordinary course of business to hedge or mitigate risks to which any Credit Party or any of its Subsidiaries is exposed in the conduct
of its business or the management of its liabilities (it being acknowledged by the Credit Parties that a Swap Agreement entered into for
speculative purposes or of a speculative nature is not a Swap Agreement entered into in the ordinary course of business to hedge or mitigate
risks); (i)&nbsp;Indebtedness in connection with the financing of insurance premiums in the ordinary course of business; (j)&nbsp;Indebtedness
representing deferred compensation to officers, directors, employees of DDH and its Subsidiaries; (k)&nbsp;to the extent constituting
Indebtedness, accrued Taxes not yet due and payable or that are being contested in good faith by appropriate proceedings promptly instituted
and diligently conducted; and (l)&nbsp;other unsecured Indebtedness of the Credit Parties not otherwise permitted hereunder in an aggregate
amount not to exceed at any time $250,000.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">7.9&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Nature
of Business</U>. From and after the Closing Date, engage in any business other than the Permitted Lines of Business. Notwithstanding anything
herein to the contrary, none of DDH,&nbsp;Intermediate Holdco or, subsequent to a Qualified IPO, DDH Holdings shall (i)&nbsp;incur any
liabilities (other than liabilities arising (a)&nbsp;under this Agreement and the Other Documents and the ABL Loan Documents to which
it is a party, (b)&nbsp;tax liabilities arising in the ordinary course of business, (c)&nbsp;obligations under any Acquisition documents
in respect of a Permitted Acquisition, under any Acquisition Document with respect to a Permitted Acquisition to which it is a party,
(d)&nbsp;liabilities in connection with the Tax Receivables Agreement, (e)&nbsp;liabilities for Public Company Costs, and (f)&nbsp;liabilities
in connection with the Redemption/Exchange Transactions), (ii)&nbsp;own or acquire any assets <B>(other than the Equity Interests of its
Subsidiaries, immaterial assets and contractual rights)</B> or (iii)&nbsp;engage itself in any operations or business, except for those
expressly set forth in <U>Section&nbsp;5.26</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">7.10&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Transactions
with Affiliates</U>. Directly or indirectly, enter into or permit to exist any transaction (including the purchase, sale, lease or exchange
of any property or the rendering of any service) with any officer, director or Affiliate of DDH or any of its Subsidiaries on terms that
are less favorable to DDH or such Subsidiary, as the case may be, than those that might be obtained at the time from a Person who is not
an officer, director or Affiliate of DDH or any of its Subsidiaries; <U>provided</U>, the foregoing restriction shall not apply to (a)&nbsp;any
transaction between or among the Credit Parties; (b)&nbsp;normal and reasonable compensation and reimbursement of expenses of officers
and directors in the ordinary course of business; (c)&nbsp;transactions otherwise permitted under this Agreement; (d)&nbsp;Permitted Management
Fee Payments; (e)&nbsp;transactions pursuant to the Tax Receivable Agreement; (f)&nbsp;transactions pursuant to the Redemption/Exchange
Transactions; (g)&nbsp;the transactions described in <U>Schedule 7.10</U>; and (h)&nbsp;transaction pursuant to the Warrant Tender Offer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">7.11&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Burdensome
Agreements</U>. Enter into, or permit to exist, any Contractual Obligation that encumbers or restricts the ability of any such Person
to (i)&nbsp;pay dividends or make any other distributions to a Borrower or other Credit Party on its Equity Interests or with respect
to any other interest or participation in, or measured by, its profits, (ii)&nbsp;pay any Indebtedness or other obligation owed to a Borrower
or any other Credit Party, (iii)&nbsp;make loans or advances to a Borrower or any other Credit Party, (iv)&nbsp;sell, lease or transfer
any of its property to any Borrower or any other Credit Party, (v)&nbsp;pledge its property pursuant to this Agreement or any Other Document
or any renewals, refinancings, exchanges, refundings or extension thereof, or (vi)&nbsp;act as a Credit Party pursuant to this Agreement
and the Other Documents or any renewals, refinancings, exchanges, refundings or extension thereof, except, in each case, for (w)&nbsp;the
ABL Loan Documents, this Agreement and the Other Documents, (x)&nbsp;any document or instrument governing Indebtedness incurred pursuant
to <U>Section&nbsp;7.8(g)</U>; <U>provided</U> that any such restriction contained therein relates only to the asset or assets constructed
or acquired in connection therewith, (y)&nbsp;any Permitted Encumbrance or any document or instrument governing any Permitted Encumbrance,
<U>provided</U> that any such restriction contained therein relates only to the asset or assets subject to such Permitted Encumbrance
<FONT STYLE="color: red"><STRIKE>or</STRIKE></FONT><FONT STYLE="text-decoration: underline double; color: blue">,</FONT> (z)&nbsp;customary
restrictions and conditions contained in any agreement relating to the sale of any property permitted under <U>Section&nbsp;7.1(b)</U>&nbsp;pending
the consummation of such sale <FONT STYLE="text-decoration: underline double; color: blue">or (AA) as set forth in the Certificate of
Designation and the terms of the Series&nbsp;A Preferred Stock</FONT>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">7.12&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>[Reserved]</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">7.13&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Fiscal
Year and Accounting Changes</U>. (a)&nbsp;Change its Fiscal Year-end employed by the Credit Parties as of the Closing Date other than
in the case of any Subsidiary, to cause such Subsidiary&rsquo;s Fiscal Year to end in the same date as the Fiscal Year of DDH or (b)&nbsp;make
any significant change in accounting treatment and reporting practices except as required or permitted by GAAP.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">7.14&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>[Reserved]</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">7.15&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Amendment
of Governing Documents</U>. Amend or permit any amendments to its Governing Documents (x)&nbsp;to amend or change its legal name without
providing not less than twenty (20) days prior written notice to Agent, or (y)&nbsp;if such amendment could reasonably be expected to
be materially adverse to Agent or Lenders, it being understood and agreed that (i)&nbsp;the Reorganization Transactions contemplated by
a Qualified IPO <FONT STYLE="text-decoration: underline double; color: blue">and the Certificate of Designation and the transactions contemplated
thereby </FONT>shall not be deemed to be materially adverse to the Agent or Lenders, and (ii)&nbsp;any amendment to a Credit Party&rsquo;s
Governing Documents that would affect the a pledge of the Equity Interests of such Credit Party (or the rights granted to Agent and Lenders
in connection with such pledge) shall be deemed materially adverse.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">7.16&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Compliance
with ERISA</U>. (i)&nbsp;(x)&nbsp;Maintain or (y)&nbsp;become obligated to contribute to, any Pension Plan, other than those Pension Plans
disclosed on <U>Schedule&nbsp;5.8(d)</U>&nbsp;as of the Closing Date or any other Pension Plan for which Agent has provided its prior
written consent, (ii)&nbsp;engage in any non-exempt &ldquo;prohibited transaction&rdquo;, as that term is defined in Section&nbsp;406
of ERISA and Section&nbsp;4975 of the Code, with respect to any &ldquo;plan&rdquo; as defined in Section&nbsp;3(3)&nbsp;of ERISA or Section&nbsp;4975
of the Code which could reasonably be expected to have a Material Adverse Effect, (iii)&nbsp;fail to satisfy, or permit any ERISA Affiliate
to fail to satisfy, the minimum funding standards of the pension funding rules&nbsp;with respect to any Pension Plan, which could reasonably
be expected to result in a Material Adverse Effect, (iv)&nbsp;terminate, or permit any ERISA Affiliate to terminate, any Pension Plan
where such event could result in any material liability of any Credit Party or the imposition of a lien on the property of any Credit
Party pursuant to Section&nbsp;4068 of ERISA, (v)&nbsp;assume, or permit any ERISA Affiliate to assume, any obligation to contribute to
any Multiemployer Plan for which Agent has not provided its prior written consent, (vi)&nbsp;incur, or permit any ERISA Affiliate to incur,
any withdrawal liability to any Multiemployer Plan in excess of $500,000 or (vii)&nbsp;fail to comply with the requirements of ERISA or
the Code or other Applicable Laws in respect of any &ldquo;plan&rdquo; as defined in Section&nbsp;3(3)&nbsp;of ERISA or Section&nbsp;4975
of the Code which could reasonably be expected to have a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">7.17&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Prepayment
of Indebtedness</U>. Make any payment, redemption, defeasance or acquisition for value of, or refund, refinance or exchange of, any Subordinated
Debt in a manner prohibited by the applicable Subordination Agreement; provided that for the avoidance of doubt, any payment of Subordinated
Debt that would also constitute a Restricted Payment is also subject to <U>Section&nbsp;7.7</U> hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">7.18&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Anti-Terrorism
Laws</U>.(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Use the proceeds of any Advance except as permitted by <U>Section&nbsp;2.8</U>. No Credit Party shall use, and each Credit
Party shall ensure that its Subsidiaries and its or their respective directors, officers, employees and agents shall not use, the proceeds
of any Advance (i)&nbsp;to refinance any commercial paper, (ii)&nbsp;in any manner that causes or may reasonably be expected to cause
any Advance or the application of such proceeds to violate any applicable Sanctions, Regulation&nbsp;T, Regulation&nbsp;U or Regulation&nbsp;X
of the Board of Governors of the Federal Reserve System as in effect from time to time or any other regulation thereof or to violate
the Exchange Act, (iii)&nbsp;in furtherance of an offer, payment, promise to pay, or authorization of the payment or giving of money,
or anything else of value, to any Person in violation of any Anti-Corruption Laws, or (iv)&nbsp;for the purpose of funding, financing
or facilitating any activities, business or transaction of or with any Sanctioned Person, or in any Sanctioned Country; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>No
Covered Entity, either in its own right or through any third party, will (i)&nbsp;have any of its assets in a Sanctioned Country or in
the possession, custody or control of a Sanctioned Person in violation of any Anti-Terrorism Law; (ii)&nbsp;do business in or with, or
derive any of its income from investments in or transactions with, any Sanctioned Country or Sanctioned Person in violation of any Anti-Terrorism
Law; (iii)&nbsp;engage in any dealings or transactions prohibited by any Anti-Terrorism Law or (iv)&nbsp;use the Advances to fund any
operations in, finance any investments or activities in, or, make any payments to, a Sanctioned Country or Sanctioned Person in violation
of any Anti-Terrorism Law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0">The Credit Parties
shall deliver to Agent and/or Lenders, as applicable, any certification or other evidence requested from time to time by Agent and/or
any Lender, as applicable in their sole discretion, confirming the Credit Parties&rsquo; compliance with this <U>Section&nbsp;7.18</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">7.19&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Membership/Partnership
Interests</U>. Unless consented to by Agent (and all actions, filings and deliveries necessary and desirable in the Permitted Discretion
of Agent to perfect Agent&rsquo;s first priority security interest (subject to any Permitted Encumbrances) have been completed to Agent&rsquo;s
reasonable satisfaction) and except with respect to Subsidiaries existing on the Closing Date with respect to which Agent has received
all original certificates evidencing the Equity Interests of such Subsidiaries, elect to treat or permit any of its Domestic Subsidiaries
to (a)&nbsp;treat its limited liability company Equity Interests or partnership interests, as the case may be, as securities as contemplated
by the definition of &ldquo;security&rdquo; in Section&nbsp;8-102(15) and by Section&nbsp;8-103 of Article&nbsp;8 of Uniform Commercial
Code or (b)&nbsp;certificate its limited liability company Equity Interests or partnership interests, as the case may be. To the extent
that any of the operating agreements, limited partnership agreements or other agreements governing any Equity Interests of any Credit
Party&rsquo;s Subsidiaries, or any law applicable thereto, contains any restrictions on the transfer of such Equity Interests, each Credit
Party who owns such Equity Interests and each Credit Party who has issued such Equity Interests hereby (x)&nbsp;consents to the transfer
of such Equity Interests by Agent to any Person in connection with any exercise of Agent&rsquo;s remedies pursuant to the terms of this
Agreement or any Other Document and (y)&nbsp;consents to any such transferee being admitted as a member or limited partner of such limited
liability company or limited partnership (as applicable) with all of the rights of the Credit Party originally owning such Equity Interests.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">7.20&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Trading
with the Enemy Act</U>. Engage in any business or activity in violation of the Trading with the Enemy Act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">7.21&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Management
Agreement; Management Fees</U>. At any time prior to a Qualified IPO, except in connection with the consummation of a Qualified IPO, (i)&nbsp;enter
into any other management agreement, consulting agreement, or similar arrangement (other than the Management Agreement) without the prior
written consent of Agent; or (ii)&nbsp;pay any Management Fees other than Permitted Management Fee Payments.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">7.22&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Other
Agreements</U>. Enter into any amendment, waiver or modification of (a)&nbsp;any documents governing or giving rise to any Subordinated
Debt (except to the extent permitted in the subordination agreement with respect thereto) or, in each case, any related agreements, in
each case that could reasonably be expected to be material and adverse to the interests of Agent or Lenders in respect of this Agreement,
the Other Documents or the transactions contemplated hereby or thereby, (b)&nbsp;the ABL Loan Documents to the extent prohibited by the
Intercreditor Agreement, or (c)&nbsp;any Material Contract or Acquisition Documents in a manner which could reasonably be expected to
have any material adverse effect on the interests of Agent or Lenders in respect of this Agreement, the Other Documents or the transactions
contemplated hereby and thereby, unless required by law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">7.23&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Canadian
Subsidiary</U>. Permit Orange142 Canada to (1)&nbsp;conduct any business operations or own, hold or lease any assets other than holding
a bank account with a de minimis account balance or (ii)&nbsp;have any material liabilities.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">7.24&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>[Reserved]</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt; text-transform: uppercase">VIII.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><FONT STYLE="text-transform: uppercase"><U>CONDITIONS
PRECEDENT.</U></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">8.1&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Conditions
to Initial Advances</U>. The agreement of Lenders to make the initial Advances requested to be made on the Closing Date is subject to
the satisfaction, or waiver by Agent and the Lenders, immediately prior to or concurrently with the making of such Advances, of the following
conditions precedent:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Notes</U>.
Agent shall have received the Notes duly executed and delivered by an authorized officer of Borrower, other than the Delayed Draw Term
Note;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Filings,
Registrations and Recordings</U>. Each document (including any Uniform Commercial Code financing statement, including fixture filings)
required by this Agreement, any related agreement or under law or reasonably requested by Agent to be filed, registered or recorded in
order to create, in favor of Agent, a perfected security interest in or lien upon the Collateral shall have been properly filed, registered
or recorded in each jurisdiction in which the filing, registration or recordation thereof is so required or requested by Agent, and Agent
shall have received evidence satisfactory to it (i)&nbsp;of each such filing, registration or recordation and satisfactory evidence of
the payment of any necessary fee, tax or expense relating thereto and (ii)&nbsp;that no Liens exist with respect to the Collateral other
than Permitted Encumbrances;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Company
Proceedings of Credit Parties</U>. Agent shall have received a certificate from the Secretary or Assistant Secretary of each Credit Party,
in form and substance satisfactory to Agent: (i)&nbsp;attesting to the resolutions of such Credit Party&rsquo;s Board of Directors or
similar governing body authorizing its execution, delivery, and performance of this Agreement and the Other Documents to which it is a
party, (ii)&nbsp;authorizing specific officers of such Credit Party to execute the same and (iii)&nbsp;attesting to the incumbency and
signatures of such specific officers of such Credit Party;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Certificates</U>.
Agent shall have received, with respect to each Credit Party, a copy of the Certificate of Incorporation or Certificate of Formation,
as applicable, of such Credit Party, and all amendments thereto, certified by the Secretary of State or other appropriate official of
its jurisdiction of incorporation or formation together with copies of the bylaws or operating agreement of such Credit Party and all
agreements of such Credit Party&rsquo;s Equity Interest holders certified as accurate and complete by the Secretary or Assistant Secretary
of such Credit Party;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Good
Standing Certificates</U>. Agent shall have received good standing certificates for each Credit Party, dated a recent date, issued by
the Secretary of State or other appropriate official of such Credit Party&rsquo;s jurisdiction of incorporation and each jurisdiction
where the conduct of such Credit Party&rsquo;s business activities or the ownership of its properties necessitates qualification;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Legal
Opinion</U>. Agent shall have received the executed legal opinions of (i)&nbsp;counsel to the Borrowers in form and substance reasonably
satisfactory to Agent, which shall cover such matters incident to the transactions contemplated by this Agreement, and certain material
Other Documents and related agreements as Agent may reasonably require;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>No
Litigation</U>. (i)&nbsp;No litigation, investigation or proceeding before or by any arbitrator or Governmental Body shall be continuing
or threatened against any Credit Party or against the officers or directors of any Credit Party (A)&nbsp;in connection with this Agreement,
the Other Documents or any of the transactions contemplated thereby and which, in the reasonable opinion of Agent, is deemed material
or (B)&nbsp;which could, as determined by Agent in its Permitted Discretion, reasonably be expected to have a Material Adverse Effect;
and (ii)&nbsp;no injunction, writ, restraining order or other order of any nature which could, as determined by Agent in its Permitted
Discretion, reasonably be expected to have a Material Adverse Effect, or inconsistent with the due consummation of the Closing Date Transactions
shall have been issued by any Governmental Body;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(h)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Financial
Condition Certificates</U>. Agent shall have received an executed Financial Condition Certificate in the form of Exhibit&nbsp;H and related
financial statements of DDH and its Subsidiaries evidencing that the Consolidated Total Leverage Ratio of DDH and its Subsidiaries, calculated
on a Pro Forma Basis after giving effect to the Closing Date Transactions is not greater than 2.70 to 1.00;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Fees
and Expenses</U>. Agent shall have received all fees payable to Agent and Lenders on or prior to the Closing Date hereunder, including
under the Fee Letter and pursuant to <U>Article&nbsp;III</U>, and all costs and expenses required to be paid on the Closing Date pursuant
to <U>Section&nbsp;15.9</U>;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(j)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Minimum
Cash</U>. Borrower shall, calculated on a pro forma basis after giving effect to the making of the Closing Date Term Loan and the transactions
contemplated herein, have unrestricted cash on the balance sheet of not less than $4,000,000;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(k)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Structure</U>.
The ownership, capital, corporate, tax, organizational and legal structure of DDH and its Subsidiaries (after giving effect to the Closing
Date Transactions) shall be satisfactory to Agent in its reasonable discretion;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(l)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Insurance</U>.
Agent shall have received in form and substance satisfactory to Agent, certified copies of the Credit Parties&rsquo; casualty insurance
policies, together with lender loss payable endorsements naming Agent as lender loss payee, and certified copies of the Credit Parties&rsquo;
liability insurance and cybersecurity insurance policies, together with endorsements naming Agent as a co-insured;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(m)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Payment
Instructions</U>. Agent shall have received written instructions from Borrowing Agent directing the application of proceeds of the initial
Advances made pursuant to this Agreement, including the Funds Flow Statement;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(n)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Certain
Deposit Accounts</U>. Subject to <U>Section&nbsp;6.17(b)</U>, Agent shall have received, in form and substance satisfactory to Agent,
duly executed agreements establishing the Funding Account and the Depository Accounts, together with Control Agreements acceptable to
Agent;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(o)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Consents</U>.
Agent shall have received evidence of receipt of any necessary governmental Consents for the Closing Date Transactions and any other Consents
where the failure to obtain such consents could reasonably be expected to have a Material Adverse Effect, as reasonably required by Agent;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(p)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Other
Documents</U>. Agent shall have received (i)&nbsp;the executed Fee Letter, (ii)&nbsp;the executed Pledge Agreement, (iii)&nbsp;the Intercreditor
Agreement, (iv)&nbsp;the Preferred Equity Subordination Agreement, and (v)&nbsp;the other executed Other Documents;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(q)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Closing
Certificate</U>. Agent shall have received a closing certificate signed by the a Senior Officer of each Credit Party dated as of the Closing
Date (which certifications may be included in the Financial Condition Certificate), stating that (i)&nbsp;all representations and warranties
set forth in this Agreement and each of the Other Documents are true and correct in all material respects (without duplication of any
materiality qualifier contained therein) on and as of the Closing Date as if made on the Closing Date (except to the extent that such
representation or warranty expressly relates to an earlier date (in which event such representations and warranties are true and correct
in all material respects (without duplication of any materiality qualifier contained therein) as of such earlier date)), (ii)&nbsp;each
Credit Party is in compliance in all material respects with all of the terms and provisions set forth in this Agreement and the Other
Documents required to be complied with or performed by such Credit Party on or before the Closing Date, (iii)&nbsp;on such date no Event
of Default or Default has occurred and is continuing, and (iv)&nbsp;the other conditions set forth in <U>Section&nbsp;8.1</U> have been
met as of the Closing Date;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(r)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Compliance
with Laws</U>. Agent shall be reasonably satisfied that the Credit Parties are in compliance in all material respects with all pertinent
federal, state, local or territorial regulations, including those with respect to the Federal Occupational Safety and Health Act, the
Environmental Protection Act, ERISA and the Trading with the Enemy Act;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(s)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>[Reserved]</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(t)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>[Reserved]</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(u)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Confirmation
of Lien Releases</U>. Agent shall have received a fully executed letter agreement from Silverpeak Credit Partners, LP reasonably satisfactory
to it confirming that all Liens upon any of the assets of the Credit Parties or any of their Subsidiaries in favor of Silverpeak Credit
Partners, LP have been released prior to or as of the Closing Date;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(v)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Closing
Date Transactions</U>. (i)&nbsp;Substantially concurrently with the funding of the Closing Date Term Loans, Borrower shall have completed
the Closing Date Transactions in accordance with the terms of this Agreement and the Other Documents and (ii)&nbsp;Agent shall have received
evidence that all necessary consents, permits and approvals (governmental or otherwise) required for the execution, delivery and performance
by each Credit Party of the Other Documents have been duly obtained and are in full force and effect;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(w)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>ABL
Obligations</U>. The outstanding principal balance of the ABL Obligations, calculated on a pro forma basis after giving effect to the
making of the Closing Date Term Loan and application of the proceeds thereof, shall be $0.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(x)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Background
Checks</U>. Agent and each Lender shall have received, in form and substance acceptable to Agent, all documentation and other information
requested in connection with applicable &ldquo;know your customer&rdquo; and anti-money laundering rules&nbsp;and regulations, including
the USA Patriot Act;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(y)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Quality
of Earnings</U>. Agent shall have received and approved the Quality of Earnings Report, in form and substance reasonably acceptable to
Agent, evidencing trailing twelve month adjusted EBITDA (as defined therein) of DDH and its Subsidiaries of not less than $6,920,000 for
the trailing twelve month period ended October&nbsp;31, 2021; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(z)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Other</U>.
All corporate and other proceedings, and all documents, instruments and other legal matters in connection with the Closing Date Transactions
shall be in form and substance satisfactory to Agent (and its counsel) in Agent&rsquo;s Permitted Discretion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">8.2&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Conditions
to Delayed Draw Term Loans</U>. The making of the Fourth Amendment Delayed Draw Term Loan is subject to the satisfaction, or waiver by
Agent, immediately prior to or concurrently with the making of such Fourth Amendment Delayed Draw Term Loan, of the following conditions
precedent:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>No
Event of Default or Default shall have occurred and be continuing on such date, or would exist after giving effect to the Advances requested
to be made, on such date;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>After
giving effect to the making of any Delayed Draw Term Loan, DDH Holdings shall, on a Pro Forma Basis, have a Consolidated Total Leverage
Ratio of not greater than 2.70 to 1.00;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
of the representations and warranties made by the Credit Parties in or pursuant to this Agreement, the Other Documents and any related
agreements to which it is a party, and each of the representations and warranties contained in any certificate, document or financial
or other statement furnished at any time under or in connection with this Agreement, the Other Documents or any related agreement shall
be true and correct in all material respects (or in all respects with respect to any representation or warranty which, by its terms is
limited as to materiality) on and as of such date as if made on and as of such date, except to the extent such representation or warranty
was expressly made as of an earlier date, in which case, such representation and warranty was true and correct in all material respects
(or in all respects with respect to any representation or warranty which, by its terms is limited as to materiality) on and as of such
earlier date;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Agent
shall have received a Delayed Draw Term Loan Note duly executed and delivered by an authorized officer of each Borrower;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Since
the Closing Date, no Material Adverse Effect shall have occurred;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Agent
and Lenders funding such Fourth Amendment Delayed Draw Term Loan shall have received all fees payable to Agent and Lenders on or prior
to the applicable Delayed Draw Term Loan Funding Date hereunder, including under the Fee Letter, and all costs and expenses required to
be paid pursuant to <U>Section&nbsp;15.9</U>; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Agent
shall have received a closing certificate signed by the a Senior Officer of each Credit Party dated as of the applicable Delayed Draw
Term Loan Funding Date, stating that (i)&nbsp;all representations and warranties set forth in this Agreement and the Other Documents are
true and correct in all material respects (without duplication of any materiality qualifier contained therein) on and as of such date,
except to the extent such representation or warranty was expressly made as of an earlier date, in which case, such representation and
warranty was true and correct in all material respects on and as of such earlier date, (ii)&nbsp;each Credit Party is on such date in
compliance in all material respects (without duplication of any materiality qualifier contained therein) with all the terms and provisions
set forth in this Agreement and the Other Documents, (iii)&nbsp;after giving effect to such Fourth Amendment Delayed Draw Term Loan (and
any transaction consummated in connection therewith) on a Pro Forma Basis (but without &ldquo;netting&rdquo; the cash proceeds of such
Delayed Draw Term Loans funded on such date), the Credit Parties shall be in compliance with the financial covenants set forth in <U>Section&nbsp;6.5</U>,
and (iv)&nbsp;on such date no Default or Event of Default has occurred or is continuing.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt; text-transform: uppercase">IX.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><FONT STYLE="text-transform: uppercase"><U>INFORMATION
AS TO CREDIT PARTIES.</U></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Credit Parties shall,
until satisfaction in full of the Obligations (other than Inchoate Obligations), the termination of all obligations of Agent and the Lenders
to make any Advances hereunder and termination of this Agreement:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">9.1&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Information
Regarding Credit Parties</U>. Promptly upon learning thereof, report to Agent (a)&nbsp;all matters materially and adversely affecting
the value, enforceability or collectability of the Collateral, taken as a whole, and (b)&nbsp;any investigation, hearing, proceeding or
other inquest by any Governmental Body into any Credit Party or any Affiliate of any Credit Party with respect to Anti-Terrorism Laws;
provided, that, to the extent such investigation, hearing, proceeding or other inquest constitutes, as determined by Borrower, material
non-public information, no Credit Party shall be required to report any such information to Agent until such time as Agent delivers to
the Credit Parties a non-disclosure agreement that is in form and substance satisfactory to the Credit Parties in their reasonable discretion;
provided further that the Credit Parties shall provide Agent prompt notice that such investigation, hearing, proceeding or inquest exists.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">9.2&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Cash
Flow Forecasts</U>. Provide to the Agent for delivery to each Lender, in form reasonably satisfactory to Agent, by no later than the second
Business Day of each week or such later date as agreed to in writing by the Agent in its sole discretion, a weekly cash flow forecast,
which shall include a comparison of actual to forecasted numbers for preceding weeks and show Unrestricted Cash on the balance sheet,
and shall be certified by a Senior Officer of the Credit Parties to the effect that such forecast has been prepared on the basis of sound
financial planning practice consistent with past budgets and financial statements and that such officer has no reason to question the
reasonableness of any material assumptions on which such forecast was prepared (it being understood that assumptions as to future results
are inherently subject to uncertainty and contingencies, many of which are beyond the Credit Parties&rsquo; control, and that no assurances
can be given that any particular forecast will be realized), prepared on a cumulative, weekly roll forward basis through a thirteen (13)
week projection period.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">9.3&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>[Reserved]</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">9.4&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Litigation,&nbsp;etc</U>.
Notify Agent promptly in writing of any claim, litigation, suit or administrative proceeding affecting a Credit Party, whether or not
the claim is covered by insurance, and of any litigation, suit or administrative proceeding, which in any such case affects a material
portion of Collateral, which involves claims for money damages in excess of $250,000 or which could reasonably be expected to have a Material
Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">9.5&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Material
Occurrences</U>. Deliver, or cause to be delivered, to Agent, promptly upon any Authorized Officer of any Credit Party obtaining knowledge
(a)&nbsp;of any condition or event that constitutes a Default or an Event of Default or that notice has been given to any Credit Party
with respect there, (b)&nbsp;that any Person has given notice to any Credit Party or any of its Subsidiaries or taken any other action
with respect to any event or condition set forth in <U>Section&nbsp;10.11</U>, (c)&nbsp;of the occurrence of any material violation of,
or material non-compliance with, any material requirement of Applicable Laws by any Credit Party, or any of its Subsidiaries, including
a description of such violation or non-compliance, or (d)&nbsp;of the occurrence of any Material Adverse Effect (or any other development
in the business or affairs of any Credit Party which could reasonably be expected to have a Material Adverse Effect), a certificate of
its Authorized Officers specifying the nature and period of existence of such condition, event or change, or specifying the notice given
and action taken by any such Person and the nature of such claimed Event of Default, Default, event or condition or change (including,
without limitation, with particularity any and all provisions of this Agreement and any Other Document that have been breached, as applicable),
and what action the Credit Parties have taken, are taking and propose to take with respect thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">9.6&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Management
Discussion and Analysis</U>. Deliver, or cause to be delivered, to Agent within forty-five (45) days following the end of each Fiscal
Quarter of DDH, written discussion and analysis of the prior Fiscal Quarter prepared by the management of DDH in connection with financial
statements delivered pursuant to <U>Section&nbsp;9.8</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">9.7&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Annual
Financial Statements</U>. Deliver, or cause to be delivered, to Agent within ninety (90) days after the end of each Fiscal Year of DDH,
the balance sheets of DDH and its Subsidiaries (or DDH Holdings and its Subsidiaries after a Qualified IPO), prepared on a Consolidated
Basis, as of the end of such Fiscal Year and the related statements of income, equity and cash flows of DDH and its Subsidiaries (or DDH
Holdings and its Subsidiaries after a Qualified IPO), prepared on a Consolidated Basis, for such Fiscal Year, setting forth in each case
after the first anniversary of the Closing Date in comparative form the corresponding figures for the previous Fiscal Year, in reasonable
detail and consistent in all material respects with the manner of presentation as of the Closing Date, together with a Financial Officer
Certification with respect thereto; and with respect to such financial statements beginning with Borrower&rsquo;s Fiscal Year ending on
or about December&nbsp;31, 2021, be audited by an independent certified public accountants of recognized national or regional standing
selected by DDH and reasonably acceptable to Agent (the &ldquo;<U>Accountants</U>&rdquo;), which report shall be unqualified as to going
concern and scope of audit (other as to qualifications pertaining to periods not audited by said auditor <FONT STYLE="text-decoration: underline double; color: blue">and
any exception or qualification that is a result of a current maturity date of any Indebtedness</FONT>); and, in each case, shall state
that such financial statements fairly present, in all material respects, the financial position, on a Consolidated Basis, of DDH and its
Subsidiaries (or DDH Holdings and its Subsidiaries after a Qualified IPO) as of the dates indicated and the results of their operations
and their cash flows for the periods indicated in conformity with GAAP applied on a basis consistent with prior years (except as otherwise
disclosed in such financial statements) and that the examination by such accountants in connection with such financial statements has
been made in accordance with generally accepted auditing standards.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">9.8&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Quarterly
Financial Statements</U>. Deliver, or cause to be delivered, to Agent within forty-five (45) days after the end of each Fiscal Quarter
of each Fiscal Year, the balance sheets of DDH and its Subsidiaries (or DDH Holdings and its Subsidiaries after a Qualified IPO), prepared
on a Consolidated Basis, as of the end of such Fiscal Quarter and the related statements of income, equity and cash flows of DDH and its
Subsidiaries (or DDH Holdings and its Subsidiaries after a Qualified IPO), prepared on a Consolidated Basis, for such Fiscal Quarter and
for the prior three Fiscal Quarters during the trailing twelve-month calendar period, setting forth in each case after the first anniversary
of the Closing Date in comparative form the corresponding figures for the corresponding periods of the previous Fiscal Year, all in reasonable
detail and consistent in all material respects with the manner of presentation as of the Closing Date and complete and correct in all
material respects, subject to normal and recurring year-end adjustments that individually and in the aggregate are not material to the
Credit Parties&rsquo; business operations, together with a Financial Officer Certification with respect thereto. The reports delivered
pursuant to this <U>Section&nbsp;9.8</U> shall be accompanied by a Compliance Certificate, a Worker Solutions Certificate, and a report
setting forth the Key Performance Indicators for such period; provided, that to the extent that any Key Performance Indicators constitute
material non-public information, the Credit Parties shall be under no obligation to deliver such information to Agent or any Lender until
Agent and Lenders deliver to the Credit Parties a non-disclosure agreement that is in form and substance satisfactory to the Credit Parties
in their reasonable discretion, containing, among other things, standstill provisions preventing transactions in the Credit Parties&rsquo;
stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">9.9&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Monthly
Financial Statements</U>. Deliver, or cause to be delivered, to Agent within thirty (30) days after the end of each calendar month of
each Fiscal Year, the balance sheets of DDH and its Subsidiaries (or DDH Holdings and its Subsidiaries after a Qualified IPO), prepared
on a Consolidated Basis, as of the end of such calendar month and the related statements of income, equity and cash flows of DDH and its
Subsidiaries (or DDH Holdings and its Subsidiaries after a Qualified IPO), prepared on a Consolidated Basis, for such calendar month and
for the period from the beginning of the then current Fiscal Year to the end of such calendar month, setting forth in each case (in the
case of any such reporting after the first anniversary of the Closing Date) in comparative form the corresponding figures for the corresponding
periods of the previous Fiscal Year, all in reasonable detail and consistent in all material respects with the manner of presentation
as of the Closing Date and complete and correct in all material respects, subject to normal and recurring year-end adjustments that individually
and in the aggregate are not material to the Credit Parties&rsquo; business operations and the absence of footnotes, together with a Financial
Officer Certification with respect thereto. Notwithstanding the foregoing, to the extent any of the foregoing constitutes material non-public
information, no Credit Party shall be required to deliver any such financial statements until such time as Agent delivers to the Credit
Parties a non-disclosure agreement that is in form and substance satisfactory to the Credit Parties in their reasonable discretion containing,
among other things, standstill provisions preventing transactions in the Credit Parties&rsquo; stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">9.10&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Acquired
Intellectual Property</U>. At any time upon request by Agent, furnish to Agent a report listing all registered copyrights, patents and
trademarks (or applications therefor) acquired by any Credit Party during the period specified by Agent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">9.11&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Additional
Information</U>. Deliver, or cause to be delivered, to Agent (a)&nbsp;such additional information as Agent shall reasonably request in
order to enable Agent to determine whether the terms, covenants, provisions and conditions of this Agreement and the Notes have been complied
with by the Credit Parties including, without the necessity of any request by Agent, prior written notice of any change (i)&nbsp;in any
Credit Party&rsquo;s legal name, (ii)&nbsp;in any Credit Party&rsquo;s type of legal entity, (iii)&nbsp;in any Credit Party&rsquo;s Federal
Taxpayer Identification Number or (iv)&nbsp;in any Credit Party&rsquo;s jurisdiction of incorporation, formation or organization, as applicable,
(b)&nbsp;at least thirty (30) days prior thereto, notice of any Credit Party&rsquo;s opening of any new office or place of business or
any Credit Party&rsquo;s closing of any existing office or place of business (which notice, if any, shall be deemed to amend <U>Schedule
4.5</U>), (c)&nbsp;promptly (but in no event later than five days after entry into the same) copies of all amendments, waivers and supplements
to any of the Governing Document or ABL Loan Documents, and (d)&nbsp;such information regarding the operation, business affairs and financial
conditions of DDH and its Subsidiaries which Agent may reasonably request.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">9.12&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Projections</U>.
Deliver, or cause to be delivered, to Agent within thirty (30) days after the beginning of each Fiscal Year of DDH, forecasts prepared
by management of DDH, on a Consolidated Basis (or for DDH Holdings on a Consolidated Basis subsequent to a Qualified IPO), in form reasonably
satisfactory to Agent, of balance sheets and statements of income or operations and cash flows of DDH and its Subsidiaries (or DDH Holdings
and its Subsidiaries after a Qualified IPO) on a quarterly basis for the immediately following Fiscal Year (including the Fiscal Year(s)&nbsp;in
which the end of the Term occurs)<STRIKE>.</STRIKE>; provided, that to the extent the foregoing constitutes material non-public information,
no Credit Party shall be required to deliver any such financial statements until such time as Agent delivers to the Credit Parties a non-disclosure
agreement that is in form and substance satisfactory to the Credit Parties in their reasonable discretion containing, among other things,
standstill provisions preventing transactions in the Credit Parties&rsquo; stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Split-Segment; Name: 4 -->
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">9.13&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Small
Business Administration</U>. So long as any Lender is an SBIC Lender, the Credit Parties shall, and shall cause their Subsidiaries to,
within ten (10)&nbsp;days of receipt of request from any SBIC Lender, deliver to such SBIC Lender any information requested by the SBA.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">9.14&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Notice
of Suits, Adverse Events</U>. Furnish Agent with prompt written notice of (i)&nbsp;any lapse or other termination of any Consent issued
to any Credit Party by any Governmental Body or any other Person that is material to the operation of the Credit Parties&rsquo; business,
(ii)&nbsp;any refusal by any Governmental Body or any other Person to renew or extend any such Consent; and (iii)&nbsp;copies of any
periodic or special reports filed by any Credit Party with any Governmental Body or Person, if such reports indicate any material change
in the business, operations, affairs or condition of any Credit Party, or if copies thereof are requested by Lender, and (iv)&nbsp;copies
of any material notices and other communications from any Governmental Body or Person which specifically relate to any Credit Party to
the extent any such notices or communications relate to a Material Adverse Effect; provided, that, at any time prior to a Qualified IPO
while the Credit Parties are contemplating a Qualified IPO, the foregoing shall not apply to notices and communications with any Governmental
Body relating solely to procedural or filing requirements for such Qualified IPO .</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">9.15&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>ERISA
Notices and Requests</U>. Deliver, or cause to be delivered, to Agent, (i)&nbsp;promptly upon becoming aware of the occurrence of or
forthcoming occurrence of any ERISA Event, a written notice specifying the nature thereof, what action any Credit Party, any of its Subsidiaries
or any of their respective ERISA Affiliates has taken, is taking or proposes to take with respect thereto and, when known, any action
taken or threatened by the Internal Revenue Service, the Department of Labor, the PBGC, or any other party with respect thereto; (ii)&nbsp;(1)&nbsp;promptly
upon reasonable request of Agent, copies of each Schedule&nbsp;B (Actuarial Information) to the annual report (Form&nbsp;5500 Series)
filed by any Credit Party, any of its Subsidiaries or any of their respective ERISA Affiliates with respect to each Pension Plan; and
(2)&nbsp;promptly after their receipt, copies of all notices received by any Credit Party, any of its Subsidiaries or any of their respective
ERISA Affiliates from a Multiemployer Plan sponsor concerning an ERISA Event; and (iii)&nbsp;such additional information relating to
the ERISA Event as Agent may reasonably request. Each notice pursuant to this <U>Section&nbsp;9.15</U> shall be accompanied by a statement
of an Authorized Officer of DDH setting forth details of the occurrence referred to therein and stating what action DDH and/or the other
applicable Credit Party has taken and proposes to take with respect thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">9.16&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>[Reserved]</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">9.17&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Board
Observation Rights</U>. DH shall notify Agent in writing of the date and time for each meeting of the board of managers or directors,
as applicable, which such meetings shall be no less often than quarterly, of each Borrower in accordance with the Governing Documents
of such Borrower, and shall deliver to Agent all reports and other materials that are provided to the board of directors; provided that
to the extent such reports or materials constitute, as determined by Borrower, material non-public information, no Credit Party shall
be required to deliver any such reports or materials until such time as Agent delivers to the Credit Parties a non-disclosure agreement
that is in form and substance satisfactory to the Credit Parties in their reasonable discretion containing, among other things, standstill
provisions preventing transactions in the Credit Parties&rsquo; stock. Subject to the execution by Agent of a board observer agreement
in form and substance reasonably acceptable to the Borrowers, Agent shall have the right to have up to two (2)&nbsp;designated representatives,
at the Borrowers&rsquo; expense (including, reimbursement of his or her reasonable out-of-pocket expenses incurred in connection with
such designation), and subject to reasonable and customary confidentiality obligations, attend such meetings of the board of directors
as an observer. Notwithstanding the foregoing, any such observer may be excluded from any such meeting, and such observer and Agent shall
not be required to be delivered or receive any such information and materials (or the relevant portions thereof), if DDH or the applicable
Borrower reasonably determines that such exclusion or reservation of delivery is necessary, based on advice of counsel, to avoid an actual
conflict of interest, including with respect to any indebtedness of DDH or any of its Subsidiaries held by the applicable Agent or any
other Lender, or to protect attorney-client privilege.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt; text-transform: uppercase">X.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><FONT STYLE="text-transform: uppercase"><U>EVENTS
OF DEFAULT.</U></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The occurrence of any one
or more of the following events shall constitute an &ldquo;<U>Event of Default</U>&rdquo;:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">10.1&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Nonpayment</U>.
Failure by any Credit Party to pay (i)&nbsp;any principal Obligations when due; or (ii)&nbsp;within three (3)&nbsp;Business Days of when
due, any interest on the Obligations or any fee or any other amount due hereunder or in any Other Document, in each case, whether at
maturity, by reason of acceleration pursuant to the terms of this Agreement, by notice of intention to prepay, or by required prepayment;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">10.2&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Breach
of Representation</U>. Any representation, warranty, certification or other statement made or deemed made by any Credit Party in this
Agreement, any Other Document or in any statement or certificate at any time given by any Credit Party or any of its Subsidiaries in
writing pursuant hereto or thereto or in connection herewith or therewith shall be false in any material respect (or in any respect with
respect to any representation or warranty which, by its terms is limited as to materiality) as of the date made or deemed made;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">10.3&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Noncompliance</U>.
Except as otherwise provided for in <U>Section&nbsp;10.1</U>, failure or neglect of any Credit Party, or any other applicable Person,
to perform, keep or observe any term, provision, condition, covenant contained in:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Sections&nbsp;2.8</U>,
<U>4.9</U>, <U>4.10</U>, <U>4.11</U>, <U>4.19(c)</U>, <U>6.2</U>, <U>6.5</U>, <U>6.12(b)</U>, <U>6.14</U>, <U>6.15</U>, <U>6.16</U> (other
than <U>6.16(b)</U>), <U>Article&nbsp;VII</U>, <U>9.5</U>, <U>9.6</U>, <U>9.7</U>, <U>9.8</U>, <U>9.9</U>, <U>9.12</U> and <U>9.17</U>,
hereof;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Sections&nbsp;6.3</U>,
<U>6.6</U>, <U>9.1</U>, <U>9.11</U>, <U>9.14</U>, and <U>9.15</U> hereof which is not cured within ten (10)&nbsp;from the occurrence
of such failure or neglect; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>this
Agreement or any of the Other Documents, other than any such term referred to in any other clause of this <U>Section&nbsp;10.3</U> and
except as provided in <U>Section&nbsp;4.21</U>, and such default shall not have been remedied or waived within thirty (30) days after
the earlier of (i)&nbsp;an Authorized Officer of any Credit Party becoming aware of such default, or (ii)&nbsp;receipt by the Credit
Parties of written notice from Agent or any Lender of such default;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">10.4&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Reserved</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">10.5&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Judgments
and Attachments</U>. (i)&nbsp;Any one or more non-appealable money judgments, writs or warrants of attachment or similar process involving
an aggregate amount at any time in excess of $250,000 (to the extent not adequately covered by insurance as to which a solvent and unaffiliated
insurance company has acknowledged coverage) shall be entered or filed against any Credit Party or any of its Subsidiaries or any of
their respective assets and shall remain undischarged, unvacated, unbonded or unstayed for a period of sixty (60) days or enforcement
proceedings shall have been commenced by a creditor upon such judgment, writ, warrant or process; or (ii)&nbsp;any non-appealable non-monetary
judgment or order shall be rendered against any Credit Party or any of its Subsidiaries that could reasonably be expected to have a Material
Adverse Effect, and shall remain undischarged, unvacated, unbonded or unstayed for a period of sixty (60) days or enforcement proceedings
shall have been commenced by a creditor upon such judgment, writ, warrant or process;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">10.6&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Criminal
Proceeding</U>. The institution in any court of a criminal proceeding against any Credit Party or officer or director of any Credit Party
which would have a Material Adverse Effect, or the indictment of any Credit Party for any misdemeanors resulting from fraudulent conduct
or any felony, and in any such case the proceeding is not stayed or dismissed, or the indictment is not withdrawn, within thirty (30)
days of such institution or indictment;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">10.7&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Bankruptcy</U>.
(a)&nbsp;(i)&nbsp;A court of competent jurisdiction shall enter a decree or order for relief in respect of any Credit Party or any Subsidiary
of a Credit Party in an involuntary case under the Bankruptcy Code or Debtor Relief Laws now or hereafter in effect, which decree or
order is not stayed; or any other similar relief shall be granted under any applicable federal or state law; or (ii)&nbsp;(w)&nbsp;an
involuntary case shall be commenced against any Credit Party or any Subsidiary of a Credit Party under the Bankruptcy Code or other Debtor
Relief Laws now or hereafter in effect; or (x)&nbsp;a decree or order of a court having jurisdiction in the premises for the appointment
of a receiver, liquidator, sequestrator, trustee, custodian or other officer having similar powers over any Credit Party or any Subsidiary
of a Credit Party, or over all or a substantial part of its property, shall have been entered; or (y)&nbsp;there shall have occurred
the involuntary appointment of an interim receiver, trustee or other custodian of any Credit Party or any Subsidiary of a Credit Party
for all or a substantial part of its property; or (z)&nbsp;a warrant of attachment, execution or similar process shall have been issued
against any substantial part of the property of any Credit Party or any Subsidiary of a Credit Party, and any such event described in
this <U>clause (ii)</U>&nbsp;shall continue for ninety (90) days without having been dismissed, bonded or discharged; or (b)&nbsp;(i)&nbsp;any
Credit Party or any Subsidiary of a Credit Party shall have an order for relief entered with respect to it or shall commence a voluntary
case under the Bankruptcy Code or other Debtor Relief Laws now or hereafter in effect, or shall consent to the entry of an order for
relief in an involuntary case, or to the conversion of an involuntary case to a voluntary case, under any such law, or shall consent
to the appointment of or taking possession by a receiver, trustee or other custodian for all or a substantial part of its property; (ii)&nbsp;or
any Credit Party or any Subsidiary of a Credit Party shall make any assignment for the benefit of creditors; or (iii)&nbsp;or the board
of directors (or similar governing body) of any Credit Party or any Subsidiary of a Credit Party or any committee thereof shall adopt
any resolution or otherwise authorize any action to approve any of the actions referred to in this <U>Section&nbsp;10.7</U> or in <U>Section&nbsp;10.8</U>;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">10.8&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Inability
to Pay</U>. (i)&nbsp;Any Credit Party or any Subsidiary of a Credit Party shall be unable, or shall fail generally, or shall admit in
writing its inability, to pay its debts as such debts become due; or (ii)&nbsp;any order, judgment or decree shall be entered against
any Credit Party or any Subsidiary of a Credit Party decreeing the dissolution or split up of such Credit Party or such Subsidiary and
such order shall remain undischarged or unstayed for a period in excess of thirty (30) days;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">10.9&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Government
Settlement</U>. Any Credit Party enters into a settlement agreement with any Governmental Body that (a)&nbsp;results in aggregate liability
as to any single or related services of transactions, incidents or conditions of $250,000 or more, or (ii)&nbsp;would reasonably be expected
to have, individually or in the aggregate, a Material Adverse Effect;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">10.10&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Material
Adverse Change</U>. The occurrence of any event or development which could reasonably be expected to have a Material Adverse Effect;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">10.11&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Cross
Default to other Indebtedness</U>. (i)&nbsp;Failure of any Credit Party or any of its Subsidiaries to pay when due any principal of or
interest on or any other amount payable in respect of one or more items of Indebtedness (other than Indebtedness referred to in <U>Section&nbsp;7.8(a)</U>)
in an aggregate principal amount of $250,000 or more (including, without limitation, an Event of Default under the ABL Loan Documents),
in each case beyond the grace or cure period, if any, provided therefor; or (ii)&nbsp;breach or default by any Credit Party with respect
to any other term of (1)&nbsp;one or more items of Indebtedness in the aggregate principal amounts referred to in <U>clause (i)</U>&nbsp;above,
or (2)&nbsp;any loan agreement, mortgage, indenture or other agreement relating to such item(s)&nbsp;of Indebtedness, in each case beyond
the grace or cure period, if any, provided therefor, if the effect of such breach or default is to cause, or to permit the holder or
holders of that Indebtedness (or a trustee on behalf of such holder or holders), to cause, that Indebtedness to become or be declared
due and payable (or subject to a compulsory repurchase or redeemable) prior to its stated maturity or the stated maturity of any underlying
obligation, as the case may be (regardless of whether the holder of such Indebtedness shall actually accelerate, terminate or otherwise
exercise any rights and remedies with respect to such Indebtedness);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">10.12&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Breach
of Guarantee</U>. Termination or breach of any Guarantee or Guarantor Security Agreement or similar agreement executed and delivered
to Agent in connection with the Obligations of Borrowers, or if any Guarantor attempts, in writing or by legal action, to terminate,
challenges the validity of, or its liability under, any such Guarantee or Guarantor Security Agreement or similar agreement;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">10.13&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Change
of Control</U>. Any Change of Control shall occur;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">10.14&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Invalidity</U>.
At any time after the execution and delivery thereof, (i)&nbsp;this Agreement or any Other Document ceases to be in full force and effect
(other than by reason of a release of Collateral in accordance with the terms hereof or thereof or the satisfaction in full of the Obligations
(other than Inchoate Obligations) in accordance with the terms hereof) or shall be declared null and void, or Agent shall not have or
shall cease to have a valid and perfected Lien in any Collateral with the priority required by this Agreement and the Other Documents,
or (ii)&nbsp;any Credit Party shall contest the validity or enforceability of this Agreement or any Other Document in writing or deny
in writing that it has any further liability, including with respect to future advances by Agent or any Lender under this Agreement or
under any Other Document to which it is a party;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">10.15&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Seizures</U>.
Any material portion of the Collateral shall be seized, subject to garnishment or taken by a Governmental Body, or any Credit Party,
or the title and rights of any Credit Party, shall have become the subject matter of claim, litigation, suit, garnishment or other proceeding
which might, as determined by Agent in its Permitted Discretion, upon final determination, result in impairment or loss of the security
provided by this Agreement or the Other Documents;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">10.16&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Operations</U>.
Other than those business interruptions which are customary in Credit Party&rsquo;s industry, the operations of any Credit Party&rsquo;s
manufacturing facility are interrupted at any time for more than fifteen (15) consecutive days, unless such Credit Party shall (i)&nbsp;be
entitled to receive for such period of interruption, proceeds of business interruption or similar insurance in an amount sufficient to
assure that its per diem cash needs during such period is at least equal to its average per diem cash needs for the consecutive three
month period immediately preceding the initial date of interruption and (ii)&nbsp;receive such proceeds in the amount described in <U>clause
(i)</U>&nbsp;not later than thirty (30) days following the initial date of any such interruption; <U>provided</U>, <U>however</U>, that
notwithstanding the provisions of <U>clauses (i)</U>&nbsp;and <U>(ii)</U>&nbsp;of this Section, an Event of Default shall be deemed to
have occurred if such Credit Party shall be receiving such proceeds for a period of thirty (30) consecutive days;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">10.17&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Pension
Benefit Plans</U>. There shall occur one or more ERISA Events which individually or in the aggregate results in liability of any Credit
Party, any of its Subsidiaries or any of their respective ERISA Affiliates in excess of $250,000 during the term hereof and which is
not paid by the applicable due date;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">10.18&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Anti-Terrorism
Laws</U>. If (a)&nbsp;any representation or warranty contained in (i)&nbsp;<U>Section&nbsp;5.29</U> hereof or (ii)&nbsp;any corresponding
section of any Guarantee is or becomes false or misleading at any time, (b)&nbsp;any Borrower shall fail to comply with its obligations
under <U>Section&nbsp;7.18</U> hereof, or (c)&nbsp;any Guarantor shall fail to comply with its obligations under any section of any Guarantee
containing provisions comparable to those set forth in <U>Sections 5.29</U> and <U>7.18</U> hereof;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">10.19&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Invalidity
of Intercreditor Agreement or Subordination Provisions</U>. The Intercreditor Agreement or any subordination agreement with respect to
any Subordinated Debt shall cease to be in full force and effect, or any Person party to the Intercreditor Agreement or any such subordination
agreement, other than Agent or any Lender party to this Agreement, shall breach the provisions thereof or shall contest in any manner
the validity, binding nature or enforceability of any such provision or a proceeding shall be commenced by any such Person or any Governmental
Body having jurisdiction over such Person, seeking to establish the invalidity or unenforceability thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Notwithstanding the forgoing,
and subject to the terms of this paragraph and the immediately following paragraph, any holder of the Equity Interest issued by DDH Holdings
may, but shall not be obligated to, cure any Event of Default (a &ldquo;<U>Financial Covenant Default</U>&rdquo;) arising from a violation
of Section&nbsp;6.5 hereof by making a direct or indirect capital contribution to DDH Holdings or DDH, with DDH Holdings, as applicable,
immediately contributing such capital contribution to a Borrower, in the form of cash equity, in an aggregate amount equal to (but not
to exceed) the greater of&nbsp;the amount (the &ldquo;<U>EBITDA Shortfall Amount</U>&rdquo;) that, when added to Consolidated EBITDA
on a dollar-for-dollar basis (with respect to Sections 6.5(a)<FONT STYLE="color: red"><STRIKE>&nbsp;and</STRIKE></FONT><FONT STYLE="text-decoration: underline double; color: blue">,</FONT>
(b)<FONT STYLE="text-decoration: underline double; color: blue">, and (d)</FONT>), would have caused Credit Parties to be in full compliance
with Sections 6.5(a)<FONT STYLE="color: red"><STRIKE>&nbsp;and</STRIKE></FONT><FONT STYLE="text-decoration: underline double; color: blue">,</FONT>
(b)<FONT STYLE="text-decoration: underline double; color: blue">, and (d)</FONT>, as applicable, for such testing period (each, an &ldquo;<U>Equity
Cure</U>&rdquo;); <U>provided</U>, <U>that</U> (a)&nbsp;concurrently with the making of such Equity Cure, the Borrowers receive all of
the cash proceeds thereof and concurrently therewith uses such proceeds to make a mandatory prepayment in accordance with Section&nbsp;2.7(c)&nbsp;hereof,
(b)&nbsp;Borrowing Agent shall deliver to Agent written notice of its intent to exercise such Equity Cure no later than the earlier of
(i)&nbsp;the date of delivery of the Compliance Certificate describing the Financial Covenant Default and (ii)&nbsp;the date on which
such Compliance Certificate was required to have been delivered to Agent, (c)&nbsp;such Equity Cure must be effected no later than the
earlier of (i)&nbsp;ten (10)&nbsp;days after the delivery of the Compliance Certificate describing the Financial Covenant Default and
(ii)&nbsp;ten (10)&nbsp;days after the date on which such Compliance Certificate was required to have been delivered to Agent), (d)&nbsp;no
such rights to effectuate an Equity Cure may be exercised (i)&nbsp;more than two (2)&nbsp;times in any calendar year, (ii)&nbsp;in consecutive
Fiscal Quarters, or (iii)&nbsp;more than four (4)&nbsp;times during the Term of this Agreement, and (e)&nbsp;no Equity Cure may be in
an amount greater than necessary to cure the Financial Covenant Defaults in accordance with the terms hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">Upon
the receipt by DDH of each such Equity Cure and the making of the mandatory prepayment set forth in Section&nbsp;2.7(c), each such financial
covenant that is the subject of a Financial Covenant Default shall be recalculated giving effect to the following pro forma adjustments:
Consolidated EBITDA shall be increased by an amount equal to the EBITDA Shortfall Amount</FONT> solely for the purpose of determining
the existence of any Event of Default arising from the failure to comply with Section&nbsp;6.5(a)<FONT STYLE="text-decoration: underline double; color: blue">,
(b),</FONT> and/or (<FONT STYLE="color: red"><STRIKE>b</STRIKE></FONT><FONT STYLE="text-decoration: underline double; color: blue">d</FONT>),
as applicable, with respect to the relevant testing period and all future testing periods that include the last Fiscal Quarter of the
testing period in respect of which such Equity Cure was made; <U>provided</U>, <U>that</U> (x)&nbsp;no increase in Consolidated EBITDA
on account of the exercise of the Cure Right pursuant to this paragraph and the immediately preceding paragraph above shall be applicable
for any other purpose under this Agreement or any Other Documents, including but not limited to determining any applicable margin or
fee or the availability or amount of any covenant basket, carve-out or compliance on a Pro Forma Basis with Section&nbsp;6.5(a)<FONT STYLE="color: red"><STRIKE>&nbsp;or</STRIKE></FONT><FONT STYLE="text-decoration: underline double; color: blue">,</FONT>
(b)<FONT STYLE="text-decoration: underline double; color: blue">, or (d)</FONT>. If, after giving effect to the foregoing recalculations,
Credit Parties shall then be in compliance with the requirements of Section&nbsp;6.5 hereof, Credit Parties shall be deemed to have satisfied
the requirements of Section&nbsp;6.5 hereof with the same effect as though there had been no failure to comply therewith, and the Financial
Covenant Default that had occurred shall be deemed not to have occurred for purposes of this Agreement and the Other Documents.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt; text-transform: uppercase">XI.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;&#8239;</FONT><FONT STYLE="text-transform: uppercase"><U>LENDERS&rsquo;
RIGHTS AND REMEDIES AFTER DEFAULT,&nbsp;ETC.</U></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">11.1&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Rights
and Remedies</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Upon
the occurrence of (i)&nbsp;an Event of Default pursuant to <U>Section&nbsp;10.7</U> or <U>10.8</U>, all Obligations shall be immediately
due and payable and this Agreement and the obligation of Lenders to make Advances shall be deemed terminated; and (ii)&nbsp;any of the
other Events of Default and at any time during the continuance thereafter, at the option of Agent or at the direction of Required Lenders
all Obligations shall be immediately due and payable and Agent or Required Lenders shall have the right to terminate this Agreement and
to terminate the obligation of Lenders to make Advances. Upon the occurrence of any Event of Default, Agent shall have the right to exercise
any and all rights and remedies provided for herein, under the Other Documents, under the Uniform Commercial Code and at law or equity
generally, including the right to foreclose the security interests granted herein and to realize upon any Collateral by any available
judicial procedure and/or to take possession of and sell any or all of the Collateral with or without judicial process. Agent may enter
any of any Credit Party&rsquo;s premises or other premises without legal process and without incurring liability to any Credit Party
therefor, and Agent may thereupon, or at any time thereafter, in its discretion without notice or demand, take the Collateral and remove
the same to such place as Agent may deem advisable and Agent may require the Credit Parties to make the Collateral available to Agent
at a convenient place. With or without having the Collateral at the time or place of sale, Agent may sell the Collateral, or any part
thereof, at public or private sale, at any time or place, in one or more sales, at such price or prices, and upon such terms, either
for cash, credit or future delivery, as Agent may elect. Except as to that part of the Collateral which is perishable or threatens to
decline speedily in value or is of a type customarily sold on a recognized market, Agent shall give Borrowing Agent reasonable notification
of such sale or sales, it being agreed that in all events written notice mailed to Borrowing Agent at least ten (10)&nbsp;days prior
to such sale or sales is reasonable notification. At any public sale Agent or any Lender may bid (including credit bid) for and become
the purchaser, and Agent, any Lender or any other purchaser at any such sale thereafter shall hold the Collateral sold absolutely free
from any claim or right of whatsoever kind, including any equity of redemption and all such claims, rights and equities are hereby expressly
waived and released by each Credit Party. In connection with the exercise of the foregoing remedies, including the sale of Inventory,
Agent is granted a perpetual nonrevocable, royalty free, nonexclusive license and Agent is granted permission to use all of each Credit
Party&rsquo;s (y)&nbsp;trademarks, trade styles, trade names, patents, patent applications, copyrights, service marks, licenses, franchises
and other proprietary rights which are used or useful in connection with Inventory for the purpose of marketing, advertising for sale
and selling or otherwise disposing of such Inventory and (z)&nbsp;Equipment for the purpose of completing the manufacture of unfinished
goods. The cash proceeds realized from the sale of any Collateral shall be applied to the Obligations in the order set forth in <U>Section&nbsp;11.5</U>
hereof. Noncash proceeds will only be applied to the Obligations as they are converted into cash. If any deficiency shall arise, the
Credit Parties shall remain liable to Agent and Lenders therefor.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>To
the extent that Applicable Law imposes duties on Agent to exercise remedies in a commercially reasonable manner, each Credit Party acknowledges
and agrees that it is not commercially unreasonable for Agent (i)&nbsp;to fail to incur expenses reasonably deemed significant by Agent
to prepare Collateral for disposition or otherwise to complete raw material or work in process into finished goods or other finished
products for disposition, (ii)&nbsp;to fail to obtain third party consents for access to Collateral to be disposed of, or to obtain or,
if not required by other law, to fail to obtain governmental or third party consents for the collection or disposition of Collateral
to be collected or disposed of, (iii)&nbsp;to fail to exercise collection remedies against Customers or other Persons obligated on Collateral
or to remove Liens on or any adverse claims against Collateral, (iv)&nbsp;to exercise collection remedies against Customers and other
Persons obligated on Collateral directly or through the use of collection agencies and other collection specialists, (v)&nbsp;to advertise
dispositions of Collateral through publications or media of general circulation, whether or not the Collateral is of a specialized nature,
(vi)&nbsp;to contact other Persons, whether or not in the same business as the Credit Parties (or any of them), for expressions of interest
in acquiring all or any portion of such Collateral, (vii)&nbsp;to hire one or more professional auctioneers to assist in the disposition
of Collateral, whether or not the Collateral is of a specialized nature, (viii)&nbsp;to dispose of Collateral by utilizing internet sites
that provide for the auction of assets of the types included in the Collateral or that have the reasonable capacity of doing so, or that
match buyers and sellers of assets, (ix)&nbsp;to dispose of assets in wholesale rather than retail markets, (x)&nbsp;to disclaim disposition
warranties, such as title, possession or quiet enjoyment, (xi)&nbsp;to purchase insurance or credit enhancements to insure Agent against
risks of loss, collection or disposition of Collateral or to provide to Agent a guaranteed return from the collection or disposition
of Collateral, or (xii)&nbsp;to the extent deemed appropriate by Agent, to obtain the services of other brokers, investment bankers,
consultants and other professionals to assist Agent in the collection or disposition of any of the Collateral. Each Credit Party acknowledges
that the purpose of this <U>Section&nbsp;11.1(b)</U>&nbsp;is to provide non-exhaustive indications of what actions or omissions by Agent
would not be commercially unreasonable in Agent&rsquo;s exercise of remedies against the Collateral and that other actions or omissions
by Agent shall not be deemed commercially unreasonable solely on account of not being indicated in this <U>Section&nbsp;11.1(b)</U>.
Without limitation upon the foregoing, nothing contained in this <U>Section&nbsp;11.1(b)</U>&nbsp;shall be construed to grant any rights
to any Credit Party or to impose any duties on Agent that would not have been granted or imposed by this Agreement or by Applicable Law
in the absence of this <U>Section&nbsp;11.1(b)</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Without
limiting any other provisions hereof:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(iv)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>At
any bona fide public sale, and to the extent permitted by Applicable Law, at any private sale, Agent shall be free to purchase all or
any part of the Investment Property. Any such sale may be on cash or credit. Agent shall be authorized at any such sale (if it deems
it advisable to do so) to restrict the prospective bidders or purchasers to persons who will represent and agree that they are purchasing
the Investment Property for their own account in compliance with Regulation D of the Securities Act or any other applicable exemption
available under the Securities Act. Agent will not be obligated to make any sale if it determines not to do so, regardless of the fact
that notice of the sale may have been given. Agent may adjourn any sale and sell at the time and place to which the sale is adjourned.
If the Investment Property is customarily sold on a recognized market or threatens to decline speedily in value, Agent may sell such
Investment Property at any time without giving prior notice to any Credit Party or other Person.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(v)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
Credit Party recognizes that Agent may be unable to effect or cause to be effected a public sale of the Investment Property by reason
of certain prohibitions of the Securities Act, so that Agent may be compelled to resort to one or more private sales to a restricted
group of purchasers who will be obligated to agree, among other things, to acquire the Investment Property for their own account, for
investment and without a view to the distribution or resale thereof. Each Credit Party understands that private sales so made may be
at prices and on other terms less favorable to the seller than if the Investment Property were sold at public sales, and agrees that
Agent has no obligation to delay or agree to delay the sale of any of the Investment Property for the period of time necessary to permit
the issuer of the securities which are part of the Investment Property (even if the issuer would agree), to register such securities
for sale under the Securities Act. Each Credit Party agrees that private sales made under the foregoing circumstances shall be deemed
to have been made in a commercially reasonable manner.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(vi)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT>The
net cash proceeds arising from the disposition of the Investment Property after deducting expenses incurred by Agent will be applied
to the Obligations pursuant to <U>Section&nbsp;11.5</U> hereof. If any excess remains after the discharge of all of the Obligations,
the same will be paid to the applicable Credit Party or to any other Person that may be legally entitled thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(vii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT>At
any time after the occurrence and during the continuance of an Event of Default (A)&nbsp;Agent may transfer any or all of the Investment
Property into its name or that of its nominee and, after providing the Borrowers with one (1)&nbsp;Business Days prior written notice,
may exercise all voting rights with respect to the Investment Property, but no such transfer shall constitute a taking of such Investment
Property in satisfaction of any or all of the Obligations, and (B)&nbsp;Agent shall be entitled to receive, for application to the Obligations,
all cash or stock dividends and distributions, interest and premiums declared or paid on the Investment Property.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">11.2&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Agent&rsquo;s
Discretion</U>. Agent shall have the right in its sole discretion to determine which rights, Liens, security interests or remedies Agent
may at any time pursue, relinquish, subordinate, or modify, which procedures, timing and methodologies to employ, and what any other
action to take with respect to any or all of the Collateral and in what order, thereto and such determination will not in any way modify
or affect any of Agent&rsquo;s or Lenders&rsquo; rights hereunder as against the Credit Parties or each other.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">11.3&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Setoff</U>.
Subject to <U>Section&nbsp;14.12</U>, in addition to any other rights which Agent or any Lender may have under Applicable Law, upon the
occurrence of an Event of Default hereunder, Agent and such Lender shall have a right, immediately and without notice of any kind, to
apply any Credit Party&rsquo;s property held by Agent and such Lender or any of their Affiliates to reduce the Obligations and to exercise
any and all rights of setoff which may be available to Agent and such Lender with respect to any deposits held by Agent or such Lender.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">11.4&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Rights
and Remedies not Exclusive</U>. The enumeration of the foregoing rights and remedies is not intended to be exhaustive and the exercise
of any rights or remedy shall not preclude the exercise of any other right or remedies provided for herein or otherwise provided by law,
all of which shall be cumulative and not alternative.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">11.5&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Allocation
of Payments After Event of Default</U>. Notwithstanding any other provisions of this Agreement to the contrary, after the occurrence
and during the continuance of an Event of Default, all amounts collected or received by Agent on account of the Obligations or any other
amounts outstanding under any of the Other Documents or in respect of the Collateral may, at Agent&rsquo;s discretion, and shall, at
the direction of the Required Lenders, be paid over or delivered as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">FIRST, to the payment of
all reasonable costs and expenses (including reasonable attorneys&rsquo; fees and allocated costs of internal counsel) of Agent in connection
with enforcing its rights and the rights of the Lenders under this Agreement and the Other Documents and any protective advances made
by Agent with respect to the Collateral under or pursuant to the terms of this Agreement;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">SECOND, to payment of any
fees owed to Agent;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">THIRD, to the payment of
all reasonable out-of-pocket costs and expenses (including reasonable documented (to the extent readily available) attorneys&rsquo; fees
and allocated costs of internal counsel) of each of the Lenders to the extent owing to such Lender pursuant to the terms of this Agreement;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">FOURTH, to the payment of
all of the Obligations consisting of accrued fees and interest;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">FIFTH, to the payment of
the outstanding principal amounts of Term Loans, on a <I>pro rata</I> basis;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">SIXTH, to all other Obligations
and other obligations which shall have become due and payable under the Other Documents or otherwise and not repaid pursuant to clauses
 &ldquo;FIRST&rdquo; through &ldquo;FIFTH&rdquo; above; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">SEVENTH, to the payment of
the surplus, if any, to whoever may be lawfully entitled to receive such surplus.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">In carrying out the foregoing,
(i)&nbsp;amounts received shall be applied in the numerical order provided until exhausted prior to application to the next succeeding
category; and (ii)&nbsp;each of the Lenders shall receive (so long as it is not a Defaulting Lender) an amount equal to its <I>pro rata</I>
share (based on the proportion that the then outstanding Advances held by such Lender bears to the aggregate then outstanding Advances)
of amounts available to be applied pursuant to clauses &ldquo;FOURTH&rdquo;, &ldquo;FIFTH,&rdquo; &ldquo;SIXTH&rdquo;, and &ldquo;SEVENTH&rdquo;
above.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt; text-transform: uppercase">XII.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT><FONT STYLE="text-transform: uppercase"><U>WAIVERS
AND JUDICIAL PROCEEDINGS.</U></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">12.1&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Waiver
of Notice</U>. Each Credit Party hereby waives notice of non-payment of any of the Receivables, demand, presentment, protest and notice
thereof with respect to any and all instruments, notice of acceptance hereof, notice of loans or advances made, credit extended, Collateral
received or delivered, or any other action taken in reliance hereon, and all other demands and notices of any description, except such
as are expressly provided for herein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">12.2&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Delay</U>.
No delay or omission on Agent&rsquo;s or any Lender&rsquo;s part in exercising any right, remedy or option shall operate as a waiver
of such or any other right, remedy or option or of any Default or Event of Default.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">12.3&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Jury
Waiver</U>. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, EACH PARTY TO THIS AGREEMENT HEREBY EXPRESSLY WAIVES ANY RIGHT TO TRIAL
BY JURY OF ANY CLAIM, COUNTERCLAIM, DEMAND, ACTION OR CAUSE OF ACTION (a)&nbsp;ARISING UNDER THIS AGREEMENT, ANY OTHER DOCUMENT OR ANY
OTHER INSTRUMENT, DOCUMENT OR AGREEMENT EXECUTED OR DELIVERED IN CONNECTION HEREWITH, OR (b)&nbsp;IN ANY WAY CONNECTED WITH OR RELATED
OR INCIDENTAL TO THE DEALINGS OF THE PARTIES HERETO OR ANY OF THEM WITH RESPECT TO THIS AGREEMENT, ANY OTHER DOCUMENT OR ANY OTHER INSTRUMENT,
DOCUMENT OR AGREEMENT EXECUTED OR DELIVERED IN CONNECTION HEREWITH, OR THE TRANSACTIONS RELATED HERETO OR THERETO IN EACH CASE WHETHER
NOW EXISTING OR HEREAFTER ARISING, AND WHETHER SOUNDING IN CONTRACT OR TORT OR OTHERWISE AND EACH PARTY HEREBY CONSENTS THAT ANY SUCH
CLAIM, COUNTERCLAIM, DEMAND, ACTION OR CAUSE OF ACTION SHALL BE DECIDED BY COURT TRIAL WITHOUT A JURY, AND THAT ANY PARTY TO THIS AGREEMENT
MAY&nbsp;FILE AN ORIGINAL COUNTERPART&nbsp;OR A COPY OF THIS SECTION&nbsp;WITH ANY COURT AS WRITTEN EVIDENCE OF THE CONSENTS OF THE PARTIES
HERETO TO THE WAIVER OF THEIR RIGHT TO TRIAL BY JURY.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt; text-transform: uppercase">XIII.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><FONT STYLE="text-transform: uppercase"><U>EFFECTIVE
DATE AND TERMINATION.</U></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">13.1&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Term</U>.
This Agreement, which shall inure to the benefit of and shall be binding upon the respective successors and permitted assigns of the
Credit Parties, Agent and each Lender, shall become effective on the date hereof and shall continue in full force and effect until December&nbsp;3,
2026 (the &ldquo;<U>Term</U>&rdquo;), unless sooner terminated as herein provided. Borrowers may terminate this Agreement at any time
upon fifteen (15) Business Days&rsquo; prior written notice upon payment in full of the Obligations (other than Inchoate Obligations).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">13.2&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Termination</U>.
The termination of this Agreement shall not affect any Credit Party&rsquo;s, Agent&rsquo;s or any Lender&rsquo;s rights, or any of the
Obligations having their inception prior to the effective date of such termination or any Inchoate Obligations, and the provisions hereof
shall continue to be fully operative until (a)&nbsp;all transactions entered into, rights or interests created or Obligations (other
than Inchoate Obligations) have been fully paid in immediately available funds and (b)&nbsp;each of the Credit Parties have released
Agent and Lenders from and against any and all claims of any nature whatsoever that any Credit Party may have against Agent and Lenders
(or any of them). The security interests, Liens and rights granted to Agent and Lenders hereunder and the financing statements filed
in connection herewith shall continue in full force and effect, notwithstanding the termination of this Agreement or the fact that Borrowers&rsquo;
Account may from time to time be temporarily in a zero or credit position, until all of the Obligations (other than Inchoate Obligations)
have been paid and performed in full in immediately available funds after the termination of all obligations of Agent and Lenders to
make any Advances hereunder or Borrowers have furnished Agent and Lenders with an indemnification satisfactory to Agent and Lenders with
respect thereto. Accordingly, each Credit Party waives any rights which it may have under the Uniform Commercial Code to demand the filing
of termination statements with respect to the Collateral unless and until all of the Obligations (other than Inchoate Obligations) have
been paid and performed in full in immediately available funds after the termination of all obligations of Agent and Lenders to make
any Advances hereunder, and Agent shall not be required to send such termination statements to any Credit Party, or to file them with
any filing office, until such time. When all of the Obligations (other than Inchoate Obligations) have been paid and performed in full
in immediately available funds after the termination of all obligations of Agent and Lenders to make any Advances hereunder, Agent will,
at Borrowers&rsquo; sole expense, execute and deliver any termination statements, lien releases, mortgage releases, re-assignments of
trademarks, discharges of security interests, and other similar discharge or release documents (and, if applicable, in recordable form)
as are reasonably necessary to release, as of record, Agent&rsquo;s Liens and all notices of security interests and liens previously
filed by Agent with respect to the Obligations. Notwithstanding anything to the contrary set forth herein, all representations, warranties,
waivers and indemnities of the Credit Parties contained herein or in any Other Document shall survive the payment in full of the Obligations
and termination of this Agreement and/or such Other Documents.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">13.3&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Revival
and Reinstatement of Obligations</U>. If the incurrence or payment of the Obligations by any Credit Party or the transfer to Agent or
any Lender of any property should for any reason subsequently be declared to be void or voidable under any state or federal law relating
to creditors&rsquo; rights, including provisions of the Bankruptcy Code or any other Debtor Relief Laws relating to fraudulent conveyances,
preferences, or other voidable or recoverable payments of money or transfers of property (each, a &ldquo;<U>Voidable Transfer</U>&rdquo;),
and if Agent or any Lender is required to repay or restore, in whole or in part, any such Voidable Transfer, or elects to do so upon
the reasonable advice of its counsel, then, as to any such Voidable Transfer, or the amount thereof that Agent or such Lender is required
or elects to repay or restore, and as to all reasonable costs, expenses, and attorneys&rsquo; fees of Agent and such Lender related thereto,
the liability of each Credit Party automatically shall be revived, reinstated, and restored and shall exist as though such Voidable Transfer
had never been made and any Liens held by Agent previously released or terminated with respect to any Collateral shall be reinstated
as of the date on which Agent or Lenders (as applicable) repays or restores such Voidable Transfer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt; text-transform: uppercase">XIV.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><FONT STYLE="text-transform: uppercase"><U>REGARDING
AGENT.</U></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">14.1&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Appointment</U>.
Each Lender hereby designates Lafayette Square to act as Agent for such Lender under this Agreement and the Other Documents. Each Lender
hereby irrevocably authorizes Agent to take such action on its behalf under the provisions of this Agreement and the Other Documents
and to exercise such powers and to perform such duties hereunder and thereunder as are specifically delegated to or required of Agent
by the terms hereof and thereof and such other powers as are reasonably incidental thereto and Agent shall hold all Collateral, payments
of principal and interest, fees (except the fees set forth in the Fee Letter), charges and collections received pursuant to this Agreement,
for the ratable benefit of Lenders. Agent may perform any of its duties hereunder by or through its agents or employees. Notwithstanding
anything to the contrary contained in this Agreement, Agent shall act or refrain from acting or exercise any discretion (and shall be
fully protected in so acting or refraining from acting) only with the consent of the Required Lenders; <U>provided</U>, <U>however</U>,
that Agent shall not be required to take any action which exposes Agent to liability or which is contrary to this Agreement or the Other
Documents or Applicable Law unless Agent is furnished with an indemnification reasonably satisfactory to Agent with respect thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">14.2&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Nature
of Duties</U>. Agent shall have no duties or responsibilities except those expressly set forth in this Agreement and the Other Documents.
Neither Agent nor any of its officers, directors, employees or agents shall be (i)&nbsp;liable for any action taken or omitted by them
as such hereunder or in connection herewith, unless caused by their gross (not mere) negligence or willful misconduct (as determined
by a court of competent jurisdiction in a final non-appealable judgment), or (ii)&nbsp;responsible in any manner for any recitals, statements,
representations or warranties made by any Credit Party or any of their respective officers contained in this Agreement, or in any of
the Other Documents or in any certificate, report, statement or other document referred to or provided for in, or received by Agent under
or in connection with, this Agreement or any of the Other Documents or for the value, validity, effectiveness, genuineness, due execution,
enforceability or sufficiency of this Agreement, or any of the Other Documents or for any failure of any Credit Party to perform its
obligations hereunder or under any Other Document. Agent shall not be under any obligation to any Lender to ascertain or to inquire as
to the observance or performance of any of the agreements contained in, or conditions of, this Agreement or any of the Other Documents,
or to inspect the properties, books or records of any of the Credit Parties. The duties of Agent as respects the Advances to Borrowers
shall be mechanical and administrative in nature; Agent shall not have by reason of this Agreement a fiduciary relationship in respect
of any Lender; and nothing in this Agreement, expressed or implied, is intended to or shall be so construed as to impose upon Agent any
obligations in respect of this Agreement or the transactions described herein except as expressly set forth herein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&#160;</P></DIV>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">14.3&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Lack
of Reliance on Agent and Resignation</U>. Independently and without reliance upon Agent or any other Lender, each Lender has made and
shall continue to make (a)&nbsp;its own independent investigation of the financial condition and affairs of each Credit Party in connection
with the making and the continuance of the Advances hereunder and the taking or not taking of any action in connection herewith, and
(b)&nbsp;its own appraisal of the creditworthiness of each Credit Party. Agent shall have no duty or responsibility, either initially
or on a continuing basis, to provide any Lender with any credit or other information with respect thereto, whether coming into its possession
before making of the Advances or at any time or times thereafter except as shall be provided by the Credit Parties pursuant to the terms
hereof. Agent shall not be responsible to any Lender for any recitals, statements, information, representations or warranties herein
or in any agreement, document, certificate or a statement delivered in connection with or for the execution, effectiveness, genuineness,
validity, enforceability, collectability or sufficiency of this Agreement or any Other Document, or of the financial condition of any
Credit Party, or be required to make any inquiry concerning either the performance or observance of any of the terms, provisions or conditions
of this Agreement, the Note, the Other Documents or the financial condition of any Credit Party, or the existence of any Event of Default
or any Default.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Required Lenders may remove
Agent on sixty (60) days&rsquo; written notice to each of Agent, Lenders and Borrowing Agent and Agent may resign on sixty (60) days&rsquo;
written notice to each of Lenders and Borrowing Agent, and upon such removal or resignation, the Required Lenders will promptly designate
a successor Agent reasonably satisfactory to Borrowing Agent (<U>provided</U> that no such approval by Borrowing Agent shall be required
(i)&nbsp;in any case where the successor Agent is one of the Lenders or (ii)&nbsp;after the occurrence and during the continuance of
any Event of Default). Any such successor Agent shall succeed to the rights, powers and duties of Agent, and shall in particular succeed
to all of Agent&rsquo;s right, title and interest in and to all of the Liens in the Collateral securing the Obligations created hereunder
or any Other Document, and the term &ldquo;<U>Agent</U>&rdquo; shall mean such successor agent effective upon its appointment, and the
former Agent&rsquo;s rights, powers and duties as Agent shall be terminated, without any other or further act or deed on the part of
such former Agent. <U>However</U>, notwithstanding the foregoing, if at the time of the effectiveness of the new Agent&rsquo;s appointment,
any further actions need to be taken in order to provide for the legally binding and valid transfer of any Liens in the Collateral from
former Agent to new Agent and/or for the perfection of any Liens in the Collateral as held by new Agent or it is otherwise not then possible
for new Agent to become the holder of a fully valid, enforceable and perfected Lien as to any of the Collateral, former Agent shall continue
to hold such Liens solely as agent for perfection of such Liens on Behalf of new Agent until such time as new Agent can obtain a fully
valid, enforceable and perfected Lien on all Collateral, <U>provided</U> that Agent shall not be required to or have any liability or
responsibility to take any further actions after such date as such agent for perfection to continue the perfection of any such Liens
(other than to forego from taking any affirmative action to release any such Liens). After Agent&rsquo;s resignation as Agent, the provisions
of this <U>Article&nbsp;XIV</U>, and any indemnification rights under this Agreement, including without limitation, rights arising under
<U>Section&nbsp;15.5</U> hereof, shall inure to its benefit as to any actions taken or omitted to be taken by it while it was Agent under
this Agreement (and in the event resigning Agent continues to hold any Liens pursuant to the provisions of the immediately preceding
sentence, the provisions of this <U>Article&nbsp;XIV</U> and any indemnification rights under this Agreement, including without limitation,
rights arising under <U>Section&nbsp;15.5</U> hereof, shall inure to its benefit as to any actions taken or omitted to be taken by it
in connection with such Liens).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">14.4&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Certain
Rights of Agent</U>. If Agent shall request instructions from Lenders with respect to any act or action (including failure to act) in
connection with this Agreement or any Other Document, Agent shall be entitled to refrain from such act or taking such action unless and
until Agent shall have received instructions from the Required Lenders; and Agent shall not incur liability to any Person by reason of
so refraining. Without limiting the foregoing, Lenders shall not have any right of action whatsoever against Agent as a result of its
acting or refraining from acting hereunder in accordance with the instructions of the Required Lenders.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">14.5&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Reliance</U>.
Agent shall be entitled to rely, and shall be fully protected in relying, upon any note, writing, resolution, notice, statement, certificate,
e-mail, telecopier or facsimile message, order or other document or telephone message believed by it to be genuine and correct and to
have been signed, sent or made by the proper Person, and, with respect to all legal matters pertaining to this Agreement and the Other
Documents and its duties hereunder, upon advice of counsel selected by it. Agent may employ agents and attorneys-in-fact and shall not
be liable for the default or misconduct of any such agents or attorneys-in-fact selected by Agent with reasonable care.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">14.6&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Notice
of Default</U>. Agent shall not be deemed to have knowledge or notice of the occurrence of any Default or Event of Default hereunder
or under the Other Documents, unless Agent has received notice from a Lender or Borrowing Agent referring to this Agreement or the Other
Documents, describing such Default or Event of Default and stating that such notice is a &ldquo;notice of default&rdquo;. In the event
that Agent receives such a notice, Agent shall give notice thereof to Lenders. Agent shall take such action with respect to such Default
or Event of Default as shall be reasonably directed by the Required Lenders; <U>provided</U>, <U>that</U>, unless and until Agent shall
have received such directions, Agent may (but shall not be obligated to) take such action, or refrain from taking such action, with respect
to such Default or Event of Default as it shall deem advisable in the best interests of Lenders.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">14.7&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Indemnification</U>.
To the extent Agent is not reimbursed and indemnified by Borrowers, each Lender will reimburse and indemnify Agent in proportion to its
respective portion of the Advances (or, if no Advances are outstanding, according to its applicable Commitment Percentage), from and
against any and all liabilities, obligations, losses, damages, penalties, actions, judgments, suits, costs, expenses or disbursements
of any kind or nature whatsoever which may be imposed on, incurred by or asserted against Agent in performing its duties hereunder, or
in any way relating to or arising out of this Agreement or any Other Document; <U>provided</U> that, Lenders shall not be liable for
any portion of such liabilities, obligations, losses, damages, penalties, actions, judgments, suits, costs, expenses or disbursements
resulting from Agent&rsquo;s gross (not mere) negligence or willful misconduct (as determined by a court of competent jurisdiction in
a final non-appealable judgment).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">14.8&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Agent
in its Individual Capacity</U>. With respect to the obligation of Agent to lend under this Agreement, the Advances made by it shall have
the same rights and powers hereunder as any other Lender and as if it were not performing the duties as Agent specified herein; and the
term &ldquo;Lender&rdquo; or any similar term shall, unless the context clearly otherwise indicates, include Agent in its individual
capacity as a Lender. Agent may engage in business with any Credit Party as if it were not performing the duties specified herein, and
may accept fees and other consideration from any Credit Party for services in connection with this Agreement or otherwise without having
to account for the same to Lenders.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">14.9&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Delivery
of Documents</U>. To the extent Agent receives financial statements or notifications required under <U>Sections&nbsp;9.7</U>, <U>9.8</U>,
<U>9.9</U> and <U>9.12</U> pursuant to the terms of this Agreement which the applicable Credit Party is not obligated to deliver to each
Lender, Agent will promptly furnish such documents and information to Lenders.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">14.10&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Borrowers&rsquo;
Undertaking to Agent</U>. Without prejudice to its obligations to Lenders under the other provisions of this Agreement, Borrowers hereby
undertake with Agent to pay to Agent from time to time on demand all amounts from time to time due and payable by it for the account
of Agent or Lenders or any of them pursuant to this Agreement to the extent not already paid. Any payment made pursuant to any such demand
shall <I>pro tanto</I> satisfy the relevant Borrower&rsquo;s obligations to make payments for the account of Lenders or the relevant
one or more of them pursuant to this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">14.11&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>No
Reliance on Agent&rsquo;s Customer Identification Program</U>. Each Lender acknowledges and agrees that neither such Lender, nor any
of its Affiliates, participants or assignees, may rely on Agent to carry out such Lender&rsquo;s, Affiliate&rsquo;s, participant&rsquo;s
or assignee&rsquo;s customer identification program, or other obligations required or imposed under or pursuant to the USA PATRIOT Act
or the regulations thereunder, including the regulations contained in 31 CFR 103.121 (as hereafter amended, modified, supplemented or
replaced, the &ldquo;<U>CIP Regulations</U>&rdquo;), or any other Anti-Terrorism Law, including any programs involving any of the following
items relating to or in connection with any Credit Party, their Affiliates or agents, this Agreement, the Other Documents or the transactions
hereunder or contemplated hereby: (1)&nbsp;any identity verification procedures, (2)&nbsp;any record-keeping, (3)&nbsp;comparisons with
government lists, (4)&nbsp;customer notices or (5)&nbsp;other procedures required under the CIP Regulations or such other laws.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">14.12&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Other
Agreements</U>. Each of the Lenders agrees that it shall not, without the prior written consent of Agent, and that it shall, to the extent
it is lawfully entitled to do so, upon the request of Agent, set off against the Obligations, any amounts owing by such Lender to any
Credit Party or any deposit accounts of any Credit Party now or hereafter maintained with such Lender. Anything in this Agreement to
the contrary notwithstanding, each of the Lenders further agrees that it shall not, unless specifically requested to do so by Agent,
take any action to protect or enforce its rights arising out of this Agreement or the Other Documents, it being the intent of Lenders
that any such action to protect or enforce rights under this Agreement and the Other Documents shall be taken in concert and at the direction
or with the consent of Agent or Required Lenders.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">14.13&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Erroneous
Payment</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
Lender hereby agrees that (i)&nbsp;if Agent (x)&nbsp;notifies a Lender or any Person who has received funds on behalf of a Lender (any
such Lender or other recipient, a &ldquo;<U>Payment Recipient</U>&rdquo;) that Agent has determined in its sole discretion (whether or
not after receipt of any notice under immediately succeeding clause (b)) that any funds (as set forth in such notice from Agent) received
by such Payment Recipient from Agent or any of its Affiliates were erroneously or mistakenly transmitted to, or otherwise erroneously
or mistakenly received by, such Payment Recipient (whether or not known to such Lender or other such Payment Recipient on its behalf)
(any such funds, whether transmitted or received as a payment, prepayment or repayment of principal, interest, fees or otherwise, individually
and collectively, an &ldquo;<U>Erroneous Payment</U>&rdquo;) and (y)&nbsp;demands in writing the return of such Erroneous Payment (or
a portion thereof), such Payment Recipient shall promptly, but in no event later than one (1)&nbsp;Business Day thereafter (or such later
date as Agent may, in its sole discretion, specify in writing), return to Agent the amount of any such Erroneous Payment (or portion
thereof) as to which such a demand was made, in same day funds (in the currency so received), together with interest thereon (except
to the extent waived in writing by Agent) in respect of each day from and including the date such Erroneous Payment (or portion thereof)
was received by such Lender to the date such amount is repaid to Agent in same day funds at the greater of the overnight bank funding
rate and a rate determined by Agent in accordance with banking industry rules&nbsp;on interbank compensation from time to time in effect,
and (ii)&nbsp;such Lender shall not assert any right or claim to the Erroneous Payment, and hereby waives any claim, counterclaim, defense
or right of set-off or recoupment with respect to any demand, claim or counterclaim by Agent for the return of any Erroneous Payments
received, including without limitation waiver of any defense based on &ldquo;discharge for value&rdquo; or any similar doctrine. A notice
of Agent to any Lender under this subsection&nbsp;(a)&nbsp;shall be conclusive, absent manifest error.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Without
limiting <U>subsection (a)</U>&nbsp;above, each Lender or other Payment Recipient hereby further agrees that if it receives an Erroneous
Payment from Agent (or any of its Affiliates) (i)&nbsp;that is in an amount different than (other than a de minimis difference), or on
a different date from, that specified in this Agreement or in a notice of payment sent by Agent (or any of its Affiliates) with respect
to such Erroneous Payment (an &ldquo;<U>Erroneous Payment Notice</U>&rdquo;), or (ii)&nbsp;that was not preceded or accompanied by an
Erroneous Payment Notice, it shall be on notice that, in each such case, an error has been made with respect to such Erroneous Payment.
Each Lender or other Payment Recipient further agrees that, in each such case, or if it otherwise becomes aware an Erroneous Payment
(or portion thereof) may have been sent in error, such Lender or other such Payment Recipient shall promptly notify Agent of such occurrence
and, upon demand from Agent, it shall promptly, but in no event later than one (1)&nbsp;Business Day thereafter, return to Agent the
amount of any such Erroneous Payment (or portion thereof) that was received by such Lender or other such Payment Recipient to the date
such amount is repaid to Agent in same day funds at the greater of the overnight bank funding rate and a rate determined by Agent in
accordance with banking industry rules&nbsp;on interbank compensation from time to time in effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
Credit Party hereby agrees that (i)&nbsp;in the event an Erroneous Payment (or portion thereof) is not recovered from any Lender or other
such Payment Recipient that has received such Erroneous Payment (or portion thereof) for any reason, Agent shall be subrogated to all
the rights of such Lender with respect to such amount and (ii)&nbsp;an Erroneous Payment shall not pay, prepay, repay, discharge or otherwise
satisfy any Obligations owed any Credit Party hereunder or under any of the Other Documents.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
party&rsquo;s obligations under this <U>Section&nbsp;14.13</U> shall survive the resignation or replacement of Agent or any transfer
of rights or obligations by, or the replacement of, a Lender, the termination of this Agreement, the termination of the commitments of
the Lenders hereunder and the indefeasible payment in full in cash of the Obligations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt; text-transform: uppercase">XV.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U></U></FONT><U><FONT STYLE="text-transform: uppercase">MISCELLANEOUS.</FONT></U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">15.1&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Governing
Law</U>. This Agreement and each Other Document (unless and except to the extent expressly provided otherwise in any such Other Document),
and all matters relating hereto or thereto or arising herefrom or therefrom (whether arising under contract law, tort law or otherwise)
shall, in accordance with Section&nbsp;5-1401 of the General Obligations Law of the State of New York, be governed by and construed in
accordance with the laws of the State of New York. Any judicial proceeding brought by or against any Credit Party with respect to any
of the Obligations, this Agreement, the Other Documents or any related agreement may be brought in any court of competent jurisdiction
in the State of New York, United States of America, and, by execution and delivery of this Agreement, each Credit Party accepts for itself
and in connection with its properties, generally and unconditionally, the non-exclusive jurisdiction of the aforesaid courts, and irrevocably
agrees to be bound by any judgment rendered thereby in connection with this Agreement. Each Credit Party hereby waives personal service
of any and all process upon it and consents that all such service of process may be made by registered mail (return receipt requested)
directed to such Credit Party at its address set forth in <U>Section&nbsp;15.6</U> and service so made shall be deemed completed five
(5)&nbsp;days after the same shall have been so deposited in the mails of the United States of America, or, at Agent&rsquo;s option,
by service upon Borrowing Agent which each Borrower irrevocably appoints as such Borrower&rsquo;s agent for the purposes of accepting
service within the State of New York. Nothing herein shall affect the right to serve process in any manner permitted by law or shall
limit the right of Agent or any Lender to bring proceedings against any Credit Party in the courts of any other jurisdiction. Each Credit
Party waives any objection to jurisdiction and venue of any action instituted hereunder and shall not assert any defense based on lack
of jurisdiction or venue or based upon forum non conveniens. Each Credit Party waives the right to remove any judicial proceeding brought
against such Credit Party in any state court to any federal court. Any judicial proceeding by any Credit Party against Agent or any Lender
involving, directly or indirectly, any matter or claim in any way arising out of, related to or connected with this Agreement or any
related agreement, shall be brought only in a federal or state court located in the Borough of Manhattan, County of New York, State of
New York.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">15.2&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Entire
Understanding</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>This
Agreement and the Other Documents contain the entire understanding between the Credit Parties, Agent and each Lender and supersedes all
prior agreements and understandings, if any, relating to the subject matter hereof. Any promises, representations, warranties or guarantees
not herein contained and hereinafter made shall have no force and effect unless in writing, signed by each Borrower&rsquo;s, Agent&rsquo;s
and the applicable Lender&rsquo;s respective officers. Neither this Agreement nor any portion or provisions hereof may be changed, modified,
amended, waived, supplemented, discharged, cancelled or terminated orally or by any course of dealing, or in any manner other than by
an agreement in writing, signed by the party to be charged. Each Credit Party acknowledges that it has been advised by counsel in connection
with the execution of this Agreement and Other Documents and is not relying upon oral representations or statements inconsistent with
the terms and provisions of this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
Required Lenders, Agent with the consent in writing of the Required Lenders, and the Credit Parties signatory hereto may, subject to
the provisions of this <U>Section&nbsp;15.2(b)</U>, from time to time enter into written supplemental agreements to this Agreement or
the Other Documents executed by such Credit Parties, for the purpose of adding or deleting any provisions or otherwise changing, varying
or waiving in any manner the rights of Lenders, Agent or such Credit Parties thereunder or the conditions, provisions or terms thereof
or waiving any Event of Default thereunder, but only to the extent specified in such written agreements; <U>provided</U>, <U>however</U>,
that no such supplemental agreement shall without the consent of all Lenders:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>increase
the Commitment Percentages or the maximum dollar commitment of any Lender or the amount of any Delayed Draw Term Loan;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT>whether
or not any Advances are outstanding, extend the Term or the time for payment of principal or interest of any Advance (excluding the due
date of any mandatory prepayment of an Advance), or any fee payable to any Lender, or reduce the principal amount of or the rate of interest
borne by any Advances or reduce any fee payable to any Lender, without the consent of each Lender directly affected thereby (except that
Required Lenders may elect to waive or rescind any imposition of the Default Rate under <U>Section&nbsp;3.1</U> hereof (unless imposed
by Agent));</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(iii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>alter
the definition of the term Required Lenders or alter, amend or modify this <U>Section&nbsp;15.2(b)</U>;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(iv)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>release
any Collateral during any calendar year (other than in accordance with the provisions of this Agreement) having an aggregate value in
excess of $1,000,000;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(v)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT>alter,
amend or modify the provisions of <U>Section&nbsp;11.5</U> hereof;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(vi)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>change
the rights and duties of Agent; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-size: 10pt">(vii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT>release
any Guarantor.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Any
such supplemental agreement shall apply equally to each Lender and shall be binding upon the Credit Parties, Lenders and Agent and all
future holders of the Obligations. In the case of any waiver, the Credit Parties, Agent and Lenders shall be restored to their former
positions and rights, and any Event of Default waived shall be deemed to be cured and not continuing, but no waiver of a specific Event
of Default shall extend to any subsequent Event of Default (whether or not the subsequent Event of Default is the same as the Event of
Default which was waived), or impair any right consequent thereon.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>In
the event that Agent or Borrowers request the consent of a Lender (other than Lafayette Square or any of its Affiliates) pursuant to
this <U>Section&nbsp;15.2</U> and such consent is denied, then Agent or Borrowers may, at their respective option and upon five (5)&nbsp;Business
Days prior written notice to Agent (if given by Borrowers) and such Lender (a &ldquo;<U>Non-Consenting Lender</U>&rdquo;), require such
Non-Consenting Lender to assign its interest in the Advances to Lafayette Square, or if Lafayette Square shall decline to purchase such
interest, to another Lender or to any other Person eligible to become a Purchasing Lender in accordance with the terms of <U>Section&nbsp;15.3(c)</U>,
for a price equal to the then outstanding principal amount thereof <U>plus</U> accrued and unpaid interest and fees due such Non-Consenting
Lender, which interest and fees shall be paid when collected from Borrowers. In the event any Non-Consenting Lender is required to assign
its interests hereunder, such Non-Consenting Lender will assign its interest, pursuant to a Transfer Supplement, on the date specified
in the notice given to such Non-Consenting Lender, which shall be no later than fifteen (15) Business Days after the date of such notice.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Agent
is hereby authorized by each Borrower and the Lenders, from time to time in Agent&rsquo;s sole discretion, (i)&nbsp;after the occurrence
and during the continuation of a Default or an Event of Default, or (ii)&nbsp;at any time that any of the other applicable conditions
precedent set forth in <U>Section&nbsp;8.2</U> hereof have not been satisfied, to make advances to Borrowers on behalf of the Lenders
which Agent, in its reasonable business judgment, deems necessary or desirable (x)&nbsp;to preserve or protect the Collateral, or any
portion thereof, (y)&nbsp;to enhance the likelihood of, or maximize the amount of, repayment of the Advances and other Obligations, or
(z)&nbsp;to pay any other amount chargeable to Borrowers pursuant to the terms of this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">15.3&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Successors
and Assigns; Participations; New Lenders</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>This
Agreement shall be binding upon and inure to the benefit of the Credit Parties signatory hereto, Agent, each Lender, all future holders
of the Obligations and their respective successors and permitted assigns, except that no Credit Party may assign or transfer any of its
rights or obligations under this Agreement without the prior written consent of Agent and each Lender.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
Credit Party acknowledges that in the regular course of commercial banking business one or more Lenders may at any time and from time
to time sell participating interests in the Advances to other financial institutions (each such transferee or purchaser of a participating
interest, a &ldquo;<U>Participant</U>&rdquo;). Upon the occurrence and during the continuance of an Event of Default, each Participant
may, with the prior consent of Agent, exercise all rights of payment (including rights of set-off) with respect to the portion of such
Advances held by it or other Obligations payable hereunder as fully as if such Participant were the direct holder thereof and the Obligations
shall be reduced by the amount of any such setoff, <U>provided</U> that Borrowers shall not be required to pay to any Participant more
than the amount which it would have been required to pay to Lender which granted an interest in its Advances or other Obligations payable
hereunder to such Participant had such Lender retained such interest in the Advances hereunder or other Obligations payable hereunder
and in no event shall Borrowers be required to pay any such amount arising from the same circumstances and with respect to the same Advances
or other Obligations payable hereunder to both such Lender and such Participant. Each Borrower hereby grants to any Participant a continuing
security interest in any deposits, moneys or other property actually or constructively held by such Participant as security for the Participant&rsquo;s
interest in the Advances. Each Lender that sells a participation shall, acting solely for this purpose as an agent of the Borrowers,
maintain a register on which it enters the name and address of each Participant and the principal amounts (and stated interest) of each
Participant&rsquo;s interest in the Advances and Obligations (the &ldquo;<U>Participant Register</U>&rdquo;); <U>provided that</U> no
Lender shall have any obligation to disclose all or any portion of the Participant Register (including the identity of any Participant
or any information relating to a Participant&rsquo;s interest in any commitments, loans, letters of credit or its other obligations under
this Agreement or any Other Document) to any Person except to the extent that such disclosure is necessary to establish that such commitment,
loan, letter of credit or other obligation is in registered form under Section&nbsp;5f.103-1(c)&nbsp;of the United States Treasury Regulations.
The entries in the Participant Register shall be conclusive absent manifest error, and such Lender shall treat each Person whose name
is recorded in the Participant Register as the owner of such participation for all purposes of this Agreement notwithstanding any notice
to the contrary. For the avoidance of doubt, Agent (in its capacity as Agent) shall have no responsibility for maintaining a Participant
Register.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Any
Lender, with the consent of Agent which shall not be unreasonably withheld or delayed, may sell, assign or transfer all or any part of
its rights and obligations under or relating to the Term Loans under this Agreement and the Other Documents to one or more Eligible Assignees
and one or more Eligible Assignees may commit to make Advances hereunder (each a &ldquo;<U>Purchasing Lender</U>&rdquo;), in minimum
amounts of not less than $1,000,000 in the case of any transfer to any Purchasing Lender which is not a Lender or an Affiliate of Lender
prior to such transfer, pursuant to a Transfer Supplement, executed by a Purchasing Lender, the transferor Lender, and Agent and delivered
to Agent for recording. Upon such execution, delivery, acceptance and recording, from and after the transfer effective date determined
pursuant to such Transfer Supplement, (i)&nbsp;Purchasing Lender thereunder shall be a party hereto and, to the extent provided in such
Transfer Supplement, have the rights and obligations of a Lender thereunder with the Commitment Percentages as set forth therein, and
(ii)&nbsp;the transferor Lender thereunder shall, to the extent provided in such Transfer Supplement, be released from its obligations
under this Agreement, the Transfer Supplement creating a novation for that purpose. Such Transfer Supplement shall be deemed to amend
this Agreement to the extent, and only to the extent, necessary to reflect the addition of such Purchasing Lender and the resulting adjustment
of the Commitment Percentages arising from the purchase by such Purchasing Lender of all or a portion of the rights and obligations of
such transferor Lender under this Agreement and the Other Documents. Each Borrower hereby consents to the addition of such Purchasing
Lender and the resulting adjustment of the Commitment Percentages arising from the purchase by such Purchasing Lender of all or a portion
of the rights and obligations of such transferor Lender under this Agreement and the Other Documents. Borrowers shall execute and deliver
such further documents and do such further acts and things in order to effectuate the foregoing. Notwithstanding the foregoing or anything
to the contrary set forth herein, no assignment or transfer shall be made to a Defaulting Lender unless an Event of Default shall have
occurred and be continuing.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Any
Lender, with the consent of Agent which shall not be unreasonably withheld or delayed, may directly or indirectly sell, assign or transfer
all or any portion of its rights and obligations under or relating to the Term Loans under this Agreement and the Other Documents to
an entity, whether a corporation, partnership, trust, limited liability company or other entity that (i)&nbsp;is engaged in making, purchasing,
holding or otherwise investing in bank loans and similar extensions of credit in the ordinary course of its business and (ii)&nbsp;is
administered, serviced or managed by the assigning Lender or an Affiliate of such Lender (a &ldquo;<U>Purchasing CLO</U>&rdquo; and together
with each Participant and Purchasing Lender, each a &ldquo;<U>Transferee</U>&rdquo; and collectively the &ldquo;<U>Transferees</U>&rdquo;),
pursuant to a Transfer Supplement modified as appropriate to reflect the interest being assigned (&ldquo;<U>Modified Transfer Supplement</U>&rdquo;),
executed by any intermediate purchaser, the Purchasing CLO, the transferor Lender, and Agent as appropriate and delivered to Agent for
recording. Upon such execution and delivery, from and after the transfer effective date determined pursuant to such Modified Transfer
Supplement, (i)&nbsp;Purchasing CLO thereunder shall be a party hereto and, to the extent provided in such Modified Transfer Supplement,
have the rights and obligations of a Lender thereunder and (ii)&nbsp;the transferor Lender thereunder shall, to the extent provided in
such Modified Transfer Supplement, be released from its obligations under this Agreement, the Modified Transfer Supplement creating a
novation for that purpose. Such Modified Transfer Supplement shall be deemed to amend this Agreement to the extent, and only to the extent,
necessary to reflect the addition of such Purchasing CLO. Each Borrower hereby consents to the addition of such Purchasing CLO. Borrowers
shall execute and deliver such further documents and do such further acts and things in order to effectuate the foregoing. Notwithstanding
the foregoing or anything to the contrary set forth herein, no assignment or transfer shall be made to a Defaulting Lender unless an
Event of Default shall have occurred and be continuing.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
Borrower hereby acknowledges and makes the Obligations registered Obligations for United States withholding tax purposes. Agent shall
maintain at its address a copy of each Transfer Supplement and Modified Transfer Supplement delivered to it and a register (the &ldquo;<U>Register</U>&rdquo;)
for the recordation of the names and addresses of each Lender and the outstanding principal, accrued and unpaid interest and other fees
due hereunder and Agent shall record the assignment of the Advances in the Register. Any assignment of the Advances, whether or not evidenced
by a note, shall be effective as to Borrowers only upon appropriate entries with respect thereto being made in the Register. The entries
in the Register shall be prima facie evidence, in the absence of manifest error, and Borrowers, Agent and Lenders may treat each Person
whose name is recorded in the Register as the owner of the Advances recorded therein for the purposes of this Agreement notwithstanding
notice to the contrary. The Lenders, by their acceptance of this Agreement or any Transfer Supplement, agree to be bound by the provisions
of this paragraph and to indemnify and hold harmless Agent against any loss or liability arising from the assignment by a holder of the
Advances in violation of this <U>subsection (e)</U>. The Register shall be available for inspection by Borrowers or any Lender at any
reasonable time and from time to time upon reasonable prior notice. Agent shall receive a fee in the amount of $3,500 payable by the
applicable Purchasing Lender and/or Purchasing CLO upon the effective date of each transfer or assignment (other than to an intermediate
purchaser) to such Purchasing Lender and/or Purchasing CLO.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT>Each
Credit Party authorizes each Lender to disclose to any Transferee and any prospective Transferee any and all financial information in
such Lender&rsquo;s possession concerning any Credit Party which has been delivered to such Lender by or on behalf of any Credit Party
pursuant to this Agreement or in connection with such Lender&rsquo;s credit evaluation of any Credit Party.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Any
Lender may at any time pledge or assign a security interest in all or any portion of its rights under this Agreement to secure obligations
of such Lender, including any pledge or assignment to secure obligations to a Federal Reserve Bank; <U>provided</U> that no such pledge
or assignment shall release such Lender from any of its obligations hereunder or substitute any such pledgee or assignee for such Lender
as a party hereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">15.4&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Application
of Payments</U>. Agent shall have the continuing and exclusive right, in its Permitted Discretion, to apply or reverse and re-apply any
payment and any and all proceeds of Collateral to any portion of the Obligations. To the extent that any Credit Party makes a payment
or Agent or any Lender receives any payment or proceeds of the Collateral for any Credit Party&rsquo;s benefit, which are subsequently
invalidated, declared to be fraudulent or preferential, set aside or required to be repaid to a trustee, debtor in possession, receiver,
custodian or any other party under any bankruptcy law, common law or equitable cause, then, to such extent, the Obligations or part thereof
intended to be satisfied shall be revived and continue as if such payment or proceeds had not been received by Agent or such Lender.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">15.5&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Indemnity</U>.
Each Credit Party shall defend, protect, indemnify, pay and save harmless Agent, each Lender and each of their respective officers, directors,
Affiliates, attorneys, employees and agents (each an &ldquo;<U>Indemnified Party</U>&rdquo;) for and from and against any and all claims,
demands, liabilities, obligations, losses, damages, penalties, fines, actions, judgments, suits, costs, charges, expenses and disbursements
of any kind or nature whatsoever (including reasonable fees and disbursements of counsel (including allocated costs of internal counsel))
(collectively, &ldquo;<U>Claims</U>&rdquo;) which may be imposed on, incurred by, or asserted against any Indemnified Party arising out
of or in any way relating to or as a consequence, direct or indirect, of: (a)&nbsp;this Agreement, the Other Documents, the Advances
and other Obligations, the Eligible Worker Solutions, and/or the transactions contemplated hereby including the Closing Date Transactions,
(b)&nbsp;any action or failure to act or action taken only after delay or the satisfaction of any conditions by any Indemnified Party
in connection with and/or relating to the negotiation, execution, delivery or administration of the Agreement and the Other Documents,
the credit facilities established hereunder and thereunder and/or the transactions contemplated hereby including the Closing Date Transactions,
(c)&nbsp;any Credit Party&rsquo;s failure to observe, perform or discharge any of its covenants, obligations, agreements or duties under
or breach of any of the representations or warranties made in this Agreement and the Other Documents, (d)&nbsp;the enforcement of any
of the rights and remedies of Agent or any Lender under the Agreement and the Other Documents, (e)&nbsp;any threatened or actual imposition
of fines or penalties, or disgorgement of benefits, for violation of any Anti-Terrorism Law by any Credit Party, any Affiliate or Subsidiary
of any of the Credit Parties, and (f)&nbsp;any claim, litigation, proceeding or investigation instituted or conducted by any Governmental
Body or instrumentality, any Borrower, any Affiliate or Subsidiary of any Borrowers, or any Guarantor, or any other Person with respect
to any aspect of, or any transaction contemplated by, or referred to in, or any matter related to, this Agreement or the Other Documents,
whether or not Agent or any Lender is a party thereto. Without limiting the generality of any of the foregoing, each Credit Party shall
defend, protect, indemnify, pay and save harmless each Indemnified Party from any Claims which may be imposed on, incurred by, or asserted
against any Indemnified Party under any Environmental Laws with respect to or in connection with any Real Property owned or leased by
any Credit Party, any Environmental Liability, the presence of any Hazardous Materials affecting any Real Property owned or leased by
any Credit Party (whether or not the same originates or emerges from such Real Property or any contiguous real estate), including any
Claims consisting of or relating to the imposition or assertion of any Lien on any Real Property owned or leased by any Credit Party
under any Environmental Laws and any loss of value of such Real Property as a result of the foregoing except to the extent such loss,
liability, damage and expense is attributable to any Hazardous Materials Activity resulting from actions on the part of Agent or any
Lender. The Credit Parties&rsquo; obligations under this <U>Section&nbsp;15.5</U> shall arise upon the discovery of the presence of any
Hazardous Materials at any Real Property owned or leased by any Credit Party, whether or not any federal, state, or local environmental
agency has taken or threatened any action in connection with the presence of any Hazardous Materials, in each such case except to the
extent that any of the foregoing arises out of the gross negligence or willful misconduct of the Indemnified Party (as determined by
a court of competent jurisdiction in a final and non-appealable judgment). Without limiting the generality of the foregoing, this indemnity
shall extend to any liabilities, obligations, losses, damages, penalties, actions, judgments, suits, costs, expenses and disbursements
of any kind or nature whatsoever (including fees and disbursements of counsel) asserted against or incurred by any of the Indemnified
Parties by any Person under any Environmental Laws or similar laws by reason of any Credit Party&rsquo;s or any other Person&rsquo;s
failure to comply with laws applicable to solid or hazardous waste materials, including Hazardous Materials. This <U>Section&nbsp;15.5</U>
shall not apply with respect to Taxes other than Taxes that represent losses, claims, damages,&nbsp;etc. arising from any non-Tax claim.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&#160;</P></DIV>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">15.6&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Notice</U>.
Any notice or request hereunder may be given to any Credit Party or to Agent or any Lender at their respective addresses set forth below
or at such other address as may hereafter be specified in a notice designated as a notice of change of address under this Section. Any
notice, request, demand, direction or other communication (for purposes of this <U>Section&nbsp;15.6</U> only, a &ldquo;<U>Notice</U>&rdquo;)
to be given to or made upon any party hereto under any provision of this Agreement shall be given or made by telephone or in writing
(which includes by means of electronic transmission (<I>i.e.</I>, e-mail) or facsimile transmission or by setting forth such Notice on
a website (an &ldquo;<U>Internet Posting</U>&rdquo;) if Notice of such Internet Posting (including the information necessary to access
such site) has previously been delivered to the applicable parties hereto by another means set forth in this <U>Section&nbsp;15.6</U>)
in accordance with this <U>Section&nbsp;15.6</U>. Any such Notice must be delivered to the applicable parties hereto at the addresses
and numbers set forth under their respective names on <U>Section&nbsp;15.6</U> hereof or in accordance with any subsequent unrevoked
Notice from any such party that is given in accordance with this <U>Section&nbsp;15.6</U>. Any Notice shall be effective:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>In
the case of hand-delivery, when delivered;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT>If
given by mail, five days after such Notice is deposited with the United States Postal Service, with first-class postage prepaid, return
receipt requested;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>In
the case of a telephonic Notice, when a party is contacted by telephone, if delivery of such telephonic Notice is confirmed no later
than the next Business Day by hand delivery, a facsimile or electronic transmission, an Internet Posting or an overnight courier delivery
of a confirmatory Notice (received at or before noon on such next Business Day);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>In
the case of a facsimile transmission, when sent to the applicable party&rsquo;s facsimile machine&rsquo;s telephone number, if the party
sending such Notice receives confirmation of the delivery thereof from its own facsimile machine;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>In
the case of electronic transmission, when actually received;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT>In
the case of an Internet Posting, upon delivery of a Notice of such posting (including the information necessary to access such site)
by another means set forth in this <U>Section&nbsp;15.6</U>; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&#160;</P></DIV>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>If
given by any other means (including by overnight courier), when actually received.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Any Lender giving a Notice
to any Credit Party shall concurrently send a copy thereof to Agent, and Agent shall promptly notify the other Lenders of its receipt
of such Notice.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: 2in"><FONT STYLE="font-size: 10pt">(A)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>If
to Agent at:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding-left: 2.5in">Lafayette Square Loan Servicing, LLC<BR> PO Box 25250&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding-left: 2.5in">PMB 13941&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding-left: 2.5in">Miami, Florida 33102-5250&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-left: 2.5in; width: 38%">Attention:</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 62%">Susan Golden</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-left: 2.5in">Email:</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif">legal@lafayettesquare.com;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-left: 2.5in"></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif">lsloanops@lafayettesquare.com</TD></TR>
  </TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 2.5in">with a copy to (which shall not constitute notice) to:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 2.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding-left: 2.5in">Blank Rome LLP<BR> One Logan Square<BR> Philadelphia, Pennsylvania 19103</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-left: 2.5in; width: 38%">Attention:</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 62%">Shlomo B. Troodler,&nbsp;Esq.</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-left: 2.5in">Telephone:</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif">(215) 569-5338</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-left: 2.5in">Facsimile:</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif">(215) 832-5338</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-left: 2.5in">E-mail:</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif">troodler@blankrome.com</TD></TR>
  </TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-indent: 2in"><FONT STYLE="font-size: 10pt">(B)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>If
to a Lender other than Agent, as specified on the signature pages&nbsp;hereof;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-indent: 2in"><FONT STYLE="font-size: 10pt">(C)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>If
to any Credit Party:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="1" STYLE="font: 10pt Times New Roman, Times, Serif; padding-left: 2.5in">Direct Digital Holdings, LLC&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="1" STYLE="font: 10pt Times New Roman, Times, Serif; padding-left: 2.5in">1177 West Loop South, Suite&nbsp;1310&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="1" STYLE="font: 10pt Times New Roman, Times, Serif; padding-left: 2.5in">Huston, TX 77027&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="1" STYLE="font: 10pt Times New Roman, Times, Serif; padding-left: 2.5in">Attention: Mark Walker&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="1" STYLE="font: 10pt Times New Roman, Times, Serif; padding-left: 2.5in">E-mail: mwalker@directdigitalholdings.com</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="1" STYLE="font: 10pt Times New Roman, Times, Serif; padding-left: 2.5in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="1" STYLE="font: 10pt Times New Roman, Times, Serif; padding-left: 2.5in">with a copy (which shall not constitute notice) to:</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="1" STYLE="font: 10pt Times New Roman, Times, Serif; padding-left: 2.5in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="1" STYLE="font: 10pt Times New Roman, Times, Serif; padding-left: 2.5in">McGuireWoods LLP<BR> 2000 McKinney Avenue<BR> Suite&nbsp;1400<BR> Dallas, TX 75201&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="1" STYLE="font: 10pt Times New Roman, Times, Serif; padding-left: 2.5in">Attention: Phyllis Y. Young&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="1" STYLE="font: 10pt Times New Roman, Times, Serif; padding-left: 2.5in">Telephone: (214) 932-6420&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="1" STYLE="font: 10pt Times New Roman, Times, Serif; padding-left: 2.5in">E-mail: pyoung@mcguirewoods.com</TD></TR>
  </TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&#160;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">15.7&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Survival</U>.
The obligations of the Credit Parties under <U>Sections 3.7</U>, <U>3.9</U>, <U>3.10</U>, <U>4.19(e)</U>, <U>15.5</U> and <U>15.9</U>
and the obligations of Lenders under <U>Section&nbsp;14.7</U>, shall survive termination of this Agreement and the Other Documents and
payment in full of the Obligations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">15.8&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Severability</U>.
If any part of this Agreement is contrary to, prohibited by, or deemed invalid under Applicable Laws, such provision shall be inapplicable
and deemed omitted to the extent so contrary, prohibited or invalid, but the remainder hereof shall not be invalidated thereby and shall
be given effect so far as possible.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">15.9&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Expenses</U>.
The Credit Parties shall pay all reasonable costs and expenses including reasonable attorneys&rsquo; fees (including the allocated costs
of in house counsel) and disbursements incurred by Agent on its Behalf or on Behalf of Lenders: (a)&nbsp;in all efforts made to enforce
payment of any Obligation or effect collection of any Collateral, (b)&nbsp;in connection with the entering into, preparation, negotiation,
execution, delivery, modification, amendment, administration (including costs and expense with respect to electronic distribution services
for distribution of documents and information to the Lenders) and enforcement of this Agreement, the Other Documents or any consents
or waivers hereunder or thereunder and all related agreements, documents and instruments (whether or not the transactions contemplated
hereby or thereby shall be consummated), (c)&nbsp;in instituting, maintaining, preserving, enforcing and foreclosing on Agent&rsquo;s
security interest in or Lien on any of the Collateral, or maintaining, preserving or enforcing any of Agent&rsquo;s or any Lender&rsquo;s
rights hereunder, under the Other Documents and under all related agreements, documents and instruments, whether through judicial proceedings
or otherwise, (d)&nbsp;in defending or prosecuting any actions or proceedings arising out of or relating to Agent&rsquo;s or any Lender&rsquo;s
transactions with the Credit Parties or Seller or (e)&nbsp;in connection with any advice given to Agent or any Lender with respect to
its rights and obligations under this Agreement, the Other Documents and all related agreements, documents and instruments; <U>provided</U>,
<U>however</U>, notwithstanding the foregoing, the Borrowers shall not be required to reimburse the costs of (x)&nbsp;more than one (1)&nbsp;field
examinations in any consecutive period of 365 days unless an Event of Default shall have occurred and be continuing and (y)&nbsp;more
than one (1)&nbsp;appraisal of machinery and equipment and of Inventory in any consecutive period of 365 days unless an Event of Default
shall have occurred and be continuing.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">15.10&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Injunctive
Relief</U>. Each Credit Party recognizes that, in the event such Credit Party fails to perform, observe or discharge any of its obligations
or liabilities under this Agreement, or threatens to fail to perform, observe or discharge such obligations or liabilities, any remedy
at law may prove to be inadequate relief to Lenders; therefore, Agent, if Agent so requests, shall be entitled to temporary and permanent
injunctive relief in any such case without the necessity of proving that actual damages are not an adequate remedy.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">15.11&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Damages</U>.
Neither Agent nor any Lender, nor any agent or attorney for any of them, shall be liable to any Credit Party (or any Affiliate of any
such Person) for indirect, punitive, exemplary or consequential damages arising from any breach of contract, tort or other wrong relating
to the establishment, administration or collection of the Obligations or as a result of any transaction contemplated under this Agreement
or any Other Document.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">15.12&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Captions</U>.
The captions at various places in this Agreement are intended for convenience only and do not constitute and shall not be interpreted
as part of this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">15.13&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Counterparts,&nbsp;etc</U>.
This Agreement may be executed in any number of and by different parties hereto on separate counterparts, all of which, when so executed,
shall be deemed an original, but all such counterparts shall constitute one and the same agreement. Any signature delivered by a party
by facsimile or other similar method of electronic transmission (including email transmission of a PDF image) shall be deemed to be an
original signature hereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">15.14&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Construction</U>.
The parties acknowledge that each party and its counsel have reviewed this Agreement and that the normal rule&nbsp;of construction to
the effect that any ambiguities are to be resolved against the drafting party shall not be employed in the interpretation of this Agreement
or any amendments, schedules or exhibits thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">15.15&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Confidentiality;
Sharing Information</U>. Agent, each Lender and each Transferee shall hold all non-public information obtained by Agent, such Lender
or such Transferee (and designated as non-public information by Borrower in writing) pursuant to the requirements of this Agreement in
accordance with Agent&rsquo;s, such Lender&rsquo;s and such Transferee&rsquo;s customary procedures for handling confidential information
of this nature; <U>provided</U>, <U>however</U>, Agent, each Lender and each Transferee may disclose such confidential information (a)(i)&nbsp;to
its examiners, Affiliates, outside auditors, counsel and other professional advisors, (ii)&nbsp;to Agent, any Lender or to any prospective
Transferees, (iii)&nbsp;to any investor or prospective investor in Agent, any Lender, or any of their respective affiliates, in each
case, subject to a non disclosure agreement containing provisions substantially the same as those of this <U>Section&nbsp;15.15</U> and
among other things, standstill provision preventing transactions in the Credit Parties&rsquo; stock and in compliance with applicable
Federal and state securities laws, (b)&nbsp;as required by any Governmental Body or representative thereof or pursuant to legal process
or in public filings to the extent customary, (c)&nbsp;subject to an agreement (i)&nbsp;in connection with the exercise of any secured
creditor remedy under this Agreement or under any of the Other Documents, and (ii)&nbsp;subject to a non disclosure agreement containing
provisions substantially the same as those of this <U>Section&nbsp;15.15</U> and in compliance with applicable Federal and state securities
laws, in connection with a bona fide initial public offering of Equity Interests of Agent, any Lender or any Transferee, to the extent
disclosure is required or advisable (in the determination of Agent, such Lender or such Transferee, as applicable, and their respective
counsel) under the Securities Act of 1933, as amended; <U>provided</U>, <U>further</U>, that (I)&nbsp;unless specifically prohibited
by Applicable Law, Agent, each Lender and each Transferee shall use its reasonable best efforts prior to disclosure thereof, to notify
Borrowing Agent of the applicable request for disclosure of such non-public information (A)&nbsp;by a Governmental Body or representative
thereof (other than any such request in connection with an examination of the financial condition of a Lender or a Transferee by such
Governmental Body) or (B)&nbsp;pursuant to legal process; provided, that notwithstanding anything to the contrary above in this sub-clause
(I), the foregoing notice obligation shall not apply with respect to disclosures of non-public information that are requested or required
pursuant to routine regulatory examinations or inquiries that do not reference any Credit Party, this Agreement or any Other Document,
to which Agent, Lender or a Transferee is subject in the ordinary course of business, and (II)&nbsp;in no event shall Agent, any Lender
or any Transferee be obligated to return any materials furnished by any Credit Party other than those documents and instruments in possession
of Agent or any Lender in order to perfect its Lien on the Collateral once the Obligations have been paid in full (other than Inchoate
Obligations) and the termination of all obligations of Agent and the Lenders to make any Advances hereunder.&#8239;&#8239; Each Credit
Party acknowledges that from time to time financial advisory, investment banking and other services may be offered or provided to such
Credit Party or one or more of its Affiliates (in connection with this Agreement or otherwise) by any Lender or by one or more Subsidiaries
or Affiliates of such Lender and each Credit Party hereby authorizes each Lender to share any information delivered to such Lender by
any Credit Party and/or their respective Subsidiaries pursuant to this Agreement or any Other Document, or in connection with the decision
of such Lender to enter into this Agreement, to any such Subsidiary or Affiliate of such Lender, it being understood that any such Subsidiary
or Affiliate of any Lender receiving such information shall be bound by the provisions of this <U>Section&nbsp;15.15</U> as if it were
a Lender hereunder.&nbsp; Such authorization shall survive the repayment of the other Obligations and the termination of this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">AGENT AND EACH LENDER ACKNOWLEDGE THAT INFORMATION
<FONT STYLE="text-transform: uppercase">received from any Credit Party relating to such Credit Party or any Subsidiary or their businesses
or the Collateral </FONT>FURNISHED TO SUCH PERSON PURSUANT TO THIS AGREEMENT MAY&nbsp;INCLUDE INFORMATION IDENTIFIED BY THE CREDIT PARTIES
AS MATERIAL NON-PUBLIC INFORMATION CONCERNING SUCH CREDIT PARTY,&nbsp;ITS SUBSIDIARIES AND ITS OTHER AFFILIATES AND THEIR RESPECTIVE
SECURITIES, AND CONFIRMS THAT IT HAS DEVELOPED COMPLIANCE PROCEDURES REGARDING THE USE OF SUCH MATERIAL NON-PUBLIC INFORMATION AND THAT
IT WILL HANDLE SUCH MATERIAL NON-PUBLIC INFORMATION IN ACCORDANCE WITH THOSE PROCEDURES AND APPLICABLE LAW,&nbsp;INCLUDING FEDERAL AND
STATE SECURITIES LAWS.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">ALL INFORMATION,&nbsp;INCLUDING REQUESTS FOR
WAIVERS AND AMENDMENTS, FURNISHED BY ANY CREDIT PARTY OR THE AGENT PURSUANT TO, OR IN THE COURSE OF ADMINISTERING, THIS AGREEMENT WILL
BE SYNDICATE-LEVEL INFORMATION, WHICH MAY&nbsp;CONTAIN INFORMATION IDENTIFIED BY THE CREDIT PARTIES AS MATERIAL NON-PUBLIC INFORMATION
CONCERNING THE CREDIT PARTIES, THEIR SUBSIDIARIES AND THEIR OTHER AFFILIATES AND THEIR RESPECTIVE SECURITIES. ACCORDINGLY, EACH OF AGENT
AND EACH LENDER REPRESENTS TO THE CREDIT PARTIES THAT SUCH PERSON HAS IDENTIFIED A CREDIT CONTACT (WHICH SUCH PERSON MAY&nbsp;CHANGE
FROM TIME TO TIME UPON NOTICE FROM SUCH PERSON TO THE CREDIT PARTIES) WHO MAY&nbsp;RECEIVE INFORMATION THAT MAY&nbsp;CONTAIN SUCH MATERIAL
NON-PUBLIC INFORMATION AND SHARE SUCH INFORMATION IN ACCORDANCE WITH ITS COMPLIANCE PROCEDURES AND APPLICABLE LAW,&nbsp;INCLUDING FEDERAL
AND STATE SECURITIES LAWS.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">15.16&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>PUBLICITY</U>.
EACH CREDIT PARTY AND EACH LENDER HEREBY AUTHORIZES AGENT, AT ITS OWN EXPENSE, AND WITH THE PRIOR WRITTEN CONSENT OF DDH (SUCH CONSENT
NOT TO BE UNREASONABLY WITHHELD), TO MAKE APPROPRIATE ANNOUNCEMENTS OF THE FINANCIAL ARRANGEMENT ENTERED INTO AMONG THE CREDIT PARTIES,
AGENT AND LENDERS <FONT STYLE="text-transform: uppercase">and related services, and hereby grants permission for agent to use the logo
of any Credit Party and lender,&nbsp;INCLUDING in marketing materials and other</FONT> ANNOUNCEMENTS WHICH ARE COMMONLY KNOWN AS TOMBSTONES,&nbsp;IN
SUCH PUBLICATIONS, media, or forum AND TO SUCH SELECTED PARTIES AS AGENT SHALL IN ITS SOLE AND ABSOLUTE DISCRETION DEEM APPROPRIATE;
<FONT STYLE="text-transform: uppercase">provided, that no announcements pursuant to this <U>Section&nbsp;15.16</U> shall be made prior
to the consummation of a qualified IPO or while any Credit Party is contemplating a qualified</FONT> IPO <FONT STYLE="text-transform: uppercase">and
all such announcements pursuant to this <U>Section&nbsp;15.16</U> shall be in conformance with applicable FEDERAL AND STATE securities
laws.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">15.17&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Certifications
From Banks and Participants; USA PATRIOT Act</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
Lender or assignee or participant of a Lender that is not incorporated under the Applicable Laws of the United States of America or a
state thereof (and is not excepted from the certification requirement contained in Section&nbsp;313 of the USA PATRIOT Act and the applicable
regulations because it is both (i)&nbsp;an affiliate of a depository institution or foreign bank that maintains a physical presence in
the United States or foreign country, and (ii)&nbsp;subject to supervision by a banking authority regulating such affiliated depository
institution or foreign bank) shall deliver to Agent the certification, or, if applicable, recertification, certifying that such Lender
is not a &ldquo;shell&rdquo; and certifying to other matters as required by Section&nbsp;313 of the USA PATRIOT Act and the applicable
regulations: (1)&nbsp;within 10 days after the Closing Date, and (2)&nbsp;as such other times as are required under the USA PATRIOT Act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
USA PATRIOT Act requires all financial institutions to obtain, verify and record certain information that identifies individuals or business
entities which open an &ldquo;account&rdquo; with such financial institution. Consequently, any Lender may from time to time request,
and each Credit Party shall provide to such Lender, such Credit Party&rsquo;s name, address, tax identification number and/or such other
identifying information as shall be necessary for such Lender to comply with the USA PATRIOT Act and any other Anti-Terrorism Law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">15.18&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Borrowing
Agency Provisions</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
Borrower hereby irrevocably designates Borrowing Agent to be its attorney and agent and in such capacity to borrow, sign and endorse
notes, and execute and deliver all instruments, documents, writings and further assurances now or hereafter required hereunder, on Behalf
of such Borrower, and hereby authorizes Agent to pay over or credit all loan proceeds hereunder in accordance with the request of Borrowing
Agent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
handling of this credit facility as a co-borrowing facility with a borrowing agent in the manner set forth in this Agreement is solely
as an accommodation to Borrowers and at their request. Neither Agent nor any Lender shall incur liability to any Borrower as a result
thereof. To induce Agent and Lenders to do so and in consideration thereof, each Borrower hereby indemnifies Agent and each Lender and
holds Agent and each Lender harmless from and against any and all liabilities, expenses, losses, damages and claims of damage or injury
asserted against Agent or any Lender by any Borrower arising from or incurred by reason of the handling of the financing arrangements
of Borrowers as provided herein, reliance by Agent or any Lender on any request or instruction from Borrowing Agent or any other action
taken by Agent or any Lender with respect to this <U>Section&nbsp;15.18</U> except due to willful misconduct or gross (not mere) negligence
by the indemnified party (as determined by a court of competent jurisdiction in a final and non-appealable judgment).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>All
Obligations shall be joint and several, and each Borrower shall make payment upon the maturity of the Obligations by acceleration or
otherwise, and such obligation and liability on the part of each Borrower shall in no way be affected by any extensions, renewals and
forbearance granted to Agent or any Lender to any Borrower, failure of Agent or any Lender to give Borrowing Agent or any Borrower notice
of borrowing or any other notice, any failure of Agent or any Lender to pursue or preserve its rights against any Borrower, the release
by Agent or any Lender of any Collateral now or thereafter acquired from any Borrower, and such agreement by each Borrower to pay upon
any notice issued pursuant thereto is unconditional and unaffected by prior recourse by Agent or any Lender to the other Borrowers or
any Collateral for any Borrower&rsquo;s Obligations or the lack thereof. Each Borrower waives all suretyship defenses.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt; text-transform: uppercase">XVI.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;&#8239;</FONT><FONT STYLE="text-transform: uppercase"><U>Guaranty
and Suretyship Agreement.</U></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">16.1&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Guaranty
and Suretyship Agreement</U>. Each Guarantor hereby guarantees, and becomes surety for the prompt payment and performance when due (whether
at stated maturity, by required prepayment, declaration, demand, by acceleration or otherwise) of all of the Obligations owing by the
Credit Parties to Agent and Lenders (the &ldquo;<U>Guaranteed Obligations</U>&rdquo;). The obligations and liabilities of the Guarantors
under this <U>Article&nbsp;XVI</U> are joint and several, and each Guarantor hereby acknowledges and accepts such joint and several liability
and further acknowledges and agrees that the joint and several liabilities of Guarantors under the provisions of this <U>Article&nbsp;XVI</U>
shall be primary and direct liabilities and not secondary liabilities.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">16.2&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Guaranty
of Payment and Not Merely Collection</U>. The provisions of this <U>Article&nbsp;XVI</U> constitute a guaranty of payment and not of
collection and neither Agent nor any Lender shall be required, as a condition of any Guarantor&rsquo;s liability hereunder, to make any
demand upon or to pursue any of their rights against any Credit Parties and/or any of the Collateral, or to pursue any rights which may
be available to Agent and Lenders with respect to any other person who may be liable for the payment of the Guaranteed Obligations and/or
any other collateral or security available to Agent and Lenders therefor.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">16.3&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Guarantor
and Suretyship Waivers</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
provisions of this <U>Article&nbsp;XVI</U> constitute an absolute, unconditional, irrevocable and continuing guaranty and will remain
in full force and effect until all of the Guaranteed Obligations have been paid in full. The provisions of this <U>Article&nbsp;XVI</U>
will remain in full force and effect even if there are no Guaranteed Obligations outstanding at a particular time or from time to time.
The provisions of this <U>Article&nbsp;XVI</U> will not be affected (i)&nbsp;by any surrender, exchange, acceptance, compromise or release
by Agent and Lenders of any other party, or any other guaranty or any Collateral or other collateral or security held by it for any of
the Guaranteed Obligations, (ii)&nbsp;by any failure of Agent and Lenders to take any steps to perfect or maintain their Liens or security
interest in or to preserve their rights in or to any Collateral or any other security or other collateral for the Guaranteed Obligations
or any guaranty, or (iii)&nbsp;by any irregularity, unenforceability or invalidity of the Guaranteed Obligations or any part thereof
or any security therefor or other guaranty thereof, and the provisions of this <U>Article&nbsp;XVI</U> will not be affected by any other
facts, events, occurrences or circumstances (except payment in full of the Guaranteed Obligations) that might otherwise give rise to
any &ldquo;guarantor&rdquo; or &ldquo;suretyship&rdquo; defenses to which any Guarantor might otherwise be entitled, all of which such
 &ldquo;guarantor&rdquo; or &ldquo;suretyship&rdquo; defenses are hereby waived by each Guarantor. The obligations of each Guarantor hereunder
shall not be affected, modified or impaired by any counterclaim, set-off, deduction or defense of any kind, including any such counterclaim,
set-off, deduction or defense based upon any claim such Guarantor may have against any Borrower, Agent or any Lender, or based upon any
claim any Borrower or any other guarantor or surety may have against Agent and Lenders, except payment in full of the Guaranteed Obligations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Notice
of acceptance of the agreement to guaranty provided for under the provisions of this <U>Article&nbsp;XVI</U>, notice of extensions of
credit to Borrowers from time to time, notice of default, diligence, presentment, notice of dishonor, protest, demand for payment, and
any defense based upon Agent&rsquo;s or any Lender&rsquo;s failure to comply with the notice requirements of &sect;&sect;&nbsp;9-611,
9-612 and 9-613 of the Uniform Commercial Code are hereby waived to the fullest extent permitted by law. Each Guarantor hereby waives
all defenses based on suretyship or impairment of collateral to the fullest extent permitted by law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Agent
may at any time and from time to time, in accordance with the terms of this Agreement, without impairing or releasing, discharging or
modifying any Guarantor&rsquo;s liabilities hereunder and (for purposes of this <U>Article&nbsp;XVI</U> only) without notice to or the
consent of any Guarantor: (i)&nbsp;change the manner, place, time or terms of payment or performance of or interest rates or other fees
on, or other terms relating to (including the maturity thereof), any of the Guaranteed Obligations; (ii)&nbsp;renew, extend, substitute,
modify, amend or alter or refinance, or grant consents or waivers relating to any of the terms and provisions of this Agreement or any
of the Other Documents or of the Guaranteed Obligations, or of any other guaranties, or any security for the Obligations or guaranties,
(iii)&nbsp;increase (without limit of any kind) or decrease the Guaranteed Obligations (including all loans and extensions of credit
thereunder) or modify the terms on which loans and extensions of credit may be made to Borrower (including without limitation by making
available to Borrowers under this Agreement and/or any Other Document and as part of the Guaranteed Obligations any new loans, advances
or other extensions of credit of any kind, including any such new loans, advances or extension of credit of a new or different type or
nature as compared to the loans, advances and extensions of credit available to Borrowers under this Agreement as of the date hereof);
(iv)&nbsp;apply any and all payments by whomever paid or however realized including any proceeds of the Collateral or any other collateral
or security, to any Guaranteed Obligations in such order, manner and amount as Agent may determine in its sole discretion, but in accordance
with the terms of this Agreement; (v)&nbsp;settle, compromise or deal with any other Person, including any Borrower or any other guarantor,
with respect to the Guaranteed Obligations in such manner as Agent deems appropriate in its sole discretion; (vi)&nbsp;substitute, exchange,
subordinate, sell, compromise or release any security or guaranty for the Guaranteed Obligations; or (vii)&nbsp;take such actions and
exercise such remedies hereunder as provided herein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">16.4&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Repayments
or Recovery from Agent or Lenders</U><I>.</I> If any demand or claim is made at any time upon Agent or any Lender for the repayment or
recovery of any amount received by it in payment or on account of the Guaranteed Obligations (including any such demand or claim made
in respect of or arising out of any laws relating to fraudulent transfers, fraudulent conveyances or preferences) and if Agent or any
Lender repays all or any part of such amount by reason of any judgment, decree or order of any court or administrative body in respect
of such demand or claim, or by reason of any settlement or compromise of any such demand or claim, the joint and several liability of
Guarantors with respect to such portion of the Guaranteed Obligations previously satisfied by the payment of the amount so repaid or
recovered shall be reinstated and revived and Guarantors will be and remain jointly and severally liable hereunder for the amount so
repaid or recovered to the same extent as if such amount had never been received originally by Agent and/or such Lender, as the case
may be. The provisions of this <U>Section&nbsp;16.4</U> shall survive any release and/or termination of this Agreement (and/or of any
Guarantor&rsquo;s liability under this <U>Article&nbsp;XVI</U>) and will be and remain effective notwithstanding any contrary action
which may have been taken by Guarantor in reliance upon such payment, and any such contrary action so taken will be without prejudice
to Agent&rsquo;s or any Lender&rsquo;s rights hereunder and any such release and/or termination will be deemed to have been conditioned
upon such payment having become final and irrevocable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">16.5&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Enforceability
of Obligations</U>. No modification, limitation or discharge of the Guaranteed Obligations arising out of or by virtue of any bankruptcy,
reorganization or similar proceeding for relief of debtors under federal or state law with respect to any Borrower or any other guarantor
or surety for the Guaranteed Obligations (each, an &ldquo;<U>Other Obligor</U>&rdquo;) will affect, modify, limit or discharge, other
than any Other Obligor, any Guarantors&rsquo; liability in any manner whatsoever and the provisions of this <U>Article&nbsp;XVI</U> will
remain and continue in full force and effect and will be enforceable against each Guarantor to the same extent and with the same force
and effect as if any such proceeding had not been instituted.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">16.6&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Guaranty
Payable upon Event of Default; Remedies</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Upon
the occurrence of any Event of Default under this Agreement, (i)&nbsp;all Guaranteed Obligations may, at the option of Agent, and without
demand, notice or legal process of any kind, be declared, and immediately shall become, due and payable, (ii)&nbsp;Agent in its discretion
may exercise with respect to any Collateral of any Guarantor or any other collateral or security for the Guaranteed Obligations any one
or more of the rights and remedies provided a secured party under the Uniform Commercial Code or any other applicable law or at equity
(all of which such rights and remedies are hereby deemed incorporated herein and confirmed and ratified by Guarantors as if expressly
set forth and granted and agreed to by Guarantors herein); and/or (iii)&nbsp;Agent in its discretion may exercise from time to time any
other rights and remedies available to it or any other Lender at law, in equity or otherwise, <U>provided</U>, <U>however</U>, that upon
the occurrence of an Event of Default described in <U>Section&nbsp;10.7</U> or <U>Section&nbsp;10.8</U> hereof, all of the Guaranteed
Obligations shall immediately and automatically become due and payable, without notice of any kind.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
Guarantors jointly and severally agree that, as between the Guarantors and the Agent and Lenders, the obligations of the Credit Parties
under this Agreement and the Other Documents may be declared to be forthwith due and payable as provided in <U>Section&nbsp;11.1</U>
(and shall be deemed to have become automatically due and payable in the circumstances provided in <U>Section&nbsp;11.1</U>) for purposes
of this <U>Article&nbsp;XVI</U> (specifically including <U>Section&nbsp;16.1</U> hereof), notwithstanding any stay, injunction or other
prohibition preventing such declaration (or such obligations from becoming automatically due and payable) as against the Credit Parties
and that, in the event of such declaration (or such obligations being deemed to have become automatically due and payable), such obligations
(whether or not due and payable by the Credit Parties) shall forthwith become due and payable by the Guarantors for purposes of this
<U>Article&nbsp;XVI</U> (specifically including <U>Section&nbsp;16.1</U> hereof).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">16.7&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Waiver
of Subrogation</U>. Until the Guaranteed Obligations are paid in full, each Guarantor waives in favor of Agent and Lenders any and all
rights which such Guarantor may have to (a)&nbsp;assert any claim against any Borrower or any other Guarantor based on subrogation, restitution,
reimbursement or contribution rights with respect to payments made under the provisions of this <U>Article&nbsp;XVI</U>, and (b)&nbsp;any
realization on any property of any Borrower or any other Guarantor, including participation in any marshalling of any Borrower&rsquo;s
or any other Guarantor&rsquo;s assets.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">16.8&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Continuing
Guaranty and Suretyship Agreement</U>. The provisions of this <U>Article&nbsp;XVI</U> shall constitute a continuing guaranty and suretyship
obligation of each Guarantor with respect to all Guaranteed Obligations from time to time outstanding, arising or incurred, and shall
continue in effect, and Agent and Lenders may continue to act in reliance hereon, until all of the Guaranteed Obligations have been paid
in full, and until such time, no Guarantor shall have any right to terminate or revoke the provisions of this <U>Article&nbsp;XVI</U>
nor any of the guarantee and surety agreements and other covenants and undertakings provided for herein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">16.9&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>General
Limitation on Guarantee Obligations</U>. If, in the course of any legal action or proceeding under any applicable law, including any
insolvency, bankruptcy, receivership, liquidation, reorganization or other similar proceeding under the laws of any jurisdiction with
respect to any Guarantor(s), the obligations of any Guarantor under the provisions of this <U>Article&nbsp;XVI</U> would otherwise be
held or determined to be void, voidable, invalid or unenforceable, or subordinated to the claims of any other creditors, on account of
the amount of its liability under the provisions of this <U>Article&nbsp;XVI</U>, then, notwithstanding any other provision to the contrary,
the amount of such liabilities of such Guarantor under the provisions of this <U>Article&nbsp;XVI</U> shall, without any further action
by such Guarantor, Agent or any Lender or any other person, be automatically limited and reduced to the highest amount (after giving
effect to the right of contribution established in <U>Section&nbsp;16.10</U> hereof) that is valid and enforceable and not subordinated
to the claims of other creditors as determined in such action or proceeding.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">16.10&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Right
of Contribution</U>. Each Guarantor hereby agrees that to the extent that any Guarantor shall have paid more than its proportionate share
of any payment made hereunder, such Guarantor shall be entitled to seek and receive contribution from and against any other Guarantor
hereunder which has not paid its proportionate share of such payment. Each Guarantor&rsquo;s right of contribution shall be subject to
the terms and conditions of <U>Section&nbsp;16.7</U> hereof. The provisions of this <U>Section&nbsp;16.10</U> shall in no respect limit
the obligations and liabilities of any Guarantor to the Agent or any Lender, and each Guarantor shall remain liable to Agent and each
Lender for the full amount guaranteed by such Guarantor hereunder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">16.11&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Intercreditor
Agreement</U>. Notwithstanding anything to the contrary contained in this Agreement, the Liens, security interests and rights granted
pursuant to this Agreement shall be subject to the terms, provisions and conditions of (and the exercise of any right or remedy by the
administrative agent hereunder or thereunder shall be subject to the terms and conditions of), the Intercreditor Agreement. In the event
of any conflict between this Agreement and the Intercreditor Agreement, the Intercreditor Agreement shall control, and no right, power,
or remedy granted to the Agent hereunder shall be exercised by the Agent, nor shall any direction be given by the Agent in contravention
of, the Intercreditor Agreement. With respect to any requirements herein for any Credit Party to deliver originals of certificated Securities,&nbsp;Instruments
or similar documents constituting pledged Collateral, such requirements shall be deemed satisfied to the extent the requirements to deliver
the same to the ABL Lender in accordance with the Intercreditor Agreement and the ABL Loan Documents are in effect and are satisfied
by such Credit Party. To the extent that any covenants, representations or warranties set forth in this Agreement are untrue or incorrect
solely as a result of the delivery to, or grant of possession or control to, the ABL Lender in accordance with this <U>Section&nbsp;16.11</U>,
such representation or warranty shall not be deemed to be untrue or incorrect for purposes of this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">[signature pages&nbsp;follow]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">ANNEX B</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">[<I>SEE ATTACHED</I>]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>EXHIBIT&#8239;C</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Form&#8239;of</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>COMPLIANCE CERTIFICATE</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">TO: <FONT STYLE="text-transform: uppercase"><B>Lafayette Square Loan
Servicing, LLC</B></FONT><B> (&ldquo;<FONT STYLE="text-transform: uppercase"><U>Lafayette Square</U></FONT>&rdquo;)</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The undersigned, being, and
in [his] [her] capacity as, [________________]<SUP>1</SUP> of DIRECT DIGITAL HOLDINGS, LLC, a Texas limited liability company (&ldquo;<U>DDH</U>&rdquo;)
certifies (in his/her official capacity) that on this [___] day of [________], 20[__], under the terms and conditions of the Term Loan
and Security Agreement, dated as of December&#8239;3, 2021, among DDH (together with any Person joined as a party thereto as a &ldquo;Borrower&rdquo;
in accordance with <U>Section&#8239;6.12</U> thereof, and all of their respective permitted successors and assigns, the &ldquo;<U>Borrowers</U>&rdquo;)<FONT STYLE="text-transform: uppercase">,
</FONT>the Guarantors party thereto (together with the Borrowers, the &ldquo;<U>Credit Parties</U>&rdquo; and each a &ldquo;<U>Credit
Party</U>&rdquo;), the financial institutions which are now or which hereafter become a party thereto as lenders (collectively, the &ldquo;<U>Lenders</U>&rdquo;
and each individually a &ldquo;<U>Lender</U>&rdquo;) and Lafayette Square, as agent for the Lenders (in such capacity, together with its
successors and assigns in such capacity, the &ldquo;<U>Agent</U>&rdquo;) (as amended, amended and restated, supplemented and otherwise
modified from time to time, the &ldquo;<U>Credit Agreement</U>&rdquo;; capitalized words used herein without definition shall have the
meanings given thereto in the Credit Agreement):</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(i)</TD><TD STYLE="text-align: justify">this certificate is delivered in connection with the [fiscal quarter][fiscal year] ending [_______________] (the &ldquo;<U>Reporting
Period</U>&rdquo;);</TD></TR></TABLE>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="text-align: justify; width: 0.5in"></TD><TD STYLE="text-align: justify; width: 0.5in">(ii)</TD><TD STYLE="text-align: justify">attached hereto as <U>Exhibit&#8239;A</U> are the financial statements and reports required to be delivered under Section&#8239;[9.7
/ 9.8] of the Credit Agreement with respect to the Reporting Period;</TD></TR></TABLE>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="text-align: justify; width: 0.5in"></TD><TD STYLE="text-align: justify; width: 0.5in">(iii)</TD><TD STYLE="text-align: justify">no Default or Event of Default exists, except as may be noted below<SUP>2</SUP>;</TD></TR></TABLE>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="text-align: justify; width: 0.5in"></TD><TD STYLE="text-align: justify; width: 0.5in">(iv)</TD><TD STYLE="text-align: justify">each of the representations and warranties made by any Borrower in the Credit Agreement and the Other Documents to which it is a party
is true and correct in all material respects (unless already qualified by materiality in such specific provision) on and as of the date
hereof as if made on and as of the date hereof, except to the extent such representations and warranties specifically relate to an earlier
date, in which case such representations and warranties are true and correct in all material respects on and as of such earlier date;</TD></TR></TABLE>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="text-align: justify; width: 0.5in"></TD><TD STYLE="text-align: justify; width: 0.5in">(v)</TD><TD STYLE="text-align: justify">attached hereto as <U>Exhibit&#8239;B</U> are calculations (including, without limitation, a reasonably detailed calculation of all
add-backs and adjustments to Consolidated EBITDA used to calculate Consolidated EBITDA), which set forth the Credit Parties&rsquo; compliance
with the requirements or restrictions imposed by <U>Section&#8239;6.5</U> of the Credit Agreement;</TD></TR></TABLE>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="text-align: justify; width: 0.5in"></TD><TD STYLE="text-align: justify; width: 0.5in">(vi)</TD><TD STYLE="text-align: justify">[the annual financial statements attached hereto have been prepared
in accordance with GAAP applied on a basis consistent with prior practices and in reasonable detail and reported upon without a going
concern qualification or qualification as to scope (other than qualifications pertaining to periods not audited by the applicable auditors)
by the Accountants]<SUP>3</SUP> [the quarterly financial statements have been prepared on a basis consistent with prior practices and
complete and correct in all material respects, subject to normal and recurring year-end adjustments that individually and in the aggregate
are not material to the Credit Parties&rsquo; business operations]<SUP>4</SUP> and present fairly the financial position of DDH and its
Subsidiaries (or DDH Holdings and its Subsidiaries subsequent to a Qualified IPO) for the Reporting Period;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><SUP></SUP></FONT></P>

<!-- Field: Rule-Page --><DIV STYLE="margin-top: 3pt; margin-bottom: 3pt; width: 25%"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid">&#8239;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><SUP>1</SUP></FONT>
Must be an Authorized Officer</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><SUP>2</SUP></FONT>
If there is a Default or Event of Default, specifying its nature, when it occurred, whether it is continuing and the steps being taken
by the applicable Credit Party with respect to such default</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><SUP>3</SUP></FONT>
Include for annual audited financial statements</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><SUP>4</SUP></FONT>
Include for quarterly statements</P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(vii)</TD><TD STYLE="text-align: justify">attached hereto as <U>Exhibit&#8239;C</U> is the calculation of Excess Cash Flow for the Reporting Period;<SUP>5</SUP> and</TD></TR></TABLE>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="text-align: justify; width: 0.5in"></TD><TD STYLE="text-align: justify; width: 0.5in"><FONT STYLE="font-size: 10pt">(viii)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">for the purpose of determining the </FONT>Applicable Margin, attached hereto as <U>Exhibit&#8239;D</U>
is the calculation of the Consolidated Total Leverage Ratio for the trailing four quarter period ending on the last day of the Reporting
Period.</TD></TR></TABLE>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Nothing herein limits or modifies
any of the terms or provisions of the Credit Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Sincerely,</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="text-transform: uppercase"><B>DIRECT DIGITAL HOLDINGS,
LLC</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 3%"><FONT STYLE="font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; width: 47%">&#8239;</TD>
    <TD STYLE="width: 50%">&#8239;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">Name:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid">&#8239;</TD>
    <TD>&#8239;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">Title:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid">&#8239;</TD>
    <TD>&#8239;</TD></TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><SUP>5</SUP></FONT>
Include for annual audited financial statements for the first year ending December 31, 2021 and thereafter</P>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>EXHIBIT&#8239;A</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Financial Statements and Reports</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>EXHIBIT&#8239;B</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Financial Covenant Compliance</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Compliance status is indicated by circling Yes/No under &ldquo;Complies&rdquo;
column. Calculations demonstrating compliance are attached.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 20%; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><U>Financial<BR>
Covenant/Other<BR>
Covenant</U></B></FONT></TD>
    <TD STYLE="width: 16%; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><U>Measurement<BR>
Period</U></B></FONT></TD>
    <TD STYLE="width: 40%; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><U>Required</U></B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 1pt solid; width: 12%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><U>Actual</U></B></FONT></TD>
    <TD STYLE="width: 12%; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><U>Complies</U></B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Section&#8239;6.5(a)&#8239;&ndash; Consolidated Total Leverage Ratio<SUP>6</SUP></P></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>__________</B></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&le;____ to 1.00</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>____ <BR>
to 1.00</B></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Yes<BR>
No</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Section&#8239;6.5(b)&#8239;&ndash; Consolidated Fixed Charge Coverage
Ratio<SUP>7</SUP></P></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>__________</B></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&ge; 1.50 to 1.00</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>____ <BR>
to 1.00</B></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Yes<BR>
No</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Section&#8239;6.5(c)&#8239;&ndash; Minimum Unrestricted Cash<SUP>8</SUP></P></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>__________</B></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&ge; $</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif">1,500,000.00</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>$____</B></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Yes<BR>
No</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Section&#8239;6.5(d)&#8239;&ndash; Minimum Consolidated EBITDA<SUP>9</SUP></P></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>__________</B></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&ge; $[&#8239;&#8239;]</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>$____</B></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Yes<BR>
No</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"></FONT></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><SUP>6</SUP></FONT>
Applicable for fiscal quarters ending June 30, 2026 and thereafter</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><SUP>7</SUP></FONT>
Applicable for fiscal quarters ending June 30, 2026 and thereafter</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><SUP>8</SUP></FONT>
Applicable at all times</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><SUP>9</SUP></FONT>
Applicable for the four fiscal quarters periods ending September 30, 2025, December 31, 2025, and March 31, 2026</P>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>

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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&#8239;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>EXHIBIT&#8239;C</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&#8239;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Calculation of Excess Cash Flow</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>EXHIBIT&#8239;D</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Consolidated Total Leverage Ratio&#8239;&amp; Applicable
Margin Level</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Level is is indicated by circling the appropriate level under the
 &ldquo;Level&rdquo; column. Calculations demonstrating the Consolidated Total Leverage Ratio are attached.<SUP>10</SUP></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#8239;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 80%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 24%; border: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><U>Level</U></B></FONT></TD>
    <TD STYLE="width: 39%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><U>Consolidated Total Leverage<BR>
Ratio</U></B></FONT></TD>
    <TD STYLE="width: 37%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><U>Applicable Margin</U></B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">I</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Less than or equal to 1.00 to 1.00</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7.00%</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">II</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Greater than 1.00 to 1.00 and less than or equal to 1.50 to 1.00</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7.50%</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">III</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Greater than 1.50 to 1.00 and less than or equal to 2.00 to 1.00</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">8.00%</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">IV</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Greater than 2.00 to 1.00 and less than or
equal to 2.50 to 1.00</P></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">8.50%</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">V</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Greater than 2.50 to 1.00 and less than or equal to 3.00 to 1.00</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">9.00%</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">VI</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Greater than 3.00 to 1.00 and less than or equal to 3.50 to 1.00</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">9.50%</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">VII</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Greater than 3.50 to 1.00</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">10.00%</FONT></TD></TR>
  </TABLE>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><SUP>10</SUP></FONT>
Applicable for fiscal quarters ending June 30, 2026 and thereafter.</P>

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<DOCUMENT>
<TYPE>EX-10.2
<SEQUENCE>4
<FILENAME>tm2523062d1_ex10-2.htm
<DESCRIPTION>EXHIBIT 10.2
<TEXT>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right; margin: 0pt 0"><B>Exhibit 10.2</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><IMG SRC="tm2523062d1_ex10-1img001.jpg" ALT="" STYLE="width: 188px; height: 81px">&nbsp;</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">August&nbsp;8, 2025</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Lafayette Square Loan Servicing, LLC</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Lafayette Square USA,&nbsp;Inc.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">PO Box 25250</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">PMB 13941</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Miami, Florida 33102-5250</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Attention: Susan Golden</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Re: Exit Fee</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Ladies and Gentlemen:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Reference is made to (i)&nbsp;that certain Term
Loan and Security Agreement dated as of December&nbsp;3, 2021, as amended from time to time, including, as most recently amended pursuant
to that certain Seventh Amendment dated as of August&nbsp;8, 2025 (the &ldquo;<U>Seventh Amendment</U>&rdquo;, and such Term Loan and
Security Agreement, as so amended from time to time, the &ldquo;<U>Loan and Security Agreement</U>&rdquo;), by and among Direct Digital
Holdings, LLC, a Texas limited liability company (&ldquo;<U>Borrower</U>&rdquo;), Direct Digital Holdings,&nbsp;Inc., a Delaware corporation
(&ldquo;<U>DDH Holdings</U>&rdquo;), Colossus Media, LLC, a Delaware limited liability company (&ldquo;<U>Colossus</U>&rdquo;), Huddled
Masses LLC, a Delaware limited liability company (&ldquo;<U>HM</U>&rdquo;), Orange142, LLC, a Delaware limited liability company (&ldquo;<U>Orange</U>&rdquo;
and together with DDH Holdings, Colossus, and HM, &ldquo;<U>Guarantors</U>&rdquo; and each individually a &ldquo;<U>Guarantor</U>&rdquo;
and together with the Borrower, collectively, the &ldquo;<U>Credit Parties</U>&rdquo;, and each a &ldquo;<U>Credit Party</U>&rdquo;),
the lenders from time to time party thereto (the &ldquo;<U>Lenders</U>&rdquo;) and Lafayette Square Loan Servicing, LLC, as agent for
the Lenders (the &ldquo;<U>Agent</U>&rdquo;) and (ii)&nbsp;that certain Certificate of Designation of Series&nbsp;A Convertible Preferred
Stock dated as of August&nbsp;8, 2025 (the &ldquo;<U>Certificate of Designation</U>&rdquo;). Capitalized terms used herein and not otherwise
defined shall have the meaning set forth in the Loan Agreement as of the date hereof or the Certificate of Designation, as applicable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">In consideration
of the agreement by Agent and the Lenders to enter into the Seventh Amendment and the transactions contemplated therein, and the conversion
and exchange of Term Loans in a principal amount equal </FONT>to $25,000,000.00 for Series&nbsp;A Preferred Stock by Lafayette Square
USA,&nbsp;Inc. (&ldquo;<U>Lafayette Square</U>&rdquo;) pursuant to the Certificate of Designation, the Credit Parties agree to pay to
the Agent for the benefit of Lafayette Square, an exit fee (the &ldquo;<U>Exit Fee</U>&rdquo;) in an amount equal to the Exit Fee Amount
(defined below), which is fully earned on the date hereof and shall be due and payable upon the redemption in full of the Series&nbsp;A
Preferred Stock pursuant to Section&nbsp;8 of the Certificate of Designation; <U>provided</U>, that if the Credit Parties redeem in full
the Series&nbsp;A Preferred Stock at the Series&nbsp;A Liquidation Amount on or prior to December&nbsp;31, 2026, the Credit Parties shall
not have an obligation to pay the Exit Fee and no Exit Fee shall be due and payable hereunder. &ldquo;<U>Exit Fee Amount</U>&rdquo; shall
mean an amount equal to $25,000,000 <I>less</I> the Redeemed Amount (defined below) <I>less</I> the Converted Amount (defined below).
 &ldquo;<U>Redeemed Amount</U>&rdquo; shall mean an amount equal to, on a cumulative basis, the Corporation Redemption Price received by
Lafayette Square pursuant to Section&nbsp;8 of the Certificate of Designation (including, the Corporation Redemption Price paid to Lafayette
Square at the time that all of the Series&nbsp;A Preferred Stock is redeemed). &ldquo;<U>Converted Amount</U>&rdquo; shall mean an amount
equal to, on a cumulative basis, the aggregate Conversion Value of the shares of&nbsp;Series&nbsp;A&nbsp;Preferred Stock converted voluntarily
by Lafayette Square to Conversion Shares pursuant to Section&nbsp;6 of the Certificate of Designation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Without limiting the foregoing, the Exit Fee shall
not be refundable under any circumstances. The Exit Fee shall be paid in immediately available funds and shall not be subject to reduction
by way of setoff or counterclaim. In addition, payment of the Exit Fee shall be made without deduction for any taxes, levies, imposts,
duties, deductions, charges or withholdings imposed by any national, state or provincial taxing authority, in each case except as required
by Applicable Law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Each Credit Party hereby (a)&nbsp;agrees that
each Credit Party&rsquo;s obligation to pay the Exit Fee constitutes an &ldquo;Exit Fee Obligation&rdquo; as defined under the Loan and
Security Agreement and is a secured Obligation under the Loan and Security Agreement and the Other Documents; (b)&nbsp;ratifies and confirms
that the security instruments executed by each Credit Party to secure the full payment and performance of the Obligations (including the
Exit Fee Obligation) pursuant to their terms; and (c)&nbsp;acknowledges the continuing existence and priority of the Liens granted, conveyed,
and assigned to Agent for its benefit and for the ratable benefit of each Lender, under the security instruments after giving effect to
this letter agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Each Credit Party shall take all action that may
be necessary or that Agent may request, so as at all times to maintain the validity, perfection, enforceability and priority of Agent&rsquo;s
security interest in and Lien on the Collateral or to enable Agent to protect, exercise or enforce its rights hereunder and in the Collateral.
Each Credit Party hereby authorizes Agent to file against such Credit Party, one or more financing, continuation or amendment statements
pursuant to the Uniform Commercial Code in form and substance satisfactory to Agent (which statements may have a description of collateral
which is broader than that set forth herein, including without limitation a description of Collateral as &ldquo;all assets&rdquo; and/or
 &ldquo;all personal property&rdquo; of any Credit Party). The Credit Parties agree that at any time and from time to time, at the expense
of the Credit Parties, the Credit Parties will promptly execute and deliver all further instruments and documents, and take all further
action that may be necessary or desirable, or that Agent may reasonably request, in order to create and/or maintain the validity, perfection
or priority of and protect any security interest granted or purported to be granted to secure the Obligations (including the Exit Fee
Obligation) or to enable Agent to exercise and enforce its rights and remedies hereunder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Each Credit Party agrees that failure to pay the
Exit Fee, as and when due and payable as set forth herein, shall constitute an Event of Default under the Loan and Security Agreement.
Following the occurrence and during the continuance of a default under this letter agreement relating to the failure of the Credit Parties
to pay the Exit Fee, as and when due and payable, Agent may exercise any and all rights and remedies provided for under the Loan and Security
Agreement and Other Documents and may assert all rights and remedies of a secured party under the Uniform Commercial Code or other applicable
law, and each Credit Party shall cooperate with all of Agent&rsquo;s reasonable efforts to preserve the Collateral and will take such
actions to preserve the Collateral as Agent may reasonably direct.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The obligations of the Credit Parties under this
letter agreement shall survive termination of the Loan and Security Agreement and the Other Documents and payment in full of the Obligations
(other than the Exit Fee Obligation). Notwithstanding any of the terms contained herein, the Credit Parties, Agent and the Lenders agree
that this letter agreement shall automatically terminate on the Release Date. For purposes hereof, &ldquo;<U>Release Date</U>&rdquo; means
the earliest to occur of: (a)&nbsp;the redemption in full of the Series&nbsp;A Preferred Stock at the Series&nbsp;A Liquidation Amount
and receipt by Lafayette Square of Corporation Redemption Price pursuant to Section&nbsp;8 of the Certificate of Designation on or prior
to December&nbsp;31, 2026, (b)&nbsp;the payment in full of the Exit Fee in accordance with the terms of this letter agreement, and (c)&nbsp;the
voluntary conversion by Lafayette Square of all of the Series&nbsp;A Preferred Stock to Conversion Shares pursuant to Section&nbsp;6 of
the Certificate of Designation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Except as expressly set forth herein, this letter
agreement shall not by implication or otherwise limit, impair, constitute a waiver of, or otherwise affect the rights and remedies of
any party under, the Loan and Security Agreement, nor alter, modify, amend or in any way affect any of the terms, conditions, obligations,
covenants or agreements contained in the Loan and Security Agreement, all of which are ratified and affirmed in all respects and shall
continue in full force and effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">This letter agreement shall in accordance with Section&nbsp;5-1401
of the General Obligations Law of the State of New York, be governed by and construed in accordance with the laws of the State of New
York.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Please confirm that the foregoing is our mutual
agreement and understanding by signing and returning to us an executed counterpart of this letter.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B><I>[REMAINDER OF PAGE INTENTIONALLY LEFT BLANK]</I></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">Very truly yours,</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>DIRECT DIGITAL HOLDINGS, LLC</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%">&nbsp;</TD>
    <TD STYLE="width: 3%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; width: 47%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Keith W. Smith</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name: Keith Smith</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title: President</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>DIRECT DIGITAL HOLDINGS, INC.</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%">&nbsp;</TD>
    <TD STYLE="width: 3%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; width: 47%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Keith W. Smith</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name: Keith Smith </FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title: President</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>COLOSSUS MEDIA, LLC</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%">&nbsp;</TD>
    <TD STYLE="width: 3%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; width: 47%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Keith W. Smith</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name: Keith Smith</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title: President</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>HUDDLED MASSES LLC</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%">&nbsp;</TD>
    <TD STYLE="width: 3%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; width: 47%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Keith W. Smith</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name: Keith Smith</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title: President</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>ORANGE142, LLC</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%">&nbsp;</TD>
    <TD STYLE="width: 3%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; width: 47%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Keith W. Smith</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name: Keith Smith</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title: President</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">[Signature Page&nbsp;to Side Letter re Exit Fee]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">AGREED AND ACCEPTED this 8th day of August, 2025:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>LAFAYETTE SQUARE LOAN SERVICING, LLC</B></FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 3%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; width: 47%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Philip Daniele</FONT></TD>
    <TD STYLE="width: 50%">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name: Philip Daniele</FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title: Chief Risk Officer</FONT></TD>
    <TD>&nbsp;</TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="3"><FONT><B>LAFAYETTE SQUARE USA,&nbsp;INC.</B></FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 3%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; width: 47%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Philip Daniele</FONT></TD>
    <TD STYLE="width: 50%">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name: Philip Daniele</FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title: Chief Risk Officer</FONT></TD>
    <TD>&nbsp;</TD></TR>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">[Signature Page&nbsp;to
Side Letter re Exit Fee]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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</TEXT>
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<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>5
<FILENAME>drct-20250808.xsd
<DESCRIPTION>XBRL TAXONOMY EXTENSION SCHEMA
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" ?>
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    <!-- Field: Doc-Info; Name: Status; Value: 0x00000000 -->
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          <link:usedOn>link:definitionLink</link:usedOn>
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    <import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" />
    <import namespace="http://xbrl.sec.gov/dei/2025" schemaLocation="https://xbrl.sec.gov/dei/2025/dei-2025.xsd" />
    <import namespace="http://fasb.org/us-gaap/2025" schemaLocation="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd" />
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    <import namespace="http://xbrl.sec.gov/country/2025" schemaLocation="https://xbrl.sec.gov/country/2025/country-2025.xsd" />
    <import namespace="http://fasb.org/srt/2025" schemaLocation="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd" />
    <import namespace="http://fasb.org/srt-types/2025" schemaLocation="https://xbrl.fasb.org/srt/2025/elts/srt-types-2025.xsd" />
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</TEXT>
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<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>6
<FILENAME>drct-20250808_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" standalone="no"?>
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      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AmendmentDescription" xlink:to="dei_AmendmentDescription_lbl" xlink:type="arc" />
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      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressAddressLine2_lbl" xml:lang="en-US">Entity Address, Address Line Two</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressAddressLine3" xlink:label="dei_EntityAddressAddressLine3" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine3" xlink:to="dei_EntityAddressAddressLine3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressAddressLine3_lbl" xml:lang="en-US">Entity Address, Address Line Three</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressCityOrTown" xlink:label="dei_EntityAddressCityOrTown" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressCityOrTown" xlink:to="dei_EntityAddressCityOrTown_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressCityOrTown_lbl" xml:lang="en-US">Entity Address, City or Town</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressStateOrProvince" xlink:label="dei_EntityAddressStateOrProvince" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressStateOrProvince" xlink:to="dei_EntityAddressStateOrProvince_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressStateOrProvince_lbl" xml:lang="en-US">Entity Address, State or Province</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressCountry" xlink:label="dei_EntityAddressCountry" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressCountry" xlink:to="dei_EntityAddressCountry_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressCountry_lbl" xml:lang="en-US">Entity Address, Country</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressPostalZipCode" xlink:label="dei_EntityAddressPostalZipCode" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressPostalZipCode" xlink:to="dei_EntityAddressPostalZipCode_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressPostalZipCode_lbl" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_CountryRegion" xlink:label="dei_CountryRegion" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CountryRegion" xlink:to="dei_CountryRegion_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CountryRegion_lbl" xml:lang="en-US">Country Region</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_CityAreaCode" xlink:label="dei_CityAreaCode" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CityAreaCode" xlink:to="dei_CityAreaCode_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CityAreaCode_lbl" xml:lang="en-US">City Area Code</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_LocalPhoneNumber" xlink:label="dei_LocalPhoneNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_LocalPhoneNumber" xlink:to="dei_LocalPhoneNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_LocalPhoneNumber_lbl" xml:lang="en-US">Local Phone Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_Extension" xlink:label="dei_Extension" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Extension" xlink:to="dei_Extension_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_Extension_lbl" xml:lang="en-US">Extension</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_WrittenCommunications" xlink:label="dei_WrittenCommunications" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_WrittenCommunications" xlink:to="dei_WrittenCommunications_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_WrittenCommunications_lbl" xml:lang="en-US">Written Communications</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_SolicitingMaterial" xlink:label="dei_SolicitingMaterial" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SolicitingMaterial" xlink:to="dei_SolicitingMaterial_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_SolicitingMaterial_lbl" xml:lang="en-US">Soliciting Material</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_PreCommencementTenderOffer" xlink:label="dei_PreCommencementTenderOffer" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementTenderOffer" xlink:to="dei_PreCommencementTenderOffer_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_PreCommencementTenderOffer_lbl" xml:lang="en-US">Pre-commencement Tender Offer</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="dei_PreCommencementIssuerTenderOffer" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementIssuerTenderOffer" xlink:to="dei_PreCommencementIssuerTenderOffer_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_PreCommencementIssuerTenderOffer_lbl" xml:lang="en-US">Pre-commencement Issuer Tender Offer</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_Security12bTitle" xlink:label="dei_Security12bTitle" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Security12bTitle" xlink:to="dei_Security12bTitle_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_Security12bTitle_lbl" xml:lang="en-US">Title of 12(b) Security</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_NoTradingSymbolFlag" xlink:label="dei_NoTradingSymbolFlag" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_NoTradingSymbolFlag" xlink:to="dei_NoTradingSymbolFlag_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_NoTradingSymbolFlag_lbl" xml:lang="en-US">No Trading Symbol Flag</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_TradingSymbol" xlink:label="dei_TradingSymbol" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_TradingSymbol" xlink:to="dei_TradingSymbol_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_TradingSymbol_lbl" xml:lang="en-US">Trading Symbol</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_SecurityExchangeName" xlink:label="dei_SecurityExchangeName" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SecurityExchangeName" xlink:to="dei_SecurityExchangeName_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_SecurityExchangeName_lbl" xml:lang="en-US">Security Exchange Name</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_Security12gTitle" xlink:label="dei_Security12gTitle" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Security12gTitle" xlink:to="dei_Security12gTitle_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_Security12gTitle_lbl" xml:lang="en-US">Title of 12(g) Security</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_SecurityReportingObligation" xlink:label="dei_SecurityReportingObligation" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SecurityReportingObligation" xlink:to="dei_SecurityReportingObligation_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_SecurityReportingObligation_lbl" xml:lang="en-US">Security Reporting Obligation</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_AnnualInformationForm" xlink:label="dei_AnnualInformationForm" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AnnualInformationForm" xlink:to="dei_AnnualInformationForm_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AnnualInformationForm_lbl" xml:lang="en-US">Annual Information Form</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_AuditedAnnualFinancialStatements" xlink:label="dei_AuditedAnnualFinancialStatements" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AuditedAnnualFinancialStatements" xlink:to="dei_AuditedAnnualFinancialStatements_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AuditedAnnualFinancialStatements_lbl" xml:lang="en-US">Audited Annual Financial Statements</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="dei_EntityWellKnownSeasonedIssuer" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityWellKnownSeasonedIssuer" xlink:to="dei_EntityWellKnownSeasonedIssuer_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityWellKnownSeasonedIssuer_lbl" xml:lang="en-US">Entity Well-known Seasoned Issuer</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityVoluntaryFilers" xlink:label="dei_EntityVoluntaryFilers" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityVoluntaryFilers" xlink:to="dei_EntityVoluntaryFilers_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityVoluntaryFilers_lbl" xml:lang="en-US">Entity Voluntary Filers</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityCurrentReportingStatus" xlink:label="dei_EntityCurrentReportingStatus" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCurrentReportingStatus" xlink:to="dei_EntityCurrentReportingStatus_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityCurrentReportingStatus_lbl" xml:lang="en-US">Entity Current Reporting Status</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityInteractiveDataCurrent" xlink:label="dei_EntityInteractiveDataCurrent" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityInteractiveDataCurrent" xlink:to="dei_EntityInteractiveDataCurrent_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityInteractiveDataCurrent_lbl" xml:lang="en-US">Entity Interactive Data Current</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityFilerCategory" xlink:label="dei_EntityFilerCategory" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityFilerCategory" xlink:to="dei_EntityFilerCategory_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityFilerCategory_lbl" xml:lang="en-US">Entity Filer Category</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntitySmallBusiness" xlink:label="dei_EntitySmallBusiness" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntitySmallBusiness" xlink:to="dei_EntitySmallBusiness_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntitySmallBusiness_lbl" xml:lang="en-US">Entity Small Business</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityEmergingGrowthCompany" xlink:label="dei_EntityEmergingGrowthCompany" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityEmergingGrowthCompany" xlink:to="dei_EntityEmergingGrowthCompany_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityEmergingGrowthCompany_lbl" xml:lang="en-US">Entity Emerging Growth Company</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityExTransitionPeriod" xlink:label="dei_EntityExTransitionPeriod" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityExTransitionPeriod" xlink:to="dei_EntityExTransitionPeriod_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityExTransitionPeriod_lbl" xml:lang="en-US">Elected Not To Use the Extended Transition Period</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentAccountingStandard" xlink:label="dei_DocumentAccountingStandard" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentAccountingStandard" xlink:to="dei_DocumentAccountingStandard_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentAccountingStandard_lbl" xml:lang="en-US">Document Accounting Standard</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_OtherReportingStandardItemNumber" xlink:label="dei_OtherReportingStandardItemNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_OtherReportingStandardItemNumber" xlink:to="dei_OtherReportingStandardItemNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_OtherReportingStandardItemNumber_lbl" xml:lang="en-US">Other Reporting Standard Item Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityShellCompany" xlink:label="dei_EntityShellCompany" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityShellCompany" xlink:to="dei_EntityShellCompany_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityShellCompany_lbl" xml:lang="en-US">Entity Shell Company</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityPublicFloat" xlink:label="dei_EntityPublicFloat" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityPublicFloat" xlink:to="dei_EntityPublicFloat_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityPublicFloat_lbl" xml:lang="en-US">Entity Public Float</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityBankruptcyProceedingsReportingCurrent" xlink:label="dei_EntityBankruptcyProceedingsReportingCurrent" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityBankruptcyProceedingsReportingCurrent" xlink:to="dei_EntityBankruptcyProceedingsReportingCurrent_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityBankruptcyProceedingsReportingCurrent_lbl" xml:lang="en-US">Entity Bankruptcy Proceedings, Reporting Current</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="dei_EntityCommonStockSharesOutstanding" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCommonStockSharesOutstanding" xlink:to="dei_EntityCommonStockSharesOutstanding_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityCommonStockSharesOutstanding_lbl" xml:lang="en-US">Entity Common Stock, Shares Outstanding</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentsIncorporatedByReferenceTextBlock" xlink:label="dei_DocumentsIncorporatedByReferenceTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentsIncorporatedByReferenceTextBlock" xlink:to="dei_DocumentsIncorporatedByReferenceTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentsIncorporatedByReferenceTextBlock_lbl" xml:lang="en-US">Documents Incorporated by Reference [Text Block]</link:label>
    </link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>7
<FILENAME>drct-20250808_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" standalone="no"?>
    <!-- Field: Doc-Info; Name: Generator; Value: GoFiler Complete; Version: 6.1a -->
    <!-- Field: Doc-Info; Name: VendorURI; Value: https://www.novaworks.com -->
    <!-- Field: Doc-Info; Name: Status; Value: 0x00000000 -->
<link:linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
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<TYPE>XML
<SEQUENCE>10
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
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</head>
<body>
<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Cover<br></strong></div></th>
<th class="th"><div>Aug. 08, 2025</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Aug.  08,  2025<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CurrentFiscalYearEndDate', window );">Current Fiscal Year End Date</a></td>
<td class="text">--12-31<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">001-41261<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">Direct Digital Holdings, Inc.<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0001880613<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">87-2306185<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">DE<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">1177 West Loop South<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine2', window );">Entity Address, Address Line Two</a></td>
<td class="text">Suite 1310<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Houston<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">TX<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">77027<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">832<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">402-1051<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Class A common stock, par value $0.001 per share<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">DRCT<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">true<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityExTransitionPeriod', window );">Elected Not To Use the Extended Transition Period</a></td>
<td class="text">false<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CurrentFiscalYearEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>End date of current fiscal year in the format --MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CurrentFiscalYearEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:gMonthDayItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine2">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 2 such as Street or Suite number</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine2</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityExTransitionPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if an emerging growth company has elected not to use the extended transition period for complying with any new or revised financial accounting standards.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 7A<br> -Section B<br> -Subsection 2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityExTransitionPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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