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Loan receivables (Tables) | 12 Months Ended
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Dec. 31, 2017
Loan Receivables Tables |
Schedule of loan receivables |
|  | As at December 31, |
|  | 2016 |  |  | 2017 |
|  | RMB’000 |  |  | RMB’000 |
Loan receivables at amortized cost |  |  | 697,074 |  |  |  | 818,114 |
Less: impairment loss allowance |  |  |  |  |  |  |  |
Collectively assessed |  |  | (9,521 | ) |  |  | (11,684 | )
Individually assessed |  |  | (12,212 | ) |  |  | (15,040 | )
|  |  | (21,733 | ) |  |  | (26,724 | )
Loan receivables , net |  |  | 675,341 |  |  |  | 791,390 |
Schedule of loans and advances to customers at amortized cost |
|  | As of December 31, 2016 |  |  | As of December 31, 2017 |
|  | Gross carrying amount |  |  | Expected credit loss allowance |  |  | Carrying amount |  |  | Gross carrying amount |  |  | Expected credit loss allowance |  |  | Carrying amount |
|  | RMB’000 |  |  | RMB’000 |  |  | RMB’000 |  |  | RMB’000 |  |  | RMB’000 |  |  | RMB’000 |
Business loans |  |  | 279,219 |  |  |  | (6,927 | ) |  |  | 272,292 |  |  |  | 307,579 |  |  |  | (8,355 | ) |  |  | 299,224 |
Personal loans |  |  | 417,855 |  |  |  | (14,806 | ) |  |  | 403,049 |  |  |  | 510,535 |  |  |  | (18,369 | ) |  |  | 492,166 |
Total |  |  | 697,074 |  |  |  | (21,733 | ) |  |  | 675,341 |  |  |  | 818,114 |  |  |  | (26,724 | ) |  |  | 791,390 |

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