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v3.20.2

Credit risk (Tables) | 12 Months Ended
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Dec. 31, 2019
Schedule of gross carrying amounts of loans to customers |
|  | 2019 |
|  | ECL staging |
|  | Stage 1 |  |  | Stage 2 |  |  | Stage 3 |  |  |  |
|  | Lifetime ECL |  |  | Lifetime ECL |  |  | Lifetime ECL |  |  | Total |
|  | RMB’000 |  |  | RMB’000 |  |  | RMB’000 |  |  | RMB’000 |
Loan receivables |  |  | - |  |  |  | - |  |  |  | 765,034 |  |  |  | 765,034 |
Accrued interest |  |  | - |  |  |  | - |  |  |  | 273,923 |  |  |  | 273,923 |
Gross loan receivables |  |  | - |  |  |  | - |  |  |  | 1,038,957 |  |  |  | 1,038,957 |
Loss allowance |  |  | - |  |  |  | - |  |  |  | (423,773 | ) |  |  | (423,773 | )
Carrying amount |  |  | - |  |  |  | - |  |  |  | 615,184 |  |  |  | 615,184 |
|  | 2018 |
|  | ECL staging |
|  | Stage 1 |  |  | Stage 2 |  |  | Stage 3 |  |  |  |
|  | Lifetime ECL |  |  | Lifetime ECL |  |  | Lifetime ECL |  |  | Total |
|  | RMB’000 |  |  | RMB’000 |  |  | RMB’000 |  |  | RMB’000 |
Loan receivables |  |  | 24,100 |  |  |  | 101,150 |  |  |  | 698,520 |  |  |  | 823,770 |
Accrued interest |  |  | - |  |  |  | - |  |  |  | 153,181 |  |  |  | 153,181 |
Gross loan receivables |  |  | 24,100 |  |  |  | 101,150 |  |  |  | 851,701 |  |  |  | 976,951 |
Loss allowance |  |  | (3,919 | ) |  |  | (20,498 | ) |  |  | (372,880 | ) |  |  | (397,297 | )
Carrying amount |  |  | 20,181 |  |  |  | 80,652 |  |  |  | 478,821 |  |  |  | 579,654 |

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