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CONSOLIDATED STATEMENTS OF PROFIT AND OTHER COMPREHENSIVE INCOME - CNY (¥) ¥ in Thousands | 12 Months Ended
--- | ---
Dec. 31, 2019 | Dec. 31, 2018 | Dec. 31, 2017
CONSOLIDATED STATEMENTS OF PROFIT AND OTHER COMPREHENSIVE INCOME |  |  |
Interest income on loans | ¥ 118,396 | ¥ 141,857 | ¥ 119,639
Interest expense |  |  |
Interest expenses on loans | (19,846) | (26,451) | (33,791)
Business related taxes and surcharges | (435) | (590) | (674)
Total interest expense | (20,281) | (27,041) | (34,465)
Net interest income | 98,115 | 114,816 | 85,174
Credit impairment losses | (24,694) | (66,904) | (3,580)
Net interest income after credit impairment losses | 73,421 | 47,912 | 81,594
Non-interest and other income | 173 | 438 | 815
Operating costs and expenses |  |  |
Sales and marketing | (1,698) | (1,794) | (3,138)
General and administrative | (13,280) | (20,368) | (34,895)
Total operating costs and expenses | (14,978) | (22,162) | (38,033)
Profit before income taxes | 58,616 | 26,188 | 44,376
Income tax expense | 0 | (18,033) | (15,550)
Net profit | 58,616 | 8,155 | 28,826
Net profit attributable to: |  |  |
Equity holders of the Company | 46,893 | 6,524 | 23,061
Non-controlling interest | 11,723 | 1,631 | 5,765
Other comprehensive income for the year |  |  |
Net profit | 58,616 | 8,155 | 28,826
Exchange differences on translation of financial statements of entities outside the mainland of the People's Republic of China | (405) | 616 | 0
Total comprehensive income for the year | 58,211 | 8,771 | 28,826
Total comprehensive income attributable to: |  |  |
Equity holders of the Company | 46,569 | 7,017 | 23,061
Non-controlling interests | 11,642 | 1,754 | 5,765
Total comprehensive income | ¥ 58,211 | ¥ 8,771 | ¥ 28,826
Basic and diluted earnings per share for the profit attributable to the equity holders of the Company during the year (expressed in RMB per share) | ¥ 0.05 | ¥ 0.01 | ¥ 0.10
Weighted average number of shares outstanding in the year | 1,001,046,568 | 1,000,171,839 | 236,180,071

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