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CONSOLIDATED STATEMENTS OF PROFIT AND OTHER COMPREHENSIVE INCOME - CNY (¥)
¥ in Thousands
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
CONSOLIDATED STATEMENTS OF PROFIT AND OTHER COMPREHENSIVE INCOME      
Interest income on loans ¥ 118,396 ¥ 141,857 ¥ 119,639
Interest expense      
Interest expenses on loans (19,846) (26,451) (33,791)
Business related taxes and surcharges (435) (590) (674)
Total interest expense (20,281) (27,041) (34,465)
Net interest income 98,115 114,816 85,174
Credit impairment losses (24,694) (66,904) (3,580)
Net interest income after credit impairment losses 73,421 47,912 81,594
Non-interest and other income 173 438 815
Operating costs and expenses      
Sales and marketing (1,698) (1,794) (3,138)
General and administrative (13,280) (20,368) (34,895)
Total operating costs and expenses (14,978) (22,162) (38,033)
Profit before income taxes 58,616 26,188 44,376
Income tax expense 0 (18,033) (15,550)
Net profit 58,616 8,155 28,826
Net profit attributable to:      
Equity holders of the Company 46,893 6,524 23,061
Non-controlling interest 11,723 1,631 5,765
Other comprehensive income for the year      
Net profit 58,616 8,155 28,826
Exchange differences on translation of financial statements of entities outside the mainland of the People's Republic of China (405) 616 0
Total comprehensive income for the year 58,211 8,771 28,826
Total comprehensive income attributable to:      
Equity holders of the Company 46,569 7,017 23,061
Non-controlling interests 11,642 1,754 5,765
Total comprehensive income ¥ 58,211 ¥ 8,771 ¥ 28,826
Basic and diluted earnings per share for the profit attributable to the equity holders of the Company during the year (expressed in RMB per share) ¥ 0.05 ¥ 0.01 ¥ 0.10
Weighted average number of shares outstanding in the year 1,001,046,568 1,000,171,839 236,180,071