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Credit risk (Tables)

12 Months Ended

Dec. 31, 2019

Schedule of gross carrying amounts of loans to customers

		2019
		ECL staging
		Stage 1				Stage 2				Stage 3
		Lifetime ECL				Lifetime ECL				Lifetime ECL				Total
		RMB’000				RMB’000				RMB’000				RMB’000
Loan receivables			-				-				765,034				765,034
Accrued interest			-				-				273,923				273,923
Gross loan receivables			-				-				1,038,957				1,038,957
Loss allowance			-				-				(423,773	)			(423,773	)
Carrying amount			-				-				615,184				615,184

		2018
		ECL staging
		Stage 1				Stage 2				Stage 3
		Lifetime ECL				Lifetime ECL				Lifetime ECL				Total
		RMB’000				RMB’000				RMB’000				RMB’000
Loan receivables			24,100				101,150				698,520				823,770
Accrued interest			-				-				153,181				153,181
Gross loan receivables			24,100				101,150				851,701				976,951
Loss allowance			(3,919	)			(20,498	)			(372,880	)			(397,297	)
Carrying amount			20,181				80,652				478,821				579,654

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