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CONSOLIDATED STATEMENTS OF PROFIT AND OTHER COMPREHENSIVE INCOME - CNY (¥) ¥ in Thousands | 12 Months Ended
--- | ---
Dec. 31, 2020 | Dec. 31, 2019 | Dec. 31, 2018
CONSOLIDATED STATEMENTS OF PROFIT AND OTHER COMPREHENSIVE INCOME |  |  |
Interest income on loans | ¥ 105,570 | ¥ 118,396 | ¥ 141,857
Interest expense |  |  |
Interest expenses on loans | (21,909) | (19,846) | (26,451)
Business related taxes and surcharges | (304) | (435) | (590)
Total interest expense | (22,213) | (20,281) | (27,041)
Net interest income | 83,357 | 98,115 | 114,816
Credit impairment losses | (55,264) | (24,694) | (66,904)
Net interest income after credit impairment losses | 28,093 | 73,421 | 47,912
Non-interest and other income | 21 | 173 | 438
Operating costs and expenses |  |  |
Sales and marketing | (170) | (1,698) | (1,794)
General and administrative | (8,090) | (13,280) | (20,368)
Total operating costs and expenses | (8,260) | (14,978) | (22,162)
Profit before income taxes | 19,854 | 58,616 | 26,188
Income tax expense | 0 | 0 | (18,033)
Net profit | 19,854 | 58,616 | 8,155
Net profit attributable to: |  |  |
Equity holders of the Company | 15,883 | 46,893 | 6,524
Non-controlling interest | 3,971 | 11,723 | 1,631
Net profit (Profit/loss) | 19,854 | 58,616 | 8,155
Other comprehensive income for the year |  |  |
Net profit (Income/loss) | 19,854 | 58,616 | 8,155
Exchange differences on translation of financial statements of entities outside the mainland of the People's Republic of China | (177) | (405) | 616
Total comprehensive income for the year | 19,677 | 58,211 | 8,771
Total comprehensive income attributable to: |  |  |
Equity holders of the Company | 15,742 | 46,569 | 7,017
Non-controlling interests | 3,935 | 11,642 | 1,754
Total comprehensive income | ¥ 19,677 | ¥ 58,211 | ¥ 8,771
Basic and diluted earnings per share for the profit attributable to the equity holders of the Company during the year (expressed in RMB per share) | ¥ 0.02 | ¥ 0.05 | ¥ 0.01
Weighted average number of shares outstanding in the year | 1,001,575,455 | 1,001,046,568 | 1,000,171,839

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