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Credit risk (Tables)

12 Months Ended

Dec. 31, 2020

Schedule of gross carrying amounts of loans to customers

		2020
		ECL staging
		Stage 1				Stage 2				Stage 3
		Lifetime ECL				Lifetime ECL				Lifetime ECL				Total
		RMB’000				RMB’000				RMB’000				RMB’000
Loan receivables			-				-				762,992				762,992
Accrued interest			-				-				377,983				377,983
Gross loan receivables			-				-				1,140,975				1,140,975
Loss allowance			-				-				(478,792	)			(478,792	)
Carrying amount			-				-				662,183				662,183

		2019
		ECL staging
		Stage 1				Stage 2				Stage 3
		Lifetime ECL				Lifetime ECL				Lifetime ECL				Total
		RMB’000				RMB’000				RMB’000				RMB’000
Loan receivables			-				-				765,034				765,034
Accrued interest			-				-				273,923				273,923
Gross loan receivables			-				-				1,038,957				1,038,957
Loss allowance			-				-				(423,773	)			(423,773	)
Carrying amount			-				-				615,184				615,184

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