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SEGMENT INFORMATION
 3 Months Ended
Mar. 31, 2017
Segment Reporting [Abstract]  
Segment Reporting Disclosure [Text Block]
NOTE 16. SEGMENT INFORMATION
 
Our three reportable segments include: (i) North American Transaction Solutions for electronic commerce, (ii) Mobile Solutions (primarily servicing the Russian Federation and CIS) and (iii) Online Solutions. Management determines the reportable segments based on the internal reporting used by our Chief Operating Decision Maker to evaluate performance and to assess where to allocate resources. During the three months ended March 31, 2017 and 2016, the principal revenue stream for all segments came from services fees and branded content.
 
Factors management used to identify the entity’s reportable segments
 
The Company’s reportable segments are business units that offer different products and services in different geographies. The reportable segments are each managed separately because they offer distinct products with different delivery and service processes.
 
North American Transaction Solutions
 
Our U.S. payment processing business segment consists of the former Unified Payments business and Aptito. This segment operates primarily in North America. In March 2013, we acquired all of the business assets of Unified Payments, a provider of comprehensive turnkey, payment processing solutions to small and medium size business owners (merchants) and independent sales organizations across the United States.
 
In April 2013, we purchased 80% of Aptito, a cloud based Software-as-a-Service (“SaaS”) restaurant management solution, which provides integrated POS, mPOS, Kiosk, Digital Menus functionality to drive consumer engagement via Apple® iPad®-based POS, kiosk and all other cloud-connected devices.
 
Mobile Solutions
 
Our Russian mobile and online payment processing segment consists of Digital Provider, which operates primarily in the Russian Federation and CIS.
 
In June 2012, we formed our subsidiary, OOO TOT Money, to develop a business in mobile commerce payment processing. TOT Money launched its initial operations in Russia as a payment facilitator using SMS (short message services, which is a text messaging service) and MMS (multimedia message services) for mobile phone subscribers in Russia. During 2015, we changed or business model, rebranded our name to Digital Provider, and began to offer branded content to subscribers.
 
Online Solutions
 
On May 20, 2015, we acquired the net assets that comprise PayOnline, which includes a protected payment processing system to accept bank card payments for goods and services. PayOnline primarily operates in Russia and CIS.
 
The accounting policies of the individual transactions in the reportable segments are the same as those of the Company, as described in Note 1. Transactions between reportable segments are primarily conducted at market rates, resulting in segment profits or expenses that are eliminated for reporting consolidated results.
 
Segment Summary Information
 
The following tables present financial information of the Company’s reportable segments at March 31, 2017 and 2016. The “Corporate Expenses & Eliminations” column includes all corporate expenses and intercompany eliminations for consolidated purposes.
 
Three months ended March 31, 2017
 
North
American
Transaction
Solutions
 
 
Mobile
Solutions
 
 
Online
Solutions
 
 
Corporate
Expenses &
Eliminations
 
Total
 
Net revenues
 
$
10,964,919
 
 
$
856,993
 
 
$
1,740,029
 
 
$
-
 
$
13,561,941
 
Cost of revenues
 
 
9,461,449
 
 
 
816,963
 
 
 
1,181,580
 
 
 
-
 
 
11,459,992
 
Gross Margin
 
 
1,503,470
 
 
 
40,030
 
 
 
558,449
 
 
 
-
 
 
2,101,949
 
Gross margin %
 
 
14
%
 
 
5
%
 
 
32
%
 
 
-
 
 
15
%
General, administrative, and asset disposal
 
 
751,234
 
 
 
124,204
 
 
 
549,608
 
 
 
1,406,115
 
 
2,831,161
 
Non-cash compensation
 
 
-
 
 
 
-
 
 
 
-
 
 
 
596,404
 
 
596,404
 
Provision for bad debt
 
 
276,324
 
 
 
288
 
 
 
1,887
 
 
 
1,260
 
 
279,759
 
Depreciation and amortization
 
 
358,756
 
 
 
1,047
 
 
 
290,097
 
 
 
7,463
 
 
657,363
 
Interest expense (income), net
 
 
175,180
 
 
 
-
 
 
 
-
 
 
 
94,508
 
 
269,688
 
Other expenses
 
 
-
 
 
 
2,807
 
 
 
2,953
 
 
 
13
 
 
5,773
 
Net (loss) for segment
 
$
(58,024)
 
 
$
(88,316)
 
 
$
(286,096)
 
 
$
(2,105,763)
 
$
(2,538,199)
 
Segment assets
 
$
14,170,749
 
 
$
3,631,656
 
 
$
4,971,352
 
 
$
211,015
 
$
22,984,772
 
 
Three Months Ended March 31, 2016
 
North
American
Transaction
Solutions
 
 
Mobile
Solutions
 
 
Online
Solutions
 
 
Corporate
Expenses &
Eliminations
 
Total
 
Net revenues
 
$
7,852,648
 
 
$
1,993,504
 
 
$
1,414,907
 
 
$
-
 
 
11,261,059
 
Cost of revenues
 
 
6,653,033
 
 
 
1,814,588
 
 
 
917,620
 
 
 
-
 
 
9,385,241
 
Gross Margin
 
 
1,199,615
 
 
 
178,916
 
 
 
497,287
 
 
 
-
 
 
1,875,818
 
Gross margin %
 
 
15
%
 
 
9
%
 
 
35
%
 
 
-
 
 
17
%
General, administrative, and asset disposal
 
 
656,526
 
 
 
71,078
 
 
 
334,459
 
 
 
1,026,250
 
 
2,088,313
 
Non-cash compensation
 
 
-
 
 
 
-
 
 
 
-
 
 
 
360,984
 
 
360,984
 
Provision for bad debt
 
 
251,341
 
 
 
-
 
 
 
400
 
 
 
-
 
 
251,741
 
Depreciation and amortization
 
 
320,071
 
 
 
4,190
 
 
 
487,383
 
 
 
76,474
 
 
888,118
 
Interest expense, net
 
 
147,784
 
 
 
-
 
 
 
-
 
 
 
2,654
 
 
150,438
 
Other expenses
 
 
-
 
 
 
4,955
 
 
 
16,864
 
 
 
-
 
 
21,819
 
Net (loss) income for segment
 
$
(176,107)
 
 
$
98,693
 
 
$
(341,819)
 
 
$
(1,466,362)
 
$
(1,885,595)
 
Segment assets
 
$
6,866,093
 
 
$
2,487,714
 
 
$
6,644,945
 
 
$
5,617,004
 
 
21,615,756