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Condensed Consolidated Statements of Operations - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2022
Mar. 31, 2021
Operating revenues:    
Revenues $ 42,551 $ 34,426
Operating expenses:    
Provision for unrecoverable advances 13,785 3,538
Processing and servicing fees 6,543 5,220
Advertising and marketing 12,204 14,040
Compensation and benefits 17,894 9,384
Other operating expenses 14,798 12,577
Total operating expenses 65,224 44,759
Other (income) expenses:    
Interest income (13) (70)
Interest expense 1,555 277
Legal settlement and litigation expenses 0 368
Other strategic financing and transactional expenses 961 108
Changes in fair value of derivative asset on loans to stockholders 5,572 (17,146)
Changes in fair value of warrant liabilities 4,065 2,186
Total other (income) expense, net 12,140 (14,277)
Net (loss) income before provision (benefit) for income taxes (34,813) 3,944
Provision (benefit) for income taxes 22 (8)
Net (loss) income $ (34,835) $ 3,952
Net (loss) income per share:    
Basic $ (0.10) $ 0.00
Diluted $ (0.10) $ 0.00
Weighted-average shares used to compute net (loss) income per share    
Basic 361,939,372 133,243,614
Diluted 361,939,372 340,910,349
Service based revenue, net [Member]    
Operating revenues:    
Revenues $ 39,268 $ 32,418
Transaction based revenue, net [Member]    
Operating revenues:    
Revenues $ 3,283 $ 2,008