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Condensed Consolidated Statements of Operations - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2022
Jun. 30, 2021
Jun. 30, 2022
Jun. 30, 2021
Operating revenues:        
Revenues $ 45,805 $ 37,229 $ 88,356 $ 71,655
Operating expenses:        
Provision for unrecoverable advances 13,857 7,395 27,642 10,933
Processing and servicing fees 7,590 5,495 14,133 10,715
Advertising and marketing 20,793 11,855 32,997 25,895
Compensation and benefits 39,138 9,869 57,032 19,253
Other operating expenses 17,442 8,887 32,240 21,464
Total operating expenses 98,820 43,501 164,044 88,260
Other (income) expenses:        
interest income (647) (70) (660) (140)
Interest expense 2,288 508 3,843 785
Legal settlement and litigation expenses   241 0 609
Other strategic financing and transactional expenses 1,870 116 2,831 224
Gain on extinguishment of liability (4,290)   (4,290)  
Changes in fair value of derivative asset on loans to stockholders   (6,896) 5,572 (24,042)
Changes in fair value of earnout liabilities (7,594)   (9,634)  
Changes in fair value of warrant liabilities (17,549) 680 (13,484) 2,866
Total other income, net (25,922) (5,421) (15,822) (19,698)
Net (loss) income before provision for income taxes (27,093) (851) (59,866) 3,093
Provision for income taxes 22 13 44 5
Net (loss) income $ (27,115) $ (864) $ (59,910) $ 3,088
Net (loss) income per share        
Basic $ (0.07) $ (0.01) $ (0.16) $ 0
Diluted $ (0.07) $ (0.01) $ (0.16) $ 0
Weighted-average shares used to compute net loss per share        
Basic 371,540,222 135,906,931 370,170,270 134,341,921
Diluted 371,540,222 135,906,931 370,170,270 354,343,431
Service based revenue, net [Member]        
Operating revenues:        
Revenues $ 42,991 $ 34,386 $ 82,259 $ 66,804
Transaction based revenue, net [Member]        
Operating revenues:        
Revenues $ 2,814 $ 2,843 $ 6,097 $ 4,851