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ExtraCash Receivables, Net (Tables)

9 Months Ended

Sep. 30, 2025

Receivables [Abstract]

Summary of ExtraCash Receivables, Net

Below is a detail of ExtraCash receivables, net as of September 30, 2025 (in thousands):


Days From Origination		Gross ExtraCash Receivables				Allowance for Credit Losses				ExtraCash Receivables, Net
1-10		$	201,228			$	(2,755	)		$	198,473
11-30			69,761				(11,187	)			58,574
31-60			15,777				(9,482	)			6,295
61-90			11,526				(8,531	)			2,995
91-120			10,219				(8,262	)			1,957
Total		$	308,511			$	(40,217	)		$	268,294

Below is a detail of ExtraCash receivables, net as of December 31, 2024 (in thousands):


Days From Origination		Gross ExtraCash Receivables				Allowance for Credit Losses				ExtraCash Receivables, Net
1-10		$	142,623			$	(2,112	)		$	140,511
11-30			36,198				(6,223	)			29,975
31-60			7,882				(4,937	)			2,945
61-90			6,140				(4,712	)			1,428
91-120			5,717				(4,719	)			998
Total		$	198,560			$	(22,703	)		$	175,857

Summary of Allowance for Credit Losses

The roll-forward of the allowance for credit losses is as follows (in thousands):


Opening allowance balance at January 1, 2025				$	22,703
Plus: provision for credit losses					65,744
Plus: amounts recovered					12,206
Less: amounts written-off					(60,436	)
Ending allowance balance at September 30, 2025				$	40,217

Opening allowance balance at January 1, 2024				$	20,310
Plus: provision for credit losses					37,988
Plus: amounts recovered					9,467
Less: amounts written-off					(46,632	)
Ending allowance balance at September 30, 2024				$	21,133