<SEC-DOCUMENT>0000950103-25-011628.txt : 20250912
<SEC-HEADER>0000950103-25-011628.hdr.sgml : 20250912
<ACCEPTANCE-DATETIME>20250912172110
ACCESSION NUMBER:		0000950103-25-011628
CONFORMED SUBMISSION TYPE:	424B2
PUBLIC DOCUMENT COUNT:		5
FILED AS OF DATE:		20250912
DATE AS OF CHANGE:		20250912

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			BARCLAYS BANK PLC
		CENTRAL INDEX KEY:			0000312070
		STANDARD INDUSTRIAL CLASSIFICATION:	COMMERCIAL BANKS, NEC [6029]
		ORGANIZATION NAME:           	02 Finance
		EIN:				000000000
		STATE OF INCORPORATION:			X0
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B2
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-287303
		FILM NUMBER:		251312427

	BUSINESS ADDRESS:	
		STREET 1:		1 CHURCHILL PLACE
		STREET 2:		CANARY WHARF
		CITY:			LONDON
		STATE:			X0
		ZIP:			E14 5HP
		BUSINESS PHONE:		0044-20-3555-4619

	MAIL ADDRESS:	
		STREET 1:		1 CHURCHILL PLACE
		STREET 2:		CANARY WHARF
		CITY:			LONDON
		STATE:			X0
		ZIP:			E14 5HP

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	BARCLAYS BANK PLC /ENG/
		DATE OF NAME CHANGE:	19990402

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	BARCLAYS BANK INTERNATIONAL LTD
		DATE OF NAME CHANGE:	19850313
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B2
<SEQUENCE>1
<FILENAME>dp234337_424b2-7804ms.htm
<DESCRIPTION>FORM 424B2
<TEXT>
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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: red"><B>The information in this preliminary pricing supplement
is not complete and may be changed. This preliminary pricing supplement and the accompanying prospectus, prospectus supplement and underlying
supplement do not constitute an offer to sell the Buffered PLUS and we are not soliciting an offer to buy the Buffered PLUS in any state
where the offer or sale is not permitted.</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center; color: red"><B>Subject to Completion. Dated September
12, 2025</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 50%; font-size: 10pt"><FONT STYLE="font-size: 10pt; color: gray"><B><IMG SRC="image_001.jpg" ALT="" STYLE="height: 45px; width: 181px"></B></FONT></TD>
    <TD STYLE="width: 50%">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: right">September 2025</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: right"></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: right">Registration Statement No. 333-287303</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: right"></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: right">Pricing Supplement dated September&nbsp;&nbsp;&nbsp;&nbsp;,
    2025</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: right"></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: right">Filed pursuant to Rule 424(b)(2)</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: right"></P></TD></TR>
  </TABLE>
<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #296DC1">STRUCTURED INVESTMENTS</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #296DC1">Opportunities in U.S. Equities</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #296DC1">Buffered PLUS Based on the Value of the Russell 2000<SUP>&reg;</SUP>
Index due April 5, 2028</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: gray">Buffered Performance Leveraged Upside Securities<SUP>SM</SUP></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: gray">Principal at Risk Securities</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Unlike conventional debt securities, the Buffered Performance Leveraged
Upside Securities<SUP>SM</SUP> (the &ldquo;Buffered PLUS&rdquo;) will pay no interest and provide a minimum payment at maturity of only
15% of the stated principal amount. If the final underlier value is greater than the initial underlier value, at maturity investors will
receive the stated principal amount plus the leveraged upside performance of the underlier, subject to the maximum payment at maturity.
If the final underlier value is less than the initial underlier value but not by more than the buffer amount, at maturity investors will
receive the stated principal amount. However, if the final underlier value is less than the initial underlier value by more than the
buffer amount, at maturity investors will lose 1% of the stated principal amount for every 1% decline beyond the specified buffer amount,
subject to the minimum payment at maturity of 15% of the stated principal amount. <B>Investors may lose up to 85% of the stated principal
amount of the Buffered PLUS.</B> The Buffered PLUS are for investors who seek an equity index-based return and who are willing and able
to risk a significant portion of their principal and forgo current income and upside above the maximum payment at maturity in exchange
for the leverage and buffer features, which, in each case, apply to a limited range of performance of the underlier. <B>The Buffered
PLUS are unsecured and unsubordinated debt obligations of <FONT STYLE="background-color: white">Barclays Bank PLC. Any payment on the
Buffered PLUS, including any repayment of principal, is subject to the creditworthiness of Barclays Bank PLC and is not guaranteed by
any third party. If Barclays Bank PLC were to default on its payment obligations or become subject to the exercise of any U.K. Bail-in
Power (as described on page</FONT> 5 <FONT STYLE="background-color: white">of this document) by the relevant U.K. resolution authority,
you might not receive any amounts owed to you under the Buffered PLUS. See &ldquo;Risk Factors&rdquo; and &ldquo;Consent to U.K. Bail-in
Power&rdquo; in this document and &ldquo;Risk Factors&rdquo; in the accompanying prospectus supplement.</FONT></B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top; background-color: #296DC1">
    <TD STYLE="width: 20%; border-top: #4F81BD 1pt solid; border-left: #4F81BD 1pt solid"><FONT STYLE="color: white"><B>SUMMARY TERMS*</B></FONT></TD>
    <TD STYLE="width: 80%; border-top: #4F81BD 1pt solid; border-right: #4F81BD 1pt solid">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top; background-color: #DCEBF4">
    <TD><FONT STYLE="color: #296DC1"><B>Issuer:</B></FONT></TD>
    <TD>Barclays Bank PLC</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="color: #296DC1"><B>Reference asset:</B></FONT></TD>
    <TD>Russell 2000<SUP>&reg;</SUP> Index (Bloomberg ticker symbol &ldquo;RTY&lt;Index&gt;&rdquo;) (the &ldquo;underlier&rdquo;)</TD></TR>
  <TR STYLE="vertical-align: top; background-color: #DCEBF4">
    <TD><FONT STYLE="color: #296DC1"><B>Aggregate principal amount:</B></FONT></TD>
    <TD>$</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="color: #296DC1"><B>Stated principal amount:</B></FONT></TD>
    <TD>$1,000 per Buffered PLUS</TD></TR>
  <TR STYLE="vertical-align: top; background-color: #DCEBF4">
    <TD><FONT STYLE="color: #296DC1"><B>Pricing date<SUP>&dagger;</SUP>:</B></FONT></TD>
    <TD>September 30, 2025</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="color: #296DC1"><B>Original issue date:</B></FONT></TD>
    <TD>October 3, 2025</TD></TR>
  <TR STYLE="vertical-align: top; background-color: #DCEBF4">
    <TD><FONT STYLE="color: #296DC1"><B>Valuation date<SUP>&dagger;</SUP>:</B></FONT></TD>
    <TD>March 31, 2028</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="color: #296DC1"><B>Maturity date<SUP>&dagger;</SUP>:</B></FONT></TD>
    <TD>April 5, 2028</TD></TR>
  <TR STYLE="vertical-align: top; background-color: #DCEBF4">
    <TD><FONT STYLE="color: #296DC1"><B>Interest: </B></FONT></TD>
    <TD>None</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="color: #296DC1"><B>Payment at maturity:</B></FONT></TD>
    <TD>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">You will receive on the maturity date a cash payment per Buffered
PLUS determined as follows:</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-indent: -0.25in"><FONT STYLE="font-family: Symbol">&middot;&#9;</FONT></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: -11pt 0pt 0pt 0.25in">If
the final underlier value is <I>greater than</I> the initial underlier value:</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-indent: 0.5in">the lesser of (a) $1,000 + leveraged upside
payment and (b) maximum payment at maturity</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-indent: -0.25in"><FONT STYLE="font-family: Symbol">&middot;&#9;</FONT></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: -11pt 0pt 0pt 0.25in">If
the final underlier value is <I>equal to </I>the initial underlier value or <I>less than </I>the initial underlier value but not by more
than the buffer amount of 15%:</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-indent: 0.5in">$1,000</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-indent: -0.25in"><FONT STYLE="font-family: Symbol">&middot;&#9;</FONT></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: -11pt 0pt 0pt 0.25in">If
the final underlier value is <I>less than</I> the initial underlier value by more than the buffer amount of 15%:</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-indent: 0.5in">($1,000 &times; underlier performance factor)
+ $150.00</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><I>This amount will be less than the stated principal amount of
$1,000, but will be at least $150.00. <B>Investors may lose up to 85% of their initial investment in the Buffered PLUS. Any payment on
the Buffered PLUS, including any repayment of principal, is not guaranteed by any third party and is subject to (a) the creditworthiness
of Barclays Bank PLC and (b) the risk of exercise of any U.K. Bail-in Power by the relevant U.K. resolution authority.</B></I></P></TD></TR>
  <TR STYLE="vertical-align: top; background-color: #DCEBF4">
    <TD><FONT STYLE="color: #296DC1"><B>U.K. Bail-in Power acknowledgment:</B></FONT></TD>
    <TD>Notwithstanding and to the exclusion of any other term of the Buffered PLUS or any other agreements, arrangements or understandings between Barclays Bank PLC and any holder or beneficial owner of the Buffered PLUS (or the trustee on behalf of the holders of the Buffered PLUS), by acquiring the Buffered PLUS, each holder or beneficial owner of the Buffered PLUS acknowledges, accepts, agrees to be bound by and consents to the exercise of, any U.K. Bail-in Power by the relevant U.K. resolution authority. See &ldquo;Consent to U.K. Bail-in Power&rdquo; on page 5 of this document.</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="color: #296DC1"><B>Maximum payment at maturity:</B></FONT></TD>
    <TD>At least $1,237.50 per Buffered PLUS (at least 123.75% of the stated principal amount). The actual maximum payment at maturity will be determined on the pricing date.</TD></TR>
  <TR STYLE="vertical-align: top; background-color: #DCEBF4">
    <TD><FONT STYLE="color: #296DC1"><B>Minimum payment at maturity:</B></FONT></TD>
    <TD>$150.00 per Buffered PLUS (15% of the stated principal amount)</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="color: #296DC1"><B>Leveraged upside payment:</B></FONT></TD>
    <TD>$1,000 &times; leverage factor &times; underlier return</TD></TR>
  <TR STYLE="vertical-align: top; background-color: #DCEBF4">
    <TD><FONT STYLE="color: #296DC1"><B>Leverage factor:</B></FONT></TD>
    <TD>200%</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="color: #296DC1"><B>Buffer amount:</B></FONT></TD>
    <TD>15%. As a result of the buffer amount of 15%, the value at or above which the underlier must close on the valuation date so that investors do not suffer a loss on their initial investment in the Buffered PLUS is&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;, which is 85% of the initial underlier value.</TD></TR>
  <TR STYLE="vertical-align: top; background-color: #DCEBF4">
    <TD><FONT STYLE="color: #296DC1"><B>Underlier return:</B></FONT></TD>
    <TD>(final underlier value &ndash; initial underlier value) / initial underlier value</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="color: #296DC1"><B>Underlier performance factor:</B></FONT></TD>
    <TD>final underlier value / initial underlier value</TD></TR>
  <TR STYLE="vertical-align: top; background-color: #DCEBF4">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><B><I>(terms continued on the next page)</I></B></TD></TR>
  </TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 28%"><FONT STYLE="color: #296DC1"><B>Commissions and initial issue price:</B></FONT></TD>
    <TD STYLE="width: 18%; text-align: center"><FONT STYLE="color: #296DC1"><B>Initial issue price<SUP>(1)</SUP></B></FONT></TD>
    <TD STYLE="width: 18%; text-align: center"><FONT STYLE="color: #296DC1"><B>Price to public<SUP>(1)</SUP></B></FONT></TD>
    <TD STYLE="width: 18%; text-align: center"><FONT STYLE="color: #296DC1"><B>Agent&rsquo;s commissions</B></FONT></TD>
    <TD STYLE="width: 18%; text-align: center"><FONT STYLE="color: #296DC1"><B>Proceeds to issuer</B></FONT></TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD STYLE="padding-left: 0.5in"><FONT STYLE="color: #296DC1"><B>Per Buffered PLUS</B></FONT></TD>
    <TD STYLE="text-align: center">$1,000</TD>
    <TD STYLE="text-align: center">$1,000</TD>
    <TD>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">$25.00<SUP>(2)</SUP></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">$5.00<SUP>(3)</SUP></P></TD>
    <TD STYLE="text-align: center">$970.00</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.5in"><FONT STYLE="color: #296DC1"><B>Total</B></FONT></TD>
    <TD STYLE="text-align: center">$</TD>
    <TD STYLE="text-align: center">$</TD>
    <TD STYLE="text-align: center">$</TD>
    <TD STYLE="text-align: center">$</TD></TR>
  </TABLE>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 9pt"><B><SUP>(1)</SUP></B></FONT></TD><TD><FONT STYLE="font-size: 9pt"><B>Our estimated
                                            value of the Buffered PLUS on the pricing date, based on our internal pricing models, is
                                            expected to be between $902.50 and $962.50 per Buffered PLUS. The estimated value is expected
                                            to be less than the initial issue price of the Buffered PLUS. See &ldquo;Additional Information
                                            Regarding Our Estimated Value of the Buffered PLUS&rdquo; on page 4 of this document.</B></FONT></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 9pt"><B><SUP>(2)</SUP></B></FONT></TD><TD><FONT STYLE="font-size: 9pt"><B>Morgan Stanley
                                            Wealth Management and its financial advisors will collectively receive from the agent, Barclays
                                            Capital Inc., a fixed sales commission of $25.00 for each Buffered PLUS they sell. See &ldquo;Supplemental
                                            Plan of Distribution&rdquo; in this document.</B></FONT></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 9pt"><B><SUP>(3)</SUP></B></FONT></TD><TD><FONT STYLE="font-size: 9pt"><B>Reflects a structuring
                                            fee payable to Morgan Stanley Wealth Management by the agent or its affiliates of $5.00 for
                                            each Buffered PLUS.</B></FONT></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif"></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">One or more of our affiliates may purchase up to 15% of the aggregate
principal amount of the Buffered PLUS and hold such Buffered PLUS for investment for a period of at least 30 days. Accordingly, the total
principal amount of the Buffered PLUS may include a portion that was not purchased by investors on the original issue date. Any unsold
portion held by our affiliate(s) may affect the supply of Buffered PLUS available for secondary trading and, therefore, could adversely
affect the price of the Buffered PLUS in the secondary market. Circumstances may occur in which our interests or those of our affiliates
could be in conflict with your interests.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: red"><B>Investing in the Buffered PLUS involves risks not associated
with an investment in conventional debt securities. See &ldquo;Risk Factors&rdquo; beginning on page 12 of this document and beginning
on page S-9 of the prospectus supplement. You should read this document together with the related prospectus, prospectus supplement and
underlying supplement, each of which can be accessed via the hyperlinks below, before you make an investment decision. </B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>The Buffered PLUS will not be listed on any U.S. securities exchange
or quotation system. Neither the U.S. Securities and Exchange Commission (the &ldquo;SEC&rdquo;) nor any state securities commission
has approved or disapproved of the Buffered PLUS or determined that this document is truthful or complete. Any representation to the
contrary is a criminal offense.</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The Buffered PLUS constitute our unsecured and unsubordinated obligations.
The Buffered PLUS are not deposit liabilities of Barclays Bank PLC and are not covered by the U.K. Financial Services Compensation Scheme
or insured by the U.S. Federal Deposit Insurance Corporation or any other governmental agency or deposit insurance agency of the United
States, the United Kingdom or any other jurisdiction.</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 34%; text-align: center"><A HREF="http://www.sec.gov/Archives/edgar/data/312070/000119312525120720/d925982d424b2.htm"><FONT STYLE="font-size: 10pt">Prospectus <BR>
dated May 15, 2025</FONT></A></TD>
    <TD STYLE="width: 33%; text-align: center"><A HREF="http://www.sec.gov/Archives/edgar/data/312070/000095010325006051/dp228678_424b2-prosupp.htm"><FONT STYLE="font-size: 10pt">Prospectus Supplement <BR>
dated May 15, 2025</FONT></A></TD>
    <TD STYLE="width: 33%; text-align: center"><A HREF="http://www.sec.gov/Archives/edgar/data/312070/000095010325006053/dp228705_424b2-underl.htm"><FONT STYLE="font-size: 10pt">Underlying Supplement <BR>
dated May 15, 2025</FONT></A></TD></TR>
  </TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 5pt 0pt 0; text-align: right; color: Red"><IMG SRC="image_003.jpg" ALT=""></P><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="border-top: #296DC1 0.75pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #296DC1">Buffered PLUS Based on the Value of the Russell 2000<SUP>&reg;</SUP> Index due April 5, 2028</P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: gray"><B>Buffered Performance Leveraged Upside Securities<SUP>SM</SUP></B></P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: gray"><B>Principal at Risk Securities</B></P><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="border-top: #296DC1 0.75pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --></DIV>
    <!-- Field: /Page -->

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top; background-color: #DCEBF4">
    <TD COLSPAN="2"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><BR STYLE="clear: both">
</B></FONT><B><I>Terms continued from previous page:</I></B></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 20%"><FONT STYLE="color: #296DC1"><B>Initial underlier value:</B></FONT></TD>
    <TD STYLE="width: 80%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;, which is the closing level of the underlier on the pricing date</TD></TR>
  <TR STYLE="vertical-align: top; background-color: #DCEBF4">
    <TD><FONT STYLE="color: #296DC1"><B>Final underlier value:</B></FONT></TD>
    <TD>The closing level of the underlier on the valuation date</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="color: #296DC1"><B>Closing level:</B></FONT></TD>
    <TD>Closing level has the meaning set forth under &ldquo;Reference Assets&mdash;Indices&mdash;Special Calculation Provisions&rdquo; in the prospectus supplement.</TD></TR>
  <TR STYLE="vertical-align: top; background-color: #DCEBF4">
    <TD><FONT STYLE="color: #296DC1"><B>Calculation agent:</B></FONT></TD>
    <TD>Barclays Bank PLC</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="color: #296DC1"><B>Additional terms:</B></FONT></TD>
    <TD>Terms used in this document, but not defined herein, will have the meanings ascribed to them in the prospectus supplement.</TD></TR>
  <TR STYLE="vertical-align: top; background-color: #DCEBF4">
    <TD><FONT STYLE="color: #296DC1"><B>CUSIP / ISIN:</B></FONT></TD>
    <TD>06746E6K6 / US06746E6K62</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="color: #296DC1"><B>Listing:</B></FONT></TD>
    <TD>The Buffered PLUS will not be listed on any securities exchange.</TD></TR>
  <TR STYLE="vertical-align: top; background-color: #DCEBF4">
    <TD><FONT STYLE="color: #296DC1"><B>Selected dealer:</B></FONT></TD>
    <TD>Morgan Stanley Wealth Management (&ldquo;MSWM&rdquo;)</TD></TR>
  </TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 2%"><FONT STYLE="font-size: 9pt">*</FONT></TD>
    <TD STYLE="width: 98%"><FONT STYLE="font-size: 9pt">The underlier and the terms of the Buffered PLUS are subject to adjustment by
    the calculation agent and the maturity date may be accelerated, in each case under certain circumstances as set forth in the accompanying
    prospectus supplement. See &ldquo;Risk Factors&mdash;Risks Relating to the Underlier&rdquo; below.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 9pt"><SUP>&dagger;</SUP></FONT></TD>
    <TD><FONT STYLE="font-size: 9pt; background-color: white">Subject to postponement in certain circumstances, as described under &ldquo;Reference
    Assets&mdash;Indices&mdash;Market Disruption Events for Securities with an Equity Index as a Reference Asset&rdquo; and &ldquo;Terms
    of the Notes&mdash;Payment Dates&rdquo; in the accompanying prospectus supplement</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>Barclays Capital Inc.</B></P>

<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 5pt 0pt 0; text-align: right; color: Red"><IMG SRC="image_003.jpg" ALT=""></P><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="font-size: 1pt; border-top: #296DC1 0.75pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #296DC1">Buffered PLUS Based on the Value of the Russell 2000<SUP>&reg;</SUP> Index due April 5, 2028</P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: gray"><B>Buffered Performance Leveraged Upside Securities<SUP>SM</SUP></B></P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: gray"><B>Principal at Risk Securities</B></P><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="font-size: 1pt; border-top: #296DC1 0.75pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --></DIV>
    <!-- Field: /Page -->

<P STYLE="color: #296DC1; font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Additional Terms of the Buffered PLUS</P>

<P STYLE="color: #296DC1; font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">You should read this document together with the prospectus dated May
15, 2025, as supplemented by the prospectus supplement dated May 15, 2025 relating to our Global Medium-Term Notes, Series A, of which
the Buffered PLUS are a part, and the underlying supplement dated May 15, 2025. This document, together with the documents listed below,
contains the terms of the Buffered PLUS and supersedes all prior or contemporaneous oral statements as well as any other written materials
including preliminary or indicative pricing terms, correspondence, trade ideas, structures for implementation, sample structures, brochures
or other educational materials of ours. You should carefully consider, among other things, the matters set forth under &ldquo;Risk Factors&rdquo;
in the prospectus supplement and &ldquo;Risk Factors&rdquo; in this document, as the Buffered PLUS involve risks not associated with conventional
debt securities. We urge you to consult your investment, legal, tax, accounting and other advisors before you invest in the Buffered PLUS.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">You may access these documents on the SEC website at www.sec.gov as
follows (or if such address has changed, by reviewing our filings for the relevant date on the SEC website):</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD>Prospectus dated May 15, 2025:<BR>
<A HREF="http://www.sec.gov/Archives/edgar/data/312070/000119312525120720/d925982d424b2.htm">http://www.sec.gov/Archives/edgar/data/312070/000119312525120720/d925982d424b2.htm</A></TD>
</TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD>Prospectus supplement dated May 15, 2025:<BR>
<A HREF="http://www.sec.gov/Archives/edgar/data/312070/000095010325006051/dp228678_424b2-prosupp.htm">http://www.sec.gov/Archives/edgar/data/312070/000095010325006051/dp228678_424b2-prosupp.htm</A></TD>
</TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD>Underlying supplement dated May 15, 2025:<BR>
<A HREF="http://www.sec.gov/Archives/edgar/data/312070/000095010325006053/dp228705_424b2-underl.htm">http://www.sec.gov/Archives/edgar/data/312070/000095010325006053/dp228705_424b2-underl.htm</A></TD>
</TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Our SEC file number is 1-10257 and our Central Index Key, or CIK, on
the SEC website is 0000312070. As used in this document, &ldquo;we,&rdquo; &ldquo;us&rdquo; and &ldquo;our&rdquo; refer to Barclays Bank
PLC.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">In connection with this offering, Morgan Stanley Wealth Management is
acting in its capacity as a selected dealer.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 5pt 0pt 0; text-align: right; color: Red"><IMG SRC="image_003.jpg" ALT=""></P><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="font-size: 1pt; border-top: #296DC1 0.75pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #296DC1">Buffered PLUS Based on the Value of the Russell 2000<SUP>&reg;</SUP> Index due April 5, 2028</P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: gray"><B>Buffered Performance Leveraged Upside Securities<SUP>SM</SUP></B></P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: gray"><B>Principal at Risk Securities</B></P><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="font-size: 1pt; border-top: #296DC1 0.75pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --></DIV>
    <!-- Field: /Page -->

<P STYLE="color: #296DC1; font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Additional Information Regarding Our Estimated Value
of the Buffered PLUS</P>

<P STYLE="color: #296DC1; font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Our internal pricing models take into account a number of variables
and are based on a number of subjective assumptions, which may or may not materialize, typically including volatility, interest rates
and our internal funding rates. Our internal funding rates (which are our internally published borrowing rates based on variables, such
as market benchmarks, our appetite for borrowing and our existing obligations coming to maturity) may vary from the levels at which our
benchmark debt securities trade in the secondary market. Our estimated value on the pricing date is based on our internal funding rates.
Our estimated value of the Buffered PLUS might be lower if such valuation were based on the levels at which our benchmark debt securities
trade in the secondary market.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Our estimated value of the Buffered PLUS on the pricing date is expected
to be less than the initial issue price of the Buffered PLUS. The difference between the initial issue price of the Buffered PLUS and
our estimated value of the Buffered PLUS is expected to result from several factors, including any sales commissions expected to be paid
to Barclays Capital Inc. or another affiliate of ours, any selling concessions, discounts, commissions or fees expected to be allowed
or paid to non-affiliated intermediaries, the estimated profit that we or any of our affiliates expect to earn in connection with structuring
the Buffered PLUS, the estimated cost that we may incur in hedging our obligations under the Buffered PLUS, and estimated development
and other costs that we may incur in connection with the Buffered PLUS. These other costs will include a fee paid to LFT Securities, LLC,
an entity in which an affiliate of Morgan Stanley Wealth Management has an ownership interest, for providing certain electronic platform
services with respect to this offering.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Our estimated value on the pricing date is not a prediction of the price
at which the Buffered PLUS may trade in the secondary market, nor will it be the price at which Barclays Capital Inc. may buy or sell
the Buffered PLUS in the secondary market. Subject to normal market and funding conditions, Barclays Capital Inc. or another affiliate
of ours intends to offer to purchase the Buffered PLUS in the secondary market but it is not obligated to do so.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Assuming that all relevant factors remain constant after the pricing
date, the price at which Barclays Capital Inc. may initially buy or sell the Buffered PLUS in the secondary market, if any, and the value
that we may initially use for customer account statements, if we provide any customer account statements at all, may exceed our estimated
value on the pricing date for a temporary period expected to be approximately 40 days after the initial issue date of the Buffered PLUS
because, in our discretion, we may elect to effectively reimburse to investors a portion of the estimated cost of hedging our obligations
under the Buffered PLUS and other costs in connection with the Buffered PLUS that we will no longer expect to incur over the term of the
Buffered PLUS. We made such discretionary election and determined this temporary reimbursement period on the basis of a number of factors,
which may include the tenor of the Buffered PLUS and/or any agreement we may have with the distributors of the Buffered PLUS. The amount
of our estimated costs that we effectively reimburse to investors in this way may not be allocated ratably throughout the reimbursement
period, and we may discontinue such reimbursement at any time or revise the duration of the reimbursement period after the initial issue
date of the Buffered PLUS based on changes in market conditions and other factors that cannot be predicted.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>We urge you to read &ldquo;Risk Factors&rdquo; beginning on page
12 of this document.</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>You may revoke your offer to purchase the Buffered PLUS at any time
prior to the pricing date. We reserve the right to change the terms of, or reject any offer to purchase, the Buffered PLUS prior to their
pricing date. In the event of any changes to the terms of the Buffered PLUS, we will notify you and you will be asked to accept such changes
in connection with your purchase. You may also choose to reject such changes in which case we may reject your offer to purchase.</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 5pt 0pt 0; text-align: right; color: Red"><IMG SRC="image_003.jpg" ALT=""></P><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="font-size: 1pt; border-top: #296DC1 0.75pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #296DC1">Buffered PLUS Based on the Value of the Russell 2000<SUP>&reg;</SUP> Index due April 5, 2028</P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: gray"><B>Buffered Performance Leveraged Upside Securities<SUP>SM</SUP></B></P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: gray"><B>Principal at Risk Securities</B></P><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="font-size: 1pt; border-top: #296DC1 0.75pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --></DIV>
    <!-- Field: /Page -->

<P STYLE="color: #296DC1; font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Consent to U.K. Bail-in Power</P>

<P STYLE="color: #296DC1; font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="background-color: white"><B>Notwithstanding and to the
exclusion of any other term of the Buffered PLUS or any other agreements, arrangements or understandings between us and any holder or
beneficial owner of the Buffered PLUS (or the trustee on behalf of the holders of the Buffered PLUS), by acquiring the Buffered PLUS,
each holder or beneficial owner of the Buffered PLUS acknowledges, accepts, agrees to be bound by and consents to the exercise of, any
U.K. Bail-in Power by the relevant U.K. resolution authority.</B></FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="background-color: white">Under the U.K. Banking Act 2009,
as amended, the relevant U.K. resolution authority may exercise a U.K. Bail-in Power in circumstances in which the relevant U.K. resolution
authority is satisfied that the resolution conditions are met. These conditions include that a U.K. bank or investment firm is failing
or is likely to fail to satisfy the Financial Services and Markets Act 2000 (the &ldquo;FSMA&rdquo;) threshold conditions for authorization
to carry on certain regulated activities (within the meaning of section 55B FSMA) or, in the case of a U.K. banking group company that
is a European Economic Area (&ldquo;EEA&rdquo;) or third country institution or investment firm, that the relevant EEA or third country
relevant authority is satisfied that the resolution conditions are met in respect of that entity.</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="background-color: white">The U.K. Bail-in Power includes
any write-down, conversion, transfer, modification and/or suspension power, which allows for (i) the reduction or cancellation of all,
or a portion, of the principal amount of, or interest on, or any other amounts payable on, the Buffered PLUS; (ii) the conversion of all,
or a portion, of the principal amount of, or interest on, or any other amounts payable on, the Buffered PLUS into shares or other securities
or other obligations of Barclays Bank PLC or another person (and the issue to, or conferral on, the holder or beneficial owner of the
Buffered PLUS of such shares, securities or obligations); (iii) the cancellation of the Buffered PLUS and/or (iv) the amendment or alteration
of the maturity of the Buffered PLUS, or the amendment of the amount of interest or any other amounts due on the Buffered PLUS, or the
dates on which interest or any other amounts become payable, including by suspending payment for a temporary period; which U.K. Bail-in
Power may be exercised by means of a variation of the terms of the Buffered PLUS solely to give effect to the exercise by the relevant
U.K. resolution authority of such U.K. Bail-in Power. Each holder and beneficial owner of the Buffered PLUS further acknowledges and agrees
that the rights of the holders or beneficial owners of the Buffered PLUS are subject to, and will be varied, if necessary, solely to give
effect to, the exercise of any U.K. Bail-in Power by the relevant U.K. resolution authority. For the avoidance of doubt, this consent
and acknowledgment is not a waiver of any rights holders or beneficial owners of the Buffered PLUS may have at law if and to the extent
that any U.K. Bail-in Power is exercised by the relevant U.K. resolution authority in breach of laws applicable in England.</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="background-color: white">For more information, please see
&ldquo;Risk Factors&mdash;Risks Relating to the Issuer&mdash;You may lose some or all of your investment if any U.K. bail-in power is
exercised by the relevant U.K. resolution authority&rdquo; in this document as well as &ldquo;U.K. Bail-in Power,&rdquo; &ldquo;Risk Factors&mdash;Risks
Relating to the Securities Generally&mdash;Regulatory action in the event a bank or investment firm in the Group is failing or likely
to fail, including the exercise by the relevant U.K. resolution authority of a variety of statutory resolution powers, could materially
adversely affect the value of any securities&rdquo; and &ldquo;Risk Factors&mdash;Risks Relating to the Securities Generally&mdash;Under
the terms of the securities, you have agreed to be bound by the exercise of any U.K. Bail-in Power by the relevant U.K. resolution authority&rdquo;
in the accompanying prospectus supplement.</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 5pt 0pt 0; text-align: right; color: Red"><IMG SRC="image_003.jpg" ALT=""></P><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="font-size: 1pt; border-top: #296DC1 0.75pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #296DC1">Buffered PLUS Based on the Value of the Russell 2000<SUP>&reg;</SUP> Index due April 5, 2028</P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: gray"><B>Buffered Performance Leveraged Upside Securities<SUP>SM</SUP></B></P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: gray"><B>Principal at Risk Securities</B></P><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="font-size: 1pt; border-top: #296DC1 0.75pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --></DIV>
    <!-- Field: /Page -->

<P STYLE="color: #296DC1; font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Investment Summary</P>

<P STYLE="color: #296DC1; font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #296DC1"><B>Buffered Performance Leveraged Upside Securities<SUP>SM</SUP></B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: gray"><B>Principal at Risk Securities</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: gray">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The Buffered PLUS Based on the Value of the Russell 2000<SUP>&reg;</SUP>
Index due April 5, 2028 (the &ldquo;Buffered PLUS&rdquo;) can be used:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD>As an alternative to direct exposure to the underlier that
enhances returns for a certain range of positive performance of the underlier</TD>
</TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD>To enhance returns and potentially outperform the underlier
in a moderately bullish scenario</TD>
</TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD>To achieve similar levels of upside exposure to the underlier
as a direct investment, subject to the maximum payment at maturity, while using fewer dollars by taking advantage of the leverage factor</TD>
</TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD>To obtain a buffer against a specified level of negative
performance in the underlier</TD>
</TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">If the final underlier value is less than the initial underlier value
by more than the buffer amount, at maturity investors will lose 1% of the stated principal amount of their investment for every 1% decline
beyond the specified buffer amount, subject to the minimum payment at maturity of 15% of the stated principal amount.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 90%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt; width: 35%; padding-bottom: 2pt"><FONT STYLE="color: #296DC1"><B>Maturity:</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; width: 65%; padding-bottom: 2pt">Approximately 2.5 years</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="color: #296DC1"><B>Leverage factor:</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt">200%</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="color: #296DC1"><B>Maximum payment at maturity:</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt">At least $1,237.50 per Buffered PLUS (at least 123.75% of the stated principal amount). The actual maximum payment at maturity will be determined on the pricing date.</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="color: #296DC1"><B>Buffer amount:</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt">15%</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="color: #296DC1"><B>Minimum payment at maturity:</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt">$150.00 per Buffered PLUS. Investors may lose up to 85% of the stated principal amount of the Buffered PLUS.</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="color: #296DC1"><B>Interest:</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt">None</TD></TR>
  </TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>
<P STYLE="color: #296DC1; font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Key Investment Rationale</P>

<P STYLE="color: #296DC1; font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Investors may lose up to 85% of the stated principal amount of the
Buffered PLUS.</B> The Buffered PLUS are for investors who seek an equity index-based return and who are willing and able to risk a significant
portion of their principal and forgo current income and upside above the maximum payment at maturity in exchange for the leverage and
buffer features, which, in each case, apply to a limited range of performance of the underlier.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: top; width: 19%; border: white 1.5pt solid; background-color: #DCEBF4; padding-bottom: 2pt"><FONT STYLE="color: #296DC1"><B>Leveraged Performance</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; width: 81%; padding-bottom: 2pt">The Buffered PLUS offer investors an opportunity to capture enhanced returns for a certain range of positive performance of the underlier relative to a direct investment in the underlier.</TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-right: white 1.5pt solid; border-bottom: white 1.5pt solid; border-left: white 1.5pt solid; background-color: #DCEBF4; padding-bottom: 2pt"><FONT STYLE="color: #296DC1"><B>Upside Scenario</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt">The final underlier value is greater than the initial underlier value. In this case, at maturity, the Buffered PLUS pay the stated principal amount of $1,000 plus a return equal to 200% of the underlier return, subject to the maximum payment at maturity of at least $1,237.50 per Buffered PLUS (at least 123.75% of the stated principal amount). The actual maximum payment at maturity will be determined on the pricing date.</TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-right: white 1.5pt solid; border-bottom: white 1.5pt solid; border-left: white 1.5pt solid; background-color: #DCEBF4; padding-bottom: 2pt"><FONT STYLE="color: #296DC1"><B>Par Scenario</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt">The final underlier value is equal to the initial underlier value or less than the initial underlier value but not by more than the buffer amount. In this case, at maturity, the Buffered PLUS pay the stated principal amount of $1,000 per Buffered PLUS even though the value of the underlier has declined.</TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-right: white 1.5pt solid; border-bottom: white 1.5pt solid; border-left: white 1.5pt solid; background-color: #DCEBF4; padding-bottom: 2pt"><FONT STYLE="color: #296DC1"><B>Downside Scenario</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt">The final underlier value is less than the initial underlier value by more than the buffer amount. In this case, at maturity, the Buffered PLUS pay less than the stated principal amount by an amount that is equal to the percentage decrease from the initial underlier value to the final underlier value beyond the buffer amount of 15%. For example, if the final underlier value is equal to 50% of the initial underlier value, the Buffered PLUS will pay $650.00 per Buffered PLUS, or 65% of the stated principal amount, for a loss of 35% of the stated principal amount. The minimum payment at maturity is $150.00 per Buffered PLUS.</TD></TR>
  </TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<!-- Field: Page; Sequence: 6; Value: 2 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 50%; font-size: 10pt; color: #296DC1">September 2025</TD><TD STYLE="width: 50%; text-align: right; font-size: 10pt; color: #296DC1">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->6<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 5pt 0pt 0; text-align: right; color: Red"><IMG SRC="image_003.jpg" ALT=""></P><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="font-size: 1pt; border-top: #296DC1 0.75pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #296DC1">Buffered PLUS Based on the Value of the Russell 2000<SUP>&reg;</SUP> Index due April 5, 2028</P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: gray"><B>Buffered Performance Leveraged Upside Securities<SUP>SM</SUP></B></P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: gray"><B>Principal at Risk Securities</B></P><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="font-size: 1pt; border-top: #296DC1 0.75pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --></DIV>
    <!-- Field: /Page -->

<P STYLE="color: #296DC1; font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Selected Purchase Considerations</P>

<P STYLE="color: #296DC1; font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The Buffered PLUS are not appropriate for all investors. The Buffered
PLUS <I>may</I> be an appropriate investment for you if all of the following statements are true:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD>You do not seek an investment that produces periodic interest or coupon payments or other sources of current income.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD>You anticipate that the final underlier value will be greater than the initial underlier value, and you are willing and able to accept
the risk that, if the final underlier value is less than the initial underlier value by more than the buffer amount, you will lose some,
and may lose up to 85%, of the stated principal amount of the Buffered PLUS.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD>You understand and accept that any potential return on the Buffered PLUS is limited by the maximum payment at maturity.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD>You are willing and able to accept the risks associated with an investment linked to the performance of the underlier, as explained
in more detail in the &ldquo;Risk Factors&rdquo; section of this document.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD>You understand and accept that you will not be entitled to receive dividends or distributions that may be paid to holders of <FONT STYLE="background-color: white">the
securities composing the underlier</FONT>, nor will you have any voting rights with respect to <FONT STYLE="background-color: white">the
securities composing the underlier</FONT>.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD>You do not seek an investment for which there will be an active secondary market and you are willing and able to hold the Buffered
PLUS to maturity.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD>You are willing and able to assume our credit risk for all payments on the Buffered PLUS.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD>You are willing and able to consent to the exercise of any U.K. Bail-in Power by any relevant U.K. resolution authority.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The Buffered PLUS <I>may <U>not</U></I> be an appropriate investment
for you if <I>any</I> of the following statements are true:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD>You seek an investment that produces periodic interest or coupon payments or other sources of current income.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD>You seek an investment that provides for the full repayment of principal at maturity.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD>You anticipate that the final underlier value will be less than the initial underlier value, or you are unwilling or unable to accept
the risk that, if the final underlier value is less than the initial underlier value by more than the buffer amount, you will lose some,
and may lose up to 85%, of the stated principal amount of the Buffered PLUS.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD>You seek an investment with uncapped exposure to any positive performance of the underlier.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD>You are unwilling or unable to accept the risks associated with an investment linked to the performance of the underlier, as explained
in more detail in the &ldquo;Risk Factors&rdquo; section of this document.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD>You seek an investment that entitles you to dividends or distributions on, or voting rights related to, <FONT STYLE="background-color: white">the
securities composing the underlier</FONT>.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD>You seek an investment for which there will be an active secondary market and/or you are unwilling or unable to hold the Buffered
PLUS to maturity.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD>You are unwilling or unable to assume our credit risk for all payments on the Buffered PLUS.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD>You are unwilling or unable to consent to the exercise of any U.K. Bail-in Power by any relevant U.K. resolution authority.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B><I>You must rely on your own evaluation of the merits of an investment
in the Buffered PLUS</I>. </B>You should reach a decision whether to invest in the Buffered PLUS after carefully considering, with your
advisors, the appropriateness of the Buffered PLUS in light of your investment objectives and the specific information set forth in this
document, the prospectus, the prospectus supplement and the underlying supplement. Neither the issuer nor Barclays Capital Inc. makes
any recommendation as to the appropriateness of the Buffered PLUS for investment.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>


<!-- Field: Page; Sequence: 7; Value: 2 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 50%; font-size: 10pt; color: #296DC1">September 2025</TD><TD STYLE="width: 50%; text-align: right; font-size: 10pt; color: #296DC1">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->7<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 5pt 0pt 0; text-align: right; color: Red"><IMG SRC="image_003.jpg" ALT=""></P><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="font-size: 1pt; border-top: #296DC1 0.75pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #296DC1">Buffered PLUS Based on the Value of the Russell 2000<SUP>&reg;</SUP> Index due April 5, 2028</P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: gray"><B>Buffered Performance Leveraged Upside Securities<SUP>SM</SUP></B></P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: gray"><B>Principal at Risk Securities</B></P><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="font-size: 1pt; border-top: #296DC1 0.75pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --></DIV>
    <!-- Field: /Page -->

<P STYLE="color: #296DC1; font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">How the Buffered PLUS Work</P>

<P STYLE="color: #296DC1; font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="color: #296DC1; font: bold 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Payoff Diagram</P>

<P STYLE="color: #296DC1; font: bold 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The payoff diagram below illustrates the payment at maturity on the
Buffered PLUS based on the following terms:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 95%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt; width: 43%; padding-bottom: 2pt"><FONT STYLE="color: #296DC1"><B>Stated principal amount:</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; width: 57%; padding-bottom: 2pt">$1,000 per Buffered PLUS</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="color: #296DC1"><B>Leverage factor:</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt">200%</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="color: #296DC1"><B>Buffer amount:</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt">15%</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="color: #296DC1"><B>Hypothetical maximum payment at maturity:</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt">$1,237.50 per Buffered PLUS (123.75% of the stated principal amount). The actual maximum payment at maturity will be determined on the pricing date.</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="color: #296DC1"><B>Minimum payment at maturity:</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt">$150.00 per Buffered PLUS</TD></TR>
  </TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 90%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="background-color: #DCEBF4">
    <TD STYLE="width: 100%; text-align: center"><FONT STYLE="color: #296DC1"><B>Buffered PLUS Payoff Diagram</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: center"><IMG SRC="image_002.jpg" ALT="" STYLE="height: 401px; width: 497px"></TD></TR>
  </TABLE>
<P STYLE="color: #296DC1; font: bold 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: bold 10pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0">Scenario Analysis</P>

<P STYLE="color: #296DC1; font: bold 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD><FONT STYLE="color: #296DC1"><B>Upside Scenario. </B></FONT>If the final underlier value is greater than the initial underlier value,
at maturity investors will receive the $1,000 stated principal amount <I>plus</I> 200% of the appreciation of the underlier from the initial
underlier value to the final underlier value, subject to the maximum payment at maturity. Under the hypothetical terms of the Buffered
PLUS, investors will realize the maximum payment at maturity at a final underlier value of 111.875% of the initial underlier value.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD>For example, if the underlier appreciates by 3%, at maturity investors would receive a 6% return, or $1,060.00 per Buffered PLUS.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD>If the underlier appreciates by 50%, investors would receive only the hypothetical maximum payment at maturity of $1,237.50 per Buffered
PLUS, or 123.75% of the stated principal amount.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>


<!-- Field: Page; Sequence: 8; Value: 2 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 50%; font-size: 10pt; color: #296DC1">September 2025</TD><TD STYLE="width: 50%; text-align: right; font-size: 10pt; color: #296DC1">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->8<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 5pt 0pt 0; text-align: right; color: Red"><IMG SRC="image_003.jpg" ALT=""></P><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="font-size: 1pt; border-top: #296DC1 0.75pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #296DC1">Buffered PLUS Based on the Value of the Russell 2000<SUP>&reg;</SUP> Index due April 5, 2028</P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: gray"><B>Buffered Performance Leveraged Upside Securities<SUP>SM</SUP></B></P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: gray"><B>Principal at Risk Securities</B></P><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="font-size: 1pt; border-top: #296DC1 0.75pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --></DIV>
    <!-- Field: /Page -->

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD><FONT STYLE="color: #296DC1"><B>Par Scenario. </B></FONT>If the final underlier value is equal to the initial underlier value or less
than the initial underlier value but not by more than the buffer amount of 15%, at maturity investors will receive the stated principal
amount of $1,000 per Buffered PLUS.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD>For example, if the underlier depreciates by 5%, at maturity investors would receive the $1,000 stated principal amount per Buffered
PLUS.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD><FONT STYLE="color: #296DC1"><B>Downside Scenario. </B></FONT>If the final underlier value is less than the initial underlier value
by more than the buffer amount of 15%, at maturity investors will receive an amount that is less than the $1,000 stated principal amount
and that will reflect a 1% loss of principal for each 1% decline in the underlier beyond the buffer amount. Investors may lose up to 85%
of their initial investment in the Buffered PLUS.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD>For example, if the underlier depreciates by 50%, investors would lose 35% of their principal and receive only $650.00 per Buffered
PLUS at maturity, or 65% of the stated principal amount.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>


<!-- Field: Page; Sequence: 9; Value: 2 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 50%; font-size: 10pt; color: #296DC1">September 2025</TD><TD STYLE="width: 50%; text-align: right; font-size: 10pt; color: #296DC1">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->9<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 5pt 0pt 0; text-align: right; color: Red"><IMG SRC="image_003.jpg" ALT=""></P><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="font-size: 1pt; border-top: #296DC1 0.75pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #296DC1">Buffered PLUS Based on the Value of the Russell 2000<SUP>&reg;</SUP> Index due April 5, 2028</P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: gray"><B>Buffered Performance Leveraged Upside Securities<SUP>SM</SUP></B></P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: gray"><B>Principal at Risk Securities</B></P><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="font-size: 1pt; border-top: #296DC1 0.75pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --></DIV>
    <!-- Field: /Page -->

<P STYLE="color: #296DC1; font: bold 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">What Is the Total Return on the Buffered PLUS at
Maturity, Assuming a Range of Performances for the Underlier?</P>

<P STYLE="color: #296DC1; font: bold 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The following table and examples illustrate the hypothetical payment
at maturity and hypothetical total return at maturity on the Buffered PLUS. The &ldquo;total return&rdquo; as used in this document is
the number, expressed as a percentage, that results from comparing the payment at maturity per $1,000 stated principal amount to $1,000.00.
The table and examples set forth below assume a hypothetical initial underlier value of 100.000 and a hypothetical maximum payment at
maturity of $1,237.50 per Buffered PLUS (123.75% of the stated principal amount) and reflect the leverage factor of 200% and the buffer
amount of 15%. The hypothetical initial underlier value of 100.000 has been chosen for illustrative purposes only and may not represent
a likely actual initial underlier value. Please see &ldquo;Russell 2000<SUP>&reg;</SUP> Index Overview&rdquo; below for recent actual
values of the underlier. The actual initial underlier value and maximum payment at maturity will be determined on the pricing date. Each
hypothetical payment at maturity or total return set forth below is for illustrative purposes only and may not be the actual payment at
maturity or total return applicable to a purchaser of the Buffered PLUS. The numbers appearing in the following table and examples have
been rounded for ease of analysis. The table and examples below do not take into account any tax consequences from investing in the Buffered
PLUS.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; width: 20%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-left: Black 1pt solid; border-bottom: Black 2.25pt double; text-align: center">Final Underlier Value</TD>
    <TD STYLE="white-space: nowrap; width: 20%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 2.25pt double; text-align: center">Underlier Return</TD>
    <TD STYLE="width: 20%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 2.25pt double; text-align: center">Underlier Performance Factor</TD>
    <TD STYLE="width: 20%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 2.25pt double; text-align: center">Payment at Maturity</TD>
    <TD STYLE="width: 20%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 2.25pt double; text-align: center">Total Return on Buffered PLUS</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center">150.000</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">50.000%</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">N/A</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">$1,237.50</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">23.75%</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center">140.000</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">40.000%</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">N/A</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">$1,237.50</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">23.75%</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center">130.000</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">30.000%</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">N/A</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">$1,237.50</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">23.75%</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center">120.000</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">20.000%</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">N/A</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">$1,237.50</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">23.75%</TD></TR>
  <TR STYLE="background-color: #CCCCCC">
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center">111.875</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">11.875%</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">N/A</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">$1,237.50</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">23.75%</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center">110.000</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">10.000%</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">N/A</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">$1,200.00</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">20.00%</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center">105.000</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">5.000%</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">N/A</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">$1,100.00</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">10.00%</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center">102.500</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">2.500%</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">N/A</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">$1,050.00</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">5.00%</TD></TR>
  <TR STYLE="background-color: #CCCCCC">
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center">100.000</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">0.000%</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">N/A</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">$1,000.00</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">0.00%</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center">95.000</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">-5.000%</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">N/A</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">$1,000.00</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">0.00%</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center">90.000</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">-10.000%</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">N/A</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">$1,000.00</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">0.00%</TD></TR>
  <TR STYLE="background-color: #CCCCCC">
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center">85.000</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">-15.000%</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">N/A</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">$1,000.00</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">0.00%</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center">80.000</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">-20.000%</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">80.00%</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">$950.00</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">-5.00%</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center">70.000</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">-30.000%</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">70.00%</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">$850.00</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">-15.00%</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center">60.000</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">-40.000%</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">60.00%</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">$750.00</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">-25.00%</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center">50.000</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">-50.000%</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">50.00%</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">$650.00</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">-35.00%</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center">40.000</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">-60.000%</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">40.00%</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">$550.00</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">-45.00%</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center">30.000</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">-70.000%</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">30.00%</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">$450.00</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">-55.00%</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center">20.000</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">-80.000%</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">20.00%</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">$350.00</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">-65.00%</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center">10.000</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">-90.000%</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">10.00%</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">$250.00</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">-75.00%</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center">0.000</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">-100.000%</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">0.00%</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">$150.00</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">-85.00%</TD></TR>
  </TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<!-- Field: Page; Sequence: 10; Value: 2 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 50%; font-size: 10pt; color: #296DC1">September 2025</TD><TD STYLE="width: 50%; text-align: right; font-size: 10pt; color: #296DC1">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->10<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 5pt 0pt 0; text-align: right; color: Red"><IMG SRC="image_003.jpg" ALT=""></P><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="font-size: 1pt; border-top: #296DC1 0.75pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #296DC1">Buffered PLUS Based on the Value of the Russell 2000<SUP>&reg;</SUP> Index due April 5, 2028</P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: gray"><B>Buffered Performance Leveraged Upside Securities<SUP>SM</SUP></B></P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: gray"><B>Principal at Risk Securities</B></P><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="font-size: 1pt; border-top: #296DC1 0.75pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --></DIV>
    <!-- Field: /Page -->

<P STYLE="color: #296DC1; font: bold 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Hypothetical Examples of Amount Payable at Maturity</P>

<P STYLE="color: #296DC1; font: bold 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The following examples illustrate how the payment at maturity and total
return in different hypothetical scenarios are calculated.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: bold 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Example 1: The value of the underlier increases from the initial
underlier value of 100.000 to a final underlier value of 150.000.</P>

<P STYLE="font: bold 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Because the final underlier value is greater than the initial underlier
value, the payment at maturity is calculated as follows:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">the lesser of (a) $1,000 + leveraged upside payment
and (b) maximum payment at maturity</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">= the lesser of (a) $1,000 + ($1,000 &times; leverage
factor &times; underlier return) and (b) $1,237.50</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">First, calculate the underlier return:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">underlier return = (final underlier value &ndash;
initial underlier value) / initial underlier value = (150.000 &ndash; 100.000) / 100.000 = 50.000%</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Next, calculate the leveraged upside payment:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">leveraged upside payment = $1,000 &times; leverage
factor &times; underlier return = ($1,000 &times; 200% &times; 50.000%) = $1,000.00</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Because $1,000 plus the leveraged upside payment of $1,000.00 is greater
than the maximum payment at maturity, the payment at maturity is equal to the maximum payment at maturity of $1,237.50 per Buffered PLUS,
representing a total return of 23.75% on the Buffered PLUS.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: bold 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Example 2: The value of the underlier increases from the initial
underlier value of 100.000 to a final underlier value of 102.500.</P>

<P STYLE="font: bold 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Because the final underlier value is greater than the initial underlier
value, the payment at maturity is calculated as follows:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">the lesser of (a) $1,000 + leveraged upside payment
and (b) maximum payment at maturity</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">= the lesser of (a) $1,000 + ($1,000 &times; leverage
factor &times; underlier return) and (b) $1,237.50</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">First, calculate the underlier return:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">underlier return = (final underlier value &ndash;
initial underlier value) / initial underlier value = (102.500 &ndash; 100.000) / 100.000 = 2.500%</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Next, calculate the leveraged upside payment:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">leveraged upside payment = $1,000 &times; leverage
factor &times; underlier return = ($1,000 &times; 200% &times; 2.500%) = $50.00</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Because $1,000 plus the leveraged upside payment of $50.00 is less than
the maximum payment at maturity, the payment at maturity is equal to $1,050.00 per Buffered PLUS, representing a total return of 5.00%
on the Buffered PLUS.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: bold 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Example 3: The value of the underlier decreases from the initial
underlier value of 100.000 to a final underlier value of 90.000.</P>

<P STYLE="font: bold 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Because the final underlier value is equal to the initial underlier
value or less than the initial underlier value but not by more than the buffer amount of 15%, the payment at maturity is equal to the
stated principal amount of $1,000.00 per Buffered PLUS.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The total return on the Buffered PLUS is 0.00%.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: bold 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Example 4: The value of the underlier decreases from the initial
underlier value of 100.000 to a final underlier value of 50.000.</P>

<P STYLE="font: bold 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Because the final underlier value is less than the initial underlier
value by more than the buffer amount of 15%, the payment at maturity is equal to $650.00 per Buffered PLUS, calculated as follows:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">($1,000 &times; underlier performance factor) +
$150.00</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">= [$1,000 &times; (final underlier value / initial
underlier value)] + $150.00</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">= [$1,000 &times; (50.000 / 100.000)] + $150.00
= $650.00</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The total return on the Buffered PLUS is -35.00%.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>


<!-- Field: Page; Sequence: 11; Value: 2 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 50%; font-size: 10pt; color: #296DC1">September 2025</TD><TD STYLE="width: 50%; text-align: right; font-size: 10pt; color: #296DC1">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->11<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 5pt 0pt 0; text-align: right; color: Red"><IMG SRC="image_003.jpg" ALT=""></P><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="font-size: 1pt; border-top: #296DC1 0.75pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #296DC1">Buffered PLUS Based on the Value of the Russell 2000<SUP>&reg;</SUP> Index due April 5, 2028</P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: gray"><B>Buffered Performance Leveraged Upside Securities<SUP>SM</SUP></B></P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: gray"><B>Principal at Risk Securities</B></P><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="font-size: 1pt; border-top: #296DC1 0.75pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --></DIV>
    <!-- Field: /Page -->

<P STYLE="color: #296DC1; font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Risk Factors</P>

<P STYLE="color: #296DC1; font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><I>An investment in the Buffered PLUS involves significant risks. We
urge you to consult your investment, legal, tax, accounting and other advisors before you invest in the Buffered PLUS. Investing in the
Buffered PLUS is not equivalent to investing directly in the underlier or any of the securities composing the underlier. Some of the risks
that apply to an investment in the Buffered PLUS are summarized below, but we urge you to read the more detailed explanation of risks
relating to the Buffered PLUS generally in the &ldquo;Risk Factors&rdquo; section of the prospectus supplement. You should not purchase
the Buffered PLUS unless you understand and can bear the risks of investing in the Buffered PLUS.</I></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #296DC1"><B>Risks Relating to the Buffered PLUS Generally</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #296DC1">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD><B>The Buffered PLUS do not pay interest and provide a minimum payment at maturity of only 15% of your principal. </B>The terms of
the Buffered PLUS differ from those of ordinary debt securities in that the Buffered PLUS do not pay interest and provide a minimum payment
at maturity of only 15% of your principal. If the final underlier value is less than the initial underlier value by more than the buffer
amount of 15%, the payment at maturity will be an amount in cash that is less than the $1,000 stated principal amount of each Buffered
PLUS by a percentage equal to the percentage decrease from the initial underlier value to the final underlier value beyond the buffer
amount. You may lose up to 85% of your initial investment in the Buffered PLUS.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD><B>The appreciation potential of the Buffered PLUS is limited by the maximum payment at maturity.</B> The appreciation potential of
the Buffered PLUS is limited by the maximum payment at maturity of at least $1,237.50 per Buffered PLUS (at least 123.75% of the stated
principal amount). The actual maximum payment at maturity will be determined on the pricing date. Although the leverage factor provides
200% exposure to any increase in the final underlier value as compared to the initial underlier value, because the payment at maturity
will be limited to at least 123.75% of the stated principal amount for the Buffered PLUS, any increase in the final underlier value as
compared to the initial underlier value by more than 11.875% (in the case where the maximum payment at maturity is 123.75% of the stated
principal amount) of the initial underlier value will not further increase the return on the Buffered PLUS.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD><B>Any payment on the Buffered PLUS will be determined based on the closing levels of the underlier on the dates specified.</B> Any
payment on the Buffered PLUS will be determined based on the closing levels of the underlier on the dates specified. You will not benefit
from any more favorable value of the underlier determined at any other time.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD><B>Investing <FONT STYLE="background-color: white">in the Buffered PLUS is not equivalent to investing in the underlier or the securities
composing the underlier.</FONT></B><FONT STYLE="background-color: white"> Investors in the Buffered PLUS will not have voting rights or
rights to </FONT>receive <FONT STYLE="background-color: white">dividends or other distributions or any other rights with respect to the
securities composing the underlier.</FONT></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD><B>The U.S. federal income tax consequences of an investment in the Buffered PLUS are uncertain. </B>There is no direct legal authority
regarding the proper U.S. federal income tax treatment of the Buffered PLUS, and we do not plan to request a ruling from the Internal
Revenue Service (the &ldquo;IRS&rdquo;). Consequently, significant aspects of the tax treatment of the Buffered PLUS are uncertain, and
the IRS or a court might not agree with the treatment of the Buffered PLUS as prepaid forward contracts, as described below under &ldquo;Additional
provisions&mdash;Tax considerations.&rdquo; If the IRS were successful in asserting an alternative treatment for the Buffered PLUS, the
tax consequences of the ownership and disposition of the Buffered PLUS could be materially and adversely affected.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in">In addition, in 2007 the Treasury Department and the IRS
released a notice requesting comments on various issues regarding the U.S. federal income tax treatment of &ldquo;prepaid forward contracts&rdquo;
and similar instruments. Any Treasury regulations or other guidance promulgated after consideration of these issues could materially and
adversely affect the tax consequences of an investment in the Buffered PLUS, possibly with retroactive effect. You should review carefully
the sections of the accompanying prospectus supplement entitled &ldquo;Material U.S. Federal Income Tax Consequences&mdash;Tax Consequences
to U.S. Holders&mdash;Notes Treated as Prepaid Forward or Derivative Contracts&rdquo; and, if you are a non-U.S. holder, &ldquo;&mdash;Tax
Consequences to Non-U.S. Holders,&rdquo; and consult your tax advisor regarding the U.S. federal tax consequences of an investment in
the Buffered PLUS (including possible alternative treatments and the issues presented by the 2007 notice), as well as tax consequences
arising under the laws of any state, local or non-U.S. taxing jurisdiction.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #296DC1"><B>Risks Relating to the Issuer</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #296DC1">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD><B>Credit of issuer. </B>The Buffered PLUS are unsecured and unsubordinated debt obligations of the issuer, Barclays Bank PLC, and
are not, either directly or indirectly, an obligation of any third party. Any payment to be made on the Buffered PLUS, including any repayment
of principal, is subject to the ability of Barclays Bank PLC to satisfy its obligations as they come due and is not guaranteed by any
third party. As a result, the actual and perceived creditworthiness of Barclays Bank PLC may affect the market value of the Buffered PLUS
and, in the event Barclays Bank PLC were to default on its obligations, you might not receive any amount owed to you under the terms of
the Buffered PLUS.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD><B>You may lose some or all of your investment if any U.K. Bail-in Power is exercised by the relevant U.K. resolution authority. </B>Notwithstanding
and to the exclusion of any other term of the Buffered PLUS or any other agreements, arrangements or</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>


<!-- Field: Page; Sequence: 12; Value: 2 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 50%; font-size: 10pt; color: #296DC1">September 2025</TD><TD STYLE="width: 50%; text-align: right; font-size: 10pt; color: #296DC1">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->12<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 5pt 0pt 0; text-align: right; color: Red"><IMG SRC="image_003.jpg" ALT=""></P><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="font-size: 1pt; border-top: #296DC1 0.75pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #296DC1">Buffered PLUS Based on the Value of the Russell 2000<SUP>&reg;</SUP> Index due April 5, 2028</P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: gray"><B>Buffered Performance Leveraged Upside Securities<SUP>SM</SUP></B></P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: gray"><B>Principal at Risk Securities</B></P><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="font-size: 1pt; border-top: #296DC1 0.75pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">understandings between Barclays Bank PLC
and any holder or beneficial owner of the Buffered PLUS (or the trustee on behalf of the holders of the Buffered PLUS), by acquiring the
Buffered PLUS, each holder or beneficial owner of the Buffered PLUS acknowledges, accepts, agrees to be bound by, and consents to the
exercise of, any U.K. Bail-in Power by the relevant U.K. resolution authority as set forth under &ldquo;Consent to U.K. Bail-in Power&rdquo;
in this document. Accordingly, any U.K. Bail-in Power may be exercised in such a manner as to result in you and other holders and beneficial
owners of the Buffered PLUS losing all or a part of the value of your investment in the Buffered PLUS or receiving a different security
from the Buffered PLUS, which may be worth significantly less than the Buffered PLUS and which may have significantly fewer protections
than those typically afforded to debt securities. Moreover, the relevant U.K. resolution authority may exercise the U.K. Bail-in Power
without providing any advance notice to, or requiring the consent of, the holders and beneficial owners of the Buffered PLUS. The exercise
of any U.K. Bail-in Power by the relevant U.K. resolution authority with respect to the Buffered PLUS will not be a default or an Event
of Default (as each term is defined in the senior debt securities indenture) and the trustee will not be liable for any action that the
trustee takes, or abstains from taking, in either case, in accordance with the exercise of the U.K. Bail-in Power by the relevant U.K.
resolution authority with respect to the Buffered PLUS. See &ldquo;Consent to U.K. Bail-in Power&rdquo; in this document as well as &ldquo;U.K.
Bail-in Power,&rdquo; &ldquo;Risk Factors&mdash;Risks Relating to the Securities Generally&mdash;Regulatory action in the event a bank
or investment firm in the Group is failing or likely to fail, including the exercise by the relevant U.K. resolution authority of a variety
of statutory resolution powers, could materially adversely affect the value of any securities&rdquo; and &ldquo;Risk Factors&mdash;Risks
Relating to the Securities Generally&mdash;Under the terms of the securities, you have agreed to be bound by the exercise of any U.K.
Bail-in Power by the relevant U.K. resolution authority&rdquo; in the accompanying prospectus supplement.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #296DC1"><B>Risks Relating to the Underlier</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #296DC1">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD><B>Adjustments <FONT STYLE="background-color: white">to the underlier could adversely affect the value of the Buffered PLUS. </FONT></B>The
sponsor of the underlier may add, delete, substitute or adjust the securities composing the underlier or make other methodological changes
to the underlier that could affect its performance. The calculation agent will calculate the value to be used as the closing level of
the underlier in the event of certain material changes in or modifications to the underlier. In addition, the sponsor of the underlier
may also discontinue or suspend calculation or publication of the underlier at any time. Under these circumstances, the calculation agent
may select a successor index that the calculation agent determines to be comparable to the underlier or, if no successor index is available,
the calculation agent will determine the value to be used as the closing level of the underlier. Any of these actions could adversely
affect the value of the underlier and, consequently, the value of the Buffered PLUS. See &ldquo;Reference Assets&mdash;Indices&mdash;Adjustments
Relating to Securities with an Index as a Reference Asset&rdquo; in the accompanying prospectus supplement.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD><B>Governmental legislative or regulatory actions, such as sanctions, could adversely affect your investment in the Buffered PLUS.</B>
Governmental legislative or regulatory actions, including, without limitation, sanctions-related actions by the U.S. or a foreign government,
could prohibit or otherwise restrict persons from holding the Buffered PLUS or securities included in the underlier, or engaging in transactions
in them, and any such action could adversely affect the value of the underlier. These legislative or regulatory actions could result in
restrictions on the Buffered PLUS. You may lose a significant portion or all of your initial investment in the Buffered PLUS if you are
forced to divest the Buffered PLUS due to government mandates, especially if such divestment must be made at a time when the value of
the Buffered PLUS has declined.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD><B>The Buffered PLUS are subject to small-capitalization companies risk. </B>The underlier tracks companies that are considered small-capitalization
companies. These companies often have greater stock price volatility, lower trading volume and less liquidity than large-capitalization
companies, and therefore the Buffered PLUS linked to the underlier may be more volatile than an investment linked to an index with component
stocks issued by large-capitalization companies. Stock prices of small-capitalization companies are also more vulnerable than those of
large-capitalization companies to adverse business and economic developments. In addition, small-capitalization companies are typically
less stable financially than large-capitalization companies and may depend on a small number of key personnel, making them more vulnerable
to loss of personnel. Small-capitalization companies are often subject to less analyst coverage and may be in early, and less predictable,
periods of their corporate existences. Such companies tend to have smaller revenues, less diverse product lines, smaller shares of their
product or service markets, fewer financial resources and less competitive strengths than large-capitalization companies and are more
susceptible to adverse developments related to their products.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD><B>We may accelerate the Buffered PLUS if a change-in-law event occurs.</B> Upon the occurrence of legal or regulatory changes that
may, among other things, prohibit or otherwise materially restrict persons from holding the Buffered PLUS or the underlier or its components,
or engaging in transactions in them, the calculation agent may determine that a change-in-law event has occurred and accelerate the maturity
date for a payment determined by the calculation agent in its sole discretion. Any amount payable upon acceleration could be significantly
less than any amount that would be due on the Buffered PLUS if they were not accelerated. However, if the calculation agent elects not
to accelerate the Buffered PLUS, the value of, and any amount payable on, the Buffered PLUS could be adversely affected, perhaps significantly,
by the occurrence of those legal or regulatory changes. See &ldquo;Terms of the Notes&mdash;Change-in-Law Events&rdquo; in the accompanying
prospectus supplement.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>


<!-- Field: Page; Sequence: 13; Value: 2 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 50%; font-size: 10pt; color: #296DC1">September 2025</TD><TD STYLE="width: 50%; text-align: right; font-size: 10pt; color: #296DC1">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->13<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 5pt 0pt 0; text-align: right; color: Red"><IMG SRC="image_003.jpg" ALT=""></P><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="font-size: 1pt; border-top: #296DC1 0.75pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #296DC1">Buffered PLUS Based on the Value of the Russell 2000<SUP>&reg;</SUP> Index due April 5, 2028</P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: gray"><B>Buffered Performance Leveraged Upside Securities<SUP>SM</SUP></B></P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: gray"><B>Principal at Risk Securities</B></P><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="font-size: 1pt; border-top: #296DC1 0.75pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #296DC1"><B>Risks Relating to Conflicts of Interest</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #296DC1">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD><B>Hedging and trading activity by the issuer and its affiliates could potentially adversely affect the value of the Buffered PLUS.</B>
The hedging or trading activities of the issuer&rsquo;s affiliates and of any other hedging counterparty with respect to the Buffered
PLUS on or prior to the pricing date and prior to maturity could adversely affect the value of the underlier and, as a result, could decrease
the amount an investor may receive on the Buffered PLUS at maturity. Any of these hedging or trading activities on or prior to the pricing
date could potentially increase the initial underlier value and, therefore, the value at or above which the underlier must close on the
valuation date so that the investor does not suffer a loss on their initial investment in the Buffered PLUS. Additionally, such hedging
or trading activities during the term of the Buffered PLUS, including on the valuation date, could potentially affect the value of the
underlier on the valuation date and, accordingly, the amount of cash an investor will receive at maturity, if any.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD><B>We and our affiliates, and any dealer participating in the distribution of the Buffered PLUS, may engage in various activities
or make determinations that could materially affect your Buffered PLUS in various ways and create conflicts of interest.</B> We and our
affiliates play a variety of roles in connection with the issuance of the Buffered PLUS, as described below. In performing these roles,
our and our affiliates&rsquo; economic interests are potentially adverse to your interests as an investor in the Buffered PLUS.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; background-color: white">In connection with our normal business
activities and in connection with hedging our obligations under the Buffered PLUS, we and our affiliates make markets in and trade various
financial instruments or products for our accounts and for the account of our clients and otherwise provide investment banking and other
financial services with respect to these financial instruments and products. These financial instruments and products may include securities,
derivative instruments or assets that may relate to the underlier or its components. In any such market making, trading and hedging activity,
investment banking and other financial services, we or our affiliates may take positions or take actions that are inconsistent with, or
adverse to, the investment objectives of the holders of the Buffered PLUS. We and our affiliates have no obligation to take the needs
of any buyer, seller or holder of the Buffered PLUS into account in conducting these activities. Such market making, trading and hedging
activity, investment banking and other financial services may negatively impact the value of the Buffered PLUS.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; background-color: white">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; background-color: white">In addition, the role played by
Barclays Capital Inc., as the agent for the Buffered PLUS, could present significant conflicts of interest with the role of Barclays Bank
PLC, as issuer of the Buffered PLUS. For example, Barclays Capital Inc. or its representatives may derive compensation or financial benefit
from the distribution of the Buffered PLUS and such compensation or financial benefit may serve as an incentive to sell the Buffered PLUS
instead of other investments. Furthermore, we and our affiliates establish the offering price of the Buffered PLUS for initial sale to
the public, and the offering price is not based upon any independent verification or valuation.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; background-color: white">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; background-color: white">Furthermore, the selected dealer
or its affiliates will have the option to conduct a material portion of the hedging activities for us in connection with the Buffered
PLUS. The selected dealer or its affiliates would expect to realize a projected profit from such hedging activities, and this projected
profit would be in addition to any selling concession that the selected dealer realizes for the sale of the Buffered PLUS to you. This
additional projected profit may create a further incentive for the selected dealer to sell the Buffered PLUS to you.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; background-color: white">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; background-color: white">In addition to the activities described
above, we will also act as the calculation agent for the Buffered PLUS. As calculation agent, we will determine any values of the underlier
and make any other determinations necessary to calculate any payments on the Buffered PLUS. In making these determinations, we may be
required to make discretionary judgments, including those described in the accompanying prospectus supplement and under &ldquo;&mdash;Risks
Relating to the Underlier&rdquo; above. In making these discretionary judgments, our economic interests are potentially adverse to your
interests as an investor in the Buffered PLUS, and any of these determinations may adversely affect any payments on the Buffered PLUS.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; background-color: white">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-indent: -0.25in; color: #296DC1"><B>Risks Relating to
the Estimated Value of the Buffered PLUS and the Secondary Market</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-indent: -0.25in; color: #296DC1">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD><B>The Buffered PLUS will not be listed on any securities exchange, and secondary trading may be limited. </B>Barclays Capital Inc.
and other affiliates of Barclays Bank PLC intend to offer to purchase the Buffered PLUS in the secondary market but are not required to
do so and may cease any such market making activities at any time, without notice. Even if a secondary market develops, it may not provide
enough liquidity to allow you to trade or sell the Buffered PLUS easily. Because other dealers are not likely to make a secondary market
for the Buffered PLUS, the price, if any, at which you may be able to trade your Buffered PLUS is likely to depend on the price, if any,
at which Barclays Capital Inc. and other affiliates of Barclays Bank PLC are willing to buy the Buffered PLUS. In addition, Barclays Capital
Inc. or one or more of our other affiliates may at any time hold an unsold portion of the Buffered PLUS (as described on the cover page
of this document), which may inhibit the development of a secondary market for the Buffered PLUS. The Buffered PLUS are not designed to
be short-term trading instruments. Accordingly, you should be willing and able to hold your Buffered PLUS to maturity.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD><B>The market price of the Buffered PLUS will be influenced by many unpredictable factors. </B>Several factors will influence the
value of the Buffered PLUS in the secondary market and the price at which Barclays Capital Inc. and other affiliates of Barclays Bank
PLC may be willing to purchase or sell the Buffered PLUS in the secondary market. Although we expect that generally the</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>


<!-- Field: Page; Sequence: 14; Value: 2 -->
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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 5pt 0pt 0; text-align: right; color: Red"><IMG SRC="image_003.jpg" ALT=""></P><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="font-size: 1pt; border-top: #296DC1 0.75pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #296DC1">Buffered PLUS Based on the Value of the Russell 2000<SUP>&reg;</SUP> Index due April 5, 2028</P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: gray"><B>Buffered Performance Leveraged Upside Securities<SUP>SM</SUP></B></P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: gray"><B>Principal at Risk Securities</B></P><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="font-size: 1pt; border-top: #296DC1 0.75pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">value of the underlier on any day will
affect the value of the Buffered PLUS more than any other single factor, other factors that may influence the value of the Buffered PLUS
include:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; background-color: white"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">o</FONT></TD><TD>the volatility (frequency and magnitude of changes in value) of the underlier;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; background-color: white"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">o</FONT></TD><TD>dividend rates on the securities composing the underlier;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; background-color: white"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">o</FONT></TD><TD>interest and yield rates in the market;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; background-color: white"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">o</FONT></TD><TD>time remaining until the Buffered PLUS mature;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; background-color: white"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">o</FONT></TD><TD>supply and demand for the Buffered PLUS;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; background-color: white"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">o</FONT></TD><TD>geopolitical conditions and economic, financial, political, regulatory and judicial events that affect the securities composing the
underlier and that may affect the final underlier value; and</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; background-color: white"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">o</FONT></TD><TD>any actual or anticipated changes in our credit ratings or credit spreads.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; background-color: white">The value of the underlier may be,
and has recently been, volatile, and we can give you no assurance that the volatility will lessen. See &ldquo;Russell 2000<SUP>&reg;</SUP>
Index Overview&rdquo; below. You may receive less, and possibly significantly less, than the stated principal amount if you try to sell
your Buffered PLUS prior to maturity.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; background-color: white">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD><B>The estimated value of your Buffered PLUS is expected to be lower than the initial issue price of your Buffered PLUS. </B>The estimated
value of your Buffered PLUS on the pricing date is expected to be lower, and may be significantly lower, than the initial issue price
of your Buffered PLUS. The difference between the initial issue price of your Buffered PLUS and the estimated value of the Buffered PLUS
is expected as a result of certain factors, such as any sales commissions expected to be paid to Barclays Capital Inc. or another affiliate
of ours, any selling concessions, discounts, commissions or fees expected to be allowed or paid to non-affiliated intermediaries, the
estimated profit that we or any of our affiliates expect to earn in connection with structuring the Buffered PLUS, the estimated cost
that we may incur in hedging our obligations under the Buffered PLUS, and estimated development and other costs that we may incur in connection
with the Buffered PLUS. These other costs will include a fee paid to LFT Securities, LLC, an entity in which an affiliate of Morgan Stanley
Wealth Management has an ownership interest, for providing certain electronic platform services with respect to this offering.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD><B>The estimated value of your Buffered PLUS might be lower if such estimated value were based on the levels at which our debt securities
trade in the secondary market. </B>The estimated value of your Buffered PLUS on the pricing date is based on a number of variables, including
our internal funding rates. Our internal funding rates may vary from the levels at which our benchmark debt securities trade in the secondary
market. As a result of this difference, the estimated values referenced above might be lower if such estimated values were based on the
levels at which our benchmark debt securities trade in the secondary market.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD><B>The estimated value of the Buffered PLUS is based on our internal pricing models, which may prove to be inaccurate and may be different
from the pricing models of other financial institutions.</B> The estimated value of your Buffered PLUS on the pricing date is based on
our internal pricing models, which take into account a number of variables and are based on a number of subjective assumptions, which
may or may not materialize. These variables and assumptions are not evaluated or verified on an independent basis. Further, our pricing
models may be different from other financial institutions&rsquo; pricing models and the methodologies used by us to estimate the value
of the Buffered PLUS may not be consistent with those of other financial institutions that may be purchasers or sellers of Buffered PLUS
in the secondary market. As a result, the secondary market price of your Buffered PLUS may be materially different from the estimated
value of the Buffered PLUS determined by reference to our internal pricing models.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD><B>The estimated value of your Buffered PLUS is not a prediction of the prices at which you may sell your Buffered PLUS in the secondary
market, if any, and such secondary market prices, if any, will likely be lower than the initial issue price of your Buffered PLUS and
may be lower than the estimated value of your Buffered PLUS. </B>The estimated value of the Buffered PLUS will not be a prediction of
the prices at which Barclays Capital Inc., other affiliates of ours or third parties may be willing to purchase the Buffered PLUS from
you in secondary market transactions (if they are willing to purchase, which they are not obligated to do). The price at which you may
be able to sell your Buffered PLUS in the secondary market at any time will be influenced by many factors that cannot be predicted, such
as market conditions, and any bid and ask spread for similar sized trades, and may be substantially less than our estimated value of the
Buffered PLUS. Further, as secondary market prices of your Buffered PLUS take into account the levels at which our debt securities trade
in the secondary market, and do not take into account our various costs related to the Buffered PLUS such as fees, commissions, discounts,
and the costs of hedging our obligations under the Buffered PLUS, secondary market prices of your Buffered PLUS will likely be lower than
the initial issue price of your Buffered PLUS. As a result, the price at which Barclays Capital Inc., other affiliates of ours or third
parties may be willing to purchase the Buffered PLUS from you in secondary market transactions, if any, will likely be lower than the
price you paid for your Buffered PLUS, and any sale prior to the maturity date could result in a substantial loss to you.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A9C4EB">&sect;</FONT></TD><TD><B>The temporary price at which we may initially buy the Buffered PLUS in the secondary market and the value we may initially use
for customer account statements, if we provide any customer account statements at all, may not be indicative of future prices of your
Buffered PLUS.</B> Assuming that all relevant factors remain constant after the pricing date, the price at</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>


<!-- Field: Page; Sequence: 15; Value: 2 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 50%; font-size: 10pt; color: #296DC1">September 2025</TD><TD STYLE="width: 50%; text-align: right; font-size: 10pt; color: #296DC1">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->15<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 5pt 0pt 0; text-align: right; color: Red"><IMG SRC="image_003.jpg" ALT=""></P><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="font-size: 1pt; border-top: #296DC1 0.75pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #296DC1">Buffered PLUS Based on the Value of the Russell 2000<SUP>&reg;</SUP> Index due April 5, 2028</P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: gray"><B>Buffered Performance Leveraged Upside Securities<SUP>SM</SUP></B></P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: gray"><B>Principal at Risk Securities</B></P><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="font-size: 1pt; border-top: #296DC1 0.75pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">which Barclays Capital Inc. may initially
buy or sell the Buffered PLUS in the secondary market (if Barclays Capital Inc. makes a market in the Buffered PLUS, which it is not obligated
to do) and the value that we may initially use for customer account statements, if we provide any customer account statements at all,
may exceed our estimated value of the Buffered PLUS on the pricing date, as well as the secondary market value of the Buffered PLUS, for
a temporary period after the initial issue date of the Buffered PLUS. The price at which Barclays Capital Inc. may initially buy or sell
the Buffered PLUS in the secondary market and the value that we may initially use for customer account statements may not be indicative
of future prices of your Buffered PLUS.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">&nbsp;</P>


<!-- Field: Page; Sequence: 16; Value: 2 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 50%; font-size: 10pt; color: #296DC1">September 2025</TD><TD STYLE="width: 50%; text-align: right; font-size: 10pt; color: #296DC1">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->16<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 5pt 0pt 0; text-align: right; color: Red"><IMG SRC="image_003.jpg" ALT=""></P><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="font-size: 1pt; border-top: #296DC1 0.75pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #296DC1">Buffered PLUS Based on the Value of the Russell 2000<SUP>&reg;</SUP> Index due April 5, 2028</P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: gray"><B>Buffered Performance Leveraged Upside Securities<SUP>SM</SUP></B></P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: gray"><B>Principal at Risk Securities</B></P><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="font-size: 1pt; border-top: #296DC1 0.75pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --></DIV>
    <!-- Field: /Page -->

<P STYLE="color: #296DC1; font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Russell 2000<SUP>&reg;</SUP> Index Overview</P>

<P STYLE="color: #296DC1; font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The underlier measures the capitalization-weighted price performance
of 2,000 U.S. small-capitalization stocks listed on eligible U.S. exchanges and is designed to track the performance of the small-capitalization
segment of the U.S. equity market. For more information about the underlier, see &ldquo;Indices&mdash;The Russell Indices&rdquo; in the
accompanying underlying supplement.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Information about the underlier as of market close on September 11,
2025:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 55%; border-collapse: collapse">
  <TR>
    <TD STYLE="padding-top: 2pt; width: 45%; padding-bottom: 2pt"><FONT STYLE="color: #296DC1"><B>Bloomberg Ticker Symbol:</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; width: 19%; padding-bottom: 2pt">RTY</TD>
    <TD STYLE="padding-top: 2pt; width: 21%; padding-bottom: 2pt"><FONT STYLE="color: #296DC1"><B>52 Week High:</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; width: 15%; padding-bottom: 2pt">2,442.031</TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="color: #296DC1"><B>Current Closing Level:</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt">2,421.530</TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="color: #296DC1"><B>52 Week Low:</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt">1,760.710</TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="color: #296DC1"><B>52 Weeks Ago (9/12/2024):</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt">2,129.427</TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD></TR>
  </TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The following table sets forth the published high, low and period-end
closing levels of the underlier for each quarter for the period of January 2, 2020 through September 11, 2025. The associated graph shows
the closing levels of the underlier for each day in the same period. The closing level of the underlier on September 11, 2025 was 2,421.530.
We obtained the closing levels of the underlier from Bloomberg Professional<SUP>&reg;</SUP> service, without independent verification.
Historical performance of the underlier should not be taken as an indication of future performance. Future performance of the underlier
may differ significantly from historical performance, and no assurance can be given as to the closing level of the underlier during the
term of the Buffered PLUS, including on the valuation date. We cannot give you assurance that the performance of the underlier will not
result in a loss on your initial investment.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="background-color: #296DC1">
    <TD STYLE="width: 49%; border-top: white 1.5pt solid; border-left: white 1.5pt solid"><FONT STYLE="color: white"><B>Russell 2000<SUP>&reg;</SUP> Index</B></FONT></TD>
    <TD STYLE="vertical-align: top; width: 17%; border-top: white 1.5pt solid; text-align: center"><FONT STYLE="color: white"><B>High</B></FONT></TD>
    <TD STYLE="vertical-align: top; width: 17%; border-top: white 1.5pt solid; text-align: center"><FONT STYLE="color: white"><B>Low</B></FONT></TD>
    <TD STYLE="vertical-align: top; width: 17%; border-top: white 1.5pt solid; border-right: white 1.5pt solid; text-align: center"><FONT STYLE="color: white"><B>Period End</B></FONT></TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD STYLE="border-left: white 1.5pt solid"><FONT STYLE="color: #296DC1"><B>2020</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-right: white 1.5pt solid">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-left: white 1.5pt solid">First Quarter</TD>
    <TD STYLE="vertical-align: top; text-align: center">1,705.215</TD>
    <TD STYLE="vertical-align: top; text-align: center">991.160</TD>
    <TD STYLE="vertical-align: top; border-right: white 1.5pt solid; text-align: center">1,153.103</TD></TR>
  <TR>
    <TD STYLE="border-left: white 1.5pt solid">Second Quarter</TD>
    <TD STYLE="vertical-align: top; text-align: center">1,536.895</TD>
    <TD STYLE="vertical-align: top; text-align: center">1,052.053</TD>
    <TD STYLE="vertical-align: top; border-right: white 1.5pt solid; text-align: center">1,441.365</TD></TR>
  <TR>
    <TD STYLE="border-left: white 1.5pt solid">Third Quarter</TD>
    <TD STYLE="vertical-align: top; text-align: center">1,592.287</TD>
    <TD STYLE="vertical-align: top; text-align: center">1,398.920</TD>
    <TD STYLE="vertical-align: top; border-right: white 1.5pt solid; text-align: center">1,507.692</TD></TR>
  <TR>
    <TD STYLE="border-left: white 1.5pt solid">Fourth Quarter</TD>
    <TD STYLE="vertical-align: top; text-align: center">2,007.104</TD>
    <TD STYLE="vertical-align: top; text-align: center">1,531.202</TD>
    <TD STYLE="vertical-align: top; border-right: white 1.5pt solid; text-align: center">1,974.855</TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD STYLE="border-left: white 1.5pt solid"><FONT STYLE="color: #296DC1"><B>2021</B></FONT></TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="border-right: white 1.5pt solid; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-left: white 1.5pt solid">First Quarter</TD>
    <TD STYLE="vertical-align: top; text-align: center">2,360.168</TD>
    <TD STYLE="vertical-align: top; text-align: center">1,945.914</TD>
    <TD STYLE="vertical-align: top; border-right: white 1.5pt solid; text-align: center">2,220.519</TD></TR>
  <TR>
    <TD STYLE="border-left: white 1.5pt solid">Second Quarter</TD>
    <TD STYLE="vertical-align: top; text-align: center">2,343.758</TD>
    <TD STYLE="vertical-align: top; text-align: center">2,135.139</TD>
    <TD STYLE="vertical-align: top; border-right: white 1.5pt solid; text-align: center">2,310.549</TD></TR>
  <TR>
    <TD STYLE="border-left: white 1.5pt solid">Third Quarter</TD>
    <TD STYLE="vertical-align: top; text-align: center">2,329.359</TD>
    <TD STYLE="vertical-align: top; text-align: center">2,130.680</TD>
    <TD STYLE="vertical-align: top; border-right: white 1.5pt solid; text-align: center">2,204.372</TD></TR>
  <TR>
    <TD STYLE="border-left: white 1.5pt solid">Fourth Quarter</TD>
    <TD STYLE="vertical-align: top; text-align: center">2,442.742</TD>
    <TD STYLE="vertical-align: top; text-align: center">2,139.875</TD>
    <TD STYLE="vertical-align: top; border-right: white 1.5pt solid; text-align: center">2,245.313</TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD STYLE="border-left: white 1.5pt solid"><FONT STYLE="color: #296DC1"><B>2022</B></FONT></TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="border-right: white 1.5pt solid; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-left: white 1.5pt solid">First Quarter</TD>
    <TD STYLE="vertical-align: top; text-align: center">2,272.557</TD>
    <TD STYLE="vertical-align: top; text-align: center">1,931.288</TD>
    <TD STYLE="vertical-align: top; border-right: white 1.5pt solid; text-align: center">2,070.125</TD></TR>
  <TR>
    <TD STYLE="border-left: white 1.5pt solid">Second Quarter</TD>
    <TD STYLE="vertical-align: top; text-align: center">2,095.440</TD>
    <TD STYLE="vertical-align: top; text-align: center">1,649.836</TD>
    <TD STYLE="vertical-align: top; border-right: white 1.5pt solid; text-align: center">1,707.990</TD></TR>
  <TR>
    <TD STYLE="border-left: white 1.5pt solid">Third Quarter</TD>
    <TD STYLE="vertical-align: top; text-align: center">2,021.346</TD>
    <TD STYLE="vertical-align: top; text-align: center">1,655.882</TD>
    <TD STYLE="vertical-align: top; border-right: white 1.5pt solid; text-align: center">1,664.716</TD></TR>
  <TR>
    <TD STYLE="border-left: white 1.5pt solid">Fourth Quarter</TD>
    <TD STYLE="vertical-align: top; text-align: center">1,892.839</TD>
    <TD STYLE="vertical-align: top; text-align: center">1,682.403</TD>
    <TD STYLE="vertical-align: top; border-right: white 1.5pt solid; text-align: center">1,761.246</TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD STYLE="border-left: white 1.5pt solid"><FONT STYLE="color: #296DC1"><B>2023</B></FONT></TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="border-right: white 1.5pt solid; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-left: white 1.5pt solid">First Quarter</TD>
    <TD STYLE="vertical-align: top; text-align: center">2,001.221</TD>
    <TD STYLE="vertical-align: top; text-align: center">1,720.291</TD>
    <TD STYLE="vertical-align: top; border-right: white 1.5pt solid; text-align: center">1,802.484</TD></TR>
  <TR>
    <TD STYLE="border-left: white 1.5pt solid">Second Quarter</TD>
    <TD STYLE="vertical-align: top; text-align: center">1,896.333</TD>
    <TD STYLE="vertical-align: top; text-align: center">1,718.811</TD>
    <TD STYLE="vertical-align: top; border-right: white 1.5pt solid; text-align: center">1,888.734</TD></TR>
  <TR>
    <TD STYLE="border-left: white 1.5pt solid">Third Quarter</TD>
    <TD STYLE="vertical-align: top; text-align: center">2,003.177</TD>
    <TD STYLE="vertical-align: top; text-align: center">1,761.609</TD>
    <TD STYLE="vertical-align: top; border-right: white 1.5pt solid; text-align: center">1,785.102</TD></TR>
  <TR>
    <TD STYLE="border-left: white 1.5pt solid">Fourth Quarter</TD>
    <TD STYLE="vertical-align: top; text-align: center">2,066.214</TD>
    <TD STYLE="vertical-align: top; text-align: center">1,636.938</TD>
    <TD STYLE="vertical-align: top; border-right: white 1.5pt solid; text-align: center">2,027.074</TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD STYLE="border-left: white 1.5pt solid"><FONT STYLE="color: #296DC1"><B>2024</B></FONT></TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="border-right: white 1.5pt solid; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-left: white 1.5pt solid">First Quarter</TD>
    <TD STYLE="vertical-align: top; text-align: center">2,124.547</TD>
    <TD STYLE="vertical-align: top; text-align: center">1,913.166</TD>
    <TD STYLE="vertical-align: top; border-right: white 1.5pt solid; text-align: center">2,124.547</TD></TR>
  <TR>
    <TD STYLE="border-left: white 1.5pt solid">Second Quarter</TD>
    <TD STYLE="vertical-align: top; text-align: center">2,109.459</TD>
    <TD STYLE="vertical-align: top; text-align: center">1,942.958</TD>
    <TD STYLE="vertical-align: top; border-right: white 1.5pt solid; text-align: center">2,047.691</TD></TR>
  <TR>
    <TD STYLE="border-left: white 1.5pt solid">Third Quarter</TD>
    <TD STYLE="vertical-align: top; text-align: center">2,263.674</TD>
    <TD STYLE="vertical-align: top; text-align: center">2,026.727</TD>
    <TD STYLE="vertical-align: top; border-right: white 1.5pt solid; text-align: center">2,229.970</TD></TR>
  <TR>
    <TD STYLE="border-left: white 1.5pt solid">Fourth Quarter</TD>
    <TD STYLE="vertical-align: top; text-align: center">2,442.031</TD>
    <TD STYLE="vertical-align: top; text-align: center">2,180.146</TD>
    <TD STYLE="vertical-align: top; border-right: white 1.5pt solid; text-align: center">2,230.158</TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD STYLE="border-left: white 1.5pt solid"><FONT STYLE="color: #296DC1"><B>2025</B></FONT></TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="border-right: white 1.5pt solid; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-left: white 1.5pt solid">First Quarter</TD>
    <TD STYLE="vertical-align: top; text-align: center">2,317.968</TD>
    <TD STYLE="vertical-align: top; text-align: center">1,993.690</TD>
    <TD STYLE="vertical-align: top; border-right: white 1.5pt solid; text-align: center">2,011.913</TD></TR>
  <TR>
    <TD STYLE="border-left: white 1.5pt solid">Second Quarter</TD>
    <TD STYLE="vertical-align: top; text-align: center">2,175.035</TD>
    <TD STYLE="vertical-align: top; text-align: center">1,760.710</TD>
    <TD STYLE="vertical-align: top; border-right: white 1.5pt solid; text-align: center">2,175.035</TD></TR>
  <TR>
    <TD STYLE="border-left: white 1.5pt solid; border-bottom: white 1.5pt solid">Third Quarter (through September 11, 2025)</TD>
    <TD STYLE="vertical-align: top; border-bottom: white 1.5pt solid; text-align: center">2,421.530</TD>
    <TD STYLE="vertical-align: top; border-bottom: white 1.5pt solid; text-align: center">2,166.780</TD>
    <TD STYLE="vertical-align: top; border-bottom: white 1.5pt solid; border-right: white 1.5pt solid; text-align: center">2,421.530</TD></TR>
  </TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<!-- Field: Page; Sequence: 17; Value: 2 -->
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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 5pt 0pt 0; text-align: right; color: Red"><IMG SRC="image_003.jpg" ALT=""></P><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="font-size: 1pt; border-top: #296DC1 0.75pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #296DC1">Buffered PLUS Based on the Value of the Russell 2000<SUP>&reg;</SUP> Index due April 5, 2028</P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: gray"><B>Buffered Performance Leveraged Upside Securities<SUP>SM</SUP></B></P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: gray"><B>Principal at Risk Securities</B></P><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="font-size: 1pt; border-top: #296DC1 0.75pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --></DIV>
    <!-- Field: /Page -->

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 90%; border-collapse: collapse">
  <TR STYLE="vertical-align: top; background-color: #DCEBF4">
    <TD STYLE="width: 100%; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="color: #296DC1"><B>Underlier Historical Performance*<BR>
January 2, 2020 to September 11, 2025</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><B><IMG SRC="image_001.gif" ALT="" STYLE="height: 321px; width: 614px"></B></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid">* The dotted line indicates 85% of the closing level of the underlier on September 11, 2025 as a hypothetical illustration of the buffer amount of 15%. The actual level below which you will lose some of your initial investment will be 85% of the initial underlier value.</TD></TR>
  </TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B><I>PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE
RESULTS.</I></B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>


<!-- Field: Page; Sequence: 18; Value: 2 -->
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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 5pt 0pt 0; text-align: right; color: Red"><IMG SRC="image_003.jpg" ALT=""></P><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="font-size: 1pt; border-top: #296DC1 0.75pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #296DC1">Buffered PLUS Based on the Value of the Russell 2000<SUP>&reg;</SUP> Index due April 5, 2028</P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: gray"><B>Buffered Performance Leveraged Upside Securities<SUP>SM</SUP></B></P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: gray"><B>Principal at Risk Securities</B></P><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="font-size: 1pt; border-top: #296DC1 0.75pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --></DIV>
    <!-- Field: /Page -->

<P STYLE="color: #296DC1; font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Additional Information about the Buffered PLUS</P>

<P STYLE="color: #296DC1; font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Please read this information in conjunction with the terms on the cover
page of this document.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top; background-color: #296DC1">
    <TD STYLE="padding-top: 2pt; width: 24%; border-top: #4F81BD 1pt solid; border-left: #4F81BD 1pt solid; padding-bottom: 2pt"><FONT STYLE="color: white"><B>Additional provisions:</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; width: 76%; border-top: #4F81BD 1pt solid; border-right: #4F81BD 1pt solid; padding-bottom: 2pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top; background-color: #DCEBF4">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="color: #296DC1"><B>Minimum ticketing size:</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt">$1,000 / 1 Buffered PLUS</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="color: #296DC1"><B>Tax considerations:</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">You should review carefully the sections in the accompanying prospectus
supplement entitled &ldquo;Material U.S. Federal Income Tax Consequences&mdash;Tax Consequences to U.S. Holders&mdash;Notes Treated as
Prepaid Forward or Derivative Contracts&rdquo; and, if you are a non-U.S. holder, &ldquo;&mdash;Tax Consequences to Non-U.S. Holders.&rdquo;
The following discussion, when read in combination with those sections, constitutes the full opinion of our special tax counsel, Davis
Polk &amp; Wardwell LLP, regarding the material U.S. federal income tax consequences of owning and disposing of the Buffered PLUS.</P>
    <P STYLE="padding-top: 2pt; font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt">Based on current market conditions, in the opinion of our special tax
    counsel, the Buffered PLUS should be treated for U.S. federal income tax purposes as prepaid forward contracts with respect to the underlier.
    Assuming this treatment is respected, upon a sale or exchange of the Buffered PLUS (including redemption at maturity), you should recognize
    capital gain or loss equal to the difference between the amount realized on the sale or exchange and your tax basis in the Buffered PLUS,
    which should equal the amount you paid to acquire the Buffered PLUS. This gain or loss on your Buffered PLUS should be treated as long-term
    capital gain or loss if you hold your Buffered PLUS for more than a year, whether or not you are an initial purchaser of Buffered PLUS
    at the original issue price. However, the IRS or a court may not respect this treatment, in which case the timing and character of any
    income or loss on the Buffered PLUS could be materially and adversely affected. In addition, in 2007 the U.S. Treasury Department and
    the IRS released a notice requesting comments on the U.S. federal income tax treatment of &ldquo;prepaid forward contracts&rdquo; and
    similar instruments. The notice focuses in particular on whether to require investors in these instruments to accrue income over the term
    of their investment. It also asks for comments on a number of related topics, including the character of income or loss with respect to
    these instruments; the relevance of factors such as the nature of the underlying property to which the instruments are linked; the degree,
    if any, to which income (including any mandated accruals) realized by non-U.S. investors should be subject to withholding tax; and whether
    these instruments are or should be subject to the &ldquo;constructive ownership&rdquo; regime, which very generally can operate to recharacterize
    certain long-term capital gain as ordinary income and impose a notional interest charge. While the notice requests comments on appropriate
    transition rules and effective dates, any Treasury regulations or other guidance promulgated after consideration of these issues could
    materially and adversely affect the tax consequences of an investment in the Buffered PLUS, possibly with retroactive effect. You should
    consult your tax advisor regarding the U.S. federal income tax consequences of an investment in the Buffered PLUS, including possible
    alternative treatments and the issues presented by this notice.</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"></P>
    <P STYLE="padding-top: 2pt; font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt">Treasury regulations under Section 871(m) generally impose a withholding
    tax on certain &ldquo;dividend equivalents&rdquo; under certain &ldquo;equity linked instruments.&rdquo; A recent IRS notice excludes
    from the scope of Section 871(m) instruments issued prior to January 1, 2027 that do not have a &ldquo;delta of one&rdquo; with respect
    to underlying securities that could pay U.S.-source dividends for U.S. federal income tax purposes (each an &ldquo;Underlying Security&rdquo;).
    Based on our determination that the Buffered PLUS do not have a &ldquo;delta of one&rdquo; within the meaning of the regulations, we expect
    that these regulations will not apply to the Buffered PLUS with regard to non-U.S. holders. Our determination is not binding on the IRS,
    and the IRS may disagree with this determination. Section 871(m) is complex and its application may depend on your particular circumstances,
    including whether you enter into other transactions with respect to an Underlying Security. If necessary, further information regarding
    the potential application of Section 871(m) will be provided in the pricing supplement for the Buffered PLUS. You should consult your
    tax advisor regarding the potential application of Section 871(m) to the Buffered PLUS.</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"></P></TD></TR>
  <TR STYLE="vertical-align: top; background-color: #DCEBF4">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="color: #296DC1"><B>Trustee:</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt">The Bank of New York Mellon </TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="color: #296DC1"><B>Use of proceeds and hedging:</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The net proceeds we receive from the sale of the Buffered PLUS will
    be used for various corporate purposes as set forth in the prospectus and prospectus supplement and, in part, in connection with hedging
    our obligations under the Buffered PLUS through one or more of our subsidiaries.</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"></P>
    <P STYLE="padding-top: 2pt; font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt">We, through our subsidiaries or others, hedge our anticipated exposure
    in connection with the Buffered PLUS by taking positions in futures and options contracts on the underlier and any other securities or
    instruments we may wish to use in connection with such hedging. Trading and other</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P></TD></TR>
  </TABLE>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 5pt 0pt 0; text-align: right; color: Red"><IMG SRC="image_003.jpg" ALT=""></P><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="font-size: 1pt; border-top: #296DC1 0.75pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #296DC1">Buffered PLUS Based on the Value of the Russell 2000<SUP>&reg;</SUP> Index due April 5, 2028</P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: gray"><B>Buffered Performance Leveraged Upside Securities<SUP>SM</SUP></B></P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: gray"><B>Principal at Risk Securities</B></P><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="font-size: 1pt; border-top: #296DC1 0.75pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --></DIV>
    <!-- Field: /Page -->

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="padding-top: 2pt; width: 76%; padding-bottom: 2pt">transactions by us or our affiliates could affect the value of the underlier, the market value of the Buffered PLUS or any amounts payable on your Buffered PLUS. For further information on our use of proceeds and hedging, see &ldquo;Use of Proceeds and Hedging&rdquo; in the prospectus supplement.</TD></TR>
  <TR STYLE="vertical-align: top; background-color: #DCEBF4">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="color: #296DC1"><B>ERISA:</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt">See &ldquo;Benefit Plan Investor Considerations&rdquo; in the accompanying prospectus supplement.</TD></TR>
  </TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><I>&nbsp;</I></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><I>This document represents a summary of the terms and conditions of
the Buffered PLUS. We encourage you to read the accompanying prospectus, prospectus supplement and underlying supplement for this offering,
which can be accessed via the hyperlinks on the cover page of this document.</I></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="color: #296DC1; font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Supplemental Plan of Distribution</P>

<P STYLE="color: #296DC1; font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Morgan Stanley Smith Barney LLC (&ldquo;Morgan Stanley Wealth Management&rdquo;)
and its financial advisors will collectively receive from the agent, Barclays Capital Inc., a fixed sales commission for each Buffered
PLUS they sell, and Morgan Stanley Wealth Management will receive a structuring fee for each Buffered PLUS, in each case as specified
on the cover page of this document.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>


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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
