<SEC-DOCUMENT>0001039828-22-000096.txt : 20221123
<SEC-HEADER>0001039828-22-000096.hdr.sgml : 20221123
<ACCEPTANCE-DATETIME>20221122175244
ACCESSION NUMBER:		0001039828-22-000096
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		15
CONFORMED PERIOD OF REPORT:	20221117
ITEM INFORMATION:		Material Modifications to Rights of Security Holders
ITEM INFORMATION:		Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20221123
DATE AS OF CHANGE:		20221122

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			AMERICAN EQUITY INVESTMENT LIFE HOLDING CO
		CENTRAL INDEX KEY:			0001039828
		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]
		IRS NUMBER:				421447959
		STATE OF INCORPORATION:			IA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-31911
		FILM NUMBER:		221411740

	BUSINESS ADDRESS:	
		STREET 1:		6000 WESTOWN PARKWAY
		CITY:			WEST DEMOINES
		STATE:			IA
		ZIP:			50266
		BUSINESS PHONE:		5152210002

	MAIL ADDRESS:	
		STREET 1:		6000 WESTOWN PARKWAY
		CITY:			WEST DES MOINES
		STATE:			IA
		ZIP:			50266
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>ael-20221117.htm
<DESCRIPTION>8-K
<TEXT>
<XBRL>
<?xml version="1.0" ?><!--XBRL Document Created with Wdesk from Workiva--><!--Copyright 2022 Workiva--><!--r:9ab11c00-2b1f-473f-9a7e-3e913a470518,g:d338c683-06da-4ffd-94db-9da511e97009,d:d317c81ef73b4fe495bf23c6259ab54b--><html xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:dei="http://xbrl.sec.gov/dei/2022" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns="http://www.w3.org/1999/xhtml" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2020-02-12" xmlns:us-gaap="http://fasb.org/us-gaap/2022" xml:lang="en-US"><head><meta http-equiv="Content-Type" content="text/html"/>


<title>ael-20221117</title></head><body><div style="display:none"><ix:header><ix:hidden><ix:nonNumeric contextRef="i0831f7ffe1fd4bcabbfacdfbe0ec4d0f_D20221117-20221117" name="dei:EntityCentralIndexKey" id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl80L2ZyYWc6MjRlOGMxNmMxYmU3NGI2MTk4YjEyNWY1Yjg4YWZiMjcvdGFibGU6MjA1MmIwNDI3ZTg4NDlhNDgzYTFjNTQyMjA4MDBhMGIvdGFibGVyYW5nZToyMDUyYjA0MjdlODg0OWE0ODNhMWM1NDIyMDgwMGEwYl8yLTEtMS0xLTIxNjEx_170663b0-7e80-400d-825a-f4b2b2d4b092">0001039828</ix:nonNumeric><ix:nonNumeric contextRef="i0831f7ffe1fd4bcabbfacdfbe0ec4d0f_D20221117-20221117" name="dei:AmendmentFlag" id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl80L2ZyYWc6MjRlOGMxNmMxYmU3NGI2MTk4YjEyNWY1Yjg4YWZiMjcvdGFibGU6MjA1MmIwNDI3ZTg4NDlhNDgzYTFjNTQyMjA4MDBhMGIvdGFibGVyYW5nZToyMDUyYjA0MjdlODg0OWE0ODNhMWM1NDIyMDgwMGEwYl8zLTEtMS0xLTIxNjEx_dc27fbad-89de-43d8-ac9e-f1015049af54">false</ix:nonNumeric><ix:nonNumeric contextRef="i0831f7ffe1fd4bcabbfacdfbe0ec4d0f_D20221117-20221117" name="dei:CurrentFiscalYearEndDate" format="ixt:date-month-day" id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl80L2ZyYWc6MjRlOGMxNmMxYmU3NGI2MTk4YjEyNWY1Yjg4YWZiMjcvdGFibGU6MjA1MmIwNDI3ZTg4NDlhNDgzYTFjNTQyMjA4MDBhMGIvdGFibGVyYW5nZToyMDUyYjA0MjdlODg0OWE0ODNhMWM1NDIyMDgwMGEwYl80LTEtMS0xLTIzNTM0_3bc7febf-c5ab-4696-bdd8-7491d84f9b3f">12/31</ix:nonNumeric></ix:hidden><ix:references xml:lang="en-US"><link:schemaRef xlink:type="simple" xlink:href="ael-20221117.xsd"></link:schemaRef></ix:references><ix:resources><xbrli:context id="i0831f7ffe1fd4bcabbfacdfbe0ec4d0f_D20221117-20221117"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001039828</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2022-11-17</xbrli:startDate><xbrli:endDate>2022-11-17</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="ic2352971cb4d4004817d6c2eab060484_D20221117-20221117"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001039828</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:CommonStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-11-17</xbrli:startDate><xbrli:endDate>2022-11-17</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="i4ed99dff9ee84b4a9e18d4b83a99d008_D20221117-20221117"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001039828</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesAPreferredStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-11-17</xbrli:startDate><xbrli:endDate>2022-11-17</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="i3103cabd2a134cd480251a25d8137556_D20221117-20221117"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001039828</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesBPreferredStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-11-17</xbrli:startDate><xbrli:endDate>2022-11-17</xbrli:endDate></xbrli:period></xbrli:context></ix:resources></ix:header></div><div id="id317c81ef73b4fe495bf23c6259ab54b_1"></div><div style="min-height:42.75pt;width:100%"><div><span><br/></span></div></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:98.900%"></td><td style="width:0.1%"></td></tr><tr style="height:5pt"><td colspan="3" style="border-bottom:2pt solid #000000;padding:0 1pt"></td></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:14pt;font-weight:700;line-height:120%">UNITED STATES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:14pt;font-weight:700;line-height:120%">SECURITIES AND EXCHANGE COMMISSION</span></div><div style="margin-bottom:12pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Washington, D.C. 20549</span></div><div style="margin-bottom:12pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:14pt;font-weight:700;line-height:120%">FORM <ix:nonNumeric contextRef="i0831f7ffe1fd4bcabbfacdfbe0ec4d0f_D20221117-20221117" name="dei:DocumentType" id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGV4dHJlZ2lvbjpmMmI5OTg3MzQ0ZDQ0MWU2YmY4OTJhMmE2M2MzMzkyN18xNzQ1_77531bd1-5aa5-410f-b625-d9831b981d56">8-K</ix:nonNumeric> </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">CURRENT REPORT</span></div><div style="margin-bottom:12pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934</span></div><div style="margin-bottom:12pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Date of Report (Date of earliest event reported):  <ix:nonNumeric contextRef="i0831f7ffe1fd4bcabbfacdfbe0ec4d0f_D20221117-20221117" name="dei:DocumentPeriodEndDate" format="ixt:date-monthname-day-year-en" id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGV4dHJlZ2lvbjpmMmI5OTg3MzQ0ZDQ0MWU2YmY4OTJhMmE2M2MzMzkyN18yMjY_faa82b04-d13c-4e82-b67f-2f03440775e9">November 17, 2022</ix:nonNumeric></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:14pt;font-weight:700;line-height:120%"><ix:nonNumeric contextRef="i0831f7ffe1fd4bcabbfacdfbe0ec4d0f_D20221117-20221117" name="dei:EntityRegistrantName" id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGV4dHJlZ2lvbjpmMmI5OTg3MzQ0ZDQ0MWU2YmY4OTJhMmE2M2MzMzkyN18xNzM4_b12ae938-9806-4c6f-843e-7ceb775fb0b6">AMERICAN EQUITY INVESTMENT LIFE HOLDING CO</ix:nonNumeric>MPANY</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(Exact name of registrant as specified in its charter)</span></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.234%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="i0831f7ffe1fd4bcabbfacdfbe0ec4d0f_D20221117-20221117" name="dei:EntityIncorporationStateCountryCode" format="ixt-sec:stateprovnameen" id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGFibGU6MDM2ODE3ZmZkNGNhNDQ1OTk1YzM0MTFlNjk3N2ZmZjMvdGFibGVyYW5nZTowMzY4MTdmZmQ0Y2E0NDU5OTVjMzQxMWU2OTc3ZmZmM18wLTAtMS0xLTIxNjEx_5d6a6737-6786-4646-a372-94ec3142322c">Iowa</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="i0831f7ffe1fd4bcabbfacdfbe0ec4d0f_D20221117-20221117" name="dei:EntityFileNumber" id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGFibGU6MDM2ODE3ZmZkNGNhNDQ1OTk1YzM0MTFlNjk3N2ZmZjMvdGFibGVyYW5nZTowMzY4MTdmZmQ0Y2E0NDU5OTVjMzQxMWU2OTc3ZmZmM18wLTEtMS0xLTIxNjEx_ef91b685-92e4-46bd-9389-abe32eea825f">001-31911</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="i0831f7ffe1fd4bcabbfacdfbe0ec4d0f_D20221117-20221117" name="dei:EntityTaxIdentificationNumber" id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGFibGU6MDM2ODE3ZmZkNGNhNDQ1OTk1YzM0MTFlNjk3N2ZmZjMvdGFibGVyYW5nZTowMzY4MTdmZmQ0Y2E0NDU5OTVjMzQxMWU2OTc3ZmZmM18wLTItMS0xLTIxNjEx_1f2df21d-36fd-4f03-a0d1-93478e7c318e">42-1447959</ix:nonNumeric></span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(State or other jurisdiction<br/>of incorporation)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(Commission File Number)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(IRS Employer<br/>Identification No.)</span></td></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonNumeric contextRef="i0831f7ffe1fd4bcabbfacdfbe0ec4d0f_D20221117-20221117" name="dei:EntityAddressAddressLine1" id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGV4dHJlZ2lvbjpmMmI5OTg3MzQ0ZDQ0MWU2YmY4OTJhMmE2M2MzMzkyN18xNzM5_01c17790-cac7-4631-bf66-9f95aa87fbe5">6000 Westown Parkway</ix:nonNumeric> </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonNumeric contextRef="i0831f7ffe1fd4bcabbfacdfbe0ec4d0f_D20221117-20221117" name="dei:EntityAddressCityOrTown" id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGV4dHJlZ2lvbjpmMmI5OTg3MzQ0ZDQ0MWU2YmY4OTJhMmE2M2MzMzkyN18xNzM3_b2b3c026-3460-4b28-b049-6279959b40e6">West Des Moines</ix:nonNumeric>, <ix:nonNumeric contextRef="i0831f7ffe1fd4bcabbfacdfbe0ec4d0f_D20221117-20221117" name="dei:EntityAddressStateOrProvince" id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGV4dHJlZ2lvbjpmMmI5OTg3MzQ0ZDQ0MWU2YmY4OTJhMmE2M2MzMzkyN18xNzQw_61daf086-f077-4b5c-9841-d921d2cd07a3">IA</ix:nonNumeric> <ix:nonNumeric contextRef="i0831f7ffe1fd4bcabbfacdfbe0ec4d0f_D20221117-20221117" name="dei:EntityAddressPostalZipCode" id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGV4dHJlZ2lvbjpmMmI5OTg3MzQ0ZDQ0MWU2YmY4OTJhMmE2M2MzMzkyN18xNzMz_5f294ede-a079-4bd6-aa3c-354fe8db6ef7">50266</ix:nonNumeric> </span></div><div style="margin-bottom:12pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(Address of principal executive offices and zip code)</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:120%">(<ix:nonNumeric contextRef="i0831f7ffe1fd4bcabbfacdfbe0ec4d0f_D20221117-20221117" name="dei:CityAreaCode" id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGV4dHJlZ2lvbjpmMmI5OTg3MzQ0ZDQ0MWU2YmY4OTJhMmE2M2MzMzkyN18xNzQx_d81d29a7-7e81-4654-a1db-3abc5cd6c6ae">515</ix:nonNumeric>) <ix:nonNumeric contextRef="i0831f7ffe1fd4bcabbfacdfbe0ec4d0f_D20221117-20221117" name="dei:LocalPhoneNumber" id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGV4dHJlZ2lvbjpmMmI5OTg3MzQ0ZDQ0MWU2YmY4OTJhMmE2M2MzMzkyN18xNzQy_92d0296b-713d-47c5-965a-b00c8b94ff35">221-0002</ix:nonNumeric> </span></div><div style="margin-bottom:12pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(Registrant's telephone number, including area code)</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Not Applicable</span></div><div style="margin-bottom:12pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(Former name or former address, if changed since last report)</span></div><div style="margin-bottom:6pt;text-align:justify"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</span></div><div style="margin-bottom:6pt"><span style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="i0831f7ffe1fd4bcabbfacdfbe0ec4d0f_D20221117-20221117" name="dei:WrittenCommunications" format="ixt-sec:boolballotbox" id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGV4dHJlZ2lvbjpmMmI5OTg3MzQ0ZDQ0MWU2YmY4OTJhMmE2M2MzMzkyN18xNzQz_7ed82db7-4860-4a44-852c-9f51c8bd34b2">&#9744;</ix:nonNumeric></span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) </span></div><div style="margin-bottom:6pt"><span style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="i0831f7ffe1fd4bcabbfacdfbe0ec4d0f_D20221117-20221117" name="dei:SolicitingMaterial" format="ixt-sec:boolballotbox" id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGV4dHJlZ2lvbjpmMmI5OTg3MzQ0ZDQ0MWU2YmY4OTJhMmE2M2MzMzkyN18xNzM0_93e56be9-2782-4983-b89f-312f1accbeb7">&#9744;</ix:nonNumeric></span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) </span></div><div style="margin-bottom:6pt"><span style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="i0831f7ffe1fd4bcabbfacdfbe0ec4d0f_D20221117-20221117" name="dei:PreCommencementTenderOffer" format="ixt-sec:boolballotbox" id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGV4dHJlZ2lvbjpmMmI5OTg3MzQ0ZDQ0MWU2YmY4OTJhMmE2M2MzMzkyN18xNzQ0_3051ad9d-f700-4420-881e-8ebfef110490">&#9744;</ix:nonNumeric></span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) </span></div><div><span style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="i0831f7ffe1fd4bcabbfacdfbe0ec4d0f_D20221117-20221117" name="dei:PreCommencementIssuerTenderOffer" format="ixt-sec:boolballotbox" id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGV4dHJlZ2lvbjpmMmI5OTg3MzQ0ZDQ0MWU2YmY4OTJhMmE2M2MzMzkyN18xNzM1_cab863e4-8914-4e30-a160-ad0625e62dcb">&#9744;</ix:nonNumeric></span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Securities registered pursuant to Section 12(b) of the Act:</span></div><div style="margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:45.020%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.323%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:33.893%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Title of each class</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Trading Symbol(s)</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Name of each exchange on which registered</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="ic2352971cb4d4004817d6c2eab060484_D20221117-20221117" name="dei:Security12bTitle" id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGFibGU6ZjRjODUxNGIyZmZhNDRjNWI4NWZlNDA1OWEzOWFjM2IvdGFibGVyYW5nZTpmNGM4NTE0YjJmZmE0NGM1Yjg1ZmU0MDU5YTM5YWMzYl8xLTAtMS0xLTIxNjEx_f33aa00d-c7f1-4f41-a7d9-8fb640e0b993">Common stock, par value $1</ix:nonNumeric></span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="ic2352971cb4d4004817d6c2eab060484_D20221117-20221117" name="dei:TradingSymbol" id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGFibGU6ZjRjODUxNGIyZmZhNDRjNWI4NWZlNDA1OWEzOWFjM2IvdGFibGVyYW5nZTpmNGM4NTE0YjJmZmE0NGM1Yjg1ZmU0MDU5YTM5YWMzYl8xLTItMS0xLTIxNjEx_3274ec6d-d379-4e9a-9dc1-788c37bb3833">AEL</ix:nonNumeric></span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="ic2352971cb4d4004817d6c2eab060484_D20221117-20221117" name="dei:SecurityExchangeName" format="ixt-sec:exchnameen" id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGFibGU6ZjRjODUxNGIyZmZhNDRjNWI4NWZlNDA1OWEzOWFjM2IvdGFibGVyYW5nZTpmNGM4NTE0YjJmZmE0NGM1Yjg1ZmU0MDU5YTM5YWMzYl8xLTQtMS0xLTIxNjEx_2281c242-bfa1-4c47-acf8-db6b1e50ba65">New York Stock Exchange</ix:nonNumeric></span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="i4ed99dff9ee84b4a9e18d4b83a99d008_D20221117-20221117" name="dei:Security12bTitle" id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGFibGU6ZjRjODUxNGIyZmZhNDRjNWI4NWZlNDA1OWEzOWFjM2IvdGFibGVyYW5nZTpmNGM4NTE0YjJmZmE0NGM1Yjg1ZmU0MDU5YTM5YWMzYl8yLTAtMS0xLTIxNjEx_e662e810-4431-40dd-82f6-5a6cdb6f4ce8">Depositary Shares, each representing a 1/1,000th interest in a share of 5.95% Fixed-Rate Reset Non-Cumulative Preferred Stock, Series A</ix:nonNumeric></span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="i4ed99dff9ee84b4a9e18d4b83a99d008_D20221117-20221117" name="dei:TradingSymbol" id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGFibGU6ZjRjODUxNGIyZmZhNDRjNWI4NWZlNDA1OWEzOWFjM2IvdGFibGVyYW5nZTpmNGM4NTE0YjJmZmE0NGM1Yjg1ZmU0MDU5YTM5YWMzYl8yLTItMS0xLTIxNjEx_6d3becc0-24af-4666-8b42-4ce35622f076">AELPRA</ix:nonNumeric></span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="i4ed99dff9ee84b4a9e18d4b83a99d008_D20221117-20221117" name="dei:SecurityExchangeName" format="ixt-sec:exchnameen" id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGFibGU6ZjRjODUxNGIyZmZhNDRjNWI4NWZlNDA1OWEzOWFjM2IvdGFibGVyYW5nZTpmNGM4NTE0YjJmZmE0NGM1Yjg1ZmU0MDU5YTM5YWMzYl8yLTQtMS0xLTIxNjEx_45d252bf-d0a2-46d9-964e-e9a6c397f135">New York Stock Exchange</ix:nonNumeric></span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="i3103cabd2a134cd480251a25d8137556_D20221117-20221117" name="dei:Security12bTitle" id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGFibGU6ZjRjODUxNGIyZmZhNDRjNWI4NWZlNDA1OWEzOWFjM2IvdGFibGVyYW5nZTpmNGM4NTE0YjJmZmE0NGM1Yjg1ZmU0MDU5YTM5YWMzYl8zLTAtMS0xLTIxNjEx_38b48d92-b7d7-49a2-ae25-8a57babc14ed">Depositary Shares, each representing a 1/1,000th interest in a share of 6.625% Fixed-Rate Reset Non-Cumulative Preferred Stock, Series B</ix:nonNumeric></span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="i3103cabd2a134cd480251a25d8137556_D20221117-20221117" name="dei:TradingSymbol" id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGFibGU6ZjRjODUxNGIyZmZhNDRjNWI4NWZlNDA1OWEzOWFjM2IvdGFibGVyYW5nZTpmNGM4NTE0YjJmZmE0NGM1Yjg1ZmU0MDU5YTM5YWMzYl8zLTItMS0xLTIxNjEx_0b6ca9cb-4a1e-4f03-9402-8d7c0691b83e">AELPRB</ix:nonNumeric></span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="i3103cabd2a134cd480251a25d8137556_D20221117-20221117" name="dei:SecurityExchangeName" format="ixt-sec:exchnameen" id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGFibGU6ZjRjODUxNGIyZmZhNDRjNWI4NWZlNDA1OWEzOWFjM2IvdGFibGVyYW5nZTpmNGM4NTE0YjJmZmE0NGM1Yjg1ZmU0MDU5YTM5YWMzYl8zLTQtMS0xLTIxNjEx_6e0b3569-0720-4ed5-a67a-82b55f98aef1">New York Stock Exchange</ix:nonNumeric></span></td></tr></table></div><div><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 </span></div><div style="margin-bottom:6pt;text-align:justify"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(&#167;230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (&#167;240.12b-2 of this chapter).</span></div><div style="margin-bottom:6pt;text-align:justify"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Emerging growth company  </span><span style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="i0831f7ffe1fd4bcabbfacdfbe0ec4d0f_D20221117-20221117" name="dei:EntityEmergingGrowthCompany" format="ixt-sec:boolballotbox" id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGV4dHJlZ2lvbjpmMmI5OTg3MzQ0ZDQ0MWU2YmY4OTJhMmE2M2MzMzkyN18xNzM2_b218bfbb-51e7-4dd5-b7c4-fed73e588075">&#9744;</ix:nonNumeric></span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  </span><span style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#9744;</span></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:98.900%"></td><td style="width:0.1%"></td></tr><tr style="height:5pt"><td colspan="3" style="border-bottom:2pt solid #000000;padding:0 1pt"></td></tr></table></div><div style="text-align:center"><span><br/></span></div><div><span><br/></span></div><div style="height:42.75pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span><br/></span></div></div></div><div id="id317c81ef73b4fe495bf23c6259ab54b_132"></div><hr style="page-break-after:always"/><div style="min-height:42.75pt;width:100%"><div><span><br/></span></div></div><div style="margin-bottom:9pt;margin-top:9pt;text-align:justify"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Item 3.03&#160;&#160;&#160;&#160;.  Material Modification to Rights of Security Holders. </span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The information set forth in Item 5.03 is incorporated by reference into this Item 3.03.</span></div><div><span><br/></span></div><div id="id317c81ef73b4fe495bf23c6259ab54b_7"></div><div style="margin-bottom:9pt;margin-top:9pt;text-align:justify"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Item 5.03.&#160; Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year. </span></div><div style="margin-bottom:6pt;text-align:justify"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">On November 17, 2022, the American Equity Investment Life Holding Company (the "Company") Board of Directors ("Board") amended and restated the Company's bylaws ("Bylaws"), effective immediately.  The amendments:</span></div><div style="margin-bottom:6pt;padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:14.85pt">provide that a shareholder invoking the SEC's universal proxy rules with respect to its director nominee(s) must comply with all requirements of that rule and certify its compliance in order for its nominees (and all proxies and votes submitted for its nominees) to be considered at the shareholder meeting.  </span></div><div style="margin-bottom:6pt;padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:14.85pt">conform the Company's advance-notice Bylaws to common public company practices by requiring a shareholder nominating a director candidate or making a proposal at a shareholder meeting to provide additional background and other information about the shareholder, any such nominees, and other persons related to the shareholder's nomination and proposals.  The shareholder must also update the disclosure to maintain its accuracy.</span></div><div style="margin-bottom:6pt;padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:14.85pt">designate Iowa district courts as the exclusive forum for any internal corporate claims, as defined by the Iowa Business Corporation Act.</span></div><div style="margin-bottom:6pt;padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:14.85pt">clarify portions of the Bylaws for consistency with the Iowa Business Corporation Act.</span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:107%">The foregoing description of the amendments to the By-Laws is not complete and is qualified in its entirety by reference to the full text of the By-Laws, which are filed as Exhibit 3.1 hereto in redline form showing the amendments described above, and as Exhibit 3.2 hereto in unmarked form, and are incorporated herein by reference.  </span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:107%">The full text of the Company&#8217;s Bylaws, as amended and restated, is attached as Exhibit 3.2 to this Current Report on Form 8-K and is incorporated by reference herein.</span></div><div style="text-align:justify"><span><br/></span></div><div id="id317c81ef73b4fe495bf23c6259ab54b_125"></div><div style="-sec-extract:summary;margin-top:9pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Item 9.01.&#160;&#160;Financial Statements and Exhibits </span></div><div style="margin-bottom:9pt;margin-top:9pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.707%"><tr><td style="width:1.0%"></td><td style="width:7.111%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.533%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:89.956%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Exhibit</span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:underline">Number</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:underline">Description</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3.1</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:justify"><span style="color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:underline" href="ex31fourthamendedandrestat.htm">Fourth Amended and Restated Bylaws, redlined for amendments effective November 17, 2022</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3.2</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:justify"><span style="color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:underline" href="ex32fourthamendedandrestat.htm">Fourth Amended and Restated Bylaws</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">104</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:justify;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">The cover page from this Current Report on Form&#160;8-K,&#160;formatted in Inline XBRL.</span></td></tr></table></div><div style="height:42.75pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span><br/></span></div></div></div><div id="id317c81ef73b4fe495bf23c6259ab54b_10"></div><hr style="page-break-after:always"/><div style="min-height:42.75pt;width:100%"><div><span><br/></span></div></div><div style="margin-bottom:24pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:120%">SIGNATURE</span></div><div style="margin-bottom:24pt;margin-top:24pt;text-align:justify"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</span></div><div style="margin-bottom:19pt;margin-top:24pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:38.666%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.139%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:48.461%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.334%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%">AMERICAN EQUITY INVESTMENT LIFE HOLDING COMPANY</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td colspan="6" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;Date: November 23, 2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">By:</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">/s/ Mark A. Schuman</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mark A. Schuman</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Vice President and Associate General Counsel, Securities and Corporate Governance, and Assistant Secretary</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td></tr></table></div><div style="margin-bottom:12pt;margin-top:19pt"><span><br/></span></div><div style="height:42.75pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span><br/></span></div></div></div></body></html>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-3.1
<SEQUENCE>2
<FILENAME>ex31fourthamendedandrestat.htm
<DESCRIPTION>EX-3.1
<TEXT>
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd"><html><head>
<!-- Document created using Wdesk -->
<!-- Copyright 2022 Workiva -->
<title>Document</title></head><body><div id="i924fbc1c0acd4c2e855e62f8283cd373_33"></div><div style="min-height:72pt;width:100%"><div style="text-align:right"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Exhibit 3.1</font></div></div><div style="margin-bottom:12pt;padding-left:18pt;padding-right:18pt;text-align:center;text-indent:36pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;text-decoration:underline">FOURTH</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;text-decoration:line-through">THIRD</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%"> AMENDED AND RESTATED BYLAWS  </font></div><div style="margin-bottom:12pt;text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">OF  </font></div><div style="margin-bottom:12pt;text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">AMERICAN EQUITY INVESTMENT  </font></div><div style="margin-bottom:12pt;text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">LIFE HOLDING COMPANY </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">  </font></div><div style="margin-bottom:12pt;text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(an Iowa Corporation)  </font></div><div style="margin-bottom:12pt;text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(hereinafter referred to as &#8220;Corporation&#8221;)</font></div><div style="margin-bottom:12pt;padding-right:-18pt;text-align:center;text-indent:18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">ARTICLE 1</font></div><div style="margin-bottom:12pt;text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">PRINCIPAL OFFICE</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">The principal office of the Corporation is at the location identified in the most recent annual report filed by the Corporation with the Iowa Secretary of State or such other location as may be designated by the </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">b</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">B</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">oard of </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">d</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">D</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">irectors.</font></div><div style="margin-bottom:12pt;text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">ARTICLE 2</font></div><div style="margin-bottom:12pt;text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">MEETINGS OF SHAREHOLDERS</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 2.1</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:21.31pt">Annual Meeting</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. The annual meeting of the shareholders for the election of directors and for the transaction of such other business as may properly come before the meeting, shall be held at such place</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(or by such means of remote communication as provided by the Iowa Business Corporation Act)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">, time and date as shall be designated from time to time by the board of directors.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 2.2</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:21.31pt">Special Meetings</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. Special meetings of the shareholders, for any purpose or purposes, shall be called in accordance with the Iowa Business Corporation Act</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">and shall be held at such place (or by such means of remote communication as provided by the Iowa Business Corporation Act), time and date as shall be designated from time to time by the board of directors.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 2.3</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:21.31pt">Notice of Meetings</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">Notice of (i) the place </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(or means of remote communication</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">), date and time</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">, and record date,</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> of all meetings of shareholders&#59; (ii) the initial authorization or issuance, subsequent to the next preceding shareholders&#8217; meeting, of shares for promissory notes or promises to render services in the future&#59; (iii) any indemnification of a director required by law to be reported to shareholders&#59; and, (iv) in the case of a special meeting, the purpose or purposes for which the meeting is called, shall be given not less than ten (10) days nor more than sixty (60) days before the date of the meeting to each shareholder entitled to vote at such meeting and to such other shareholders as are required by law to be given such notice. </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">Such notice shall be deemed given as provided by the Iowa Business Corporation Act.</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">The board of directors may establish a record date for the determination of shareholders entitled to </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">notice</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">vote</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">, as provided in Section 5.9 of these bylaws. Notice of adjourned meetings need only be given if required by law or Section 2.14 of these bylaws.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 2.4</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:21.31pt">Waiver of Notice.</font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="text-align:right"><font><br></font></div></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(a)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;padding-left:23.8pt">A written waiver of notice of any meeting of the shareholders signed by any shareholder entitled to such notice, whether before or after the time stated in such notice for the holding of such meeting, </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">or otherwise as provided by the Iowa Business Corporation Act,</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">shall be equivalent to the giving of such notice to such shareholder in due time as required by law and these bylaws.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(b)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;padding-left:23.18pt">A shareholder&#8217;s attendance at any shareholders&#8217; meeting, in person or by proxy, waives (i) giving of notice of such meeting and irregularities in any notice given, unless the shareholder at the beginning of the meeting or promptly upon the shareholder&#8217;s arrival objects to holding the meeting or transacting business at the meeting, </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">and </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(ii) objection to consideration of a particular matter at the meeting that is not within the purpose or purposes described in the meeting notice, unless the shareholder objects to considering the matter when it is presented</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">, and any other matters as provided by the Iowa Business Corporation Act</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 2.5</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:21.31pt">Voting List.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> After fixing a record date for a meeting, the Secretary </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">of the Corporation (the &#8220;Secretary&#8221;)</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">shall prepare an alphabetical list of the names of all shareholders who are entitled to notice of</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">and, if different, to vote at,</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> the shareholders&#8217; meeting</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">in accordance with the Iowa Business Corporation Act</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. The list must be arranged by voting group and within each voting group by class or series of shares, and show the address of and number of shares held by each shareholder. The shareholders&#8217; list must be available for inspection by any shareholder beginning two </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(2)</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">business days after notice of the meeting is given for which the list was prepared and continuing through the meeting, at the Corporation&#8217;s principal office or at a place identified in the meeting notice in the city where the meeting will be held</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline"> or otherwise as provided by the Iowa Business Corporation Act</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. A shareholder, or a shareholder&#8217;s agent or attorney, is entitled on written demand to inspect and, subject to the requirements of law, to copy the list, during regular business hours and at the person&#8217;s expense, during the period it is available for inspection. The Corporation shall make the shareholders&#8217; list available at the meeting</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline"> and otherwise as required by the Iowa Business Corporation Act</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">, and any shareholder, or a shareholder&#8217;s agent or attorney, is entitled to inspect the list at any time during the meeting or any adjournment.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 2.6</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:21.31pt">Quorum</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. Unless otherwise required by law, the holders of a majority of the </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">shares of any voting group </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">capital stock </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">issued and outstanding and entitled to vote thereat, present in person or represented by proxy, shall constitute a quorum</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline"> of such voting group</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> at all meetings of the shareholders for the transaction of business. A quorum, once established, shall not be broken by the withdrawal of enough votes to leave less than a quorum. If, however, such quorum shall not be present or represented at any meeting of the shareholders, the shareholders </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">of such voting group </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">entitled to vote thereat, present in person or represented by proxy, shall have power to adjourn the meeting from time to time, in the manner provided in Section 2.14</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline"> of these bylaws</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">, until a quorum </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">of such voting group </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">shall be present or represented.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 2.7</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:21.31pt">Organization</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(a)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;padding-left:23.8pt">Such person as the board of directors may have designated, or, in the absence of such a person, the President, or in his or her absence, such person as shall be designated by the holders of a majority of the shares present at the meeting, shall call meetings of the shareholders to order and shall act as chairperson of such meetings. </font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(b)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;padding-left:23.18pt">The Secretary </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">of the Corporation </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">shall act as </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">s</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">S</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">ecretary at all meetings of the shareholders, but in the absence of the Secretary at any meeting of the shareholders, the presiding officer may appoint any person to act as </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">s</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">S</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">ecretary of the meeting.</font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">2</font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="text-align:right"><font><br></font></div></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 2.8</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:21.31pt">Voting of Shares</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(a)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;padding-left:23.8pt">Every shareholder entitled to vote may vote in person or by proxy. Except as otherwise provided by law, each outstanding share</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline"> entitled to vote</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> regardless of class, shall be entitled to one vote on each matter submitted to a vote at a meeting of shareholders. Unless otherwise provided by law, at each meeting for election of directors, each shareholder entitled to vote shall be entitled to vote the number of shares owned by the shareholder for as many persons as there are directors to be elected and for whose election such shareholder has a right to vote, and directors shall be elected by a </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">majority</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">plurality </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">of the votes cast.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(b)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;padding-left:23.18pt">The shareholders having the right to vote shares at any meeting shall only be those of record on the stock books of the Corporation, on the record date fixed pursuant to the provisions of Section 5.9 of these bylaws or by law.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(c)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;padding-left:23.8pt">Absent special circumstances, the shares of the Corporation held by another corporation, if a majority of the shares entitled to vote for the election of directors of such other corporation is held by the Corporation, shall not be voted at any meeting.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(d)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;padding-left:23.18pt">Voting by shareholders on any question or in any election may be viva voce unless the chairperson of the meeting shall order or any shareholder shall demand that voting be by ballot. On a vote by ballot, each ballot shall be signed by the shareholder voting, or in the shareholder&#8217;s name by proxy, if there be such proxy, and shall state the number of shares voted by such shareholder.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(e)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;padding-left:23.8pt">If a quorum exists, action on a matter, other than the election of directors, by a voting group is approved if the votes cast within the voting group favoring the action exceed the votes cast opposing the action, unless a greater number is required by law.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 2.9</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:21.31pt">Voting by Proxy or Representative</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(a)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;padding-left:23.8pt">At all meetings of the shareholders, a shareholder entitled to vote may vote in person or by proxy appointed in writing. An appointment of a proxy is effective when received by the </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">S</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">s</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">ecretary or other officer or agent authorized to tabulate votes. An appointment is valid for eleven </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(11) </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">months unless a longer period is expressly provided in the appointment form.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(b)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;padding-left:23.18pt">Shares held by an administrator, executor, guardian, conservator, receiver, trustee, pledgee, or another corporation may be voted as provided by law.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 2.10</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:15.81pt">Inspectors</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. The board of directors in advance of any meeting of shareholders may (but shall not be obliged to) appoint inspectors to act at such meeting or any adjournment thereof. If inspectors are not so appointed</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline"> by the board of directors in advance of the meeting</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">, the officer or person acting as chairperson of any such meeting</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">, and on the request of any shareholder or his proxy,</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> shall make such appointment. In case any person appointed as inspector shall fail to appear or act, the vacancy may be filled by appointment made by the board of directors in advance of the meeting, or at the meeting by the officer or person acting as chairperson. The inspectors shall register proxies, determine the number of shares outstanding, the voting power of each, the shares represented at the meeting, the existence of a quorum, the authenticity, validity and effect of proxies, receive votes, ballots, assents or consents, hear and determine all challenges and questions in any way arising in connection with the vote, count and tabulate all votes, assents and consents, determine and </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">announce </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">report </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">the result, and do such acts as may appear proper to conduct the election or vote with fairness to all shareholders. The maximum number of </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">3</font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="text-align:right"><font><br></font></div></div><div style="margin-bottom:12pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">such inspectors appointed shall be three, and no inspector whether appointed by the board of directors or by the officer or person acting as chairperson need be a shareholder.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 2.11</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:15.81pt">Consent of Shareholders in Lieu of Meeting</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. Any action required or permitted by law to be taken at a meeting of the shareholders, may be taken without a meeting if a consent in writing setting forth the action so taken shall be signed by the holders of outstanding shares having not less than ninety percent </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(90%) </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">of the votes entitled to be cast at a meeting at which all shares entitled to vote on the action were present and voted</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">, and otherwise satisfying the requirements and within the limitations and provisos of the Iowa Business Corporation Act</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">, and are delivered to the Corporation for inclusion in the minutes.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 2.12</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:15.81pt">Conduct of Business</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. The chairperson of any meeting of shareholders shall determine the order of business and procedure at the meeting, including such regulation of the manner of voting and the conduct of business as seem to him or her to be in order</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">, subject to compliance with applicable law</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 2.13</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:15.81pt">Nature of Business at </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;text-decoration:underline">Annual</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Meetings of Shareholders.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(a)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">        No business may be transacted at an annual meeting of shareholders, other than business that is either (a) specified in the notice of meeting (or any supplement thereto) given by or at the direction of the board of directors (or any duly authorized committee thereof), (b) otherwise properly brought before the annual meeting by or at the direction of the board of directors (or any duly authorized committee thereof) or (c) otherwise properly brought before the annual meeting by any shareholder of the Corporation (i) who is a shareholder of record on the date of the giving of the notice provided for in this Section 2.13 and on the record date for the determination of shareholders entitled to vote at such annual meeting</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">, (ii) who is entitled to vote at such meeting</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> and (ii</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">i</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">) who complies with the notice procedures set forth in this Section 2.13.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(b)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">        In addition to any other applicable requirements, for business to be properly brought before an annual meeting by a shareholder, such shareholder must have given timely notice thereof in proper written form to the Secretary</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through"> of the Corporation</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. To be timely, a shareholder&#8217;s notice to the Secretary must be </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">delivered to or mailed and </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">received at the principal executive offices of the Corporation not less than sixty (60) days nor more than ninety (90) days prior to the anniversary date of the immediately preceding annual meeting of shareholders&#59; provided, however, that in the event that the annual meeting is called for a date that is not within thirty (30) days before or after such anniversary date, notice by the shareholder in order to be timely must be so received not later than the close of business on the tenth (10th) day following the day on which notice of the date of the annual meeting was mailed or </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">P</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">p</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">ublic </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">A</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">a</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">nnouncement </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(as defined below) </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">of the date of the annual meeting was made, whichever first occurs. In no event shall the</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline"> P</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">p</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">ublic </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">A</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">a</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">nnouncement of an adjournment of an annual meeting commence a new time period for the giving of a shareholder&#8217;s notice as described above.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(c) </font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">       </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">To be in proper written form, a shareholder&#8217;s notice to the Secretary must set forth as to each matter such shareholder proposes to bring before the annual meeting</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">&#58;</font></div><div style="margin-bottom:12pt;padding-left:36pt;text-align:justify;text-indent:72pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(i) a brief description of the business desired to be brought before the annual meeting </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(including the text of the proposal to be presented at the meeting and, in the event such business includes a proposal to approve, adopt, or amend any document, including, but not limited to, the Articles of Incorporation, as amended, or these bylaws, the language of the proposed amendment) </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">and the reasons for conducting such business at the annual meeting</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">,</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">4</font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="text-align:right"><font><br></font></div></div><div style="margin-bottom:12pt;padding-left:36pt;text-align:justify"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(including the text of any reasons for the proposed business that will be disclosed in any proxy statement or supplement thereto to be filed with the Securities and Exchange Commission (the &#8220;SEC&#8221;))&#59;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font></div><div style="margin-bottom:12pt;padding-left:36pt;text-align:justify;text-indent:72pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(ii) </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">as to the shareholder giving the notice and as to any and each Shareholder Associated Person (as defined below)&#58;</font></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify;text-indent:36pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(A)&#160;&#160;&#160;&#160;whether such person is providing the notice at the request of a beneficial holder of any securities of the Corporation&#59;</font></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify;text-indent:36pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(B)</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">       </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">the name and record address of such </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">shareholder</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">person&#59;</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">,</font></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify;text-indent:36pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(C)</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">(iii)</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(1) </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">the class or series and number of shares of capital stock of the Corporation which are owned beneficially or of record by such </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">shareholder</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">person, (2) the nominee holder for, and number of, any shares owned beneficially but not of record by such person, (3) the dates such shares were acquired, (4) the investment intent of such acquisitions and (5) evidence of such beneficial or record ownership&#59;</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">,</font></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify;text-indent:36pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(D)&#160;&#160;&#160;&#160;a complete and accurate description of any agreement, arrangement, or understanding, whether written or oral, (including any derivative, long or short position, profit interest, forward, future, swap, option, warrant, convertible security, stock appreciation right or similar right, hedging transaction, repurchase agreement or arrangement, borrowed or loaned shares) with an exercise or conversion privilege or a settlement payment or mechanism at a price related to any class or series of shares of capital stock of the Corporation or with a value derived in whole or in part from the value of any class or series of shares of capital stock of the Corporation, the effect or intent of which is to mitigate loss, manage risk, or benefit from changes in the price of any shares of capital stock of the Corporation, to transfer to or from any person or entity, in whole or in part, any of the economic consequences of ownership of any shares of capital stock of the Corporation, to maintain, increase, or decrease the voting power of any person or entity with respect to shares of capital stock of the Corporation, or to provide any person or entity, directly or indirectly, with the opportunity to profit or share in any profit derived from, or to otherwise benefit economically from, any increase or decrease in the value of any shares of capital stock of the Corporation (collectively, &#8220;Derivative Instruments&#8221;) that are owned, held or entered into by such person&#59;</font></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify;text-indent:36pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(E)       a complete and accurate description of any performance-related fees (other than an asset-based fee) to which any such person may be entitled as a result of any increase or decrease in the value of any securities of the Corporation or any Derivative Instrument&#59;</font></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify;text-indent:36pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(F) &#160;&#160;&#160;&#160;a complete and accurate description of any agreement, arrangement or understanding pursuant to which such person has received any financial assistance, funding or other consideration from any other person with respect to the investment by such person&#59;</font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">5</font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="text-align:right"><font><br></font></div></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify;text-indent:36pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(G)       any interest, direct or indirect (including, without limitation, any existing or prospective commercial, business or contractual relationship with the corporation), by security holdings or otherwise, of such person, in the Corporation or any affiliate thereof, other than an interest arising from the ownership of the securities of the Corporation where such shareholder receives no extra or special benefit not shared on a pro rata basis by all other holders of the same class or series&#59;</font></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify;text-indent:36pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(H)       to the extent known by the shareholder giving the notice, (1) the name and address of any other shareholders (including beneficial owners) known to support such proposal or other business on the date of such shareholder&#8217;s notice, and (2) the class or series and number of shares of capital stock of the Corporation that are owned beneficially or of record by such other shareholders,</font></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify;text-indent:36pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(I)</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">(iv)</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">a </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">complete and accurate</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">description of all </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">agreements, </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">arrangements or understandings between </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">or among (1) </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">such shareholder</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">, Shareholder Associated Person or any of their affiliates or (2) such shareholder, Shareholder Associated Person or any of their affiliates, on the one hand,</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> and any other person or persons (including their names)</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">, on the other hand,</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> in connection with</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">, or related to,</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> the proposal </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">or other</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">of such</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">business</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">, the applicable meeting or the capital stock of the Corporation (including, without limitation, any agreements, arrangements or understandings with respect to compensation, indemnification or the voting of any securities of the Corporation)</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">by such shareholder </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">and any material interest </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">of such shareholder</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">of such person</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> in such business</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">&#59;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">and</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify;text-indent:36pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(J)        any other information relating to such person that would be required to be disclosed in a proxy statement or other filings required to be made in connection with solicitation of proxies pursuant to Section 14 of the Securities Exchange Act of 1934, as amended (the &#8220;Exchange Act&#8221;)&#59; and</font></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify;text-indent:36pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(K)</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">(v)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">   a </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">written</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">representation that such shareholder intends to appear in person or by proxy at the annual meeting to bring such business before the meeting</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">and an acknowledgment that if the shareholder (or a qualified representative of the shareholder) does not appear to bring such business at such meeting, the Corporation need not bring such business for a vote at such meeting, notwithstanding that proxies in respect of such vote may have been received by the Corporation (with the determination as to whether to present such business to be made by the board of directors or the presiding officer of the meeting in his, her or its sole discretion)&#59;</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(the information described in this clause 2.13(c)(ii), the &#8220;Shareholder Information&#8221;).</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(d)        A shareholder providing notice pursuant to this Section 2.13 must update the notice delivered and information previously provided to the Corporation if necessary, so that the information provided or required to be provided in such notice shall continue to be true and correct (i) as of the record date for the annual meeting and (ii) as of the date that is ten (10) business days prior to such meeting (or any adjournment or postponement thereof), and such update must be received by the Secretary not later than five (5) business days after the record date for such meeting (in the case of an </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">6</font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="text-align:right"><font><br></font></div></div><div style="margin-bottom:12pt;text-align:justify"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">update required to be made as of the record date) and not later than five (5) business days prior to the date for such meeting (in the case of an update required to be made as of ten (10) business days prior to such meeting or any adjournment or postponement thereof). The immediately foregoing provisions shall not limit the Corporation&#8217;s rights with respect to any deficiencies in any notice provided by such shareholder, extend any applicable deadlines hereunder or enable or be deemed to permit such shareholder to change any matters specified in the notice after the deadlines hereunder have expired.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(e) </font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">       </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">No business shall be conducted at the annual meeting of shareholders except business brought before the annual meeting in accordance with the procedures set forth in this Section 2.1</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">3 (other than matters properly brought and maintained under Section 3.3 of these bylaws or Rule 14a-8 of the Exchange Act). </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">3, </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline line-through">provided</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">, </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline line-through">however</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">, that, o</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">O</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">nce business has been properly brought before the annual meeting in accordance with such procedures, nothing in this Section 2.13 shall be deemed to preclude discussion by any shareholder of </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">any</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">such business. If the presiding officer of an annual meeting determines that business was not properly brought before the annual meeting in accordance with the foregoing procedures, the presiding officer shall declare to the meeting that the business was not properly brought before the meeting and such business shall not be transacted.</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline"> Unless otherwise required by law, if the shareholder (or a qualified representative of the shareholder) does not appear at the meeting to present the proposal set forth in the shareholder&#8217;s notice, then the Corporation need not present such proposal for a vote at such meeting, notwithstanding that the Corporation may have received proxies in respect of such vote (with the determination as to whether to present such proposal to be made by the board of directors or the presiding officer of the meeting in his, her or its sole discretion).</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(f) </font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">       </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">For purposes of </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">this Section 2.13</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">these bylaws&#58; </font></div><div style="margin-bottom:12pt;padding-left:36pt;text-align:justify;text-indent:72pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(i)</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">         </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">&#8220;</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">P</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">p</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">ublic </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">A</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">a</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">nnouncement&#8221; shall mean an announcement in a press release reported by the Dow Jones News Service, Associated Press or comparable national news service or in a document publicly filed by the Corporation with the </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">Securities and Exchange Commission</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">SEC </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">pursuant to Section 13, 14 or 15(d) of the </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">Securities</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">Exchange Act</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">of 1934, as amended (the &#8220;Exchange Act&#8221;)</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">&#59; and </font></div><div style="margin-bottom:12pt;padding-left:36pt;text-align:justify;text-indent:72pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(ii)        a &#8220;Shareholder Associated Person&#8221; of any shareholder proposing business to be brought at a meeting of shareholders or nominating a person for election as a director, as applicable, shall mean (i) any person who is a member of a &#8220;group&#8221; (as such term is used in Rule 13d&#8209;5 of the Exchange Act) with or otherwise acting in concert with such shareholder, (ii) any beneficial owner of shares of capital stock of the Corporation beneficially owned or of record by such shareholder (other than a shareholder that is a depositary), (iii) any person that directly, or indirectly through one or more intermediaries, controls, or is controlled by, or is under common control with, such shareholder or such Shareholder Associated Person and beneficially owns, directly or indirectly, shares of capital stock of the Corporation and (iv) any participant (as defined in paragraphs (a)(ii)-(vi) of Instruction 3 to Item 4 of Schedule 14A, or any successor instructions) with such shareholder or such Shareholder Associated Person in respect of any proposals or nominations, as applicable.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 2.14</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:15.81pt">Adjourned Meetings</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. A meeting of shareholders may be adjourned to another time and to another place by either the chairperson of the meeting or a majority </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">of the</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">vote</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">s</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">present</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">of the shares of any voting group represented at such meeting</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. When a meeting is adjourned to another place, date or time, notice need not be given of the adjourned meeting if the place, date and time thereof are announced at the meeting at which the adjournment is taken&#59; provided, however, that if the date of any adjourned meeting is more than one hundred twenty (120) days after the date for which the meeting was </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">7</font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="text-align:right"><font><br></font></div></div><div style="margin-bottom:12pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">originally noticed, or if a new record date is fixed for the adjourned meeting, notice of the place</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(or means of remote communication)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">, date and time of the adjourned meeting shall be given in conformity herewith. At any adjourned meeting, any business may be transacted which might have been transacted at the original meeting.</font></div><div style="margin-bottom:12pt;text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">ARTICLE 3  </font></div><div style="margin-bottom:12pt;text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">BOARD OF DIRECTORS</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 3.1</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:21.31pt">Number of Directors</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. The number of directors shall be such number as the board of directors shall at the time have designated.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 3.2</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:21.31pt">Qualifications and General Powers</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. No director is required to be an officer or employee of the Corporation or a resident of the State of Iowa. The business and affairs of the Corporation shall be managed by the board of directors. The board of directors may authorize any officer or officers, agent or agents, to enter into any contract or to execute and deliver any instrument in the name and on behalf of the Corporation, and such authority may be general or confined to specific instances.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 3.3</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:21.31pt">Nomination of Directors</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. </font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(a) </font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">       </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">Only persons who are nominated in accordance with the following procedures shall be eligible for election as directors of the Corporation. Nominations of persons for election to the board of directors may be made at any annual meeting of shareholders, or at any special meeting of shareholders called for the purpose of electing directors, (a) by or at the direction of the board of directors (or any duly authorized committee thereof) or (b) by any shareholder of the Corporation (i) who is a shareholder of record on the date of the giving of the notice provided for in this Section 3.3 and on the record date for the determination of shareholders entitled to vote at such meeting</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">, (ii) who is entitled to vote on the election of directors</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> and (ii</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">i</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">) who complies with the notice procedures set forth in this Section 3.3.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(b)</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">        </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">In addition to any other applicable requirements, for a nomination to be made by a shareholder, such shareholder must have given timely notice thereof in proper written form to the Secretary</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">of the Corporation</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. To be timely, a shareholder&#8217;s notice to the Secretary must be </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">delivered to or mailed and</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">received at the </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">principal executive offices</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">registered office</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> of the Corporation (a) in the case of an annual meeting, not less than sixty (60) days nor more than ninety (90) days prior to the anniversary date of the immediately preceding annual meeting of shareholders&#59; provided, however, that in the event that the annual meeting is called for a date that is not within thirty (30) days before or after such anniversary date, notice by the shareholder in order to be timely must be so received not later than the close of business on the tenth (10th) day following the day on which notice of the date of the annual meeting was mailed or </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">P</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">p</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">ublic </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">A</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">a</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">nnouncement of the date of the annual meeting was made, whichever first occurs&#59; and (b) in the case of a special meeting of shareholders called for the purpose of electing directors, not later than the close of business on the tenth (10th) day following the day on which notice of the date of the special meeting was mailed or </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">P</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">p</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">ublic </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">A</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">a</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">nnouncement of the date of the special meeting was made, whichever first occurs. In no event shall the </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">P</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">p</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">ublic </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">A</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">a</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">nnouncement of an adjournment of an annual or special meeting commence a new time period for the giving of a shareholder&#8217;s notice as described above.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(c) </font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">       </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">To be in proper written form, a shareholder&#8217;s notice to the Secretary must set forth </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">8</font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="text-align:right"><font><br></font></div></div><div style="margin-bottom:12pt;padding-left:45pt;text-align:justify;text-indent:63pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(i)</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">(a)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">     as to each person whom the shareholder proposes to nominate for election as a director</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">&#58;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify;text-indent:36pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(A)</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">(i)</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">    </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">the name, age, business address and residence address of the </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">person</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">nominee and a description of the background and qualifications of such nominee&#59;</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">,</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:144pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(B)</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">(ii)</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">   </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">the principal occupation or employment of the </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">person</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">nominee&#59;</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">,</font></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify;text-indent:36pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(C)</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">(iii)</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline"> (1)</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">the class or series and number of shares of capital stock of the Corporation </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">which</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">that</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">are owned beneficially or of record by the </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">person</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">nominee, (2) the nominee holder for, and number of, any shares owned beneficially but not of record by such nominee, (3) the dates such shares were acquired, (4) the investment intent of such acquisitions, (5) evidence of such beneficial or record ownership and (6) any Derivative Instruments owned, held or entered into by such nominee&#59;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">and</font></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify;text-indent:36pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(D)       written responses to the director and officer questionnaire the Corporation most recently used with respect to the board of directors&#8217; nominees (which such shareholder shall request in writing from the Secretary and which the Secretary shall provide within ten (10) business days after receiving such request&#59;  provided in no event shall such request or the deadline for the Secretary&#8217;s response serve to extend the deadline provided in Section 3.3(b) of these bylaws)&#59; </font></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify;text-indent:36pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(E)       a complete and accurate description of all agreements, arrangements or understandings between or among such nominee, the shareholder giving the notice and any Shareholder Associated Person and any other person or entity in connection with such nominee&#8217;s nomination or service or action as a director, including, but not limited to, (1) any direct or indirect compensatory, payment, reimbursement, indemnification or other financial agreements, arrangements or understandings, (2) any commitment or assurance as to how such nominee will act or vote on any matter and (3) all information that would be required to be disclosed pursuant to Item 404 promulgated under Regulation S-K if the shareholder giving the notice and any Shareholder Associated Person were the &#8220;registrant&#8221; for purposes of such rule and the person being nominated was a director or executive officer of such registrant&#59;</font></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify;text-indent:36pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(F)        details of any position where such nominee has served as an officer or director of any competitor (that is, any entity that provides products or services that compete with or are alternatives to the principal products produced or services provided by the Corporation or any affiliate thereof) within the three (3) years preceding the submission of the notice&#59;</font></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify;text-indent:36pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(G)       details of any relationship between such nominee and any person or entity that would require disclosure on Schedule 13D as if the nominee was required to file a Schedule 13D with respect to the Corporation&#59;</font></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify;text-indent:36pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(H)</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">(iv)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through"> </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> any other information relating to the </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">person </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">nominee</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">that would be required to be disclosed in a proxy statement or other filings required to be </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">9</font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="text-align:right"><font><br></font></div></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">made in connection with solicitations of proxies for election of directors pursuant to Section 14 of the Exchange Act, and the rules and regulations promulgated thereunder&#59; </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">and</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify;text-indent:36pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(I)        such nominee&#8217;s written representation and agreement in a form reasonably satisfactory to the board of directors that&#58;</font></div><div style="margin-bottom:12pt;padding-left:144pt;text-align:justify;text-indent:36pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(1)</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;padding-left:23.18pt;text-decoration:underline">such nominee will comply with the Corporation&#8217;s processes for evaluating any person being considered for nomination to the board of directors, including an agreement to meet with the Nominating and Corporate Governance Committee Chair, if requested, to discuss matters relating to such nominee&#8217;s nomination, including the information provided by such nominee to the Corporation and such nominee&#8217;s eligibility to serve as a member of the board of directors&#59;</font></div><div style="margin-bottom:12pt;padding-left:144pt;text-indent:36pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(2)</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;padding-left:23.18pt;text-decoration:underline">such nominee consents to the running of any background check in accordance with the Corporation&#8217;s policy for prospective directors and will provide any information requested by the Corporation that is necessary to run such background check&#59;</font></div><div style="margin-bottom:12pt;padding-left:144pt;text-align:justify;text-indent:36pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:115%;text-decoration:underline">(3)        such nominee is not and will not become party to (x) any agreement, arrangement or understanding with, and has not given any commitment or assurance to, any person or entity as to how he or she, if elected as a director, will act or vote on any issue or question (a &#8220;Voting Commitment&#8221;) that has not been disclosed to the board of directors or (y) any Voting Commitment that could limit or interfere with such nominee&#8217;s ability to comply, if elected as a director, with his or her fiduciary duties under applicable law&#59; </font></div><div style="margin-bottom:12pt;padding-left:144pt;text-align:justify;text-indent:36pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:115%;text-decoration:underline">(4)        such nominee is not and will not become a party to any agreement, arrangement or understanding with any person or entity other than the Corporation with respect to any direct or indirect compensation, reimbursement or indemnification in connection with service or action as a director that has not been disclosed to the board of directors&#59; </font></div><div style="margin-bottom:12pt;padding-left:144pt;text-align:justify;text-indent:36pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:115%;text-decoration:underline">(5)        such nominee (x) will, if elected as a director, comply with applicable state or federal law, the rules of any stock exchange on which any of the Corporation&#8217;s securities are traded, all of the Corporation&#8217;s corporate governance, code of conduct, ethics, conflict of interest, confidentiality and stock ownership and trading policies and guidelines applicable generally to the Corporation&#8217;s directors (including the Corporation&#8217;s Corporate Governance Guidelines and Code of Business Conduct and Ethics) and applicable fiduciary duties under state law and (y) would, if elected as a director, be in compliance with any such laws, rules, and any policies and guidelines that have been publicly disclosed&#59; </font></div><div style="margin-bottom:12pt;padding-left:144pt;text-align:justify;text-indent:36pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:115%;text-decoration:underline">(6)        such nominee intends to serve a full term if elected as a director of the Corporation&#59; and</font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">10</font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="text-align:right"><font><br></font></div></div><div style="margin-bottom:12pt;padding-left:144pt;text-align:justify;text-indent:36pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:115%;text-decoration:underline">(7)        such nominee will provide facts, statements and other information in all communications with the Corporation and its shareholders that are or will be true and correct in all material respects and that do not and will not omit to state a material fact necessary in order to make the statements made therein, in light of the circumstances under which they were made, not misleading&#59; and</font></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify;text-indent:36pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(J)        such nominee&#8217;s</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">Such notice must be accompanied by a</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">written consent</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">of each proposed nominee </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">to being named as a nominee in the Corporation&#8217;s proxy statement and to serve as a director if elected.</font></div><div style="margin-bottom:12pt;padding-left:45pt;text-align:justify;text-indent:63pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(ii)</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">(b)</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">   </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">as to the shareholder giving the notice</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline"> and any other Shareholder Associated Person&#58;</font></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify;text-indent:36pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(A)           the Shareholder Information (as defined in Section 2.13(c)(ii))&#59;</font></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify;text-indent:36pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(B)    a written representation whether the shareholder or any Shareholder Associated Person intends or is part of a group which intends (1) to solicit proxies or votes in support of the nominee(s) included in the notice in accordance with Rule 14a-19 promulgated under the Exchange Act, and (2) to deliver a proxy statement and&#47;or form of proxy to holders of at least the percentage of the Corporation's outstanding capital stock required to elect the nominee.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">(i)the name and record address of such shareholder, (ii)the class or series and number of shares of capital stock of the Corporation which are owned beneficially or of record by such shareholder, (iii)a description of all arrangements or understandings between such shareholder and each proposed nominee and any other person or persons (including their names) pursuant to which the nomination(s) are to be made by such shareholder, (iv)a representation that such shareholder intends to appear in person or by proxy at the meeting to nominate the persons named in its notice and (v)any other information relating to such shareholder that would be required to be disclosed in a proxy statement or other filings required to be made in connection with solicitations of proxies for election of directors pursuant to Section 14 of the Exchange Act and the rules and regulations promulgated thereunder. Such notice must be accompanied by a written consent of each proposed nominee to being named as a nominee and to serve as a director if elected.</font></div><div style="margin-bottom:12pt;padding-left:36pt;text-align:justify;text-indent:36pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">The Corporation may also require any proposed nominee to furnish such other information (i) as may reasonably be required by the Corporation to determine the eligibility of such nominee to serve as an independent director of the Corporation under the rules and listing standards of the primary stock exchange upon which the shares of common stock of the Corporation is listed or traded, any applicable rules of the SEC and any publicly disclosed standards used by the board of directors in determining and disclosing the independence of the Corporation&#8217;s directors, including those applicable to a director&#8217;s service on the audit committee, compensation committee and any other committees of the board of directors, (ii) that could be material to a reasonable shareholder&#8217;s understanding of the independence, or lack thereof, of such nominee or (iii) that may reasonably be requested by the Corporation to determine the eligibility of such nominee to serve as a director of the Corporation.</font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">11</font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="text-align:right"><font><br></font></div></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(d)        A shareholder providing notice pursuant to this Section 3.3 must update the notice delivered and information previously provided to the Corporation if necessary, so that the information provided or required to be provided in such notice shall continue to be true and correct (i) as of the record date for the annual meeting and (ii) as of the date that is ten (10) business days prior to such meeting (or any adjournment or postponement thereof), and such update must be received by the Secretary not later than five (5) business days after the record date for such meeting (in the case of an update required to be made as of the record date) and not later than five (5) business days prior to the date for such meeting (in the case of an update required to be made as of ten (10) business days prior to such meeting or any adjournment or postponement thereof). The immediately foregoing provisions shall not limit the Corporation&#8217;s rights with respect to any deficiencies in any notice provided by such shareholder, extend any applicable deadlines hereunder or enable or be deemed to permit such shareholder to change the nominee(s) specified in the notice or add new nominees after the deadlines hereunder have expired.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(e)        Notwithstanding anything to the contrary in these bylaws, unless otherwise required by law, if any shareholder (i) provides notice pursuant to Rule 14a-19(b) promulgated under the Exchange Act with respect to any proposed nominee and (ii) subsequently fails to comply with the requirements of Rule 14a-19(a)(2) or Rule 14a-19(a)(3) promulgated under the Exchange Act (or fails to timely provide reasonable evidence sufficient to satisfy the Corporation that such person has met the requirements of Rule 14a-19(a)(3) promulgated under the Exchange Act in accordance with the following sentence), then the nomination of each such proposed nominee shall be disregarded, notwithstanding that proxies or votes in respect of the election of such proposed nominees may have been received by the Corporation (which proxies and votes shall be disregarded). Upon request by the Corporation, if any shareholder provides notice pursuant to Rule 14a-19(b) promulgated under the Exchange Act, such person shall deliver to the Corporation, no later than five (5) business days prior to the applicable meeting, reasonable evidence that it has met the requirements of Rule 14a-19(a)(3) promulgated under the Exchange Act. </font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(f) </font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">       </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">No person shall be eligible for election as a director of the Corporation unless nominated in accordance with the procedures set forth in this Section 3.3. If the presiding officer of the meeting determines that a nomination was not made in accordance with the foregoing procedures, the presiding officer shall declare to the meeting that the nomination was defective and such defective nomination shall be disregarded.</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">Unless otherwise required by law, if the shareholder (or a qualified representative of the shareholder) does not appear at the meeting of shareholders to nominate the individual set forth in the shareholder&#8217;s notice, then the Corporation need not present such nomination for a vote at such meeting, notwithstanding that the Corporation may have received proxies in respect of such vote (with the determination as to whether to present such nomination to be made by the board of directors or the presiding officer of the meeting in his, her or its sole discretion).</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">For purposes of this Section 3.3, &#8220;public announcement&#8221; shall mean an announcement in a press release reported by the Dow Jones News Service, Associated Press or comparable national news service or in a document publicly filed by the Corporation with the Securities and Exchange Commission pursuant to Section 13, 14 or 15(d) of the Exchange Act.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 3.4</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:21.31pt">Quorum and Manner of Acting</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. A majority of the number of directors then holding office shall constitute a quorum for the transaction of business&#59; but if at any meeting of the board </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">of directors </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">there be less than a quorum present, a majority of the directors present may adjourn the meeting from time to time until a quorum shall be present</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> Notice of any adjourned meeting need not be given. At all meetings of directors, a quorum being present, the act of the majority of the directors present at the meeting shall be the act of the board of directors.</font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">12</font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="text-align:right"><font><br></font></div></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 3.5</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:21.31pt">Resignation</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. Any director of the Corporation may resign at any time by giving written notice to the board of directors, its chairperson or the Corporation. The resignation of any director shall take effect upon delivery of notice thereof or at such later date as shall be specified in such notice&#59; and, unless otherwise specified therein, the acceptance of such resignation shall not be necessary to make it effective.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 3.6</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:21.31pt">Vacancies</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. Any vacancy occurring in the board of directors through death, resignation, removal or any other cause, including a vacancy resulting from an increase in the number of directors, may be filled by the affirmative vote of a majority of the remaining directors, though less than a quorum of the board of directors. A director </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">so</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">elected to fill a vacancy</font><font style="color:#ee2724;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through"> </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">, other than a newly created directorship,</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">shall hold office</font><font style="color:#ee2724;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through"> f</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">or the unexpired term of his predecessor. Any directorship to be filled by reason of an increase in the number of directors may be filled by the board of directors for a term of office continuing only</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">until the next election of directors by the shareholders.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 3.7</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:21.31pt">Compensation of Directors</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. The directors shall be entitled to be reimbursed for any expenses paid by them on account of attendance at any regular or special meeting of the board of directors and the board </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">of directors</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">may fix the compensation of directors from time to time by resolution</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">of the board</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 3.8</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:21.31pt">Place of Meetings, etc</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. The board of directors may hold its meetings and keep the books and records of the Corporation (except that the record of its shareholders must also be kept at the places described in Section 2.5 of these bylaws) at such place or places within or without the State of Iowa, as the board may from time to time determine. A director may participate in any meeting by any means of communication, including, but not limited to telephone conference call, by which all directors participating may simultaneously hear each other during the meeting.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 3.9</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:21.31pt">Annual Meeting</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. Immediately after the final adjournment of each annual meeting of the shareholders for the election of directors</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline"> (or as soon thereafter as practicable as determined by the Chair of the board of directors)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">, the board of directors shall meet, at the same place where said meeting of shareholders finally adjourned</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline"> (or, if such meeting of shareholders is held solely by means of remote communication, at the Corporation&#8217;s principal executive offices)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">, for the purpose of organization, the election of officers and the transaction of other business. Notice of such meeting need not be given. Such meeting may be held at any other time or place as shall be specified in a notice given as hereinafter provided for special meetings of the board of directors or in a consent and waiver of notice thereof signed by all the directors, at which meeting the same matters shall be acted upon as is above provided.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 3.10</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:15.81pt">Regular Meetings</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. Regular meetings of the board of directors shall be held at such place and at such times as the board of directors shall by resolution fix and determine from time to time. No notice shall be required for any such regular meeting of the board</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">of directors</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 3.11</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:15.81pt">Special Meetings&#59; Notice</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(a)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;padding-left:23.8pt">Special meetings of the board </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">of directors </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">shall be held whenever called by direction of the </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">P</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">p</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">resident, or one-third (1&#47;3) of the directors at the time being in office.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(b)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;padding-left:23.18pt">Notice of each such meeting shall be delivered to each director, at least two (2) days before the date on which the meeting is to be held, by mail, </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">telegraph,</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">electronic mail,</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> cable, radio or wireless, or personally or by telephone. Each notice shall state the time and place of the meeting. Unless otherwise indicated in the notice thereof, any and all business may be transacted at a special meeting. At </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">13</font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="text-align:right"><font><br></font></div></div><div style="margin-bottom:12pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">any meeting at which every director shall be present, even without any notice, any business may be transacted.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 3.12</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:15.81pt">Substitutes for Notice</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. A written waiver of notice signed by a director, whether before or after the time of the meeting stated therein, shall be equivalent to the giving of such notice in due time as required by these bylaws. Attendance of a director at or participation in a meeting shall constitute a waiver of notice of such meeting, unless the director at the beginning of the meeting or promptly upon arrival objects to holding the meeting or transacting business at the meeting and does not thereafter vote for or assent to action taken at the meeting.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 3.13</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:15.81pt">Director&#8217;s Assent Presumed</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. A director of the Corporation who is present at a meeting of its board of directors at which action on any corporate matter is taken shall be presumed to have assented to the action taken unless </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(a)</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">the</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">director at the beginning of the meeting or promptly upon arrival objects to holding the meeting or transacting business at the meeting, (b) the </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">director&#8217;s dissent </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">or abstention from the action taken </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">shall be</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">is</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> entered in the minutes of the meeting or </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">unless </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(c)</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">the director </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">shall file</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">delivers</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> a written </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">notice of his or her </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">dissent </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">or abstention </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">to such action with the person acting as the Secretary of the meeting before the adjournment thereof or </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">shall </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">forward</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">s</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> such </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">dissent </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">notice</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">by registered or certified mail to the Secretary </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">of the Corporation </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">immediately after the adjournment of the meeting. Such right to dissent shall not apply to a director who voted in favor of such action.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 3.14</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:15.81pt">Order of Business</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(a)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;padding-left:23.8pt">At meetings of the board of directors, business shall be transacted in such order as, from time to time, the board of directors may determine by resolution.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(b)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;padding-left:23.18pt">At all meetings of the board, the chairperson </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">of the board of directors </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">or in his or her absence, vice chairperson, or in their absence the President, or in the president&#8217;s absence the most senior Vice President present, or otherwise the person designated by the vote of a majority of the directors present shall preside.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 3.15</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:15.81pt">Action Without Meeting</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. Any action required or permitted by law to be taken at any meeting of the board of directors may be taken without a meeting if the action is taken by all members of the board and if one or more consents in writing setting forth the action so taken shall be signed by all of the directors then in office</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">, delivered to the Corporation</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> and included in the minutes.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 3.16</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:15.81pt">Committees</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(a)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;padding-left:23.8pt">The board of directors, by resolution adopted by the affirmative vote of a majority of the number of directors then in office, may establish one or more committees, including an executive committee, </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">each committee to consist</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">consisting</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> of two (2) or more directors appointed by the board of directors. Any such committee shall serve at the will of the board of directors. Each such committee shall have the powers and duties delegated to it by the board of directors. The board of directors may elect one or more of its members as alternate members of any such committee who may take the place of any absent member or members at any meeting of such committee, upon request by the </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">P</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">p</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">resident or the chairperson of such committee. Each such committee shall fix its own rules governing the conduct of its activities as the board of directors may request.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">(b)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;padding-left:23.18pt">A committee of the board </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">of directors</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">shall not</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline"> take any action prohibited to it by the Iowa Business Corporation Act</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">&#58; (i) authorize distributions by the Corporation&#59; (ii) approve or propose to shareholders of the Corporation action that the law requires be approved by shareholders&#59; (iii) fill </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">14</font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="text-align:right"><font><br></font></div></div><div style="margin-bottom:12pt;text-align:justify"><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">vacancies on the board of directors of the Corporation or on any of its committees&#59; (iv) amend the articles of incorporation of the Corporation&#59; (v) adopt, amend or repeal bylaws of the Corporation&#59;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through"> </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">(vi) approve a plan of merger not requiring shareholder approval&#59;</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">(vii) authorize or approve reacquisition of shares by the Corporation, except according to a formula or method prescribed by the board of directors&#59; or (viii) authorize or approve the issuance or sale or contract for sale of shares, or determine the designation and relative rights, preferences and limitations of a class or series of shares, except that the board of directors may authorize a committee or a senior executive officer of the Corporation to do so within limits specifically prescribed by the board of directors</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">.</font></div><div style="margin-bottom:12pt;text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">ARTICLE 4 </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font></div><div style="margin-bottom:12pt;text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">OFFICERS</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 4.1</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:21.31pt">Generally</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. The officers of the Corporation shall be a President, one or more Vice Presidents (the number thereof to be determined by the board of directors), a Secretary, a Treasurer and such other officers as may from time to time be appointed by the board of directors. One person may hold the offices and perform the duties of any two or more of said offices. In its discretion, the board of directors may delegate the powers or duties of any officer to any other officer or agents, notwithstanding any provision of these bylaws, and the board of directors may leave unfilled for any such period as it may fix, any office except those of President, Treasurer and Secretary. The officers of the Corporation shall be appointed annually by the board of directors at the annual meeting thereof. Each such officer shall hold office until the next succeeding annual meeting of the board of directors and until his successor shall have been duly chosen and shall qualify or until his death or until he shall resign or shall have been removed.</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 4.2</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:21.31pt">Removal.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> Any officer may be removed by the board of directors, with or without cause, but such removal shall be without prejudice to the contract rights, if any, of the person so removed.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 4.3</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:21.31pt">Powers and Duties of the President</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. The President shall be the chief executive officer of the Corporation. Subject to the provisions of these bylaws and to the direction of the board of directors, he or she shall have the responsibility for the general management and control of the business and affairs of the Corporation and shall perform all duties and have all powers which are commonly incident to the office of chief executive or which are delegated to him or her by the board of directors. He or she shall have power to sign all stock certificates, contracts and other instruments of the Corporation which are authorized and shall have general supervision and direction of all of the other officers, employees and agents of the Corporation.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 4.4</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:21.31pt">Powers and Duties of the Vice President(s)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. In the absence of the President or in the event of the death, inability or refusal to act of the President, the Vice President (or in the event there be more than one Vice President, the Vice Presidents in the order designated at the time of their election, or in the absence of any designation, the senior Vice President in length of service) shall perform the duties of the President, and when so acting, shall have all the powers of and be subject to all the restrictions upon the President. Any Vice President may sign, with the Secretary or Assistant Secretary, certificates for shares of the Corporation&#59; and shall perform such other duties and have such authority as from time to time may be assigned to such Vice President by the President or by the board of directors.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 4.5</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:21.31pt">Powers and Duties of the Secretary</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. The Secretary shall (a) keep minutes of all meetings of the shareholders and of the board of directors&#59; (b) authenticate records of the Corporation and attend to giving and serving all notices of the Corporation as provided by these bylaws or as required by law&#59; (c) be custodian of the corporate seal (if any), the stock certificate books and such other books, </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">15</font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="text-align:right"><font><br></font></div></div><div style="margin-bottom:12pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">records and papers as the board of directors may direct, and see that the corporate seal (if any) is affixed to all stock certificates and to all documents, the execution of which on behalf of the Corporation under its seal (if any) is duly authorized&#59; (d) keep a stock record showing the names of all persons who are shareholders of the Corporation, their post office addresses as furnished by each such shareholder, and the number of shares of each class of stock held by them respectively, and at least ten (10) days before each shareholders&#8217; meeting, prepare </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">a complete </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">the </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">list of shareholders </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">entitled to vote at such meeting arranged in alphabetical order</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">required under Section 2.5 of these bylaws</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">&#59; (e) sign with the President or a Vice President certificates for shares of the Corporation, the issuance of which shall have been duly authorized&#59; and (f) in general, perform all duties incident to the office of Secretary and such other duties as from time to time may be assigned to the Secretary by the President or the board of directors.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 4.6</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:21.31pt">Powers and Duties of the Treasurer</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. The Treasurer shall (a) have custody of and be responsible for all monies and securities of the Corporation, shall keep full and accurate records and accounts in books belonging to the Corporation, showing the transactions of the Corporation, its accounts, liabilities and financial condition and shall see that all expenditures are duly authorized and are evidenced by proper receipts and vouchers&#59; (b) deposit in the name of the Corporation in such depository or depositories as are approved by the directors, all moneys that may come into the Treasurer&#8217;s hands for the Corporation&#8217;s account&#59; (c) render an account of the financial condition of the Corporation at least annually&#59; and (d) in general, perform such duties as may from time to time be assigned to the Treasurer by the President or by the board of directors.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 4.7</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:21.31pt">Assistants</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. There shall be such number of Assistant Secretaries and Assistant Treasurers as the board of directors may from time to time authorize and appoint. The Assistant Secretaries and Assistant Treasurers in general, shall perform such duties as shall be assigned to them by the Secretary, or the Treasurer, respectively, or by the president or the board of directors. The board of directors shall have the power to appoint any person to act as assistant to any other officer, or to perform the duties of any other officer whenever for any reason it is impracticable for such officer to act personally, and such assistant or acting officer so appointed shall have the power to perform all the duties of the office to which he or she is so appointed to be assistant, or as to which he or she is so appointed to act, except as such power may be otherwise defined or restricted by the board of directors.</font></div><div style="margin-bottom:12pt;text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">ARTICLE 5  </font></div><div style="margin-bottom:12pt;text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">SHARES, THEIR ISSUANCE AND TRANSFER</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 5.1</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:21.31pt">Consideration for Shares</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. The board of directors may authorize shares to be issued for consideration consisting of any tangible or intangible property or benefit to the Corporation, including cash, promissory notes, services performed, contracts for services to be performed, or other securities of the Corporation. Before the Corporation issues shares, the board of directors must determine that the consideration received or to be received for shares to be issued is adequate. If the Corporation issues or authorizes the issuance of shares for promissory notes or for promises to render services in the future, the Corporation shall report in writing to the shareholders the number of shares authorized or issued and the consideration received by the Corporation with or before the notice of the next shareholders&#8217; meeting.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 5.2</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:21.31pt">Certificates for Shares</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. The shares of capital stock of the Corporation shall be represented by a certificate or certificates, unless and until the board of directors of the Corporation adopts a resolution permitting shares to be uncertificated. Notwithstanding the adoption of any such resolution providing for uncertificated shares, every holder of capital stock of the Corporation theretofore </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">16</font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="text-align:right"><font><br></font></div></div><div style="margin-bottom:12pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">represented by certificates and, upon request, every holder of uncertificated shares, shall be entitled to a certificate or certificates, to be in such form as the board of directors shall prescribe, certifying the number and class of shares of the Corporation owned by such shareholder.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 5.3</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:21.31pt">Execution of Certificates</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. The certificates for shares of stock shall be numbered in the order in which they shall be issued and shall be signed by the President or a Vice President and the Secretary or an Assistant Secretary</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through"> </font><font style="color:#ee2724;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">of the Corporation</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">, and may be sealed with the seal (if any) of the Corporation or a facsimile thereof. The signatures of the President or Vice President and the Secretary or Assistant Secretary or other persons signing for the Corporation upon a certificate may be facsimiles if the certificate is countersigned by a transfer agent, or registered by a registrar, other than the Corporation itself or an employee of the Corporation. In case any officer or other authorized person who has signed or whose facsimile signature has been placed upon such certificate for the Corporation shall have ceased to be such officer or employee or agent before such certificate is issued, it may be issued by the Corporation with the same effect as if he or she were such officer or employee or agent at the date of its issue.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 5.4</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:21.31pt">Share Record</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. A record shall be kept by the Secretary, or by any other officer, employee or agent designated by the board of directors, of the names and addresses of all shareholders and the number and class of shares held by each and the respective dates thereof and in case of cancellation, the respective dates of cancellation.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 5.5</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:21.31pt">Cancellation</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. Every certificate surrendered to the Corporation for exchange or transfer shall be cancelled, and no new certificate or certificates shall be issued in exchange for any existing certificate until such existing certificate shall have been so cancelled, except in cases provided in Section 5.8 of these bylaws.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 5.6</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:21.31pt">Transfers of Stock</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. Shares of capital stock of the Corporation shall be transferable in the manner prescribed by applicable law and in these bylaws. Transfers of shares of capital stock shall be made on the books of the Corporation, and in the case of certificated shares of stock, only by the person named in the certificate or by his or her attorney thereunto authorized by power of attorney duly executed and filed with the Secretary </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">of the Corporation </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">and upon the surrender of the certificate therefor, properly endorsed for transfer and payment of all necessary transfer taxes&#59; or, in the case of uncertificated shares of stock, upon receipt of proper transfer instructions from the registered holder of the shares or by his or her attorney thereunto authorized by power of attorney duly executed and filed with the Secretary</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through"> of the Corporation</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">, and upon payment of all necessary transfer taxes and compliance with appropriate procedures for transferring shares in uncertificated form&#59; provided, however, that such surrender and endorsement, compliance or payment of taxes shall not be required in any case in which the officers of the Corporation shall determine to waive such requirement. The person in whose name shares of stock stand on the books of the Corporation shall be deemed the owner thereof for all purposes as regards the Corporation&#59; provided, however, that whenever any transfer of shares shall be made for collateral security, and not absolutely, such fact, if known to the Secretary</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through"> of the Corporation</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">, shall be so expressed in the entry of transfer. No transfer of stock shall be valid as against the Corporation for any purpose until it shall have been entered in the share records of the Corporation by an entry showing from and to whom transferred.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 5.7</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:21.31pt">Regulations</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. The board of directors may make such other rules and regulations as it may deem expedient, not inconsistent with law, concerning the issue, transfer and registration of certificates for shares of the stock of the Corporation.</font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">17</font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="text-align:right"><font><br></font></div></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 5.8</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:21.31pt">Lost, Destroyed, or Mutilated Certificates</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. In the event of the loss, theft or destruction of any certificate of stock, another may be issued in its place pursuant to such regulations as the board of directors may establish concerning proof of such loss, theft or destruction and concerning the giving of a satisfactory bond or bonds of indemnity.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 5.9</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:21.31pt">Record Date</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. The board may fix, in advance, a date as the record date for any determination of shareholders for any purpose</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">, provided that</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> such date in every case </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">to be</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">may</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> not </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">be</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">more than seventy (70) days prior to the date on which the particular action or meeting</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">,</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> requiring such determination of shareholders</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">,</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> is to be to be taken or held. If no record date is so fixed for the determination of shareholders, the</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">n the record date shall be (a) for purposes of entitlement to vote at a shareholder meeting, the</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> close of business on the day before the date on which the first notice of a shareholders&#8217; meeting is delivered</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">, (b) either (x) the first date on which a signed written consent is delivered to the Corporation for purposes of determining the shareholders entitled to take action without a meeting when no prior action by the board of directors is required with respect to the action to be taken or (y) the close of business on the day the resolution of the board of directors taking such prior action is adopted for purposes of determining the shareholders entitled to take action without a meeting when prior action by the board of directors is required</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">or</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">(c) the close of business on</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> the </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">date</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">day </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">on which the resolution of the board of directors declaring a share dividend or distribution (other than in connection with a repurchase or reacquisition of shares) is adopted</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">for purposes of determining the shareholders entitled to such action</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">, as the case may be, shall be the record date for such determination of shareholders</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. When a determination of shareholders entitled to vote at any meeting of shareholders has been made as provided in this section, such determination shall apply to any adjournment thereof, unless the board of directors selects a new record date or unless a new record date is required by law.</font></div><div style="margin-bottom:12pt;text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">ARTICLE 6</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font></div><div style="margin-bottom:12pt;text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">MISCELLANEOUS PROVISIONS</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 6.1</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:21.31pt">Facsimile</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%"> </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;text-decoration:underline">and Electronic </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Signatures</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. In addition to the provisions for use of facsimile signatures elsewhere specifically authorized in these bylaws, facsimile</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">and electronic </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">signatures of any officer or officers of the </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">C</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">c</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">orporation may be used</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through"> whenever and as authorized by the board of directors or a committee thereof</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 6.2</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:21.31pt">Corporate Seal</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. The board of directors may by resolution (but shall not be required to) provide for a corporate seal which, if provided, shall be circular in form and shall bear the name of the </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">C</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">c</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">orporation and the words &#8220;Corporate Seal&#8221; and &#8220;Iowa&#8221;. The Secretary shall be custodian of any such seal. The board of directors may also authorize a duplicate seal to be kept and used by any other officer.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 6.3</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:21.31pt">Fiscal Year</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. The fiscal year of the Corporation shall be determined by resolution of the board of directors.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 6.4</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:21.31pt">Voting of Stocks Owned by the Corporation</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. In the absence of a resolution of the board of directors to the contrary, the President of the Corporation or any Vice President acting within the scope of his or her authority as provided in Section 4.4 of these bylaws, are authorized and empowered on behalf of the Corporation to attend, vote, grant discretionary proxies to be used at any meeting of shareholders of any corporation in which this Corporation holds or owns shares of stock, and in that connection, on behalf of this Corporation, to execute a waiver of notice of any such meeting. The </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">18</font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="text-align:right"><font><br></font></div></div><div style="margin-bottom:12pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">board of directors shall have authority to designate any officer or person as a proxy or attorney-in-fact to vote shares of stock in any other corporation in which this Corporation may own or hold shares of stock.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 6.5</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:21.31pt">Shareholders&#8217; Right to Information</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">.</font><font style="color:#008080;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">  </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">A shareholder of the Corporation is entitled to inspect and copy such records as required by, and subject to such limitations and provisos under, the Iowa Business Corporation Act.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#ee2724;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">(a)</font><font style="color:#ee2724;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;padding-left:23.8pt;text-decoration:line-through">A shareholder of the Corporation is entitled to inspect and copy, during regular business hours at the Corporation&#8217;s principal office, any of the following records of the Corporation, if the shareholder gives the Corporation written notice of the shareholder&#8217;s demand at least five business days before the date on which the shareholder wishes to inspect and copy&#58;</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:108pt"><font style="color:#ee2724;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">(1)</font><font style="color:#ee2724;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;padding-left:23.18pt;text-decoration:line-through">Articles or Restated Articles of Incorporation and all amendments currently in effect&#59;</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:108pt"><font style="color:#ee2724;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">(2)</font><font style="color:#ee2724;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;padding-left:23.18pt;text-decoration:line-through">Bylaws or Restated Bylaws and all amendments currently in effect&#59;</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:108pt"><font style="color:#ee2724;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">(3)</font><font style="color:#ee2724;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;padding-left:23.18pt;text-decoration:line-through">Resolutions adopted by the board of directors creating one or more classes or series of shares and fixing their relative rights, preferences and limitations, if shares issued pursuant to those resolutions are outstanding&#59;</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:108pt"><font style="color:#ee2724;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">(4)</font><font style="color:#ee2724;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;padding-left:23.18pt;text-decoration:line-through">Minutes of all shareholders&#8217; meetings and records of all action taken by shareholders without a meeting, for the past three years&#59;</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:108pt"><font style="color:#ee2724;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">(5)</font><font style="color:#ee2724;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;padding-left:23.18pt;text-decoration:line-through">All written communications to shareholders generally within the past three years, including the financial statement furnished for the past three years&#59;</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:108pt"><font style="color:#ee2724;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">(6)</font><font style="color:#ee2724;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;padding-left:23.18pt;text-decoration:line-through">A list of the names and business addresses of the Corporation&#8217;s current directors and officers&#59; and</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:108pt"><font style="color:#ee2724;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">(7)</font><font style="color:#ee2724;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;padding-left:23.18pt;text-decoration:line-through">The Corporation&#8217;s most recent annual report delivered to the Iowa Secretary of State.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#ee2724;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">(b)</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;padding-left:23.18pt;text-decoration:line-through">If (i) a shareholder makes a demand in good faith and for a proper purpose, (ii) the shareholder describes with reasonable particularity the shareholder&#8217;s purpose and the records the shareholder desires to inspect, and (iii) the record requested is directly connected with the shareholder&#8217;s stated purpose, the shareholder shall also be entitled to inspect and copy, during regular business hours at a reasonable location specified by the Corporation, any of the following records of the Corporation provided the shareholder gives the Corporation written notice of the shareholder&#8217;s demand at least five business days before the date on which the shareholder wishes to inspect and copy any of the following&#58;</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:108pt"><font style="color:#ee2724;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">(1)</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;padding-left:23.18pt;text-decoration:line-through">Excerpts from minutes of any meeting of the board of directors, records of any actions of a committee of the board of directors while acting in place of the board of directors on behalf of the Corporation, minutes of any meeting of the shareholders, and records of action taken by the shareholders or the board of directors without a meeting to the extent not subject to inspection under the preceding subparagraph&#59;</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:108pt"><font style="color:#ee2724;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">(2)</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;padding-left:23.18pt;text-decoration:line-through">Accounting records of the Corporation&#59; and</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:108pt"><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">(</font><font style="color:#ee2724;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">3</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">)        The record of shareholders of the Corporation.</font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">19</font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="text-align:right"><font><br></font></div></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;text-decoration:underline">Section 6.6</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:21.31pt;text-decoration:underline">Forum Selection</font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">. Unless the Corporation consents in writing to the selection of an alternative forum, the sole and exclusive forum for any or all internal corporate claims, as defined in Section 490.208 of the Iowa Business Corporation Act shall be an Iowa District Court (or, if no Iowa District Court has jurisdiction, then the United States District Court for the Southern District of Iowa).</font></div><div style="margin-bottom:12pt;text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">ARTICLE 7</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font></div><div style="margin-bottom:12pt;text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">INDEMNIFICATION OF DIRECTORS</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 7.1</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:21.31pt">Mandatory Indemnity</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. Each individual who is or was a director of the Corporation (and the heirs, executors, personal representatives or administrators of such individual) who was or is made a party to, or is involved in any threatened, pending or completed action, suit or proceeding, whether civil, criminal, administrative or investigative, by reason of the fact that such person is or was a director of the Corporation or is or was serving at the request of the Corporation as a director, officer, partner, trustee, employee or agent of another corporation, partnership, joint venture, trust, employee benefit plan or other enterprise (&#8220;Indemnitee&#8221;), shall be indemnified and held harmless by the Corporation to the fullest extent permitted by applicable law, as the same exists or may hereafter be amended. In addition to the indemnification conferred in this Article, the Indemnitee and any officer of the Corporation shall also be entitled to have paid directly by the Corporation the expenses reasonably incurred in defending any such proceeding against such Indemnitee, or any similar type of proceeding against such officer, in advance of its final disposition, to the fullest extent authorized by applicable law, as the same exists or may hereafter be amended. The right to indemnification conferred in this Article shall be a contract right.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Section 7.2</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:21.31pt">Non-Exclusivity of Rights</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. The rights to indemnification conferred in this Article shall not be exclusive of any other right which any person may have or hereafter acquire under any statute, the Corporation&#8217;s Articles of Incorporation or any agreement, vote of </font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:line-through">stockholder</font><font style="color:#ff0000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">s </font><font style="color:#3051f2;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">shareholders </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">or disinterested directors or otherwise.</font></div><div style="margin-bottom:12pt;text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">ARTICLE 8  </font></div><div style="margin-bottom:12pt;text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">AMENDMENTS TO BYLAWS</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">These bylaws may be amended or repealed by the board of directors or by the shareholders&#59; provided, however, that the shareholders may from time to time specify particular provisions of the bylaws which shall not be amended or repealed by the board of directors.</font></div><div><font><br></font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">20</font></div></div></div></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-3.2
<SEQUENCE>3
<FILENAME>ex32fourthamendedandrestat.htm
<DESCRIPTION>EX-3.2
<TEXT>
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd"><html><head>
<!-- Document created using Wdesk -->
<!-- Copyright 2022 Workiva -->
<title>Document</title></head><body><div id="ia053ec2bcb12475f82effbbe945137a9_1"></div><div style="min-height:72pt;width:100%"><div style="text-align:right"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Exhibit 3.2</font></div></div><div style="margin-bottom:12pt;text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">FOURTH AMENDED AND RESTATED BYLAWS<br><br>OF<br><br>AMERICAN EQUITY INVESTMENT<br><br>LIFE HOLDING COMPANY<br></font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%"><br>(an Iowa Corporation)<br><br>(hereinafter referred to as &#8220;Corporation&#8221;)</font></div><div style="margin-bottom:12pt;padding-right:-18pt;text-align:center;text-indent:18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">ARTICLE 1<br><br>PRINCIPAL OFFICE</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">The principal office of the Corporation is at the location identified in the most recent annual report filed by the Corporation with the Iowa Secretary of State or such other location as may be designated by the board of directors.</font></div><div style="margin-bottom:12pt;padding-right:-18pt;text-align:center;text-indent:18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">ARTICLE 2<br><br>MEETINGS OF SHAREHOLDERS</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 2.1</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:21.31pt">Annual Meeting</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">. The annual meeting of the shareholders for the election of directors and for the transaction of such other business as may properly come before the meeting, shall be held at such place (or by such means of remote communication as provided by the Iowa Business Corporation Act), time and date as shall be designated from time to time by the board of directors.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 2.2</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:21.31pt">Special Meetings.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%"> Special meetings of the shareholders, for any purpose or purposes, shall be called in accordance with the Iowa Business Corporation Act and shall be held at such place (or by such means of remote communication as provided by the Iowa Business Corporation Act), time and date as shall be designated from time to time by the board of directors.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section&#160;2.3</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:21.31pt">Notice of Meetings</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">Notice of (i) the place (or means of remote communication), date and time, and record date, of all meetings of shareholders&#59; (ii) the initial authorization or issuance, subsequent to the next preceding shareholders&#8217; meeting, of shares for promissory notes or promises to render services in the future&#59; (iii) any indemnification of a director required by law to be reported to shareholders&#59; and, (iv) in the case of a special meeting, the purpose or purposes for which the meeting is called, shall be given not less than ten (10) days nor more than sixty (60) days before the date of the meeting to each shareholder entitled to vote at such meeting and to such other shareholders as are required by law to be given such notice. Such notice shall be deemed given as provided by the Iowa Business Corporation Act. The board of directors may establish a record date for the determination of shareholders entitled to vote, as provided in Section&#160;5.9 of these bylaws. Notice of adjourned meetings need only be given if required by law or Section&#160;2.14 of these bylaws.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 2.4</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:21.31pt">Waiver of Notice</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(a)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%;padding-left:23.8pt">A written waiver of notice of any meeting of the shareholders signed by any shareholder entitled to such notice, whether before or after the time stated in such notice for the holding of </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:12pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">such meeting, or otherwise as provided by the Iowa Business Corporation Act, shall be equivalent to the giving of such notice to such shareholder in due time as required by law and these bylaws.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(b)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%;padding-left:23.18pt">A shareholder&#8217;s attendance at any shareholders&#8217; meeting, in person or by proxy, waives (i) giving of notice of such meeting and irregularities in any notice given, unless the shareholder at the beginning of the meeting or promptly upon the shareholder&#8217;s arrival objects to holding the meeting or transacting business at the meeting, (ii) objection to consideration of a particular matter at the meeting that is not within the purpose or purposes described in the meeting notice, unless the shareholder objects to considering the matter when it is presented, and any other matters as provided by the Iowa Business Corporation Act.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 2.5</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:21.31pt">Voting List.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%"> After fixing a record date for a meeting, the Secretary of the Corporation (the &#8220;Secretary&#8221;) shall prepare an alphabetical list of the names of all shareholders who are entitled to notice of and, if different, to vote at, the shareholders&#8217; meeting in accordance with the Iowa Business Corporation Act. The list must be arranged by voting group and within each voting group by class or series of shares, and show the address of and number of shares held by each shareholder. The shareholders&#8217; list must be available for inspection by any shareholder beginning two (2) business days after notice of the meeting is given for which the list was prepared and continuing through the meeting, at the Corporation&#8217;s principal office or at a place identified in the meeting notice in the city where the meeting will be held or otherwise as provided by the Iowa Business Corporation Act. A shareholder, or a shareholder&#8217;s agent or attorney, is entitled on written demand to inspect and, subject to the requirements of law, to copy the list, during regular business hours and at the person&#8217;s expense, during the period it is available for inspection. The Corporation shall make the shareholders&#8217; list available at the meeting and otherwise as required by the Iowa Business Corporation Act, and any shareholder, or a shareholder&#8217;s agent or attorney, is entitled to inspect the list at any time during the meeting or any adjournment.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 2.6</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:21.31pt">Quorum</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">. Unless otherwise required by law, the holders of a majority of the shares of any voting group issued and outstanding and entitled to vote thereat, present in person or represented by proxy, shall constitute a quorum of such voting group at all meetings of the shareholders for the transaction of business. A quorum, once established, shall not be broken by the withdrawal of enough votes to leave less than a quorum. If, however, such quorum shall not be present or represented at any meeting of the shareholders, the shareholders of such voting group entitled to vote thereat, present in person or represented by proxy, shall have power to adjourn the meeting from time to time, in the manner provided in Section&#160;2.14 of these bylaws, until a quorum of such voting group shall be present or represented.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 2.7</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:21.31pt">Organization</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(a)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%;padding-left:23.8pt">Such person as the board of directors may have designated, or, in the absence of such a person, the President, or in his or her absence, such person as shall be designated by the holders of a majority of the shares present at the meeting, shall call meetings of the shareholders to order and shall act as chairperson of such meetings. </font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(b)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%;padding-left:23.18pt">The Secretary shall act as secretary at all meetings of the shareholders, but in the absence of the Secretary at any meeting of the shareholders, the presiding officer may appoint any person to act as secretary of the meeting.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 2.8</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:21.31pt">Voting of Shares</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(a)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%;padding-left:23.8pt">Every shareholder entitled to vote may vote in person or by proxy. Except as otherwise provided by law, each outstanding share entitled to vote regardless of class, shall be entitled to one vote on each matter submitted to a vote at a meeting of shareholders. Unless otherwise provided by </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">2</font></div><div><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:12pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">law, at each meeting for election of directors, each shareholder entitled to vote shall be entitled to vote the number of shares owned by the shareholder for as many persons as there are directors to be elected and for whose election such shareholder has a right to vote, and directors shall be elected by a plurality of the votes cast.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(b)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%;padding-left:23.18pt">The shareholders having the right to vote shares at any meeting shall only be those of record on the stock books of the Corporation, on the record date fixed pursuant to the provisions of Section&#160;5.9 of these bylaws or by law.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(c)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%;padding-left:23.8pt">Absent special circumstances, the shares of the Corporation held by another corporation, if a majority of the shares entitled to vote for the election of directors of such other corporation is held by the Corporation, shall not be voted at any meeting.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(d)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%;padding-left:23.18pt">Voting by shareholders on any question or in any election may be viva voce unless the chairperson of the meeting shall order or any shareholder shall demand that voting be by ballot. On a vote by ballot, each ballot shall be signed by the shareholder voting, or in the shareholder&#8217;s name by proxy, if there be such proxy, and shall state the number of shares voted by such shareholder.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(e)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%;padding-left:23.8pt">If a quorum exists, action on a matter, other than the election of directors, by a voting group is approved if the votes cast within the voting group favoring the action exceed the votes cast opposing the action, unless a greater number is required by law.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 2.9</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:21.31pt">Voting by Proxy or Representative</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(a)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%;padding-left:23.8pt">At all meetings of the shareholders, a shareholder entitled to vote may vote in person or by proxy appointed in writing. An appointment of a proxy is effective when received by the Secretary or other officer or agent authorized to tabulate votes. An appointment is valid for eleven (11) months unless a longer period is expressly provided in the appointment form.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(b)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%;padding-left:23.18pt">Shares held by an administrator, executor, guardian, conservator, receiver, trustee, pledgee, or another corporation may be voted as provided by law.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 2.10</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:15.81pt">Inspectors</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">. The board of directors in advance of any meeting of shareholders may (but shall not be obliged to) appoint inspectors to act at such meeting or any adjournment thereof. If inspectors are not so appointed by the board of directors in advance of the meeting, the officer or person acting as chairperson of any such meeting shall make such appointment. In case any person appointed as inspector shall fail to appear or act, the vacancy may be filled by appointment made by the board of directors in advance of the meeting, or at the meeting by the officer or person acting as chairperson. The inspectors shall register proxies, determine the number of shares outstanding, the voting power of each, the shares represented at the meeting, the existence of a quorum, the authenticity, validity and effect of proxies, receive votes, ballots, assents or consents, hear and determine all challenges and questions in any way arising in connection with the vote, count and tabulate all votes, assents and consents, determine and report the result, and do such acts as may appear proper to conduct the election or vote with fairness to all shareholders. The maximum number of such inspectors appointed shall be three, and no inspector whether appointed by the board of directors or by the officer or person acting as chairperson need be a shareholder.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 2.11</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:15.81pt">Consent of Shareholders in Lieu of Meeting</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">. Any action required or permitted by law to be taken at a meeting of the shareholders, may be taken without a meeting if a consent in writing setting forth the action so taken shall be signed by the holders of outstanding shares having not less than ninety percent (90%) of the votes entitled to be cast at a meeting at which all shares entitled to vote on the action were present and voted, and otherwise satisfying the requirements and within the limitations and </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">3</font></div><div><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:12pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">provisos of the Iowa Business Corporation Act, and are delivered to the Corporation for inclusion in the minutes.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 2.12</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:15.81pt">Conduct of Business</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">. The chairperson of any meeting of shareholders shall determine the order of business and procedure at the meeting, including such regulation of the manner of voting and the conduct of business as seem to him or her to be in order, subject to compliance with applicable law.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 2.13</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:15.81pt">Nature of Business at Annual Meetings of Shareholders.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%"> </font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(a)&#160;&#160;&#160;&#160;No business may be transacted at an annual meeting of shareholders, other than business that is either (a) specified in the notice of meeting (or any supplement thereto) given by or at the direction of the board of directors (or any duly authorized committee thereof), (b) otherwise properly brought before the annual meeting by or at the direction of the board of directors (or any duly authorized committee thereof) or (c) otherwise properly brought before the annual meeting by any shareholder of the Corporation (i) who is a shareholder of record on the date of the giving of the notice provided for in this Section&#160;2.13 and on the record date for the determination of shareholders entitled to vote at such annual meeting, (ii) who is entitled to vote at such meeting and (iii) who complies with the notice procedures set forth in this Section&#160;2.13.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(b)&#160;&#160;&#160;&#160;In addition to any other applicable requirements, for business to be properly brought before an annual meeting by a shareholder, such shareholder must have given timely notice thereof in proper written form to the Secretary. To be timely, a shareholder&#8217;s notice to the Secretary must be received at the principal executive offices of the Corporation not less than sixty (60) days nor more than ninety (90) days prior to the anniversary date of the immediately preceding annual meeting of shareholders&#59; provided, however, that in the event that the annual meeting is called for a date that is not within thirty (30) days before or after such anniversary date, notice by the shareholder in order to be timely must be so received not later than the close of business on the tenth (10th) day following the day on which notice of the date of the annual meeting was mailed or Public Announcement (as defined below) of the date of the annual meeting was made, whichever first occurs. In no event shall the Public Announcement of an adjournment of an annual meeting commence a new time period for the giving of a shareholder&#8217;s notice as described above.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(c)&#160;&#160;&#160;&#160;To be in proper written form, a shareholder&#8217;s notice to the Secretary must set forth as to each matter such shareholder proposes to bring before the annual meeting&#58;</font></div><div style="margin-bottom:12pt;padding-left:36pt;text-align:justify;text-indent:72pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(i) a brief description of the business desired to be brought before the annual meeting (including the text of the proposal to be presented at the meeting and, in the event such business includes a proposal to approve, adopt, or amend any document, including, but not limited to, the Articles of Incorporation, as amended, or these bylaws, the language of the proposed amendment) and the reasons for conducting such business at the annual meeting (including the text of any reasons for the proposed business that will be disclosed in any proxy statement or supplement thereto to be filed with the Securities and Exchange Commission (the &#8220;SEC&#8221;))&#59; </font></div><div style="margin-bottom:12pt;padding-left:36pt;text-align:justify;text-indent:72pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(ii) as to the shareholder giving the notice and as to any and each Shareholder Associated Person (as defined below)&#58;</font></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(A)&#160;&#160;&#160;&#160;whether such person is providing the notice at the request of a beneficial holder of any securities of the Corporation&#59;</font></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(B)&#160;&#160;&#160;&#160;the name and record address of such person&#59;</font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">4</font></div><div><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(C)&#160;&#160;&#160;&#160;(1) the class or series and number of shares of capital stock of the Corporation which are owned beneficially or of record by such person, (2) the nominee holder for, and number of, any shares owned beneficially but not of record by such person, (3) the dates such shares were acquired, (4) the investment intent of such acquisitions and (5) evidence of such beneficial or record ownership&#59;</font></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(D)&#160;&#160;&#160;&#160;a complete and accurate description of any agreement, arrangement, or understanding, whether written or oral, (including any derivative, long or short position, profit interest, forward, future, swap, option, warrant, convertible security, stock appreciation right or similar right, hedging transaction, repurchase agreement or arrangement, borrowed or loaned shares) with an exercise or conversion privilege or a settlement payment or mechanism at a price related to any class or series of shares of capital stock of the Corporation or with a value derived in whole or in part from the value of any class or series of shares of capital stock of the Corporation, the effect or intent of which is to mitigate loss, manage risk, or benefit from changes in the price of any shares of capital stock of the Corporation, to transfer to or from any person or entity, in whole or in part, any of the economic consequences of ownership of any shares of capital stock of the Corporation, to maintain, increase, or decrease the voting power of any person or entity with respect to shares of capital stock of the Corporation, or to provide any person or entity, directly or indirectly, with the opportunity to profit or share in any profit derived from, or to otherwise benefit economically from, any increase or decrease in the value of any shares of capital stock of the Corporation (collectively, &#8220;Derivative Instruments&#8221;) that are owned, held or entered into by such person&#59;</font></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(E)&#160;&#160;&#160;&#160;a complete and accurate description of any performance-related fees (other than an asset-based fee) to which any such person may be entitled as a result of any increase or decrease in the value of any securities of the Corporation or any Derivative Instrument&#59;</font></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(F)&#160;&#160;&#160;&#160;a complete and accurate description of any agreement, arrangement or understanding pursuant to which such person has received any financial assistance, funding or other consideration from any other person with respect to the investment by such person&#59;</font></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(G)&#160;&#160;&#160;&#160;any interest, direct or indirect (including, without limitation, any existing or prospective commercial, business or contractual relationship with the corporation), by security holdings or otherwise, of such person, in the Corporation or any affiliate thereof, other than an interest arising from the ownership of the securities of the Corporation where such shareholder receives no extra or special benefit not shared on a pro rata basis by all other holders of the same class or series&#59;</font></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(H)&#160;&#160;&#160;&#160;to the extent known by the shareholder giving the notice, (1) the name and address of any other shareholders (including beneficial owners) known to support such proposal or other business on the date of such shareholder&#8217;s notice, and (2) the class or series and number of shares of capital stock of the Corporation that are owned beneficially or of record by such other shareholders,</font></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(I)&#160;&#160;&#160;&#160;a complete and accurate description of all agreements, arrangements or understandings between or among (1) such shareholder, </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">5</font></div><div><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">Shareholder Associated Person or any of their affiliates or (2) such shareholder, Shareholder Associated Person or any of their affiliates, on the one hand, and any other person or persons (including their names), on the other hand, in connection with, or related to, the proposal or other business, the applicable meeting or the capital stock of the Corporation (including, without limitation, any agreements, arrangements or understandings with respect to compensation, indemnification or the voting of any securities of the Corporation)and any material interest of such person in such business&#59; </font></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(J)&#160;&#160;&#160;&#160;any other information relating to such person that would be required to be disclosed in a proxy statement or other filings required to be made in connection with solicitation of proxies pursuant to Section 14 of the Securities Exchange Act of 1934, as amended (the &#8220;Exchange Act&#8221;)&#59; and</font></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(K)&#160;&#160;&#160;&#160;a written representation that such shareholder intends to appear in person or by proxy at the annual meeting to bring such business before the meeting and an acknowledgment that if the shareholder (or a qualified representative of the shareholder) does not appear to bring such business at such meeting, the Corporation need not bring such business for a vote at such meeting, notwithstanding that proxies in respect of such vote may have been received by the Corporation (with the determination as to whether to present such business to be made by the board of directors or the presiding officer of the meeting in his, her or its sole discretion)&#59;</font></div><div style="margin-bottom:12pt;padding-left:36pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(the information described in this clause 2.13(c)(ii), the &#8220;Shareholder Information&#8221;).</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(d)&#160;&#160;&#160;&#160;A shareholder providing notice pursuant to this Section 2.13 must update the notice delivered and information previously provided to the Corporation if necessary, so that the information provided or required to be provided in such notice shall continue to be true and correct (i) as of the record date for the annual meeting and (ii) as of the date that is ten (10) business days prior to such meeting (or any adjournment or postponement thereof), and such update must be received by the Secretary not later than five (5) business days after the record date for such meeting (in the case of an update required to be made as of the record date) and not later than five (5) business days prior to the date for such meeting (in the case of an update required to be made as of ten (10) business days prior to such meeting or any adjournment or postponement thereof). The immediately foregoing provisions shall not limit the Corporation&#8217;s rights with respect to any deficiencies in any notice provided by such shareholder, extend any applicable deadlines hereunder or enable or be deemed to permit such shareholder to change any matters specified in the notice after the deadlines hereunder have expired.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(e)&#160;&#160;&#160;&#160;No business shall be conducted at the annual meeting of shareholders except business brought before the annual meeting in accordance with the procedures set forth in this Section&#160;2.13 (other than matters properly brought and maintained under Section 3.3 of these bylaws or Rule 14a-8 of the Exchange Act). Once business has been properly brought before the annual meeting in accordance with such procedures, nothing in this Section&#160;2.13 shall be deemed to preclude discussion by any shareholder of such business. If the presiding officer of an annual meeting determines that business was not properly brought before the annual meeting in accordance with the foregoing procedures, the presiding officer shall declare to the meeting that the business was not properly brought before the meeting and such business shall not be transacted. Unless otherwise required by law, if the shareholder (or a qualified representative of the shareholder) does not appear at the meeting to present the proposal set forth in the shareholder&#8217;s notice, then the Corporation need not present such proposal for a vote at such meeting, notwithstanding that the Corporation may have received proxies in respect of such vote (with the determination as to whether to </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">6</font></div><div><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:12pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">present such proposal to be made by the board of directors or the presiding officer of the meeting in his, her or its sole discretion).</font></div><div style="margin-bottom:12pt;padding-left:36pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(f)&#160;&#160;&#160;&#160;For purposes of these bylaws&#58; </font></div><div style="margin-bottom:12pt;padding-left:36pt;text-align:justify;text-indent:72pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(i)&#160;&#160;&#160;&#160;&#8220;Public Announcement&#8221; shall mean an announcement in a press release reported by the Dow Jones News Service, Associated Press or comparable national news service or in a document publicly filed by the Corporation with the SEC pursuant to Section&#160;13, 14 or 15(d) of the Exchange Act&#59; and </font></div><div style="margin-bottom:12pt;padding-left:36pt;text-align:justify;text-indent:72pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(ii)&#160;&#160;&#160;&#160;a &#8220;Shareholder Associated Person&#8221; of any shareholder proposing business to be brought at a meeting of shareholders or nominating a person for election as a director, as applicable, shall mean (i) any person who is a member of a &#8220;group&#8221; (as such term is used in Rule 13d&#8209;5 of the Exchange Act) with or otherwise acting in concert with such shareholder, (ii) any beneficial owner of shares of capital stock of the Corporation beneficially owned or of record by such shareholder (other than a shareholder that is a depositary), (iii) any person that directly, or indirectly through one or more intermediaries, controls, or is controlled by, or is under common control with, such shareholder or such Shareholder Associated Person and beneficially owns, directly or indirectly, shares of capital stock of the Corporation and (iv) any participant (as defined in paragraphs (a)(ii)-(vi) of Instruction 3 to Item 4 of Schedule 14A, or any successor instructions) with such shareholder or such Shareholder Associated Person in respect of any proposals or nominations, as applicable.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 2.14</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:15.81pt">Adjourned Meetings</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">. A meeting of shareholders may be adjourned to another time and to another place by either the chairperson of the meeting or a majority vote of the shares of any voting group represented at such meeting. When a meeting is adjourned to another place, date or time, notice need not be given of the adjourned meeting if the place, date and time thereof are announced at the meeting at which the adjournment is taken&#59; provided, however, that if the date of any adjourned meeting is more than one hundred twenty (120) days after the date for which the meeting was originally noticed, or if a new record date is fixed for the adjourned meeting, notice of the place (or means of remote communication), date and time of the adjourned meeting shall be given in conformity herewith. At any adjourned meeting, any business may be transacted which might have been transacted at the original meeting.</font></div><div style="margin-bottom:12pt;padding-right:-18pt;text-align:center;text-indent:18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">ARTICLE 3<br><br>BOARD OF DIRECTORS</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 3.1</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:21.31pt">Number of Directors</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">. The number of directors shall be such number as the board of directors shall at the time have designated.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 3.2</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:21.31pt">Qualifications and General Powers</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">. No director is required to be an officer or employee of the Corporation or a resident of the State of Iowa. The business and affairs of the Corporation shall be managed by the board of directors. The board of directors may authorize any officer or officers, agent or agents, to enter into any contract or to execute and deliver any instrument in the name and on behalf of the Corporation, and such authority may be general or confined to specific instances.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 3.3</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:21.31pt">Nomination of Directors</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">. </font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(a)&#160;&#160;&#160;&#160;Only persons who are nominated in accordance with the following procedures shall be eligible for election as directors of the Corporation. Nominations of persons for election to the board of </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">7</font></div><div><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:12pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">directors may be made at any annual meeting of shareholders, or at any special meeting of shareholders called for the purpose of electing directors, (a) by or at the direction of the board of directors (or any duly authorized committee thereof) or (b) by any shareholder of the Corporation (i) who is a shareholder of record on the date of the giving of the notice provided for in this Section&#160;3.3 and on the record date for the determination of shareholders entitled to vote at such meeting, (ii) who is entitled to vote on the election of directors and (iii) who complies with the notice procedures set forth in this Section&#160;3.3.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(b)&#160;&#160;&#160;&#160;In addition to any other applicable requirements, for a nomination to be made by a shareholder, such shareholder must have given timely notice thereof in proper written form to the Secretary. To be timely, a shareholder&#8217;s notice to the Secretary must be received at the principal executive offices of the Corporation (a) in the case of an annual meeting, not less than sixty (60) days nor more than ninety (90) days prior to the anniversary date of the immediately preceding annual meeting of shareholders&#59; provided, however, that in the event that the annual meeting is called for a date that is not within thirty (30) days before or after such anniversary date, notice by the shareholder in order to be timely must be so received not later than the close of business on the tenth (10th) day following the day on which notice of the date of the annual meeting was mailed or Public Announcement of the date of the annual meeting was made, whichever first occurs&#59; and (b) in the case of a special meeting of shareholders called for the purpose of electing directors, not later than the close of business on the tenth (10th) day following the day on which notice of the date of the special meeting was mailed or Public Announcement of the date of the special meeting was made, whichever first occurs. In no event shall the Public Announcement of an adjournment of an annual or special meeting commence a new time period for the giving of a shareholder&#8217;s notice as described above.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(c)&#160;&#160;&#160;&#160;To be in proper written form, a shareholder&#8217;s notice to the Secretary must set forth </font></div><div style="margin-bottom:12pt;padding-left:36pt;text-align:justify;text-indent:72pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(i)&#160;&#160;&#160;&#160;as to each person whom the shareholder proposes to nominate for election as a director&#58; </font></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(A)&#160;&#160;&#160;&#160;the name, age, business address and residence address of the nominee and a description of the background and qualifications of such nominee&#59;</font></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(B)&#160;&#160;&#160;&#160;the principal occupation or employment of the nominee&#59;</font></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(C)&#160;&#160;&#160;&#160;(1) the class or series and number of shares of capital stock of the Corporation that are owned beneficially or of record by the nominee, (2) the nominee holder for, and number of, any shares owned beneficially but not of record by such nominee, (3) the dates such shares were acquired, (4) the investment intent of such acquisitions, (5) evidence of such beneficial or record ownership and (6) any Derivative Instruments owned, held or entered into by such nominee&#59; </font></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(D)&#160;&#160;&#160;&#160;written responses to the director and officer questionnaire the Corporation most recently used with respect to the board of directors&#8217; nominees (which such shareholder shall request in writing from the Secretary and which the Secretary shall provide within ten (10) business days after receiving such request&#59;  provided in no event shall such request or the deadline for the Secretary&#8217;s response serve to extend the deadline provided in Section 3.3(b) of these bylaws)&#59; </font></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(E)&#160;&#160;&#160;&#160;a complete and accurate description of all agreements, arrangements or understandings between or among such nominee, the shareholder giving the notice and any Shareholder Associated Person and any other person or entity in connection with such nominee&#8217;s nomination or service or action as a </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">8</font></div><div><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">director, including, but not limited to, (1) any direct or indirect compensatory, payment, reimbursement, indemnification or other financial agreements, arrangements or understandings, (2) any commitment or assurance as to how such nominee will act or vote on any matter and (3) all information that would be required to be disclosed pursuant to Item 404 promulgated under Regulation S-K if the shareholder giving the notice and any Shareholder Associated Person were the &#8220;registrant&#8221; for purposes of such rule and the person being nominated was a director or executive officer of such registrant&#59;</font></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(F)&#160;&#160;&#160;&#160;details of any position where such nominee has served as an officer or director of any competitor (that is, any entity that provides products or services that compete with or are alternatives to the principal products produced or services provided by the Corporation or any affiliate thereof) within the three (3) years preceding the submission of the notice&#59;</font></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(G)&#160;&#160;&#160;&#160;details of any relationship between such nominee and any person or entity that would require disclosure on Schedule 13D as if the nominee was required to file a Schedule 13D with respect to the Corporation&#59;</font></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(H)&#160;&#160;&#160;&#160;any other information relating to the nominee that would be required to be disclosed in a proxy statement or other filings required to be made in connection with solicitations of proxies for election of directors pursuant to Section&#160;14 of the Exchange Act, and the rules and regulations promulgated thereunder&#59; </font></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(I)&#160;&#160;&#160;&#160;such nominee&#8217;s written representation and agreement in a form reasonably satisfactory to the board of directors that&#58;</font></div><div style="margin-bottom:12pt;padding-left:144pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(1)&#160;&#160;&#160;&#160;such nominee will comply with the Corporation&#8217;s processes for evaluating any person being considered for nomination to the board of directors, including an agreement to meet with the Nominating and Corporate Governance Committee Chair, if requested, to discuss matters relating to such nominee&#8217;s nomination, including the information provided by such nominee to the Corporation and such nominee&#8217;s eligibility to serve as a member of the board of directors&#59;</font></div><div style="margin-bottom:12pt;padding-left:144pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(2)&#160;&#160;&#160;&#160;such nominee consents to the running of any background check in accordance with the Corporation&#8217;s policy for prospective directors and will provide any information requested by the Corporation that is necessary to run such background check&#59;</font></div><div style="margin-bottom:12pt;padding-left:144pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(3)&#160;&#160;&#160;&#160;such nominee is not and will not become party to (x) any agreement, arrangement or understanding with, and has not given any commitment or assurance to, any person or entity as to how he or she, if elected as a director, will act or vote on any issue or question (a &#8220;Voting Commitment&#8221;) that has not been disclosed to the board of directors or (y) any Voting Commitment that could limit or interfere with such nominee&#8217;s ability to comply, if elected as a director, with his or her fiduciary duties under applicable law&#59; </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">9</font></div><div><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:12pt;padding-left:144pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(4)&#160;&#160;&#160;&#160;such nominee is not and will not become a party to any agreement, arrangement or understanding with any person or entity other than the Corporation with respect to any direct or indirect compensation, reimbursement or indemnification in connection with service or action as a director that has not been disclosed to the board of directors&#59; </font></div><div style="margin-bottom:12pt;padding-left:144pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(5)&#160;&#160;&#160;&#160;such nominee (x) will, if elected as a director, comply with applicable state or federal law, the rules of any stock exchange on which any of the Corporation&#8217;s securities are traded, all of the Corporation&#8217;s corporate governance, code of conduct, ethics, conflict of interest, confidentiality and stock ownership and trading policies and guidelines applicable generally to the Corporation&#8217;s directors (including the Corporation&#8217;s Corporate Governance Guidelines and Code of Business Conduct and Ethics) and applicable fiduciary duties under state law and (y) would, if elected as a director, be in compliance with any such laws, rules, and any policies and guidelines that have been publicly disclosed&#59; </font></div><div style="margin-bottom:12pt;padding-left:144pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(6)&#160;&#160;&#160;&#160;such nominee intends to serve a full term if elected as a director of the Corporation&#59; and</font></div><div style="margin-bottom:12pt;padding-left:144pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(7)&#160;&#160;&#160;&#160;such nominee will provide facts, statements and other information in all communications with the Corporation and its shareholders that are or will be true and correct in all material respects and that do not and will not omit to state a material fact necessary in order to make the statements made therein, in light of the circumstances under which they were made, not misleading&#59; and</font></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(J)&#160;&#160;&#160;&#160;such nominee&#8217;s written consent to being named as a nominee in the Corporation&#8217;s proxy statement and to serve as a director if elected.</font></div><div style="margin-bottom:12pt;padding-left:36pt;text-align:justify;text-indent:72pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(ii)&#160;&#160;&#160;&#160;as to the shareholder giving the notice and any other Shareholder Associated Person&#58;</font></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(A)&#160;&#160;&#160;&#160;the Shareholder Information (as defined in Section 2.13(c)(ii))&#59;</font></div><div style="margin-bottom:12pt;padding-left:108pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(B)&#160;&#160;&#160;&#160;a written representation whether the shareholder or any Shareholder Associated Person intends or is part of a group which intends (1) to solicit proxies or votes in support of the nominee(s) included in the notice in accordance with Rule 14a-19 promulgated under the Exchange Act, and (2) to deliver a proxy statement and&#47;or form of proxy to holders of at least the percentage of the Corporation's outstanding capital stock required to elect the nominee. </font></div><div style="margin-bottom:12pt;padding-left:36pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">The Corporation may also require any proposed nominee to furnish such other information (i) as may reasonably be required by the Corporation to determine the eligibility of such nominee to serve as an independent director of the Corporation under the rules and listing standards of the primary stock exchange upon which the shares of common stock of the Corporation is listed or traded, any applicable rules of the SEC and any publicly disclosed standards used by the board of directors in determining and disclosing the independence of the Corporation&#8217;s directors, including those applicable to a director&#8217;s service on the audit committee, compensation committee and any other committees of the board of directors, (ii) that could be material to a reasonable shareholder&#8217;s understanding of the independence, or lack thereof, of such nominee or (iii) that may reasonably </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">10</font></div><div><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:12pt;padding-left:36pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">be requested by the Corporation to determine the eligibility of such nominee to serve as a director of the Corporation.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(d)&#160;&#160;&#160;&#160;A shareholder providing notice pursuant to this Section 3.3 must update the notice delivered and information previously provided to the Corporation if necessary, so that the information provided or required to be provided in such notice shall continue to be true and correct (i) as of the record date for the annual meeting and (ii) as of the date that is ten (10) business days prior to such meeting (or any adjournment or postponement thereof), and such update must be received by the Secretary not later than five (5) business days after the record date for such meeting (in the case of an update required to be made as of the record date) and not later than five (5) business days prior to the date for such meeting (in the case of an update required to be made as of ten (10) business days prior to such meeting or any adjournment or postponement thereof). The immediately foregoing provisions shall not limit the Corporation&#8217;s rights with respect to any deficiencies in any notice provided by such shareholder, extend any applicable deadlines hereunder or enable or be deemed to permit such shareholder to change the nominee(s) specified in the notice or add new nominees after the deadlines hereunder have expired.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(e)&#160;&#160;&#160;&#160;Notwithstanding anything to the contrary in these bylaws, unless otherwise required by law, if any shareholder (i) provides notice pursuant to Rule 14a-19(b) promulgated under the Exchange Act with respect to any proposed nominee and (ii) subsequently fails to comply with the requirements of Rule 14a-19(a)(2) or Rule 14a-19(a)(3) promulgated under the Exchange Act (or fails to timely provide reasonable evidence sufficient to satisfy the Corporation that such person has met the requirements of Rule 14a-19(a)(3) promulgated under the Exchange Act in accordance with the following sentence), then the nomination of each such proposed nominee shall be disregarded, notwithstanding that proxies or votes in respect of the election of such proposed nominees may have been received by the Corporation (which proxies and votes shall be disregarded). Upon request by the Corporation, if any shareholder provides notice pursuant to Rule 14a-19(b) promulgated under the Exchange Act, such person shall deliver to the Corporation, no later than five (5) business days prior to the applicable meeting, reasonable evidence that it has met the requirements of Rule 14a-19(a)(3) promulgated under the Exchange Act. </font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(f)&#160;&#160;&#160;&#160;No person shall be eligible for election as a director of the Corporation unless nominated in accordance with the procedures set forth in this Section&#160;3.3. If the presiding officer of the meeting determines that a nomination was not made in accordance with the foregoing procedures, the presiding officer shall declare to the meeting that the nomination was defective and such defective nomination shall be disregarded. Unless otherwise required by law, if the shareholder (or a qualified representative of the shareholder) does not appear at the meeting of shareholders to nominate the individual set forth in the shareholder&#8217;s notice, then the Corporation need not present such nomination for a vote at such meeting, notwithstanding that the Corporation may have received proxies in respect of such vote (with the determination as to whether to present such nomination to be made by the board of directors or the presiding officer of the meeting in his, her or its sole discretion).</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 3.4</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:21.31pt">Quorum and Manner of Acting</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">. A majority of the number of directors then holding office shall constitute a quorum for the transaction of business&#59; but if at any meeting of the board of directors there be less than a quorum present, a majority of the directors present may adjourn the meeting from time to time until a quorum shall be present. Notice of any adjourned meeting need not be given. At all meetings of directors, a quorum being present, the act of the majority of the directors present at the meeting shall be the act of the board of directors.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 3.5</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:21.31pt">Resignation</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">. Any director of the Corporation may resign at any time by giving written notice to the board of directors, its chairperson or the Corporation. The resignation of any director shall take effect upon delivery of notice thereof or at such later date as shall be specified in such notice&#59; </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">11</font></div><div><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:12pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">and, unless otherwise specified therein, the acceptance of such resignation shall not be necessary to make it effective.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 3.6</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:21.31pt">Vacancies</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">. Any vacancy occurring in the board of directors through death, resignation, removal or any other cause, including a vacancy resulting from an increase in the number of directors, may be filled by the affirmative vote of a majority of the remaining directors, though less than a quorum of the board of directors. A director so elected to fill a vacancy shall hold office until the next election of directors by the shareholders.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 3.7</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:21.31pt">Compensation of Directors</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">. The directors shall be entitled to be reimbursed for any expenses paid by them on account of attendance at any regular or special meeting of the board of directors and the board of directors may fix the compensation of directors from time to time by resolution.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 3.8</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:21.31pt">Place of Meetings, etc</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">. The board of directors may hold its meetings and keep the books and records of the Corporation (except that the record of its shareholders must also be kept at the places described in Section&#160;2.5 of these bylaws) at such place or places within or without the State of Iowa, as the board may from time to time determine. A director may participate in any meeting by any means of communication, including, but not limited to telephone conference call, by which all directors participating may simultaneously hear each other during the meeting.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 3.9</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:21.31pt">Annual Meeting</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">. Immediately after the final adjournment of each annual meeting of the shareholders for the election of directors (or as soon thereafter as practicable as determined by the Chair of the board of directors), the board of directors shall meet, at the same place where said meeting of shareholders finally adjourned (or, if such meeting of shareholders is held solely by means of remote communication, at the Corporation&#8217;s principal executive offices), for the purpose of organization, the election of officers and the transaction of other business. Notice of such meeting need not be given. Such meeting may be held at any other time or place as shall be specified in a notice given as hereinafter provided for special meetings of the board of directors or in a consent and waiver of notice thereof signed by all the directors, at which meeting the same matters shall be acted upon as is above provided.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 3.10</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:15.81pt">Regular Meetings</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">. Regular meetings of the board of directors shall be held at such place and at such times as the board of directors shall by resolution fix and determine from time to time. No notice shall be required for any such regular meeting of the board of directors.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 3.11</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:15.81pt">Special Meetings&#59; Notice</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(a)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%;padding-left:23.8pt">Special meetings of the board of directors shall be held whenever called by direction of the President, or one-third (1&#47;3) of the directors at the time being in office.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(b)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%;padding-left:23.18pt">Notice of each such meeting shall be delivered to each director, at least two (2) days before the date on which the meeting is to be held, by mail, electronic mail, cable, radio or wireless, or personally or by telephone. Each notice shall state the time and place of the meeting. Unless otherwise indicated in the notice thereof, any and all business may be transacted at a special meeting. At any meeting at which every director shall be present, even without any notice, any business may be transacted.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 3.12</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:15.81pt">Substitutes for Notice</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">. A written waiver of notice signed by a director, whether before or after the time of the meeting stated therein, shall be equivalent to the giving of such notice in due time as required by these bylaws. Attendance of a director at or participation in a meeting shall constitute a waiver of notice of such meeting, unless the director at the beginning of the meeting or promptly upon arrival objects to holding the meeting or transacting business at the meeting and does not thereafter vote for or assent to action taken at the meeting.</font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">12</font></div><div><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 3.13</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:15.81pt">Director&#8217;s Assent Presumed</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">. A director of the Corporation who is present at a meeting of its board of directors at which action on any corporate matter is taken shall be presumed to have assented to the action taken unless (a) the director at the beginning of the meeting or promptly upon arrival objects to holding the meeting or transacting business at the meeting,(b) the director&#8217;s dissent or abstention from the action taken is entered in the minutes of the meeting or (c) the director delivers a written notice of his or her dissent or abstention to such action with the person acting as the Secretary of the meeting before the adjournment thereof or forwards such notice by registered or certified mail to the Secretary immediately after the adjournment of the meeting. Such right to dissent shall not apply to a director who voted in favor of such action.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 3.14</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:15.81pt">Order of Business</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(a)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%;padding-left:23.8pt">At meetings of the board of directors, business shall be transacted in such order as, from time to time, the board of directors may determine by resolution.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(b)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%;padding-left:23.18pt">At all meetings of the board, the chairperson of the board of directors or in his or her absence, vice chairperson, or in their absence the President, or in the president&#8217;s absence the most senior Vice President present, or otherwise the person designated by the vote of a majority of the directors present shall preside.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 3.15</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:15.81pt">Action Without Meeting</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">. Any action required or permitted by law to be taken at any meeting of the board of directors may be taken without a meeting if the action is taken by all members of the board and if one or more consents in writing setting forth the action so taken shall be signed by all of the directors then in office, delivered to the Corporation and included in the minutes.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 3.16</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:15.81pt">Committees</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(a)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%;padding-left:23.8pt">The board of directors, by resolution adopted by the affirmative vote of a majority of the number of directors then in office, may establish one or more committees, including an executive committee, consisting of two (2) or more directors appointed by the board of directors. Any such committee shall serve at the will of the board of directors. Each such committee shall have the powers and duties delegated to it by the board of directors. The board of directors may elect one or more of its members as alternate members of any such committee who may take the place of any absent member or members at any meeting of such committee, upon request by the President or the chairperson of such committee. Each such committee shall fix its own rules governing the conduct of its activities as the board of directors may request.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:72pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(b)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%;padding-left:23.18pt">A committee of the board of directors shall not take any action prohibited to it by the Iowa Business Corporation Act.</font></div><div style="margin-bottom:12pt;padding-right:-18pt;text-align:center;text-indent:18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">ARTICLE 4<br><br>OFFICERS</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 4.1</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:21.31pt">Generally</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">. The officers of the Corporation shall be a President, one or more Vice Presidents (the number thereof to be determined by the board of directors), a Secretary, a Treasurer and such other officers as may from time to time be appointed by the board of directors. One person may hold the offices and perform the duties of any two or more of said offices. In its discretion, the board of directors may delegate the powers or duties of any officer to any other officer or agents, notwithstanding any provision of these bylaws, and the board of directors may leave unfilled for any such period as it may fix, any office except those of President, Treasurer and Secretary. The officers of the Corporation shall be </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">13</font></div><div><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:12pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">appointed annually by the board of directors at the annual meeting thereof. Each such officer shall hold office until the next succeeding annual meeting of the board of directors and until his successor shall have been duly chosen and shall qualify or until his death or until he shall resign or shall have been removed. </font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 4.2</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:21.31pt">Removal.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%"> Any officer may be removed by the board of directors, with or without cause, but such removal shall be without prejudice to the contract rights, if any, of the person so removed.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 4.3</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:21.31pt">Powers and Duties of the President</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">. The President shall be the chief executive officer of the Corporation. Subject to the provisions of these bylaws and to the direction of the board of directors, he or she shall have the responsibility for the general management and control of the business and affairs of the Corporation and shall perform all duties and have all powers which are commonly incident to the office of chief executive or which are delegated to him or her by the board of directors. He or she shall have power to sign all stock certificates, contracts and other instruments of the Corporation which are authorized and shall have general supervision and direction of all of the other officers, employees and agents of the Corporation.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 4.4</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:21.31pt">Powers and Duties of the Vice President(s)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">. In the absence of the President or in the event of the death, inability or refusal to act of the President, the Vice President (or in the event there be more than one Vice President, the Vice Presidents in the order designated at the time of their election, or in the absence of any designation, the senior Vice President in length of service) shall perform the duties of the President, and when so acting, shall have all the powers of and be subject to all the restrictions upon the President. Any Vice President may sign, with the Secretary or Assistant Secretary, certificates for shares of the Corporation&#59; and shall perform such other duties and have such authority as from time to time may be assigned to such Vice President by the President or by the board of directors.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 4.5</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:21.31pt">Powers and Duties of the Secretary</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">. The Secretary shall (a) keep minutes of all meetings of the shareholders and of the board of directors&#59; (b) authenticate records of the Corporation and attend to giving and serving all notices of the Corporation as provided by these bylaws or as required by law&#59; (c) be custodian of the corporate seal (if any), the stock certificate books and such other books, records and papers as the board of directors may direct, and see that the corporate seal (if any) is affixed to all stock certificates and to all documents, the execution of which on behalf of the Corporation under its seal (if any) is duly authorized&#59; (d) keep a stock record showing the names of all persons who are shareholders of the Corporation, their post office addresses as furnished by each such shareholder, and the number of shares of each class of stock held by them respectively, and at least ten (10) days before each shareholders&#8217; meeting, prepare the list of shareholders required under Section 2.5 of these bylaws&#59; (e) sign with the President or a Vice President certificates for shares of the Corporation, the issuance of which shall have been duly authorized&#59; and (f) in general, perform all duties incident to the office of Secretary and such other duties as from time to time may be assigned to the Secretary by the President or the board of directors.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 4.6</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:21.31pt">Powers and Duties of the Treasurer</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">. The Treasurer shall (a) have custody of and be responsible for all monies and securities of the Corporation, shall keep full and accurate records and accounts in books belonging to the Corporation, showing the transactions of the Corporation, its accounts, liabilities and financial condition and shall see that all expenditures are duly authorized and are evidenced by proper receipts and vouchers&#59; (b) deposit in the name of the Corporation in such depository or depositories as are approved by the directors, all moneys that may come into the Treasurer&#8217;s hands for the Corporation&#8217;s account&#59; (c) render an account of the financial condition of the Corporation at least annually&#59; and (d) in general, perform such duties as may from time to time be assigned to the Treasurer by the President or by the board of directors.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 4.7</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:21.31pt">Assistants</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">. There shall be such number of Assistant Secretaries and Assistant Treasurers as the board of directors may from time to time authorize and appoint. The Assistant Secretaries </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">14</font></div><div><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:12pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">and Assistant Treasurers in general, shall perform such duties as shall be assigned to them by the Secretary, or the Treasurer, respectively, or by the president or the board of directors. The board of directors shall have the power to appoint any person to act as assistant to any other officer, or to perform the duties of any other officer whenever for any reason it is impracticable for such officer to act personally, and such assistant or acting officer so appointed shall have the power to perform all the duties of the office to which he or she is so appointed to be assistant, or as to which he or she is so appointed to act, except as such power may be otherwise defined or restricted by the board of directors.</font></div><div style="margin-bottom:12pt;padding-right:-18pt;text-align:center;text-indent:18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">ARTICLE 5<br><br>SHARES, THEIR ISSUANCE AND TRANSFER</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 5.1</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:21.31pt">Consideration for Shares</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">. The board of directors may authorize shares to be issued for consideration consisting of any tangible or intangible property or benefit to the Corporation, including cash, promissory notes, services performed, contracts for services to be performed, or other securities of the Corporation. Before the Corporation issues shares, the board of directors must determine that the consideration received or to be received for shares to be issued is adequate. If the Corporation issues or authorizes the issuance of shares for promissory notes or for promises to render services in the future, the Corporation shall report in writing to the shareholders the number of shares authorized or issued and the consideration received by the Corporation with or before the notice of the next shareholders&#8217; meeting.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 5.2</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:21.31pt">Certificates for Shares</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">. The shares of capital stock of the Corporation shall be represented by a certificate or certificates, unless and until the board of directors of the Corporation adopts a resolution permitting shares to be uncertificated. Notwithstanding the adoption of any such resolution providing for uncertificated shares, every holder of capital stock of the Corporation theretofore represented by certificates and, upon request, every holder of uncertificated shares, shall be entitled to a certificate or certificates, to be in such form as the board of directors shall prescribe, certifying the number and class of shares of the Corporation owned by such shareholder.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 5.3</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:21.31pt">Execution of Certificates</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">. The certificates for shares of stock shall be numbered in the order in which they shall be issued and shall be signed by the President or a Vice President and the Secretary or an Assistant Secretary, and may be sealed with the seal (if any) of the Corporation or a facsimile thereof. The signatures of the President or Vice President and the Secretary or Assistant Secretary or other persons signing for the Corporation upon a certificate may be facsimiles if the certificate is countersigned by a transfer agent, or registered by a registrar, other than the Corporation itself or an employee of the Corporation. In case any officer or other authorized person who has signed or whose facsimile signature has been placed upon such certificate for the Corporation shall have ceased to be such officer or employee or agent before such certificate is issued, it may be issued by the Corporation with the same effect as if he or she were such officer or employee or agent at the date of its issue.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 5.4</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:21.31pt">Share Record</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">. A record shall be kept by the Secretary, or by any other officer, employee or agent designated by the board of directors, of the names and addresses of all shareholders and the number and class of shares held by each and the respective dates thereof and in case of cancellation, the respective dates of cancellation.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 5.5</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:21.31pt">Cancellation</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">. Every certificate surrendered to the Corporation for exchange or transfer shall be cancelled, and no new certificate or certificates shall be issued in exchange for any existing certificate until such existing certificate shall have been so cancelled, except in cases provided in Section&#160;5.8 of these bylaws.</font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">15</font></div><div><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 5.6</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:21.31pt">Transfers of Stock</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">. Shares of capital stock of the Corporation shall be transferable in the manner prescribed by applicable law and in these bylaws. Transfers of shares of capital stock shall be made on the books of the Corporation, and in the case of certificated shares of stock, only by the person named in the certificate or by his or her attorney thereunto authorized by power of attorney duly executed and filed with the Secretary and upon the surrender of the certificate therefor, properly endorsed for transfer and payment of all necessary transfer taxes&#59; or, in the case of uncertificated shares of stock, upon receipt of proper transfer instructions from the registered holder of the shares or by his or her attorney thereunto authorized by power of attorney duly executed and filed with the Secretary, and upon payment of all necessary transfer taxes and compliance with appropriate procedures for transferring shares in uncertificated form&#59; provided, however, that such surrender and endorsement, compliance or payment of taxes shall not be required in any case in which the officers of the Corporation shall determine to waive such requirement. The person in whose name shares of stock stand on the books of the Corporation shall be deemed the owner thereof for all purposes as regards the Corporation&#59; provided, however, that whenever any transfer of shares shall be made for collateral security, and not absolutely, such fact, if known to the Secretary, shall be so expressed in the entry of transfer. No transfer of stock shall be valid as against the Corporation for any purpose until it shall have been entered in the share records of the Corporation by an entry showing from and to whom transferred.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 5.7</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:21.31pt">Regulations</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">. The board of directors may make such other rules and regulations as it may deem expedient, not inconsistent with law, concerning the issue, transfer and registration of certificates for shares of the stock of the Corporation.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 5.8</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:21.31pt">Lost, Destroyed, or Mutilated Certificates</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">. In the event of the loss, theft or destruction of any certificate of stock, another may be issued in its place pursuant to such regulations as the board of directors may establish concerning proof of such loss, theft or destruction and concerning the giving of a satisfactory bond or bonds of indemnity.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 5.9</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:21.31pt">Record Date</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">. The board may fix, in advance, a date as the record date for any determination of shareholders for any purpose, provided that such date in every case may not be more than seventy (70) days prior to the date on which the particular action or meeting requiring such determination of shareholders is to be to be taken or held. If no record date is so fixed for the determination of shareholders, then the record date shall be (a) for purposes of entitlement to vote at a shareholder meeting, the close of business on the day before the date on which the first notice of a shareholders&#8217; meeting is delivered, (b) either (x) the first date on which a signed written consent is delivered to the Corporation for purposes of determining the shareholders entitled to take action without a meeting when no prior action by the board of directors is required with respect to the action to be taken or (y) the close of business on the day the resolution of the board of directors taking such prior action is adopted for purposes of determining the shareholders entitled to take action without a meeting when prior action by the board of directors is required or (c) the close of business on the day on which the resolution of the board of directors declaring a share dividend or distribution (other than in connection with a repurchase or reacquisition of shares) is adopted for purposes of determining the shareholders entitled to such action. When a determination of shareholders entitled to vote at any meeting of shareholders has been made as provided in this section, such determination shall apply to any adjournment thereof, unless the board of directors selects a new record date or unless a new record date is required by law.</font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">16</font></div><div><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:12pt;padding-right:-18pt;text-align:center;text-indent:18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">ARTICLE 6<br><br>MISCELLANEOUS PROVISIONS</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 6.1</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:21.31pt">Facsimile and Electronic Signatures</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">. In addition to the provisions for use of facsimile signatures elsewhere specifically authorized in these bylaws, facsimile and electronic signatures of any officer or officers of the Corporation may be used.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 6.2</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:21.31pt">Corporate Seal</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">. The board of directors may by resolution (but shall not be required to) provide for a corporate seal which, if provided, shall be circular in form and shall bear the name of the Corporation and the words &#8220;Corporate Seal&#8221; and &#8220;Iowa&#8221;. The Secretary shall be custodian of any such seal. The board of directors may also authorize a duplicate seal to be kept and used by any other officer.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 6.3</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:21.31pt">Fiscal Year</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">. The fiscal year of the Corporation shall be determined by resolution of the board of directors.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 6.4</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:21.31pt">Voting of Stocks Owned by the Corporation</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">. In the absence of a resolution of the board of directors to the contrary, the President of the Corporation or any Vice President acting within the scope of his or her authority as provided in Section&#160;4.4 of these bylaws, are authorized and empowered on behalf of the Corporation to attend, vote, grant discretionary proxies to be used at any meeting of shareholders of any corporation in which this Corporation holds or owns shares of stock, and in that connection, on behalf of this Corporation, to execute a waiver of notice of any such meeting. The board of directors shall have authority to designate any officer or person as a proxy or attorney-in-fact to vote shares of stock in any other corporation in which this Corporation may own or hold shares of stock.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 6.5</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:21.31pt">Shareholders&#8217; Right to Information</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">.  A shareholder of the Corporation is entitled to inspect and copy such records as required by, and subject to such limitations and provisos under, the Iowa Business Corporation Act.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 6.6</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:21.31pt">Forum Selection</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">. Unless the Corporation consents in writing to the selection of an alternative forum, the sole and exclusive forum for any or all internal corporate claims, as defined in Section 490.208 of the Iowa Business Corporation Act shall be an Iowa District Court (or, if no Iowa District Court has jurisdiction, then the United States District Court for the Southern District of Iowa).</font></div><div style="margin-bottom:12pt;padding-right:-18pt;text-align:center;text-indent:18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">ARTICLE 7<br><br>INDEMNIFICATION OF DIRECTORS</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 7.1</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:21.31pt">Mandatory Indemnity</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">. Each individual who is or was a director of the Corporation (and the heirs, executors, personal representatives or administrators of such individual) who was or is made a party to, or is involved in any threatened, pending or completed action, suit or proceeding, whether civil, criminal, administrative or investigative, by reason of the fact that such person is or was a director of the Corporation or is or was serving at the request of the Corporation as a director, officer, partner, trustee, employee or agent of another corporation, partnership, joint venture, trust, employee benefit plan or other enterprise (&#8220;Indemnitee&#8221;), shall be indemnified and held harmless by the Corporation to the fullest extent permitted by applicable law, as the same exists or may hereafter be amended. In addition to the indemnification conferred in this Article, the Indemnitee and any officer of the Corporation shall also be entitled to have paid directly by the Corporation the expenses reasonably incurred in defending any such proceeding against such Indemnitee, or any similar type of proceeding against such officer, in advance of </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">17</font></div><div><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:12pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">its final disposition, to the fullest extent authorized by applicable law, as the same exists or may hereafter be amended. The right to indemnification conferred in this Article shall be a contract right.</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#010000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Section 7.2</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%;padding-left:21.31pt">Non-Exclusivity of Rights</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">. The rights to indemnification conferred in this Article shall not be exclusive of any other right which any person may have or hereafter acquire under any statute, the Corporation&#8217;s Articles of Incorporation or any agreement, vote of shareholders or disinterested directors or otherwise.</font></div><div style="margin-bottom:12pt;padding-right:-18pt;text-align:center;text-indent:18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">ARTICLE 8<br><br>AMENDMENTS TO BYLAWS</font></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">These bylaws may be amended or repealed by the board of directors or by the shareholders&#59; provided, however, that the shareholders may from time to time specify particular provisions of the bylaws which shall not be amended or repealed by the board of directors.</font></div><div><font><br></font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">18</font></div><div><font><br></font></div></div></div></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>4
<FILENAME>ael-20221117.xsd
<DESCRIPTION>XBRL TAXONOMY EXTENSION SCHEMA DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with Wdesk from Workiva-->
<!--Copyright 2022 Workiva-->
<!--r:9ab11c00-2b1f-473f-9a7e-3e913a470518,g:d338c683-06da-4ffd-94db-9da511e97009-->
<xs:schema xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:ael="http://www.american-equity.com/20221117" attributeFormDefault="unqualified" elementFormDefault="qualified" targetNamespace="http://www.american-equity.com/20221117">
  <xs:import namespace="http://fasb.org/us-gaap/2022" schemaLocation="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd"/>
  <xs:import namespace="http://www.w3.org/1999/xlink" schemaLocation="http://www.xbrl.org/2003/xlink-2003-12-31.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/>
  <xs:import namespace="http://xbrl.sec.gov/dei/2022" schemaLocation="https://xbrl.sec.gov/dei/2022/dei-2022.xsd"/>
  <xs:annotation>
    <xs:appinfo>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="ael-20221117_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:type="simple"/>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="ael-20221117_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:type="simple"/>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="ael-20221117_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:type="simple"/>
      <link:roleType id="CoverPage" roleURI="http://www.american-equity.com/role/CoverPage">
        <link:definition>0000001 - Document - Cover Page</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
    </xs:appinfo>
  </xs:annotation>
</xs:schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.DEF
<SEQUENCE>5
<FILENAME>ael-20221117_def.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION DEFINITION LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with Wdesk from Workiva-->
<!--Copyright 2022 Workiva-->
<!--r:9ab11c00-2b1f-473f-9a7e-3e913a470518,g:d338c683-06da-4ffd-94db-9da511e97009-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/all" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#all"/>
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#hypercube-dimension"/>
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-default"/>
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-domain"/>
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/domain-member" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#domain-member"/>
  <link:roleRef roleURI="http://www.american-equity.com/role/CoverPage" xlink:type="simple" xlink:href="ael-20221117.xsd#CoverPage"/>
  <link:definitionLink xlink:role="http://www.american-equity.com/role/CoverPage" xlink:type="extended" id="i7d018355472f498fa558be267b1409ae_CoverPage">
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityInformationLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType_c85ad44e-b7fe-49eb-90a6-3426974aee22" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentType"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_DocumentType_c85ad44e-b7fe-49eb-90a6-3426974aee22" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentPeriodEndDate_58d4cc58-da9b-4653-b5a6-481e1fc32d7b" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentPeriodEndDate"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_DocumentPeriodEndDate_58d4cc58-da9b-4653-b5a6-481e1fc32d7b" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName_3143fb37-4d60-4b41-b6f5-1044a0ee1110" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityRegistrantName"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_EntityRegistrantName_3143fb37-4d60-4b41-b6f5-1044a0ee1110" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityIncorporationStateCountryCode_6091f043-24e8-4628-8c71-4c09edfd617c" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityIncorporationStateCountryCode"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_EntityIncorporationStateCountryCode_6091f043-24e8-4628-8c71-4c09edfd617c" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFileNumber_38a2cb36-b948-4000-a84b-796e7f8b2f70" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityFileNumber"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_EntityFileNumber_38a2cb36-b948-4000-a84b-796e7f8b2f70" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber_7de7f21f-8851-4ff2-8f97-3b48de438c95" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_EntityTaxIdentificationNumber_7de7f21f-8851-4ff2-8f97-3b48de438c95" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine1_b97151b6-6217-4446-a794-5ec4501222f7" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressAddressLine1"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_EntityAddressAddressLine1_b97151b6-6217-4446-a794-5ec4501222f7" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCityOrTown_e4585fd1-adf6-4233-a41a-e554cfaac199" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressCityOrTown"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_EntityAddressCityOrTown_e4585fd1-adf6-4233-a41a-e554cfaac199" xlink:type="arc" order="7"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressStateOrProvince_eb906903-94c9-4db2-a4e0-af7a9f3377a6" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressStateOrProvince"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_EntityAddressStateOrProvince_eb906903-94c9-4db2-a4e0-af7a9f3377a6" xlink:type="arc" order="8"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressPostalZipCode_6d4adb70-19ba-4742-86f2-9b6abf58dafc" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressPostalZipCode"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_EntityAddressPostalZipCode_6d4adb70-19ba-4742-86f2-9b6abf58dafc" xlink:type="arc" order="9"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CityAreaCode_22a1b227-2f3b-4ae8-8299-c4fd24fd0b4e" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CityAreaCode"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_CityAreaCode_22a1b227-2f3b-4ae8-8299-c4fd24fd0b4e" xlink:type="arc" order="10"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LocalPhoneNumber_0b129e22-4c45-4224-a4f9-7d3e86da18b2" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_LocalPhoneNumber"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_LocalPhoneNumber_0b129e22-4c45-4224-a4f9-7d3e86da18b2" xlink:type="arc" order="11"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_WrittenCommunications_af395879-67ed-4a14-83ee-61c3692eb6e6" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_WrittenCommunications"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_WrittenCommunications_af395879-67ed-4a14-83ee-61c3692eb6e6" xlink:type="arc" order="12"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SolicitingMaterial_e1e1d3a3-c196-426b-bc31-5fae46b6026a" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_SolicitingMaterial"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_SolicitingMaterial_e1e1d3a3-c196-426b-bc31-5fae46b6026a" xlink:type="arc" order="13"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementTenderOffer_b67f0b32-174f-4a54-b88f-fe8c4b33f80a" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_PreCommencementTenderOffer"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_PreCommencementTenderOffer_b67f0b32-174f-4a54-b88f-fe8c4b33f80a" xlink:type="arc" order="14"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementIssuerTenderOffer_60a06d55-2502-45ab-a628-c62368c19e8c" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_PreCommencementIssuerTenderOffer"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_PreCommencementIssuerTenderOffer_60a06d55-2502-45ab-a628-c62368c19e8c" xlink:type="arc" order="15"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12bTitle_1a6df3be-f04a-4a3a-bc37-a1376e8a03ca" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_Security12bTitle"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_Security12bTitle_1a6df3be-f04a-4a3a-bc37-a1376e8a03ca" xlink:type="arc" order="16"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol_126d5a2e-df28-4a59-8e42-0ce0ee321cee" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_TradingSymbol"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_TradingSymbol_126d5a2e-df28-4a59-8e42-0ce0ee321cee" xlink:type="arc" order="17"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName_1340cbd4-2000-4ddd-b2c1-56267eb05072" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_SecurityExchangeName"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_SecurityExchangeName_1340cbd4-2000-4ddd-b2c1-56267eb05072" xlink:type="arc" order="18"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany_277e1cd4-3039-427f-8ccd-ab7e0450cbde" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_EntityEmergingGrowthCompany_277e1cd4-3039-427f-8ccd-ab7e0450cbde" xlink:type="arc" order="19"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey_06672bb6-151d-4100-a14a-a0d41a69b247" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityCentralIndexKey"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_EntityCentralIndexKey_06672bb6-151d-4100-a14a-a0d41a69b247" xlink:type="arc" order="20"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag_70b1405e-d5fb-43f6-aa10-6a12c0d079f6" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_AmendmentFlag"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_AmendmentFlag_70b1405e-d5fb-43f6-aa10-6a12c0d079f6" xlink:type="arc" order="21"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CurrentFiscalYearEndDate_dd23f6e1-b8f5-45f1-a28d-abbf2e7a74db" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CurrentFiscalYearEndDate"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_CurrentFiscalYearEndDate_dd23f6e1-b8f5-45f1-a28d-abbf2e7a74db" xlink:type="arc" order="22"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntitiesTable_775d2fbd-8044-4492-9d5c-a6c8548408c6" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntitiesTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_EntitiesTable_775d2fbd-8044-4492-9d5c-a6c8548408c6" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_748004bc-f293-4b5e-a22c-3ad9fdcb66c5" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_dei_EntitiesTable_775d2fbd-8044-4492-9d5c-a6c8548408c6" xlink:to="loc_us-gaap_StatementClassOfStockAxis_748004bc-f293-4b5e-a22c-3ad9fdcb66c5" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_748004bc-f293-4b5e-a22c-3ad9fdcb66c5_default" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ClassOfStockDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_StatementClassOfStockAxis_748004bc-f293-4b5e-a22c-3ad9fdcb66c5" xlink:to="loc_us-gaap_ClassOfStockDomain_748004bc-f293-4b5e-a22c-3ad9fdcb66c5_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_25eb9394-a6f5-4dcf-a944-1898447abc7a" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ClassOfStockDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_StatementClassOfStockAxis_748004bc-f293-4b5e-a22c-3ad9fdcb66c5" xlink:to="loc_us-gaap_ClassOfStockDomain_25eb9394-a6f5-4dcf-a944-1898447abc7a" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockMember_2c73fd9f-4ba2-468a-9ba2-599b5f4ff6ab" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_CommonStockMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_25eb9394-a6f5-4dcf-a944-1898447abc7a" xlink:to="loc_us-gaap_CommonStockMember_2c73fd9f-4ba2-468a-9ba2-599b5f4ff6ab" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeriesAPreferredStockMember_b822cb0d-c6e9-4e4b-8846-bb1666177a68" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_SeriesAPreferredStockMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_25eb9394-a6f5-4dcf-a944-1898447abc7a" xlink:to="loc_us-gaap_SeriesAPreferredStockMember_b822cb0d-c6e9-4e4b-8846-bb1666177a68" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeriesBPreferredStockMember_2a21c0bc-d748-4e2c-8a1f-c1dbbde6206d" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_SeriesBPreferredStockMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_25eb9394-a6f5-4dcf-a944-1898447abc7a" xlink:to="loc_us-gaap_SeriesBPreferredStockMember_2a21c0bc-d748-4e2c-8a1f-c1dbbde6206d" xlink:type="arc" order="2"/>
  </link:definitionLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>6
<FILENAME>ael-20221117_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with Wdesk from Workiva-->
<!--Copyright 2022 Workiva-->
<!--r:9ab11c00-2b1f-473f-9a7e-3e913a470518,g:d338c683-06da-4ffd-94db-9da511e97009-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/netLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedNetLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel"/>
  <link:labelLink xlink:role="http://www.xbrl.org/2003/role/link" xlink:type="extended">
    <link:label id="lab_dei_EntityCentralIndexKey_4403a9be-8f2e-404c-9762-6e8ce1971bc4_terseLabel_en-US" xlink:label="lab_dei_EntityCentralIndexKey" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Central Index Key</link:label>
    <link:label id="lab_dei_EntityCentralIndexKey_label_en-US" xlink:label="lab_dei_EntityCentralIndexKey" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Central Index Key</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityCentralIndexKey"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityCentralIndexKey" xlink:to="lab_dei_EntityCentralIndexKey" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressAddressLine1_4c788ed9-2c98-4574-91b4-25c72001a06d_terseLabel_en-US" xlink:label="lab_dei_EntityAddressAddressLine1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, Address Line One</link:label>
    <link:label id="lab_dei_EntityAddressAddressLine1_label_en-US" xlink:label="lab_dei_EntityAddressAddressLine1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, Address Line One</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine1" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressAddressLine1"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressAddressLine1" xlink:to="lab_dei_EntityAddressAddressLine1" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_TradingSymbol_fbdd04d9-e4c2-44e8-9aa5-39b0648cbfea_terseLabel_en-US" xlink:label="lab_dei_TradingSymbol" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Trading Symbol</link:label>
    <link:label id="lab_dei_TradingSymbol_label_en-US" xlink:label="lab_dei_TradingSymbol" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Trading Symbol</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_TradingSymbol"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_TradingSymbol" xlink:to="lab_dei_TradingSymbol" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityFileNumber_b53876c5-37ed-459c-b0ee-29cec19ec6f6_terseLabel_en-US" xlink:label="lab_dei_EntityFileNumber" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity File Number</link:label>
    <link:label id="lab_dei_EntityFileNumber_label_en-US" xlink:label="lab_dei_EntityFileNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity File Number</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFileNumber" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityFileNumber"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityFileNumber" xlink:to="lab_dei_EntityFileNumber" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_SolicitingMaterial_aaba6de4-1baf-4a24-90e0-9f9645ab5447_terseLabel_en-US" xlink:label="lab_dei_SolicitingMaterial" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Soliciting Material</link:label>
    <link:label id="lab_dei_SolicitingMaterial_label_en-US" xlink:label="lab_dei_SolicitingMaterial" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Soliciting Material</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SolicitingMaterial" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_SolicitingMaterial"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_SolicitingMaterial" xlink:to="lab_dei_SolicitingMaterial" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityIncorporationStateCountryCode_6447d3f4-73c7-4dd3-a211-0a42e501342a_terseLabel_en-US" xlink:label="lab_dei_EntityIncorporationStateCountryCode" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Incorporation, State or Country Code</link:label>
    <link:label id="lab_dei_EntityIncorporationStateCountryCode_label_en-US" xlink:label="lab_dei_EntityIncorporationStateCountryCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Incorporation, State or Country Code</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityIncorporationStateCountryCode" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityIncorporationStateCountryCode"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityIncorporationStateCountryCode" xlink:to="lab_dei_EntityIncorporationStateCountryCode" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_SeriesBPreferredStockMember_bc71118d-f18e-4331-8f6f-170bdedd5921_terseLabel_en-US" xlink:label="lab_us-gaap_SeriesBPreferredStockMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Preferred Stock, Series B</link:label>
    <link:label id="lab_us-gaap_SeriesBPreferredStockMember_label_en-US" xlink:label="lab_us-gaap_SeriesBPreferredStockMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Series B Preferred Stock [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeriesBPreferredStockMember" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_SeriesBPreferredStockMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SeriesBPreferredStockMember" xlink:to="lab_us-gaap_SeriesBPreferredStockMember" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressPostalZipCode_19776f1c-75b8-4af3-8178-e5fd63ba9a4e_terseLabel_en-US" xlink:label="lab_dei_EntityAddressPostalZipCode" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
    <link:label id="lab_dei_EntityAddressPostalZipCode_label_en-US" xlink:label="lab_dei_EntityAddressPostalZipCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressPostalZipCode" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressPostalZipCode"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressPostalZipCode" xlink:to="lab_dei_EntityAddressPostalZipCode" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ClassOfStockDomain_20e18680-2cf9-422f-9009-8d7100842c1a_terseLabel_en-US" xlink:label="lab_us-gaap_ClassOfStockDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Class of Stock [Domain]</link:label>
    <link:label id="lab_us-gaap_ClassOfStockDomain_label_en-US" xlink:label="lab_us-gaap_ClassOfStockDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Class of Stock [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ClassOfStockDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ClassOfStockDomain" xlink:to="lab_us-gaap_ClassOfStockDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_CityAreaCode_5366cf25-170f-4f4c-b81f-d43d6f8ffe5f_terseLabel_en-US" xlink:label="lab_dei_CityAreaCode" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">City Area Code</link:label>
    <link:label id="lab_dei_CityAreaCode_label_en-US" xlink:label="lab_dei_CityAreaCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">City Area Code</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CityAreaCode" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CityAreaCode"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CityAreaCode" xlink:to="lab_dei_CityAreaCode" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntitiesTable_c6d35c8d-91ca-4069-93f4-b7982857e60f_terseLabel_en-US" xlink:label="lab_dei_EntitiesTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entities [Table]</link:label>
    <link:label id="lab_dei_EntitiesTable_label_en-US" xlink:label="lab_dei_EntitiesTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entities [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntitiesTable" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntitiesTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntitiesTable" xlink:to="lab_dei_EntitiesTable" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_Security12bTitle_b48a4182-9597-4425-9573-9dbeac870b06_terseLabel_en-US" xlink:label="lab_dei_Security12bTitle" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Title of 12(b) Security</link:label>
    <link:label id="lab_dei_Security12bTitle_label_en-US" xlink:label="lab_dei_Security12bTitle" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Title of 12(b) Security</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12bTitle" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_Security12bTitle"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_Security12bTitle" xlink:to="lab_dei_Security12bTitle" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_AmendmentFlag_2e58c52c-9136-4a82-b7bf-0c523ce0769f_terseLabel_en-US" xlink:label="lab_dei_AmendmentFlag" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Amendment Flag</link:label>
    <link:label id="lab_dei_AmendmentFlag_label_en-US" xlink:label="lab_dei_AmendmentFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Amendment Flag</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_AmendmentFlag"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_AmendmentFlag" xlink:to="lab_dei_AmendmentFlag" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityInformationLineItems_f05ec74c-6b78-4f7c-bf49-dc25aea8f64a_terseLabel_en-US" xlink:label="lab_dei_EntityInformationLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Information [Line Items]</link:label>
    <link:label id="lab_dei_EntityInformationLineItems_label_en-US" xlink:label="lab_dei_EntityInformationLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Information [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityInformationLineItems" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityInformationLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityInformationLineItems" xlink:to="lab_dei_EntityInformationLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_CurrentFiscalYearEndDate_13636a8c-43f9-4778-aca5-8c1912a87f98_terseLabel_en-US" xlink:label="lab_dei_CurrentFiscalYearEndDate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Current Fiscal Year End Date</link:label>
    <link:label id="lab_dei_CurrentFiscalYearEndDate_label_en-US" xlink:label="lab_dei_CurrentFiscalYearEndDate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Current Fiscal Year End Date</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CurrentFiscalYearEndDate" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CurrentFiscalYearEndDate"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CurrentFiscalYearEndDate" xlink:to="lab_dei_CurrentFiscalYearEndDate" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_SecurityExchangeName_819aa2fa-d506-4faf-86dc-8b0f8a81450d_terseLabel_en-US" xlink:label="lab_dei_SecurityExchangeName" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Security Exchange Name</link:label>
    <link:label id="lab_dei_SecurityExchangeName_label_en-US" xlink:label="lab_dei_SecurityExchangeName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Security Exchange Name</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_SecurityExchangeName"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_SecurityExchangeName" xlink:to="lab_dei_SecurityExchangeName" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityRegistrantName_3a94bb69-1bba-4989-aa07-e102f9e10847_terseLabel_en-US" xlink:label="lab_dei_EntityRegistrantName" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Registrant Name</link:label>
    <link:label id="lab_dei_EntityRegistrantName_label_en-US" xlink:label="lab_dei_EntityRegistrantName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Registrant Name</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityRegistrantName"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityRegistrantName" xlink:to="lab_dei_EntityRegistrantName" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_DocumentPeriodEndDate_8a8ed64f-c45f-489a-84b2-829d652e10a5_terseLabel_en-US" xlink:label="lab_dei_DocumentPeriodEndDate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Document Period End Date</link:label>
    <link:label id="lab_dei_DocumentPeriodEndDate_label_en-US" xlink:label="lab_dei_DocumentPeriodEndDate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Document Period End Date</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentPeriodEndDate" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentPeriodEndDate"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentPeriodEndDate" xlink:to="lab_dei_DocumentPeriodEndDate" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityTaxIdentificationNumber_3c4f190a-285c-47c2-968b-7a19c69868e8_terseLabel_en-US" xlink:label="lab_dei_EntityTaxIdentificationNumber" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Tax Identification Number</link:label>
    <link:label id="lab_dei_EntityTaxIdentificationNumber_label_en-US" xlink:label="lab_dei_EntityTaxIdentificationNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Tax Identification Number</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityTaxIdentificationNumber" xlink:to="lab_dei_EntityTaxIdentificationNumber" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_SeriesAPreferredStockMember_8fe2b1df-e372-45e5-9b3f-04c7e9a09acc_terseLabel_en-US" xlink:label="lab_us-gaap_SeriesAPreferredStockMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Preferred Stock, Series A</link:label>
    <link:label id="lab_us-gaap_SeriesAPreferredStockMember_label_en-US" xlink:label="lab_us-gaap_SeriesAPreferredStockMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Series A Preferred Stock [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeriesAPreferredStockMember" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_SeriesAPreferredStockMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SeriesAPreferredStockMember" xlink:to="lab_us-gaap_SeriesAPreferredStockMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CommonStockMember_94c604c6-c214-49c2-8164-91e1bb0f49b3_terseLabel_en-US" xlink:label="lab_us-gaap_CommonStockMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Common Stock</link:label>
    <link:label id="lab_us-gaap_CommonStockMember_label_en-US" xlink:label="lab_us-gaap_CommonStockMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Common Stock [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockMember" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_CommonStockMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonStockMember" xlink:to="lab_us-gaap_CommonStockMember" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_PreCommencementIssuerTenderOffer_ca557610-cc5e-4b30-87c6-a1ea3258210c_terseLabel_en-US" xlink:label="lab_dei_PreCommencementIssuerTenderOffer" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Pre-commencement Issuer Tender Offer</link:label>
    <link:label id="lab_dei_PreCommencementIssuerTenderOffer_label_en-US" xlink:label="lab_dei_PreCommencementIssuerTenderOffer" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Pre-commencement Issuer Tender Offer</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementIssuerTenderOffer" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_PreCommencementIssuerTenderOffer"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_PreCommencementIssuerTenderOffer" xlink:to="lab_dei_PreCommencementIssuerTenderOffer" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressCityOrTown_3e6224bc-2651-43e1-bb81-a6bbe48cfe86_terseLabel_en-US" xlink:label="lab_dei_EntityAddressCityOrTown" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, City or Town</link:label>
    <link:label id="lab_dei_EntityAddressCityOrTown_label_en-US" xlink:label="lab_dei_EntityAddressCityOrTown" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, City or Town</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCityOrTown" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressCityOrTown"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressCityOrTown" xlink:to="lab_dei_EntityAddressCityOrTown" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_StatementClassOfStockAxis_1f7876a1-1860-4bbf-9ae2-77955411b9fb_terseLabel_en-US" xlink:label="lab_us-gaap_StatementClassOfStockAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Class of Stock [Axis]</link:label>
    <link:label id="lab_us-gaap_StatementClassOfStockAxis_label_en-US" xlink:label="lab_us-gaap_StatementClassOfStockAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Class of Stock [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementClassOfStockAxis" xlink:to="lab_us-gaap_StatementClassOfStockAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_LocalPhoneNumber_291c7403-ea3b-434e-88b9-42599f400b9f_terseLabel_en-US" xlink:label="lab_dei_LocalPhoneNumber" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Local Phone Number</link:label>
    <link:label id="lab_dei_LocalPhoneNumber_label_en-US" xlink:label="lab_dei_LocalPhoneNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Local Phone Number</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LocalPhoneNumber" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_LocalPhoneNumber"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_LocalPhoneNumber" xlink:to="lab_dei_LocalPhoneNumber" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_WrittenCommunications_d0d3ebdd-8ddb-4920-8818-9fd6d5865f1c_terseLabel_en-US" xlink:label="lab_dei_WrittenCommunications" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Written Communications</link:label>
    <link:label id="lab_dei_WrittenCommunications_label_en-US" xlink:label="lab_dei_WrittenCommunications" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Written Communications</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_WrittenCommunications" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_WrittenCommunications"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_WrittenCommunications" xlink:to="lab_dei_WrittenCommunications" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_CoverAbstract_cbca12a4-7a5c-4351-bb40-6898afb9858c_terseLabel_en-US" xlink:label="lab_dei_CoverAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Cover [Abstract]</link:label>
    <link:label id="lab_dei_CoverAbstract_label_en-US" xlink:label="lab_dei_CoverAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Cover [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CoverAbstract" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CoverAbstract" xlink:to="lab_dei_CoverAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_DocumentType_e2c95ecc-c6d6-445a-9f7f-2b6b198c97ee_terseLabel_en-US" xlink:label="lab_dei_DocumentType" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Document Type</link:label>
    <link:label id="lab_dei_DocumentType_label_en-US" xlink:label="lab_dei_DocumentType" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Document Type</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentType"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentType" xlink:to="lab_dei_DocumentType" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityEmergingGrowthCompany_613fbfad-0e17-49b5-8661-bb65866ee8a6_terseLabel_en-US" xlink:label="lab_dei_EntityEmergingGrowthCompany" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Emerging Growth Company</link:label>
    <link:label id="lab_dei_EntityEmergingGrowthCompany_label_en-US" xlink:label="lab_dei_EntityEmergingGrowthCompany" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Emerging Growth Company</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityEmergingGrowthCompany" xlink:to="lab_dei_EntityEmergingGrowthCompany" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressStateOrProvince_42d0af87-748b-4e76-aec8-6e61a365f53f_terseLabel_en-US" xlink:label="lab_dei_EntityAddressStateOrProvince" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, State or Province</link:label>
    <link:label id="lab_dei_EntityAddressStateOrProvince_label_en-US" xlink:label="lab_dei_EntityAddressStateOrProvince" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, State or Province</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressStateOrProvince" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressStateOrProvince"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressStateOrProvince" xlink:to="lab_dei_EntityAddressStateOrProvince" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_PreCommencementTenderOffer_76ac7c25-29c6-4060-be2c-a05a386601fd_terseLabel_en-US" xlink:label="lab_dei_PreCommencementTenderOffer" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Pre-commencement Tender Offer</link:label>
    <link:label id="lab_dei_PreCommencementTenderOffer_label_en-US" xlink:label="lab_dei_PreCommencementTenderOffer" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Pre-commencement Tender Offer</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementTenderOffer" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_PreCommencementTenderOffer"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_PreCommencementTenderOffer" xlink:to="lab_dei_PreCommencementTenderOffer" xlink:type="arc" order="1"/>
  </link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>7
<FILENAME>ael-20221117_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with Wdesk from Workiva-->
<!--Copyright 2022 Workiva-->
<!--r:9ab11c00-2b1f-473f-9a7e-3e913a470518,g:d338c683-06da-4ffd-94db-9da511e97009-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.american-equity.com/role/CoverPage" xlink:type="simple" xlink:href="ael-20221117.xsd#CoverPage"/>
  <link:presentationLink xlink:role="http://www.american-equity.com/role/CoverPage" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_dei_CoverAbstract_9f071901-adcd-4636-b78e-413d18faeafc" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntitiesTable_775d2fbd-8044-4492-9d5c-a6c8548408c6" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntitiesTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_9f071901-adcd-4636-b78e-413d18faeafc" xlink:to="loc_dei_EntitiesTable_775d2fbd-8044-4492-9d5c-a6c8548408c6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_748004bc-f293-4b5e-a22c-3ad9fdcb66c5" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntitiesTable_775d2fbd-8044-4492-9d5c-a6c8548408c6" xlink:to="loc_us-gaap_StatementClassOfStockAxis_748004bc-f293-4b5e-a22c-3ad9fdcb66c5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_25eb9394-a6f5-4dcf-a944-1898447abc7a" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ClassOfStockDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementClassOfStockAxis_748004bc-f293-4b5e-a22c-3ad9fdcb66c5" xlink:to="loc_us-gaap_ClassOfStockDomain_25eb9394-a6f5-4dcf-a944-1898447abc7a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockMember_2c73fd9f-4ba2-468a-9ba2-599b5f4ff6ab" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_CommonStockMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_25eb9394-a6f5-4dcf-a944-1898447abc7a" xlink:to="loc_us-gaap_CommonStockMember_2c73fd9f-4ba2-468a-9ba2-599b5f4ff6ab" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeriesAPreferredStockMember_b822cb0d-c6e9-4e4b-8846-bb1666177a68" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_SeriesAPreferredStockMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_25eb9394-a6f5-4dcf-a944-1898447abc7a" xlink:to="loc_us-gaap_SeriesAPreferredStockMember_b822cb0d-c6e9-4e4b-8846-bb1666177a68" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeriesBPreferredStockMember_2a21c0bc-d748-4e2c-8a1f-c1dbbde6206d" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_SeriesBPreferredStockMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_25eb9394-a6f5-4dcf-a944-1898447abc7a" xlink:to="loc_us-gaap_SeriesBPreferredStockMember_2a21c0bc-d748-4e2c-8a1f-c1dbbde6206d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityInformationLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntitiesTable_775d2fbd-8044-4492-9d5c-a6c8548408c6" xlink:to="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType_c85ad44e-b7fe-49eb-90a6-3426974aee22" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentType"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_DocumentType_c85ad44e-b7fe-49eb-90a6-3426974aee22" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentPeriodEndDate_58d4cc58-da9b-4653-b5a6-481e1fc32d7b" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentPeriodEndDate"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_DocumentPeriodEndDate_58d4cc58-da9b-4653-b5a6-481e1fc32d7b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName_3143fb37-4d60-4b41-b6f5-1044a0ee1110" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityRegistrantName"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_EntityRegistrantName_3143fb37-4d60-4b41-b6f5-1044a0ee1110" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityIncorporationStateCountryCode_6091f043-24e8-4628-8c71-4c09edfd617c" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityIncorporationStateCountryCode"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_EntityIncorporationStateCountryCode_6091f043-24e8-4628-8c71-4c09edfd617c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFileNumber_38a2cb36-b948-4000-a84b-796e7f8b2f70" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityFileNumber"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_EntityFileNumber_38a2cb36-b948-4000-a84b-796e7f8b2f70" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber_7de7f21f-8851-4ff2-8f97-3b48de438c95" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_EntityTaxIdentificationNumber_7de7f21f-8851-4ff2-8f97-3b48de438c95" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine1_b97151b6-6217-4446-a794-5ec4501222f7" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressAddressLine1"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_EntityAddressAddressLine1_b97151b6-6217-4446-a794-5ec4501222f7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCityOrTown_e4585fd1-adf6-4233-a41a-e554cfaac199" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressCityOrTown"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_EntityAddressCityOrTown_e4585fd1-adf6-4233-a41a-e554cfaac199" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressStateOrProvince_eb906903-94c9-4db2-a4e0-af7a9f3377a6" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressStateOrProvince"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_EntityAddressStateOrProvince_eb906903-94c9-4db2-a4e0-af7a9f3377a6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressPostalZipCode_6d4adb70-19ba-4742-86f2-9b6abf58dafc" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressPostalZipCode"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_EntityAddressPostalZipCode_6d4adb70-19ba-4742-86f2-9b6abf58dafc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CityAreaCode_22a1b227-2f3b-4ae8-8299-c4fd24fd0b4e" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CityAreaCode"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_CityAreaCode_22a1b227-2f3b-4ae8-8299-c4fd24fd0b4e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LocalPhoneNumber_0b129e22-4c45-4224-a4f9-7d3e86da18b2" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_LocalPhoneNumber"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_LocalPhoneNumber_0b129e22-4c45-4224-a4f9-7d3e86da18b2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_WrittenCommunications_af395879-67ed-4a14-83ee-61c3692eb6e6" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_WrittenCommunications"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_WrittenCommunications_af395879-67ed-4a14-83ee-61c3692eb6e6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SolicitingMaterial_e1e1d3a3-c196-426b-bc31-5fae46b6026a" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_SolicitingMaterial"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_SolicitingMaterial_e1e1d3a3-c196-426b-bc31-5fae46b6026a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementTenderOffer_b67f0b32-174f-4a54-b88f-fe8c4b33f80a" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_PreCommencementTenderOffer"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_PreCommencementTenderOffer_b67f0b32-174f-4a54-b88f-fe8c4b33f80a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementIssuerTenderOffer_60a06d55-2502-45ab-a628-c62368c19e8c" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_PreCommencementIssuerTenderOffer"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_PreCommencementIssuerTenderOffer_60a06d55-2502-45ab-a628-c62368c19e8c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12bTitle_1a6df3be-f04a-4a3a-bc37-a1376e8a03ca" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_Security12bTitle"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_Security12bTitle_1a6df3be-f04a-4a3a-bc37-a1376e8a03ca" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol_126d5a2e-df28-4a59-8e42-0ce0ee321cee" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_TradingSymbol"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_TradingSymbol_126d5a2e-df28-4a59-8e42-0ce0ee321cee" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName_1340cbd4-2000-4ddd-b2c1-56267eb05072" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_SecurityExchangeName"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_SecurityExchangeName_1340cbd4-2000-4ddd-b2c1-56267eb05072" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany_277e1cd4-3039-427f-8ccd-ab7e0450cbde" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_EntityEmergingGrowthCompany_277e1cd4-3039-427f-8ccd-ab7e0450cbde" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey_06672bb6-151d-4100-a14a-a0d41a69b247" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityCentralIndexKey"/>
    <link:presentationArc order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_EntityCentralIndexKey_06672bb6-151d-4100-a14a-a0d41a69b247" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag_70b1405e-d5fb-43f6-aa10-6a12c0d079f6" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_AmendmentFlag"/>
    <link:presentationArc order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_AmendmentFlag_70b1405e-d5fb-43f6-aa10-6a12c0d079f6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CurrentFiscalYearEndDate_dd23f6e1-b8f5-45f1-a28d-abbf2e7a74db" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CurrentFiscalYearEndDate"/>
    <link:presentationArc order="23" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_669fac69-a1dd-4bd4-9447-6626233e487b" xlink:to="loc_dei_CurrentFiscalYearEndDate_dd23f6e1-b8f5-45f1-a28d-abbf2e7a74db" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>8
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.22.2.2</span><table class="report" border="0" cellspacing="2" id="idm140608773972128">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Cover Page<br></strong></div></th>
<th class="th"><div>Nov. 17, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityInformationLineItems', window );"><strong>Entity Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Nov. 17,  2022<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">AMERICAN EQUITY INVESTMENT LIFE HOLDING CO<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">IA<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">001-31911<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">42-1447959<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">6000 Westown Parkway<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">West Des Moines<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">IA<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">50266<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">515<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">221-0002<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0001039828<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CurrentFiscalYearEndDate', window );">Current Fiscal Year End Date</a></td>
<td class="text">--12-31<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonStockMember', window );">Common Stock</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityInformationLineItems', window );"><strong>Entity Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common stock, par value $1<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">AEL<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesAPreferredStockMember', window );">Preferred Stock, Series A</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityInformationLineItems', window );"><strong>Entity Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Depositary Shares, each representing a 1/1,000th interest in a share of 5.95% Fixed-Rate Reset Non-Cumulative Preferred Stock, Series A<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">AELPRA<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesBPreferredStockMember', window );">Preferred Stock, Series B</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityInformationLineItems', window );"><strong>Entity Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Depositary Shares, each representing a 1/1,000th interest in a share of 6.625% Fixed-Rate Reset Non-Cumulative Preferred Stock, Series B<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">AELPRB<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CurrentFiscalYearEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>End date of current fiscal year in the format --MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CurrentFiscalYearEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:gMonthDayItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityInformationLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityInformationLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_CommonStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesAPreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_SeriesAPreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesBPreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_SeriesBPreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>9
<FILENAME>ael-20221117_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xml:lang="en-US"
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:dei="http://xbrl.sec.gov/dei/2022"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:us-gaap="http://fasb.org/us-gaap/2022"
  xmlns:xbrldi="http://xbrl.org/2006/xbrldi"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef xlink:href="ael-20221117.xsd" xlink:type="simple"/>
    <context id="i0831f7ffe1fd4bcabbfacdfbe0ec4d0f_D20221117-20221117">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001039828</identifier>
        </entity>
        <period>
            <startDate>2022-11-17</startDate>
            <endDate>2022-11-17</endDate>
        </period>
    </context>
    <context id="ic2352971cb4d4004817d6c2eab060484_D20221117-20221117">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001039828</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-11-17</startDate>
            <endDate>2022-11-17</endDate>
        </period>
    </context>
    <context id="i4ed99dff9ee84b4a9e18d4b83a99d008_D20221117-20221117">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001039828</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesAPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-11-17</startDate>
            <endDate>2022-11-17</endDate>
        </period>
    </context>
    <context id="i3103cabd2a134cd480251a25d8137556_D20221117-20221117">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001039828</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesBPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-11-17</startDate>
            <endDate>2022-11-17</endDate>
        </period>
    </context>
    <dei:EntityCentralIndexKey
      contextRef="i0831f7ffe1fd4bcabbfacdfbe0ec4d0f_D20221117-20221117"
      id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl80L2ZyYWc6MjRlOGMxNmMxYmU3NGI2MTk4YjEyNWY1Yjg4YWZiMjcvdGFibGU6MjA1MmIwNDI3ZTg4NDlhNDgzYTFjNTQyMjA4MDBhMGIvdGFibGVyYW5nZToyMDUyYjA0MjdlODg0OWE0ODNhMWM1NDIyMDgwMGEwYl8yLTEtMS0xLTIxNjEx_170663b0-7e80-400d-825a-f4b2b2d4b092">0001039828</dei:EntityCentralIndexKey>
    <dei:AmendmentFlag
      contextRef="i0831f7ffe1fd4bcabbfacdfbe0ec4d0f_D20221117-20221117"
      id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl80L2ZyYWc6MjRlOGMxNmMxYmU3NGI2MTk4YjEyNWY1Yjg4YWZiMjcvdGFibGU6MjA1MmIwNDI3ZTg4NDlhNDgzYTFjNTQyMjA4MDBhMGIvdGFibGVyYW5nZToyMDUyYjA0MjdlODg0OWE0ODNhMWM1NDIyMDgwMGEwYl8zLTEtMS0xLTIxNjEx_dc27fbad-89de-43d8-ac9e-f1015049af54">false</dei:AmendmentFlag>
    <dei:CurrentFiscalYearEndDate
      contextRef="i0831f7ffe1fd4bcabbfacdfbe0ec4d0f_D20221117-20221117"
      id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl80L2ZyYWc6MjRlOGMxNmMxYmU3NGI2MTk4YjEyNWY1Yjg4YWZiMjcvdGFibGU6MjA1MmIwNDI3ZTg4NDlhNDgzYTFjNTQyMjA4MDBhMGIvdGFibGVyYW5nZToyMDUyYjA0MjdlODg0OWE0ODNhMWM1NDIyMDgwMGEwYl80LTEtMS0xLTIzNTM0_3bc7febf-c5ab-4696-bdd8-7491d84f9b3f">--12-31</dei:CurrentFiscalYearEndDate>
    <dei:DocumentType
      contextRef="i0831f7ffe1fd4bcabbfacdfbe0ec4d0f_D20221117-20221117"
      id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGV4dHJlZ2lvbjpmMmI5OTg3MzQ0ZDQ0MWU2YmY4OTJhMmE2M2MzMzkyN18xNzQ1_77531bd1-5aa5-410f-b625-d9831b981d56">8-K</dei:DocumentType>
    <dei:DocumentPeriodEndDate
      contextRef="i0831f7ffe1fd4bcabbfacdfbe0ec4d0f_D20221117-20221117"
      id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGV4dHJlZ2lvbjpmMmI5OTg3MzQ0ZDQ0MWU2YmY4OTJhMmE2M2MzMzkyN18yMjY_faa82b04-d13c-4e82-b67f-2f03440775e9">2022-11-17</dei:DocumentPeriodEndDate>
    <dei:EntityRegistrantName
      contextRef="i0831f7ffe1fd4bcabbfacdfbe0ec4d0f_D20221117-20221117"
      id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGV4dHJlZ2lvbjpmMmI5OTg3MzQ0ZDQ0MWU2YmY4OTJhMmE2M2MzMzkyN18xNzM4_b12ae938-9806-4c6f-843e-7ceb775fb0b6">AMERICAN EQUITY INVESTMENT LIFE HOLDING CO</dei:EntityRegistrantName>
    <dei:EntityIncorporationStateCountryCode
      contextRef="i0831f7ffe1fd4bcabbfacdfbe0ec4d0f_D20221117-20221117"
      id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGFibGU6MDM2ODE3ZmZkNGNhNDQ1OTk1YzM0MTFlNjk3N2ZmZjMvdGFibGVyYW5nZTowMzY4MTdmZmQ0Y2E0NDU5OTVjMzQxMWU2OTc3ZmZmM18wLTAtMS0xLTIxNjEx_5d6a6737-6786-4646-a372-94ec3142322c">IA</dei:EntityIncorporationStateCountryCode>
    <dei:EntityFileNumber
      contextRef="i0831f7ffe1fd4bcabbfacdfbe0ec4d0f_D20221117-20221117"
      id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGFibGU6MDM2ODE3ZmZkNGNhNDQ1OTk1YzM0MTFlNjk3N2ZmZjMvdGFibGVyYW5nZTowMzY4MTdmZmQ0Y2E0NDU5OTVjMzQxMWU2OTc3ZmZmM18wLTEtMS0xLTIxNjEx_ef91b685-92e4-46bd-9389-abe32eea825f">001-31911</dei:EntityFileNumber>
    <dei:EntityTaxIdentificationNumber
      contextRef="i0831f7ffe1fd4bcabbfacdfbe0ec4d0f_D20221117-20221117"
      id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGFibGU6MDM2ODE3ZmZkNGNhNDQ1OTk1YzM0MTFlNjk3N2ZmZjMvdGFibGVyYW5nZTowMzY4MTdmZmQ0Y2E0NDU5OTVjMzQxMWU2OTc3ZmZmM18wLTItMS0xLTIxNjEx_1f2df21d-36fd-4f03-a0d1-93478e7c318e">42-1447959</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressAddressLine1
      contextRef="i0831f7ffe1fd4bcabbfacdfbe0ec4d0f_D20221117-20221117"
      id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGV4dHJlZ2lvbjpmMmI5OTg3MzQ0ZDQ0MWU2YmY4OTJhMmE2M2MzMzkyN18xNzM5_01c17790-cac7-4631-bf66-9f95aa87fbe5">6000 Westown Parkway</dei:EntityAddressAddressLine1>
    <dei:EntityAddressCityOrTown
      contextRef="i0831f7ffe1fd4bcabbfacdfbe0ec4d0f_D20221117-20221117"
      id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGV4dHJlZ2lvbjpmMmI5OTg3MzQ0ZDQ0MWU2YmY4OTJhMmE2M2MzMzkyN18xNzM3_b2b3c026-3460-4b28-b049-6279959b40e6">West Des Moines</dei:EntityAddressCityOrTown>
    <dei:EntityAddressStateOrProvince
      contextRef="i0831f7ffe1fd4bcabbfacdfbe0ec4d0f_D20221117-20221117"
      id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGV4dHJlZ2lvbjpmMmI5OTg3MzQ0ZDQ0MWU2YmY4OTJhMmE2M2MzMzkyN18xNzQw_61daf086-f077-4b5c-9841-d921d2cd07a3">IA</dei:EntityAddressStateOrProvince>
    <dei:EntityAddressPostalZipCode
      contextRef="i0831f7ffe1fd4bcabbfacdfbe0ec4d0f_D20221117-20221117"
      id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGV4dHJlZ2lvbjpmMmI5OTg3MzQ0ZDQ0MWU2YmY4OTJhMmE2M2MzMzkyN18xNzMz_5f294ede-a079-4bd6-aa3c-354fe8db6ef7">50266</dei:EntityAddressPostalZipCode>
    <dei:CityAreaCode
      contextRef="i0831f7ffe1fd4bcabbfacdfbe0ec4d0f_D20221117-20221117"
      id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGV4dHJlZ2lvbjpmMmI5OTg3MzQ0ZDQ0MWU2YmY4OTJhMmE2M2MzMzkyN18xNzQx_d81d29a7-7e81-4654-a1db-3abc5cd6c6ae">515</dei:CityAreaCode>
    <dei:LocalPhoneNumber
      contextRef="i0831f7ffe1fd4bcabbfacdfbe0ec4d0f_D20221117-20221117"
      id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGV4dHJlZ2lvbjpmMmI5OTg3MzQ0ZDQ0MWU2YmY4OTJhMmE2M2MzMzkyN18xNzQy_92d0296b-713d-47c5-965a-b00c8b94ff35">221-0002</dei:LocalPhoneNumber>
    <dei:WrittenCommunications
      contextRef="i0831f7ffe1fd4bcabbfacdfbe0ec4d0f_D20221117-20221117"
      id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGV4dHJlZ2lvbjpmMmI5OTg3MzQ0ZDQ0MWU2YmY4OTJhMmE2M2MzMzkyN18xNzQz_7ed82db7-4860-4a44-852c-9f51c8bd34b2">false</dei:WrittenCommunications>
    <dei:SolicitingMaterial
      contextRef="i0831f7ffe1fd4bcabbfacdfbe0ec4d0f_D20221117-20221117"
      id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGV4dHJlZ2lvbjpmMmI5OTg3MzQ0ZDQ0MWU2YmY4OTJhMmE2M2MzMzkyN18xNzM0_93e56be9-2782-4983-b89f-312f1accbeb7">false</dei:SolicitingMaterial>
    <dei:PreCommencementTenderOffer
      contextRef="i0831f7ffe1fd4bcabbfacdfbe0ec4d0f_D20221117-20221117"
      id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGV4dHJlZ2lvbjpmMmI5OTg3MzQ0ZDQ0MWU2YmY4OTJhMmE2M2MzMzkyN18xNzQ0_3051ad9d-f700-4420-881e-8ebfef110490">false</dei:PreCommencementTenderOffer>
    <dei:PreCommencementIssuerTenderOffer
      contextRef="i0831f7ffe1fd4bcabbfacdfbe0ec4d0f_D20221117-20221117"
      id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGV4dHJlZ2lvbjpmMmI5OTg3MzQ0ZDQ0MWU2YmY4OTJhMmE2M2MzMzkyN18xNzM1_cab863e4-8914-4e30-a160-ad0625e62dcb">false</dei:PreCommencementIssuerTenderOffer>
    <dei:Security12bTitle
      contextRef="ic2352971cb4d4004817d6c2eab060484_D20221117-20221117"
      id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGFibGU6ZjRjODUxNGIyZmZhNDRjNWI4NWZlNDA1OWEzOWFjM2IvdGFibGVyYW5nZTpmNGM4NTE0YjJmZmE0NGM1Yjg1ZmU0MDU5YTM5YWMzYl8xLTAtMS0xLTIxNjEx_f33aa00d-c7f1-4f41-a7d9-8fb640e0b993">Common stock, par value $1</dei:Security12bTitle>
    <dei:TradingSymbol
      contextRef="ic2352971cb4d4004817d6c2eab060484_D20221117-20221117"
      id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGFibGU6ZjRjODUxNGIyZmZhNDRjNWI4NWZlNDA1OWEzOWFjM2IvdGFibGVyYW5nZTpmNGM4NTE0YjJmZmE0NGM1Yjg1ZmU0MDU5YTM5YWMzYl8xLTItMS0xLTIxNjEx_3274ec6d-d379-4e9a-9dc1-788c37bb3833">AEL</dei:TradingSymbol>
    <dei:SecurityExchangeName
      contextRef="ic2352971cb4d4004817d6c2eab060484_D20221117-20221117"
      id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGFibGU6ZjRjODUxNGIyZmZhNDRjNWI4NWZlNDA1OWEzOWFjM2IvdGFibGVyYW5nZTpmNGM4NTE0YjJmZmE0NGM1Yjg1ZmU0MDU5YTM5YWMzYl8xLTQtMS0xLTIxNjEx_2281c242-bfa1-4c47-acf8-db6b1e50ba65">NYSE</dei:SecurityExchangeName>
    <dei:Security12bTitle
      contextRef="i4ed99dff9ee84b4a9e18d4b83a99d008_D20221117-20221117"
      id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGFibGU6ZjRjODUxNGIyZmZhNDRjNWI4NWZlNDA1OWEzOWFjM2IvdGFibGVyYW5nZTpmNGM4NTE0YjJmZmE0NGM1Yjg1ZmU0MDU5YTM5YWMzYl8yLTAtMS0xLTIxNjEx_e662e810-4431-40dd-82f6-5a6cdb6f4ce8">Depositary Shares, each representing a 1/1,000th interest in a share of 5.95% Fixed-Rate Reset Non-Cumulative Preferred Stock, Series A</dei:Security12bTitle>
    <dei:TradingSymbol
      contextRef="i4ed99dff9ee84b4a9e18d4b83a99d008_D20221117-20221117"
      id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGFibGU6ZjRjODUxNGIyZmZhNDRjNWI4NWZlNDA1OWEzOWFjM2IvdGFibGVyYW5nZTpmNGM4NTE0YjJmZmE0NGM1Yjg1ZmU0MDU5YTM5YWMzYl8yLTItMS0xLTIxNjEx_6d3becc0-24af-4666-8b42-4ce35622f076">AELPRA</dei:TradingSymbol>
    <dei:SecurityExchangeName
      contextRef="i4ed99dff9ee84b4a9e18d4b83a99d008_D20221117-20221117"
      id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGFibGU6ZjRjODUxNGIyZmZhNDRjNWI4NWZlNDA1OWEzOWFjM2IvdGFibGVyYW5nZTpmNGM4NTE0YjJmZmE0NGM1Yjg1ZmU0MDU5YTM5YWMzYl8yLTQtMS0xLTIxNjEx_45d252bf-d0a2-46d9-964e-e9a6c397f135">NYSE</dei:SecurityExchangeName>
    <dei:Security12bTitle
      contextRef="i3103cabd2a134cd480251a25d8137556_D20221117-20221117"
      id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGFibGU6ZjRjODUxNGIyZmZhNDRjNWI4NWZlNDA1OWEzOWFjM2IvdGFibGVyYW5nZTpmNGM4NTE0YjJmZmE0NGM1Yjg1ZmU0MDU5YTM5YWMzYl8zLTAtMS0xLTIxNjEx_38b48d92-b7d7-49a2-ae25-8a57babc14ed">Depositary Shares, each representing a 1/1,000th interest in a share of 6.625% Fixed-Rate Reset Non-Cumulative Preferred Stock, Series B</dei:Security12bTitle>
    <dei:TradingSymbol
      contextRef="i3103cabd2a134cd480251a25d8137556_D20221117-20221117"
      id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGFibGU6ZjRjODUxNGIyZmZhNDRjNWI4NWZlNDA1OWEzOWFjM2IvdGFibGVyYW5nZTpmNGM4NTE0YjJmZmE0NGM1Yjg1ZmU0MDU5YTM5YWMzYl8zLTItMS0xLTIxNjEx_0b6ca9cb-4a1e-4f03-9402-8d7c0691b83e">AELPRB</dei:TradingSymbol>
    <dei:SecurityExchangeName
      contextRef="i3103cabd2a134cd480251a25d8137556_D20221117-20221117"
      id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGFibGU6ZjRjODUxNGIyZmZhNDRjNWI4NWZlNDA1OWEzOWFjM2IvdGFibGVyYW5nZTpmNGM4NTE0YjJmZmE0NGM1Yjg1ZmU0MDU5YTM5YWMzYl8zLTQtMS0xLTIxNjEx_6e0b3569-0720-4ed5-a67a-82b55f98aef1">NYSE</dei:SecurityExchangeName>
    <dei:EntityEmergingGrowthCompany
      contextRef="i0831f7ffe1fd4bcabbfacdfbe0ec4d0f_D20221117-20221117"
      id="id3VybDovL2RvY3MudjEvZG9jOmQzMTdjODFlZjczYjRmZTQ5NWJmMjNjNjI1OWFiNTRiL3NlYzpkMzE3YzgxZWY3M2I0ZmU0OTViZjIzYzYyNTlhYjU0Yl8xL2ZyYWc6ZjJiOTk4NzM0NGQ0NDFlNmJmODkyYTJhNjNjMzM5MjcvdGV4dHJlZ2lvbjpmMmI5OTg3MzQ0ZDQ0MWU2YmY4OTJhMmE2M2MzMzkyN18xNzM2_b218bfbb-51e7-4dd5-b7c4-fed73e588075">false</dei:EntityEmergingGrowthCompany>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>10
<FILENAME>Financial_Report.xlsx
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 Financial_Report.xlsx
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M%@_&%Q 9Y=VI\0QKRTZ+Y2T].PP_/LG>V)+;.<V"3J9B+7D%=*RHC_#K3),
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MHAVE?QW']I#3Z:]C(K1Z6^CY<6A4"H[<8R6,<6*T_C6"R0_L?@!02P,$%
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MJ#(9BBJ6<%H@XLD@;6E6?;!/3K3G>1<W]T6NS>,)KM\,<'AT_@%02P,$%
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M?^:+X3]>?P%02P$"% ,4    " "5CG95!T%-8H$   "Q    $
M    @ $     9&]C4')O<',O87!P+GAM;%!+ 0(4 Q0    ( )6.=E46^9O[
M[@   "L"   1              "  :\   !D;V-0<F]P<R]C;W)E+GAM;%!+
M 0(4 Q0    ( )6.=E697)PC$ 8  )PG   3              "  <P!  !X
M;"]T:&5M92]T:&5M93$N>&UL4$L! A0#%     @ E8YV54*-MGF%!0  KAD
M !@              ("!#0@  'AL+W=O<FMS:&5E=',O<VAE970Q+GAM;%!+
M 0(4 Q0    ( )6.=E6?H!OPL0(  .(,   -              "  <@-  !X
M;"]S='EL97,N>&UL4$L! A0#%     @ E8YV59>*NQS     $P(   L
M         ( !I!   %]R96QS+RYR96QS4$L! A0#%     @ E8YV51E%%?4W
M 0  )P(   \              ( !C1$  'AL+W=O<FMB;V]K+GAM;%!+ 0(4
M Q0    ( )6.=E4D'INBK0   /@!   :              "  ?$2  !X;"]?
M<F5L<R]W;W)K8F]O:RYX;6PN<F5L<U!+ 0(4 Q0    ( )6.=E5ED'F2&0$
M ,\#   3              "  =83  !;0V]N=&5N=%]4>7!E<UTN>&UL4$L%
3!@     )  D /@(  " 5      $!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>11
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>12
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
..report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

..report table.authRefData a {
	display: block;
	font-weight: bold;
}

..report table.authRefData p {
	margin-top: 0px;
}

..report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

..report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

..report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

..report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
..pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
..report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

..report hr {
	border: 1px solid #acf;
}

/* Top labels */
..report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

..report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

..report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

..report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

..report td.pl div.a {
	width: 200px;
}

..report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
..report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
..report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
..report .re, .report .reu {
	background-color: #def;
}

..report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
..report .ro, .report .rou {
	background-color: white;
}

..report .rou td {
	border-bottom: 1px solid black;
}

..report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
..report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
..report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

..report .nump {
	padding-left: 2em;
}

..report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
..report .text {
	text-align: left;
	white-space: normal;
}

..report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

..report .text .more {
	display: none;
}

..report .text .note {
	font-style: italic;
	font-weight: bold;
}

..report .text .small {
	width: 10em;
}

..report sup {
	font-style: italic;
}

..report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>13
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.22.2.2</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>4</ContextCount>
  <ElementCount>23</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>3</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>0</UnitCount>
  <MyReports>
    <Report instance="ael-20221117.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>0000001 - Document - Cover Page</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.american-equity.com/role/CoverPage</Role>
      <ShortName>Cover Page</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <InputFiles>
    <File doctype="8-K" original="ael-20221117.htm">ael-20221117.htm</File>
    <File>ael-20221117.xsd</File>
    <File>ael-20221117_def.xml</File>
    <File>ael-20221117_lab.xml</File>
    <File>ael-20221117_pre.xml</File>
    <File>ex31fourthamendedandrestat.htm</File>
    <File>ex32fourthamendedandrestat.htm</File>
  </InputFiles>
  <SupplementalFiles/>
  <BaseTaxonomies>
    <BaseTaxonomy items="29">http://xbrl.sec.gov/dei/2022</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>false</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>15
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "instance": {
  "ael-20221117.htm": {
   "axisCustom": 0,
   "axisStandard": 1,
   "contextCount": 4,
   "dts": {
    "definitionLink": {
     "local": [
      "ael-20221117_def.xml"
     ]
    },
    "inline": {
     "local": [
      "ael-20221117.htm"
     ]
    },
    "labelLink": {
     "local": [
      "ael-20221117_lab.xml"
     ]
    },
    "presentationLink": {
     "local": [
      "ael-20221117_pre.xml"
     ]
    },
    "schema": {
     "local": [
      "ael-20221117.xsd"
     ],
     "remote": [
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "http://www.xbrl.org/2006/ref-2006-02-27.xsd",
      "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd",
      "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd",
      "https://www.xbrl.org/2020/extensible-enumerations-2.0.xsd",
      "https://www.xbrl.org/dtr/type/2020-01-21/types.xsd",
      "https://xbrl.fasb.org/srt/2022/elts/srt-2022.xsd",
      "https://xbrl.fasb.org/srt/2022/elts/srt-roles-2022.xsd",
      "https://xbrl.fasb.org/srt/2022/elts/srt-types-2022.xsd",
      "https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd",
      "https://xbrl.fasb.org/us-gaap/2022/elts/us-roles-2022.xsd",
      "https://xbrl.fasb.org/us-gaap/2022/elts/us-types-2022.xsd",
      "https://xbrl.sec.gov/country/2022/country-2022.xsd",
      "https://xbrl.sec.gov/dei/2022/dei-2022.xsd"
     ]
    }
   },
   "elementCount": 31,
   "entityCount": 1,
   "hidden": {
    "http://xbrl.sec.gov/dei/2022": 3,
    "total": 3
   },
   "keyCustom": 0,
   "keyStandard": 23,
   "memberCustom": 0,
   "memberStandard": 3,
   "nsprefix": "ael",
   "nsuri": "http://www.american-equity.com/20221117",
   "report": {
    "R1": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "baseRef": "ael-20221117.htm",
      "contextRef": "i0831f7ffe1fd4bcabbfacdfbe0ec4d0f_D20221117-20221117",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "document",
     "isDefault": "true",
     "longName": "0000001 - Document - Cover Page",
     "role": "http://www.american-equity.com/role/CoverPage",
     "shortName": "Cover Page",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "baseRef": "ael-20221117.htm",
      "contextRef": "i0831f7ffe1fd4bcabbfacdfbe0ec4d0f_D20221117-20221117",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    }
   },
   "segmentCount": 3,
   "tag": {
    "dei_AmendmentFlag": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.",
        "label": "Amendment Flag",
        "terseLabel": "Amendment Flag"
       }
      }
     },
     "localname": "AmendmentFlag",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.american-equity.com/role/CoverPage"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_CityAreaCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Area code of city",
        "label": "City Area Code",
        "terseLabel": "City Area Code"
       }
      }
     },
     "localname": "CityAreaCode",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.american-equity.com/role/CoverPage"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_CoverAbstract": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Cover page.",
        "label": "Cover [Abstract]",
        "terseLabel": "Cover [Abstract]"
       }
      }
     },
     "localname": "CoverAbstract",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "xbrltype": "stringItemType"
    },
    "dei_CurrentFiscalYearEndDate": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "End date of current fiscal year in the format --MM-DD.",
        "label": "Current Fiscal Year End Date",
        "terseLabel": "Current Fiscal Year End Date"
       }
      }
     },
     "localname": "CurrentFiscalYearEndDate",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.american-equity.com/role/CoverPage"
     ],
     "xbrltype": "gMonthDayItemType"
    },
    "dei_DocumentPeriodEndDate": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.",
        "label": "Document Period End Date",
        "terseLabel": "Document Period End Date"
       }
      }
     },
     "localname": "DocumentPeriodEndDate",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.american-equity.com/role/CoverPage"
     ],
     "xbrltype": "dateItemType"
    },
    "dei_DocumentType": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.",
        "label": "Document Type",
        "terseLabel": "Document Type"
       }
      }
     },
     "localname": "DocumentType",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.american-equity.com/role/CoverPage"
     ],
     "xbrltype": "submissionTypeItemType"
    },
    "dei_EntitiesTable": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Container to assemble all relevant information about each entity associated with the document instance",
        "label": "Entities [Table]",
        "terseLabel": "Entities [Table]"
       }
      }
     },
     "localname": "EntitiesTable",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.american-equity.com/role/CoverPage"
     ],
     "xbrltype": "stringItemType"
    },
    "dei_EntityAddressAddressLine1": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Address Line 1 such as Attn, Building Name, Street Name",
        "label": "Entity Address, Address Line One",
        "terseLabel": "Entity Address, Address Line One"
       }
      }
     },
     "localname": "EntityAddressAddressLine1",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.american-equity.com/role/CoverPage"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressCityOrTown": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the City or Town",
        "label": "Entity Address, City or Town",
        "terseLabel": "Entity Address, City or Town"
       }
      }
     },
     "localname": "EntityAddressCityOrTown",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.american-equity.com/role/CoverPage"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressPostalZipCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Code for the postal or zip code",
        "label": "Entity Address, Postal Zip Code",
        "terseLabel": "Entity Address, Postal Zip Code"
       }
      }
     },
     "localname": "EntityAddressPostalZipCode",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.american-equity.com/role/CoverPage"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressStateOrProvince": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the state or province.",
        "label": "Entity Address, State or Province",
        "terseLabel": "Entity Address, State or Province"
       }
      }
     },
     "localname": "EntityAddressStateOrProvince",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.american-equity.com/role/CoverPage"
     ],
     "xbrltype": "stateOrProvinceItemType"
    },
    "dei_EntityCentralIndexKey": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.",
        "label": "Entity Central Index Key",
        "terseLabel": "Entity Central Index Key"
       }
      }
     },
     "localname": "EntityCentralIndexKey",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.american-equity.com/role/CoverPage"
     ],
     "xbrltype": "centralIndexKeyItemType"
    },
    "dei_EntityEmergingGrowthCompany": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate if registrant meets the emerging growth company criteria.",
        "label": "Entity Emerging Growth Company",
        "terseLabel": "Entity Emerging Growth Company"
       }
      }
     },
     "localname": "EntityEmergingGrowthCompany",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.american-equity.com/role/CoverPage"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityFileNumber": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.",
        "label": "Entity File Number",
        "terseLabel": "Entity File Number"
       }
      }
     },
     "localname": "EntityFileNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.american-equity.com/role/CoverPage"
     ],
     "xbrltype": "fileNumberItemType"
    },
    "dei_EntityIncorporationStateCountryCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Two-character EDGAR code representing the state or country of incorporation.",
        "label": "Entity Incorporation, State or Country Code",
        "terseLabel": "Entity Incorporation, State or Country Code"
       }
      }
     },
     "localname": "EntityIncorporationStateCountryCode",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.american-equity.com/role/CoverPage"
     ],
     "xbrltype": "edgarStateCountryItemType"
    },
    "dei_EntityInformationLineItems": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.",
        "label": "Entity Information [Line Items]",
        "terseLabel": "Entity Information [Line Items]"
       }
      }
     },
     "localname": "EntityInformationLineItems",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.american-equity.com/role/CoverPage"
     ],
     "xbrltype": "stringItemType"
    },
    "dei_EntityRegistrantName": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.",
        "label": "Entity Registrant Name",
        "terseLabel": "Entity Registrant Name"
       }
      }
     },
     "localname": "EntityRegistrantName",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.american-equity.com/role/CoverPage"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityTaxIdentificationNumber": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.",
        "label": "Entity Tax Identification Number",
        "terseLabel": "Entity Tax Identification Number"
       }
      }
     },
     "localname": "EntityTaxIdentificationNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.american-equity.com/role/CoverPage"
     ],
     "xbrltype": "employerIdItemType"
    },
    "dei_LocalPhoneNumber": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Local phone number for entity.",
        "label": "Local Phone Number",
        "terseLabel": "Local Phone Number"
       }
      }
     },
     "localname": "LocalPhoneNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.american-equity.com/role/CoverPage"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_PreCommencementIssuerTenderOffer": {
     "auth_ref": [
      "r3"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.",
        "label": "Pre-commencement Issuer Tender Offer",
        "terseLabel": "Pre-commencement Issuer Tender Offer"
       }
      }
     },
     "localname": "PreCommencementIssuerTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.american-equity.com/role/CoverPage"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_PreCommencementTenderOffer": {
     "auth_ref": [
      "r4"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.",
        "label": "Pre-commencement Tender Offer",
        "terseLabel": "Pre-commencement Tender Offer"
       }
      }
     },
     "localname": "PreCommencementTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.american-equity.com/role/CoverPage"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_Security12bTitle": {
     "auth_ref": [
      "r0"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Title of a 12(b) registered security.",
        "label": "Title of 12(b) Security",
        "terseLabel": "Title of 12(b) Security"
       }
      }
     },
     "localname": "Security12bTitle",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.american-equity.com/role/CoverPage"
     ],
     "xbrltype": "securityTitleItemType"
    },
    "dei_SecurityExchangeName": {
     "auth_ref": [
      "r2"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the Exchange on which a security is registered.",
        "label": "Security Exchange Name",
        "terseLabel": "Security Exchange Name"
       }
      }
     },
     "localname": "SecurityExchangeName",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.american-equity.com/role/CoverPage"
     ],
     "xbrltype": "edgarExchangeCodeItemType"
    },
    "dei_SolicitingMaterial": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.",
        "label": "Soliciting Material",
        "terseLabel": "Soliciting Material"
       }
      }
     },
     "localname": "SolicitingMaterial",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.american-equity.com/role/CoverPage"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_TradingSymbol": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Trading symbol of an instrument as listed on an exchange.",
        "label": "Trading Symbol",
        "terseLabel": "Trading Symbol"
       }
      }
     },
     "localname": "TradingSymbol",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.american-equity.com/role/CoverPage"
     ],
     "xbrltype": "tradingSymbolItemType"
    },
    "dei_WrittenCommunications": {
     "auth_ref": [
      "r6"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.",
        "label": "Written Communications",
        "terseLabel": "Written Communications"
       }
      }
     },
     "localname": "WrittenCommunications",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.american-equity.com/role/CoverPage"
     ],
     "xbrltype": "booleanItemType"
    },
    "us-gaap_ClassOfStockDomain": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "label": "Class of Stock [Domain]",
        "terseLabel": "Class of Stock [Domain]"
       }
      }
     },
     "localname": "ClassOfStockDomain",
     "nsuri": "http://fasb.org/us-gaap/2022",
     "presentation": [
      "http://www.american-equity.com/role/CoverPage"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_CommonStockMember": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "label": "Common Stock [Member]",
        "terseLabel": "Common Stock"
       }
      }
     },
     "localname": "CommonStockMember",
     "nsuri": "http://fasb.org/us-gaap/2022",
     "presentation": [
      "http://www.american-equity.com/role/CoverPage"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_SeriesAPreferredStockMember": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "label": "Series A Preferred Stock [Member]",
        "terseLabel": "Preferred Stock, Series A"
       }
      }
     },
     "localname": "SeriesAPreferredStockMember",
     "nsuri": "http://fasb.org/us-gaap/2022",
     "presentation": [
      "http://www.american-equity.com/role/CoverPage"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_SeriesBPreferredStockMember": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "label": "Series B Preferred Stock [Member]",
        "terseLabel": "Preferred Stock, Series B"
       }
      }
     },
     "localname": "SeriesBPreferredStockMember",
     "nsuri": "http://fasb.org/us-gaap/2022",
     "presentation": [
      "http://www.american-equity.com/role/CoverPage"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_StatementClassOfStockAxis": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "label": "Class of Stock [Axis]",
        "terseLabel": "Class of Stock [Axis]"
       }
      }
     },
     "localname": "StatementClassOfStockAxis",
     "nsuri": "http://fasb.org/us-gaap/2022",
     "presentation": [
      "http://www.american-equity.com/role/CoverPage"
     ],
     "xbrltype": "stringItemType"
    }
   },
   "unitCount": 0
  }
 },
 "std_ref": {
  "r0": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b"
  },
  "r1": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b-2"
  },
  "r2": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "d1-1"
  },
  "r3": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "13e",
   "Subsection": "4c"
  },
  "r4": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14d",
   "Subsection": "2b"
  },
  "r5": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14a",
   "Subsection": "12"
  },
  "r6": {
   "Name": "Securities Act",
   "Number": "230",
   "Publisher": "SEC",
   "Section": "425"
  }
 },
 "version": "2.1"
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>16
<FILENAME>0001039828-22-000096-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0001039828-22-000096-xbrl.zip
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M?]#X6$=_'A[4&JU],.H6::SY:;?5>3Y">Y@TW*J/*(AS01U"""93JD T1>F
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M.E\CV/5-$SN^8U!J6["J1FG'!%RC,YYF\4T??:+)U0T=OZ"H]LLBJ3WX>)B
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M#P0)H+ZD@6WA;X=#X5LB"AS[.F17*\[0[D D? JG\34BY6.< $D5^X")W.6
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M[K*VL8+NI_!ON7]S8P5]!P7?+EE!&HAHFSE@QUO,PKH#9$RY:F";&I9+78^
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M!:RX=S6B5WFQN(4C%F2_Q"0%48BY3%A)P"7T"U1WJ7<%/N.PGPO&_![76;.
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MJ@1;4KP*A:/&!ZL5;-W<+!>LK^EYEK+95OZQO"KN%]-8XBA"7( ()Q"@6$+
M.8& 8<XE(D))XOAXI+T^QC9,[!X-;,\E%/I6UU@]CU!N$&H[:="+IF&F"]P8
M\C\YN<]!_V.3&S:_SYG)?:<Z#TP:FGI."30/:VA&CLVC6J\?\FH*54I2S""
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MO7[UZMGZG7SY3[]?/?L?4$L#!!0    ( )6.=E7(G20Z;P@  %%#   4
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M/5%QBE]>/;O^1?>E^S\87CW[/U!+ P04    " "5CG95*YV6O\5=  "+"0,
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M@SYW_/>(S,]Y=D4G1"_PHL((IH.5CG/W1?"V._B!0,3M\+L \0=J8H(N76&
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MK[!C*39'OC/\9)%1J!IS\?)+,3S<0&*EAV+G;/1ZQ+\P&J,+3!$#]T8;#<[
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M9IAV8W+=R;47?N< A7?.1D(7YI:S-K_VL1G8'1@=36U2<KMILC/9#:N?P(1
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M<"PKF) LU^>,_:)Z=8F\K-2U>=928V EJY=<&PV_F:)?EBO3! :FMGMVW.W
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MI9JPR%<P$61'24LK8QT5W+^'6+H*QMPD<%N5P$$(9C?6O6$+(1JX1XI%@\+
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M(:A.^WR=6G@C8[]FILL8TS7Q5>+A9;%4]&[FY,H*ZYX:0YKN@N@ZHM&=8*+
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M[E6H3!HC!:UQRKHA-&:!5)G$E-IMS!JOKY-TE1'7.MEA.%.OQ(*A#EBU >/
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M! KKC[*2A (=]Q:_X+.&@!)'!>\TE@MG@A T+=4&_,EO:0*5R-E9*^M7&?>
M,?M("YL1\(484]TIY!3G.,_K8&(&[J%1H3>:D/U KIA= CFC4BK8"-?72^W+
M04;Y7HXH!F<0\V)CIV$)/(!=W&2Y>XHU\>1.XURP87%/;R2Z./<#MZ#JS21;
M4VBBF1L ]F3#A3I\1=W):MK99YR#76ERLUU$X^9E[QB =C$[-^H;,8\)1)=
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M]PH#BQN?JQA>D-C">,5L/EHY$W.L+020PEPKH',Q8@HNWXSLE;(*;4:B$^+
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MQ(C$<(/F$#,)*-,SVS0>Y6P*.00DE,'IU@HY(#& L!0[LL] EF5GCM,XORF
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M<Q,_2BCG$5BXC<#"H^86J/'4Q?,<VZ-#+!C^M))$1L'E/=SWVA(C3!([O'B
M)]^611\A%"O"%&K7AY?*9^P;IXVSOL9A2$W%!4&>(PR^'K=\)")O;UI3*1Z"
ME\CL9?1*OP:(1@D.KLR'-FKM_V19U@WVQ<'6*?_"!]E[.-2&:?Y+:"7/SYL)
ME9PK5ES/X]9G@V6%(*/;OH-Y-!RB]F ^XK']+O";4=0'(S641!$L=H*A=]1N
MU;2D,+T+#1I@+8-WC"6*?V511P[:.??3(3:O*U5V2XVT4YVSC3H\SA$KC*-<
M8OA""OBHS0.&V[C/5,,DB=2SPGL(-G<,D\=A:5]OLS3(@VXQQN/4IVF(O>VX
M'<-&0*DC)Y(@])(EVZ=Q1L.8:C7.L>V:_.@#;*,/$"=Z23O5G6I6KCP;X7:\
MKVN;0EAER+2RNF[4),>>\*%2-H(7\-@67M&\UP%\M$$<*F-P+<FI"6119_5(
M^Q[(X 8V*DB"I,[#R(,'\UJMRJSPQ#%*%6Q*B=W<"\B?^YTS-.4R<R=V["XG
MMEBE>QM"B9$A75X: H192YUV9EB^H00\EC6;1KF!9HF*+((=(< W8]5@0[H<
MG&?JMN69.JK_YAA4PWL2B;JE3K+])2;<T4/S=JW<$WI66GC?E%%"G2Z4XQ3L
MQ_JYC?5SAID_(.OOKO>F_8#U_RB=Y24(1)O#",]+L"<+@Q4#Q3)KN4$(7H;&
M](4TIEK+,\"-"$BXML4 &&,\R%O+>U99_&"37#:',LXUXH-&N<# JBH7V23K
MG8E(K6>3#$&FZVBZZ=V&U=A__]OSE]]3BW'5-@NP>?]#/1:;*IN0N5Q'>O(Q
M30/U!@?[I4+.'H;;$M$2HC%\NJE(ZL] /@UC(H94)-Y2$S$0WY6,(O]>]L'P
M9"+F?RPEM*6$S\*YV-I2PF&WRX5INI*4:SN<1 2>"OJ9ZXMM!N<1&IF^@,VT
MU$(]1N57.4-HP6'T[]2[N=P ?X^>;2JW@4=6>J55+C5?ZWXYX!E^7UM:[%QX
MFD^A T+KLM35.3@=B 9@92;E<K9I,?]$Y3?-^P.FBH:I#8ZBLK(3#5IK"K/*
MBMF2&L;.IS012E[N#TYF.P(SYF6U;'/%;B$\84;I'B'<7>O9\OZ"W^#8U@T.
M?YK5V'R6V7AKE6ONB%LT2*G)?'STH1DX);)<RI@"[5ZS+68=Y@.+@2?P"QBO
M,..RET[TN8K/:8I;37/%K7AQ<5A_F*=U:8K7."GN]91O3&/C"LG+=9D>HU5O
M")(I,<$@A,0TTMI0&4Z)QN VLW\?([5?R!"(1^"/WKT_/?[Y)'DVJ%&_WC(;
M\=2]??WZ]/CDW=EVI6*>[8V&^,UR0O]3%[I"'3 \,[RE?8TH,<=4&F 9O#AF
MB%&HDQTO66"0XYPL[E,I1]B3L;NM17/B'^^Q]U!;H?$ ZI[1240IX-AJZS4,
M[NQ'W1Q=?EM8!(6EQ&_LQ/ Y ]_CX<F'%$>&)>"*H6TOJ$LLRO++O>2T(&,7
M_$E\)<NZNQ8^Q;%F/Q2-1V3P/'/DX(%NJ7/M.033=([KD*(5AB=/W<#P.=ER
MS<2RM;.B+1]"VFG3TAM:KC%$WA;2X2G@]X2YR<"40 9;;B4]SZY2;ZSNX!4:
M8D^4PN6U*W\7R;1+S%SE3.B\YE7DY.^PFHN<^A%1,Z&]SF1)ITL37#W56F8X
MQI6^IB4.WP;A170';,SE)R,F6B.3!7:*PUEC:XB__Q,> EH6U]K=A)I)>A^9
M2*ZT?HW<G%I->E0N@X;=MN6@&0V-C->HF#J*#ML"_<C36P("$O%;OU=3+F/R
M^GA('U3LG"&\PMPLU:H"<R&8U7^T,Z^;L75"C!N1D2Y-S1X5[0_&>G=7;(M@
MCH;1Q#7*<:G65_: "T"3PYM&#GOIT-*45\OT_%9>()9-$-V"D41[ M?=(YA/
MX-+#FWG1KMCV6+"?O>@EL6'0*\S\3[(< 1RF#\ YFYRP 0NP$9:&Y)[V1ND2
MYY;O 0GNYG.5K8E@V_/(F$;4FH97$K]DYA7\GA=:R%P$#(*-'C&PQ[,KKRTG
M+/;-Z<YPY?T^2,DOLJ4!Z&XP\7Z*S14-C*+UU!V=. /+Z0=38X04@##-1G?P
M6[&YE15U4[5+,GBCA#=FJ#:6,/,FC!YN5J-N8?[$*"/8@;_T'@0Q-'K31"]7
M>7FM9;+9Z(L)X+8ILM'4U]RLR$+7:&?8?B#DBY#M*V#SKK;U$.K("F@+P*1-
M>58HT2<45Y^WM<J%%ZQWJS3R^M1R)[@_6=VH4I=<=8PQY*+[L]BM:G,?+E/Q
M4.\^'3 /*JMLBQ,?@^]- OHI,[\'.WX?!^!C%$\7YVB5S EZ!%_O=K1@Z"!V
MIH6:BB!HKBZE*#OU=8)I)F)<OSG] $')[A QU\!-FRJ;<N23D#O!LQ@SU1D_
M-P@[+U)7(>X5@U?(*9:AO]CX+KBO#3F(RU'G=7F8_L'@.>W=\X%+ 5E)@FBI
M6']),1A5+=!L4^S>>3G1_H$\KS\1MDTMCJ:ZX6:U:&5K>/O.23]+[([:Y=Z'
M'H%/K+PJ2.^36;#.3)/<Y(2S)D@5@1MI4S=%[MW2:+8&A>62-A4J'/PW@T4H
M-!7[?>UZ('58+YG1,2#%A(]EB--=W&53$/!REBEK>3J^O1I3J3OL.>V*FNS:
M2U[#2&_7TX?I(U;!816>/Q"LPA> //)&HABM6DD\>%.,E?Y*94=IEPU<(^C4
ME0NL[BL^>>)>@O'=R 4JI^P92(,U]F'8GF?' /X]T:!OYK'M2\ K[IO:'0:%
M YU'(?MV)BI+R;BD^6J]*"\-7+-02Z?+.-91$XP8790;H$JI6%$KK$L4!PWT
M/9RR-<,]YVU59.!9D3IQ_0"\V[K@LBLB<$8$8^HY:SN7=Z#V'J8K.;JS>,Y=
MZ/PZ-:VMI'T F%([^T_#_@$\A@ T1766CKIP5>D5OOIH00"4>%[ENADK /L&
M:/AGW_9Y1M(8"N]HEQ./_29G!4(5-J8WFZ5BKBI5G$M[PWRU4!.-AD+.'LXX
M1<!:$:RQ-O1J'E)01$FBFX9!'NOW!&Z"ZOH2M_=YT@[PQ>CX:"JGJ[M1E^W,
M=W'5)1R4QJ)IZ\-DSG[M6%S&S[JE/Q5Z@C%/ZH&X4:,IV;S9C;*9T^'=*)?$
M=6X4B3Y[$]=>),/&IG/FF"?OJBQ,4* &8ZG*_-<,]AK?GLR=>0O_(F-@"C_Q
M?2KYL&PE4L0NR43G97$N2+C(C9VUY'6]C8^"2U[X 6F29QP8,Z^ G9(+:OF"
M53)9)UAN34[\0U^M-%[2HFZAR':H)?A5T*1!=P[T"QE%"#/7&(.;ZFPE8>F+
M$O:^]MW-F2:WR+:P4:[9@F]N&L87N;SD0)#]2Y0(A;(]2+K+47#'6UY$?5WS
MNZ&& 0,&NS'(9%L)L9P7"QBVZQT>ZZPL4^S<TTK32:,*\Y5YH=B4QSQC8S8:
MH("GA6=Q+<QS8Y7I>IQ)1YFZ'?&PPU(O1J=/;8QSX$Z_[[GGNJ6=H!XFUCWJ
M1V*->G'?6!F[R>7M2ZP'<44-PP@:UN5W?+*_:2)17[=U'%XGW"I+LQN\D+,H
M!?N8M.,#NBVTNH6-LJXN-U;Z2TX\3P<#IA@8('D.U(1V$F+X*QYZN0$M%L*U
M; =+@Z?"-T:MW*"_GRU7F'C,J"D:FZ$^-$D&Y;JBI<X*=,/$&T\%CR20IM+#
M3*V;!-\,[:<TQ *%Z]C:=:EHQ#/Y]V?HGQU.*B'(V_U28:#&(-EK 9O1",6&
M=2Q(,STG9"$EIS@SLA'T=Q_1N0;8_#RYE^#BLY^.WIV<I<G[GTY.WR6G9V>_
M';TY/DF.WKQ*WK\[>G/V^N3==AU_ST>(.SY&XQNL*+:(4*><D6L[^&%X<S6&
M^."L4=#C%ASJ-'@EQWEA ;H*[/X)5Z. :C%_L1G-^>P)J.%YUD1= T=7,E7U
M(J6F*AG"-:E9'B)$)!-<&Z6I9SYJ9,ZU*'P%#]Z[SE"Y;?9\]I(?'3=W8+[C
M--2VPF6=$0#[(RBTL2%O?^;(H;A@'<KCM)]X(9!@^C$V/M-_MN!^[26G$>^"
MAX<ZWRQCW0N8R(WGTK#&GUO\I?N<GRY>@)U2<7#F+;I1Z1J<< 4.3=7XE&"R
MU$$ ,1JB]MPQ%"!^<1/07C.#_8HL"V;T2-8=W7YCT<3KP]9;YAL\'R%6]K@;
M]AN+;G3AQZE:98TR.:A-N'@0>29V-%T9_32M8](6E)NT?W'(]#6J).968]$M
M_-2GF!*^0%O_:?1&6WB/G>UA4\N@2(&P.7@_ X S-0;^O2F[+71^G3NZ6C_J
M?"IEI[>9-T(C-25MSL=$M4U4?_.8J/Y4B>I@.W:SQR'[4E]^UXBYZX_JI9AN
MV.IR@DO@C[V\M?$#1PI+=:H&#G9M4\M\7!*0V.9PUR5+D$](."TZ*>*M.]S&
MA[<_\8$(_DDW_/&V(=W&^MJ*.8N;XPYE!&AF(-?PT;6[V+/5(O2N-V<!C9$7
M8"15$8-)CC;UO"DIKO7!BX-G0XVLKQZ&%$2.G4E8"9$W("0V61PB<>+L)BJ9
MJVF=P= TVQ)83TBV&R&+6T\C!E)W&YF+")QS' V>!Y]CC*(>J(CZ?P;'@KRJ
M'71MZ)?]BS+D:6G1_O#;>U.";*ZEU#3EF)MMTD*7\-^5PH@HC9+@W3WWL*EU
M/I==90H:HN[O:8'>MPX*8.T,>!Z:Q&L1V[10M=GMW(FD]M[6K0I=1REZHE&<
M\5PQ*YXW$[%9]6*G4PVC,]'.($J+=!'VS63*C!/8>PH&?4EII::4UJFQ=3XE
M"2AF]_1\KCE(#2OIXJJ7NKK-D"0D,%.-Y::D!V_=R3R^ A+R,I-WE+X>F/W=
MH0?EO/R L?=HA@;W>3__T1>L?E."6#&;"8(04I&24A9C*+C%'N;Z!O/38 @)
M#FBN=WDDDO3:J&HA)F<E0^XBV-MY[D%\>K_L7+5U^V1\%07'WG0/NT].R#OS
M-7?=5AR8C'+NT_&AKZ8+1/G9#MMS"YA!X#V_'*I^E,6B3 H8[09'KF?G9H5[
MA,DGZBN)A?LWX@ /'0G1[[O8M;KT1R?Y.-DL7K$!?.*DYV47!+AU^V-\4+'W
M(E2DF\[0<1IVEYQ]1-32; Q*>9L&$:HHT- -R+*PW9QDQI$\4_1W('%),"'K
M8JCVT4LUTX[4$#%C,?"7>Y [+/J1&>NZ(EF.8R01\Q1/.7>7<(O#E7[/(=@3
M5:&O^9QJ$4[E6;L(!J-T.!Y@YDK"D''5@3B_V)5Y%BOY&ZW7&I&0(469HN*F
MQ-)J>ELAY2T@+1,HWU32B[@4Q0PL'$FB.=>)ZE6N3:=%JNG22 .#ZV*O:M25
MMO1[:5?NHC%!3_(DHD@P0?Q8@(/V[ES%+D!'!@F1H6-=.1=^M*FR^@O+Z&A%
M-*(<AH]?T(K?4JR$_ 'L]8PRL33W!/)<5=@8%,4%_.'6Y&;-KRLOJ9,572'$
M<#(+K+$+4A"C2PQGIYQXYM"OW40X"MDB2XHF>$/"S*][&1ZU:SA*.2ZI0<B8
M6Y9VAA\-3&ZFD/+RXF5RJ3)3E2SW7FJ#C!/E3;?'8 )!:GN1RH;*03>?(N[,
MF6F-1P&-]++P*-,,-GK55L@I77/=YKE"@',/,+MINBW$C* 01@+<>1@>?XRG
M0!N;R2D8E'!M;-(F,9DK1)MQ_H! 6MD\^5!@MX!N,<'C_KWM_G4AZA*!X>3\
M6B,!A%#ZM<L*8NHT7,[0F+D ZYDHV=2Y0CT?]4@(X<@")DY!UO2L?TH_NI&0
MV&RJ7Z:X@ S8P.KI<)$:2=@\2Z=,MHYJZ?D(,<_O]'G+;O,(DCUK<%Y+;#+@
M53!QVQ'F +:C]S@&47-2 <4LHV,#E1,2A1/Z"T\,.L_ #R LUM1K7D+N<AJ:
M8B9>;?)C-Q2 K?-CULORPT,.O-@ZY,#X5,W+T:F:GTM$+[Q""'9Y+0#'7UHX
M6L@Z'$_:^33"=)27-6,HYPT705GWR$"1 E_=^EFJ8)45YFLRIG[EYEQPRB+@
ML;'D-1VEMJ%ZPS74\_086'LET0?0S38,7!C>?/TGE"+X2DD-0ZC1A$/(Y:3D
MK@GXO])X8::7!=A_6W=&?SNZC</IG^05B-98SFA+Y8O>U>Q"4?-KQ2E"D5E)
M%\U,BI3)M-BALH=ID+GIV)WCK&U/750;G:A!N5.YCHJRPX7 PLC-':UG14GP
M<:XK2/2@:XE&ZCAG9N.*;7?[-4<_6),Y<)WLO#"4,JLJXVH(AXWPHTLK:E,$
M!WEE.GI19Y6;^KA_]O8VZ:!2[O7^X=+R#>?!:+78L%.8&<"\_#?UJ*=X>SZC
M2INB#,Y>+IYDEBH#5=HX[V0NCE,5%3W+PD:UD%B"ZH%,5!3YHQCYO!2"%,.O
MHX+&4Y;Z:?-;?_Z%G>;2 \'R+$NL>$;.@ZT-ZNN:>5;5C5<S%+Q@MUB(Z,)T
MGEU@Z&Z<RYP2387.R'7:N=KU7C)\>65@?%BZA8Q?&.0A.E;O'=>!+GQ),1O"
M.$*!7>H#Z+GAY=1B[)!37MFI)0)7V']\-LAEZUM.9![A(L6D!$ED1FQ:088;
M?>>:)V2CO @NR13&K"6AQ-M:=1P,FPKXN!O\YYRMNT_5@[5&RLU\/@.^^H"Z
M ME?UNV&0=4Y#FJT)LQL<RQAT":+ PH3:LY!=[A_JM]*?<-[@(M!1(&2?YME
MQ A%X3J_67&RX\'M,SHJ"^U4,R'S0<E/%P0AJ=:UE-SU#H9'==23H(\^*IF;
M97I#LGE@Q\?$]BC*Q#%M+SL=B_K])3?O"X0T?T<;1-T0F(R1=&*@TFOG%5QO
MZT8(.*%"(&Q#C;U,WX'(_/!\(HCQVC )J=D?95L52]L;H9S;NNQUU9G4VP!K
MKQ$L["\+549S27?ONZQ' 7ZOZ7"^$!!WB]I\_G)Z=GSR\\]';T[>_G:6_/KN
M[;].ST[?OMFRMI_?C)!^Y[4I0/LRIVI\@K[0J1J=E@VG*J8J3U"?56613;^0
MB;9&A&S-YN!9:A0C$R"@D+-K($;T%^P/10H;X43+:WW)-(-^TVD/G-M!S*?N
M/H]67U0^]9>6S_@,A37%W:+8#N1UG+-Y/%H#>#IL^,>&+P5. CM\DP\V,(K6
M@Q<SW#1 _J\C$<)R>>P"B/%<6RY_'QO=C];T&2&YENVO<J95/A:,2P]N-;GV
M8S([U&PV6G+0E+O&Y6-02[>## 5Y"!KOL/FNW#.K.&^<%4+!X[&4J,H60S\J
M\?NMQ$WA^27!Y3%+=_#T^W KT(?[S$,N%YR6ETH^CC<JZW;JLCQI*'F;^33S
MNO3YGY-92X641FHY#T5E_U115$NY9;?4?^LTYO@8FUYG-?: ^3?H@^'5Y9P'
M<XW*:7-%DY13S3JJ=&UX>^LD:7P,(_\J30B3RL+KY.VEQX(UDA*H6(=:=<O\
MMM_F'?E).C1+<<:F?H-484K'5(DI=YJ6*QJ)7_#J]RN-T1\\VWO6I3](8^V@
M]9)*8_5L<TLXC ]30\B4 M-I<EXAE'P&.Q(.!;@"SP48QU7F>#9K[H:[*8!M
M,.UA-Q"3FH+7]<> /Z()*"^+NEOUZ%7%PS-=SBGMOE=X4Z(BE"I@6&FJO23E
MXH%<S+EF2'!)%SU6V=@JFY?A7&Q!E<U ,[FY083;\B"REM&H&WF1"F%T@VD_
M,F&@%+W#$?4$*RUL?JE;.BPUS&QEW6Y7HD&'5;>HF&"#=F^Y=2?K^#B)SB(8
MO'?X(USFTP)=N^$/UD&#N2-U78\"?&CDU,W"E'!6,&J/"ZI6EI9:>HX%*573
MB,4V;><JK6R9-:;D"^D_*))?UMQ D6T6=/R2'PVXR1_.T;3YE-L957Q\.P_+
M"KJC=@=D+ WW^.'>2S.1:\?[5\4H!?^;D#U<$%@Y9-NB;)'HKE>Y;_NCK2IL
M#+G"+J%T!*5R'#&0MLQSKKU?7ZJ?&LI/_Q7.P5+J44Q8Z&W8LL#[G1W53"^#
M%KUS)-2P+^7WZ8W#G/VQ7&)?X3HV;7__V_.7WW_"[;#_].5(]\/^F/;#_BTV
M!%;$Y,P3] YK5Q%;[#Z<PZ$X[<3'" FS!/^&VF8G4^*&:?)K*G@C4E.B.'D0
MRWUPSY;[1_)N@\66CQY7-ES9PWNVLN]LX,75"*Q/Z4W!N^0H0T'@,RJJ(TI6
M5@4X;.WS\#'IUY5 )C.$HK*;GI!765.7]KFN,!+$5WOV$YU<AH.*R^W]"ON&
M^)DJ_P5@-&7;F#XC#T?JGMTSJ?LE*UIAU^V2_G9*G PYC+5N2-E(,0V5T4RN
MPX!7KS@EM;5R*T442976%.&N'XZ /+]G G($J^P*P9;+ML#D%6UR=+3\]9;&
MI'#<> '=[DK[#=ZX LWT$J;CC-"X\[8JT!2=/<K+SC?W35[@W*AM"L#QBUN7
M)" :7^=KB>7B'7A$\R=(*]M'^D%(P(M[)@'OUZSIL@2Y0'K4PG0$-VT">U6E
M%);Q>F]@'@U['CZ$@,QDTW)_;I#'1RSWZ3S9R7:[]=]@$-14 K*45-5Y68(Z
M5U045<P$P2,,N5+;D\*-LMU>5&(F--2U*>?%ELU$1.WH("A3L"9"8A@774\"
M-F$BS\FJ(/S!<448E(Q*BCJD:1CWXV0-E5^;-%S0QR8R&G':["MW1R&%*H@:
MZ;09^XA0EO)G*R^G@AU@='(T(7WGH);/W',?(UO1]WT,=XU5VYQ<@0& [2^)
MXG3I>2]AYCWN-J>!_X(U8,+&3= 'AY!=CWP \<JUP2UDTL1HP_6;@ ;I#>,/
M^4.ZWE?'\^K508KE''N''FF '+LP\W@X(_+22Z;(CL&G4>9$RB+@()\QR<$$
M]+ ZK]1J\7#,\HUQPQ'NFZ,I-1;;K,N_L%T]+&)U9[2=^C8A(X>=L]U$_O/>
M64,1F-,C2^]:_-"W,<C.O<8/W1*U,F"AH\.S;"I=_MP#C.%9-HWZ=5FU2W""
M<WT3?\& J(Z]Y#=7,.^;^<(912TKT.3WK(S:O!*;/>#K@(@7G(N8XTN+4U3F
M[+/IJVD.5K_YUC*:2L>&K*"?YUXYR#17V;(F8H69GA,VVD>+?OMT[^"I:9BU
M&0+B<-8P4+KR%;%_P#?'X&0UR0[UB2%^N-C72%KP!WAI]2P3A&:#W CXW-^*
M#!U!"FS4W=^9N.<9V&D+>#WW/69TX4&[]YI"X M1]F\1A<#IFU<GO[PY?7UZ
M?/3^].V;Y.WKY-7INY/C]V_?;1F-P(L1T@C\ GI($6?WJ:'H'K@A(C;9A#5#
M6J*6:M_*A 'SEX2&-<Y>+&"S8P)AF :N4T&$DW?,@%H.S%8:%3BI9:X@G2'C
M#C5M**7#6QL,8I=&@<^'J[-:>%HH2(<PWE0^SHJ+,K]P/80PJP,JL,!RO96F
M=#&U7L2V1)K:55E6EXSHUJE/$OF>*9;#,GP7QI"GR;3*D/$%_N6-%D\.?'0!
M+])DY_1!RL4R&!NSP1_""MN.2:;[T"TGE=]-+H5E)<IW 9-)O##VL^"^:6+;
MNN*D%012K&"7:AUK]$JG9P^];'];+[)5FOQ1POF8(,UN6VFYG7>S"<S['*9U
ME:O"-7@F1;>"4TLG.Z9"3N1>:ZF3V_6**X6WGD***%S4"A9\@B69!I%&RF()
MS-L\QXF1N,,*"YF:)M9OT)(D<>=E[*))LXV ;*QF)C.9CFE$O^A9E,K!#G-J
M;11NB6,9A 0W)=A0^\J,K?&QY^L*LF)Q6P*TKU0V<['BV)10_ 4V &;&;-06
MD3N4"Z,Q@C$C&\36:;C-8#L/T>=N\*FIO2&B"2QUO>8*FW4_M4+H:.BI.0$&
MW7!S82&,\;S2-4L9EJ7_U;4D;]. O&^]BI[M)I5*L,'I-EN&TW\QPNKS-V7Q
MY$0,=TS.@  13'\$#9$8[_0QHB0EZ<XA,60@I#590H5#%SLN\ E"8JWX#'+B
M332 E9:(*FU/.&O;1G1/+'^Z'M0I&UR=5UJ:^E'!"UPWVD@2U<MPR&A(RLQZ
MI-42041MV-)Z5/?D8W/*,V 5(<&_!#OA7GNC+Y-[Z1(>_7+RYA7\W_NSY/W;
MY,=__WST^[US!>-"]]XKY#6T/&(,,(GJ2JO\)L:;2$YL<^?.7@:-^O%0FUYX
M.3)T\'\Y>W[M]Z+P.,),)I#'SH=!<'C<Z3WZVVIM\/8A1]4/GJZ/JG\]*6?7
M\#^+9IG_\/\ 4$L#!!0    ( )6.=E7PB%.9!DD  $73 0 >    97@S,F9O
M=7)T:&%M96YD961A;F1R97-T870N:'1M[7UK<]O&ENWW^RLP.35GI"I8MOR(
M'2=SJA19/M&,8V<L):GSZ19(-B7$),  H&3-KY_][-Z-!T7Y)9K1K9LY%@DV
M&HWN_5Q[[1_^[<6;P]-__7*4G#?S6?++KS^^.CY,OKEW__[OCP[OWW]Q^B+Y
MZ?3G5\GCO0?[R6F5%77>Y&61S>[?/WK]3?+->=,LGM^_?WEYN7?Y:*^LSNZ?
MOKV/0SV^/RO+VNU-FLDW__@!/X'_Z[+)/_[?#_]V[U[RHAPOYZYHDG'ELL9-
MDF6=%V?)[Q-7OTONW9.K#LO%596?G3?)PP</'R:_E]6[_"+C[YN\F;E_Z#@_
MW.>_?[A/-_EA5$ZN_O'#)+](\LE_?I-G#YX\<N.'H_%H_^'CIT^FSQZZZ70T
M<M\]?K+_Z&GVW?_?ATG>A\OY-W5S-7/_^<T\+^Z=.[S_\Z</%\WWE_FD.7^^
M_^#!OW\37=>X]\V];):?%<]IMO#MM(1GDZ_'Y:RLGO_M ?V_[_&;>]-LGL^N
MGO_':3YW=?+:729ORWE6_$=:PPK?JUV53_G".O]?]_P[N#?]=2F3@6%F>>%T
M<CRCH_?G^2AODD=[#W^XCY?K$W6?*ZO.X-%&9=.4\^?[^&CF$<:PG*[ZU,^P
MO[_60[Q\\^O;TY^2@Y^/7K\X>I$<O'Z1O#TZ.3TXA3]^_->K@]]/?AA5_\#_
MWKS4?\'%;X\/#UXG1__SZ_'IOY+CU[_!3V"$4[WBU?'+H^2G-Z]>'+_^9W+X
MYN=?#E[_B[Z3=?J\3_JX]TGQ_CM9D1R7EQEL]&I15AD>K5V=],ZYJUQ>9%-X
M&TGEIJZJX)PT99+5R=__]NSAPP??FY_1)_O?[\:O?O5+7V23"9RZ>[1IG]_;
M?]:W$?B3O)C 7\_QDEO:&0=O3X\/7QTE^[H^O[P]?GUX_,O!J^3-RY?'AT<W
M>7+SE'\LZR:?7D6/^>C;+_"8_=OB]-PEBRHOQODBFR7E=)J/'?Q/TL#GYG4G
M>9UD#7TZ*\?R$<X]G^:P2_*"OIJ7=0-;!U]DDA7%$D:L' S1)--\!I>-KCKC
M7N;-.7U(^_+$@7QNLNH*IW#2@*1.RBJIE^/SI(2+JG!SV)3S["H9N01$.*PK
M"749?U1FU01'F.0PF::LZKVMWZ8/=9O^?'1T"F+G!'9I<O+3P=LCE$-';T^^
MS';=_\R/"QN$7O_#O?TO(TS[IN%WR,Q-F^</]_<>[>."'/"._]FY!KZ\35F_
ME^"QEA,XY_GHH:[/L\J=E[.)J^ID"J<+/W0S65=[:&" B;^B05LL\Q>9(SE"
M4\K5M1[)154N7#6[2L;E',ZB@Q$<2P>>2(I3F,WPZ)Z[V03%"HVVF&4@>G;@
M?G",Z9.Y@WOBW2HW+T$4P(#S99$'"0"WN@ IY \^R9 ?=3Y6S!R,F]TT:6"1
MZ:DF*%E@ #\3(T2F53GG*T'WT?]^&K&R"3K@ND/U<.,.U<G"C?-PJL*2W\:Y
M2G0VLI7KOD.5TIG)"C@)2]B -:DP^6=M-O\8_I=59S8>E]4D*V#[Q^IP:"O3
M'KX[11NIFO[^M_UO'WS_<._1QAVEUV4CQIT>IEO545^;[.Q_C+"H._DN;?!P
M E>>/#A(?'[@(.'Y2.E?<"1 %- W*?X2#Y85-E;0_/UO3[[['FXK]\V+O$'9
ME"V;\[+*_Y>/+$PCK^LE"A>0/<M1[?Y<HGF.IQ)^5, J@@  DQTW3&OX9P_W
MGWX?U+;>GLT&D!IS&+D$6[V AZL3_QG\&T:O'+P;L-U==0$+5*N+,%TVR\KY
MJ</<45+B>YP7X$N(5,(G]P("AOISF5<LH&;9)8X.PH8]"W91N\L"BYG"#2YV
M]<;CK'8\;AT+\93?6E=6TV->GN?C<VN^H"?$HMO(\K/\PA6X#LD,969S#HYV
M Y_L[#_8A9=Y5<-WL!_8$H+OZOQ]<Y7L?*O?&BN)-H6H%;TE/*'+8!KF,1/T
MO9H9/_X%[B[5 /HCVEBEM=0BTP_D-OPUL+;\//33@C;X7G(2_K "W\WAMWSY
M354)6ZE=?4!6I*N;;#3+ZW-X8>90>'MTXL )F^>%WR_1P[47)XTF!SLB$M9/
M]KZ3%:]13<$RU'M).-C9Y(]R617P0W\2"P=_E<7L*BQ6/NVL)4RUI13V'W=N
MM%7*#TS(QQNG]W[/X 55N/#\3K=%ZV&,^+._[O['V,EV;V\56Z_YT1Y%7PZ2
MRRIO4.A>^O==A#,,2F:5(XQV*Q]<O')(SAJ!F()F<.S_LNQ&FY]"I^0MH\%;
M-V0)YY$@]0(,AY?9#.X)FPP E42ID.>5FX'0NW"#Z0'90@_"3[)17<Z63?<G
M_/K^86/3-H;/__>\TI$7V9F[-ZI<]NX>/>OS;'8)ZNN;&V4QKKGG38_$+=E]
M5M6F^/))Q5Z"]7-C/6CL"%0@%]G,&&B@7&27V$VD>]%N5-AGDZ5L/9A"6QF1
M.?"9%,]M2J+1)DFB?1%%YKV(&8WA<Q!.[.5G35O,=*UM>)T+^)Q-^!&%U=Y?
MI2S<:G(VPM8(<JYC >95Y<Z6LPQD8\Y6.-Y9?D"62YHL"[%:(Z&H\?Z1@]U0
M&,'IY2@;_(L&S*#EHBS: X0GKRK<U4DY^@/,!/(.5/JUQO-11O@SQ!6;.'Q(
M'@^/A2<(1AN710W'K3+.PR*KX!'QP<&<;)KP.-ZF/H</\IJ,=HRZB)O0YP=,
M7#VN\I')<\@8J@H&%M \K\[0/S//"70(6(XT#W#":LPL3-@1Q+?$5CM?6M_<
MO-XVR_+)QEF6OY6T#5[E=7.[<<D#LCRF^7LZ]AV'*8M]W2C+UD[([> 'DN_U
M%VJV5S05[-4%.H_@R6:SQ7DV@L'!)T[ 7VMTS"+#!Y001F1K79Z7Y'I:R\I:
M:G "<G0'IU-7P36I\7#3CN76DIL?%$YE1Y0F/X?-CXH81%96G/%)N^"W?%:5
MRP6=31$7Y))'7\+%XUE64RP$7Z4+,9LZE:!M>4D3@OU4X53XB9-B.1^QS2HA
M%@KJPGAMOY_GVK<"\?POLGP&#C2__[S F <];H^%&P1\<UDF.P]W@^BEX 2;
MM>$-M8(A[/[&L1*:RR5)+-HI$WI($(+PHR7+0%BPL_-8L(N$;J$,2(5T4]0D
MT#.)MO6DHB,1[8- >7.%0C?.2,$+-9'TC[+E]I)(^9-EF/4KQ3.T\N@QFK(J
M'.CVW 0N,#4N_LS$S266(^^1STB])/6BAJ+8>PA.HET%-E[*FF=QY=])"B8B
MZ2 Q"L*;/B^7DO&3M\#&AY^N>[]P1>W\ '))7DY$?PWM.-ZP=IE8ALRS=V[P
M--/^"2.V5#?.,GI%UM9=P]Q6_?I)7I1Y+7[GBWU'IKA9+V/HX-<25\(W]M4%
MPZ_3U=]NG*[^GV59+>>WFY7_E>W$L'=;3EKJ(P.H)\F.G6=_E!5*+1NUJ#6D
M$6D?C/.+I"V73=W /_2T=(+%. .'^E3,SMC= *&MUJAQ/?C<HB4+@RU1'R=_
MTJ)ZQR/6E$TG>S&(/VBA"U0JH33E6\#Y1'WNH\(A^H[V.XCN456^<X4* -30
MDRJ[)'T!3T^ZYH+2%+ ",Y==.!.IU^?82XZG*2S_I;M B4"/)$\8W4O7K+52
M<NI7A)FZYDO_TGW"UW6.C[J 1ZH(RL<B)Y)&G4QMZG5H5A2N&HZ;]\6ST1EJ
M\MDU>\,'//J7<NM<EZ<;)P[?5&=9(4G"NX#X-@;$*6$G0B*K![ 7E&LC&1&P
M&V@+>1F0C>!(FMA2)D.R*/L%3BS9WF0_P4_.<W)^,&XAOQ0Y&B;2AQ81L;V.
MYE.)T8X*B7:Z5N6 D /O$.?G,309FM1U,C[/\DJE:AQ* TVT)?MT \.EIU%(
M(GHEM?]X#6LB!;NAZ=FW<<AC72V]H*W-EZ#'6=%1R1:+,B]X"-DJJ%;;LXV]
MY*U39\\V3IU)) Y1XR0F[E3:-JJT([#+A[.S9"GC(:5_].9/]I*C]V.WH-,:
MO# ;X2$OC()NUH>B6W9O5KDS4*@SB>-1Z,\F\\SE9>'X)Z7$#24!4"]'<XSR
M<*&-!_)D5CY9V=3C0]K9WUXFN:<V[0L5=O7OWH>=I;C+=7_H6M*9@%W)&U?=
M1CA6O64#Z1I8M=XSHIYN-QA>7A;!2+0#4W(#C5BOCFNQ=3$[ ?\%0Y>!;31C
M"9)PR!J3??XY.DGU<X3))5P3&K!DB'WV X=GD;$QQ)XL9LL*WETP7SGZ,,[J
M3QKLNS,E.Z9D9.V#:Z/1U^@EZLYJ68/\+A78U]#F(/PNY=,TQ=V4XW?@2Y7O
MO!EJ0LRI7A8EX?+WL#$6RPJ1N#YD3Y*[SDL&"5\'210]!O_<E@TTWJ0-Q,B-
M$?F6BA >Y]5X.4<K8.QL\*[OO?N,759PWGYL]T2^PJ/MR,#555EQ]=4XKM'4
M270V913 Q+NTXY7;LJDFF[2I6"J)<S*Z:H5^&8OSY]+5'JK/'_D7+R6N%\A"
M<%&".VN0)JUPA0WIBABC,(<DFZQ2XZ\UK8@X& G.CJA*9P3?ELU>\J90B]1_
M*+J=_PB:+Z GVPJ:!];HT!! "+$")G*=3T6#X] 4/.+/0\2&H)7]M@+O;2U^
MLIGS+=G@;I,V..WOXVD(][OW>=T@V$$D5T%R#WV=5"06%T<,B;>4S:=68@OC
M+J L,0?1MJ8L>"OZU32[*'WJ5:;CP/MSD_8(Y0+]F^A*C^G*8#1D#*ETI^4=
M:.76A7>^V]3P#JSW+R@*4)R\U701N;!W\9YMC/<<K!/TS3XF(*0!7<YN(N(&
M3:'DH- OB#2($:5T/4(_IE,\*A>.X9M8/)=?!/5GT'6")/(19-3%A";1&CV>
M9Y.-EC-4:"23.G>'6U[ CIFHRWU!A67[N\D<%O6\#I)J5A9GF*\56 Z!=A!D
M-KN*<K@DY<SX,.Q\6_;P!OJD)S&@#_$&DWE>@)H$VQPS;>Z]&R_I7V?+K)KD
M&6@?1%FXZH(OD!T&_VHJ6&_GTF0!6_P,_T'F7=<54,.1#?VZ'>+<.I6U_V!3
M=-;^D[UGI+..&14&-LWM4X'T)'[1U9A<9$5O?53DI^!>VL'46N1#EB/8$22_
M=GU6+/>/[+-BK:+4+O2-3?URBN ;.P!&[_!6=6ED]""'0.MQHLPP_F$DL&:B
MN<J@F_<E;\G.V> 5.04>9"=,NN#*8I,0#-/-ZO!$,LPTRV>T.(N%RU@CC 76
M?)&-8?Y7>G:G^4PXDZRPGF>3%50*JY:A[)1 R#!KK@WO)/.&^($J=P:BC&%"
M[W,,DVAI[E P-^154FNU,T@)X5K@8D;!EA;(JO-RR>?0;&_F$6.DYT#1HDF
MP-^4U2@&8 @31VH<?^)G+H*6]7 J;BZ:&'7-L-J*!7.!'Y[C^Z-0L']>0B#@
MJCA0Q(RF5>_>E]Y<8A:YRFL!J\-XA4@Q#U;G*/.X7!;,].'M QQ?YJ93$ERU
MS,E,A<@$B'N+@Y'U<B;0UXD4CV58FR*D/;(=F;M'"E8F2\&T!D>M8E.*9@H[
MN2)\+>[F%L:?]\H\>Y_/P2<T6P#O:P^Y/RH^EM"<5TYB[$5ICH^66ZXC#-C
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MGKE5LETWSON7R]F$P7Q2N<>I_!@'T(<"X!OA\<'MT/HYE6+WE/""U,=Z8X^
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M.<1)\LYAH1HV'_E/X]ASV^MA9I^86%&L[^T[7QN#H_?GR_>$NK/OMM*^ZT>
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M;U%,2M\Y.'ANA*.^4EIDPH6'MO%Z59.]=X(%HR:#\7KV1K3,BDH\C.!E^+$
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M96PM,C R,C$Q,3<N:'1M4$L! A0#%     @ E8YV58^GTF"7 @  # D  !
M             ( !\Q@  &%E;"TR,#(R,3$Q-RYX<V102P$"% ,4    " "5
MCG95IM?HL=X(  !O0   %               @ &X&P  865L+3(P,C(Q,3$W
M7V1E9BYX;6Q02P$"% ,4    " "5CG95JTV/DH@-  #"?0  %
M    @ '()   865L+3(P,C(Q,3$W7VQA8BYX;6Q02P$"% ,4    " "5CG95
MR)TD.F\(  !10P  %               @ &",@  865L+3(P,C(Q,3$W7W!R
M92YX;6Q02P$"% ,4    " "5CG95*YV6O\5=  "+"0, '@
M@ $C.P  97@S,69O=7)T:&%M96YD961A;F1R97-T870N:'1M4$L! A0#%
M  @ E8YV5?"(4YD&20  1=,! !X              ( !))D  &5X,S)F;W5R
L=&AA;65N9&5D86YD<F5S=&%T+FAT;5!+!08     !P ' -H!  !FX@     !

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
