<SEC-DOCUMENT>0001370368-22-000079.txt : 20221027
<SEC-HEADER>0001370368-22-000079.hdr.sgml : 20221027
<ACCEPTANCE-DATETIME>20221027061428
ACCESSION NUMBER:		0001370368-22-000079
CONFORMED SUBMISSION TYPE:	6-K
PUBLIC DOCUMENT COUNT:		6
CONFORMED PERIOD OF REPORT:	20220930
FILED AS OF DATE:		20221027
DATE AS OF CHANGE:		20221027

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CREDIT SUISSE GROUP AG
		CENTRAL INDEX KEY:			0001159510
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			V8
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-15244
		FILM NUMBER:		221334768

	BUSINESS ADDRESS:	
		STREET 1:		PARADEPLATZ 8
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8001
		BUSINESS PHONE:		1 919 994 1161

	MAIL ADDRESS:	
		STREET 1:		P.O. BOX 1
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8070

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CREDIT SUISSE GROUP
		DATE OF NAME CHANGE:	20010921

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CREDIT SUISSE AG
		CENTRAL INDEX KEY:			0001053092
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			V8
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-33434
		FILM NUMBER:		221334769

	BUSINESS ADDRESS:	
		STREET 1:		PARADEPLATZ 8
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8001
		BUSINESS PHONE:		01141 44 333 1111

	MAIL ADDRESS:	
		STREET 1:		P.O. BOX 1
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8070

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CREDIT SUISSE / /FI
		DATE OF NAME CHANGE:	20050607

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CREDIT SUISSE FIRST BOSTON /                            /FI
		DATE OF NAME CHANGE:	19980115
</SEC-HEADER>
<DOCUMENT>
<TYPE>6-K
<SEQUENCE>1
<FILENAME>a221027-6k.htm
<DESCRIPTION>6-K
<TEXT>

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  <title>6-K</title>
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   <div style="padding-bottom:20px;TEXT-ALIGN: center; WIDTH: 99%;"><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; font-weight: bold;">UNITED STATES SECURITIES AND EXCHANGE COMMISSION</font></div>
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   <div style="TEXT-ALIGN: center; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;"><b>Washington, D.C. 20549</b></font></div>
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   <div style="TEXT-ALIGN: center; WIDTH: 99%;padding-top:20px;padding-bottom:20px;">
      <HR noshade="" align="center" Width="120"><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; font-weight: bold;">Form 6-K</font><HR noshade="" align="center" Width="120">
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   <div style="TEXT-ALIGN: center; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;"><b>REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16</b> <b>UNDER THE SECURITIES EXCHANGE ACT OF 1934</b></font></div>
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   <div style="TEXT-ALIGN: center; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">October 27, 2022</font></div>
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   <div style="TEXT-ALIGN: center; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">Commission File Number 001-15244</font></div>
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   <div style="padding-bottom:20px;TEXT-ALIGN: center; WIDTH: 99%;"><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; font-weight: bold;">Credit Suisse Group AG</font></div>
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   <div style="TEXT-ALIGN: center; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">(Translation of registrant&#x2019;s name into English)</font></div>
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   <div style="TEXT-ALIGN: center; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">Paradeplatz 8, 8001 Zurich, Switzerland</font></div>
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   <div style="TEXT-ALIGN: center; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">(Address of principal executive office)</font></div>
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   <div style="TEXT-ALIGN: center; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">Commission File Number 001-33434</font></div>
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   <div style="padding-bottom:20px;TEXT-ALIGN: center; WIDTH: 99%;"><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; font-weight: bold;">Credit Suisse AG</font></div>
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<div style="width:100%;padding-bottom:20px;">
   <div style="TEXT-ALIGN: center; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">(Translation of registrant&#x2019;s name into English)</font></div>
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   <div style="TEXT-ALIGN: center; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">Paradeplatz 8, 8001 Zurich, Switzerland</font></div>
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<div style="width:100%;padding-bottom:20px;">
   <div style="TEXT-ALIGN: center; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">(Address of principal executive office)</font></div>
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   <div style="TEXT-ALIGN: left; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">Indicate by check mark whether the registrant files or will file annual reports under
         cover of Form 20-F or Form 40-F.</font></div>
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   <div style="padding-top:10px;padding-bottom:10px;TEXT-ALIGN: center; WIDTH: 99%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">&nbsp;&nbsp;&nbsp;Form 20-F&nbsp;&nbsp;&nbsp;<img src="imgyes.gif" border="0">&nbsp;&nbsp;&nbsp;Form 40-F&nbsp;&nbsp;&nbsp;<img src="imgno.gif" border="0"></font></div>
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   <div style="TEXT-ALIGN: left; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted
         by Regulation S-T Rule 101(b)(1):</font></div>
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   <div style="TEXT-ALIGN: left; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;"><b>Note:</b> Regulation S-T Rule 101(b)(1) only permits the submission in paper of a Form 6-K
         if submitted solely to provide an attached annual report to security holders.</font></div>
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   <div style="TEXT-ALIGN: left; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted
         by Regulation S-T Rule 101(b)(7):</font></div>
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<div style="width:100%;padding-bottom:10px;">
   <div style="TEXT-ALIGN: left; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;"><b>Note:</b> Regulation S-T Rule 101(b)(7) only permits the submission in paper of a Form 6-K
         if submitted to furnish a report or other document that the registrant foreign private
         issuer must furnish and make public under the laws of the jurisdiction in which the
         registrant is incorporated, domiciled or legally organized (the registrant&#x2019;s &#x201c;home
         country&#x201d;), or under the rules of the home country exchange on which the registrant&#x2019;s
         securities are traded, as long as the report or other document is not a press release,
         is not required to be and has not been distributed to the registrant&#x2019;s security holders,
         and, if discussing a material event, has already been the subject of a Form 6-K submission
         or other Commission filing on EDGAR.</font></div>
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    <div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:18pt; color:#000000; font-weight:bold;">Explanatory note</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On October 27, 2022, the Credit Suisse Earnings Release 3Q22 was published. A copy
      of the Earnings Release is attached as an exhibit to this report on Form 6-K. This
      report on Form 6-K (including the exhibit hereto) is hereby (i) incorporated by reference
      into the Registration Statement on Form F-3 (file no. 333-238458) and the Registration
      Statements on Form S-8 (file nos. 333-101259, 333-208152 and 333-217856), and (ii)
      shall be deemed to be &#x201c;filed&#x201d; for purposes of the Securities Exchange Act of 1934,
      as amended, except, in the case of both (i) and (ii), the information under &#x201c;Group and
      Bank differences&#x201d; and &#x201c;Selected financial data &ndash; Bank&#x201d; shall not be incorporated by reference into, or be deemed &#x201c;filed&#x201d;, with respect
      to the Registration Statements on Form S-8 (file nos. 333-101259, 333-208152 and 333-217856).</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The 3Q22 Credit Suisse Financial Report as of and for the three and nine months ended
      September 30, 2022 will be published on or about November 1, 2022.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Credit Suisse Group AG and Credit Suisse AG file an annual report on Form 20-F and
      file quarterly reports, including unaudited interim financial information, and furnish
      or file other reports on Form 6-K with the US Securities and Exchange Commission (SEC)
      pursuant to the requirements of the Securities Exchange Act of 1934, as amended. The
      SEC reports of Credit Suisse Group AG and Credit Suisse AG are available to the public
      over the internet at the SEC&#x2019;s website at www.sec.gov. The SEC reports of Credit Suisse
      Group AG and Credit Suisse AG are also available under &#x201c;Investor Relations&#x201d; on Credit
      Suisse Group AG&#x2019;s website at www.credit-suisse.com and at the offices of the New York
      Stock Exchange, 20 Broad Street, New York, NY 10005.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Unless the context otherwise requires, references herein to &#x201c;Credit Suisse Group,&#x201d;
      &#x201c;Credit Suisse,&#x201d; &#x201c;the Group,&#x201d; &#x201c;we,&#x201d; &#x201c;us&#x201d; and &#x201c;our&#x201d; mean Credit Suisse Group AG and
      its consolidated subsidiaries and the term &#x201c;the Bank&#x201d; means Credit Suisse AG, the
      direct bank subsidiary of the Group, and its consolidated subsidiaries.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">SEC regulations require certain information to be included in registration statements
      relating to securities offerings. Such additional information for the Group and the
      Bank is included in this report on Form 6-K, which should be read together with the
      Group&#x2019;s and the Bank&#x2019;s annual report on Form 20-F for the year ended December 31,
      2021 (Credit Suisse 2021 20-F) filed with the SEC on March 10, 2022, the Group&#x2019;s financial
      report for the first quarter of 2022 (Credit Suisse Financial Report 1Q22), filed
      with the SEC on Form 6-K on May 5, 2022, the Group&#x2019;s financial report for the second
      quarter of 2022 (Credit Suisse Financial Report 2Q22), filed with the SEC on Form
      6-K on July 29, 2022, and the Group&#x2019;s earnings release for the third quarter of 2022
      (Credit Suisse Earnings Release 3Q22), filed with the SEC as Exhibit 99.1 hereto.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">This report filed on Form 6-K also contains certain information about Credit Suisse
      AG relating to its results as of and for the three and nine months ended September
      30, 2022. Credit Suisse AG, a Swiss bank and joint stock corporation established under
      Swiss law, is a wholly-owned subsidiary of the Group. Credit Suisse AG&#x2019;s registered
      head office is in Zurich, and it has additional executive offices and principal branches
      in London, New York, Hong Kong, Singapore and Tokyo.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">References herein to &#x201c;CHF&#x201d; are to Swiss francs. </font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"></font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:18pt; color:#000000; font-weight:bold;">Forward-looking statements</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">This Form 6-K and the information incorporated by reference in this Form 6-K include
      statements that constitute forward-looking statements. In addition, in the future
      the Group, the Bank and others on their behalf may make statements that constitute
      forward-looking statements.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">When evaluating forward-looking statements, you should carefully consider the cautionary
      statement regarding forward-looking information, the risk factors and other information
      set forth in the Credit Suisse 2021 20-F, subsequent annual reports on Form 20-F filed
      by the Group and the Bank with the SEC, the Group&#x2019;s and the Bank&#x2019;s reports on Form
      6-K furnished to or filed with the SEC, and other uncertainties and events.</font></div>
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<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:18pt; color:#000000; font-weight:bold;">Group and Bank differences</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The business of the Bank is substantially the same as the business of the Group, and
      substantially all of the Bank&#x2019;s operations are conducted through the Wealth Management,
      Investment Bank, Swiss Bank and Asset Management divisions. Certain Corporate Center
      activities of the Group, such as hedging activities relating to share-based compensation
      awards, are not applicable to the Bank. Certain other assets, liabilities and results
      of operations, primarily relating to Credit Suisse Services AG (our Swiss service
      company) and its subsidiary, are managed as part of the activities of the Group&#x2019;s
      segments. However, they are legally owned by the Group and are not part of the Bank&#x2019;s
      consolidated financial statements.</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"></font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Comparison of consolidated statements of operations</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Bank</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Group</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Bank</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Group</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statements of operations (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net revenues</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,863</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,504</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,804</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,437</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,993</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18,386</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,861</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18,114</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,170</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,694</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,125</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,573</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14,101</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,188</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,829</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12,825</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Income/(loss) before taxes</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(328)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">955</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(342)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,008</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,082)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">970</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,943)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,064</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net income/(loss)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,008)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">405</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,040)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">438</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5,983)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">414</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5,909)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">454</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net income/(loss) attributable to shareholders</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3,995)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">395</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,034)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">434</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5,969)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">507</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5,900)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">435</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="10" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Comparison of consolidated balance sheets</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Bank</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Group</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Balance sheet statistics (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="35.1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">703,274</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">759,214</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">700,358</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">755,833</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total liabilities</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">656,778</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">711,127</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">656,849</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">711,603</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="10" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Capitalization and indebtedness</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Bank</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Group</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Capitalization and indebtedness (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="35.1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Due to banks</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17,570</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18,960</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17,572</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18,965</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Customer deposits</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">372,514</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">393,841</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">371,270</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">392,819</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Central bank funds purchased, securities sold under repurchase agreements and securities lending transactions</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 22,282</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 35,368</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 22,187</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 35,274</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Long-term debt</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">155,834</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">160,695</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">162,605</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">166,896</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">All other liabilities</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">88,578</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">102,263</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">83,215</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">97,649</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total liabilities<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>656,778</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>711,127</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>656,849</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>711,603</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total equity</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46,496</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">48,087</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">43,509</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44,230</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total capitalization and indebtedness<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>703,274</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>759,214</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>700,358</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>755,833</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">3</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="10" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">BIS capital metrics</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Bank</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Group</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Capital and risk-weighted assets (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="35.1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39,879</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44,185</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34,423</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38,529</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 1 capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,628</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">59,110</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,110</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,373</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total eligible capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,628</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">59,589</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,110</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,852</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">272,439</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">266,934</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">273,598</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">267,787</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Capital ratios (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 1 ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total capital ratio</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22.3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18.3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:18pt; color:#000000; font-weight:bold;">Selected financial data &ndash; Bank</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="14" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Condensed consolidated statements of operations</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Condensed consolidated statements of operations (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Interest and dividend income</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,333</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,378</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,018</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,365</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Interest expense</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,133)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(913)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">134</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,133)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,787)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">48</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net interest income</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,200</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,465</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,885</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,578</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commissions and fees</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,149</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,246</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(34)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,955</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,172</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(32)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading revenues</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">112</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">599</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(81)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">66</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,523</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(97)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other revenues</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">402</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">194</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">107</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,087</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,113</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,863</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,504</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(30)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>11,993</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18,386</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(35)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(145)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(26)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,228</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,629</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,002</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,870</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,098</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">General and administrative expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,247</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,387</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,242</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,051</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commission expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">250</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">305</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">802</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">959</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Goodwill impairment</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Restructuring expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">164</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">80</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">105</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,541</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,692</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,231</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,090</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,170</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,694</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>14,101</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>13,188</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(328)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>955</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2,082)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>970</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Income tax expense</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,680</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">550</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,901</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">556</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net income/(loss)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(4,008)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>405</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(5,983)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>414</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net income/(loss) attributable to noncontrolling interests</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(93)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(85)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net income/(loss) attributable to shareholders<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(3,995)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>395</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(5,969)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>507</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">4</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:18pt; color:#000000; font-weight:bold;">Selected financial data &ndash; Bank (continued)</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="8" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Condensed consolidated balance sheets</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="42.9%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cash and due from banks</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">148,424</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">164,026</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Interest-bearing deposits with banks</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">607</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,256</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(52)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Central bank funds sold, securities purchased under resale agreements and securities borrowing transactions</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 107,705</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 103,906</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Securities received as collateral</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,788</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15,017</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(55)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading assets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">90,549</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">111,299</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Investment securities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,747</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,003</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">74</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other investments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,759</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,788</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net loans</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">290,264</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">300,358</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Goodwill</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,984</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,881</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other intangible assets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">424</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">276</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Brokerage receivables</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,790</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16,689</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(35)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37,233</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">36,715</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total assets<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>703,274</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>759,214</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Liabilities and equity (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Due to banks</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17,570</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18,960</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Customer deposits</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">372,514</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">393,841</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Central bank funds purchased, securities sold under repurchase agreements and securities lending transactions</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 22,282</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 35,368</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (37)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Obligation to return securities received as collateral</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,788</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15,017</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(55)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading liabilities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27,251</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27,539</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Short-term borrowings</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24,550</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25,336</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Long-term debt</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">155,834</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">160,695</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Brokerage payables</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,212</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,062</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(37)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other liabilities</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21,777</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21,309</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total liabilities<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>656,778</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>711,127</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total shareholder's equity<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>45,810</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>47,390</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Noncontrolling interests</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">686</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">697</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total equity<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>46,496</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>48,087</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total liabilities and equity<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>703,274</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>759,214</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="8" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">BIS statistics (Basel III)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Eligible capital (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="42.9%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Common equity tier 1 (CET1) capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39,879</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44,185</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 1 capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,628</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">59,110</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total eligible capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,628</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">59,589</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Capital ratios (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 1 ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total capital ratio</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22.3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
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<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:18pt; color:#000000; font-weight:bold;">Exhibits</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">No. Description</font></div>
<div style="width:100%;padding-top:20px;">
   <div style="padding-left:22px; text-indent: -22px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">99.1  <a style="-sec-extract:exhibit" href="a221027q3er-ex99_1.htm">Credit Suisse Earnings Release 3Q22</a></font></div>
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   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">6</font><div style="padding-bottom:10px;"></div>
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<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:18pt; color:#000000; font-weight:bold;">Signatures</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrants
      have duly caused this report to be signed on their behalf by the undersigned, thereunto
      duly authorized. </font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"></font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"></font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"></font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"><b>CREDIT SUISSE GROUP AG and CREDIT SUISSE AG</b></font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">(Registrants)</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Date: October 27, 2022</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"></font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">By:</font></div>
<div style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;width:100%;padding-bottom:10px;">
   <div style="float:left; width: 200px;">/s/ Ulrich K&#xf6;rner</div>
   <div style="">/s/ Dixit Joshi</div>
</div>
<div style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;width:100%;">
   <div style="margin-left: 18px; float:left; width: 200px;">Ulrich K&#xf6;rner</div>
   <div style="">Dixit Joshi</div>
</div>
<div style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;width:100%;">
   <div style="margin-left: 18px; float:left; width: 200px;">Chief Executive Officer</div>
   <div style="">Chief Financial Officer</div>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">7</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
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<TYPE>EX-99
<SEQUENCE>2
<FILENAME>a221027q3er-ex99_1.htm
<DESCRIPTION>99.1 CREDIT SUISSE EARNINGS RELEASE 3Q22
<TEXT>

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  <title>99.1 Credit Suisse Earnings Release 3Q22</title>
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    <div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Key metrics</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
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         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Credit Suisse (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net revenues</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,804</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,645</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,437</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(30)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,861</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18,114</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(35)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Provision for credit losses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">64</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(144)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(67)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,225</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,125</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,754</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,573</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,829</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12,825</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Income/(loss) before taxes</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(342)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,173)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,008</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(71)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,943)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,064</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net income/(loss) attributable to shareholders</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,034)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,593)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">434</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">153</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5,900)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">435</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">108.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">130.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">84.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">116.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">70.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Effective tax rate (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(35.7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">56.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(204.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Basic earnings/(loss) per share (CHF)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.53)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.60)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.16</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">155</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.24)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.17</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Diluted earnings/(loss) per share (CHF)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.53)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.60)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.16</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">155</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.24)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.17</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Return on equity (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(35.5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17.3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Return on tangible equity (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(38.3)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15.0)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18.7)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets under management and net new assets (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Assets under management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,400.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,453.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,623.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,400.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,623.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net new assets/(net asset outflows)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12.9)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7.7)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">67.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12.7)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29.3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Balance sheet statistics (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">700,358</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">727,365</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">820,233</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">700,358</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">820,233</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">281,792</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">285,573</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">296,593</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">281,792</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">296,593</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total shareholders' equity</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">43,267</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">45,842</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44,498</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">43,267</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44,498</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tangible shareholders' equity</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39,825</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42,528</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39,649</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39,825</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39,649</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Basel III regulatory capital and leverage statistics (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 leverage ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 1 leverage ratio</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Share information<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Shares outstanding (million)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,616.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,610.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,392.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,616.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,392.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which common shares issued<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,650.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,650.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,650.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,650.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,650.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which treasury shares<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(34.0)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(39.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(258.6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(87)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(34.0)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(258.6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(87)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Book value per share (CHF)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16.53</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17.56</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18.60</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16.53</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18.60</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tangible book value per share (CHF)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15.22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16.29</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16.57</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15.22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16.57</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Market capitalization (CHF million)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,440</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14,231</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24,403</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(27)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(57)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,440</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24,403</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(57)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Number of employees (full-time equivalents)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Number of employees</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51,680</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51,410</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,140</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51,680</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,140</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">See relevant tables and related narratives for additional information on these metrics.</div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">2</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId00210253"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Credit Suisse</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; color:#000000; font-size:16pt;">In 3Q22, we recorded a net loss attributable to shareholders of CHF&nbsp;4,034 million, which included a substantial valuation allowance relating to deferred tax
      assets. As of the end of 3Q22, our CET1 ratio was 12.6%.</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Results</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statements of operations (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net interest income</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,203</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,195</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,423</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,857</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,493</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commissions and fees</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,129</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,230</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,249</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(34)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,960</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,144</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(31)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading revenues<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">125</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">618</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">205</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(80)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">130</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,582</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(95)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other revenues</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">347</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">179</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">147</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">94</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">136</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">914</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">895</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,804</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,645</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,437</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(30)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>11,861</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18,114</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(35)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>64</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(144)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(67)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(25)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,225</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,901</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,392</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,255</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(21)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,751</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,818</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">General and administrative expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,919</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,005</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,012</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,072</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,977</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commission expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">250</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">254</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">306</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">802</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">960</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Goodwill impairment</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(100)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Restructuring expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">80</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(31)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">181</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">70</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">159</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,224</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,362</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,318</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,078</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,007</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,125</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,754</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,573</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>13,829</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>12,825</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(342)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,173)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,008</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(71)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,943)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,064</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Income tax expense</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,698</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">419</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">570</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,966</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">610</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net income/(loss)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(4,040)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,592)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>438</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">154</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(5,909)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>454</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net income/(loss) attributable to noncontrolling interests</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net income/(loss) attributable to shareholders<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(4,034)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,593)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>434</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">153</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(5,900)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>435</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Economic profit (CHF million)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,273)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,907)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(185)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(33)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,506)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,036)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">121</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statement of operations metrics<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">108.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">130.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">84.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">116.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">70.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Effective tax rate (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(35.7)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">56.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(204.1)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57.3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Earnings per share (CHF)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Basic earnings/(loss) per share</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.53)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.60)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.16</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">155</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.24)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.17</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Diluted earnings/(loss) per share</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.53)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.60)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.16</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">155</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.24)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.17</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Return on equity (%, annualized)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Return on equity</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(35.5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17.3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Return on tangible equity</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(38.3)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15.0)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18.7)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Book value per share (CHF)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Book value per share</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16.53</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17.56</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18.60</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16.53</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18.60</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tangible book value per share</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15.22</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16.29</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16.57</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15.22</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16.57</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Balance sheet statistics (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">700,358</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">727,365</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">820,233</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">700,358</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">820,233</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">273,598</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">274,442</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">278,139</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">273,598</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">278,139</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">836,881</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">862,737</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">937,419</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">836,881</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">937,419</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Number of employees (full-time equivalents)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Number of employees</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51,680</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51,410</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,140</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51,680</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,140</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Represent revenues on a product basis which are not representative of business results
                  within our business segments as segment results utilize financial instruments across
                  various <br>product types.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
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<div style="width:100%;padding-top:10px;"><a name="anchorId00211931"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results summary</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">3Q22 results</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 3Q22, Credit Suisse reported a net loss attributable to shareholders of CHF&nbsp;4,034 million, which primarily reflected a valuation allowance of CHF&nbsp;3,655 million relating to the reassessment of deferred
      tax assets as a result of the comprehensive strategic review, compared to net income
      attributable to shareholders of CHF&nbsp;434 million in 3Q21 and a net loss attributable to shareholders of CHF&nbsp;1,593 million in 2Q22. In 3Q22, Credit Suisse reported a loss before taxes of CHF&nbsp;342 million, compared to income before taxes of CHF&nbsp;1,008 million in 3Q21 and a loss before taxes of CHF&nbsp;1,173 million in 2Q22. Adjusted loss before taxes in 3Q22 was CHF&nbsp;92 million compared to adjusted income before taxes of CHF&nbsp;1,362 million in 3Q21 and an adjusted loss before taxes of CHF&nbsp;442 million in 2Q22.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00211982"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results details</font></div>
</div>
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<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Net revenues</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 3Q22, we reported net revenues of CHF&nbsp;3,804 million, which decreased 30% compared to 3Q21, primarily reflecting lower net revenues in the Investment Bank
      and Wealth Management. The decrease in the Investment Bank was driven by significantly
      reduced capital markets revenues and lower equity and fixed income sales and trading
      revenues, reflecting challenging operating conditions and the Group&#x2019;s relative underperformance.
      The decrease in Wealth Management mainly reflected lower transaction- and performance-based
      revenues, lower recurring commissions and fees and lower other revenues, partially
      offset by higher net interest income.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 2Q22, net revenues increased 4%, primarily reflecting higher net revenues in the Corporate Center and Wealth Management,
      partially offset by lower net revenues in the Swiss Bank. The increase in Wealth Management
      mainly reflected higher other revenues and higher net interest income, partially offset
      by lower transaction- and performance-based revenues and lower recurring commissions
      and fees. The decrease in the Swiss Bank mainly reflected lower net interest income
      and lower transaction-based revenues.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Provision for credit losses</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 3Q22, provision for credit losses of CHF&nbsp;21 million were mainly related to CHF&nbsp;21 million in the Swiss Bank and CHF&nbsp;7 million in Wealth Management, partially offset by a release of provision for credit
      losses of CHF&nbsp;6 million in the Investment Bank.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Total operating expenses</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 3Q21, total operating expenses of CHF&nbsp;4,125 million decreased 10%, primarily reflecting a decrease in compensation and benefits and general and administrative
      expenses. Compensation and benefits decreased 16%, mainly due to lower discretionary compensation expenses. General and administrative expenses decreased 5%, mainly due to lower litigation provisions. The Group recorded net litigation provisions
      of CHF&nbsp;245 million in 3Q22, primarily relating to developments in a number of previously disclosed
      legal matters, mainly in the Corporate Center and Wealth Management. 3Q22 included restructuring expenses of CHF&nbsp;55 million. Adjusted total operating expenses in 3Q22 of CHF&nbsp;3,869 million decreased 6% compared to CHF&nbsp;4,098 million in 3Q21.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 2Q22, total operating expenses decreased 13%, mainly reflecting decreases in compensation and benefits and general and administrative expenses. Compensation and benefits decreased 21%, mainly due to lower discretionary compensation expenses. General and administrative expenses decreased 4%, primarily reflecting lower litigation provisions. Adjusted total operating expenses
      decreased 8% compared to 2Q22.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Income tax</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group has used a year to date effective tax rate (discrete method) as the best
      estimate of the annual effective tax rate to calculate income taxes for the period
      ended September 30, 2022. This was mainly due to uncertainties of tax consequences
      associated with the comprehensive strategic review and restructuring process. </font></div>
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<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 3Q22, the income tax expense was CHF&nbsp;3,698 million, primarily reflecting the valuation allowance of CHF&nbsp;3,655 million relating to the reassessment of deferred tax assets as a result of the comprehensive
      strategic review and valuation allowances relating to current period earnings. This
      was partially offset by the impact of the reassessment of non-deductible funding costs
      from previously unrecognized tax benefits and the impact of the geographical mix of
      results. Overall, net deferred tax assets/(liabilities) decreased CHF&nbsp;3,718 million from CHF&nbsp;2,824 million in 2Q22 to CHF&nbsp;(894) million during 3Q22, primarily driven by the reassessment of the deferred tax assets.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Regulatory capital</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 3Q22, our Bank for International Settlements (BIS) common equity tier&nbsp;1 (CET1) ratio was 12.6% and our risk-weighted assets (RWA) were CHF&nbsp;273.6 billion.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00212130"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Other information</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Management changes</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Effective August 1, 2022, Ulrich K&#xf6;rner took over the position of Chief Operating Officer (CEO) of the Group as previously
      announced. Effective August&nbsp;22, 2022, Michael Rongetti succeeded Ulrich K&#xf6;rner as CEO of the Asset Management
      division on an ad interim basis and Francesco De Ferrari, CEO of the Wealth Management division, was appointed to take on the additional role of
      CEO of the Europe, Middle East and Africa (EMEA) region, a position in which he had
      served on an ad interim basis since January 2022. Effective September&nbsp;19, 2022, Francesca McDonagh, who was previously announced as CEO of the EMEA region, took over the position
      of Chief Operating Officer of the Group. Effective October&nbsp;1, 2022, Dixit Joshi joined Credit Suisse as the new Chief Financial Officer (CFO),
      as announced on August&nbsp;22, 2022. As previously announced, David Mathers stepped down from his role as CFO
      after twelve years.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Strategic review</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On October 27, 2022, we announced certain strategic actions following the comprehensive
      strategic review conducted by the Board of Directors and the Executive Board.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Liquidity issues in October 2022</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">During the first two weeks of October 2022, following negative press and social media
      coverage based on incorrect rumors, Credit Suisse experienced significantly higher
      withdrawals of cash deposits as well as non-renewal of maturing time deposits. These
      outflows have since stabilized to much lower levels but have not yet reversed. As
      is normal practice, we also limited our access to the capital markets in the period
      immediately preceding our upcoming strategy announcements. While these outflows have
      partially utilized liquidity buffers at the Group and legal entity level, and we have
      fallen below certain legal entity-level regulatory requirements, the core requirements
      of the liquidity coverage ratio (LCR) and the net stable funding ratio (NSFR) at the
      Group level have been maintained at all times. The Group&#x2019;s average daily LCR for the
      month of October through October 25 was 154%, with lower spot rates over this period
      that remained below this average through that date. Remediation plans have been prepared
      to reverse these outflows, including accessing the public and private markets following
      our announcements on October 27 together with certain asset disposals and other measures.
      We would note that the execution of the strategic measures that we have announced
      is also expected to generate liquidity and reduce the funding requirements of the
      Group. We also continue to have access to central bank funding sources if required.
      </font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">These circumstances have exacerbated the risks we described under &#x201c;Liquidity Risk&#x201d;
      in our Risk Factors contained in our 2021 Annual Report.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Outflows in assets under management in October 2022</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">During the first two weeks of October 2022, following negative press and social media
      coverage based on incorrect rumors, Credit Suisse experienced client asset outflows
      at levels that substantially exceeded the rates incurred in 3Q22. These asset outflows
      primarily impacted our Wealth Management and Swiss Bank divisions. These outflows
      have reduced significantly since mid-October but have not yet reversed. It is premature
      to estimate the impact on net new asset flows for 4Q22 but, coupled with reductions
      in asset values due to adverse market movements in client portfolios in 3Q22, this
      reduction in assets under management may lead to decreased fee revenues for the Group,
      thereby leading to reduced profitability.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Expected loss in 4Q22</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 4Q22, we expect to record a CHF&nbsp;75 million loss related to the full disposal of
      our shareholding in Allfunds Group plc (Allfunds). Additionally, we expect to incur
      restructuring charges and software and real estate impairments of approximately CHF
      250 million in 4Q22 as part of the costs of the announced strategic transformation.
      Together with the negative revenue impacts from the exit of our non-core businesses
      and exposures, we expect a net loss for the Group in 4Q22.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Allfunds Group</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On October 21, 2022, we announced the successful completion of the offering of our
      entire shareholding in Allfunds Group plc, which represented approximately 8.6% of
      the share capital of Allfunds, through an accelerated bookbuild offering to institutional investors. This transaction resulted in a loss of CHF&nbsp;75 million, which will be recorded in 4Q22. Following the completion of this transaction,
      we will no longer hold any shares in Allfunds.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Russia&#x2019;s invasion of Ukraine</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In response to Russia&#x2019;s invasion of Ukraine, many countries across the world imposed
      severe sanctions against Russia&#x2019;s financial system and on Russian government officials
      and business leaders, and these sanctions have been expanded several times. The Group continues to assess the impact of the sanctions already imposed, and potential
      future escalations, on its exposures and client relationships. As of September 30, 2022, the Group had a net credit exposure to Russia, after specific allowances
      and provisions for credit losses and valuation adjustments, of CHF&nbsp;229</font></div>
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<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"> million, primarily related to corporates, individuals and the sovereign. In addition,
      Russian subsidiaries had a net asset value of approximately CHF&nbsp;250 million as of September 30, 2022. The Group has further reduced Russia related exposures in 3Q22 as the market
      and counterparty situation evolved, and remaining exposures continue to be subject
      to ongoing monitoring and management. The Group notes that these developments may
      continue to affect its financial performance, including credit loss estimates and
      potential asset impairments. </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Supply chain finance funds matter </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As previously reported, in early March 2021, the boards of four supply chain finance
      funds (SCFF) managed by certain Group subsidiaries decided to suspend redemptions
      and subscriptions of those funds to protect the interests of the funds&#x2019; investors,
      to terminate the SCFF and to proceed to their liquidation. Credit Suisse Asset Management
      (Schweiz) AG (CSAM) acts as the portfolio manager of the SCFF.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Beginning in 4Q21, we introduced a fee waiver program for clients impacted by this
      matter wherein certain commissions and fees arising from current and future business
      transactions may be reimbursed on a quarterly basis, provided certain conditions are
      met. We incurred negative revenues of CHF&nbsp;18 million in 3Q22 relating to this fee waiver program, primarily in Wealth Management.
      </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Significant negative consequences of the supply chain finance funds and Archegos matters</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In prior financial reports, we have outlined the losses associated with the Archegos
      matter and the legal and regulatory consequences of that matter and the supply chain
      finance funds matter. There can be no assurance that any additional losses, damages,
      costs and expenses, as well as any further regulatory and other investigations and
      actions or any further downgrade of our credit ratings, will not be material to us,
      including from any impact on our business, financial condition, results of operations,
      prospects, liquidity or capital position. For example, we have suffered and may continue
      to suffer reputational harm and reductions in certain areas of our business, such
      as outflows of assets and a slowdown in net new asset generation across our divisions,
      attributable, at least in part, to these matters. The ongoing effect of these matters,
      and this harm and these reductions, can continue to affect our business overall, including
      our ability to attract and retain customers, clients, investors and employees and
      to conduct business transactions with our counterparties. While steps we have taken
      in response to the Archegos and SCFF matters are designed to reduce the Group&#x2019;s risks,
      some of these changes will constrain certain areas of our business, thereby impacting
      negatively our results of operations. These challenges are taking place in the context
      of worsening macroeconomic and market conditions, potentially amplifying some of the
      negative consequences noted above. The foregoing challenges may also make it more
      difficult to implement our just-announced new strategic initiatives, as well as achievement
      of the targets and objectives associated with those initiatives.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Risk factors&#x201d; in I &ndash; Information on the company and &#x201c;Note 40 - Litigation&#x201d; in VI &ndash; Consolidated financial statements &ndash; Credit Suisse Group in the Credit Suisse Annual Report 2021 and Note 33 &ndash; Litigation in III &ndash; Condensed consolidated financial statements - unaudited for further information on
         risks that may arise in relation to these matters and for a description of the regulatory
         and legal developments relating to these matters.</font></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Format of presentation </font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In managing our business, revenues are evaluated in the aggregate, including an assessment
      of trading gains and losses and the related interest income and expense from financing
      and hedging positions. For this reason, specific individual revenue categories in
      isolation may not be indicative of performance. Certain reclassifications have been
      made to prior periods to conform to the current presentation.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Performance measures</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Credit Suisse measures firm-wide returns against total shareholders&#x2019; equity and tangible
      shareholders&#x2019; equity, a non-GAAP financial measure also known as tangible book value.
      Tangible shareholders' equity is calculated by deducting goodwill and other intangible
      assets from total shareholders' equity as presented in our balance sheet. In addition,
      Credit Suisse also measures the efficiency of the firm and its divisions with regard
      to the usage of regulatory capital. Regulatory capital is calculated as the average
      of 13.5% of RWA and 4.25% of leverage exposure and return on regulatory capital, a
      non-GAAP financial measure, is calculated using income/(loss) after tax and assumes
      a tax rate of 30% for periods prior to 2020 and 25% from 2020 onward. For the Investment
      Bank, return on regulatory capital is based on US dollar denominated numbers. Return
      on regulatory capital excluding certain items included in our reported results is
      calculated using results excluding such items, applying the same methodology. Adjusted
      return on regulatory capital excluding certain items included in our reported results
      is calculated using results excluding such items, applying the same methodology.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group&#x2019;s economic profit is a non-GAAP financial measure, calculated using income/(loss)
      before tax applying a 25% tax rate less a capital charge. The capital charge is calculated
      based on the sum of (i) a cost of capital applied to the average regulatory capital
      of each of the four divisions; and (ii) a 10% cost of capital applied to the residual
      of the Group&#x2019;s average tangible equity less the sum of the regulatory capital of the
      four divisions. The applied cost of capital for the divisions is 8% for Wealth Management,
      the Swiss Bank and Asset Management and 12% for the Investment Bank. Adjusted economic
      profit excluding certain items included in our reported results is calculated using
      results excluding such items, applying the same methodology.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Management believes that these metrics are meaningful as they are measures used and
      relied upon by industry analysts and investors to assess valuations and capital adequacy.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">6</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="14" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Results overview&nbsp;<sup></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>in / end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Wealth<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Investment<br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Swiss<br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Asset<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Corporate<br>Center</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Credit<br>Suisse</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">3Q22 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,365</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,106</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>962</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>336</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>35</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,804</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(6)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">611</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">860</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">306</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">111</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,901</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">726</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">918</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">252</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">136</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">192</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,224</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which general and administrative expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">638</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">765</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">218</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">110</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">188</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,919</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,337</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,778</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>558</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>247</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>205</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,125</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(666)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>383</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>90</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(170)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(342)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Economic profit (CHF million)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(168)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(873)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">88</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,273)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">97.9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">160.8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">58.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">108.4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">201,828</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">237,127</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">216,135</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,881</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41,387</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">700,358</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Goodwill</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,348</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">501</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,169</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,018</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">63,344</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">82,529</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">71,445</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,522</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47,758</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">273,598</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">231,357</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">317,149</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">240,153</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,960</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">45,262</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">836,881</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">2Q22 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,266</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,109</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,050</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>311</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(91)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,645</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(11)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>55</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>64</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">774</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,090</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">365</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">158</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,392</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">599</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,080</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">265</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">121</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">297</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,362</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which general and administrative expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">505</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">878</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">229</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">96</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">297</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,005</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which goodwill impairment<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">60</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">80</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,373</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,170</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>630</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>279</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>302</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,754</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(96)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,116)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>402</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>30</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(393)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,173)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Economic profit (CHF million)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(254)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,220)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">101</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,907)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">108.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">195.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">60.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">89.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">130.4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">205,387</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">254,561</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">219,151</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,785</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44,481</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">727,365</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Goodwill</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,330</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">496</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,148</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,974</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">62,158</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">81,722</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">71,584</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,580</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,398</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">274,442</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">234,524</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">333,473</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">243,556</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,886</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">48,298</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">862,737</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">3Q21 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,656</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,514</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,053</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>292</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(78)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,437</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(168)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(144)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">695</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">972</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">361</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">125</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">102</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,255</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">541</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">869</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">235</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">148</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">525</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,318</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which general and administrative expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">448</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">731</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">206</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">120</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">507</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,012</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,236</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,841</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>596</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>273</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>627</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,573</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>402</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>841</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>454</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(707)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,008</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Economic profit (CHF million)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">110</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">211</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">139</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(185)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">74.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">56.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">93.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">84.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">216,846</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">320,291</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">224,798</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,728</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,570</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">820,233</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Goodwill</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,341</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,650</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">494</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,130</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,615</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">64,602</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">87,721</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">69,873</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,395</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47,548</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">278,139</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">244,922</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">380,439</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">250,439</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,769</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">58,850</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">937,419</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">7</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="14" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Results overview (continued)&nbsp;<sup></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Wealth<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Investment<br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Swiss<br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Asset<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Corporate<br>Center</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Credit<br>Suisse</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">9M22 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,808</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,153</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,121</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,008</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(229)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>11,861</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>20</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(107)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>62</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(25)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,134</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,048</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,062</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">434</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,751</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,086</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,870</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">741</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">400</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">981</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,078</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which general and administrative expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,805</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,336</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">640</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">320</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">971</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,072</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which goodwill impairment<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">36</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">126</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">181</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,220</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,918</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,803</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>834</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,054</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>13,829</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(432)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,658)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,256</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>173</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,282)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,943)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Economic profit (CHF million)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(870)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,390)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">343</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">92</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,506)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">110.8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">142.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57.8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">82.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">116.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">9M21 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,654</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8,242</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,107</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,109</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18,114</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,216</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(8)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,225</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,066</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,939</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,107</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">447</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">259</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,818</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,431</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,572</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">681</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">391</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">932</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,007</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which general and administrative expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,136</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,076</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">581</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">306</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">878</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,977</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">70</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,497</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,511</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,788</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>838</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,191</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>12,825</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,150</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,485)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,311</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>269</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,181)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,064</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Economic profit (CHF million)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,037</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,450)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">373</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">158</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,036)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">61.9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">66.9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">75.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">70.8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">8</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Reconciliation of adjustment items</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Results excluding certain items included in our reported results are non-GAAP financial
      measures. Following the reorganization implemented at the beginning of 2022, we have
      amended the presentation of our adjusted results. Management believes that such results
      provide a useful presentation of our operating results for purposes of assessing our
      Group and divisional performance consistently over time, on a basis that excludes
      items that management does not consider representative of our underlying performance.
      Provided below is a reconciliation of our adjusted results to the most directly comparable
      US GAAP measures.</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Wealth<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Investment<br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Swiss <br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Asset<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Corporate <br>Center</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Credit<br>Suisse</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">3Q22 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,365</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,106</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>962</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>336</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>35</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,804</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on equity investment in Allfunds Group<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on equity investment in Pfandbriefbank<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Impairment on York Capital Management<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,355</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,106</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>956</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>346</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>35</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,798</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(6)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,337</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,778</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>558</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>247</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>205</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,125</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(30)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(55)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Major litigation provisions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(54)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(124)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(178)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Expenses related to real estate disposals<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,270</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,728</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>552</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>243</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>76</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,869</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(666)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>383</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>90</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(170)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(342)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>78</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(616)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>383</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>104</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(41)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(92)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted economic profit</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(126)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(835)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">88</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">65</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,122)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted return on tangible equity (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10.3)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">2Q22 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,266</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,109</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,050</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>311</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(91)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,645</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Real estate (gains)/losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gains)/losses on business sales<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on equity investment in Allfunds Group<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">168</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">168</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on equity investment in SIX Group AG<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,444</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,109</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,047</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>311</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(91)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,820</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(11)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>55</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>64</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,373</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,170</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>630</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>279</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>302</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,754</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Goodwill impairment<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(60)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(80)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Major litigation provisions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(191)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(227)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(434)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Expenses related to real estate disposals<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,341</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,878</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>627</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>278</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>74</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,198</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(96)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,116)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>402</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>30</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(393)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,173)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>114</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(824)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>402</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>31</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(165)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(442)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted economic profit</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(97)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,001)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">101</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,383)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted return on tangible equity (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8.1)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">9</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="border-top: solid #000000 1px; WIDTH: 100%;"><a name="anchorId00215372"></a><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Reconciliation of adjustment items (continued)</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Wealth<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Investment<br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Swiss <br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Asset<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Corporate <br>Center</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Credit<br>Suisse</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">3Q21 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,656</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,514</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,053</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>292</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(78)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,437</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Real estate (gains)/losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gains)/losses on business sales<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Valuation adjustment related to major litigation<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">69</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">69</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on equity investment in Allfunds Group<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(130)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(130)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Impairment on York Capital Management<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">113</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">113</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,567</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,491</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,049</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>405</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(8)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,504</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(168)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(144)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">188</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">188</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>20</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>44</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,236</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,841</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>596</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>273</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>627</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,573</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Major litigation provisions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(70)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(425)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(495)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Expenses related to real estate disposals<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Expenses related to equity investment in Allfunds Group<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,165</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,862</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>596</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>273</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>202</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,098</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>402</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>841</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>454</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(707)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,008</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>384</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>609</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>450</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>131</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(212)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,362</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted economic profit</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">97</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">136</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">85</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(24)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted return on tangible equity (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">10</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="border-top: solid #000000 1px; WIDTH: 100%;"><a name="anchorId00216050"></a><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Reconciliation of adjustment items (continued)</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Wealth<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Investment<br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Swiss <br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Asset<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Corporate <br>Center</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Credit<br>Suisse</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">9M22 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,808</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,153</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,121</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,008</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(229)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>11,861</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Real estate (gains)/losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(53)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(97)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(177)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gains)/losses on business sales<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on equity investment in Allfunds Group<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">511</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">511</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on equity investment in SIX Group AG<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on equity investment in Pfandbriefbank<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Impairment on York Capital Management<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,305</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,083</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,025</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,016</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(229)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>12,200</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>20</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(107)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>62</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(25)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">155</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">155</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>20</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>48</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>62</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>130</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,220</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,918</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,803</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>834</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,054</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>13,829</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Goodwill impairment<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(36)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(126)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(181)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Major litigation provisions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(300)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(191)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(774)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,265)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Expenses related to real estate disposals<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(24)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(32)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(32)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,881</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,526</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,793</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>829</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>275</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>12,304</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(432)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,658)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,256</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>173</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,282)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,943)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>404</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,491)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,170</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>186</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(503)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(234)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted economic profit</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(244)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,264)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">279</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">102</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3,291)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted return on tangible equity (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4.8)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">9M21 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,654</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8,242</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,107</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,109</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18,114</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Real estate (gains)/losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gains)/losses on business sales<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Major litigation recovery<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(49)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(49)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Valuation adjustment related to major litigation<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">69</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">69</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on equity investment in Allfunds Group<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(591)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(591)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Impairment on York Capital Management<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">113</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">113</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">470</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">470</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,055</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8,712</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,099</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,222</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>72</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18,160</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,216</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(8)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,225</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,312)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,312)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(96)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(8)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(87)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,497</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,511</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,788</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>838</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,191</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>12,825</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(46)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(70)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Major litigation provisions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(59)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(648)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(707)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Expenses related to real estate disposals<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(36)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(45)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Expenses related to equity investment in Allfunds Group<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,402</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,422</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,774</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>834</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>544</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>11,976</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,150</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,485)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,311</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>269</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,181)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,064</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,646</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,386</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,317</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>386</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(464)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>6,271</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted economic profit</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">660</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,203</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">377</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">247</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,650</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted return on tangible equity (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
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   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">11</font><div style="padding-bottom:10px;"></div>
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<div style="width:100%;padding-top:10px;"><a name="anchorId00217457"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Risk factor</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">We may not achieve some or all of the expected benefits of the strategic initiatives
      we have announced</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On October 27, 2022, we announced a comprehensive new strategic direction for the
      Group and significant changes to its structure and organization, including establishing
      a more capital-light Investment Bank, divesting non-core businesses and accelerating
      cost reduction. We have announced our objective to implement most of these measures
      by 2025.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our goals, our strategy for implementing them, and the completion of these measures
      are based on a number of key assumptions, including in relation to the future economic
      environment and the economic growth of certain geographic regions, the regulatory
      landscape, our ability to meet certain financial goals, and the confidence of clients,
      counterparties, employees and other stakeholders, including regulatory authorities,
      in this strategy and in our ability to implement it. If any of these assumptions prove
      inaccurate in whole or in part, we may not be able to achieve some or all of the expected
      benefits of our strategic initiatives, including generating the intended structural
      cost savings, strengthening and reallocating our capital, reducing our risk-weighted
      assets (RWA) in certain divisions, divesting non-core businesses, generating future
      and sustainable returns, and achieving our other targets and strategic goals. The
      breadth of our strategic initiatives and goals also increases the challenges and risks
      of executing and implementing them. If we are unable to implement our strategy successfully
      in whole or in part, or should the strategic initiatives once implemented fail to
      produce the expected benefits, our financial results and our share price may be materially
      and adversely affected. Even if we are able to successfully implement our strategy,
      our proposed goals may increase our exposure to certain risks, including but not limited
      to credit risks, market risks, liquidity risks, operational risks and regulatory risks,
      and such risks may evolve in a way that is not under our control or entirely possible
      to predict.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our strategy involves a change in focus within certain areas of our business, including
      exiting certain businesses. For example, we have announced our intention to transfer
      a majority of the securitized products business&#x2019; assets and carve out Credit Suisse
      First Boston as an independent investment bank for the capital markets and advisory
      businesses. These changes may have negative effects in these and other areas of our
      business and may result in an adverse effect on our business as a whole.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Moreover, any reputational harm resulting from prior events or from reactions to our
      strategic initiatives may make it more difficult to implement those strategic initiatives
      or achieve the related targets and objectives.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">We anticipate that revenues and income for the Investment Bank will be materially
      reduced by the planned transfer of the majority of the securitized products business&#x2019;
      assets, as well as by the targeted reduction in capital for the Investment Bank. Our
      ability to attract and retain clients also may be adversely affected by these changes.
      The capital-light Investment Bank is also likely to face increased competition in
      areas such as leveraged finance and underwriting, particularly from competitors that
      have access to larger amounts of capital. In addition, the new structure of the Investment
      Bank may pose challenges for the division to build upon other businesses and relationships
      of the Group and may limit the division&#x2019;s ability to deliver cross-selling opportunities
      to other Group businesses.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Market conditions, the ability to attract potential purchasers, regulatory approvals
      and consents, and other similar uncertainties may also affect our ability to dispose
      of assets, achieve favorable prices or terms for these disposals, or complete any
      announced but not yet completed disposals, which may lead us to dispose of assets
      at a loss, at a higher than expected loss, hold these assets for a longer period of
      time than desired or planned, or fail to dispose of assets at all. A significant element
      of our strategic plans is to transfer a majority of the securitized products business&#x2019;
      assets. While we have reached a framework and exclusivity agreement with certain counterparties to achieve this objective,
      we have not yet entered into a final agreement with them. While we and the counterparties
      are required to negotiate final agreements in good faith on the basis of agreed term
      sheets, there can be no assurance that we will succeed in doing so, or that the terms
      of any final arrangement will not materially differ from the ones contemplated at
      the date hereof. If we are unable to dispose of these assets as proposed or announced,
      we may not be able to reduce our RWAs and leverage exposure according to plan or achieve
      the capital targets set out in our strategy.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In addition, we anticipate these disposals and changes to the Group may result in
      further impairments and write-downs, including in relation to goodwill and the revaluation
      of our deferred tax assets, which may have a material adverse effect on our results
      of operations and financial condition. These changes may also lead to further impairments
      of the capital effective component of the values of Credit Suisse AG (Bank parent
      company)&#x2019;s participations in certain of its subsidiaries, which would negatively impact
      its Swiss CET1 ratio.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our strategy also includes certain financial goals and targets. Our ability to achieve
      these targets is based on a number of macro-economic factors and underlying business
      assumptions, such as a higher interest rate environment and our ability to hold and
      attract client assets at levels and rates similar to those in the past. For example,
      a period of stagflation may have negative effects on our ability to achieve our financial
      goals and targets. Furthermore, we do not expect geopolitical risks to escalate significantly.
      Deviations from any of these assumptions would impact our ability to achieve our financial
      goals and targets.</font></div>
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<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">We are also seeking to achieve significant cost savings as part of our plan. We are
      targeting to reduce our costs based on the assumption that, in addition to specific
      strategic business exit and curtailment activities that account for a significant
      proportion of the intended cost savings, more savings can be achieved through efficiency
      measures. Implementing these measures will entail the incurrence of significant restructuring
      expenses, including software and real estate impairments, estimated to be on the order
      of CHF&nbsp;2.9 billion through the end of 2024, although they could exceed this level.
      These measures include de-scoping of business and internal footprint, organizational
      effectiveness and simplification, workforce management and third-party cost management.
      Furthermore, we have identified short-term actions to set the right trajectory to
      meet our cost ambitions. These include a 5% planned reduction in permanent headcount
      by the end of 2022, and, in 2023, a 30% reduction in contractor spend and a 50% reduction
      in consultancy spend. Our ability to achieve these cost savings is dependent on the
      execution of these measures on time and to their full extent There is also a risk
      that these measures impact the revenue generation capabilities of the business beyond
      what has been taken into account currently for the strategic business curtailment
      activities. In addition, our planned exit from certain businesses and disposals of
      certain assets may entail higher costs or take more time than anticipated and accordingly
      impact our ability to achieve our targeted cost savings. Furthermore, additional costs
      could arise from any number of anticipated or unanticipated developments, such as
      costs relating to compliance with additional regulatory requirements and increased
      regulatory charges.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Across all our businesses, we need to attract and retain highly qualified employees.
      The anticipated changes in the Group as part of our strategic initiatives may negatively
      impact our ability to hire and retain highly qualified employees, including due to
      any changes or reductions in compensation. If we are unable to attract and/or retain
      highly qualified employees across our businesses, this may have a material adverse
      effect on our ability to implement our strategy.</font></div>
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<div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId00217487"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Wealth Management</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; color:#000000; font-size:16pt;">In 3Q22, we reported income before taxes of CHF&nbsp;21 million compared to income before taxes of CHF&nbsp;402 million in 3Q21. Net revenues of CHF&nbsp;1,365 million decreased 18% compared to 3Q21, and total operating expenses increased 8%. </font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00217510"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results summary</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">3Q22 results</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 3Q22, income before taxes of CHF&nbsp;21 million decreased 95% compared to 3Q21. Net revenues of CHF&nbsp;1,365 million decreased 18%, mainly reflecting lower transaction- and performance-based revenues, lower recurring
      commissions and fees and lower other revenues, partially offset by higher net interest
      income. Other revenues in 3Q22 included a gain on the equity investment in Allfunds Group of CHF&nbsp;10 million. Other revenues in 3Q21 included a gain on the equity investment in Allfunds
      Group of CHF&nbsp;130 million, partially offset by a loss from the sale of Credit Suisse Life &amp; Pensions
      AG of CHF&nbsp;41 million. Year-to-date losses through the end of 3Q22 on the equity investment in
      Allfunds Group totaled CHF&nbsp;511 million compared to gains of CHF&nbsp;591 million in the same period last year. We recorded a provision for credit losses of
      CHF&nbsp;7 million compared to a provision for credit losses of CHF&nbsp;18 million in 3Q21. Total operating expenses of CHF&nbsp;1,337 million increased 8%, mainly driven by higher general and administrative expenses, including an impairment
      of IT-related assets of CHF&nbsp;145 million following a review of the Wealth Management technology and platform strategy,
      partially offset by lower compensation and benefits.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 2Q22, income before taxes increased CHF&nbsp;117 million. Net revenues increased 8%, mainly reflecting higher other revenues and higher net interest income, partially
      offset by lower transaction- and performance-based revenues and lower recurring commissions
      and fees. Other revenues in 3Q22 included the gain on the equity investment in Allfunds
      Group. Other revenues in 2Q22 included a loss on the equity investment in Allfunds
      Group of CHF&nbsp;168 million and a loss on the equity investment in SIX Swiss Exchange (SIX) of CHF&nbsp;9 million. We recorded a provision for credit losses of CHF&nbsp;7 million compared to a release of provision for credit losses of CHF&nbsp;11 million in 2Q22. Total operating expenses decreased 3%, mainly reflecting lower compensation and benefits, partially offset by higher general
      and administrative expenses, including the impairment of IT-related assets. </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Capital and leverage metrics </font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 3Q22, we reported RWA of CHF&nbsp;63.3 billion, an increase of CHF&nbsp;1.2 billion compared to the end of 2Q22, mainly due to the foreign exchange impact, external
      model and parameter updates in credit risk and movements in risk levels, primarily in market risk. Leverage exposure of CHF&nbsp;231.4 billion was CHF&nbsp;3.2 billion lower compared to the end of 3Q21, reflecting lower business usage, partially
      offset by an increase in high-quality liquid assets (HQLA) and the foreign exchange
      impact.</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Divisional results</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statements of operations (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,365</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,266</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,656</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,808</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,654</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(33)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(11)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(61)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>20</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">186</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">611</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">774</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">695</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(21)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,134</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,066</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">General and administrative expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">638</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">505</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">448</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">26</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,805</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,136</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">59</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commission expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">77</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">79</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">93</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">245</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">283</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Restructuring expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">36</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">200</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">726</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">599</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">541</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,086</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,431</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,337</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,373</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,236</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,220</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,497</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(96)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>402</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(95)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(432)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,150</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Economic profit (CHF million)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(168)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(254)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">110</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(34)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(870)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,037</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statement of operations metrics<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Return on regulatory capital (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4.7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">97.9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">108.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">74.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">110.8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">61.9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">14</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Divisional results (continued)</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Net revenue detail (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net interest income</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">615</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">558</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">511</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,687</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,608</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Recurring commissions and fees</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">382</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">408</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">464</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,210</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,381</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Transaction- and performance-based revenues</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">357</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">478</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">593</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(40)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,413</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,068</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(32)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other revenues</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(178)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">88</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(88)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(502)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">597</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,365</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,266</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,656</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,808</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,654</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(33)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Balance sheet statistics (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">201,828</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">205,387</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">216,846</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">201,828</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">216,846</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">89,295</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">93,460</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">107,422</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">89,295</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">107,422</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">63,344</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">62,158</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">64,602</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">63,344</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">64,602</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">231,357</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">234,524</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">244,922</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">231,357</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">244,922</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Margins on assets under management (annualized) (bp)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gross margin<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">83</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">87</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">101</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net margin<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Number of relationship managers<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Number of relationship managers</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,880</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,940</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,900</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,880</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,900</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Net interest income includes a term spread credit on stable deposit funding and a
               term spread charge on loans. Recurring commissions and fees includes investment product
               management, discretionary mandate and other asset management-related fees, fees for
               general banking products and services and revenues from wealth structuring solutions.
               Transaction- and performance-based revenues arise primarily from brokerage and product
               issuing fees, fees from foreign exchange client transactions, trading and sales income,
               equity participations income and other transaction- and performance-based income.
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Net revenues divided by average assets under management.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Income before taxes divided by average assets under management.</div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Reconciliation of adjustment items</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="9" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Wealth Management</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Results (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,365</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,266</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,656</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,808</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,654</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Real estate (gains)/losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gains)/losses on business sales<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Major litigation recovery<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(49)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on equity investment in Allfunds Group<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">168</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(130)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">511</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(591)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on equity investment in SIX Group AG<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,355</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,444</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,567</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,305</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,055</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(11)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>20</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,337</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,373</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,236</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,220</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,497</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(36)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Major litigation provisions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(54)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(70)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(300)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(59)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Expenses related to real estate disposals<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Expenses related to equity investment in Allfunds Group<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,270</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,341</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,165</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,881</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,402</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(96)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>402</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(432)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,150</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted income before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>78</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>114</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>384</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>404</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,646</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted economic profit</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(126)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(97)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">97</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(244)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">660</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted return on regulatory capital (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17.3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Adjusted results are non-GAAP financial measures. Refer to &#x201c;Reconciliation of adjustment
               items&#x201d; in Credit Suisse for further information.
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">15</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00219747"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results details</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Net revenues</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 3Q21, net revenues of CHF&nbsp;1,365 million decreased 18%, reflecting lower transaction- and performance-based revenues, lower recurring commissions and fees and lower other revenues,
      partially offset by higher net interest income. Transaction- and performance-based
      revenues of CHF&nbsp;357 million decreased 40%, mainly driven by lower revenues from Global Trading Solutions (GTS) and lower brokerage and product issuing
      fees. Transaction-based revenues in 3Q22 included mark-to-market losses of CHF&nbsp;35 million on our fair valued portfolio related to our APAC Financing Group. Recurring
      commissions and fees of CHF&nbsp;382 million decreased 18%, mainly reflecting lower investment product fees due to lower average assets under
      management and lower security account and custody services fees, investment advisory
      fees and fee income on lending activities. Other revenues in 3Q22 included a gain
      on the equity investment in Allfunds Group of CHF&nbsp;10 million. Other revenues in 3Q21 included a gain on the equity investment in Allfunds Group of CHF&nbsp;130 million, partially offset by a loss from the sale of Credit Suisse Life &amp; Pensions
      AG of CHF&nbsp;41 million. Net interest income of CHF&nbsp;615 million increased 20%, mainly reflecting higher deposit margins on lower average deposit volumes, partially
      offset by stable loan margins on lower average loan volumes. </font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 2Q22, net revenues increased 8%, mainly reflecting higher other revenues and higher net interest income, partially
      offset by lower transaction- and performance-based revenues and lower recurring commissions
      and fees. Other revenues in 3Q22 included the gain on the equity investment in Allfunds
      Group. Other revenues in 2Q22 included the loss on the equity investment in Allfunds Group of CHF&nbsp;168 million and a loss on the equity investment in SIX of CHF&nbsp;9 million. Net interest income increased 10%, mainly reflecting higher deposit margins on lower average deposit volumes, partially
      offset by lower loan margins on lower average loan volumes. Transaction- and performance-based
      revenues decreased 25%, mainly reflecting lower revenues from GTS, lower brokerage and product issuing fees
      and lower equity participations income, partially offset by higher corporate advisory
      fees. Recurring commissions and fees decreased 6%, mainly reflecting lower fee from lending activities, lower investment product fees
      and lower security account and custody services fees.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Provision for credit losses</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The loan portfolio is comprised of lombard lending, mortgages, ship finance, export
      finance, aviation and yacht finance and structured corporate lending.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 3Q22, we recorded a provision for credit losses of CHF&nbsp;7 million, compared to a provision for credit losses of CHF&nbsp;18 million in 3Q21 and a release of provision for credit losses of CHF&nbsp;11 million in 2Q22. </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Total operating expenses</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 3Q21, total operating expenses of CHF&nbsp;1,337 million increased 8%, mainly driven by higher general and administrative expenses, partially offset by
      lower compensation and benefits. General and administrative expenses of CHF&nbsp;638 million increased 42%, mainly driven by an impairment of IT-related assets of CHF&nbsp;145 million following a review of the Wealth Management technology and platform strategy
      in 3Q22 and higher allocated corporate function costs. Compensation and benefits of
      CHF&nbsp;611 million decreased 12%, mainly driven by lower discretionary compensation expenses, partially offset by
      higher deferred compensation expenses from prior-year awards and higher salary expenses.
      </font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 2Q22, total operating expenses decreased 3%, mainly reflecting lower compensation and benefits, partially offset by higher general
      and administrative expenses. Compensation and benefits decreased 21%, primarily reflecting lower discretionary compensation expenses. General and administrative
      expenses increased 26%, mainly reflecting the impairment of the IT-related assets in 3Q22 and higher litigation
      provisions. </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Margins</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our <b>gross margin</b> was 83 basis points in 3Q22 a decrease of four basis points compared to 3Q21, mainly driven
      by lower transaction- and performance-based revenues, lower recurring commissions
      and fees and lower other revenues, partially offset by a 13% decrease in average assets under management. Compared to 2Q22, our gross margin was
      ten basis points higher, reflecting higher net revenues, mainly from the impact of
      our equity investment in Allfunds Group, and a 5% decrease in average assets under management.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Assets under management&#x201d; for further information.</font></div>
</div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our <b>net margin</b> was one basis point in 3Q22, a decrease of 20 basis points compared to 3Q21, mainly
      reflecting lower net revenues and higher total operating expenses, partially offset
      by the 13% decrease in average assets under management. Compared to 2Q22, our net margin was
      seven basis points higher, mainly reflecting the higher net revenues and lower operating
      expenses. </font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00219903"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Assets under management</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 3Q22, assets under management of CHF&nbsp;635.4 billion were CHF&nbsp;26.1 billion lower compared to the end of 2Q22, mainly driven by unfavorable market movements
      and net asset outflows. Net asset outflows of CHF&nbsp;6.4 billion reflected mainly outflows across the Middle East, Asia Pacific and Swiss
      ultra-high-net-worth businesses, partially offset by inflows in the European businesses.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Outflows in assets under management in October 2022&#x201d; in Credit Suisse for
         further information.</font></div>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">16</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Assets under management</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets under management (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Assets under management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">635.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">661.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">760.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16.5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">635.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">760.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16.5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Average assets under management</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">657.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">693.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">758.8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5.3)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.4)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">691.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">747.4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7.5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets under management by currency (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">USD</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">318.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">323.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">374.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">318.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">374.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">EUR</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">112.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">120.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">146.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">112.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">146.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CHF</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">64.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">69.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">77.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">64.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">77.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">140.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">148.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">163.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">140.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">163.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Assets under management<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>635.4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>661.5</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>760.6</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.9)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16.5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>635.4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>760.6</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16.5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Movements in assets under management (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net new assets/(net asset outflows)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other effects</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(44.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(104.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which market movements<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(41.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(93.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which foreign exchange<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which other<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8.4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(24.8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8.5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Increase/(decrease) in assets under management<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(26.1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(45.5)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(8.8)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(107.2)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>53.7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Movements in assets under management (annualized) (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net new assets/(net asset outflows)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other effects</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(24.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7.4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18.7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Increase/(decrease) in assets under management  (annualized)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (15.8)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (25.7)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (4.6)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (19.2)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 10.1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Movements in assets under management (rolling four-quarter average) (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net new assets/(net asset outflows)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other effects</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15.7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14.8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Increase/(decrease) in assets under management  (rolling four-quarter average)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (16.5)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> </b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (14.0)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> </b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 10.8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
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   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">17</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
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<div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId00220976"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Investment Bank</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; color:#000000; font-size:16pt;">In 3Q22, we reported a loss before taxes of CHF&nbsp;666 million compared to income before taxes of CHF&nbsp;841 million in 3Q21. Net revenues of CHF&nbsp;1,106 million decreased 56% compared to 3Q21, reflecting declines across most businesses due to continued volatile
      market conditions, the impact of de-risking and significantly reduced capital usage.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00220996"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results summary</font></div>
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<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">3Q22 results</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 3Q22, we reported a loss before taxes of CHF&nbsp;666 million compared to income before taxes of CHF&nbsp;841 million in 3Q21. Net revenues of CHF&nbsp;1,106 million decreased 56% compared to 3Q21, driven by significantly reduced capital markets revenues and lower
      equity and fixed income sales and trading revenues, reflecting challenging operating
      conditions and the Group&#x2019;s relative underperformance. Market conditions were characterized
      by continued geopolitical and macroeconomic uncertainty resulting in higher levels
      of volatility for equity and interest rates, widened credit spreads, high levels of
      inflation and increased energy prices. In 3Q22, we recorded a release of provision
      for credit losses of CHF&nbsp;6 million compared to a release of CHF&nbsp;168 million in 3Q21. Total operating expenses of CHF&nbsp;1,778 million decreased 3% compared to 3Q21, mainly reflecting lower compensation and benefits. Adjusted operating
      expenses decreased 7% compared to 3Q21.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our loss before taxes in 3Q22 improved compared to a loss before taxes of CHF&nbsp;1,116 million in 2Q22. Net revenues were stable, as higher capital markets and advisory
      revenues were offset by reduced equity and fixed income sales and trading revenues.
      We recorded a release of provision for credit losses of CHF&nbsp;6 million compared to a provision for credit losses of CHF&nbsp;55 million in 2Q22. Total operating expenses decreased 18%, primarily reflecting lower compensation and benefits and lower general and administrative
      expenses. Adjusted operating expenses decreased 8% compared to 2Q22.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Capital and leverage metrics</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 3Q22, RWA of USD&nbsp;84.3 billion decreased USD&nbsp;1.2 billion compared to the end of 2Q22, driven by movements in risk levels in credit
      risk due to business reductions. Leverage exposure of USD&nbsp;323.9 billion decreased USD&nbsp;25.1 billion compared to the end of 2Q22, reflecting lower HQLA and reductions in prime
      services.</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Divisional results</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statements of operations (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,106</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,109</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,514</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(56)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,153</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8,242</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(50)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(6)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>55</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(168)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(96)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(107)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,216</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">860</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,090</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">972</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(21)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,048</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,939</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">General and administrative expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">765</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">878</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">731</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,336</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,076</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commission expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">123</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">119</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">138</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">385</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">450</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Goodwill impairment</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(100)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Restructuring expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">60</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(50)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">126</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">174</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">918</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,080</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">869</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,870</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,572</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,778</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,170</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,841</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,918</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,511</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(666)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,116)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>841</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(40)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,658)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,485)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Economic profit</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(873)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,220)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">211</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(28)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,390)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,450)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statement of operations metrics<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Return on regulatory capital (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25.7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12.8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9.4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">160.8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">195.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">142.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">66.9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">18</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Divisional results (continued)</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Net revenue detail (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Fixed income sales and trading</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">547</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">600</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">759</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(28)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,888</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,065</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(38)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Equity sales and trading</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">239</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">330</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">514</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(28)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(54)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,073</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,422</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Capital markets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">96</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">897</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">153</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(89)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">564</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,054</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(82)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Advisory and other fees</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">225</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">183</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">349</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(36)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">612</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">711</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other revenues<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(42)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(98)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(80)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,106</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,109</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,514</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(56)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,153</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8,242</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(50)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Balance sheet statistics (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">237,127</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">254,561</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">320,291</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(26)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">237,127</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">320,291</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(26)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30,492</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29,253</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24,374</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30,492</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24,374</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">82,529</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">81,722</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">87,721</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">82,529</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">87,721</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets (USD)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">84,273</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">85,517</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">93,854</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">84,273</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">93,854</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">317,149</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">333,473</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">380,439</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">317,149</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">380,439</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure (USD)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">323,852</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">348,958</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">407,039</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">323,852</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">407,039</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Other revenues include treasury funding costs and changes in the carrying value of
                  certain investments.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Reconciliation of adjustment items</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="9" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Investment Bank</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Results (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,106</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,109</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,514</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,153</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8,242</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Real estate (gains)/losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(53)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">470</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,106</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,109</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,491</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,083</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8,712</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(6)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>55</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(168)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(107)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,216</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">188</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">155</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,312)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(6)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>55</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>20</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>48</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(96)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,778</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,170</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,841</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,918</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,511</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Goodwill impairment<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(30)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(60)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(126)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(46)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Major litigation provisions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(191)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(191)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Expenses related to real estate disposals<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(36)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(32)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,728</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,878</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,862</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,526</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,422</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(666)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,116)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>841</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,658)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,485)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(616)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(824)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>609</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,491)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,386</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted economic profit</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(835)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,001)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,264)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,203</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted return on regulatory capital (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14.9)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19.0)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Adjusted results are non-GAAP financial measures. Refer to &#x201c;Reconciliation of adjustment
               items&#x201d; in Credit Suisse for further information.
            </div>
         </td>
      </tr>
   </table>
</div>
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   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">19</font><div style="padding-bottom:10px;"></div>
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   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00223154"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results details</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Fixed income sales and trading </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 3Q22, fixed income revenues of CHF&nbsp;547 million decreased 28% compared to 3Q21, primarily reflecting lower revenues across securitized products
      and global credit products, partially offset by increased macro products revenues.
      Securitized products revenues decreased compared to a strong prior year, primarily
      driven by reduced non-agency and agency trading activity, reflecting widened credit
      spreads and increased volatility. Global credit products revenues decreased, reflecting
      lower leveraged finance and investment grade trading volumes, partially offset by
      increased financing revenues. In addition, emerging markets revenues decreased, primarily
      driven by lower structured credit activity in EMEA. These declines were partially
      offset by higher macro products revenues across rates and foreign exchange due to
      increased client activity and high levels of volatility.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 2Q22, fixed income revenues decreased 9%, reflecting lower revenues across global credit products and securitized products,
      partially offset by increased macro products and emerging markets revenues. Global
      credit products revenues decreased significantly, primarily due to lower leveraged
      finance trading activity. Securitized products revenues decreased, driven by reduced
      non-agency and agency trading activity, partially offset by increased asset finance
      revenues. These declines were partially offset by higher macro products revenues,
      reflecting higher revenues in our foreign exchange businesses due to increased volatility.
      In addition, emerging markets revenues increased, driven by improved financing activity
      across regions and increased trading activity in EMEA and Latin America.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Equity sales and trading</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 3Q22, equity sales and trading revenues of CHF&nbsp;239 million decreased 54% compared to 3Q21, reflecting lower equity derivatives, prime services and cash equities
      revenues. Equity derivatives revenues decreased significantly compared to a strong
      prior year, reflecting lower structured, flow and corporate equity derivatives trading
      activity. Prime services revenues decreased significantly, consistent with a decline
      in client balances, reflecting the exit of the majority of the franchise. In addition,
      cash equities revenues decreased due to lower secondary trading revenues, particularly
      in Asia Pacific and the US.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 2Q22, equity sales and trading revenues decreased 28%, reflecting lower revenues across equity derivatives and cash equities driven by
      a decrease in client activity. Equity derivatives revenues decreased significantly, primarily driven by lower structured and flow equity derivatives trading
      activity. In addition, cash equities revenues decreased, driven by reduced trading
      activity in Asia Pacific and the US, partially offset by higher trading revenues in
      EMEA. Prime services revenues remained subdued.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Capital markets</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 3Q22, capital markets revenues of CHF&nbsp;96 million decreased 89% compared to a strong 3Q21, reflecting significantly lower street fees across products
      and challenging market conditions, including high levels of volatility. Equity capital
      markets revenues decreased, reflecting significantly lower initial public offering
      (IPO) and follow-on issuance activity. In addition, debt capital markets revenues
      decreased significantly, reflecting reduced issuance activity, particularly in leveraged
      finance, and mark-to-market losses of CHF&nbsp;118 million in leveraged finance due to challenging market conditions.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 2Q22, capital markets revenues increased 153%, primarily driven by significantly higher debt capital markets activity, reflecting
      increased leveraged finance issuance revenues, as 2Q22 included mark-to-market losses
      of CHF&nbsp;235 million. In addition, equity capital markets revenues increased moderately.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Advisory and other fees</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 3Q22, advisory revenues of CHF&nbsp;225 million decreased 36%, driven by lower revenues from completed mergers and acquisitions (M&amp;A) transactions,
      reflecting reduced industry-wide deal closings.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 2Q22, advisory revenues increased 23%, reflecting higher revenues from completed M&amp;A transactions.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">20</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Provision for credit losses</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 3Q22, we recorded a release of provision for credit losses of CHF&nbsp;6 million compared to a release of CHF&nbsp;168 million in 3Q21 and compared to a provision for credit losses of CHF&nbsp;55 million in 2Q22. 3Q22 included a release of non-specific provisions for expected credit losses pertaining
      to the recalibration of model overlays. The release of provision for credit losses in 3Q21 was driven by a release of CHF&nbsp;188 million pertaining to an assessment of the future recoverability of receivables related to
      Archegos.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Total operating expenses</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 3Q22, total operating expenses of CHF&nbsp;1,778 million decreased 3% compared to 3Q21, mainly reflecting lower compensation and benefits. Compensation
      and benefits of CHF&nbsp;860 million decreased 12%, reflecting reduced discretionary compensation expenses, partially offset by higher
      salary expenses and deferred compensation expenses from prior year awards. General
      and administrative expenses of CHF&nbsp;765 million increased 5%, reflecting higher professional services fees, allocated corporate function costs
      and travel and entertainment costs, partially offset by lower litigation provisions.
      In 3Q22, we incurred restructuring expenses of CHF&nbsp;30 million.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 2Q22, total operating expenses decreased 18%, primarily reflecting lower compensation and benefits and general and administrative
      expenses. Compensation and benefits decreased 21%, primarily driven by reduced discretionary compensation expenses. General and administrative
      expenses decreased 13%, reflecting lower litigation provisions. 2Q22 included provisions mainly in connection
      with a previously disclosed matter concerning compliance with records preservation
      requirements relating to business communications sent over unapproved electronic messaging
      channels.</font></div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Investment banking &amp; capital markets fees</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In order to reflect the performance and capabilities of the capital markets and advisory
      business and for enhanced comparability versus peers, the table below shows advisory,
      debt capital markets and equity capital markets fees in US dollar terms. Fees are
      defined as gross revenues generated from advisory and capital markets activity as
      well as derivatives in connection with such activity, before allocated funding costs,
      and excludes mark-to-market movements in debt underwriting, including leveraged finance.</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Investment banking &amp; capital markets fees (USD million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Advisory</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">245</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">189</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">391</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(37)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">662</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">820</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Debt capital markets<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">153</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">182</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">447</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(66)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">682</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,691</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(60)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Equity capital markets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">82</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">80</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">501</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(84)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">279</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,640</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(83)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Investment banking &amp; capital markets fees<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>480</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>451</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,339</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(64)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,623</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,151</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(61)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Excludes mark-to-market movements of USD (120) million in 3Q22, USD (245) million
                  in 2Q22, USD (367) million in 9M22 and USD&nbsp;34 million in 9M21.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">21</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId00223611"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Swiss Bank</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; color:#000000; font-size:16pt;">In 3Q22, we reported income before taxes of CHF&nbsp;383 million compared to income before taxes of CHF&nbsp;454 million in 3Q21. Net revenues of CHF&nbsp;962 million decreased 9% compared to 3Q21, primarily reflecting lower net interest income. </font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00223631"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results summary</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">3Q22 results</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 3Q22, income before taxes of CHF&nbsp;383 million decreased 16% compared to 3Q21. Net revenues of CHF&nbsp;962 million decreased 9%, mainly reflecting lower net interest income and lower transaction-based revenues. Provision for credit losses
      was CHF&nbsp;21 million compared to CHF&nbsp;3 million in 3Q21. Total operating expenses of CHF&nbsp;558 million decreased 6%, mainly reflecting lower compensation and benefits, partially offset by higher general
      and administrative expenses.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 2Q22, income before taxes decreased 5%. Net revenues decreased 8%, mainly reflecting lower net interest income and lower transaction-based revenues.
      Other revenues in 2Q22 included gains on the sale of real estate of CHF&nbsp;13 million and a loss on the equity investment in SIX of CHF&nbsp;10 million. Provision for credit losses was CHF&nbsp;21 million compared to CHF&nbsp;18 million in 2Q22. Total operating expenses decreased 11%, primarily reflecting lower compensation and benefits as well as lower general and
      administrative expenses.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Capital and leverage metrics</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 3Q22, we reported RWA of CHF&nbsp;71.4 billion, stable compared to the end of 2Q22, as movements in risk levels in credit risk were offset by internal model and parameter updates and a foreign
      exchange impact. Leverage exposure of CHF&nbsp;240.2 billion decreased CHF&nbsp;3.4 billion compared to the end of 2Q22, primarily reflecting lower HQLA.</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Divisional results</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statements of operations (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>962</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,050</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,053</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,121</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,107</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>62</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">306</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">365</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">361</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,062</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,107</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">General and administrative expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">218</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">229</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">206</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">640</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">581</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commission expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">91</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">90</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Restructuring expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">100</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">252</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">265</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">235</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">741</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">681</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>558</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>630</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>596</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,803</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,788</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>383</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>402</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>454</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,256</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,311</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Economic profit (CHF million)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">88</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">101</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">139</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(37)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">343</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">373</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statement of operations metrics<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Return on regulatory capital (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">58.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">60.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">56.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57.8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">22</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Divisional results (continued)</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Net revenue detail (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net interest income</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">525</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">595</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">589</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,696</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,758</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Recurring commissions and fees</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">323</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">334</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">333</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">993</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">970</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Transaction-based revenues</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">121</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">138</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">146</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">395</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">423</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other revenues</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(59)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(53)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(44)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>962</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,050</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,053</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,121</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,107</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Balance sheet statistics (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">216,135</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">219,151</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">224,798</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">216,135</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">224,798</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">160,947</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">161,763</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">163,483</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">160,947</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">163,483</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">71,445</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">71,584</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">69,873</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">71,445</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">69,873</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">240,153</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">243,556</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">250,439</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">240,153</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">250,439</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Margins on assets under management (annualized) (bp)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gross margin<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">71</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">74</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">71</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">72</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net margin<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">31</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Number of relationship managers<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Number of relationship managers</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,660</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,680</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,650</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,660</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,650</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Net interest income includes a term spread credit on stable deposit funding and a
               term spread charge on loans. Recurring commissions and fees includes investment product
               management, discretionary mandate and other asset management-related fees, fees for
               general banking products and services and revenues from wealth structuring solutions.
               Transaction-based revenues arise primarily from brokerage fees, fees from foreign
               exchange client transactions, trading and sales income, equity participations income
               and other transaction-based income. Other revenues include fair value gains/(losses)
               on synthetic securitized loan portfolios and other gains and losses.
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Net revenues divided by average assets under management.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Income before taxes divided by average assets under management.</div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Reconciliation of adjustment items</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="9" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Swiss Bank</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Results (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>962</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,050</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,053</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,121</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,107</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Real estate (gains)/losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(97)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on equity investment in SIX Group AG<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on equity investment in Pfandbriefbank<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>956</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,047</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,049</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,025</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,099</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>62</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>558</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>630</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>596</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,803</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,788</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Expenses related to real estate disposals<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>552</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>627</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>596</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,793</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,774</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>383</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>402</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>454</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,256</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,311</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted income before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>383</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>402</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>450</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,170</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,317</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted economic profit</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">88</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">101</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">136</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">279</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">377</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted return on regulatory capital (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13.4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Adjusted results are non-GAAP financial measures. Refer to &#x201c;Reconciliation of adjustment
               items&#x201d; in Credit Suisse for further information.
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">23</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00225711"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results details</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Net revenues</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 3Q21, net revenues of CHF&nbsp;962 million decreased 9%, mainly reflecting lower net interest income and lower transaction-based revenues. Net interest
      income of CHF&nbsp;525 million decreased 11%, primarily driven by lower treasury revenues, mainly reflecting lower Swiss National
      Bank (SNB) threshold benefits from the recent SNB increase of interest rates, and lower loan margins on stable average loan volumes, partially offset by higher
      deposit margins on lower average deposit volumes. Transaction-based revenues of CHF&nbsp;121 million decreased 17%, mainly reflecting valuation gains in 3Q21 on derivatives in connection with the
      transition from Interbank Offered Rate (IBOR) to alternative reference rates, lower
      gains on equity investments as well as lower brokerage and product issuing fees, partially
      offset by higher fees from foreign exchange client business. Recurring commissions and fees of CHF&nbsp;323 million decreased 3%, mainly driven by lower security account and custody services fees, lower investment
      product management fees as well as lower investment advisory fees, partially offset
      by higher fees from lending activities. </font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 2Q22, net revenues decreased 8%, mainly reflecting lower net interest income and lower transaction-based revenues.
      Net interest income decreased 12%, primarily driven by lower treasury revenues and lower loan margins on stable average
      loan volumes, partially offset by higher deposit margins on slightly lower average
      deposit volumes. Transaction-based revenues decreased 12%, mainly reflecting lower equity participations income as well as lower brokerage
      and product issuing fees, partially offset by losses on equity investments in 2Q22.
      Recurring commissions and fees decreased 3%, mainly driven by lower security account and custody services fees, lower fees from
      lending activities and lower investment product management fees. Other revenues in
      2Q22 included the gains on the sale of real estate and the loss on the equity investment
      in SIX.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Provision for credit losses</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The loan portfolio is substantially comprised of residential mortgages in Switzerland,
      loans secured by real estate, securities and other financial collateral as well as
      unsecured loans to commercial clients and, to a lesser extent, consumer finance loans.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 3Q22, we recorded provision for credit losses of CHF&nbsp;21 million compared to provision for credit losses of CHF&nbsp;3 million in 3Q21 and CHF&nbsp;18 million in 2Q22. The provisions in 3Q22 mainly included CHF&nbsp;11&nbsp;million of non-specific provisions for expected credit losses as well as specific
      provisions related to our consumer finance business.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Total operating expenses</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 3Q21, total operating expenses of CHF&nbsp;558 million decreased 6%, mainly reflecting lower compensation and benefits, partially offset by higher general
      and administrative expenses. Compensation and benefits of CHF&nbsp;306 million decreased 15%, primarily driven by lower discretionary compensation expenses, partially offset by higher deferred compensation expenses from prior-year awards and higher
      pension expenses. General and administrative expenses of CHF&nbsp;218 million increased 6%, mainly driven by higher allocated corporate function costs and higher occupancy
      expenses. </font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 2Q22, total operating expenses decreased 11%, primarily reflecting lower compensation and benefits as well as lower general and
      administrative expenses. Compensation and benefits decreased 16%, primarily reflecting lower discretionary compensation expenses. General and administrative
      expenses decreased 5%, mainly driven by lower allocated corporate function costs. </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Margins</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our <b>gross margin</b> was 71 basis points in 3Q22, stable compared to 3Q21, with lower net interest income and
      lower transaction-based revenues, offset by a 7.9% decrease in average assets under management. Compared to 2Q22, our gross margin was
      three basis points lower, mainly driven by lower net interest income and lower transaction-based
      revenues, partially offset by a 4.2% decrease in average assets under management. </font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Assets under management&#x201d; for further information.</font></div>
</div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our <b>net margin</b> was 28 basis points in 3Q22, a decrease of three basis points compared to 3Q21, mainly driven
      by lower net revenues, partially offset by lower total operating expenses and the
      lower average assets under management. Compared to 2Q22, our net margin was stable,
      with lower net revenues, offset by lower total operating expenses and the lower average
      assets under management. </font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00225845"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Assets under management </font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 3Q22, assets under management of CHF&nbsp;527.1 billion were CHF&nbsp;17.4 billion lower compared to the end of 2Q22, driven by unfavorable market movements and net asset outflows. Net asset outflows of CHF&nbsp;1.5 billion reflected outflows in our private clients business, partially offset by inflows
      in our institutional clients business.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Outflows in assets under management in October 2022&#x201d; in Credit Suisse for
         further information.</font></div>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">24</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
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   <div style="padding-bottom:30px;"></div>
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<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Assets under management</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets under management (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Assets under management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">527.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">544.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">588.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10.5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">527.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">588.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10.5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Average assets under management</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">545.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">569.4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">592.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4.2)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7.9)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">567.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">576.8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets under management by currency (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">USD</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">56.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">63.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">63.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">EUR</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CHF</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">443.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">457.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">489.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">443.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">489.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17.8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17.8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Assets under management<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>527.1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>544.5</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>588.8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.2)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10.5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>527.1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>588.8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10.5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Movements in assets under management (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net new assets/(net asset outflows)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other effects</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(36.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(73.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which market movements<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(37.8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(76.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which foreign exchange<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which other<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Increase/(decrease) in assets under management<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(17.4)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(38.0)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.6</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(70.8)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>37.8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Movements in assets under management (annualized) (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net new assets/(net asset outflows)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other effects</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25.0)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16.4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Increase/(decrease) in assets under management  (annualized)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (12.8)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (26.1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 0.4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (15.8)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 9.1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Movements in assets under management (rolling four-quarter average) (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net new assets/(net asset outflows)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other effects</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8.4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Increase/(decrease) in assets under management  (rolling four-quarter average)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (10.5)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> </b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (7.4)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> </b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 11.1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
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<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">25</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
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   <div style="padding-bottom:30px;"></div>
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<div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId00226919"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Asset Management</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; color:#000000; font-size:16pt;">In 3Q22, we reported income before taxes of CHF&nbsp;90 million compared to income before taxes of CHF&nbsp;18 million in 3Q21. Net revenues of CHF&nbsp;336 million increased 15% compared to 3Q21, reflecting the York impairment loss in 3Q21.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00226939"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results summary</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">3Q22 results</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 3Q22, we reported income before taxes of CHF&nbsp;90 million, which increased significantly compared to 3Q21, driven by a combination
      of increased net revenues and lower total operating expenses. Net revenues of CHF&nbsp;336 million increased 15% compared to 3Q21, driven in particular by higher investment and partnership income
      due to an impairment loss of CHF&nbsp;113 million related to our non-controlling interest in York Capital Management (York)
      in the prior year, partially offset by lower performance, transaction and placement
      revenues and reduced management fees. On an adjusted basis, net revenues decreased 15%, reflecting lower performance, transaction and placement revenues and reduced management
      fees. Total operating expenses of CHF&nbsp;247 million decreased 10% compared to 3Q21, mainly reflecting reduced compensation and benefits and lower general
      and administrative expenses.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 2Q22, income before taxes increased significantly, reflecting lower total
      operating expenses and higher net revenues. Net revenues increased 8%, driven by higher performance, transaction and placement revenues and increased investment
      and partnership income, partially offset by lower management fees. Total operating
      expenses decreased 11%, mainly reflecting reduced compensation and benefits, partially offset by higher
      general and administrative expenses.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Capital and leverage metrics</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 3Q22, we reported RWA of CHF&nbsp;8.5 billion, stable compared to the end of 2Q22. Leverage exposure of CHF&nbsp;3.0 billion was stable compared to the end of 2Q22.</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Divisional results</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statements of operations (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>336</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>311</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>292</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,008</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,109</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(50)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">111</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">158</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">125</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(30)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">434</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">447</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">General and administrative expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">110</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">96</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">120</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">320</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">306</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commission expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">76</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">82</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Restructuring expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">200</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">136</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">121</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">148</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">400</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">391</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>247</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>279</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>273</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>834</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>838</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>90</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>30</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">200</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">400</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>173</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>269</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(36)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Economic profit (CHF million)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">92</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">158</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(42)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statement of operations metrics<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Return on regulatory capital (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">89.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">93.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">82.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">75.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">26</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Divisional results (continued)</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Net revenue detail (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Management fees</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">250</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">258</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">287</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">780</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">851</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Performance, transaction and placement revenues</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">75</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(56)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">84</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">246</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(66)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Investment and partnership income</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">48</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(70)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">144</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>336</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>311</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>292</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,008</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,109</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which recurring commissions and fees<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">250</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">259</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">288</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">781</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">853</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which transaction- and performance-based revenues<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">67</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">122</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(45)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">219</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">347</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(37)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which other revenues<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(21)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(118)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(91)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Balance sheet statistics (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,881</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,785</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,728</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,881</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,728</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,522</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,580</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,395</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,522</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,395</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,960</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,886</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,769</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,960</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,769</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Management fees include fees on assets under management and asset administration revenues.
               Performance revenues relate to the performance or return of the funds being managed
               and includes investment-related gains and losses from proprietary funds. Transaction
               fees relate to the acquisition and disposal of investments in the funds being managed.
               Placement revenues arise from our third-party private equity fundraising activities
               and secondary private equity market advisory services. Investment and partnership
               income includes equity participation income from seed capital returns and from minority
               investments in third-party asset managers, income from strategic partnerships and
               distribution agreements and other revenues.
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Reconciliation of adjustment items</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="9" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Asset Management</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Results (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>336</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>311</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>292</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,008</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,109</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Real estate (gains)/losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Impairment on York Capital Management<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">113</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">113</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>346</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>311</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>405</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,016</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,222</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>247</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>279</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>273</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>834</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>838</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Expenses related to real estate disposals<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>243</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>278</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>273</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>829</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>834</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>90</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>30</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>173</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>269</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted income before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>104</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>31</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>131</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>186</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>386</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted economic profit</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">65</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">85</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">102</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">247</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted return on regulatory capital (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">48.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Adjusted results are non-GAAP financial measures. Refer to &#x201c;Reconciliation of adjustment
               items&#x201d; in Credit Suisse for further information.
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00228781"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results detail </font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Net revenues</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 3Q21, net revenues of CHF&nbsp;336 million increased 15%, reflecting higher investment and partnership income due to the CHF&nbsp;113 million York impairment loss in 3Q21, partially offset by lower performance, transaction
      and placement revenues and management fees. Performance, transaction and placement
      revenues of CHF&nbsp;33 million decreased 56%, mainly driven by lower placement fees and investment related losses. Management
      fees of CHF&nbsp;250 million decreased 13%, reflecting a combination of lower average assets under management and increased
      investor bias towards passive products. Investment and partnership income of CHF&nbsp;53 million increased significantly, mainly due to the York impairment loss in 3Q21.
      </font></div>
<div style="width:100%;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 2Q22, net revenues increased 8% driven primarily by higher performance, transaction and placement revenues and increased
      investment and partnership income, partially offset by lower management fees. Performance, transaction and placement revenues increased by CHF&nbsp;28 million, reflecting in particular lower investment-related losses. Investment and partnership income increased 10%, mainly due to increased investment related gains. Management fees decreased 3%, mainly reflecting lower average assets under management.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">27</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Total operating expenses</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 3Q21, total operating expenses of CHF&nbsp;247 million decreased 10%, driven by reduced compensation and benefits and lower general and administrative
      expenses. Compensation and benefits of CHF&nbsp;111 million decreased 11%, primarily due to lower discretionary compensation expenses, partially offset by
      higher deferred compensation from prior-year awards. General and administrative expenses
      of CHF&nbsp;110 million decreased 8%, mainly reflecting reduced professional services fees related to the wind down and
      administration of the SCFF, partially offset by higher allocated corporate function
      costs.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 2Q22, total operating expenses decreased 11%, mainly reflecting reduced compensation and benefits, partially offset by higher
      general and administrative expenses. General and administrative expenses increased 15%, mainly driven by higher professional services fees compared to 2Q22, which included,
      a release of certain expense provisions relating to the wind down and administration
      of the SCFF. Compensation and benefits decreased 30%, primarily due to reduced discretionary compensation expenses.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00228886"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Assets under management </font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 3Q22, assets under management of CHF&nbsp;411.3 billion were CHF&nbsp;15.7 billion lower compared to the end of 2Q22, mainly reflecting unfavorable market movements. Net asset
      outflows of CHF&nbsp;4.2 billion were driven by outflows from traditional investments, primarily related to
      outflows in index solutions, equities and fixed income, and alternative investments,
      primarily related to outflows in credit, partially offset by inflows from investments
      and partnerships, primarily related to an emerging markets joint venture. </font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Outflows in assets under management in October 2022&#x201d; in Credit Suisse for
         further information.</font></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Assets under management</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets under management (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Traditional investments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">245.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">261.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">305.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6.3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">245.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">305.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Alternative investments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">113.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">111.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">118.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">113.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">118.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Investments and partnerships</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">52.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">52.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Assets under management<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>411.3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>427.0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>474.7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.7)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.4)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>411.3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>474.7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.4)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Average assets under management</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">429.3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">449.9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">472.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4.6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9.1)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">449.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">461.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets under management by currency (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">USD</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">101.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">105.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">124.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18.6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">101.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">124.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18.6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">EUR</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">59.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(27.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">59.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(27.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CHF</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">208.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">215.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">234.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">208.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">234.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">58.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">60.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">56.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.0)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">58.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">56.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Assets under management<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>411.3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>427.0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>474.7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.7)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.4)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>411.3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>474.7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.4)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Movements in assets under management (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net new assets/(net asset outflows)<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other effects</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(28.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(54.6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which market movements<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10.6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(30.3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(55.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which foreign exchange<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which other<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10.6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Increase/(decrease) in assets under management<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(15.7)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(35.0)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3.3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(65.5)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>34.4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Movements in assets under management (annualized) (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net new assets/(net asset outflows)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5.3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other effects</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10.8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25.0)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15.3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Increase/(decrease) in assets under management  (annualized)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (14.7)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (30.3)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 2.8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (18.3)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 10.4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Movements in assets under management (rolling four-quarter average) (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net new assets/(net asset outflows)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other effects</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8.6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Increase/(decrease) in assets under management  (rolling four-quarter average)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (13.4)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> </b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (9.4)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> </b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 8.3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes outflows for private equity assets reflecting realizations at cost and unfunded
                  commitments on which a fee is no longer earned.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes CHF&nbsp;7.9 billion relating to the exit of our supply chain finance funds business.</div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">28</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId00230107"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Corporate Center </font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; color:#000000; font-size:16pt;">In 3Q22, we reported a loss before taxes of CHF&nbsp;170 million compared to losses of CHF&nbsp;707 million in 3Q21 and CHF&nbsp;393 million in 2Q22.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00230124"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Corporate Center composition</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Corporate Center includes parent company operations such as Group financing, expenses
      for projects sponsored by the Group, including costs associated with the evolution
      of our legal entity structure to meet developing and future regulatory requirements,
      and certain other expenses and revenues that have not been allocated to the segments.
      Corporate Center further includes consolidation and elimination adjustments required
      to eliminate intercompany revenues and expenses.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Treasury results include the impact of volatility in the valuations of certain central
      funding transactions such as structured notes issuances and swap transactions. Treasury
      results also include additional interest charges from transfer pricing to align funding
      costs to assets held in the Corporate Center and legacy funding costs. The Asset Resolution
      Unit is separately presented within our Corporate Center disclosures, including related
      asset funding costs. Certain activities not linked to the underlying portfolio, such
      as legacy funding costs, legacy litigation provisions, a specific client compliance
      function and noncontrolling interests without significant economic interest are recorded
      in the Corporate Center and are not reflected in the Asset Resolution Unit. Other
      revenues primarily include required elimination adjustments associated with trading
      in own shares, treasury commissions charged to divisions, the cost of certain hedging
      transactions executed in connection with the Group&#x2019;s RWA and valuation hedging impacts
      from long-dated legacy deferred compensation and retirement programs mainly relating
      to former employees.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compensation and benefits include fair value adjustments on certain deferred compensation
      plans not allocated to the segments and fair value adjustments on certain other long-dated
      legacy deferred compensation and retirement programs mainly relating to former employees.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00230132"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results summary</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">3Q22 results</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 3Q22, we reported a loss before taxes of CHF&nbsp;170 million compared to losses before taxes of CHF&nbsp;707 million in 3Q21 and CHF&nbsp;393 million in 2Q22. Net revenues of CHF&nbsp;35 million in 3Q22 were primarily driven by other revenues. Total operating expenses of CHF&nbsp;205 million decreased compared to 3Q21 and 2Q22, primarily driven by lower litigation
      provisions.</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Corporate Center results</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statements of operations (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Treasury results</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(155)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(57)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(95)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(88)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(416)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(44)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Asset Resolution Unit</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(34)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(97)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">60</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(110)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">43</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">231</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">127</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">156</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>35</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(91)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(78)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(229)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(100)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(8)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(88)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">102</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">160</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(87)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">259</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(72)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">General and administrative expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">188</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">297</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">507</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(37)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(63)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">971</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">878</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commission expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(91)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Restructuring expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">400</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">192</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">297</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">525</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(35)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(63)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">981</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">932</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>205</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>302</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>627</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(32)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(67)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,054</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,191</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(170)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(393)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(707)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(57)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(76)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,282)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,181)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which Asset Resolution Unit<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(28)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(73)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">300</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(62)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(220)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(89)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Balance sheet statistics (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41,387</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44,481</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,570</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(24)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41,387</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,570</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(24)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47,758</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,398</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47,548</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47,758</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47,548</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">45,262</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">48,298</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">58,850</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">45,262</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">58,850</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">29</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Reconciliation of adjustment items</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="9" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Corporate Center</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Results (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>35</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(91)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(78)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(229)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gains)/losses on business sales<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Valuation adjustment related to major litigation<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">69</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">69</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>35</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(91)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(8)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(229)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>72</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(8)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>205</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>302</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>627</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,054</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,191</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Major litigation provisions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(124)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(227)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(425)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(774)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(648)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>76</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>74</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>202</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>275</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>544</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(170)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(393)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(707)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,282)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,181)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(41)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(165)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(212)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(503)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(464)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Adjusted results are non-GAAP financial measures. Refer to &#x201c;Reconciliation of adjustment
               items&#x201d; in Credit Suisse for further information.
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Capital and leverage metrics </font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 3Q22, we reported RWA of CHF&nbsp;47.8 billion, a decrease of CHF&nbsp;2.6 billion compared to the end of 2Q22, primarily driven by movements in risk levels,
      mainly in credit risk, partially offset by an increase in internal model and parameter
      updates, mainly in operational risk, and the foreign exchange impact. Movements in
      risk levels in credit risk included the impact of the valuation allowance from the
      reassessment of deferred tax assets as a result of the comprehensive strategic review.
      The internal model and parameter updates mainly related to updates to our advanced measurement approach model to reflect increased litigation provisions
      in 1Q22, primarily relating to developments in a number of previously disclosed legal
      matters. Leverage exposure was CHF&nbsp;45.3 billion as of the end of 3Q22, a decrease of CHF&nbsp;3.0 billion compared to the end of 2Q22, mainly driven by lower business usage.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00231462"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results details</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Net revenues</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 3Q22, we reported net revenues of CHF&nbsp;35 million compared to negative net revenues of CHF&nbsp;78 million in 3Q21 and CHF&nbsp;91 million in 2Q22.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Negative treasury results of CHF&nbsp;7 million in 3Q22 primarily reflected losses of CHF&nbsp;59 million relating to changes in market rates impacting fair value option own debt
      and losses of CHF&nbsp;41 million relating to fair-valued money market instruments. Negative revenues and losses were partially offset by gains
      of CHF&nbsp;73 million relating to hedging volatility. In 3Q21, negative treasury results of CHF&nbsp;57 million primarily reflected negative revenues of CHF&nbsp;33 million relating to funding activities, excluding Asset Resolution Unit-related asset funding costs, losses of CHF&nbsp;28 million with respect to structured notes volatility and losses of CHF&nbsp;10 million relating to changes in market rates impacting fair value option own debt.
      Negative revenues and losses were partially offset by gains of CHF&nbsp;19 million on fair-valued money market instruments. In 2Q22, negative treasury results
      of CHF&nbsp;155 million primarily reflected losses of CHF&nbsp;69 million relating to fair-valued money market instruments, losses of CHF&nbsp;66 million with respect to structured notes volatility and losses of CHF&nbsp;19 million relating to changes in market rates impacting fair value option own debt.
      </font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In the Asset Resolution Unit, we reported negative net revenues of CHF&nbsp;1 million in 3Q22 compared to negative net revenues of CHF&nbsp;34 million in 3Q21 and net revenues of CHF&nbsp;22 million in 2Q22. Compared to 3Q21, the movement was driven by lower asset funding
      costs and higher revenues from portfolio assets. Compared to 2Q22, the movement was
      primarily driven by lower revenues from portfolio assets.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 3Q22, other revenues of CHF&nbsp;43 million increased CHF&nbsp;30 million compared to 3Q21, mainly reflecting negative revenues of CHF&nbsp;69 million in 3Q21 in connection with a valuation adjustment on a legacy exposure
      related to the Mozambique matter. Compared to 2Q22, other revenues increased CHF&nbsp;1 million. </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Total operating expenses </font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Total operating expenses of CHF&nbsp;205 million decreased CHF&nbsp;422 million compared to 3Q21, mainly reflecting decreases in general and administrative expenses
      and compensation and benefits. General and administrative expenses of CHF&nbsp;188 million decreased CHF&nbsp;319 million, reflecting lower litigation provisions. 3Q22 included litigation provisions of CHF&nbsp;140 million, mainly related to legacy legal matters, including the settlement for
      the legacy French matter, compared to CHF&nbsp;440 million in 3Q21, which included provisions
      in connection with settlements for legacy issues with regard to the Mozambique matter,
      as well as in connection with certain other legacy matters, including mortgage-related matters, and the SCFF matter. Compensation
      and benefits decreased CHF&nbsp;89 million, mainly driven by decreases in deferred compensation expenses from prior-year
      awards, expenses for long-dated legacy deferred compensation and retirement programs
      as well as in discretionary compensation expenses. </font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">30</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 2Q22, total operating expenses decreased CHF&nbsp;97 million, mainly reflecting a decrease in general and administrative expenses, partially offset by an increase in compensation and
      benefits. General and administrative expenses decreased CHF&nbsp;109 million, mainly reflecting lower litigation provisions. 2Q22 included litigation
      provisions of CHF&nbsp;243 million, mainly related to legacy legal matters. Compensation and benefits increased CHF&nbsp;8 million, mainly driven by increases in expenses for long-dated legacy deferred compensation
      and retirement programs as well as deferred compensation expenses from prior-year
      awards, partially offset by a decrease in discretionary compensation expenses. </font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Asset Resolution Unit</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statements of operations (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Revenues from portfolio assets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(54)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">75</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">128</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">341</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Asset funding costs</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(22)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(24)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(46)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(52)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(68)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(139)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(51)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>22</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(34)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(97)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>60</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(110)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(30)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">58</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(24)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">General and administrative expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commission expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">100</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">100</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">43</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>28</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>29</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>37</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(24)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>87</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>109</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(28)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(7)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(73)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">300</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(62)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(25)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(220)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(89)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Balance sheet statistics (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,867</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,995</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,929</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,867</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,929</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets (USD)<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,525</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,021</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,618</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(27)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,525</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,618</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(27)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure (USD)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,662</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15,279</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18,574</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(26)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,662</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18,574</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(26)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Risk-weighted assets excluding operational risk were USD&nbsp;4,898 million, USD&nbsp;5,403
                  million and USD&nbsp;6,635 million as of the end of 3Q22, 2Q22 and 3Q21, respectively.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">31</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId00232334"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Assets under management </font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; color:#000000; font-size:16pt;">As of the end of 3Q22, assets under management were CHF&nbsp;1,400.6 billion, 3.7% lower compared to the end of 2Q22, with net asset outflows of CHF&nbsp;12.9 billion in 3Q22. </font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Assets under management, client assets and net new assets</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets under management (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Wealth Management</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">635.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">661.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">760.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss Bank</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">527.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">544.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">588.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Asset Management</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">411.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">427.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">474.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Assets managed across businesses<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(173.2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(179.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(201.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Assets under management<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,400.6</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,453.9</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,623.0</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(3.7)</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(13.7)</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which discretionary assets<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">460.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">478.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">528.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which advisory assets<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">939.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">975.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,095.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14.2)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Client assets (CHF billion)<sup>&nbsp;&nbsp;2</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Wealth Management</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">826.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">880.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,009.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss Bank</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">642.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">664.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">714.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Asset Management</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">411.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">427.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">474.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Assets managed across businesses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(173.2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(179.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(201.2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Client assets<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,706.6</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,792.4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,997.7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(4.8)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(14.6)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Net new assets (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Wealth Management</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss Bank</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Asset Management<sup style="font-weight:bold;">&nbsp;3</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Assets managed across businesses<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net new assets/(net asset outflows)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(12.9)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(7.7)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5.6</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(12.7)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>29.3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Represents assets managed by Asset Management for the other businesses.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Client assets is a broader measure than assets under management as it includes transactional
                  accounts and assets under custody (assets held solely for transaction-related or safekeeping/custody
                  purposes) and assets of corporate clients and public institutions used primarily for
                  cash management or transaction-related purposes.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">3</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes outflows for private equity assets reflecting realizations at cost and unfunded
                  commitments on which a fee is no longer earned.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00232967"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results summary</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">3Q22 results </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 3Q22, assets under management of CHF&nbsp;1,400.6 billion decreased CHF&nbsp;53.3 billion compared to the end of 2Q22. The decrease was mainly driven by unfavorable market movements and net asset outflows of CHF&nbsp;12.9 billion. </font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Net asset outflows of CHF&nbsp;12.9 billion in 3Q22 mainly reflected outflows across the following businesses. Net asset
      outflows of CHF&nbsp;6.4 billion in Wealth Management reflected mainly outflows across the Middle East, Asia
      Pacific and Swiss ultra-high-net-worth businesses, partially offset by inflows in
      the European businesses. Net asset outflows of CHF&nbsp;4.2 billion in Asset Management were driven by outflows from traditional investments,
      primarily related to outflows in index solutions, equities and fixed income, and alternative
      investments, primarily related to outflows in credit, partially offset by inflows
      from investments and partnerships, primarily related to an emerging markets joint venture. Net asset outflows of CHF&nbsp;1.5 billion in Swiss Bank reflected outflows in the private clients business, partially
      offset by inflows in institutional clients business. </font></div>
<div style="WIDTH: 100%;">
   <div style="padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Outflows in assets under management in October 2022&#x201d; in Credit Suisse for
         further information.</font></div>
</div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Wealth Management&#x201d;, &#x201c;Swiss Bank&#x201d; and &#x201c;Asset Management&#x201d; for further information.</font></div>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">32</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Assets under management and net new assets by region</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets under management (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Switzerland</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">914.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">951.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,051.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">EMEA</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">264.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">274.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">335.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(21.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Asia Pacific</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">249.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">260.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">282.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Americas</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">144.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">146.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">154.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Assets managed across regions</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(173.2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(179.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(201.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Assets under management<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,400.6</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,453.9</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,623.0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(3.7)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(13.7)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Net new assets (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Switzerland</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">EMEA</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Asia Pacific</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Americas</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Assets managed across regions</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net new assets/(net asset outflows)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(12.9)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(7.7)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5.6</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(12.7)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>29.3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">33</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId00233444"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Additional financial  metrics</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Balance sheet </font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 3Q22, total assets of CHF&nbsp;700.4 billion decreased 4% compared to 2Q22, reflecting lower operating activities, partially offset by a positive
      foreign exchange translation impact. Excluding the foreign exchange translation impact, total assets decreased CHF&nbsp;31.5 billion.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Litigation </font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group&#x2019;s estimate of the aggregate range of reasonably possible losses that are
      not covered by existing provisions for certain proceedings for which the Group believes
      an estimate is possible was zero to CHF&nbsp;1.3 billion as of the end of 3Q22.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Total shareholders&#x2019; equity</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Credit Suisse&#x2019;s total shareholders&#x2019; equity was CHF&nbsp;43.3 billion as of the end of 3Q22 compared to CHF&nbsp;45.8 billion as of the end of 2Q22. Total shareholders&#x2019; equity was negatively impacted by the net loss attributable to
      shareholders and losses in cash flow hedges, partially offset by gains on fair value
      elected liabilities relating to credit risk, foreign exchange-related movements on
      cumulative translation adjustments and an increase in the share-based compensation
      obligation.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Liquidity metrics</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our average LCR was 192% as of the end of 3Q22, stable compared to the end of 2Q22. The NSFR was 136% as of the end of 3Q22 compared to 132% as of the end of 2Q22.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Liquidity issues in October 2022&#x201d; in Credit Suisse for further information.</font></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Capital metrics</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The CET1 ratio was 12.6% as of the end of 3Q22 compared to 13.5% as of the end of 2Q22. The tier&nbsp;1 ratio was 18.3% as of the end of 3Q22 compared to 19.2% as of the end of 2Q22. The total capital ratio was 18.3% as of the end of 3Q22 compared to 19.4% as of the end of 2Q22.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">CET1 capital of CHF&nbsp;34.4 billion as of the end of 3Q22 decreased 7% compared to CHF&nbsp;37.0 billion as of the end of 2Q22, mainly due to the net loss attributable to shareholders,
      which included a valuation allowance of CHF&nbsp;3,655 million relating to the reassessment of deferred tax assets as a result of the
      comprehensive strategic review. The decrease also reflected a regulatory adjustment
      of deferred tax assets relating to net operating losses of CHF&nbsp;1,005 million, which included CHF&nbsp;1,700 million for the partial reversal of the valuation allowance relating to the
      reassessment of deferred tax assets as a result of the comprehensive strategic review
      and a deferred tax asset reclassification of CHF&nbsp;(441) million related to the Group&#x2019;s tax election to accelerate the tax loss recognition
      of a previously recognized deferred tax asset on timing differences in 2021. The decrease
      was partially offset by a positive foreign exchange impact. </font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Additional tier&nbsp;1 capital was CHF&nbsp;15.7 billion as of the end of 3Q22, stable compared to the end of 2Q22. Total eligible capital of CHF&nbsp;50.1 billion as of the end of 3Q22 decreased 6% compared to the end of 2Q22.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">RWA were CHF&nbsp;273.6 billion as of the end of 3Q22, stable compared the end of 2Q22, as internal model
      and parameter updates, mainly in operational risk, and a positive foreign exchange
      impact were offset by movements in risk levels in credit risk. The internal model
      and parameter updates mainly related to updates to our advanced measurement approach
      model to reflect increased litigation provisions in 1Q22, primarily relating to developments
      in a number of previously disclosed legal matters. Movements in risk levels in credit
      risk included the impact of the valuation allowance relating to the reassessment of
      deferred tax assets as a result of the comprehensive strategic review reflected in
      the Corporate Center.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Leverage metrics</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The BIS tier&nbsp;1 leverage ratio was 6.0% as of the end of 3Q22, with a BIS CET1 component of 4.1%.</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="8" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">BIS capital and leverage metrics</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Capital metrics</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="42.9%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets (CHF billion)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">273.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">274.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">267.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 ratio (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 1 ratio (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total capital ratio (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18.3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19.4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Leverage metrics</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="42.9%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure (CHF billion)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">836.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">862.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">889.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 leverage ratio (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 1 leverage ratio (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Refer to the Appendix for additional information on BIS and Swiss capital and leverage
               metrics.
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The leverage exposure of CHF&nbsp;836.9 billion as of the end of 3Q22 decreased 3% compared to CHF&nbsp;862.7 billion as of the end of 2Q22, mainly reflecting a decrease in the consolidated balance
      sheet, reflecting lower operating activities, primarily driven by a reduction of HQLA
      as a result of business reductions in the Investment Bank, partially offset by a positive
      foreign exchange translation impact.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Credit Suisse AG &ndash; parent company</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As a result of the strategy announcement, in particular as a result of our proposed
      transaction relating to our securitized products business, Credit Suisse AG (Bank
      parent company)&#x2019;s Swiss CET1 ratio has reduced significantly as a result of further
      participation valuation adjustments. In contrast, the announced capital actions are
      expected to strengthen the Group CET1 ratio. In light of the bank&#x2019;s transformation,
      FINMA reduced the size of the capital surcharges for the bank's market share and its
      size according to the Capital Adequacy Ordinance. This results in a lower total capital
      requirement for Credit Suisse Group and its domestic subsidiaries. In addition, the
      Bank parent company will temporarily use capital buffers until the end 2025, in line
      with the Capital Adequacy Ordinance and regulatory guidance by FINMA. This allows
      the bank effective and efficient capital management during the strategic transformation.
      </font></div>
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<div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId00233778"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Important information</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group has not finalized its 3Q22 Financial Report and the Group&#x2019;s independent
      registered public accounting firm has not completed its review of the condensed consolidated
      financial statements (unaudited) for the period. Accordingly, the financial information
      contained in this Earnings Release is subject to completion of quarter-end procedures,
      which may result in changes to that information. In particular, the information contained
      herein relating to the anticipated accounting and capital impacts on certain deferred
      tax asset positions, Bank Parent company participation(s) valuations and other potential
      matters, continue to be analyzed in light of the changes to the Group&#x2019;s strategic
      plans announced on October 27, 2022, making these and other closely-related metrics
      more susceptible to change as we complete our quarter-end procedures.</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">For purposes of this Earnings Release, unless the context otherwise requires, the
      terms &#x201c;Credit Suisse&#x201d;, &#x201c;the Group&#x201d;, &#x201c;we&#x201d;, &#x201c;us&#x201d; and &#x201c;our&#x201d; mean Credit Suisse Group
      AG and its consolidated subsidiaries. The business of Credit Suisse AG, the direct
      bank subsidiary of the Group, is substantially similar to the Group, and these terms
      are used to refer to both when the subject is the same or substantially similar. The
      term &#x201c;the Bank&#x201d; is used when referring to Credit Suisse AG and its consolidated subsidiaries.</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Information referenced in this Earnings Release, whether via website links or otherwise,
      is not incorporated into this Earnings Release.</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Credit Suisse is subject to the Basel framework, as implemented in Switzerland, as
      well as Swiss legislation and regulations for systemically important banks (Swiss
      Requirements) (in each case, subject to certain phase-in periods), which include capital,
      liquidity, leverage and large exposure requirements and rules for emergency plans
      designed to maintain systemically relevant functions in the event of threatened insolvency.
      Credit Suisse adopted the BIS leverage ratio framework, as issued by the Basel Committee
      on Banking Supervision and implemented in Switzerland by the Swiss Financial Market
      Supervisory Authority FINMA.</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">References to phase-in and look-through included herein refer to Basel requirements
      and Swiss Requirements. Phase-in reflects that for the years 2013 &ndash; 2021, there is a phase-out of certain capital instruments. Look-through assumes the
      full phase-out of certain capital instruments.</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Unless otherwise noted, leverage exposure is based on the BIS leverage ratio framework
      and consists of period-end balance sheet assets and prescribed regulatory adjustments.
      The tier 1 leverage ratio and CET1 leverage ratio are calculated as BIS tier 1 capital
      and CET1 capital, respectively, divided by period-end leverage exposure. Swiss leverage
      ratios are measured on the same period-end basis as the leverage exposure for the
      BIS leverage ratio.</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">We may not achieve all of the expected benefits of our strategic initiatives. Factors
      beyond our control, including but not limited to the market and economic conditions
      (including macroeconomic and other challenges and uncertainties, for example, resulting
      from Russia&#x2019;s invasion of Ukraine), changes in laws, rules or regulations and other
      challenges discussed in our public filings, could limit our ability to achieve some
      or all of the expected benefits of these initiatives.</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group&#x2019;s estimate of the aggregate range of reasonably possible losses that are
      not covered by existing provisions which is discussed above relates only to those
      proceedings for which the Group believes an estimate is possible and which are discussed
      in the litigation note to the Consolidated Financial Statements in the Group&#x2019;s Annual
      Report on Form 20-F and updated in its quarterly reports (including the Group 3Q22
      Financial Report that is scheduled to be released on November 3, 2022). It is inherently
      difficult to determine whether a loss is probable or even reasonably possible or to
      estimate the amount of any loss or loss range for many of the Group&#x2019;s legal proceedings.
      The Group&#x2019;s aggregate litigation provisions include estimates of losses, additional
      losses or ranges of loss for proceedings for which such losses are probable and can
      be reasonably estimated. The Group does not believe that it can estimate an aggregate
      range of reasonably possible losses for certain of its proceedings because of their
      complexity, the novelty of some of the claims, the early stage of the proceedings,
      the limited amount of discovery that has occurred and/or other factors. For additional
      details, see the litigation note to the Consolidated Financial Statements in the Group&#x2019;s
      Annual Report on Form 20-F and in each of its quarterly Financial Reports.</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">This document is not an offer to sell securities or the solicitation of any offer
      to buy securities, nor shall there be any offer of securities, in any jurisdiction
      in which such offer or sale would be unlawful.</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">This document does not constitute an offer or invitation to subscribe for or to purchase
      any securities in the United States of America. The securities referred to herein
      have not been and will not be registered under the US Securities Act of 1933, as amended
      (the &#x201c;Securities Act&#x201d;) or the laws of any US state and may not be offered or sold
      in the United States of America absent registration or an exemption from registration
      under the Securities Act. There will be no public offering of the securities in the
      United States of America.</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Investors and others should note that we announce important company information (including
      quarterly earnings releases and financial reports as well as our annual sustainability
      report) to the investing public using press releases, US Securities and Exchange Commission
      (SEC) and Swiss ad hoc filings, our website and public conference calls and webcasts.
      We also routinely use our Twitter account @creditsuisse (https://twitter.com/creditsuisse),
      our LinkedIn account (https://www.linkedin.com/company/credit-suisse/), our Instagram
      accounts (https://www.instagram.com/creditsuisse_careers/ and https://www.instagram.com/creditsuisse_ch/),
      our Facebook account (https://www.facebook.com/creditsuisse/) and other social media
      channels as additional means to disclose public information, including to excerpt
      key messages from our public disclosures, including earnings releases. We may share
      or retweet such messages through certain of our regional accounts, including through
      Twitter at @csschweiz (https://twitter.com/csschweiz) and @csapac (https://twitter.com/csapac).
      Investors and others should take care to consider such abbreviated messages in the
      context of the disclosures from which they are excerpted. The information we post
      on these social media accounts is not a part of this Earnings Release.</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Credit Suisse Group AG shares are listed on the SIX stock exchange under the ticker
      symbol CSGN and &ndash; in the form of American Depositary Shares, as evidenced by American Depositary Receipts &ndash; on the New York Stock Exchange under the ticker symbol CS.</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In various tables, use of &#x201c;&ndash;&#x201d; indicates not meaningful or not applicable.</font></div>
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<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"></font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId00233814"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Appendix</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="10" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">BIS capital metrics &#x2013; Group</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Capital and risk-weighted assets (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="35.1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34,423</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37,049</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38,529</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 1 capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,110</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">52,736</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,373</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total eligible capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,110</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53,217</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,852</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">273,598</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">274,442</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">267,787</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Capital ratios (%)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 1 ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total capital ratio</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18.3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19.4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="10" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Eligible capital &#x2013; Group</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Eligible capital (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="35.1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total shareholders' equity<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>43,267</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>45,842</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>43,954</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjustments<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Regulatory adjustments<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(295)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(175)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">157</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">69</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Goodwill<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,987)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,953)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,893)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Other intangible assets<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(54)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(49)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(50)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Deferred tax assets that rely  &nbsp;&nbsp;&nbsp;on future profitability<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (142)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (1,124)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (881)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (87)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Shortfall of provisions to  &nbsp;&nbsp;&nbsp;expected losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (214)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (249)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (220)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (14)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gains)/losses due to changes &nbsp;&nbsp;&nbsp;in own credit on fair-valued  &nbsp;&nbsp;&nbsp;liabilities<sup style="font-weight:bold;">&nbsp; &nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">  (2,967)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">  (1,536)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">  2,144</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">  93</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Defined benefit pension  &nbsp;&nbsp;&nbsp;assets<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (3,475)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (3,463)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (3,280)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Investments in own shares<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(36)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(79)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(477)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(54)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Other adjustments<sup style="font-weight:bold;">&nbsp;3</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,326</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">835</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">75</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">59</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total adjustments<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(8,844)</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(8,793)</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(5,425)</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>CET1 capital<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>34,423</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>37,049</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>38,529</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">High-trigger capital  instruments (7% trigger)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 11,193</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 11,223</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 11,399</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Low-trigger capital  instruments (5.125% trigger)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 4,494</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 4,464</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 4,445</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Additional tier 1 capital<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15,687</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15,687</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15,844</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Tier 1 capital<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>50,110</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>52,736</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>54,373</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 2 low-trigger capital  instruments (5% trigger)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 481</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 479</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (100)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Tier 2 capital<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>481</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>479</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">4</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(100)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total eligible capital<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>50,110</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>53,217</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>54,852</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">4</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes certain adjustments, such as a cumulative dividend accrual.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="10">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Net of deferred tax liability.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="10">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">3</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes reversals of cash flow hedge reserves.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="10">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">4</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Amounts are shown on a look-through basis. Certain tier 2 instruments were subject
                  to phase out and are no longer eligible as of January 1, 2022. As of 4Q21, total eligible
                  capital was CHF&nbsp;55,074 million, including CHF&nbsp;222 million of such instruments, and the total capital ratio was 20.6%.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">36</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="4" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">3Q22 Capital movement &#x2013; Group</font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="4" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">CET1 capital (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="78%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="20%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>37,049</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net income/(loss) attributable to shareholders</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,034)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Foreign exchange impact<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">438</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Regulatory adjustment of deferred tax assets  relating to net operating losses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 1,005</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which valuation allowance<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,700</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which reclassification of deferred tax assets<sup style="font-weight:bold;">&nbsp;3</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(441)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which other regulatory adjustments<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(254)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(35)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>34,423</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="4" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Additional tier 1 capital (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15,687</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Foreign exchange impact</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">347</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other<sup style="font-weight:bold;">&nbsp;4</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(347)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15,687</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="4" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Tier 2 capital (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>481</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Foreign exchange impact</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other<sup style="font-weight:bold;">&nbsp;5</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(493)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="4" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Eligible capital (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>50,110</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="4">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes US GAAP cumulative translation adjustments and the foreign exchange impact
                  on regulatory CET1 adjustments.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="4">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Reflects the partial reversal of the valuation allowance relating to the reassessment
                  of the deferred tax asset as a result of the comprehensive strategic review.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="4">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">3</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Reflects the reclassification of deferred tax asset related to the Group&#x2019;s tax election
                  to accelerate the tax loss recognition of a previously recognized deferred tax asset
                  on timing differences in 2021.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="4">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">4</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Primarily reflects valuation impacts.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="4">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">5</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes the impact of the prescribed amortization requirement as instruments move
                  closer to their maturity date.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="14" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Risk-weighted assets &#x2013; Group</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Wealth<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Investment <br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Swiss <br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Asset <br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Corporate <br>Center</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>Group</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">3Q22 (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Credit risk</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42,377</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53,526</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">63,889</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,279</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,922</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>177,993</b></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Market risk</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,230</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,181</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">157</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,084</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>16,725</b></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Operational risk</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17,737</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17,822</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,399</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,170</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33,752</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>78,880</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Risk-weighted assets<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>63,344</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>82,529</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>71,445</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8,522</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>47,758</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>273,598</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">4Q21 (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Credit risk</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41,061</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">56,389</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">61,917</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,395</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18,043</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>183,805</b></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Market risk</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,899</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,524</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">88</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">69</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,775</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>16,355</b></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Operational risk</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16,014</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16,400</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,759</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,982</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">26,472</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>67,627</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Risk-weighted assets<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>59,974</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>84,313</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>68,764</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8,446</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>46,290</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>267,787</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">37</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="14" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Risk-weighted asset movement by risk type &#x2013; Group</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Wealth<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Investment <br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Swiss <br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Asset <br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Corporate <br>Center</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Credit risk (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>42,020</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>53,912</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>64,345</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>6,422</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18,796</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>185,495</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Foreign exchange impact</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">88</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">838</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">59</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">89</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,081</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Movements in risk levels</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,340)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,452)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(150)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6,982)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9,944)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Model and parameter updates &#x2013; internal<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(102)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">787</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">713</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Model and parameter updates &#x2013; external<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">391</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">107</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">150</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">648</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>42,377</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>53,526</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>63,889</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>6,279</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>11,922</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>177,993</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Market risk (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,062</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>10,687</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>114</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>68</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,070</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>16,001</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Foreign exchange impact</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">77</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">272</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">52</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">406</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Movements in risk levels</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">213</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(94)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">122</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(189)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Model and parameter updates &#x2013; internal<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(122)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">316</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(82)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">151</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">271</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,230</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>11,181</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>157</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>73</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,084</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>16,725</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Operational risk (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>17,076</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>17,123</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7,125</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,090</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>29,532</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>72,946</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Foreign exchange impact</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">422</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">425</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">177</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">733</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,808</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Movements in risk levels</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Model and parameter updates &#x2013; internal<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">254</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">259</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">97</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,487</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,126</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>17,737</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>17,822</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7,399</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,170</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>33,752</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>78,880</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Total (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>62,158</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>81,722</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>71,584</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8,580</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>50,398</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>274,442</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Foreign exchange impact</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">587</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,535</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">239</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">60</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">874</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,295</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Movements in risk levels</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">178</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,419)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,330)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(155)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7,171)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9,897)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Model and parameter updates &#x2013; internal<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">584</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">802</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,657</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,110</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Model and parameter updates &#x2013; external<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">391</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">107</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">150</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">648</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>63,344</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>82,529</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>71,445</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8,522</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>47,758</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>273,598</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Represents movements arising from internally driven updates to models and recalibrations
                  of model parameters specific only to Credit Suisse.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Represents movements arising from externally mandated updates to models and recalibrations
                  of model parameters specific only to Credit Suisse.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="10" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">BIS leverage metrics &#x2013; Group</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Capital and leverage exposure (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="35.1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34,423</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37,049</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38,529</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 1 capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,110</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">52,736</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,373</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">836,881</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">862,737</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">889,137</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Leverage ratios (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 leverage ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 1 leverage ratio</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">38</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="10" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Swiss capital metrics &#x2013; Group</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Swiss capital and risk-weighted assets (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="35.1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss CET1 capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34,423</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37,049</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38,529</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Going concern capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,110</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">52,736</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,372</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gone concern capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47,288</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44,160</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46,648</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total loss-absorbing  capacity (TLAC)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 97,398</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 96,896</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 101,020</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss risk-weighted assets</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">274,138</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">274,997</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">268,418</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Swiss capital ratios (%)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss CET1 ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Going concern capital ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gone concern capital ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">TLAC ratio</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Rounding differences may occur.</div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="10" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Swiss capital and risk-weighted assets &#x2013; Group</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Swiss capital (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="35.1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 capital &#x2013; BIS</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34,423</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37,049</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38,529</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Swiss CET1 capital<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>34,423</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>37,049</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>38,529</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Additional tier 1 high-trigger  capital instruments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 11,193</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 11,223</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 11,398</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Grandfathered additional tier 1  low-trigger capital instruments</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 4,494</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 4,464</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 4,445</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Swiss additional tier 1 capital<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15,687</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15,687</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15,843</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Going concern capital<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>50,110</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>52,736</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>54,372</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Bail-in debt instruments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47,288</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41,753</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44,251</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 2 low-trigger capital  instruments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 481</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 479</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (100)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 2 amortization component</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,926</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,918</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(100)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Gone concern capital<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>47,288</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>44,160</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>46,648</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total loss-absorbing capacity<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>97,398</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>96,896</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>101,020</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Risk-weighted assets (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets &#x2013; BIS</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">273,598</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">274,442</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">267,787</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss regulatory adjustments<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">540</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">555</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">631</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Swiss risk-weighted assets<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>274,138</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>274,997</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>268,418</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Amounts are shown on a look-through basis. Certain tier 2 instruments and their related
                  tier 2 amortization components were subject to phase out and are no longer eligible
                  as of January 1, 2022. As of 4Q21, gone concern capital was CHF&nbsp;46,897 million, including CHF&nbsp;249 million of such instruments.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="10">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Primarily includes differences in the credit risk multiplier.</div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">39</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="10" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Swiss leverage metrics &#x2013; Group</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Swiss capital and leverage exposure (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="35.1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss CET1 capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34,423</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37,049</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38,529</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Going concern capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,110</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">52,736</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,372</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gone concern capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47,288</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44,160</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46,648</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total loss-absorbing capacity</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">97,398</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">96,896</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">101,020</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">836,881</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">862,737</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">889,137</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Swiss leverage ratios (%)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss CET1 leverage ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Going concern leverage ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gone concern leverage ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">TLAC leverage ratio</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Rounding differences may occur.</div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">40</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Risk management value-at-risk (VaR)</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Risk management VaR measures the Group&#x2019;s risk exposure managed under the market risk
      framework and generally includes the trading book positions and banking book positions
      held at fair value.</font></div>
<div style="border-top: solid #000000 1px; WIDTH: 100%;"><a name="anchorId00237637"></a><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">One-day, 98% risk management VaR</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>in / end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Interest<br>rate</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Credit<br>spread</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Foreign<br>exchange</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br>Commodity</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br>Equity</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Diversi-<br>fication<br>benefit</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br><br>Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="16" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">CHF million<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="23.4%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3Q22<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Average</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">45</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(110)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Minimum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">31</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Maximum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">52</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">End of period</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(111)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2Q22<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Average</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">31</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(85)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">43</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Minimum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Maximum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">End of period</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">48</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(103)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4Q21<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Average</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">43</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(72)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">48</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Minimum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Maximum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">58</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">End of period</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(66)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">45</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="16" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">USD million<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3Q22<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Average</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">52</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(112)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Minimum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Maximum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">58</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">End of period</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">52</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(114)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">48</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2Q22<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Average</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(87)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">45</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Minimum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Maximum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">End of period</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(108)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4Q21<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Average</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">31</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(77)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Minimum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">26</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">48</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Maximum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">63</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">End of period</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(71)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="16">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Excludes risks associated with counterparty and own credit exposures. Risk management
               VaR measures the Group's risk exposure managed under the market risk framework and
               generally includes the trading book positions and banking book positions held at fair
               value.
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="16">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Diversification benefit represents the reduction in risk that occurs when combining
                  different, not perfectly correlated risk types in the same portfolio and is measured
                  as the difference between the sum of the individual risk types and the risk calculated
                  on the combined portfolio.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="16">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">As the maximum and minimum occur on different days for different risk types, it is
                  not meaningful to calculate a portfolio diversification benefit.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">41</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="border-top: solid #000000 1px; WIDTH: 100%;"><a name="anchorId00238822"></a><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Consolidated statements of operations </font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Consolidated statements of operations (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Interest and dividend income</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,329</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,474</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,392</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,037</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,405</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Interest expense</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,126)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,279)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(969)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,180)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,912)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net interest income</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,203</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,195</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,423</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,857</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,493</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commissions and fees</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,129</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,230</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,249</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,960</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,144</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading revenues</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">125</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">618</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">130</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,582</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other revenues</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">347</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">179</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">147</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">914</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">895</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,804</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,645</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,437</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>11,861</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18,114</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>64</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(144)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(25)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,225</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,901</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,392</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,255</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,751</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,818</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">General and administrative expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,919</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,005</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,012</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,072</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,977</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commission expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">250</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">254</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">306</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">802</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">960</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Goodwill impairment</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Restructuring expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">80</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">181</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">70</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,224</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,362</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,318</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,078</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,007</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,125</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,754</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,573</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>13,829</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>12,825</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(342)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,173)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,008</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,943)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,064</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Income tax expense</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,698</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">419</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">570</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,966</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">610</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net income/(loss)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(4,040)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,592)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>438</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(5,909)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>454</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net income/(loss) attributable to noncontrolling interests</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net income/(loss) attributable to shareholders<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(4,034)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,593)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>434</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(5,900)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>435</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Earnings/(loss) per share (CHF)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Basic earnings/(loss) per share</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.53)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.60)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.16</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.24)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.17</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Diluted earnings/(loss) per share</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.53)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.60)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.16</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.24)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.17</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">42</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="border-top: solid #000000 1px; WIDTH: 100%;"><a name="anchorId00239430"></a><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Consolidated balance sheets </font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="42.9%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cash and due from banks</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">149,191</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">159,472</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">164,818</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Interest-bearing deposits with banks</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">681</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">851</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,323</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Central bank funds sold, securities purchased under resale agreements and securities borrowing transactions</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 107,705</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 104,156</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 103,906</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Securities received as collateral, at fair value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,788</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,386</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15,017</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading assets, at fair value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">90,343</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">101,095</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">111,141</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Investment securities</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,749</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">739</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,005</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other investments</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,813</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,783</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,826</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">281,792</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">285,573</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">291,686</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Goodwill</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,018</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,974</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,917</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other intangible assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">424</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">340</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">276</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Brokerage receivables</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,790</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15,060</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16,687</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42,064</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">43,936</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41,231</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total assets<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>700,358</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>727,365</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>755,833</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Liabilities and equity (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Due to banks</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17,572</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23,616</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18,965</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Customer deposits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">371,270</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">389,484</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">392,819</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Central bank funds purchased, securities sold under repurchase agreements and securities lending transactions</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 22,187</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 21,568</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 35,274</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Obligation to return securities received as collateral, at fair value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,788</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,386</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15,017</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading liabilities, at fair value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27,251</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29,967</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27,535</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Short-term borrowings</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17,798</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20,145</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19,393</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Long-term debt</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">162,605</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">158,010</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">166,896</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Brokerage payables</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,212</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,061</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,060</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other liabilities</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23,166</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23,062</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22,644</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total liabilities<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>656,849</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>681,299</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>711,603</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Common shares</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">106</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">106</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">106</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Additional paid-in capital</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34,770</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34,631</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34,938</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Retained earnings</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25,025</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29,059</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">31,064</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Treasury shares, at cost</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(359)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(417)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(828)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Accumulated other comprehensive income/(loss)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16,275)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17,537)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(21,326)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total shareholders' equity<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>43,267</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>45,842</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>43,954</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Noncontrolling interests</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">242</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">224</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">276</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total equity<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>43,509</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>46,066</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>44,230</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total liabilities and equity<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>700,358</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>727,365</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>755,833</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">43</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="border-top: solid #000000 1px; WIDTH: 100%;"><a name="anchorId00240044"></a><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Consolidated statements of changes in equity </font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="11" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Attributable to shareholders</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br>Common <br>shares</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Additional <br>paid-in <br>capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br>Retained <br>earnings</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Treasury <br>shares, <br>at cost</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br><br>AOCI</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Total <br>share-<br>holders' <br>equity</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Non-<br>controlling<br>interests</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br><br>Total<br>equity</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">3Q22 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>106</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>34,631</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>29,059</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(417)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(17,537)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>45,842</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>224</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>46,066</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Purchase of subsidiary shares from non- controlling interests, not changing ownership<sup style="font-weight:bold;">&nbsp;1, 2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (13)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (13)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Sale of subsidiary shares to noncontrolling interests, not changing ownership<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 40</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 40</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net income/(loss)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,034)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,034)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,040)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other comprehensive income/(loss), net of tax</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,262</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,262</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,259</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Sale of treasury shares</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,464</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,448</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,448</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Repurchase of treasury shares</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,455)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,455)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,455)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Share-based compensation, net of tax</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">155</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">204</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">204</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>106</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>34,770</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>25,025</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(359)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(16,275)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>43,267</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>242</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>43,509</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">9M22 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>106</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>34,938</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>31,064</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(828)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(21,326)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>43,954</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>276</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>44,230</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Purchase of subsidiary shares from non- controlling interests, not changing ownership<sup style="font-weight:bold;">&nbsp;1, 2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (28)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (28)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Sale of subsidiary shares to noncontrolling interests, not changing ownership<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 48</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 48</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net income/(loss)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5,900)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5,900)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5,909)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other comprehensive income/(loss), net of tax</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,051</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,051</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,050</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Sale of treasury shares</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(60)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,513</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,453</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,453</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Repurchase of treasury shares</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10,591)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10,591)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10,591)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Share-based compensation, net of tax</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">547</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">581</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">581</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Dividends paid</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(140)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">3</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(139)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(279)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(280)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Changes in scope of consolidation, net</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(43)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(43)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>106</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>34,770</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>25,025</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(359)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(16,275)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>43,267</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>242</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>43,509</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Distributions to owners in funds include the return of original capital invested and
                  any related dividends.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Transactions with and without ownership changes related to fund activity are all displayed
                  under "not changing ownership".
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">3</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Paid out of capital contribution reserves.</div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">44</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="border-top: solid #000000 1px; WIDTH: 100%;"><a name="anchorId00241253"></a><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Earnings per share </font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Basic net income/(loss) attributable to shareholders (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net income/(loss) attributable to shareholders for basic earnings per share</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,034)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,593)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">434</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5,900)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">435</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Available for common shares</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,034)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,593)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">401</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5,900)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">427</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Available for mandatory convertible notes</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net income/(loss) attributable to shareholders for diluted earnings per share</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,034)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,593)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">434</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5,900)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">435</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Available for common shares</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,034)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,593)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">402</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5,900)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">427</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Available for mandatory convertible notes</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Weighted-average shares outstanding (million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">For basic earnings per share available for common shares</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,643.4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,646.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,430.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,635.9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,443.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Dilutive share options and warrants</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Dilutive share awards</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">71.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">72.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">For diluted earnings per share available for common shares<sup style="font-weight:bold;">&nbsp;1, 2</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,643.4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,646.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,502.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,635.9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,516.9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Weighted-average shares outstanding for basic/diluted earnings per share available for mandatory convertible notes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> &#x2013;</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> &#x2013;</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 202.4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> &#x2013;</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 111.1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Earnings/(loss) per share available for common shares (CHF)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Basic earnings/(loss) per share available for common shares<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1.53)</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(0.60)</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.16</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2.24)</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.17</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Diluted earnings/(loss) per share available for common shares<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1.53)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(0.60)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.16</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2.24)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.17</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Weighted-average potential common shares relating to instruments that were not dilutive
                  for the respective periods (and therefore not included in the diluted earnings per
                  share calculation above) but could potentially dilute earnings per share in the future
                  were 8.4 million, 12.4 million, 11.1 million, 11.8 million and 9.1 million for 3Q22,
                  2Q22, 3Q21, 9M22 and 9M21, respectively.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Due to the net losses in 3Q22, 2Q22 and 9M22, 6.9 million, 2.8 million and 3.5 million,
                  respectively, of weighted-average share options and warrants outstanding and 35.2
                  million, 32.5 million and 44.2 million, respectively, of weighted-average share awards
                  outstanding were excluded from the diluted earnings per share calculation, as the
                  effect would be antidilutive.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
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   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">45</font><div style="padding-bottom:10px;"></div>
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<div style="width:100%;padding-bottom:20px;"><a name="anchorId00241721"></a><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;font-weight: bold;">Cautionary statement regarding forward-looking information </font></div>
<div style="width:100%;"><font style="font-family: arial, helvetica, sans-serif; font-size: 8pt;">This document contains statements that constitute forward-looking statements. In addition,
      in the future we, and others on our behalf, may make statements that constitute forward-looking
      statements. Such forward-looking statements may include, without limitation, statements
      relating to the following:</font></div>
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   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> our plans, targets or goals; </font></div>
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   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> our future economic performance or prospects; </font></div>
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   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the potential effect on our future performance of certain contingencies; and </font></div>
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   <div style="padding-bottom:20px;padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> assumptions underlying any such statements. </font></div>
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<div style="width:100%;"><font style="font-family: arial, helvetica, sans-serif; font-size: 8pt;">Words such as &#x201c;believes,&#x201d; &#x201c;anticipates,&#x201d; &#x201c;expects,&#x201d; &#x201c;intends&#x201d; and &#x201c;plans&#x201d; and similar
      expressions are intended to identify forward-looking statements but are not the exclusive
      means of identifying such statements. We do not intend to update these forward-looking
      statements. </font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family: arial, helvetica, sans-serif; font-size: 8pt;">By their very nature, forward-looking statements involve inherent risks and uncertainties,
      both general and specific, and risks exist that predictions, forecasts, projections
      and other outcomes described or implied in forward-looking statements will not be
      achieved. We caution you that a number of important factors could cause results to
      differ materially from the plans, targets, goals, expectations, estimates and intentions
      expressed in such forward-looking statements. These factors include, but are not limited
      to:</font></div>
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   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the ability to maintain sufficient liquidity and access capital markets;</font></div>
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   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> market volatility, increases in inflation and interest rate fluctuations or developments
         affecting interest rate levels;</font></div>
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   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the ongoing significant negative consequences, including reputational harm, of the
         Archegos and supply chain finance funds matters, as well as other recent events, and
         our ability to successfully resolve these matters;</font></div>
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   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the impact of social media speculation and unsubstantiated media reports about our
         business and its performance;</font></div>
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   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the extent of outflows of assets or future net new asset generation across our divisions;</font></div>
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   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> our ability to improve our risk management procedures and policies and hedging strategies;</font></div>
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   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the strength of the global economy in general and the strength of the economies of
         the countries in which we conduct our operations, in particular, but not limited to,
         the risk of negative impacts of COVID-19 on the global economy and financial markets,
         Russia&#x2019;s invasion of Ukraine, the resulting sanctions from the US, EU, UK, Switzerland
         and other countries and the risk of continued slow economic recovery or downturn in
         the EU, the US or other developed countries or in emerging markets in 2022 and beyond;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the emergence of widespread health emergencies, infectious diseases or pandemics,
         such as COVID-19, and the actions that may be taken by governmental authorities to
         contain the outbreak or to counter its impact;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> potential risks and uncertainties relating to the severity of impacts from COVID-19
         and the duration of the pandemic, including potential material adverse effects on
         our business, financial condition and results of operations;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the direct and indirect impacts of deterioration or slow recovery in residential and
         commercial real estate markets;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> adverse rating actions by credit rating agencies in respect of us, sovereign issuers,
         structured credit products or other credit-related exposures;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the ability to achieve our strategic initiatives, including those related to our targets,
         ambitions and goals, such as our financial ambitions as well as various goals and
         commitments to incorporate certain environmental, social and governance considerations
         into our business strategy, products, services and risk management processes;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> our ability to achieve our announced comprehensive new strategic direction for the
         Group and significant changes to its structure and organization;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> our ability to successfully implement the divestment of any non-core business;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the future level of any impairments and write-downs, including from the revaluation
         of deferred tax assets, resulting from disposals and the implementation of the proposed
         strategic initiatives;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the ability of counterparties to meet their obligations to us and the adequacy of
         our allowance for credit losses;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the effects of, and changes in, fiscal, monetary, exchange rate, trade and tax policies;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the effects of currency fluctuations, including the related impact on our business,
         financial condition and results of operations due to moves in foreign exchange rates;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> geopolitical and diplomatic tensions, instabilities and conflicts, including war,
         civil unrest, terrorist activity, sanctions or other geopolitical events or escalations
         of hostilities, such as Russia&#x2019;s invasion of Ukraine;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> political, social and environmental developments, including climate change;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the ability to appropriately address social, environmental and sustainability concerns
         that may arise from our business activities;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the effects of, and the uncertainty arising from, the UK&#x2019;s withdrawal from the EU;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the possibility of foreign exchange controls, expropriation, nationalization or confiscation
         of assets in countries in which we conduct our operations;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> operational factors such as systems failure, human error, or the failure to implement
         procedures properly;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the risk of cyber attacks, information or security breaches or technology failures
         on our reputation, business or operations, the risk of which is increased while large
         portions of our employees work remotely;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the adverse resolution of litigation, regulatory proceedings and other contingencies;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> actions taken by regulators with respect to our business and practices and possible
         resulting changes to our business organization, practices and policies in countries
         in which we conduct our operations;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the effects of changes in laws, regulations or accounting or tax standards, policies
         or practices in countries in which we conduct our operations;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the discontinuation of LIBOR and other interbank offered rates and the transition
         to alternative reference rates;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the potential effects of changes in our legal entity structure;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> competition or changes in our competitive position in geographic and business areas
         in which we conduct our operations;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the ability to retain and recruit qualified personnel;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the ability to protect our reputation and promote our brand;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the ability to increase market share and control expenses;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> technological changes instituted by us, our counterparties or competitors;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the timely development and acceptance of our new products and services and the perceived
         overall value of these products and services by users;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> acquisitions, including the ability to integrate acquired businesses successfully,
         and divestitures, including the ability to sell non-core assets; and</font></div>
</div>
<div style="width:100%;">
   <div style="padding-bottom:20px;padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> other unforeseen or unexpected events and our success at managing these and the risks
         involved in the foregoing.</font></div>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family: arial, helvetica, sans-serif; font-size: 8pt;">We caution you that the foregoing list of important factors is not exclusive. When
      evaluating forward-looking statements, you should carefully consider the foregoing
      factors and other uncertainties and events, including the information set forth in
      &#x201c;Risk factors&#x201d; in <i>I&nbsp;&ndash; Information on the company </i>in our Annual Report 2021.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">46</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
