<SEC-DOCUMENT>0001370368-22-000081.txt : 20221027
<SEC-HEADER>0001370368-22-000081.hdr.sgml : 20221027
<ACCEPTANCE-DATETIME>20221027143913
ACCESSION NUMBER:		0001370368-22-000081
CONFORMED SUBMISSION TYPE:	6-K
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20221027
FILED AS OF DATE:		20221027
DATE AS OF CHANGE:		20221027

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CREDIT SUISSE GROUP AG
		CENTRAL INDEX KEY:			0001159510
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			V8
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-15244
		FILM NUMBER:		221336820

	BUSINESS ADDRESS:	
		STREET 1:		PARADEPLATZ 8
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8001
		BUSINESS PHONE:		1 919 994 1161

	MAIL ADDRESS:	
		STREET 1:		P.O. BOX 1
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8070

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CREDIT SUISSE GROUP
		DATE OF NAME CHANGE:	20010921

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CREDIT SUISSE AG
		CENTRAL INDEX KEY:			0001053092
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			V8
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-33434
		FILM NUMBER:		221336821

	BUSINESS ADDRESS:	
		STREET 1:		PARADEPLATZ 8
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8001
		BUSINESS PHONE:		01141 44 333 1111

	MAIL ADDRESS:	
		STREET 1:		P.O. BOX 1
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8070

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CREDIT SUISSE / /FI
		DATE OF NAME CHANGE:	20050607

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CREDIT SUISSE FIRST BOSTON /                            /FI
		DATE OF NAME CHANGE:	19980115
</SEC-HEADER>
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<FILENAME>a20221027_capital-6k.htm
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  <div>&#160;</div>
  <div style="font-size: 12pt; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">UNITED STATES</div>
  <div style="font-size: 12pt; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">SECURITIES AND EXCHANGE COMMISSION</div>
  <div style="font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Washington, D.C. 20549</div>
  <div style="font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">______________</div>
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  <div style="font-size: 12pt; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Form 6-K</div>
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  <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
  <div style="font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16</div>
  <div style="font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">UNDER THE SECURITIES EXCHANGE ACT OF 1934</div>
  <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
  <div style="TEXT-ALIGN: center; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt"><font style="display: inline;">October 27, 2022</font><br>
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  <div style="text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Commission File Number 001-15244</div>
  <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
  <div style="font-size: 18pt; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">CREDIT SUISSE GROUP AG</div>
  <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
  <div style="text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">(Translation of registrant&#8217;s name into English)</div>
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  <div style="text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Paradeplatz 8, 8001 Zurich, Switzerland</div>
  <div style="text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">(Address of principal executive office)</div>
  <div style="font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">______________</div>
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  <div style="text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Commission File Number 001-33434</div>
  <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
  <div style="font-size: 18pt; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">CREDIT SUISSE AG</div>
  <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
  <div style="text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">(Translation of registrant&#8217;s name into English)</div>
  <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
  <div style="text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Paradeplatz 8, 8001 Zurich, Switzerland</div>
  <div style="text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">(Address of principal executive office)</div>
  <div style="font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">______________</div>
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  <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.</div>
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            <div style="text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Form 20-F &#9746;</div>
          </td>
          <td valign="top" style="WIDTH: 40%">
            <div style="text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Form 40-F &#9744;</div>
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  <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
  <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1):</div>
  <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
  <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"><font style="FONT-WEIGHT: bold; DISPLAY: inline">Note</font>: Regulation S-T Rule 101(b)(1) only permits the submission in paper of a Form 6-K if
    submitted solely to provide an attached annual report to security holders.</div>
  <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
  <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7):</div>
  <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
  <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"><font style="FONT-WEIGHT: bold; DISPLAY: inline">Note: </font>Regulation S-T Rule 101(b)(7) only permits the submission in paper of a Form 6-K if
    submitted to furnish a report or other document that the registrant foreign private issuer must furnish and make public under the laws of the jurisdiction in which the registrant is incorporated, domiciled or legally organized (the registrant&#8217;s &#8220;home
    country&#8221;), or under the rules of the home country exchange on which the registrant&#8217;s securities are traded, as long as the report or other document is not a press release, is not required to be and has not been distributed to the registrant&#8217;s security
    holders, and, if discussing a material event, has already been the subject of a Form 6-K submission or other Commission filing on EDGAR.</div>
  <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
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  <div>
    <div style="text-align: left; color: rgb(0, 0, 0);">This report on Form 6-K is being filed by Credit Suisse Group AG and Credit Suisse AG and is hereby incorporated
        by reference into the Registration Statement on Form F-3 (file no. 333-238458) and the Registration Statements on Form S-8 (file nos. 333-101259, 333-208152 and 333-217856), except for the sentence &#8220;Further information about Credit Suisse can be
        found at&#160;<u>www.credit-suisse.com</u>.&#8221; Information contained on our website or referenced in this report via website links is not
        incorporated by reference into this report.</div>
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      <div><br>
        <div style="text-align: left; color: #000000; font-size: 8pt;">This announcement is not for release, publication or distribution (directly or indirectly) in or to Canada, Australia, the Hong Kong Special Administrative Region of
          the People&#8217;s Republic of China, South Africa or Japan and any other jurisdiction in which it would be unlawful to receive or view this announcement.</div>
        <div><br>
        </div>
        <div style="text-align: left; color: #000000; font-size: 8pt;">This announcement is not an offer of securities for sale in the United States. The securities to which this announcement relates have not been and will not be
          registered under the United States Securities Act of 1933, as amended (the &#8220;Securities Act&#8221;), and may not be offered or sold in the United States absent registration or an exemption from registration under the Securities Act. There will not be a
          public offering of securities in the United States.</div>
        <div><br>
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                <div style="text-align: right;"><img width="245" height="33" src="image0.jpg"></div>
                <div style="color: #000000; font-size: 12pt;">Media release</div>
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              <td style="width: 100%; vertical-align: bottom;">&#160;</td>
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                <div style="color: #000000; font-family: 'Credit Suisse Type Light', sans-serif; font-size: 12pt;">Ad hoc announcement pursuant to Art. 53 LR</div>
                <div style="color: #000000; font-size: 14pt;">The Board of Directors of Credit Suisse Group AG proposes two share capital increases to further strengthen the Group&#8217;s capital base and support its new
                  strategic direction</div>
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        <div style="text-align: left; margin-left: 78pt;">Zurich, October 27, 2022 &#8211; <font style="font-weight: bold;">The Board of Directors of Credit Suisse Group AG will propose
            to an Extraordinary General Meeting to be held on November 23, 2022, to approve two separate share capital increases: a first capital increase through the issuing of new shares to a number of qualified investors, including Saudi National Bank
            (SNB), and a second capital increase through a rights offering for existing shareholders. SNB has committed to invest up to CHF 1.5 billion in Credit Suisse to achieve a shareholding of up to 9.9%. Through the proposed share capital increases,
            Credit Suisse Group AG intends to raise CHF 4.0 billion to further strengthen the Group&#8217;s capital base and support its strategic transformation.</font></div>
        <div><br>
        </div>
        <div style="text-align: left; margin-left: 77.95pt; color: #000000;">In a first step, a number of qualified investors have signed purchase and subscription agreements and have irrevocably committed, subject to
          customary conditions, to purchase new shares with a par value of CHF 0.04 each in the amount of approximately CHF 1.85 billion gross proceeds. The purchase price of each share to be purchased by these investors will correspond to 94% of the
          volume weighted average price of the shares of Credit Suisse Group AG traded on SIX Swiss Exchange on October 27 and October 28, 2022. Existing shareholders will not receive pre-emptive subscription rights for these new shares. The investors have
          committed not to sell the new shares until after the settlement date of the subsequent rights offering and to exercise all the rights that will be allocated to the shares they have committed to acquire. The issuance of these new shares is
          conditional upon approval by the Extraordinary General Meeting of the capital increase to create the shares, and of the following second measure.</div>
        <div><br>
        </div>
        <div style="text-align: left; margin-left: 77.95pt; color: #000000;">In a second step, which is not conditional upon the Extraordinary General Meeting approving the above first measure, the Board of Directors
          will, at the same Extraordinary General Meeting, propose to conduct a rights offering (issuing of new shares to existing shareholders of Credit Suisse Group AG, if permitted under applicable local laws). In the context of the rights offering,
          Credit Suisse Group AG intends to issue new shares amounting to gross proceeds of approximately CHF 2.15 billion. To the extent that the first step outlined above (share issuance to qualified investors) does not take place (e.g. if it is not
          approved by the Extraordinary General Meeting), the size of the rights offering will be increased commensurately, up to a total of CHF 4.0 billion. The subscription price of the new shares to be issued in the rights offering will be based on the
          volume weighted average price of the shares of Credit Suisse Group AG traded on SIX Swiss Exchange on October 27 and October 28, 2022 and will be subject to a discount to the theoretical ex-rights price (TERP) of approximately 32%.</div>
        <div><br>
        </div>
        <div style="text-align: left; margin-left: 77.95pt; color: #000000;">Saudi National Bank has committed to invest up to CHF1.5 billion in Credit Suisse across both capital increases to achieve a shareholding of
          up to 9.9%.</div>
        <div><br>
        </div>
        <div style="text-align: left; margin-left: 77.95pt; color: #000000;">The expected terms of the rights offering as well as the purchase price and the number of shares to be issued under exclusion of the
          pre-emptive subscription rights as described above, are expected to be communicated on or around October 31, 2022.</div>
        <div><br>
        </div>
        <div style="text-align: left; margin-left: 77.95pt; color: #000000;">Subject to the approval by the Extraordinary General Meeting, shareholders of Credit Suisse Group AG will be allotted one pre-emptive
          subscription right for each share they hold on November 25, 2022 (after close of trading).</div>
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            <div style="color: #000000; font-size: 8pt;">Page <font class="BRPFPageNumber">1</font></div>
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            <div style="text-align: right; color: #000000; font-size: 8pt;">October 27, 2022</div>
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      <div>
        <div style="text-align: left; color: #000000; font-size: 8pt;">Not for release, publication or distribution in or to Canada, Australia, the Hong Kong Special Administrative Region of the People&#8217;s Republic of China, South Africa
          or Japan and any other jurisdiction in which it would be unlawful to receive or view this announcement.</div>
        <div><br>
        </div>
        <div style="text-align: right;"><img width="245" height="33" src="image0.jpg"></div>
        <div style="text-align: left; color: #000000; font-size: 12pt;">Media release</div>
        <div><br>
        </div>
        <div><br>
        </div>
      </div>
      <div>
        <div style="text-align: left; margin-left: 77.95pt; color: #000000;">The pre-emptive subscription rights are expected to be traded on SIX Swiss Exchange from November 28 to December 6, 2022. The exercise period
          for the pre-emptive subscription rights is expected to be from November 28 to December 8, 2022, 12:00 pm (CET). The listing and the first day of trading of the new shares on SIX Swiss Exchange, as well as the delivery of the new shares against
          payment of the offer price, are expected to take place on December 9, 2022.</div>
        <div><br>
        </div>
        <div style="text-align: left; margin-left: 77.95pt; color: #000000;">A syndicate of banks has committed, subject to customary conditions, to carry out a firm underwriting of the new shares issued under the
          rights offering. The banking syndicate's underwriting obligation extends to the full potential amount of the rights issue size (i.e. up to CHF 4.0 billion).</div>
        <div><br>
        </div>
        <div style="text-align: left; margin-left: 77.95pt; color: #000000;">The gross proceeds of the two share capital increases are expected to amount to approximately CHF 4.0 billion.</div>
        <div style="text-align: left; margin-left: 77.95pt; color: #000000;"> <br>
        </div>
        <div style="text-align: left; margin-left: 77.95pt; color: #000000;"> <br>
        </div>
        <div style="text-align: left; margin-left: 77.95pt; color: #000000;">
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                  <div style="color: #000000; font-weight: bold;">Contact details</div>
                  <div>&#160;</div>
                  <div style="color: #000000;"><font style="font-weight: bold;">Kinner Lakhani</font>, Investor Relations, Credit Suisse</div>
                  <div style="color: #000000;">Tel: +41 44 333 71 49</div>
                  <div style="color: #000000;">Email: investor.relations@credit-suisse.com</div>
                  <div>&#160;</div>
                  <div style="color: #000000;"><font style="font-weight: bold;">Dominik von Arx</font>, Corporate Communications, Credit Suisse</div>
                  <div style="color: #000000;">Tel: +41 844 33 88 44</div>
                  <div style="color: #000000;">Email: media.relations@credit-suisse.com</div>
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        </div>
        <div style="text-align: left; margin-left: 77.95pt; font-size: 8pt; font-weight: bold;">Credit Suisse</div>
        <div style="text-align: left; margin-left: 77.95pt; font-size: 8pt;">Credit Suisse is one of the world's leading financial services providers. The bank&#8217;s strategy builds on its core strengths: its position as a leading wealth
          manager, its specialist investment banking and asset management capabilities and its strong presence in its home market of Switzerland. Credit Suisse seeks to follow a balanced approach to wealth management, aiming to capitalize on both the large
          pool of wealth within mature markets as well as the significant growth in wealth in Asia Pacific and other emerging markets, while also serving key developed markets with an emphasis on Switzerland. The bank employs more than 50,000 people. The
          registered shares (CSGN) of Credit Suisse Group AG, are listed in Switzerland and, in the form of American Depositary Shares (CS), in New York. Further information about Credit Suisse can be found at <font style="color: #000000;"><u>www.credit-suisse.com</u></font>.</div>
        <div><br>
        </div>
        <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt; font-weight: bold;">Important note</div>
        <div><br>
        </div>
        <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">This document is not an offer to sell or a solicitation of offers to purchase or subscribe for securities of Credit Suisse Group AG. This
          document may qualify as advertisement under the Swiss Federal Act on Financial Services (&#8220;<font style="font-weight: bold;">FinSA</font>&#8221;) but is not a prospectus nor a key information document pursuant to the
          FinSA, nor does it qualify as a prospectus under any other applicable laws. Copies of this document may not be sent to jurisdictions, or distributed in or sent from jurisdictions, in which this is barred or prohibited by law. The information
          contained herein shall not constitute an offer to sell or the solicitation of an offer to buy, in any jurisdiction in which such offer or solicitation would be unlawful prior to registration, exemption from registration or qualification under the
          securities laws of any jurisdiction.</div>
        <div><br>
        </div>
        <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">This document does not constitute an offer or invitation to subscribe for or to purchase any securities in the United States of America. The
          Securities referred to herein have not been and will not be registered under the U.S. Securities Act of 1933, as amended (the &#8220;Securities Act&#8221;) or the laws of any U.S. state and may not be offered or sold in the United States of America absent
          registration or an exemption from registration under the Securities Act. There will be no public offering of the Securities in the United States of America.</div>
        <div><br>
        </div>
        <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">The information contained herein does not constitute an offer of securities to the public in the United Kingdom. No prospectus offering
          securities to the public will be published in the United Kingdom. This document is only addressed to and directed at persons in the United Kingdom who are &#8220;qualified investors&#8221; within the meaning of Article 2(e) of Regulation (EU) 2017/1129, as
          amended, as it forms part of retained EU law by virtue of the European Union (Withdrawal) Act 2018 (the &#8220;<font style="font-weight: bold;">U.K. Prospectus Regulation</font>&#8221;). In addition, this document is being
          distributed to, and is only directed at, qualified investors (i) who have professional experience in matters relating to investments falling within the definition of &#8220;investment professionals&#8221; in Article 19(5) of the Financial Services and
          Markets Act 2000 (Financial Promotion) Order 2005, as amended (the &#8220;<font style="font-weight: bold;">Order</font>&#8221;), (ii) who fall within Article 49(2)(a) to (d) of the Order or (iii) to whom it may otherwise
          lawfully be communicated (all such persons, together with &#8220;qualified investors&#8221; within the meaning of Article 2(e) of the U.K. Prospectus Regulation, being referred to as &#8220;<font style="font-weight: bold;">relevant
            persons</font>&#8221;). This announcement and the information contained herein must not be acted on or relied upon in the United Kingdom, by persons who are not relevant persons. Any investment or investment activity to which this document relates is
          available only to, and any invitation, offer or agreement to subscribe, purchase or otherwise acquire the same will be engaged in only with, relevant persons.</div>
      </div>
      <div><br>
      </div>
      <div><br>
      </div>
      <div><br>
      </div>
      <div>
        <div>
          <div>
            <div><br>
            </div>
            <br>
          </div>
          <br>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 50%; vertical-align: top;">
                  <div style="color: #000000; font-size: 8pt;">Page 2</div>
                </td>
                <td style="width: 50%; vertical-align: top;">
                  <div style="text-align: right; color: #000000; font-size: 8pt;">October 27, 2022</div>
                </td>
              </tr>

          </table>
          <div><br>
          </div>
          <div>
            <div><br>
            </div>
            <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
              <div style="page-break-after: always;" class="BRPFPageBreak">
                <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
            </div>
            <br>
            <div><br>
            </div>
            <div>
              <div style="text-align: left; color: #000000; font-size: 8pt;">Not for release, publication or distribution in or to Canada, Australia, the Hong Kong Special Administrative Region of the People&#8217;s Republic of China, South
                Africa or Japan and any other jurisdiction in which it would be unlawful to receive or view this announcement.</div>
              <div><br>
              </div>
              <div style="text-align: right;"><img width="245" height="33" src="image0.jpg"></div>
              <div style="text-align: left; color: #000000; font-size: 12pt;">Media release</div>
              <div><br>
              </div>
              <div><br>
              </div>
              <div>
                <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">The information contained herein does not constitute an offer of securities to the public in any member state of the European Economic
                  Area (the &#8220;<font style="font-weight: bold;">EEA</font>&#8221;) (each a &#8220;<font style="font-weight: bold;">Member State</font>&#8221;), no action has been undertaken or will be
                  undertaken to make an offer to the public of securities requiring publication of a prospectus in any Member State. This document is only addressed to and is only directed at persons in Member States who are &#8220;qualified investors&#8221; (&#8220;<font style="font-weight: bold;">Qualified Investors</font>&#8221;) within the meaning of Article 2(e) of Regulation (EU) 2017/1129 (such Regulation, together with any applicable implementing measures in the
                  relevant home Member State under such Regulation, the &#8220;<font style="font-weight: bold;">Prospectus Regulation</font>&#8221;). The information contained herein must not be acted on or relied upon in any Member
                  State by persons who are not Qualified Investors. Any investment or investment activity to which this announcement relates is only available to, and any invitation, offer or agreement to purchase, subscribe or otherwise acquire the same
                  will be engaged in only with, Qualified Investors. For the purpose of this paragraph, the expression &#8220;offer of securities to the public&#8221; means the communication in any form and by any means of sufficient information on the terms of the
                  offer and the securities to be offered so as to enable the investor to decide to purchase or subscribe for the securities and the expression &#8220;Prospectus Regulation&#8221; means Regulation (EU) 2017/1129 and includes any amendments and relevant
                  delegated regulations thereto.</div>
                <div><br>
                </div>
                <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt; font-weight: bold;">Statement regarding capital, liquidity and leverage</div>
                <div><br>
                </div>
                <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">Credit Suisse Group AG is subject to the Basel framework, as implemented in Switzerland, as well as Swiss legislation and regulations
                  for systemically important banks, which include capital, liquidity, leverage and large exposure requirements and rules for emergency plans designed to maintain systemically relevant functions in the event of threatened insolvency. Credit
                  Suisse Group AG has adopted the Bank for International Settlements (BIS) leverage ratio framework, as issued by the Basel Committee on Banking Supervision (BCBS) and implemented in Switzerland by the Swiss Financial Market Supervisory
                  Authority FINMA.</div>
                <div><br>
                </div>
                <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">Unless otherwise noted, all CET1 ratio, CET1 leverage ratio, Tier-1 leverage ratio, risk-weighted assets and leverage exposure figures
                  in this document are as of the end of the respective period.</div>
                <div><br>
                </div>
                <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">Unless otherwise noted, leverage exposure is based on the BIS leverage ratio framework and consists of period-end balance sheet assets
                  and prescribed regulatory adjustments. The tier 1 leverage ratio and CET1 leverage ratio are calculated as BIS tier 1 capital and CET1 capital, respectively, divided by period-end leverage exposure.</div>
                <div><br>
                </div>
                <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt; font-weight: bold;">Cautionary statement regarding forward-looking information</div>
                <div><br>
                </div>
                <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">This document contains statements that constitute forward-looking statements. In addition, in the future we, and others on our behalf,
                  may make statements that constitute forward-looking statements. Such forward-looking statements may include, without limitation, statements relating to the following:</div>
                <div>
                  <table cellspacing="0" cellpadding="0" id="z5f58b93f91c1404aa4ff279809e944bf" class="DSPFListTable" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

                      <tr>
                        <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                          <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                        </td>
                        <td style="width: auto; vertical-align: top;">
                          <div style="color: #000000; font-size: 8pt;">our plans, targets or goals;</div>
                        </td>
                      </tr>

                  </table>
                </div>
                <div>
                  <table cellspacing="0" cellpadding="0" id="zb2b5333361454db899556b9cb576f901" class="DSPFListTable" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

                      <tr>
                        <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                          <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                        </td>
                        <td style="width: auto; vertical-align: top;">
                          <div style="color: #000000; font-size: 8pt;">our future economic performance or prospects;</div>
                        </td>
                      </tr>

                  </table>
                </div>
                <div>
                  <table cellspacing="0" cellpadding="0" id="ze7c3419e92624aaeae2c9b3278634879" class="DSPFListTable" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

                      <tr>
                        <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                          <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                        </td>
                        <td style="width: auto; vertical-align: top;">
                          <div style="color: #000000; font-size: 8pt;">the potential effect on our future performance of certain contingencies; and</div>
                        </td>
                      </tr>

                  </table>
                </div>
                <div>
                  <table cellspacing="0" cellpadding="0" id="z543c51007dfa4b25b01332db344bbfbd" class="DSPFListTable" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

                      <tr>
                        <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                          <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                        </td>
                        <td style="width: auto; vertical-align: top;">
                          <div style="color: #000000; font-size: 8pt;">assumptions underlying any such statements.</div>
                        </td>
                      </tr>

                  </table>
                </div>
                <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">Words such as &#8220;believes,&#8221; &#8220;anticipates,&#8221; &#8220;expects,&#8221; &#8220;intends&#8221; and &#8220;plans&#8221; and similar expressions are intended to identify
                  forward-looking statements but are not the exclusive means of identifying such statements. We do not intend to update these forward-looking statements.</div>
                <div style="text-align: left; margin-left: 77.95pt; margin-top: 5.65pt; color: #000000; font-size: 8pt;">By their very nature, forward-looking statements involve inherent risks and uncertainties, both general and
                  specific, and risks exist that predictions, forecasts, projections and other outcomes described or implied in forward-looking statements will not be achieved. We caution you that a number of important factors could cause results to differ
                  materially from the plans, targets, goals, expectations, estimates and intentions expressed in such forward-looking statements. These factors include, but are not limited to:</div>
                <div>
                  <table cellspacing="0" cellpadding="0" id="z9b3ee88c0acf4f8284d7c08dc0257cf5" class="DSPFListTable" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

                      <tr>
                        <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                          <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                        </td>
                        <td style="width: auto; vertical-align: top;">
                          <div style="color: #000000; font-size: 8pt;">the ability to maintain sufficient liquidity and access capital markets;</div>
                        </td>
                      </tr>

                  </table>
                </div>
                <div>
                  <table cellspacing="0" cellpadding="0" id="z2daef4f3845d47de8374cf311f763340" class="DSPFListTable" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

                      <tr>
                        <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                          <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                        </td>
                        <td style="width: auto; vertical-align: top;">
                          <div style="color: #000000; font-size: 8pt;">market volatility, increases in inflation and interest rate fluctuations or developments affecting interest rate levels;</div>
                        </td>
                      </tr>

                  </table>
                </div>
                <div>
                  <table cellspacing="0" cellpadding="0" id="za02c518d12934a0fbe79d0bd8bf35d7e" class="DSPFListTable" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

                      <tr>
                        <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                          <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                        </td>
                        <td style="width: auto; vertical-align: top;">
                          <div style="color: #000000; font-size: 8pt;">the ongoing significant negative consequences, including reputational harm, of the Archegos and supply chain finance funds matters, as well as
                            other recent events, and our ability to successfully resolve these matters;</div>
                        </td>
                      </tr>

                  </table>
                </div>
                <div>
                  <table cellspacing="0" cellpadding="0" id="z839240ebbb164cfeb8cd990a54c465f8" class="DSPFListTable" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

                      <tr>
                        <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                          <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                        </td>
                        <td style="width: auto; vertical-align: top;">
                          <div style="color: #000000; font-size: 8pt;">the impact of social media speculation and unsubstantiated media reports about our business and its performance;</div>
                        </td>
                      </tr>

                  </table>
                </div>
                <div>
                  <table cellspacing="0" cellpadding="0" id="zd3e7440b81044722af0eac9731ba9716" class="DSPFListTable" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

                      <tr>
                        <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                          <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                        </td>
                        <td style="width: auto; vertical-align: top;">
                          <div style="color: #000000; font-size: 8pt;">the extent of outflows of assets or future net new asset generation across our divisions;</div>
                        </td>
                      </tr>

                  </table>
                </div>
                <div>
                  <table cellspacing="0" cellpadding="0" id="z2b336c5a30e94f7fb79c86d5b9171a74" class="DSPFListTable" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

                      <tr>
                        <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                          <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                        </td>
                        <td style="width: auto; vertical-align: top;">
                          <div style="color: #000000; font-size: 8pt;">our ability to improve our risk management procedures and policies and hedging strategies;</div>
                        </td>
                      </tr>

                  </table>
                </div>
                <div>
                  <table cellspacing="0" cellpadding="0" id="z872ff697aee74ec38a91fb92daa9288a" class="DSPFListTable" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

                      <tr>
                        <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                          <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                        </td>
                        <td style="width: auto; vertical-align: top;">
                          <div style="color: #000000; font-size: 8pt;">the strength of the global economy in general and the strength of the economies of the countries in which we conduct our operations, in particular,
                            but not limited to, the risk of negative impacts of COVID-19 on the global economy and financial markets, Russia&#8217;s invasion of Ukraine, the resulting sanctions from the US, EU, UK, Switzerland and other countries and the risk of
                            continued slow economic recovery or downturn in the EU, the US or other developed countries or in emerging markets in 2022 and beyond;</div>
                        </td>
                      </tr>

                  </table>
                </div>
                <div>
                  <table cellspacing="0" cellpadding="0" id="zd5a81eefb3cc47c9941e10b327a9c3f0" class="DSPFListTable" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

                      <tr>
                        <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                          <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                        </td>
                        <td style="width: auto; vertical-align: top;">
                          <div style="color: #000000; font-size: 8pt;">the emergence of widespread health emergencies, infectious diseases or pandemics, such as COVID-19, and the actions that may be taken by
                            governmental authorities to contain the outbreak or to counter its impact;</div>
                        </td>
                      </tr>

                  </table>
                </div>
                <div>
                  <table cellspacing="0" cellpadding="0" id="zd4759c6ad58946f2a3e25d13605721fe" class="DSPFListTable" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

                      <tr>
                        <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                          <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                        </td>
                        <td style="width: auto; vertical-align: top;">
                          <div style="color: #000000; font-size: 8pt;">potential risks and uncertainties relating to the severity of impacts from COVID-19 and the duration of the pandemic, including potential material
                            adverse effects on our business, financial condition and results of operations;</div>
                        </td>
                      </tr>

                  </table>
                </div>
                <div>
                  <table cellspacing="0" cellpadding="0" id="z0e8853d494f44cc8a059a06007036b59" class="DSPFListTable" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

                      <tr>
                        <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                          <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                        </td>
                        <td style="width: auto; vertical-align: top;">
                          <div style="color: #000000; font-size: 8pt;">the direct and indirect impacts of deterioration or slow recovery in residential and commercial real estate markets;</div>
                        </td>
                      </tr>

                  </table>
                </div>
                <div>
                  <table cellspacing="0" cellpadding="0" id="zbba451c5c18748a7b13dad19fdb3bb8d" class="DSPFListTable" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

                      <tr>
                        <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                          <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                        </td>
                        <td style="width: auto; vertical-align: top;">
                          <div style="color: #000000; font-size: 8pt;">adverse rating actions by credit rating agencies in respect of us, sovereign issuers, structured credit products or other credit-related exposures;</div>
                        </td>
                      </tr>

                  </table>
                </div>
              </div>
            </div>
            <div><br>
            </div>
          </div>
        </div>
      </div>
      <div>
        <div>
          <div>
            <div><br>
            </div>
            <br>
          </div>
          <br>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 50%; vertical-align: top;">
                  <div style="color: #000000; font-size: 8pt;">Page 3</div>
                </td>
                <td style="width: 50%; vertical-align: top;">
                  <div style="text-align: right; color: #000000; font-size: 8pt;">October 27, 2022</div>
                </td>
              </tr>

          </table>
          <div><br>
          </div>
          <div>
            <div><br>
            </div>
            <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
              <div style="page-break-after: always;" class="BRPFPageBreak">
                <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
            </div>
            <br>
            <div><br>
            </div>
            <div>
              <div style="text-align: left; color: #000000; font-size: 8pt;">Not for release, publication or distribution in or to Canada, Australia, the Hong Kong Special Administrative Region of the People&#8217;s Republic of China, South
                Africa or Japan and any other jurisdiction in which it would be unlawful to receive or view this announcement.</div>
              <div><br>
              </div>
              <div style="text-align: right;"><img width="245" height="33" src="image0.jpg"></div>
              <div style="text-align: left; color: #000000; font-size: 12pt;">Media release</div>
              <div><br>
              </div>
              <div><br>
              </div>
            </div>
            <div><br>
            </div>
            <div>
              <div>
                <table cellspacing="0" cellpadding="0" id="zb58681c8b0f142148e34cecaade17bdc" class="DSPFListTable" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

                    <tr>
                      <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                        <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                      </td>
                      <td style="width: auto; vertical-align: top;">
                        <div style="color: #000000; font-size: 8pt;">the ability to achieve our strategic initiatives, including those related to our targets, ambitions and goals, such as our financial ambitions as
                          well as various goals and commitments to incorporate certain environmental, social and governance considerations into our business strategy, products, services and risk management processes;</div>
                      </td>
                    </tr>

                </table>
              </div>
              <div>
                <table cellspacing="0" cellpadding="0" id="z7be5e951839f42d0b17ce046c5e76f49" class="DSPFListTable" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

                    <tr>
                      <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                        <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                      </td>
                      <td style="width: auto; vertical-align: top;">
                        <div style="color: #000000; font-size: 8pt;">our ability to achieve our announced comprehensive new strategic direction for the Group and significant changes to its structure and&#160; organization;</div>
                      </td>
                    </tr>

                </table>
              </div>
              <div>
                <table cellspacing="0" cellpadding="0" id="zc45ff28845b94afd94584df81ca84c6a" class="DSPFListTable" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

                    <tr>
                      <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                        <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                      </td>
                      <td style="width: auto; vertical-align: top;">
                        <div style="color: #000000; font-size: 8pt;">our ability to successfully implement the divestment of any non-core business;</div>
                      </td>
                    </tr>

                </table>
              </div>
              <div>
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                        <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
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                        <div style="color: #000000; font-size: 8pt;">the future level of any impairments and write-downs, including from the revaluation of deferred tax assets, resulting from disposals and the
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                        <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
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                        <div style="color: #000000; font-size: 8pt;">the ability of counterparties to meet their obligations to us and the adequacy of our allowance for credit losses;</div>
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                </table>
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                        <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
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                        <div style="color: #000000; font-size: 8pt;">the effects of, and changes in, fiscal, monetary, exchange rate, trade and tax policies;</div>
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                        <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
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                        <div style="color: #000000; font-size: 8pt;">the effects of currency fluctuations, including the related impact on our business, financial condition and results of operations due to moves in
                          foreign exchange rates;</div>
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                    </tr>

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                        <div style="color: #000000; font-size: 8pt;">geopolitical and diplomatic tensions, instabilities and conflicts, including war, civil unrest, terrorist activity, sanctions or other geopolitical
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                        <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
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                        <div style="color: #000000; font-size: 8pt;">the ability to appropriately address social, environmental and sustainability concerns that may arise from our business activities;</div>
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              <div>
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                    <tr>
                      <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                        <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
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                        <div style="color: #000000; font-size: 8pt;">the effects of, and the uncertainty arising from, the UK&#8217;s withdrawal from the EU;</div>
                      </td>
                    </tr>

                </table>
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                    <tr>
                      <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                        <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
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                        <div style="color: #000000; font-size: 8pt;">the possibility of foreign exchange controls, expropriation, nationalization or confiscation of assets in countries in which we conduct our
                          operations;</div>
                      </td>
                    </tr>

                </table>
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              <div>
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                    <tr>
                      <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                        <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
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                        <div style="color: #000000; font-size: 8pt;">operational factors such as systems failure, human error, or the failure to implement procedures properly;</div>
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                    </tr>

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                    <tr>
                      <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                        <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                      </td>
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                        <div style="color: #000000; font-size: 8pt;">the risk of cyber attacks, information or security breaches or technology failures on our reputation, business or operations, the risk of which is
                          increased while large portions of our employees work remotely;</div>
                      </td>
                    </tr>

                </table>
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              <div>
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                    <tr>
                      <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                        <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
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                        <div style="color: #000000; font-size: 8pt;">the adverse resolution of litigation, regulatory proceedings and other contingencies;</div>
                      </td>
                    </tr>

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              <div>
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                    <tr>
                      <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                        <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
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                        <div style="color: #000000; font-size: 8pt;">actions taken by regulators with respect to our business and practices and possible resulting changes to our business organization, practices and
                          policies in countries in which we conduct our operations;</div>
                      </td>
                    </tr>

                </table>
              </div>
              <div>
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                    <tr>
                      <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                        <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                      </td>
                      <td style="width: auto; vertical-align: top;">
                        <div style="color: #000000; font-size: 8pt;">the effects of changes in laws, regulations or accounting or tax standards, policies or practices in countries in which we conduct our operations;</div>
                      </td>
                    </tr>

                </table>
              </div>
              <div>
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                    <tr>
                      <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                        <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                      </td>
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                        <div style="color: #000000; font-size: 8pt;">the discontinuation of LIBOR and other interbank offered rates and the transition to alternative reference rates;</div>
                      </td>
                    </tr>

                </table>
              </div>
              <div>
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                    <tr>
                      <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                        <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                      </td>
                      <td style="width: auto; vertical-align: top;">
                        <div style="color: #000000; font-size: 8pt;">the potential effects of changes in our legal entity structure;</div>
                      </td>
                    </tr>

                </table>
              </div>
              <div>
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                    <tr>
                      <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                        <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                      </td>
                      <td style="width: auto; vertical-align: top;">
                        <div style="color: #000000; font-size: 8pt;">competition or changes in our competitive position in geographic and business areas in which we conduct our operations;</div>
                      </td>
                    </tr>

                </table>
              </div>
              <div>
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                    <tr>
                      <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                        <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                      </td>
                      <td style="width: auto; vertical-align: top;">
                        <div style="color: #000000; font-size: 8pt;">the ability to retain and recruit qualified personnel;</div>
                      </td>
                    </tr>

                </table>
              </div>
              <div>
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                    <tr>
                      <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                        <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                      </td>
                      <td style="width: auto; vertical-align: top;">
                        <div style="color: #000000; font-size: 8pt;">the ability to protect our reputation and promote our brand;</div>
                      </td>
                    </tr>

                </table>
              </div>
              <div>
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                    <tr>
                      <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                        <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                      </td>
                      <td style="width: auto; vertical-align: top;">
                        <div style="color: #000000; font-size: 8pt;">the ability to increase market share and control expenses;</div>
                      </td>
                    </tr>

                </table>
              </div>
              <div>
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                    <tr>
                      <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                        <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                      </td>
                      <td style="width: auto; vertical-align: top;">
                        <div style="color: #000000; font-size: 8pt;">technological changes instituted by us, our counterparties or competitors;</div>
                      </td>
                    </tr>

                </table>
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              <div>
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                    <tr>
                      <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                        <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
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                      <td style="width: auto; vertical-align: top;">
                        <div style="color: #000000; font-size: 8pt;">the timely development and acceptance of our new products and services and the perceived overall value of these products and services by users;</div>
                      </td>
                    </tr>

                </table>
              </div>
              <div>
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                    <tr>
                      <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                        <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                      </td>
                      <td style="width: auto; vertical-align: top;">
                        <div style="color: #000000; font-size: 8pt;">acquisitions, including the ability to integrate acquired businesses successfully, and divestitures, including the ability to sell non-core assets;
                          and</div>
                      </td>
                    </tr>

                </table>
              </div>
              <div>
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                    <tr>
                      <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                        <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                      </td>
                      <td style="width: auto; vertical-align: top;">
                        <div style="color: #000000; font-size: 8pt;">other unforeseen or unexpected events and our success at managing these and the risks involved in the foregoing.</div>
                      </td>
                    </tr>

                </table>
              </div>
              <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">We caution you that the foregoing list of important factors is not exclusive. When evaluating forward-looking statements, you should
                carefully consider the foregoing factors and other uncertainties and events, including the information set forth in &#8220;Risk factors&#8221; in <font style="font-style: italic;">I&#160;&#8211; Information on the company </font>in
                our Annual Report 2021.</div>
              <div><br>
              </div>
              <div><br>
              </div>
              <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt; font-weight: bold;">Stabilization Legend</div>
              <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;"><br>
                <br>
                Stabilization/ICMA.</div>
            </div>
          </div>
        </div>
      </div>
      <div><br>
      </div>
      <div><br>
      </div>
      <div>
        <div>
          <div>
            <div><br>
            </div>
            <br>
          </div>
          <br>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 50%; vertical-align: top;">
                  <div style="color: #000000; font-size: 8pt;">Page 4</div>
                </td>
                <td style="width: 50%; vertical-align: top;">
                  <div style="text-align: right; color: #000000; font-size: 8pt;">October 27, 2022</div>
                </td>
              </tr>

          </table>
          <div><br>
          </div>
        </div>
      </div>
      <br>
    </div>
    <br>
  </div>
  <div>
    <div style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; WIDTH: 100%; TEXT-ALIGN: left; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt"></div>
    <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
      <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
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    </div>
    <div style="TEXT-ALIGN: center">&#160;</div>
    <div style="TEXT-ALIGN: center"><u>SIGNATURES</u></div>
    <div style="TEXT-ALIGN: center">
      <div style="display: block; text-indent: 0pt;">&#160;</div>
      <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrants have duly caused this report to be signed on their behalf by
        the undersigned, thereunto duly authorized.</div>
      <div style="TEXT-ALIGN: left; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z16b69e9caf404f849100aa6f04e19717" style="FONT-SIZE: 10pt; FONT-FAMILY: arial; WIDTH: 100%">

            <tr>
              <td valign="top" align="left" style="WIDTH: 44%">&#160;</td>
              <td valign="top" align="left" style="WIDTH: 3%">&#160;</td>
              <td valign="top" align="left" style="WIDTH: 53%">
                <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">CREDIT SUISSE GROUP AG and CREDIT SUISSE AG</div>
              </td>
            </tr>
            <tr>
              <td valign="top" align="left" style="WIDTH: 44%">&#160;</td>
              <td valign="top" align="left" style="WIDTH: 3%">&#160;</td>
              <td valign="top" align="left" style="WIDTH: 53%">
                <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">(Registrants)</div>
              </td>
            </tr>
            <tr>
              <td valign="top" align="left" style="WIDTH: 44%">&#160;</td>
              <td valign="top" align="left" style="WIDTH: 3%">&#160;</td>
              <td valign="top" align="left" style="WIDTH: 53%">&#160;</td>
            </tr>
            <tr style="HEIGHT: 15px">
              <td valign="top" align="left" style="WIDTH: 44%">&#160;</td>
              <td valign="top" align="left" style="WIDTH: 3%">
                <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">By:</div>
              </td>
              <td valign="top" align="left" style="WIDTH: 53%">
                <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"><font style="DISPLAY: inline">/s/</font> Reto H&#246;sli</div>
              </td>
            </tr>
            <tr>
              <td valign="top" align="left" style="WIDTH: 44%">&#160;</td>
              <td valign="top" align="left" style="WIDTH: 3%">&#160;</td>
              <td valign="top" align="left" style="WIDTH: 53%">
                <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Reto H&#246;sli</div>
              </td>
            </tr>
            <tr>
              <td valign="top" style="WIDTH: 44%">&#160;</td>
              <td valign="top" style="WIDTH: 3%">&#160;</td>
              <td valign="top" align="left" style="WIDTH: 53%">
                <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Director</div>
              </td>
            </tr>
            <tr>
              <td valign="top" align="left" style="WIDTH: 44%">
                <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"></div>
              </td>
              <td valign="top" align="left" style="WIDTH: 3%">&#160;</td>
              <td valign="top" align="left" style="WIDTH: 53%">&#160;</td>
            </tr>
            <tr>
              <td valign="top" align="left" style="WIDTH: 44%">&#160;</td>
              <td valign="top" style="WIDTH: 3%">&#160;</td>
              <td valign="top" align="left" style="WIDTH: 53%">&#160;</td>
            </tr>
            <tr>
              <td valign="top" align="left" style="WIDTH: 44%">&#160;</td>
              <td valign="top" style="WIDTH: 3%">&#160;</td>
              <td valign="top" align="left" style="width: 53%;">/s/ Annina M&#252;ller</td>
            </tr>
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              <td valign="top" align="left" style="width: 53%;">Annina M&#252;ller</td>
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              <td valign="top" align="left" style="WIDTH: 44%">Date: October 27, 2022</td>
              <td valign="top" style="WIDTH: 3%">&#160;</td>
              <td valign="top" align="left" style="width: 53%;">Vice President</td>
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
