<SEC-DOCUMENT>0001370368-22-000090.txt : 20221031
<SEC-HEADER>0001370368-22-000090.hdr.sgml : 20221031
<ACCEPTANCE-DATETIME>20221031171244
ACCESSION NUMBER:		0001370368-22-000090
CONFORMED SUBMISSION TYPE:	6-K
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20221031
FILED AS OF DATE:		20221031
DATE AS OF CHANGE:		20221031

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CREDIT SUISSE GROUP AG
		CENTRAL INDEX KEY:			0001159510
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			V8
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-15244
		FILM NUMBER:		221347041

	BUSINESS ADDRESS:	
		STREET 1:		PARADEPLATZ 8
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8001
		BUSINESS PHONE:		1 919 994 1161

	MAIL ADDRESS:	
		STREET 1:		P.O. BOX 1
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8070

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CREDIT SUISSE GROUP
		DATE OF NAME CHANGE:	20010921

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CREDIT SUISSE AG
		CENTRAL INDEX KEY:			0001053092
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			V8
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-33434
		FILM NUMBER:		221347042

	BUSINESS ADDRESS:	
		STREET 1:		PARADEPLATZ 8
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8001
		BUSINESS PHONE:		01141 44 333 1111

	MAIL ADDRESS:	
		STREET 1:		P.O. BOX 1
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8070

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CREDIT SUISSE / /FI
		DATE OF NAME CHANGE:	20050607

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CREDIT SUISSE FIRST BOSTON /                            /FI
		DATE OF NAME CHANGE:	19980115
</SEC-HEADER>
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<FILENAME>a221031-6k.htm
<DESCRIPTION>6-K
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  <div>&#160;</div>
  <div style="font-size: 12pt; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">UNITED STATES</div>
  <div style="font-size: 12pt; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">SECURITIES AND EXCHANGE COMMISSION</div>
  <div style="font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Washington, D.C. 20549</div>
  <div style="font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">______________</div>
  <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
  <div style="font-size: 12pt; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Form 6-K</div>
  <div style="font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">______________</div>
  <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
  <div style="font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16</div>
  <div style="font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">UNDER THE SECURITIES EXCHANGE ACT OF 1934</div>
  <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
  <div style="TEXT-ALIGN: center; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt"><font style="display: inline;">October 31, 2022</font><br>
  </div>
  <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
  <div style="text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Commission File Number 001-15244</div>
  <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
  <div style="font-size: 18pt; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">CREDIT SUISSE GROUP AG</div>
  <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
  <div style="text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">(Translation of registrant&#8217;s name into English)</div>
  <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
  <div style="text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Paradeplatz 8, 8001 Zurich, Switzerland</div>
  <div style="text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">(Address of principal executive office)</div>
  <div style="font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">______________</div>
  <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
  <div style="text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Commission File Number 001-33434</div>
  <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
  <div style="font-size: 18pt; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">CREDIT SUISSE AG</div>
  <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
  <div style="text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">(Translation of registrant&#8217;s name into English)</div>
  <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
  <div style="text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Paradeplatz 8, 8001 Zurich, Switzerland</div>
  <div style="text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">(Address of principal executive office)</div>
  <div style="font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">______________</div>
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  </div>
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  <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.</div>
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            <div style="text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Form 20-F &#9746;</div>
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            <div style="text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Form 40-F &#9744;</div>
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  <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1):</div>
  <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
  <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"><font style="FONT-WEIGHT: bold; DISPLAY: inline">Note</font>: Regulation S-T Rule 101(b)(1) only permits the submission in paper of a Form 6-K if
    submitted solely to provide an attached annual report to security holders.</div>
  <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
  <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7):</div>
  <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
  <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"><font style="FONT-WEIGHT: bold; DISPLAY: inline">Note: </font>Regulation S-T Rule 101(b)(7) only permits the submission in paper of a Form 6-K if
    submitted to furnish a report or other document that the registrant foreign private issuer must furnish and make public under the laws of the jurisdiction in which the registrant is incorporated, domiciled or legally organized (the registrant&#8217;s &#8220;home
    country&#8221;), or under the rules of the home country exchange on which the registrant&#8217;s securities are traded, as long as the report or other document is not a press release, is not required to be and has not been distributed to the registrant&#8217;s security
    holders, and, if discussing a material event, has already been the subject of a Form 6-K submission or other Commission filing on EDGAR.</div>
  <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
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    <hr style="BORDER-TOP: black 1px solid; HEIGHT: 10px; BORDER-BOTTOM: black 4px solid; COLOR: #ffffff; TEXT-ALIGN: center; MARGIN-LEFT: auto; BACKGROUND-COLOR: #ffffff; MARGIN-RIGHT: auto"> </div>
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    <div style="text-align: left; color: rgb(0, 0, 0);">This report on Form 6-K is being filed by Credit Suisse Group AG and Credit Suisse AG and is hereby incorporated by reference into the Registration Statement on Form F-3 (file no. 333-238458) and the
      Registration Statements on Form S-8 (file nos. 333-101259, 333-208152 and 333-217856), except for the sentence &#8220;Further information about Credit Suisse can be found at&#160;<u>www.credit-suisse.com</u>.&#8221; Information contained on our website or referenced
      in this report via website links is not incorporated by reference into this report.</div>
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      <div style="text-align: left; font-size: 8pt;"> <br>
      </div>
      <div style="text-align: left; font-size: 8pt;">This announcement is not for release, publication or distribution (directly or indirectly) in or to Canada, Australia, the Hong Kong Special Administrative Region of the People&#8217;s Republic of China, South
        Africa or Japan and any other jurisdiction in which it would be unlawful to receive or view this announcement.</div>
      <div><br>
      </div>
      <div style="text-align: left; font-size: 8pt;">This announcement is not an offer of securities for sale in the United States. The securities to which this announcement relates have not been and will not be registered under the United States
        Securities Act of 1933, as amended (the &#8220;Securities Act&#8221;), and may not be offered or sold in the United States absent registration or an exemption from registration under the Securities Act. There will not be a public offering of securities in the
        United States.</div>
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              <div style="text-align: right;"><img width="245" height="33" src="image0.jpg"></div>
              <div style="color: #000000; font-size: 12pt;">Media release</div>
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            <td style="width: 100%; vertical-align: bottom;">&#160;</td>
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              <div style="color: #000000; font-family: 'Credit Suisse Type Light', sans-serif; font-size: 12pt;">Ad hoc announcement pursuant to Art. 53 LR</div>
              <div style="color: rgb(0, 0, 0); font-size: 18pt;">Credit Suisse Group AG announces the enlargement of the banking syndicate, the expected terms for the rights issue and the final terms of the share placement to qualified investors</div>
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    <div style="text-align: left; margin-left: 78pt;">Zurich, October 31, 2022 &#8211; <font style="font-weight: bold;">Credit Suisse Group AG has enlarged the banking syndicate underwriting the rights issue and announces the reference price, the purchase price
        and maximum number of new shares to be issued to and to be purchased by a number of qualified investors without the pre-emptive subscription rights of existing shareholders as well as the expected terms of the rights issue.</font></div>
    <div><br>
    </div>
    <div style="text-align: left; margin-left: 77.95pt; color: #000000;">Further to the announcement on October 27, 2022, Credit Suisse Group AG announces the reference price for the proposed share capital increases of CHF 4.07, which corresponds to the
      volume weighted average price of the shares of Credit Suisse Group AG traded on SIX Swiss Exchange on October 27 and October 28, 2022.</div>
    <div><br>
    </div>
    <div style="text-align: left; margin-left: 77.95pt; color: #000000;">Credit Suisse Group AG furthermore announces the purchase price of each share and the maximum number of new shares to be issued to and purchased by qualified investors without the
      pre-emptive subscription rights of existing shareholders. The qualified investors have committed, under customary conditions, to purchase 462,041,884 new shares with a par value of CHF 0.04 each for a purchase price of CHF 3.82, corresponding to 94%
      of the reference price. The expected gross proceeds to Credit Suisse Group AG from the share placement are expected to amount to CHF 1.76 billion. In connection with the share placement to qualified investors, 307,591,623 new shares are expected to
      be issued to and purchased by Saudi National Bank (SNB). Following the share placement capital increase, Saudi National Bank is expected to hold 9.9% of Credit Suisse Group AG&#8217;s share capital. SNB as well as the other qualified investors have
      committed not to sell the new shares until after the settlement date of the subsequent rights offering and to exercise all the rights that will be allocated to the shares they have committed to acquire.</div>
    <div><br>
    </div>
    <div style="text-align: left; margin-left: 77.95pt; color: #000000;">Furthermore, under the expected terms of the rights offering (i.e., full issuance of all shares to qualified investors in the share placement as described above), Credit Suisse Group
      AG expects to issue 889,368,458 new shares with a par value of CHF 0.04 each. Shareholders of Credit Suisse Group AG will be allotted one pre-emptive subscription right for each share they hold on November 25, 2022 (after close of trading). It is
      expected that seven pre-emptive subscription rights entitle their holder &#8211; subject to certain restrictions under applicable local laws &#8211; to purchase two new shares at an expected offer price of CHF 2.52 per share, in line with the previously
      published approximate discount to the theoretical ex-rights price (TERP) of 32% to the reference price and resulting in gross proceeds from the rights issue to Credit Suisse Group AG of approximately CHF 2.24 billion. The gross proceeds of both
      capital increases are expected to amount to CHF 4.0 billion.</div>
    <div><br>
    </div>
    <div style="text-align: left; margin-left: 77.95pt; color: #000000;">To the extent that the share placement to qualified investors as described above does not take place (e.g. if it is not approved by the Extraordinary General Meeting), Credit Suisse
      Group AG expects to issue 1,767,165,146 new shares with a par value of CHF 0.04 each in the context of the rights issue. In this case, three pre-emptive subscription rights entitle their holder &#8211; subject to certain restrictions under applicable local
      laws &#8211; to purchase two new shares at an offer price of CHF 2.27 per share, in line with the previously published approximate discount to TERP of 32% to the reference price and resulting in gross proceeds to Credit Suisse Group AG of approximately CHF
      4.0 billion.</div>
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            <div style="color: #000000; font-size: 8pt;">Page <font class="BRPFPageNumber">1</font></div>
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            <div style="text-align: right; color: #000000; font-size: 8pt;">October 31, 2022</div>
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    <br>
    <div style="text-align: left; font-size: 8pt;">Not for release, publication or distribution in or to Canada, Australia, the Hong Kong Special Administrative Region of the People&#8217;s Republic of China, South Africa or Japan and any other jurisdiction in
      which it would be unlawful to receive or view this announcement.</div>
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    </div>
    <div style="text-align: right;"><img width="245" height="33" src="image0.jpg"></div>
    <div style="text-align: left; color: #000000; font-size: 12pt;">Media release</div>
    <div><br>
    </div>
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      <div><br>
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        </div>
        <div style="text-align: left; margin-left: 77.95pt; color: #000000;">The issuance of the new shares is conditional upon approval by the Extraordinary General Meeting of the capital increases to create the shares which is expected to be held on
          November 23, 2022. The final terms of the rights issue are expected to be communicated on November 24, 2022.</div>
        <div style="text-align: left; margin-left: 77.95pt; color: #000000;"> <br>
        </div>
        <div style="text-align: left; margin-left: 77.95pt; color: #000000;"> <br>
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        <div style="text-align: left; margin-left: 77.95pt; color: #000000;">
          <table cellspacing="0" cellpadding="0" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;" id="z4d9656e6c62340e6b3c253f587d25201">

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                  <div style="color: #000000; font-weight: bold;">Contact details</div>
                  <div>&#160;</div>
                  <div style="color: #000000;"><font style="font-weight: bold;">Kinner Lakhani</font>, Investor Relations, Credit Suisse</div>
                  <div style="color: #000000;">Tel: +41 44 333 71 49</div>
                  <div style="color: #000000;">Email: investor.relations@credit-suisse.com</div>
                  <div>&#160;</div>
                  <div style="color: #000000;"><font style="font-weight: bold;">Dominik von Arx</font>, Corporate Communications, Credit Suisse</div>
                  <div style="color: #000000;">Tel: +41 844 33 88 44</div>
                  <div style="color: #000000;">Email: media.relations@credit-suisse.com</div>
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          <div style="text-align: left; margin-left: 77.95pt; font-size: 8pt; font-weight: bold;">Credit Suisse</div>
          <div style="text-align: left; margin-left: 77.95pt; font-size: 8pt;">Credit Suisse is one of the world's leading financial services providers. The bank&#8217;s strategy builds on its core strengths: its position as a leading wealth manager, its
            specialist investment banking and asset management capabilities and its strong presence in its home market of Switzerland. Credit Suisse seeks to follow a balanced approach to wealth management, aiming to capitalize on both the large pool of
            wealth within mature markets as well as the significant growth in wealth in Asia Pacific and other emerging markets, while also serving key developed markets with an emphasis on Switzerland. The bank employs more than 50,000 people. The
            registered shares (CSGN) of Credit Suisse Group AG, are listed in Switzerland and, in the form of American Depositary Shares (CS), in New York. Further information about Credit Suisse can be found at <font style="color: #000000;"><u>www.credit-suisse.com</u></font>.</div>
          <div><br>
          </div>
          <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt; font-weight: bold;">Important note</div>
          <div><br>
          </div>
          <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">This document is not an offer to sell or a solicitation of offers to purchase or subscribe for securities of Credit Suisse Group AG. This document may qualify as
            advertisement under the Swiss Federal Act on Financial Services (&#8220;<font style="font-weight: bold;">FinSA</font>&#8221;) but is not a prospectus nor a key information document pursuant to the FinSA, nor does it qualify as a prospectus under any other
            applicable laws. Copies of this document may not be sent to jurisdictions, or distributed in or sent from jurisdictions, in which this is barred or prohibited by law. The information contained herein shall not constitute an offer to sell or the
            solicitation of an offer to buy, in any jurisdiction in which such offer or solicitation would be unlawful prior to registration, exemption from registration or qualification under the securities laws of any jurisdiction.</div>
          <div><br>
          </div>
          <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">This document does not constitute an offer or invitation to subscribe for or to purchase any securities in the United States of America. The Securities referred
            to herein have not been and will not be registered under the U.S. Securities Act of 1933, as amended (the &#8220;Securities Act&#8221;) or the laws of any U.S. state and may not be offered or sold in the United States of America absent registration or an
            exemption from registration under the Securities Act. There will be no public offering of the Securities in the United States of America.</div>
          <div><br>
          </div>
          <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">The information contained herein does not constitute an offer of securities to the public in the United Kingdom. No prospectus offering securities to the public
            will be published in the United Kingdom. This document is only addressed to and directed at persons in the United Kingdom who are &#8220;qualified investors&#8221; within the meaning of Article 2(e) of Regulation (EU) 2017/1129, as amended, as it forms
            part of retained EU law by virtue of the European Union (Withdrawal) Act 2018 (the &#8220;<font style="font-weight: bold;">U.K. Prospectus Regulation</font>&#8221;). In addition, this document is being distributed to, and is only directed at, qualified
            investors (i) who have professional experience in matters relating to investments falling within the definition of &#8220;investment professionals&#8221; in Article 19(5) of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005, as
            amended (the &#8220;<font style="font-weight: bold;">Order</font>&#8221;), (ii) who fall within Article 49(2)(a) to (d) of the Order or (iii) to whom it may otherwise lawfully be communicated (all such persons, together with &#8220;qualified investors&#8221; within
            the meaning of Article 2(e) of the U.K. Prospectus Regulation, being referred to as &#8220;<font style="font-weight: bold;">relevant persons</font>&#8221;). This announcement and the information contained herein must not be acted on or relied upon in the
            United Kingdom, by persons who are not relevant persons. Any investment or investment activity to which this document relates is available only to, and any invitation, offer or agreement to subscribe, purchase or otherwise acquire the same will
            be engaged in only with, relevant persons.</div>
          <div><br>
          </div>
          <div style="margin: 0px 0px 0px 77.95pt; color: #000000; font-size: 8pt; text-align: left;">The information contained herein does not constitute an offer of securities to the public in any member state of the European Economic Area (the &#8220;<font style="font-weight: bold;">EEA</font>&#8221;) (each a &#8220;<font style="font-weight: bold;">Member State</font>&#8221;), no action has been undertaken or will be undertaken to make an offer to the public of securities requiring publication of a prospectus in
            any Member State. This document is only addressed to and is only directed at persons in Member States who are &#8220;qualified investors&#8221; (&#8220;<font style="font-weight: bold;">Qualified Investors</font>&#8221;) within the meaning of Article 2(e) of Regulation
            (EU) 2017/1129 (such Regulation, together with any applicable implementing measures in the relevant home Member State under such Regulation, the &#8220;<font style="font-weight: bold;">Prospectus Regulation</font>&#8221;). The information contained herein
            must not be acted on or relied upon in any Member State by persons who are not Qualified Investors. Any investment or investment activity to which this announcement relates is</div>
          <div><br>
            <div>
              <div>
                <div><br>
                </div>
                <br>
              </div>
              <br>
            </div>
            <div>
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                    <td style="width: 50%; vertical-align: top;">
                      <div style="color: #000000; font-size: 8pt;">Page 2</div>
                    </td>
                    <td style="width: 50%; vertical-align: top;">
                      <div style="text-align: right; color: #000000; font-size: 8pt;">October 31, 2022</div>
                    </td>
                  </tr>

              </table>
              <div><br>
              </div>
              <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
                <div class="BRPFPageBreak" style="page-break-after: always;">
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              </div>
              <div><br>
              </div>
              <br>
              <div style="text-align: left; font-size: 8pt;">Not for release, publication or distribution in or to Canada, Australia, the Hong Kong Special Administrative Region of the People&#8217;s Republic of China, South Africa or Japan and any other
                jurisdiction in which it would be unlawful to receive or view this announcement.</div>
              <div><br>
              </div>
              <div style="text-align: right;"><img width="245" height="33" src="image0.jpg"></div>
              <div style="text-align: left; color: #000000; font-size: 12pt;">Media release</div>
              <div><br>
              </div>
              <div>
                <div><br>
                  <div><br>
                  </div>
                  <div>
                    <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">only available to, and any invitation, offer or agreement to purchase, subscribe or otherwise acquire the same will be engaged in only with, Qualified
                      Investors. For the purpose of this paragraph, the expression &#8220;offer of securities to the public&#8221; means the communication in any form and by any means of sufficient information on the terms of the offer and the securities to be offered
                      so as to enable the investor to decide to purchase or subscribe for the securities and the expression &#8220;Prospectus Regulation&#8221; means Regulation (EU) 2017/1129 and includes any amendments and relevant delegated regulations thereto.</div>
                    <div><br>
                    </div>
                    <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt; font-weight: bold;">Statement regarding capital, liquidity and leverage</div>
                    <div><br>
                    </div>
                    <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">Credit Suisse Group AG is subject to the Basel framework, as implemented in Switzerland, as well as Swiss legislation and regulations for systemically
                      important banks, which include capital, liquidity, leverage and large exposure requirements and rules for emergency plans designed to maintain systemically relevant functions in the event of threatened insolvency. Credit Suisse Group
                      AG has adopted the Bank for International Settlements (BIS) leverage ratio framework, as issued by the Basel Committee on Banking Supervision (BCBS) and implemented in Switzerland by the Swiss Financial Market Supervisory Authority
                      FINMA.</div>
                    <div><br>
                    </div>
                    <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">Unless otherwise noted, all CET1 ratio, CET1 leverage ratio, Tier-1 leverage ratio, risk-weighted assets and leverage exposure figures in this document
                      are as of the end of the respective period.</div>
                    <div><br>
                    </div>
                    <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">Unless otherwise noted, leverage exposure is based on the BIS leverage ratio framework and consists of period-end balance sheet assets and prescribed
                      regulatory adjustments. The tier 1 leverage ratio and CET1 leverage ratio are calculated as BIS tier 1 capital and CET1 capital, respectively, divided by period-end leverage exposure.</div>
                    <div><br>
                    </div>
                    <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt; font-weight: bold;">Cautionary statement regarding forward-looking information</div>
                    <div><br>
                    </div>
                    <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">This document contains statements that constitute forward-looking statements. In addition, in the future we, and others on our behalf, may make
                      statements that constitute forward-looking statements. Such forward-looking statements may include, without limitation, statements relating to the following:</div>
                    <div>
                      <table cellspacing="0" cellpadding="0" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z205ba935acb444c99916533813c335c4">

                          <tr>
                            <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                              <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                            </td>
                            <td style="width: auto; vertical-align: top;">
                              <div style="color: #000000; font-size: 8pt;">our plans, targets or goals;</div>
                            </td>
                          </tr>

                      </table>
                    </div>
                    <div>
                      <table cellspacing="0" cellpadding="0" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zbb8d9939b1c64b2b97c6a55e233d7e41">

                          <tr>
                            <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                              <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                            </td>
                            <td style="width: auto; vertical-align: top;">
                              <div style="color: #000000; font-size: 8pt;">our future economic performance or prospects;</div>
                            </td>
                          </tr>

                      </table>
                    </div>
                    <div>
                      <table cellspacing="0" cellpadding="0" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z6d18897883644dd6a4b2356136bf7636">

                          <tr>
                            <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                              <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                            </td>
                            <td style="width: auto; vertical-align: top;">
                              <div style="color: #000000; font-size: 8pt;">the potential effect on our future performance of certain contingencies; and</div>
                            </td>
                          </tr>

                      </table>
                    </div>
                    <div>
                      <table cellspacing="0" cellpadding="0" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z3c7a701241eb4a5aa04f85be5bb45ec8">

                          <tr>
                            <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                              <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                            </td>
                            <td style="width: auto; vertical-align: top;">
                              <div style="color: #000000; font-size: 8pt;">assumptions underlying any such statements.</div>
                            </td>
                          </tr>

                      </table>
                    </div>
                    <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">Words such as &#8220;believes,&#8221; &#8220;anticipates,&#8221; &#8220;expects,&#8221; &#8220;intends&#8221; and &#8220;plans&#8221; and similar expressions are intended to identify forward-looking statements
                      but are not the exclusive means of identifying such statements. We do not intend to update these forward-looking statements.</div>
                    <div style="text-align: left; margin-left: 77.95pt; margin-top: 5.65pt; color: #000000; font-size: 8pt;">By their very nature, forward-looking statements involve inherent risks and uncertainties, both general and specific, and risks
                      exist that predictions, forecasts, projections and other outcomes described or implied in forward-looking statements will not be achieved. We caution you that a number of important factors could cause results to differ materially from
                      the plans, targets, goals, expectations, estimates and intentions expressed in such forward-looking statements. These factors include, but are not limited to:</div>
                    <div>
                      <table cellspacing="0" cellpadding="0" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z0a303089557d4c18a4ff23dcd07938ee">

                          <tr>
                            <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                              <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                            </td>
                            <td style="width: auto; vertical-align: top;">
                              <div style="color: #000000; font-size: 8pt;">the ability to maintain sufficient liquidity and access capital markets;</div>
                            </td>
                          </tr>

                      </table>
                    </div>
                    <div>
                      <table cellspacing="0" cellpadding="0" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zb70ee0ee91c14eb5bbb528e058ba3b86">

                          <tr>
                            <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                              <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                            </td>
                            <td style="width: auto; vertical-align: top;">
                              <div style="color: #000000; font-size: 8pt;">market volatility, increases in inflation and interest rate fluctuations or developments affecting interest rate levels;</div>
                            </td>
                          </tr>

                      </table>
                    </div>
                    <div>
                      <table cellspacing="0" cellpadding="0" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zaf0e3ab7d420436bbe328ca8bca041d0">

                          <tr>
                            <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                              <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                            </td>
                            <td style="width: auto; vertical-align: top;">
                              <div style="color: #000000; font-size: 8pt;">the ongoing significant negative consequences, including reputational harm, of the Archegos and supply chain finance funds matters, as well as other recent events, and our ability
                                to successfully resolve these matters;</div>
                            </td>
                          </tr>

                      </table>
                    </div>
                    <div>
                      <table cellspacing="0" cellpadding="0" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zb9fd653a2afa4792a705a58470fb0987">

                          <tr>
                            <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                              <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                            </td>
                            <td style="width: auto; vertical-align: top;">
                              <div style="color: #000000; font-size: 8pt;">the impact of social media speculation and unsubstantiated media reports about our business and its performance;</div>
                            </td>
                          </tr>

                      </table>
                    </div>
                    <div>
                      <table cellspacing="0" cellpadding="0" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zab1f1ac100f54e229dda9c76d3d66b7c">

                          <tr>
                            <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                              <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                            </td>
                            <td style="width: auto; vertical-align: top;">
                              <div style="color: #000000; font-size: 8pt;">the extent of outflows of assets or future net new asset generation across our divisions;</div>
                            </td>
                          </tr>

                      </table>
                    </div>
                    <div>
                      <table cellspacing="0" cellpadding="0" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z7edb884672be49849c1b1178524ede9c">

                          <tr>
                            <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                              <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                            </td>
                            <td style="width: auto; vertical-align: top;">
                              <div style="color: #000000; font-size: 8pt;">our ability to improve our risk management procedures and policies and hedging strategies;</div>
                            </td>
                          </tr>

                      </table>
                    </div>
                    <div>
                      <table cellspacing="0" cellpadding="0" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z19fadff319ee4eababb98172b86c4011">

                          <tr>
                            <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                              <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                            </td>
                            <td style="width: auto; vertical-align: top;">
                              <div style="color: #000000; font-size: 8pt;">the strength of the global economy in general and the strength of the economies of the countries in which we conduct our operations, in particular, but not limited to, the risk of
                                negative impacts of COVID-19 on the global economy and financial markets, Russia&#8217;s invasion of Ukraine, the resulting sanctions from the US, EU, UK, Switzerland and other countries and the risk of continued slow economic
                                recovery or downturn in the EU, the US or other developed countries or in emerging markets in 2022 and beyond;</div>
                            </td>
                          </tr>

                      </table>
                    </div>
                    <div>
                      <table cellspacing="0" cellpadding="0" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zdd7238abc64041e4b8a5785063685e6d">

                          <tr>
                            <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                              <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                            </td>
                            <td style="width: auto; vertical-align: top;">
                              <div style="color: #000000; font-size: 8pt;">the emergence of widespread health emergencies, infectious diseases or pandemics, such as COVID-19, and the actions that may be taken by governmental authorities to contain the
                                outbreak or to counter its impact;</div>
                            </td>
                          </tr>

                      </table>
                    </div>
                    <div>
                      <table cellspacing="0" cellpadding="0" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z497fa8bde7254c41971f7c1741a1b980">

                          <tr>
                            <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                              <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                            </td>
                            <td style="width: auto; vertical-align: top;">
                              <div style="color: #000000; font-size: 8pt;">potential risks and uncertainties relating to the severity of impacts from COVID-19 and the duration of the pandemic, including potential material adverse effects on our business,
                                financial condition and results of operations;</div>
                            </td>
                          </tr>

                      </table>
                    </div>
                    <div>
                      <table cellspacing="0" cellpadding="0" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zc1cd412882a74b219007de325a94d58d">

                          <tr>
                            <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                              <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                            </td>
                            <td style="width: auto; vertical-align: top;">
                              <div style="color: #000000; font-size: 8pt;">the direct and indirect impacts of deterioration or slow recovery in residential and commercial real estate markets;</div>
                            </td>
                          </tr>

                      </table>
                    </div>
                    <div>
                      <table cellspacing="0" cellpadding="0" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zbb607d907be842d0bbda1a6a2c092216">

                          <tr>
                            <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                              <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                            </td>
                            <td style="width: auto; vertical-align: top;">
                              <div style="color: #000000; font-size: 8pt;">adverse rating actions by credit rating agencies in respect of us, sovereign issuers, structured credit products or other credit-related exposures;</div>
                            </td>
                          </tr>

                      </table>
                    </div>
                    <div>
                      <table cellspacing="0" cellpadding="0" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z89e5512c62be4941b6eb8d7a7b4df8ef">

                          <tr>
                            <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                              <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                            </td>
                            <td style="width: auto; vertical-align: top;">
                              <div style="color: #000000; font-size: 8pt;">the ability to achieve our strategic initiatives, including those related to our targets, ambitions and goals, such as our financial ambitions as well as various goals and
                                commitments to incorporate certain environmental, social and governance considerations into our business strategy, products, services and risk management processes;</div>
                            </td>
                          </tr>

                      </table>
                    </div>
                    <div>
                      <table cellspacing="0" cellpadding="0" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zb43a19c4df034f9a8ff60957125cd1bc">

                          <tr>
                            <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                              <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                            </td>
                            <td style="width: auto; vertical-align: top;">
                              <div style="color: #000000; font-size: 8pt;">our ability to achieve our announced comprehensive new strategic direction for the Group and significant changes to its structure and&#160; organization;</div>
                            </td>
                          </tr>

                      </table>
                    </div>
                    <div>
                      <table cellspacing="0" cellpadding="0" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zfc8e9dd2346545a1bada67d3050337fb">

                          <tr>
                            <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                              <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                            </td>
                            <td style="width: auto; vertical-align: top;">
                              <div style="color: #000000; font-size: 8pt;">our ability to successfully implement the divestment of any non-core business;</div>
                            </td>
                          </tr>

                      </table>
                    </div>
                    <div>
                      <table cellspacing="0" cellpadding="0" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zf81fc7ec4a6d4e8db749919fa87d9531">

                          <tr>
                            <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                              <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                            </td>
                            <td style="width: auto; vertical-align: top;">
                              <div style="color: #000000; font-size: 8pt;">the future level of any impairments and write-downs, including from the revaluation of deferred tax assets, resulting from disposals and the implementation of the proposed strategic
                                initiatives&#8217;;</div>
                            </td>
                          </tr>

                      </table>
                    </div>
                    <div>
                      <table cellspacing="0" cellpadding="0" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zc18b1a514658441faca43d3645158c28">

                          <tr>
                            <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                              <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                            </td>
                            <td style="width: auto; vertical-align: top;">
                              <div style="color: #000000; font-size: 8pt;">the ability of counterparties to meet their obligations to us and the adequacy of our allowance for credit losses;</div>
                            </td>
                          </tr>

                      </table>
                    </div>
                    <div>
                      <table cellspacing="0" cellpadding="0" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zd0cd391c40594c55a033de99ab2a1c06">

                          <tr>
                            <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                              <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                            </td>
                            <td style="width: auto; vertical-align: top;">
                              <div style="color: #000000; font-size: 8pt;">the effects of, and changes in, fiscal, monetary, exchange rate, trade and tax policies;</div>
                            </td>
                          </tr>

                      </table>
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                            <td style="width: 50%; vertical-align: top;">
                              <div style="color: #000000; font-size: 8pt;">Page 3</div>
                            </td>
                            <td style="width: 50%; vertical-align: top;">
                              <div style="text-align: right; color: #000000; font-size: 8pt;">October 31, 2022</div>
                            </td>
                          </tr>

                      </table>
                      <div><br>
                      </div>
                      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
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                      <div><br>
                      </div>
                      <br>
                      <div style="text-align: left; font-size: 8pt;">Not for release, publication or distribution in or to Canada, Australia, the Hong Kong Special Administrative Region of the People&#8217;s Republic of China, South Africa or Japan and any other
                        jurisdiction in which it would be unlawful to receive or view this announcement.</div>
                      <div><br>
                      </div>
                      <div style="text-align: right;"><img width="245" height="33" src="image0.jpg"></div>
                      <div style="text-align: left; color: #000000; font-size: 12pt;">Media release</div>
                      <div><br>
                      </div>
                      <div>
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            <br>
            <div>
              <table cellspacing="0" cellpadding="0" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z2c3d6a822f23438190f6ba5dd6940ec7">

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                      <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
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                      <div style="color: #000000; font-size: 8pt;">the effects of currency fluctuations, including the related impact on our business, financial condition and results of operations due to moves in foreign exchange rates;</div>
                    </td>
                  </tr>

              </table>
            </div>
            <div>
              <table cellspacing="0" cellpadding="0" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z35b4883f64cb4044971b7c757ccb5d35">

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                      <div style="color: #000000; font-size: 8pt;">geopolitical and diplomatic tensions, instabilities and conflicts, including war, civil unrest, terrorist activity, sanctions or other geopolitical events or escalations of hostilities,
                        such as Russia&#8217;s invasion of Ukraine;</div>
                    </td>
                  </tr>

              </table>
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            <div>
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                  </tr>

              </table>
            </div>
            <div>
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                    <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                      <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
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                      <div style="color: #000000; font-size: 8pt;">the ability to appropriately address social, environmental and sustainability concerns that may arise from our business activities;</div>
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                  </tr>

              </table>
            </div>
            <div>
              <table cellspacing="0" cellpadding="0" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z2b3dc2e303354fa69c55cbdfdc158531">

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                    <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                      <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
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                      <div style="color: #000000; font-size: 8pt;">the effects of, and the uncertainty arising from, the UK&#8217;s withdrawal from the EU;</div>
                    </td>
                  </tr>

              </table>
            </div>
            <div>
              <table cellspacing="0" cellpadding="0" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z2a34bbcdc288414d9639d6c4bee27f53">

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                    <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                      <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
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                      <div style="color: #000000; font-size: 8pt;">the possibility of foreign exchange controls, expropriation, nationalization or confiscation of assets in countries in which we conduct our operations;</div>
                    </td>
                  </tr>

              </table>
            </div>
            <div>
              <table cellspacing="0" cellpadding="0" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zf704bc31d3104810952433094899356b">

                  <tr>
                    <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                      <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
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                      <div style="color: #000000; font-size: 8pt;">operational factors such as systems failure, human error, or the failure to implement procedures properly;</div>
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                  </tr>

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            <div>
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                  <tr>
                    <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                      <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
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                      <div style="color: #000000; font-size: 8pt;">the risk of cyber attacks, information or security breaches or technology failures on our reputation, business or operations, the risk of which is increased while large portions of our
                        employees work remotely;</div>
                    </td>
                  </tr>

              </table>
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            <div>
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                  <tr>
                    <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                      <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
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                      <div style="color: #000000; font-size: 8pt;">the adverse resolution of litigation, regulatory proceedings and other contingencies;</div>
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                  </tr>

              </table>
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            <div>
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                    <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                      <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
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                      <div style="color: #000000; font-size: 8pt;">actions taken by regulators with respect to our business and practices and possible resulting changes to our business organization, practices and policies in countries in which we conduct
                        our operations;</div>
                    </td>
                  </tr>

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            <div>
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                  <tr>
                    <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                      <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                    </td>
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                      <div style="color: #000000; font-size: 8pt;">the effects of changes in laws, regulations or accounting or tax standards, policies or practices in countries in which we conduct our operations;</div>
                    </td>
                  </tr>

              </table>
            </div>
            <div>
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                  <tr>
                    <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                      <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                    </td>
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                      <div style="color: #000000; font-size: 8pt;">the discontinuation of LIBOR and other interbank offered rates and the transition to alternative reference rates;</div>
                    </td>
                  </tr>

              </table>
            </div>
            <div>
              <table cellspacing="0" cellpadding="0" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z7676f9e0365b49af99e13bf4437525f4">

                  <tr>
                    <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                      <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
                    </td>
                    <td style="width: auto; vertical-align: top;">
                      <div style="color: #000000; font-size: 8pt;">the potential effects of changes in our legal entity structure;</div>
                    </td>
                  </tr>

              </table>
            </div>
            <div>
              <table cellspacing="0" cellpadding="0" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z0710a7c634344b09919eedb30d71d00a">

                  <tr>
                    <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                      <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
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                      <div style="color: #000000; font-size: 8pt;">competition or changes in our competitive position in geographic and business areas in which we conduct our operations;</div>
                    </td>
                  </tr>

              </table>
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            <div>
              <table cellspacing="0" cellpadding="0" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z7947c1b38af849b7b523895a6bea9211">

                  <tr>
                    <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                      <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
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                      <div style="color: #000000; font-size: 8pt;">the ability to retain and recruit qualified personnel;</div>
                    </td>
                  </tr>

              </table>
            </div>
            <div>
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                  <tr>
                    <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                      <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
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                      <div style="color: #000000; font-size: 8pt;">the ability to protect our reputation and promote our brand;</div>
                    </td>
                  </tr>

              </table>
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            <div>
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                    <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                      <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
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                      <div style="color: #000000; font-size: 8pt;">the ability to increase market share and control expenses;</div>
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                  </tr>

              </table>
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            <div>
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                  <tr>
                    <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                      <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
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                      <div style="color: #000000; font-size: 8pt;">technological changes instituted by us, our counterparties or competitors;</div>
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              </table>
            </div>
            <div>
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                  <tr>
                    <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                      <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
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                      <div style="color: #000000; font-size: 8pt;">the timely development and acceptance of our new products and services and the perceived overall value of these products and services by users;</div>
                    </td>
                  </tr>

              </table>
            </div>
            <div>
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                    <td style="width: 88.85pt; vertical-align: top; text-align: right;">
                      <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">&#8226;</div>
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                      <div style="color: #000000; font-size: 8pt;">acquisitions, including the ability to integrate acquired businesses successfully, and divestitures, including the ability to sell non-core assets; and</div>
                    </td>
                  </tr>

              </table>
            </div>
            <div>
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                  <tr>
                    <td style="width: 88.85pt; vertical-align: top; text-align: right;">
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                      <div style="color: #000000; font-size: 8pt;">other unforeseen or unexpected events and our success at managing these and the risks involved in the foregoing.</div>
                    </td>
                  </tr>

              </table>
            </div>
            <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;">We caution you that the foregoing list of important factors is not exclusive. When evaluating forward-looking statements, you should carefully consider the
              foregoing factors and other uncertainties and events, including the information set forth in &#8220;Risk factors&#8221; in <font style="font-style: italic;">I&#160;&#8211; Information on the company </font>in our Annual Report 2021.</div>
            <div><br>
            </div>
            <div><br>
            </div>
            <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt; font-weight: bold;">Stabilization Legend</div>
            <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-size: 8pt;"><br>
              <br>
              Stabilization/ICMA.</div>
          </div>
          <br>
        </div>
        <br>
      </div>
      <br>
      <div>
        <div><br>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: Arial; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 50%; vertical-align: top;">
                  <div style="color: #000000; font-size: 8pt;">Page 4<br>
                  </div>
                </td>
                <td style="width: 50%; vertical-align: top;">
                  <div style="text-align: right; color: #000000; font-size: 8pt;">October 31, 2022</div>
                </td>
              </tr>

          </table>
          <div><br>
          </div>
        </div>
      </div>
      <br>
    </div>
    <br>
  </div>
  <div>
    <div style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; WIDTH: 100%; TEXT-ALIGN: left; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt"></div>
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    <div style="TEXT-ALIGN: center">&#160;</div>
    <div style="TEXT-ALIGN: center"><u>SIGNATURES</u></div>
    <div style="TEXT-ALIGN: center">
      <div style="display: block; text-indent: 0pt;">&#160;</div>
      <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrants have duly caused this report to be signed on their behalf by
        the undersigned, thereunto duly authorized.</div>
      <div style="TEXT-ALIGN: left; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
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        <table cellspacing="0" cellpadding="0" style="FONT-SIZE: 10pt; FONT-FAMILY: arial; WIDTH: 100%" id="z16b69e9caf404f849100aa6f04e19717">

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              <td valign="top" align="left" style="WIDTH: 44%">&#160;</td>
              <td valign="top" align="left" style="WIDTH: 3%">&#160;</td>
              <td valign="top" align="left" style="WIDTH: 53%">
                <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">CREDIT SUISSE GROUP AG and CREDIT SUISSE AG</div>
              </td>
            </tr>
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              <td valign="top" align="left" style="WIDTH: 44%">&#160;</td>
              <td valign="top" align="left" style="WIDTH: 3%">&#160;</td>
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                <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">(Registrants)</div>
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            </tr>
            <tr>
              <td valign="top" align="left" style="WIDTH: 44%">&#160;</td>
              <td valign="top" align="left" style="WIDTH: 3%">&#160;</td>
              <td valign="top" align="left" style="WIDTH: 53%">&#160;</td>
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            <tr style="HEIGHT: 15px">
              <td valign="top" align="left" style="WIDTH: 44%">&#160;</td>
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                <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">By:</div>
              </td>
              <td valign="top" align="left" style="WIDTH: 53%">
                <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"><font style="DISPLAY: inline">/s/ </font>Reto H&#246;sli<br>
                </div>
              </td>
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            <tr>
              <td valign="top" align="left" style="WIDTH: 44%">&#160;</td>
              <td valign="top" align="left" style="WIDTH: 3%">&#160;</td>
              <td valign="top" align="left" style="WIDTH: 53%">
                <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Reto H&#246;sli<br>
                </div>
              </td>
            </tr>
            <tr>
              <td valign="top" style="WIDTH: 44%">&#160;</td>
              <td valign="top" style="WIDTH: 3%">&#160;</td>
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                <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Director</div>
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            </tr>
            <tr>
              <td valign="top" align="left" style="WIDTH: 44%">
                <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"></div>
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              <td valign="top" align="left" style="WIDTH: 3%">&#160;</td>
              <td valign="top" align="left" style="WIDTH: 53%">&#160;</td>
            </tr>
            <tr>
              <td valign="top" align="left" style="WIDTH: 44%">&#160;</td>
              <td valign="top" style="WIDTH: 3%">&#160;</td>
              <td valign="top" align="left" style="WIDTH: 53%">&#160;</td>
            </tr>
            <tr>
              <td valign="top" align="left" style="WIDTH: 44%">&#160;</td>
              <td valign="top" style="WIDTH: 3%">&#160;</td>
              <td valign="top" align="left" style="width: 53%;">/s/ Annina M&#252;ller</td>
            </tr>
            <tr>
              <td valign="top" align="left" style="WIDTH: 44%">&#160;</td>
              <td valign="top" style="WIDTH: 3%">&#160;</td>
              <td valign="top" align="left" style="width: 53%;">Annina M&#252;ller</td>
            </tr>
            <tr>
              <td valign="top" align="left" style="WIDTH: 44%">Date: October 31, 2022</td>
              <td valign="top" style="WIDTH: 3%">&#160;</td>
              <td valign="top" align="left" style="width: 53%;">Vice President</td>
            </tr>

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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
